Home > Bank of America Illinois > Net charge- offs to loans
Bank of America Illinois, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1564% | 4,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2493% | 206 |
| Percentage Net Loans Charged-off:Construction & development | 0.4604% | 113 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2776% | 237 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1989% | 569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,371 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0497% | 1,243 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1768% | 4,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6036% | 37 |
| Percentage Net Loans Charged-off:Construction & development | 4.3771% | 35 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4306% | 28 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 4.2194% | 4 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0840% | 662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,350 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1027% | 1,248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0085% | 8,574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5901% | 176 |
| Percentage Net Loans Charged-off:Construction & development | -0.6628% | 1,366 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4889% | 60 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0633% | 1,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,287 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3579% | 515 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6695% | 642 |
| Percentage Net Loans Charged-off: Total real estate loans | 9.5941% | 7 |
| Percentage Net Loans Charged-off:Construction & development | 14.0523% | 36 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5892% | 122 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.6316% | 1,437 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1310% | 353 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0678% | 387 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0199% | 1,260 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 18.1892% | 15 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1399% | 1,768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7999% | 323 |
| Percentage Net Loans Charged-off:Construction & development | 0.9559% | 381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6853% | 401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5679% | 899 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2574% | 1,227 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 12.9668% | 31 |