Home > Bank of Alameda > Income and Expense
Bank of Alameda, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,506,000 | 2,441 |
| Total interest expense | $237,000 | 5,401 |
| Net interest income | $7,269,000 | 2,157 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,555,000 | 2,154 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $210,000 | 3,500 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,345,000 | 1,682 |
| Total noninterest expense | $6,880,000 | 2,059 |
| Salaries and employee benefits | $4,076,000 | 1,885 |
| Premises and equipment expense | $1,069,000 | 1,662 |
| Additional noninterest expense | $1,735,000 | 2,641 |
| Pre-tax net operating income | $1,944,000 | 2,481 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-5,242,000 | 6,863 |
| Income before extraordinary items | $7,186,000 | 681 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $7,186,000 | 682 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $7,186,000 | 683 |
| Net charge-offs | $-368,000 | 6,795 |
| Cash dividends | $900,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $7,186,000 | 651 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,930,000 | 2,466 |
| Total interest expense | $148,000 | 5,581 |
| Net interest income | $4,782,000 | 2,181 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $1,346,000 | 1,793 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $141,000 | 3,459 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,205,000 | 1,391 |
| Total noninterest expense | $4,656,000 | 2,037 |
| Salaries and employee benefits | $2,745,000 | 1,877 |
| Premises and equipment expense | $732,000 | 1,623 |
| Additional noninterest expense | $1,179,000 | 2,581 |
| Pre-tax net operating income | $1,472,000 | 2,224 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-5,402,000 | 6,922 |
| Income before extraordinary items | $6,874,000 | 491 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $6,874,000 | 490 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $6,874,000 | 493 |
| Net charge-offs | $-275,000 | 6,841 |
| Cash dividends | $900,000 | 1,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $6,874,000 | 471 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,437,000 | 2,503 |
| Total interest expense | $74,000 | 5,670 |
| Net interest income | $2,363,000 | 2,217 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $963,000 | 1,391 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $74,000 | 3,357 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $889,000 | 1,067 |
| Total noninterest expense | $2,415,000 | 1,979 |
| Salaries and employee benefits | $1,443,000 | 1,810 |
| Premises and equipment expense | $368,000 | 1,636 |
| Additional noninterest expense | $604,000 | 2,528 |
| Pre-tax net operating income | $911,000 | 1,855 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-5,648,000 | 7,015 |
| Income before extraordinary items | $6,559,000 | 284 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,559,000 | 285 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,559,000 | 285 |
| Net charge-offs | $180,000 | 1,442 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $6,559,000 | 273 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,370,000 | 2,484 |
| Total interest expense | $525,000 | 5,028 |
| Net interest income | $9,845,000 | 2,183 |
| Provision for loan and lease losses | $2,650,000 | 853 |
| Total noninterest income | $1,396,000 | 2,723 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $402,000 | 2,921 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $994,000 | 2,376 |
| Total noninterest expense | $9,482,000 | 2,020 |
| Salaries and employee benefits | $5,538,000 | 1,825 |
| Premises and equipment expense | $1,424,000 | 1,654 |
| Additional noninterest expense | $2,520,000 | 2,544 |
| Pre-tax net operating income | $-891,000 | 6,638 |
| Securities gains (losses) | $370,000 | 1,185 |
| Applicable income taxes | $1,000 | 4,670 |
| Income before extraordinary items | $-522,000 | 6,593 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-522,000 | 6,587 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-522,000 | 6,589 |
| Net charge-offs | $3,908,000 | 694 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-892,000 | 6,657 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,832,000 | 2,514 |
| Total interest expense | $427,000 | 4,997 |
| Net interest income | $7,405,000 | 2,214 |
| Provision for loan and lease losses | $2,650,000 | 684 |
| Total noninterest income | $1,093,000 | 2,664 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $313,000 | 2,874 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $780,000 | 2,304 |
| Total noninterest expense | $7,262,000 | 1,965 |
| Salaries and employee benefits | $4,107,000 | 1,835 |
| Premises and equipment expense | $1,046,000 | 1,699 |
| Additional noninterest expense | $2,109,000 | 2,304 |
| Pre-tax net operating income | $-1,414,000 | 6,913 |
| Securities gains (losses) | $175,000 | 1,540 |
| Applicable income taxes | $1,000 | 4,707 |
| Income before extraordinary items | $-1,240,000 | 6,920 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,240,000 | 6,916 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,240,000 | 6,918 |
| Net charge-offs | $2,990,000 | 675 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-1,415,000 | 6,916 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,276,000 | 2,504 |
| Total interest expense | $283,000 | 5,113 |
| Net interest income | $4,993,000 | 2,192 |
| Provision for loan and lease losses | $2,650,000 | 507 |
| Total noninterest income | $599,000 | 2,937 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $218,000 | 2,772 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $381,000 | 2,712 |
| Total noninterest expense | $4,736,000 | 2,018 |
| Salaries and employee benefits | $2,688,000 | 1,858 |
| Premises and equipment expense | $683,000 | 1,727 |
| Additional noninterest expense | $1,365,000 | 2,380 |
| Pre-tax net operating income | $-1,794,000 | 7,076 |
| Securities gains (losses) | $171,000 | 1,215 |
| Applicable income taxes | $1,000 | 4,644 |
| Income before extraordinary items | $-1,624,000 | 7,081 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,624,000 | 7,080 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,624,000 | 7,081 |
| Net charge-offs | $3,110,000 | 502 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-1,795,000 | 7,080 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,625,000 | 2,542 |
| Total interest expense | $136,000 | 5,284 |
| Net interest income | $2,489,000 | 2,199 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $303,000 | 2,935 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $111,000 | 2,704 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $192,000 | 2,727 |
| Total noninterest expense | $2,345,000 | 2,043 |
| Salaries and employee benefits | $1,344,000 | 1,867 |
| Premises and equipment expense | $335,000 | 1,764 |
| Additional noninterest expense | $666,000 | 2,403 |
| Pre-tax net operating income | $372,000 | 3,438 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $372,000 | 3,219 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $372,000 | 3,223 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $372,000 | 3,223 |
| Net charge-offs | $577,000 | 1,001 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $372,000 | 3,059 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,512,000 | 2,649 |
| Total interest expense | $682,000 | 5,249 |
| Net interest income | $9,830,000 | 2,223 |
| Provision for loan and lease losses | $900,000 | 2,561 |
| Total noninterest income | $710,000 | 3,756 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $390,000 | 3,083 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $320,000 | 3,758 |
| Total noninterest expense | $8,934,000 | 2,138 |
| Salaries and employee benefits | $4,682,000 | 2,069 |
| Premises and equipment expense | $1,491,000 | 1,663 |
| Additional noninterest expense | $2,761,000 | 2,373 |
| Pre-tax net operating income | $706,000 | 4,275 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $87,000 | 3,451 |
| Income before extraordinary items | $619,000 | 4,342 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $619,000 | 4,344 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $619,000 | 4,344 |
| Net charge-offs | $1,913,000 | 1,602 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $619,000 | 4,221 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,817,000 | 2,697 |
| Total interest expense | $539,000 | 5,264 |
| Net interest income | $7,278,000 | 2,264 |
| Provision for loan and lease losses | $750,000 | 2,344 |
| Total noninterest income | $582,000 | 3,589 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $290,000 | 3,106 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $292,000 | 3,502 |
| Total noninterest expense | $6,756,000 | 2,124 |
| Salaries and employee benefits | $3,503,000 | 2,070 |
| Premises and equipment expense | $1,133,000 | 1,662 |
| Additional noninterest expense | $2,120,000 | 2,336 |
| Pre-tax net operating income | $354,000 | 4,917 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $87,000 | 3,306 |
| Income before extraordinary items | $267,000 | 5,203 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $267,000 | 5,205 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $267,000 | 5,205 |
| Net charge-offs | $1,565,000 | 1,443 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $267,000 | 5,085 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,165,000 | 2,734 |
| Total interest expense | $379,000 | 5,255 |
| Net interest income | $4,786,000 | 2,294 |
| Provision for loan and lease losses | $600,000 | 2,044 |
| Total noninterest income | $422,000 | 3,446 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $184,000 | 3,179 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $238,000 | 3,225 |
| Total noninterest expense | $4,513,000 | 2,142 |
| Salaries and employee benefits | $2,339,000 | 2,083 |
| Premises and equipment expense | $770,000 | 1,647 |
| Additional noninterest expense | $1,404,000 | 2,393 |
| Pre-tax net operating income | $95,000 | 5,707 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $72,000 | 3,112 |
| Income before extraordinary items | $23,000 | 6,174 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $23,000 | 6,173 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $23,000 | 6,174 |
| Net charge-offs | $1,498,000 | 1,121 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $23,000 | 6,093 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,542,000 | 2,787 |
| Total interest expense | $194,000 | 5,307 |
| Net interest income | $2,348,000 | 2,327 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $211,000 | 3,475 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $86,000 | 3,297 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $125,000 | 3,198 |
| Total noninterest expense | $2,302,000 | 2,102 |
| Salaries and employee benefits | $1,178,000 | 2,078 |
| Premises and equipment expense | $379,000 | 1,702 |
| Additional noninterest expense | $745,000 | 2,232 |
| Pre-tax net operating income | $-43,000 | 6,534 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $-44,000 | 6,568 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-44,000 | 6,570 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-44,000 | 6,568 |
| Net charge-offs | $1,044,000 | 835 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-44,000 | 6,551 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,215,000 | 2,670 |
| Total interest expense | $1,051,000 | 5,107 |
| Net interest income | $10,164,000 | 2,156 |
| Provision for loan and lease losses | $5,845,000 | 1,017 |
| Total noninterest income | $-207,000 | 7,428 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $423,000 | 2,971 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-630,000 | 7,432 |
| Total noninterest expense | $9,480,000 | 2,044 |
| Salaries and employee benefits | $4,731,000 | 2,040 |
| Premises and equipment expense | $1,553,000 | 1,658 |
| Additional noninterest expense | $3,196,000 | 2,171 |
| Pre-tax net operating income | $-5,368,000 | 7,136 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-85,000 | 6,809 |
| Income before extraordinary items | $-5,283,000 | 7,192 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,283,000 | 7,192 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-5,283,000 | 7,192 |
| Net charge-offs | $5,418,000 | 946 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-5,283,000 | 7,172 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,551,000 | 2,686 |
| Total interest expense | $819,000 | 5,172 |
| Net interest income | $7,732,000 | 2,140 |
| Provision for loan and lease losses | $4,385,000 | 976 |
| Total noninterest income | $267,000 | 5,227 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $321,000 | 3,020 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-54,000 | 7,332 |
| Total noninterest expense | $7,132,000 | 2,035 |
| Salaries and employee benefits | $3,586,000 | 2,020 |
| Premises and equipment expense | $1,165,000 | 1,682 |
| Additional noninterest expense | $2,381,000 | 2,156 |
| Pre-tax net operating income | $-3,518,000 | 7,260 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,000 | 4,603 |
| Income before extraordinary items | $-3,519,000 | 7,328 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-3,519,000 | 7,328 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-3,519,000 | 7,328 |
| Net charge-offs | $3,579,000 | 985 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-3,519,000 | 7,314 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,807,000 | 2,671 |
| Total interest expense | $562,000 | 5,214 |
| Net interest income | $5,245,000 | 2,103 |
| Provision for loan and lease losses | $3,535,000 | 838 |
| Total noninterest income | $473,000 | 3,327 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $216,000 | 3,005 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $257,000 | 3,079 |
| Total noninterest expense | $4,678,000 | 2,075 |
| Salaries and employee benefits | $2,426,000 | 2,000 |
| Premises and equipment expense | $773,000 | 1,715 |
| Additional noninterest expense | $1,479,000 | 2,285 |
| Pre-tax net operating income | $-2,495,000 | 7,347 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $-2,496,000 | 7,403 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,496,000 | 7,402 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,496,000 | 7,403 |
| Net charge-offs | $3,112,000 | 804 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,496,000 | 7,389 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,022,000 | 2,621 |
| Total interest expense | $298,000 | 5,212 |
| Net interest income | $2,724,000 | 2,048 |
| Provision for loan and lease losses | $2,510,000 | 626 |
| Total noninterest income | $257,000 | 3,169 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $110,000 | 2,968 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $147,000 | 2,876 |
| Total noninterest expense | $2,403,000 | 2,046 |
| Salaries and employee benefits | $1,261,000 | 1,963 |
| Premises and equipment expense | $394,000 | 1,723 |
| Additional noninterest expense | $748,000 | 2,262 |
| Pre-tax net operating income | $-1,932,000 | 7,587 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,932,000 | 7,639 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,932,000 | 7,641 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,932,000 | 7,641 |
| Net charge-offs | $2,505,000 | 557 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,932,000 | 7,630 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,485,000 | 2,307 |
| Total interest expense | $2,092,000 | 4,322 |
| Net interest income | $12,393,000 | 1,796 |
| Provision for loan and lease losses | $7,350,000 | 1,087 |
| Total noninterest income | $612,000 | 4,329 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $534,000 | 2,750 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $78,000 | 5,945 |
| Total noninterest expense | $9,516,000 | 2,107 |
| Salaries and employee benefits | $4,690,000 | 2,095 |
| Premises and equipment expense | $1,643,000 | 1,646 |
| Additional noninterest expense | $3,183,000 | 2,226 |
| Pre-tax net operating income | $-3,861,000 | 7,037 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $677,000 | 1,275 |
| Income before extraordinary items | $-4,538,000 | 7,215 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,538,000 | 7,214 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,538,000 | 7,214 |
| Net charge-offs | $8,790,000 | 757 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-4,538,000 | 7,228 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,235,000 | 2,261 |
| Total interest expense | $1,696,000 | 4,264 |
| Net interest income | $9,539,000 | 1,758 |
| Provision for loan and lease losses | $4,050,000 | 1,216 |
| Total noninterest income | $665,000 | 3,634 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $407,000 | 2,721 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $258,000 | 3,850 |
| Total noninterest expense | $6,900,000 | 2,165 |
| Salaries and employee benefits | $3,513,000 | 2,115 |
| Premises and equipment expense | $1,239,000 | 1,644 |
| Additional noninterest expense | $2,148,000 | 2,410 |
| Pre-tax net operating income | $-746,000 | 6,506 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-457,000 | 7,323 |
| Income before extraordinary items | $-289,000 | 6,228 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-289,000 | 6,229 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-289,000 | 6,228 |
| Net charge-offs | $4,916,000 | 827 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-289,000 | 6,217 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,564,000 | 2,275 |
| Total interest expense | $1,182,000 | 4,289 |
| Net interest income | $6,382,000 | 1,748 |
| Provision for loan and lease losses | $2,050,000 | 1,372 |
| Total noninterest income | $454,000 | 3,607 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $278,000 | 2,655 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $176,000 | 3,856 |
| Total noninterest expense | $4,627,000 | 2,173 |
| Salaries and employee benefits | $2,351,000 | 2,150 |
| Premises and equipment expense | $833,000 | 1,664 |
| Additional noninterest expense | $1,443,000 | 2,424 |
| Pre-tax net operating income | $159,000 | 4,889 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-36,000 | 6,945 |
| Income before extraordinary items | $195,000 | 4,572 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $195,000 | 4,569 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $195,000 | 4,569 |
| Net charge-offs | $2,101,000 | 1,092 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $195,000 | 4,481 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,832,000 | 2,284 |
| Total interest expense | $623,000 | 4,266 |
| Net interest income | $3,209,000 | 1,724 |
| Provision for loan and lease losses | $500,000 | 1,760 |
| Total noninterest income | $224,000 | 3,600 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $140,000 | 2,606 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $84,000 | 3,931 |
| Total noninterest expense | $2,240,000 | 2,188 |
| Salaries and employee benefits | $1,188,000 | 2,149 |
| Premises and equipment expense | $431,000 | 1,644 |
| Additional noninterest expense | $621,000 | 2,490 |
| Pre-tax net operating income | $693,000 | 1,825 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $240,000 | 1,261 |
| Income before extraordinary items | $453,000 | 2,323 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $453,000 | 2,323 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $453,000 | 2,325 |
| Net charge-offs | $426,000 | 1,482 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $453,000 | 2,186 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,308,000 | 2,084 |
| Total interest expense | $4,233,000 | 3,370 |
| Net interest income | $14,075,000 | 1,587 |
| Provision for loan and lease losses | $7,822,000 | 725 |
| Total noninterest income | $402,000 | 5,263 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $479,000 | 3,097 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-77,000 | 8,118 |
| Total noninterest expense | $9,991,000 | 1,933 |
| Salaries and employee benefits | $5,397,000 | 1,875 |
| Premises and equipment expense | $1,824,000 | 1,522 |
| Additional noninterest expense | $2,770,000 | 2,159 |
| Pre-tax net operating income | $-3,336,000 | 7,644 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-1,542,000 | 7,852 |
| Income before extraordinary items | $-1,794,000 | 7,318 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,794,000 | 7,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,184,000 | 790 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,794,000 | 7,413 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,186,000 | 2,064 |
| Total interest expense | $3,342,000 | 3,351 |
| Net interest income | $10,844,000 | 1,560 |
| Provision for loan and lease losses | $1,305,000 | 1,564 |
| Total noninterest income | $497,000 | 4,344 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $332,000 | 3,295 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $165,000 | 4,793 |
| Total noninterest expense | $7,807,000 | 1,849 |
| Salaries and employee benefits | $4,329,000 | 1,792 |
| Premises and equipment expense | $1,382,000 | 1,507 |
| Additional noninterest expense | $2,096,000 | 2,067 |
| Pre-tax net operating income | $2,229,000 | 2,120 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $781,000 | 1,394 |
| Income before extraordinary items | $1,448,000 | 2,392 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,448,000 | 2,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $547,000 | 1,866 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,448,000 | 2,505 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,763,000 | 2,023 |
| Total interest expense | $2,313,000 | 3,379 |
| Net interest income | $7,450,000 | 1,501 |
| Provision for loan and lease losses | $590,000 | 1,727 |
| Total noninterest income | $298,000 | 4,640 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $206,000 | 3,421 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $92,000 | 5,188 |
| Total noninterest expense | $5,262,000 | 1,829 |
| Salaries and employee benefits | $2,925,000 | 1,781 |
| Premises and equipment expense | $929,000 | 1,500 |
| Additional noninterest expense | $1,408,000 | 2,036 |
| Pre-tax net operating income | $1,896,000 | 1,758 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $697,000 | 1,236 |
| Income before extraordinary items | $1,199,000 | 2,197 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,199,000 | 2,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $439,000 | 1,433 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,199,000 | 2,148 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,133,000 | 1,976 |
| Total interest expense | $1,255,000 | 3,338 |
| Net interest income | $3,878,000 | 1,430 |
| Provision for loan and lease losses | $300,000 | 1,372 |
| Total noninterest income | $193,000 | 4,074 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $110,000 | 3,261 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $83,000 | 4,124 |
| Total noninterest expense | $2,656,000 | 1,799 |
| Salaries and employee benefits | $1,491,000 | 1,765 |
| Premises and equipment expense | $459,000 | 1,522 |
| Additional noninterest expense | $706,000 | 1,995 |
| Pre-tax net operating income | $1,115,000 | 1,619 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $422,000 | 1,150 |
| Income before extraordinary items | $693,000 | 2,049 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $693,000 | 2,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $693,000 | 1,987 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $20,929,000 | 2,009 |
| Total interest expense | $5,420,000 | 3,262 |
| Net interest income | $15,509,000 | 1,451 |
| Provision for loan and lease losses | $335,000 | 2,995 |
| Total noninterest income | $700,000 | 4,300 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $316,000 | 3,984 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $384,000 | 3,807 |
| Total noninterest expense | $10,057,000 | 1,841 |
| Salaries and employee benefits | $5,648,000 | 1,789 |
| Premises and equipment expense | $1,788,000 | 1,488 |
| Additional noninterest expense | $2,621,000 | 2,092 |
| Pre-tax net operating income | $5,817,000 | 1,430 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,255,000 | 1,024 |
| Income before extraordinary items | $3,562,000 | 1,761 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,562,000 | 1,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,353 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,562,000 | 1,752 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,587,000 | 2,030 |
| Total interest expense | $3,969,000 | 3,308 |
| Net interest income | $11,618,000 | 1,460 |
| Provision for loan and lease losses | $110,000 | 3,968 |
| Total noninterest income | $529,000 | 4,277 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $237,000 | 3,986 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $292,000 | 3,787 |
| Total noninterest expense | $7,508,000 | 1,827 |
| Salaries and employee benefits | $4,144,000 | 1,830 |
| Premises and equipment expense | $1,368,000 | 1,458 |
| Additional noninterest expense | $1,996,000 | 2,008 |
| Pre-tax net operating income | $4,529,000 | 1,493 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,780,000 | 1,054 |
| Income before extraordinary items | $2,749,000 | 1,831 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,749,000 | 1,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,441 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,749,000 | 1,817 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,176,000 | 2,074 |
| Total interest expense | $2,615,000 | 3,325 |
| Net interest income | $7,561,000 | 1,528 |
| Provision for loan and lease losses | $40,000 | 4,625 |
| Total noninterest income | $345,000 | 4,356 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $159,000 | 3,978 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $186,000 | 3,917 |
| Total noninterest expense | $4,984,000 | 1,853 |
| Salaries and employee benefits | $2,711,000 | 1,889 |
| Premises and equipment expense | $922,000 | 1,442 |
| Additional noninterest expense | $1,351,000 | 1,996 |
| Pre-tax net operating income | $2,882,000 | 1,608 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,131,000 | 1,166 |
| Income before extraordinary items | $1,751,000 | 1,965 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,751,000 | 1,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,751,000 | 1,944 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,914,000 | 2,143 |
| Total interest expense | $1,237,000 | 3,458 |
| Net interest income | $3,677,000 | 1,579 |
| Provision for loan and lease losses | $20,000 | 4,351 |
| Total noninterest income | $170,000 | 4,355 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $77,000 | 3,989 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $93,000 | 3,879 |
| Total noninterest expense | $2,508,000 | 1,837 |
| Salaries and employee benefits | $1,348,000 | 1,908 |
| Premises and equipment expense | $458,000 | 1,460 |
| Additional noninterest expense | $702,000 | 1,898 |
| Pre-tax net operating income | $1,319,000 | 1,725 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $516,000 | 1,257 |
| Income before extraordinary items | $803,000 | 2,064 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $803,000 | 2,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $803,000 | 2,052 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $18,404,000 | 2,141 |
| Total interest expense | $4,084,000 | 3,545 |
| Net interest income | $14,320,000 | 1,603 |
| Provision for loan and lease losses | $390,000 | 2,314 |
| Total noninterest income | $747,000 | 4,220 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $325,000 | 3,962 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $422,000 | 3,648 |
| Total noninterest expense | $8,324,000 | 2,126 |
| Salaries and employee benefits | $4,721,000 | 2,072 |
| Premises and equipment expense | $1,467,000 | 1,730 |
| Additional noninterest expense | $2,136,000 | 2,411 |
| Pre-tax net operating income | $6,353,000 | 1,527 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,528,000 | 1,089 |
| Income before extraordinary items | $3,825,000 | 1,864 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,825,000 | 1,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,166 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,825,000 | 1,847 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,564,000 | 2,162 |
| Total interest expense | $2,944,000 | 3,559 |
| Net interest income | $10,620,000 | 1,638 |
| Provision for loan and lease losses | $350,000 | 1,901 |
| Total noninterest income | $551,000 | 4,264 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $227,000 | 4,144 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $324,000 | 3,607 |
| Total noninterest expense | $6,225,000 | 2,137 |
| Salaries and employee benefits | $3,445,000 | 2,132 |
| Premises and equipment expense | $1,062,000 | 1,792 |
| Additional noninterest expense | $1,718,000 | 2,261 |
| Pre-tax net operating income | $4,596,000 | 1,613 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,833,000 | 1,174 |
| Income before extraordinary items | $2,763,000 | 1,970 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,763,000 | 1,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,083 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,763,000 | 1,958 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,686,000 | 2,210 |
| Total interest expense | $1,773,000 | 3,689 |
| Net interest income | $6,913,000 | 1,667 |
| Provision for loan and lease losses | $230,000 | 1,895 |
| Total noninterest income | $388,000 | 4,117 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $151,000 | 4,126 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $237,000 | 3,419 |
| Total noninterest expense | $4,116,000 | 2,147 |
| Salaries and employee benefits | $2,250,000 | 2,179 |
| Premises and equipment expense | $680,000 | 1,855 |
| Additional noninterest expense | $1,186,000 | 2,201 |
| Pre-tax net operating income | $2,955,000 | 1,676 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,179,000 | 1,219 |
| Income before extraordinary items | $1,776,000 | 2,031 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,776,000 | 2,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,084 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,776,000 | 2,022 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,100,000 | 2,273 |
| Total interest expense | $744,000 | 4,018 |
| Net interest income | $3,356,000 | 1,718 |
| Provision for loan and lease losses | $150,000 | 1,421 |
| Total noninterest income | $178,000 | 4,231 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $71,000 | 4,194 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $107,000 | 3,600 |
| Total noninterest expense | $1,989,000 | 2,233 |
| Salaries and employee benefits | $1,080,000 | 2,280 |
| Premises and equipment expense | $317,000 | 1,995 |
| Additional noninterest expense | $592,000 | 2,182 |
| Pre-tax net operating income | $1,395,000 | 1,737 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $553,000 | 1,279 |
| Income before extraordinary items | $842,000 | 2,097 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $842,000 | 2,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,725 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $842,000 | 2,080 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,155,000 | 2,339 |
| Total interest expense | $2,099,000 | 4,292 |
| Net interest income | $12,056,000 | 1,820 |
| Provision for loan and lease losses | $490,000 | 1,929 |
| Total noninterest income | $975,000 | 3,626 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $349,000 | 3,844 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $626,000 | 2,978 |
| Total noninterest expense | $7,294,000 | 2,292 |
| Salaries and employee benefits | $3,977,000 | 2,300 |
| Premises and equipment expense | $1,113,000 | 2,159 |
| Additional noninterest expense | $2,204,000 | 2,271 |
| Pre-tax net operating income | $5,247,000 | 1,786 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,111,000 | 1,299 |
| Income before extraordinary items | $3,136,000 | 2,160 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,136,000 | 2,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,352 |
| Cash dividends | $100,000 | 5,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,136,000 | 2,141 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,161,000 | 2,379 |
| Total interest expense | $1,435,000 | 4,426 |
| Net interest income | $8,726,000 | 1,880 |
| Provision for loan and lease losses | $370,000 | 1,832 |
| Total noninterest income | $789,000 | 3,441 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $272,000 | 3,781 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $517,000 | 2,816 |
| Total noninterest expense | $5,499,000 | 2,266 |
| Salaries and employee benefits | $3,056,000 | 2,234 |
| Premises and equipment expense | $823,000 | 2,170 |
| Additional noninterest expense | $1,620,000 | 2,277 |
| Pre-tax net operating income | $3,646,000 | 1,920 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,440,000 | 1,430 |
| Income before extraordinary items | $2,206,000 | 2,309 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,206,000 | 2,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,292 |
| Cash dividends | $100,000 | 4,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,206,000 | 2,268 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,410,000 | 2,451 |
| Total interest expense | $830,000 | 4,683 |
| Net interest income | $5,580,000 | 1,934 |
| Provision for loan and lease losses | $225,000 | 1,956 |
| Total noninterest income | $527,000 | 3,398 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $188,000 | 3,641 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $339,000 | 2,837 |
| Total noninterest expense | $3,684,000 | 2,231 |
| Salaries and employee benefits | $2,043,000 | 2,219 |
| Premises and equipment expense | $542,000 | 2,190 |
| Additional noninterest expense | $1,099,000 | 2,231 |
| Pre-tax net operating income | $2,198,000 | 2,037 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $866,000 | 1,521 |
| Income before extraordinary items | $1,332,000 | 2,432 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,332,000 | 2,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,259 |
| Cash dividends | $100,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,332,000 | 2,402 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,102,000 | 2,494 |
| Total interest expense | $389,000 | 4,766 |
| Net interest income | $2,713,000 | 1,981 |
| Provision for loan and lease losses | $120,000 | 1,733 |
| Total noninterest income | $341,000 | 2,776 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $94,000 | 3,574 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $247,000 | 2,171 |
| Total noninterest expense | $1,898,000 | 2,176 |
| Salaries and employee benefits | $1,028,000 | 2,209 |
| Premises and equipment expense | $269,000 | 2,209 |
| Additional noninterest expense | $601,000 | 2,038 |
| Pre-tax net operating income | $1,036,000 | 2,103 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $415,000 | 1,570 |
| Income before extraordinary items | $621,000 | 2,545 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $621,000 | 2,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,407 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $621,000 | 2,506 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,025,000 | 2,585 |
| Total interest expense | $1,221,000 | 5,062 |
| Net interest income | $9,804,000 | 2,074 |
| Provision for loan and lease losses | $360,000 | 2,548 |
| Total noninterest income | $982,000 | 3,599 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $489,000 | 3,200 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $493,000 | 3,334 |
| Total noninterest expense | $6,637,000 | 2,405 |
| Salaries and employee benefits | $3,695,000 | 2,346 |
| Premises and equipment expense | $1,011,000 | 2,265 |
| Additional noninterest expense | $1,931,000 | 2,505 |
| Pre-tax net operating income | $3,789,000 | 2,148 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,463,000 | 1,636 |
| Income before extraordinary items | $2,326,000 | 2,568 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,326,000 | 2,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,905 |
| Cash dividends | $300,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,326,000 | 2,522 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,021,000 | 2,628 |
| Total interest expense | $857,000 | 5,230 |
| Net interest income | $7,164,000 | 2,111 |
| Provision for loan and lease losses | $270,000 | 2,429 |
| Total noninterest income | $690,000 | 3,768 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $380,000 | 3,130 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $310,000 | 3,669 |
| Total noninterest expense | $4,945,000 | 2,405 |
| Salaries and employee benefits | $2,724,000 | 2,376 |
| Premises and equipment expense | $736,000 | 2,327 |
| Additional noninterest expense | $1,485,000 | 2,413 |
| Pre-tax net operating income | $2,639,000 | 2,285 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,014,000 | 1,752 |
| Income before extraordinary items | $1,625,000 | 2,765 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,625,000 | 2,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 2,818 |
| Cash dividends | $200,000 | 3,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,625,000 | 2,700 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,224,000 | 2,680 |
| Total interest expense | $554,000 | 5,359 |
| Net interest income | $4,670,000 | 2,145 |
| Provision for loan and lease losses | $180,000 | 2,366 |
| Total noninterest income | $499,000 | 3,576 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $271,000 | 2,944 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $228,000 | 3,488 |
| Total noninterest expense | $3,332,000 | 2,392 |
| Salaries and employee benefits | $1,830,000 | 2,356 |
| Premises and equipment expense | $485,000 | 2,350 |
| Additional noninterest expense | $1,017,000 | 2,358 |
| Pre-tax net operating income | $1,657,000 | 2,382 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $638,000 | 1,843 |
| Income before extraordinary items | $1,019,000 | 2,885 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,019,000 | 2,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 2,324 |
| Cash dividends | $100,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,019,000 | 2,810 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,602,000 | 2,683 |
| Total interest expense | $280,000 | 5,386 |
| Net interest income | $2,322,000 | 2,156 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $236,000 | 3,649 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $131,000 | 2,956 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $105,000 | 3,606 |
| Total noninterest expense | $1,651,000 | 2,421 |
| Salaries and employee benefits | $921,000 | 2,356 |
| Premises and equipment expense | $235,000 | 2,433 |
| Additional noninterest expense | $495,000 | 2,384 |
| Pre-tax net operating income | $817,000 | 2,382 |
| Securities gains (losses) | $11,000 | 2,005 |
| Applicable income taxes | $315,000 | 1,851 |
| Income before extraordinary items | $513,000 | 2,882 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $513,000 | 2,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,260 |
| Cash dividends | $100,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $505,960 | 2,821 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,740,000 | 2,902 |
| Total interest expense | $1,220,000 | 5,508 |
| Net interest income | $8,520,000 | 2,275 |
| Provision for loan and lease losses | $480,000 | 2,232 |
| Total noninterest income | $1,184,000 | 3,340 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $517,000 | 3,008 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $667,000 | 3,058 |
| Total noninterest expense | $6,165,000 | 2,540 |
| Salaries and employee benefits | $3,427,000 | 2,461 |
| Premises and equipment expense | $935,000 | 2,402 |
| Additional noninterest expense | $1,803,000 | 2,635 |
| Pre-tax net operating income | $3,059,000 | 2,462 |
| Securities gains (losses) | $-8,000 | 8,750 |
| Applicable income taxes | $1,170,000 | 1,963 |
| Income before extraordinary items | $1,881,000 | 3,006 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,881,000 | 3,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,398 |
| Cash dividends | $200,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,886,120 | 2,878 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,162,000 | 3,002 |
| Total interest expense | $943,000 | 5,561 |
| Net interest income | $6,219,000 | 2,349 |
| Provision for loan and lease losses | $360,000 | 2,185 |
| Total noninterest income | $885,000 | 3,419 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $385,000 | 3,036 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $500,000 | 3,138 |
| Total noninterest expense | $4,569,000 | 2,578 |
| Salaries and employee benefits | $2,534,000 | 2,489 |
| Premises and equipment expense | $700,000 | 2,406 |
| Additional noninterest expense | $1,335,000 | 2,647 |
| Pre-tax net operating income | $2,175,000 | 2,674 |
| Securities gains (losses) | $-14,000 | 8,978 |
| Applicable income taxes | $864,000 | 2,085 |
| Income before extraordinary items | $1,297,000 | 3,290 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,297,000 | 3,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,642 |
| Cash dividends | $200,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,305,960 | 3,125 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,786,000 | 3,015 |
| Total interest expense | $662,000 | 5,516 |
| Net interest income | $4,124,000 | 2,350 |
| Provision for loan and lease losses | $240,000 | 2,189 |
| Total noninterest income | $619,000 | 3,275 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $262,000 | 2,954 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $357,000 | 2,981 |
| Total noninterest expense | $3,082,000 | 2,530 |
| Salaries and employee benefits | $1,704,000 | 2,463 |
| Premises and equipment expense | $483,000 | 2,331 |
| Additional noninterest expense | $895,000 | 2,631 |
| Pre-tax net operating income | $1,421,000 | 2,709 |
| Securities gains (losses) | $-14,000 | 9,079 |
| Applicable income taxes | $565,000 | 2,137 |
| Income before extraordinary items | $842,000 | 3,364 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $842,000 | 3,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 2,225 |
| Cash dividends | $100,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $850,960 | 3,171 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,411,000 | 3,010 |
| Total interest expense | $331,000 | 5,627 |
| Net interest income | $2,080,000 | 2,339 |
| Provision for loan and lease losses | $120,000 | 2,030 |
| Total noninterest income | $258,000 | 3,567 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $124,000 | 3,004 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $134,000 | 3,408 |
| Total noninterest expense | $1,552,000 | 2,494 |
| Salaries and employee benefits | $862,000 | 2,448 |
| Premises and equipment expense | $254,000 | 2,222 |
| Additional noninterest expense | $436,000 | 2,647 |
| Pre-tax net operating income | $666,000 | 2,849 |
| Securities gains (losses) | $-14,000 | 9,176 |
| Applicable income taxes | $262,000 | 2,257 |
| Income before extraordinary items | $390,000 | 3,524 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $390,000 | 3,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 2,164 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $398,960 | 3,300 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,992,000 | 3,299 |
| Total interest expense | $1,611,000 | 5,504 |
| Net interest income | $7,381,000 | 2,590 |
| Provision for loan and lease losses | $480,000 | 2,438 |
| Total noninterest income | $719,000 | 4,262 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $422,000 | 3,402 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $297,000 | 4,281 |
| Total noninterest expense | $5,500,000 | 2,685 |
| Salaries and employee benefits | $2,927,000 | 2,689 |
| Premises and equipment expense | $925,000 | 2,348 |
| Additional noninterest expense | $1,648,000 | 2,743 |
| Pre-tax net operating income | $2,120,000 | 3,301 |
| Securities gains (losses) | $14,000 | 3,404 |
| Applicable income taxes | $844,000 | 2,505 |
| Income before extraordinary items | $1,290,000 | 3,899 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,290,000 | 3,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 3,229 |
| Cash dividends | $200,000 | 4,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,281,040 | 3,813 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,070,000 | 3,999 |
| Total interest expense | $2,526,000 | 5,365 |
| Net interest income | $5,544,000 | 3,154 |
| Provision for loan and lease losses | $525,000 | 2,118 |
| Total noninterest income | $360,000 | 5,950 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $246,000 | 4,679 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $114,000 | 6,118 |
| Total noninterest expense | $4,270,000 | 3,231 |
| Salaries and employee benefits | $2,029,000 | 3,556 |
| Premises and equipment expense | $820,000 | 2,565 |
| Additional noninterest expense | $1,421,000 | 3,013 |
| Pre-tax net operating income | $1,109,000 | 4,634 |
| Securities gains (losses) | $14,000 | 3,398 |
| Applicable income taxes | $446,000 | 3,515 |
| Income before extraordinary items | $677,000 | 5,308 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $677,000 | 5,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 2,613 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $668,040 | 5,217 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,432,000 | 4,367 |
| Total interest expense | $2,637,000 | 5,382 |
| Net interest income | $4,795,000 | 3,606 |
| Provision for loan and lease losses | $425,000 | 2,162 |
| Total noninterest income | $249,000 | 6,786 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 5,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 6,963 |
| Total noninterest expense | $3,483,000 | 3,715 |
| Salaries and employee benefits | $1,646,000 | 4,057 |
| Premises and equipment expense | $573,000 | 3,395 |
| Additional noninterest expense | $1,264,000 | 3,259 |
| Pre-tax net operating income | $1,136,000 | 4,891 |
| Securities gains (losses) | $-15,000 | 8,587 |
| Applicable income taxes | $466,000 | 3,642 |
| Income before extraordinary items | $655,000 | 5,596 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $655,000 | 5,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 2,287 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 890 |
| Net operating income | $664,600 | 5,567 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,443,000 | 5,984 |
| Total interest expense | $1,387,000 | 7,220 |
| Net interest income | $3,056,000 | 5,099 |
| Provision for loan and lease losses | $606,000 | 1,486 |
| Total noninterest income | $172,000 | 7,809 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 6,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 8,098 |
| Total noninterest expense | $2,388,000 | 5,042 |
| Salaries and employee benefits | $1,141,000 | 5,365 |
| Premises and equipment expense | $460,000 | 4,058 |
| Additional noninterest expense | $787,000 | 4,850 |
| Pre-tax net operating income | $234,000 | 8,409 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $-224,000 | 10,048 |
| Income before extraordinary items | $460,000 | 6,637 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $460,000 | 6,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $458,000 | 6,630 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,291,000 | 9,547 |
| Total interest expense | $450,000 | 9,802 |
| Net interest income | $841,000 | 9,159 |
| Provision for loan and lease losses | $146,000 | 4,231 |
| Total noninterest income | $58,000 | 9,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 8,429 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 9,291 |
| Total noninterest expense | $1,599,000 | 6,430 |
| Salaries and employee benefits | $693,000 | 7,224 |
| Premises and equipment expense | $227,000 | 6,307 |
| Additional noninterest expense | $679,000 | 5,281 |
| Pre-tax net operating income | $-846,000 | 10,310 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-846,000 | 10,340 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-846,000 | 10,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $7,605,000 | 147 |
| Net operating income | $-846,000 | 10,319 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.