Home > Bank of Albertville > Income and Expense
Bank of Albertville, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,563,000 | 8,800 |
| Total interest expense | $1,162,000 | 8,053 |
| Net interest income | $1,401,000 | 9,152 |
| Provision for loan and lease losses | $57,000 | 5,874 |
| Total noninterest income | $266,000 | 7,713 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 5,899 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,779 |
| Total noninterest expense | $1,108,000 | 8,958 |
| Salaries and employee benefits | $520,000 | 9,203 |
| Premises and equipment expense | $117,000 | 9,478 |
| Additional noninterest expense | $471,000 | 8,140 |
| Pre-tax net operating income | $502,000 | 8,640 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $187,000 | 7,575 |
| Income before extraordinary items | $315,000 | 8,982 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $315,000 | 8,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,455 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $315,000 | 9,041 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,190,000 | 9,811 |
| Total interest expense | $931,000 | 9,420 |
| Net interest income | $1,259,000 | 9,875 |
| Provision for loan and lease losses | $67,000 | 6,741 |
| Total noninterest income | $296,000 | 7,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $248,000 | 5,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,209 |
| Total noninterest expense | $1,046,000 | 9,536 |
| Salaries and employee benefits | $523,000 | 9,435 |
| Premises and equipment expense | $136,000 | 9,286 |
| Additional noninterest expense | $387,000 | 9,405 |
| Pre-tax net operating income | $442,000 | 9,083 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $173,000 | 8,146 |
| Income before extraordinary items | $270,000 | 9,811 |
| Extraordinary gains, net | $34,000 | 2,416 |
| Net income | $304,000 | 9,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 6,048 |
| Cash dividends | $102,000 | 6,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $269,360 | 9,566 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,299,000 | 10,293 |
| Total interest expense | $1,138,000 | 9,829 |
| Net interest income | $1,161,000 | 10,472 |
| Provision for loan and lease losses | $38,000 | 9,593 |
| Total noninterest income | $239,000 | 8,691 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 6,193 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,461 |
| Total noninterest expense | $960,000 | 10,162 |
| Salaries and employee benefits | $482,000 | 9,953 |
| Premises and equipment expense | $116,000 | 10,180 |
| Additional noninterest expense | $362,000 | 10,049 |
| Pre-tax net operating income | $402,000 | 9,233 |
| Securities gains (losses) | $25,000 | 5,285 |
| Applicable income taxes | $161,000 | 8,355 |
| Income before extraordinary items | $266,000 | 9,716 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $266,000 | 9,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 8,726 |
| Cash dividends | $89,000 | 6,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $250,000 | 9,551 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.