Home > Bank of Albuquerque > Income and Expense
Bank of Albuquerque, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $44,656,000 | 674 |
| Total interest expense | $11,011,000 | 730 |
| Net interest income | $33,645,000 | 639 |
| Provision for loan and lease losses | $6,401,000 | 939 |
| Total noninterest income | $24,284,000 | 337 |
| Gross Fiduciary activities income | $3,323,000 | 188 |
| Service charges on deposit accounts | $11,073,000 | 158 |
| Trading account gains and fees | $136,000 | 119 |
| Additional Noninterest Income | $9,752,000 | 462 |
| Total noninterest expense | $32,151,000 | 636 |
| Salaries and employee benefits | $13,369,000 | 722 |
| Premises and equipment expense | $3,985,000 | 648 |
| Additional noninterest expense | $14,797,000 | 521 |
| Pre-tax net operating income | $19,377,000 | 308 |
| Securities gains (losses) | $-463,000 | 7,414 |
| Applicable income taxes | $7,351,000 | 271 |
| Income before extraordinary items | $11,563,000 | 389 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $11,563,000 | 388 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $11,563,000 | 389 |
| Net charge-offs | $6,394,000 | 838 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 765 |
| Net operating income | $11,859,320 | 373 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $33,585,000 | 671 |
| Total interest expense | $8,580,000 | 730 |
| Net interest income | $25,005,000 | 641 |
| Provision for loan and lease losses | $5,355,000 | 831 |
| Total noninterest income | $16,298,000 | 357 |
| Gross Fiduciary activities income | $2,514,000 | 185 |
| Service charges on deposit accounts | $8,565,000 | 154 |
| Trading account gains and fees | $112,000 | 104 |
| Additional Noninterest Income | $5,107,000 | 567 |
| Total noninterest expense | $24,033,000 | 625 |
| Salaries and employee benefits | $9,754,000 | 736 |
| Premises and equipment expense | $2,970,000 | 648 |
| Additional noninterest expense | $11,309,000 | 499 |
| Pre-tax net operating income | $11,915,000 | 368 |
| Securities gains (losses) | $-408,000 | 7,576 |
| Applicable income taxes | $4,575,000 | 307 |
| Income before extraordinary items | $6,932,000 | 494 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $6,932,000 | 497 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $6,932,000 | 497 |
| Net charge-offs | $5,704,000 | 709 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 683 |
| Net operating income | $7,193,120 | 456 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $22,221,000 | 686 |
| Total interest expense | $5,838,000 | 731 |
| Net interest income | $16,383,000 | 655 |
| Provision for loan and lease losses | $2,762,000 | 1,003 |
| Total noninterest income | $9,506,000 | 388 |
| Gross Fiduciary activities income | $1,704,000 | 181 |
| Service charges on deposit accounts | $5,975,000 | 153 |
| Trading account gains and fees | $88,000 | 102 |
| Additional Noninterest Income | $1,739,000 | 882 |
| Total noninterest expense | $15,527,000 | 646 |
| Salaries and employee benefits | $6,332,000 | 760 |
| Premises and equipment expense | $1,895,000 | 689 |
| Additional noninterest expense | $7,300,000 | 507 |
| Pre-tax net operating income | $7,600,000 | 372 |
| Securities gains (losses) | $-215,000 | 7,601 |
| Applicable income taxes | $2,954,000 | 299 |
| Income before extraordinary items | $4,431,000 | 493 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $4,431,000 | 493 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $4,431,000 | 494 |
| Net charge-offs | $3,148,000 | 794 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 603 |
| Net operating income | $4,568,600 | 464 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $11,279,000 | 690 |
| Total interest expense | $3,111,000 | 723 |
| Net interest income | $8,168,000 | 664 |
| Provision for loan and lease losses | $3,250,000 | 509 |
| Total noninterest income | $4,016,000 | 432 |
| Gross Fiduciary activities income | $852,000 | 183 |
| Service charges on deposit accounts | $2,812,000 | 161 |
| Trading account gains and fees | $48,000 | 106 |
| Additional Noninterest Income | $304,000 | 1,828 |
| Total noninterest expense | $7,320,000 | 682 |
| Salaries and employee benefits | $3,049,000 | 806 |
| Premises and equipment expense | $937,000 | 717 |
| Additional noninterest expense | $3,334,000 | 546 |
| Pre-tax net operating income | $1,614,000 | 826 |
| Securities gains (losses) | $-64,000 | 7,653 |
| Applicable income taxes | $620,000 | 590 |
| Income before extraordinary items | $930,000 | 1,177 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $930,000 | 1,179 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $930,000 | 1,179 |
| Net charge-offs | $2,807,000 | 504 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 541 |
| Net operating income | $970,960 | 1,084 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $45,581,000 | 726 |
| Total interest expense | $18,775,000 | 611 |
| Net interest income | $26,806,000 | 808 |
| Provision for loan and lease losses | $6,476,000 | 1,190 |
| Total noninterest income | $21,404,000 | 373 |
| Gross Fiduciary activities income | $3,617,000 | 176 |
| Service charges on deposit accounts | $12,021,000 | 160 |
| Trading account gains and fees | $194,000 | 134 |
| Additional Noninterest Income | $5,572,000 | 659 |
| Total noninterest expense | $35,854,000 | 593 |
| Salaries and employee benefits | $13,021,000 | 752 |
| Premises and equipment expense | $3,990,000 | 665 |
| Additional noninterest expense | $18,843,000 | 457 |
| Pre-tax net operating income | $5,880,000 | 728 |
| Securities gains (losses) | $-389,000 | 7,543 |
| Applicable income taxes | $2,353,000 | 497 |
| Income before extraordinary items | $3,138,000 | 1,072 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,138,000 | 1,070 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,138,000 | 1,071 |
| Net charge-offs | $4,976,000 | 1,149 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 921 |
| Net operating income | $3,386,960 | 1,000 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $33,923,000 | 752 |
| Total interest expense | $15,440,000 | 586 |
| Net interest income | $18,483,000 | 886 |
| Provision for loan and lease losses | $2,705,000 | 1,575 |
| Total noninterest income | $15,963,000 | 382 |
| Gross Fiduciary activities income | $2,824,000 | 168 |
| Service charges on deposit accounts | $8,948,000 | 162 |
| Trading account gains and fees | $111,000 | 147 |
| Additional Noninterest Income | $4,080,000 | 685 |
| Total noninterest expense | $26,338,000 | 605 |
| Salaries and employee benefits | $9,838,000 | 754 |
| Premises and equipment expense | $2,913,000 | 699 |
| Additional noninterest expense | $13,587,000 | 450 |
| Pre-tax net operating income | $5,403,000 | 630 |
| Securities gains (losses) | $1,936,000 | 219 |
| Applicable income taxes | $3,322,000 | 302 |
| Income before extraordinary items | $4,017,000 | 670 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $4,017,000 | 671 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $4,017,000 | 672 |
| Net charge-offs | $2,198,000 | 1,422 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 888 |
| Net operating income | $2,777,960 | 960 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $22,172,000 | 794 |
| Total interest expense | $11,053,000 | 577 |
| Net interest income | $11,119,000 | 968 |
| Provision for loan and lease losses | $1,208,000 | 1,853 |
| Total noninterest income | $10,390,000 | 382 |
| Gross Fiduciary activities income | $1,953,000 | 164 |
| Service charges on deposit accounts | $5,723,000 | 168 |
| Trading account gains and fees | $66,000 | 140 |
| Additional Noninterest Income | $2,648,000 | 701 |
| Total noninterest expense | $17,584,000 | 613 |
| Salaries and employee benefits | $6,616,000 | 760 |
| Premises and equipment expense | $1,994,000 | 705 |
| Additional noninterest expense | $8,974,000 | 462 |
| Pre-tax net operating income | $2,717,000 | 842 |
| Securities gains (losses) | $2,251,000 | 157 |
| Applicable income taxes | $1,987,000 | 340 |
| Income before extraordinary items | $2,981,000 | 615 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,981,000 | 612 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,981,000 | 615 |
| Net charge-offs | $1,508,000 | 1,342 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 875 |
| Net operating income | $1,540,360 | 1,192 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $10,287,000 | 851 |
| Total interest expense | $5,601,000 | 591 |
| Net interest income | $4,686,000 | 1,177 |
| Provision for loan and lease losses | $1,355,000 | 987 |
| Total noninterest income | $4,960,000 | 367 |
| Gross Fiduciary activities income | $1,009,000 | 158 |
| Service charges on deposit accounts | $2,775,000 | 168 |
| Trading account gains and fees | $39,000 | 118 |
| Additional Noninterest Income | $1,137,000 | 765 |
| Total noninterest expense | $7,845,000 | 654 |
| Salaries and employee benefits | $3,248,000 | 777 |
| Premises and equipment expense | $932,000 | 764 |
| Additional noninterest expense | $3,665,000 | 468 |
| Pre-tax net operating income | $446,000 | 2,583 |
| Securities gains (losses) | $-188,000 | 8,040 |
| Applicable income taxes | $103,000 | 2,153 |
| Income before extraordinary items | $155,000 | 4,290 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $155,000 | 4,292 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $155,000 | 4,293 |
| Net charge-offs | $505,000 | 1,360 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 672 |
| Net operating income | $275,320 | 3,131 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $63,029,000 | 590 |
| Total interest expense | $34,284,000 | 468 |
| Net interest income | $28,745,000 | 754 |
| Provision for loan and lease losses | $4,726,000 | 1,042 |
| Total noninterest income | $22,442,000 | 326 |
| Gross Fiduciary activities income | $4,136,000 | 174 |
| Service charges on deposit accounts | $13,099,000 | 150 |
| Trading account gains and fees | $222,000 | 101 |
| Additional Noninterest Income | $4,985,000 | 652 |
| Total noninterest expense | $34,599,000 | 571 |
| Salaries and employee benefits | $14,222,000 | 692 |
| Premises and equipment expense | $3,834,000 | 718 |
| Additional noninterest expense | $16,543,000 | 444 |
| Pre-tax net operating income | $11,862,000 | 448 |
| Securities gains (losses) | $1,749,000 | 144 |
| Applicable income taxes | $5,373,000 | 302 |
| Income before extraordinary items | $8,238,000 | 475 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,238,000 | 475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,358,000 | 1,650 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $260,000 | 703 |
| Net operating income | $7,118,640 | 590 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $51,001,000 | 573 |
| Total interest expense | $27,033,000 | 471 |
| Net interest income | $23,968,000 | 707 |
| Provision for loan and lease losses | $2,877,000 | 930 |
| Total noninterest income | $17,144,000 | 343 |
| Gross Fiduciary activities income | $3,188,000 | 174 |
| Service charges on deposit accounts | $9,945,000 | 153 |
| Trading account gains and fees | $197,000 | 93 |
| Additional Noninterest Income | $3,814,000 | 687 |
| Total noninterest expense | $26,145,000 | 563 |
| Salaries and employee benefits | $10,805,000 | 699 |
| Premises and equipment expense | $2,882,000 | 718 |
| Additional noninterest expense | $12,458,000 | 419 |
| Pre-tax net operating income | $12,090,000 | 424 |
| Securities gains (losses) | $1,512,000 | 135 |
| Applicable income taxes | $5,735,000 | 281 |
| Income before extraordinary items | $7,867,000 | 459 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $7,867,000 | 458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $471,000 | 2,012 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $224,000 | 542 |
| Net operating income | $6,899,320 | 554 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $36,436,000 | 539 |
| Total interest expense | $20,205,000 | 436 |
| Net interest income | $16,231,000 | 684 |
| Provision for loan and lease losses | $1,956,000 | 807 |
| Total noninterest income | $11,412,000 | 359 |
| Gross Fiduciary activities income | $2,176,000 | 176 |
| Service charges on deposit accounts | $6,520,000 | 153 |
| Trading account gains and fees | $136,000 | 91 |
| Additional Noninterest Income | $2,580,000 | 696 |
| Total noninterest expense | $17,123,000 | 574 |
| Salaries and employee benefits | $6,967,000 | 729 |
| Premises and equipment expense | $1,944,000 | 710 |
| Additional noninterest expense | $8,212,000 | 413 |
| Pre-tax net operating income | $8,564,000 | 428 |
| Securities gains (losses) | $1,510,000 | 142 |
| Applicable income taxes | $4,030,000 | 306 |
| Income before extraordinary items | $6,044,000 | 460 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,044,000 | 459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 2,361 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $194,000 | 422 |
| Net operating income | $5,077,600 | 534 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $17,861,000 | 566 |
| Total interest expense | $9,574,000 | 494 |
| Net interest income | $8,287,000 | 663 |
| Provision for loan and lease losses | $352,000 | 1,248 |
| Total noninterest income | $5,546,000 | 362 |
| Gross Fiduciary activities income | $1,045,000 | 179 |
| Service charges on deposit accounts | $3,152,000 | 155 |
| Trading account gains and fees | $85,000 | 101 |
| Additional Noninterest Income | $1,264,000 | 698 |
| Total noninterest expense | $8,448,000 | 574 |
| Salaries and employee benefits | $3,472,000 | 736 |
| Premises and equipment expense | $966,000 | 726 |
| Additional noninterest expense | $4,010,000 | 405 |
| Pre-tax net operating income | $5,033,000 | 400 |
| Securities gains (losses) | $1,701,000 | 97 |
| Applicable income taxes | $2,694,000 | 256 |
| Income before extraordinary items | $4,040,000 | 381 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,040,000 | 382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 1,694 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $119,000 | 294 |
| Net operating income | $2,951,360 | 493 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $77,047,000 | 554 |
| Total interest expense | $39,501,000 | 514 |
| Net interest income | $37,546,000 | 597 |
| Provision for loan and lease losses | $3,146,000 | 607 |
| Total noninterest income | $21,536,000 | 360 |
| Gross Fiduciary activities income | $3,756,000 | 189 |
| Service charges on deposit accounts | $12,739,000 | 154 |
| Trading account gains and fees | $168,000 | 102 |
| Additional Noninterest Income | $4,873,000 | 695 |
| Total noninterest expense | $32,594,000 | 575 |
| Salaries and employee benefits | $13,349,000 | 728 |
| Premises and equipment expense | $3,955,000 | 673 |
| Additional noninterest expense | $15,290,000 | 418 |
| Pre-tax net operating income | $23,342,000 | 414 |
| Securities gains (losses) | $379,000 | 308 |
| Applicable income taxes | $9,303,000 | 347 |
| Income before extraordinary items | $14,418,000 | 469 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $14,418,000 | 466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,823,000 | 659 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $253,000 | 681 |
| Net operating income | $14,175,440 | 469 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $57,902,000 | 554 |
| Total interest expense | $29,806,000 | 511 |
| Net interest income | $28,096,000 | 597 |
| Provision for loan and lease losses | $2,441,000 | 435 |
| Total noninterest income | $15,600,000 | 368 |
| Gross Fiduciary activities income | $2,737,000 | 190 |
| Service charges on deposit accounts | $9,255,000 | 155 |
| Trading account gains and fees | $113,000 | 116 |
| Additional Noninterest Income | $3,495,000 | 738 |
| Total noninterest expense | $24,332,000 | 572 |
| Salaries and employee benefits | $9,882,000 | 737 |
| Premises and equipment expense | $2,930,000 | 676 |
| Additional noninterest expense | $11,520,000 | 408 |
| Pre-tax net operating income | $16,923,000 | 455 |
| Securities gains (losses) | $38,000 | 681 |
| Applicable income taxes | $6,904,000 | 380 |
| Income before extraordinary items | $10,057,000 | 532 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $10,057,000 | 530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,434,000 | 511 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $215,000 | 573 |
| Net operating income | $10,032,680 | 532 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $38,200,000 | 571 |
| Total interest expense | $19,438,000 | 530 |
| Net interest income | $18,762,000 | 615 |
| Provision for loan and lease losses | $1,698,000 | 375 |
| Total noninterest income | $10,072,000 | 397 |
| Gross Fiduciary activities income | $1,680,000 | 204 |
| Service charges on deposit accounts | $6,017,000 | 164 |
| Trading account gains and fees | $65,000 | 121 |
| Additional Noninterest Income | $2,310,000 | 760 |
| Total noninterest expense | $16,001,000 | 586 |
| Salaries and employee benefits | $6,484,000 | 775 |
| Premises and equipment expense | $1,957,000 | 701 |
| Additional noninterest expense | $7,560,000 | 419 |
| Pre-tax net operating income | $11,135,000 | 487 |
| Securities gains (losses) | $38,000 | 584 |
| Applicable income taxes | $4,469,000 | 416 |
| Income before extraordinary items | $6,704,000 | 566 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,704,000 | 565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $699,000 | 571 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $193,000 | 457 |
| Net operating income | $6,679,680 | 558 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $18,629,000 | 571 |
| Total interest expense | $9,319,000 | 540 |
| Net interest income | $9,310,000 | 615 |
| Provision for loan and lease losses | $566,000 | 484 |
| Total noninterest income | $4,794,000 | 405 |
| Gross Fiduciary activities income | $814,000 | 210 |
| Service charges on deposit accounts | $2,827,000 | 168 |
| Trading account gains and fees | $34,000 | 154 |
| Additional Noninterest Income | $1,119,000 | 752 |
| Total noninterest expense | $7,825,000 | 600 |
| Salaries and employee benefits | $3,256,000 | 776 |
| Premises and equipment expense | $1,001,000 | 679 |
| Additional noninterest expense | $3,568,000 | 428 |
| Pre-tax net operating income | $5,713,000 | 483 |
| Securities gains (losses) | $50,000 | 415 |
| Applicable income taxes | $2,305,000 | 410 |
| Income before extraordinary items | $3,458,000 | 553 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,458,000 | 552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 973 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 409 |
| Net operating income | $3,426,000 | 541 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $65,203,000 | 612 |
| Total interest expense | $34,445,000 | 506 |
| Net interest income | $30,758,000 | 715 |
| Provision for loan and lease losses | $1,830,000 | 603 |
| Total noninterest income | $18,921,000 | 393 |
| Gross Fiduciary activities income | $2,697,000 | 218 |
| Service charges on deposit accounts | $11,763,000 | 157 |
| Trading account gains and fees | $127,000 | 97 |
| Additional Noninterest Income | $4,334,000 | 755 |
| Total noninterest expense | $29,041,000 | 613 |
| Salaries and employee benefits | $12,777,000 | 732 |
| Premises and equipment expense | $3,805,000 | 678 |
| Additional noninterest expense | $12,459,000 | 462 |
| Pre-tax net operating income | $18,808,000 | 569 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $7,114,000 | 490 |
| Income before extraordinary items | $11,694,000 | 649 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $11,694,000 | 648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,119,000 | 371 |
| Cash dividends | $10,000,000 | 378 |
| Sale, conversion, retirement of capital stock, net | $285,000 | 693 |
| Net operating income | $11,694,000 | 641 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $48,211,000 | 628 |
| Total interest expense | $25,020,000 | 514 |
| Net interest income | $23,191,000 | 727 |
| Provision for loan and lease losses | $80,000 | 4,494 |
| Total noninterest income | $14,183,000 | 409 |
| Gross Fiduciary activities income | $1,962,000 | 228 |
| Service charges on deposit accounts | $8,852,000 | 161 |
| Trading account gains and fees | $105,000 | 95 |
| Additional Noninterest Income | $3,264,000 | 767 |
| Total noninterest expense | $21,769,000 | 630 |
| Salaries and employee benefits | $9,632,000 | 743 |
| Premises and equipment expense | $2,871,000 | 693 |
| Additional noninterest expense | $9,266,000 | 476 |
| Pre-tax net operating income | $15,525,000 | 544 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $6,210,000 | 471 |
| Income before extraordinary items | $9,315,000 | 637 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $9,315,000 | 636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $660,000 | 652 |
| Cash dividends | $10,000,000 | 292 |
| Sale, conversion, retirement of capital stock, net | $251,000 | 555 |
| Net operating income | $9,315,000 | 626 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $31,801,000 | 629 |
| Total interest expense | $16,035,000 | 514 |
| Net interest income | $15,766,000 | 718 |
| Provision for loan and lease losses | $3,000 | 6,297 |
| Total noninterest income | $9,404,000 | 410 |
| Gross Fiduciary activities income | $1,288,000 | 239 |
| Service charges on deposit accounts | $5,861,000 | 164 |
| Trading account gains and fees | $70,000 | 93 |
| Additional Noninterest Income | $2,185,000 | 759 |
| Total noninterest expense | $14,162,000 | 652 |
| Salaries and employee benefits | $6,305,000 | 765 |
| Premises and equipment expense | $1,888,000 | 699 |
| Additional noninterest expense | $5,969,000 | 494 |
| Pre-tax net operating income | $11,005,000 | 526 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $4,402,000 | 453 |
| Income before extraordinary items | $6,603,000 | 610 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,603,000 | 608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $438,000 | 624 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $227,000 | 425 |
| Net operating income | $6,603,000 | 598 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $15,507,000 | 620 |
| Total interest expense | $7,725,000 | 501 |
| Net interest income | $7,782,000 | 720 |
| Provision for loan and lease losses | $-137,000 | 8,687 |
| Total noninterest income | $4,539,000 | 417 |
| Gross Fiduciary activities income | $613,000 | 250 |
| Service charges on deposit accounts | $2,846,000 | 166 |
| Trading account gains and fees | $43,000 | 89 |
| Additional Noninterest Income | $1,037,000 | 785 |
| Total noninterest expense | $7,395,000 | 620 |
| Salaries and employee benefits | $3,106,000 | 780 |
| Premises and equipment expense | $958,000 | 684 |
| Additional noninterest expense | $3,331,000 | 454 |
| Pre-tax net operating income | $5,063,000 | 548 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,025,000 | 470 |
| Income before extraordinary items | $3,038,000 | 646 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,038,000 | 645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 1,331 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $143,000 | 274 |
| Net operating income | $3,038,000 | 631 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $62,686,000 | 551 |
| Total interest expense | $29,611,000 | 417 |
| Net interest income | $33,075,000 | 638 |
| Provision for loan and lease losses | $-600,000 | 8,755 |
| Total noninterest income | $17,344,000 | 446 |
| Gross Fiduciary activities income | $2,038,000 | 266 |
| Service charges on deposit accounts | $11,330,000 | 169 |
| Trading account gains and fees | $95,000 | 103 |
| Additional Noninterest Income | $3,881,000 | 819 |
| Total noninterest expense | $28,866,000 | 609 |
| Salaries and employee benefits | $12,071,000 | 743 |
| Premises and equipment expense | $3,749,000 | 661 |
| Additional noninterest expense | $13,046,000 | 448 |
| Pre-tax net operating income | $22,153,000 | 496 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $8,774,000 | 431 |
| Income before extraordinary items | $13,380,000 | 560 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $13,380,000 | 560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $835,000 | 781 |
| Cash dividends | $21,000,000 | 228 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $13,379,360 | 545 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $46,119,000 | 541 |
| Total interest expense | $21,399,000 | 406 |
| Net interest income | $24,720,000 | 637 |
| Provision for loan and lease losses | $-100,000 | 8,698 |
| Total noninterest income | $12,833,000 | 441 |
| Gross Fiduciary activities income | $1,519,000 | 263 |
| Service charges on deposit accounts | $8,327,000 | 166 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,987,000 | 812 |
| Total noninterest expense | $21,274,000 | 616 |
| Salaries and employee benefits | $8,869,000 | 754 |
| Premises and equipment expense | $2,756,000 | 667 |
| Additional noninterest expense | $9,649,000 | 451 |
| Pre-tax net operating income | $16,379,000 | 505 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $6,552,000 | 438 |
| Income before extraordinary items | $9,828,000 | 573 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $9,828,000 | 573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $736,000 | 620 |
| Cash dividends | $14,000,000 | 235 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $9,827,360 | 557 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $30,344,000 | 536 |
| Total interest expense | $14,070,000 | 391 |
| Net interest income | $16,274,000 | 640 |
| Provision for loan and lease losses | $300,000 | 1,505 |
| Total noninterest income | $8,261,000 | 450 |
| Gross Fiduciary activities income | $1,026,000 | 261 |
| Service charges on deposit accounts | $5,286,000 | 163 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,949,000 | 827 |
| Total noninterest expense | $13,771,000 | 626 |
| Salaries and employee benefits | $5,779,000 | 768 |
| Premises and equipment expense | $1,782,000 | 677 |
| Additional noninterest expense | $6,210,000 | 460 |
| Pre-tax net operating income | $10,464,000 | 511 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $4,186,000 | 445 |
| Income before extraordinary items | $6,279,000 | 587 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,279,000 | 587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $420,000 | 690 |
| Cash dividends | $7,000,000 | 259 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $6,278,360 | 570 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $15,064,000 | 530 |
| Total interest expense | $7,021,000 | 367 |
| Net interest income | $8,043,000 | 643 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $3,848,000 | 452 |
| Gross Fiduciary activities income | $492,000 | 268 |
| Service charges on deposit accounts | $2,318,000 | 185 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,038,000 | 765 |
| Total noninterest expense | $6,950,000 | 617 |
| Salaries and employee benefits | $2,853,000 | 777 |
| Premises and equipment expense | $871,000 | 690 |
| Additional noninterest expense | $3,226,000 | 439 |
| Pre-tax net operating income | $4,941,000 | 521 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $1,977,000 | 468 |
| Income before extraordinary items | $2,965,000 | 613 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,965,000 | 613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 870 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,964,360 | 593 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $53,792,000 | 547 |
| Total interest expense | $21,920,000 | 390 |
| Net interest income | $31,872,000 | 630 |
| Provision for loan and lease losses | $1,850,000 | 586 |
| Total noninterest income | $14,532,000 | 474 |
| Gross Fiduciary activities income | $1,652,000 | 289 |
| Service charges on deposit accounts | $9,843,000 | 190 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,037,000 | 974 |
| Total noninterest expense | $29,240,000 | 577 |
| Salaries and employee benefits | $11,162,000 | 766 |
| Premises and equipment expense | $3,339,000 | 689 |
| Additional noninterest expense | $14,739,000 | 405 |
| Pre-tax net operating income | $15,314,000 | 605 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $6,071,000 | 524 |
| Income before extraordinary items | $9,243,000 | 726 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $9,243,000 | 727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,472,000 | 580 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $9,243,000 | 697 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $38,810,000 | 558 |
| Total interest expense | $15,488,000 | 406 |
| Net interest income | $23,322,000 | 636 |
| Provision for loan and lease losses | $1,100,000 | 715 |
| Total noninterest income | $10,708,000 | 488 |
| Gross Fiduciary activities income | $1,200,000 | 293 |
| Service charges on deposit accounts | $7,284,000 | 194 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,224,000 | 998 |
| Total noninterest expense | $21,467,000 | 596 |
| Salaries and employee benefits | $8,397,000 | 759 |
| Premises and equipment expense | $2,538,000 | 685 |
| Additional noninterest expense | $10,532,000 | 420 |
| Pre-tax net operating income | $11,463,000 | 610 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $4,585,000 | 517 |
| Income before extraordinary items | $6,878,000 | 735 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $6,878,000 | 736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,145,000 | 519 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $6,878,000 | 706 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $25,094,000 | 562 |
| Total interest expense | $9,816,000 | 419 |
| Net interest income | $15,278,000 | 637 |
| Provision for loan and lease losses | $600,000 | 825 |
| Total noninterest income | $6,968,000 | 491 |
| Gross Fiduciary activities income | $798,000 | 301 |
| Service charges on deposit accounts | $4,737,000 | 192 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,433,000 | 1,028 |
| Total noninterest expense | $14,473,000 | 587 |
| Salaries and employee benefits | $5,621,000 | 751 |
| Premises and equipment expense | $1,714,000 | 680 |
| Additional noninterest expense | $7,138,000 | 403 |
| Pre-tax net operating income | $7,173,000 | 637 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $2,869,000 | 540 |
| Income before extraordinary items | $4,304,000 | 767 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,304,000 | 767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $845,000 | 488 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $4,304,000 | 734 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $12,465,000 | 574 |
| Total interest expense | $4,848,000 | 434 |
| Net interest income | $7,617,000 | 646 |
| Provision for loan and lease losses | $400,000 | 623 |
| Total noninterest income | $3,302,000 | 506 |
| Gross Fiduciary activities income | $378,000 | 307 |
| Service charges on deposit accounts | $2,287,000 | 195 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $637,000 | 1,084 |
| Total noninterest expense | $7,126,000 | 599 |
| Salaries and employee benefits | $2,774,000 | 781 |
| Premises and equipment expense | $841,000 | 704 |
| Additional noninterest expense | $3,511,000 | 409 |
| Pre-tax net operating income | $3,393,000 | 655 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,357,000 | 572 |
| Income before extraordinary items | $2,036,000 | 817 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,036,000 | 817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $548,000 | 402 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,036,000 | 768 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $51,709,000 | 549 |
| Total interest expense | $20,100,000 | 462 |
| Net interest income | $31,609,000 | 608 |
| Provision for loan and lease losses | $2,000,000 | 648 |
| Total noninterest income | $11,514,000 | 587 |
| Gross Fiduciary activities income | $1,065,000 | 370 |
| Service charges on deposit accounts | $7,957,000 | 224 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,492,000 | 1,221 |
| Total noninterest expense | $28,600,000 | 596 |
| Salaries and employee benefits | $10,376,000 | 819 |
| Premises and equipment expense | $3,565,000 | 639 |
| Additional noninterest expense | $14,659,000 | 416 |
| Pre-tax net operating income | $12,523,000 | 699 |
| Securities gains (losses) | $283,000 | 1,088 |
| Applicable income taxes | $5,080,000 | 607 |
| Income before extraordinary items | $7,726,000 | 840 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,726,000 | 842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,326,000 | 738 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $7,544,880 | 797 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $39,009,000 | 567 |
| Total interest expense | $15,169,000 | 477 |
| Net interest income | $23,840,000 | 613 |
| Provision for loan and lease losses | $1,800,000 | 562 |
| Total noninterest income | $8,381,000 | 627 |
| Gross Fiduciary activities income | $763,000 | 388 |
| Service charges on deposit accounts | $5,724,000 | 246 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,894,000 | 1,283 |
| Total noninterest expense | $21,283,000 | 612 |
| Salaries and employee benefits | $7,550,000 | 859 |
| Premises and equipment expense | $2,686,000 | 644 |
| Additional noninterest expense | $11,047,000 | 426 |
| Pre-tax net operating income | $9,138,000 | 747 |
| Securities gains (losses) | $283,000 | 1,007 |
| Applicable income taxes | $3,772,000 | 642 |
| Income before extraordinary items | $5,649,000 | 898 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,649,000 | 898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,047,000 | 673 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $5,467,880 | 855 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $26,167,000 | 569 |
| Total interest expense | $10,073,000 | 496 |
| Net interest income | $16,094,000 | 598 |
| Provision for loan and lease losses | $1,200,000 | 559 |
| Total noninterest income | $5,367,000 | 640 |
| Gross Fiduciary activities income | $503,000 | 395 |
| Service charges on deposit accounts | $3,634,000 | 259 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,230,000 | 1,309 |
| Total noninterest expense | $13,880,000 | 620 |
| Salaries and employee benefits | $4,968,000 | 864 |
| Premises and equipment expense | $1,752,000 | 667 |
| Additional noninterest expense | $7,160,000 | 435 |
| Pre-tax net operating income | $6,381,000 | 709 |
| Securities gains (losses) | $283,000 | 838 |
| Applicable income taxes | $2,666,000 | 609 |
| Income before extraordinary items | $3,998,000 | 842 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,998,000 | 843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $619,000 | 739 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,816,880 | 819 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $13,226,000 | 574 |
| Total interest expense | $5,169,000 | 497 |
| Net interest income | $8,057,000 | 604 |
| Provision for loan and lease losses | $600,000 | 538 |
| Total noninterest income | $2,580,000 | 656 |
| Gross Fiduciary activities income | $225,000 | 423 |
| Service charges on deposit accounts | $1,783,000 | 258 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $572,000 | 1,350 |
| Total noninterest expense | $6,785,000 | 620 |
| Salaries and employee benefits | $2,387,000 | 906 |
| Premises and equipment expense | $874,000 | 665 |
| Additional noninterest expense | $3,524,000 | 436 |
| Pre-tax net operating income | $3,252,000 | 706 |
| Securities gains (losses) | $283,000 | 529 |
| Applicable income taxes | $1,414,000 | 590 |
| Income before extraordinary items | $2,121,000 | 798 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,121,000 | 797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 817 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,939,880 | 794 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $51,257,000 | 606 |
| Total interest expense | $22,748,000 | 518 |
| Net interest income | $28,509,000 | 665 |
| Provision for loan and lease losses | $3,674,000 | 477 |
| Total noninterest income | $8,974,000 | 673 |
| Gross Fiduciary activities income | $729,000 | 463 |
| Service charges on deposit accounts | $6,134,000 | 283 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,111,000 | 1,260 |
| Total noninterest expense | $25,080,000 | 652 |
| Salaries and employee benefits | $9,339,000 | 864 |
| Premises and equipment expense | $3,628,000 | 614 |
| Additional noninterest expense | $12,113,000 | 486 |
| Pre-tax net operating income | $8,729,000 | 974 |
| Securities gains (losses) | $2,726,000 | 226 |
| Applicable income taxes | $4,602,000 | 643 |
| Income before extraordinary items | $6,853,000 | 912 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,853,000 | 910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,100,000 | 878 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,108,360 | 1,177 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $64,178,000 | 559 |
| Total interest expense | $34,394,000 | 505 |
| Net interest income | $29,784,000 | 610 |
| Provision for loan and lease losses | $3,700,000 | 445 |
| Total noninterest income | $6,099,000 | 850 |
| Gross Fiduciary activities income | $185,000 | 858 |
| Service charges on deposit accounts | $3,989,000 | 380 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,925,000 | 1,278 |
| Total noninterest expense | $23,483,000 | 674 |
| Salaries and employee benefits | $7,966,000 | 944 |
| Premises and equipment expense | $3,724,000 | 592 |
| Additional noninterest expense | $11,793,000 | 505 |
| Pre-tax net operating income | $8,700,000 | 871 |
| Securities gains (losses) | $437,000 | 665 |
| Applicable income taxes | $3,506,000 | 737 |
| Income before extraordinary items | $5,631,000 | 976 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,631,000 | 977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,818,000 | 610 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,351,320 | 984 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $55,290,000 | 663 |
| Total interest expense | $39,617,000 | 503 |
| Net interest income | $15,673,000 | 1,121 |
| Provision for loan and lease losses | $1,879,000 | 643 |
| Total noninterest income | $5,322,000 | 893 |
| Gross Fiduciary activities income | $41,000 | 1,074 |
| Service charges on deposit accounts | $3,450,000 | 392 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,831,000 | 1,209 |
| Total noninterest expense | $22,411,000 | 694 |
| Salaries and employee benefits | $8,087,000 | 859 |
| Premises and equipment expense | $3,394,000 | 633 |
| Additional noninterest expense | $10,930,000 | 545 |
| Pre-tax net operating income | $-3,295,000 | 9,854 |
| Securities gains (losses) | $-201,000 | 9,575 |
| Applicable income taxes | $-1,490,000 | 9,856 |
| Income before extraordinary items | $-2,006,000 | 9,820 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-2,006,000 | 9,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $633,000 | 1,045 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-1,877,360 | 9,820 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $44,323,000 | 763 |
| Total interest expense | $27,579,000 | 603 |
| Net interest income | $16,744,000 | 1,045 |
| Provision for loan and lease losses | $1,359,000 | 764 |
| Total noninterest income | $6,028,000 | 820 |
| Gross Fiduciary activities income | $6,000 | 1,301 |
| Service charges on deposit accounts | $3,966,000 | 354 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,056,000 | 1,127 |
| Total noninterest expense | $22,658,000 | 693 |
| Salaries and employee benefits | $7,625,000 | 905 |
| Premises and equipment expense | $3,335,000 | 641 |
| Additional noninterest expense | $11,698,000 | 541 |
| Pre-tax net operating income | $-1,245,000 | 10,100 |
| Securities gains (losses) | $-209,000 | 10,043 |
| Applicable income taxes | $-498,000 | 10,135 |
| Income before extraordinary items | $-956,000 | 10,077 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-956,000 | 10,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 1,587 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-818,060 | 10,023 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,186,000 | 8,461 |
| Total interest expense | $1,051,000 | 8,279 |
| Net interest income | $1,135,000 | 8,484 |
| Provision for loan and lease losses | $375,000 | 2,169 |
| Total noninterest income | $354,000 | 5,974 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $329,000 | 3,649 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $25,000 | 9,238 |
| Total noninterest expense | $2,865,000 | 4,294 |
| Salaries and employee benefits | $488,000 | 8,435 |
| Premises and equipment expense | $153,000 | 7,582 |
| Additional noninterest expense | $2,224,000 | 1,901 |
| Pre-tax net operating income | $-1,751,000 | 10,409 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-685,000 | 10,407 |
| Income before extraordinary items | $-1,066,000 | 10,369 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-1,066,000 | 10,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $75,000,000 | 12 |
| Net operating income | $-1,066,000 | 10,351 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.