Home > Bank of America Arizona > Income and Expense

Bank of America Arizona, Income and Expense

1996-12-31 (YTD Data)		Rank
Total interest income	$561,229,000	117
Total interest expense	$235,684,000	135
Net interest income	$325,545,000	108
Provision for loan and lease losses	$3,000,000	457
Total noninterest income	$139,703,000	114
Gross Fiduciary activities income	$9,184,000	154
Service charges on deposit accounts	$78,831,000	34
Trading account gains and fees	$0	262
Additional Noninterest Income	$51,688,000	171
Total noninterest expense	$329,417,000	89
Salaries and employee benefits	$116,050,000	98
Premises and equipment expense	$36,901,000	96
Additional noninterest expense	$176,466,000	82
Pre-tax net operating income	$132,831,000	113
Securities gains (losses)	$0	4,148
Applicable income taxes	$57,069,000	100
Income before extraordinary items	$75,762,000	134
Extraordinary gains, net	$0	53
Net income	$75,762,000	133
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,440,000	254
Cash dividends	$50,000,000	138
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$75,762,000	130
1995-12-31 (YTD Data)		Rank
Total interest income	$551,449,000	110
Total interest expense	$233,433,000	133
Net interest income	$318,016,000	100
Provision for loan and lease losses	$3,605,000	396
Total noninterest income	$117,810,000	125
Gross Fiduciary activities income	$11,065,000	143
Service charges on deposit accounts	$68,754,000	42
Trading account gains and fees	$260,000	219
Additional Noninterest Income	$37,731,000	190
Total noninterest expense	$306,332,000	91
Salaries and employee benefits	$113,583,000	98
Premises and equipment expense	$35,572,000	101
Additional noninterest expense	$157,177,000	87
Pre-tax net operating income	$125,889,000	115
Securities gains (losses)	$0	3,831
Applicable income taxes	$53,830,000	97
Income before extraordinary items	$72,059,000	132
Extraordinary gains, net	$0	65
Net income	$72,059,000	131
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,451,000	342
Cash dividends	$100,000,000	66
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$72,059,000	132
1994-12-31 (YTD Data)		Rank
Total interest income	$470,424,000	111
Total interest expense	$159,501,000	145
Net interest income	$310,923,000	97
Provision for loan and lease losses	$-1,518,000	12,547
Total noninterest income	$112,087,000	124
Gross Fiduciary activities income	$11,356,000	139
Service charges on deposit accounts	$60,402,000	52
Trading account gains and fees	$166,000	206
Additional Noninterest Income	$40,163,000	179
Total noninterest expense	$299,500,000	88
Salaries and employee benefits	$121,386,000	81
Premises and equipment expense	$36,241,000	98
Additional noninterest expense	$141,873,000	96
Pre-tax net operating income	$125,028,000	110
Securities gains (losses)	$0	3,600
Applicable income taxes	$51,885,000	90
Income before extraordinary items	$73,143,000	133
Extraordinary gains, net	$0	249
Net income	$73,143,000	133
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,657,000	373
Cash dividends	$50,000,000	114
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$73,143,000	130
1993-12-31 (YTD Data)		Rank
Total interest income	$451,072,000	107
Total interest expense	$156,644,000	124
Net interest income	$294,428,000	96
Provision for loan and lease losses	$-29,510,000	13,281
Total noninterest income	$109,315,000	117
Gross Fiduciary activities income	$13,252,000	128
Service charges on deposit accounts	$54,286,000	54
Trading account gains and fees	$170,000	241
Additional Noninterest Income	$41,607,000	156
Total noninterest expense	$312,843,000	81
Salaries and employee benefits	$121,190,000	79
Premises and equipment expense	$40,555,000	78
Additional noninterest expense	$151,098,000	85
Pre-tax net operating income	$120,410,000	97
Securities gains (losses)	$0	7,477
Applicable income taxes	$52,401,000	76
Income before extraordinary items	$68,009,000	130
Extraordinary gains, net	$0	3,149
Net income	$68,009,000	132
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,156,000	221
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$68,009,000	126
1992-12-31 (YTD Data)		Rank
Total interest income	$407,959,000	125
Total interest expense	$217,205,000	108
Net interest income	$190,754,000	136
Provision for loan and lease losses	$22,660,000	200
Total noninterest income	$79,796,000	146
Gross Fiduciary activities income	$9,738,000	144
Service charges on deposit accounts	$36,130,000	71
Trading account gains and fees	$0	504
Additional Noninterest Income	$33,928,000	176
Total noninterest expense	$265,067,000	92
Salaries and employee benefits	$97,750,000	97
Premises and equipment expense	$34,072,000	95
Additional noninterest expense	$133,245,000	89
Pre-tax net operating income	$-17,177,000	13,910
Securities gains (losses)	$-7,000	13,179
Applicable income taxes	$1,045,000	2,023
Income before extraordinary items	$-18,229,000	13,896
Extraordinary gains, net	$0	1,422
Net income	$-18,229,000	13,892
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,057,000	239
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$-18,222,000	13,879

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.