Home > Bank of America > Net charge- offs to loans
Bank of America, Net charge- offs to loans
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2553% | 2,839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0436% | 508 |
| Percentage Net Loans Charged-off:Construction & development | -0.0400% | 1,300 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0199% | 387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0921% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0561% | 455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1184% | 207 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0468% | 469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2017% | 624 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1735% | 403 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9046% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1494% | 277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0286% | 22 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2106% | 3,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0457% | 542 |
| Percentage Net Loans Charged-off:Construction & development | 0.0005% | 258 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0640% | 330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2305% | 127 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0404% | 595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1234% | 236 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0267% | 654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1490% | 639 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1891% | 447 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2421% | 618 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1900% | 218 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3663% | 489 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3210% | 2,809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1073% | 409 |
| Percentage Net Loans Charged-off:Construction & development | 0.3339% | 121 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2799% | 235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1275% | 174 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0157% | 819 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1047% | 251 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 1,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2551% | 514 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5913% | 298 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8340% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0429% | 380 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1197% | 508 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1734% | 4,266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0986% | 502 |
| Percentage Net Loans Charged-off:Construction & development | 0.9288% | 108 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0112% | 584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2247% | 202 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0370% | 615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0859% | 248 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0210% | 722 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0055% | 1,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0951% | 342 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7862% | 77 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0737% | 323 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0874% | 524 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1922% | 4,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1107% | 544 |
| Percentage Net Loans Charged-off:Construction & development | -0.0004% | 1,218 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2476% | 390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4158% | 205 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0024% | 1,001 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0029% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0743% | 639 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6094% | 529 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7444% | 482 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0017% | 1,069 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1326% | 497 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4571% | 2,968 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6130% | 1,080 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |