Home > Bank of America, Federal Savings Bank > Income and Expense
Bank of America, Federal Savings Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $300,050,000 | 180 |
| Total interest expense | $121,236,000 | 197 |
| Net interest income | $178,814,000 | 175 |
| Provision for loan and lease losses | $59,103,000 | 44 |
| Total noninterest income | $87,045,000 | 158 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $87,045,000 | 100 |
| Total noninterest expense | $200,405,000 | 144 |
| Salaries and employee benefits | $87,322,000 | 122 |
| Premises and equipment expense | $36,512,000 | 97 |
| Additional noninterest expense | $76,571,000 | 164 |
| Pre-tax net operating income | $6,351,000 | 1,184 |
| Securities gains (losses) | $15,945,000 | 10 |
| Applicable income taxes | $10,709,000 | 323 |
| Income before extraordinary items | $11,587,000 | 502 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $11,587,000 | 501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,726,000 | 110 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $20,299,000 | 63 |
| Net operating income | $1,382,200 | 3,436 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $205,284,000 | 229 |
| Total interest expense | $80,777,000 | 242 |
| Net interest income | $124,507,000 | 222 |
| Provision for loan and lease losses | $51,287,000 | 71 |
| Total noninterest income | $54,047,000 | 199 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $54,047,000 | 126 |
| Total noninterest expense | $122,800,000 | 212 |
| Salaries and employee benefits | $49,270,000 | 186 |
| Premises and equipment expense | $22,166,000 | 148 |
| Additional noninterest expense | $51,364,000 | 237 |
| Pre-tax net operating income | $4,467,000 | 1,567 |
| Securities gains (losses) | $5,580,000 | 139 |
| Applicable income taxes | $5,927,000 | 472 |
| Income before extraordinary items | $4,120,000 | 1,242 |
| Extraordinary gains, net | $5,050,000 | 63 |
| Net income | $9,170,000 | 595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,832,000 | 189 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $253,726,000 | 8 |
| Net operating income | $548,800 | 6,902 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $71,190,000 | 578 |
| Total interest expense | $41,052,000 | 521 |
| Net interest income | $30,138,000 | 674 |
| Provision for loan and lease losses | $950,000 | 1,900 |
| Total noninterest income | $6,182,000 | 839 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $6,182,000 | 580 |
| Total noninterest expense | $23,398,000 | 744 |
| Salaries and employee benefits | $9,083,000 | 756 |
| Premises and equipment expense | $6,661,000 | 411 |
| Additional noninterest expense | $7,654,000 | 951 |
| Pre-tax net operating income | $11,972,000 | 534 |
| Securities gains (losses) | $146,000 | 2,447 |
| Applicable income taxes | $5,727,000 | 432 |
| Income before extraordinary items | $6,391,000 | 740 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $6,391,000 | 743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-143,000 | 13,802 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $179,951,000 | 10 |
| Net operating income | $6,297,560 | 685 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.