Home > Bank of Akron > Income and Expense

Bank of Akron, Income and Expense

2020-06-30 (YTD Data)		Rank
Total interest income	$8,650,000	1,710
Total interest expense	$1,639,000	1,542
Net interest income	$7,011,000	1,739
Provision for loan and lease losses	$440,000	1,721
Total noninterest income	$626,000	2,554
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$130,000	2,462
Trading account gains and fees	NA	NA
Additional Noninterest Income	$496,000	2,378
Total noninterest expense	$5,457,000	1,805
Salaries and employee benefits	$3,154,000	1,805
Premises and equipment expense	$299,000	2,762
Additional noninterest expense	$2,004,000	1,500
Pre-tax net operating income	$1,740,000	2,191
Securities gains (losses)	$25,000	1,599
Applicable income taxes	$371,000	1,586
Income before extraordinary items	$1,394,000	2,335
Extraordinary gains, net	$0	4
Net income	$1,394,000	2,334
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,394,000	2,335
Net charge-offs	$-40,000	4,688
Cash dividends	$420,000	2,119
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,374,250	2,327
2020-03-31 (YTD Data)		Rank
Total interest income	$4,451,000	1,666
Total interest expense	$867,000	1,591
Net interest income	$3,584,000	1,669
Provision for loan and lease losses	$120,000	1,810
Total noninterest income	$330,000	2,395
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$87,000	2,324
Trading account gains and fees	NA	NA
Additional Noninterest Income	$243,000	2,217
Total noninterest expense	$2,956,000	1,716
Salaries and employee benefits	$1,643,000	1,762
Premises and equipment expense	$183,000	2,471
Additional noninterest expense	$1,130,000	1,381
Pre-tax net operating income	$838,000	2,090
Securities gains (losses)	$0	1,705
Applicable income taxes	$176,000	1,491
Income before extraordinary items	$662,000	2,263
Extraordinary gains, net	$0	4
Net income	$662,000	2,262
Minority interest net income	$0	56
Net income of bank and minority interests.	$662,000	2,263
Net charge-offs	$27,000	1,477
Cash dividends	$210,000	1,895
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$662,000	2,229
2019-12-31 (YTD Data)		Rank
Total interest income	$17,093,000	1,735
Total interest expense	$3,146,000	1,749
Net interest income	$13,947,000	1,713
Provision for loan and lease losses	$360,000	1,775
Total noninterest income	$1,359,000	2,418
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$360,000	2,354
Trading account gains and fees	NA	NA
Additional Noninterest Income	$999,000	2,247
Total noninterest expense	$10,598,000	1,834
Salaries and employee benefits	$6,317,000	1,769
Premises and equipment expense	$697,000	2,554
Additional noninterest expense	$3,584,000	1,646
Pre-tax net operating income	$4,348,000	1,943
Securities gains (losses)	$1,833,000	159
Applicable income taxes	$1,262,000	1,241
Income before extraordinary items	$4,919,000	1,622
Extraordinary gains, net	$0	11
Net income	$4,919,000	1,624
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,919,000	1,624
Net charge-offs	$1,147,000	608
Cash dividends	$840,000	2,530
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,452,600	2,062
2019-09-30 (YTD Data)		Rank
Total interest income	$12,736,000	1,766
Total interest expense	$2,288,000	1,796
Net interest income	$10,448,000	1,733
Provision for loan and lease losses	$270,000	1,685
Total noninterest income	$1,007,000	2,447
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$260,000	2,423
Trading account gains and fees	NA	NA
Additional Noninterest Income	$747,000	2,245
Total noninterest expense	$7,576,000	1,919
Salaries and employee benefits	$4,704,000	1,788
Premises and equipment expense	$504,000	2,628
Additional noninterest expense	$2,368,000	1,823
Pre-tax net operating income	$3,609,000	1,847
Securities gains (losses)	$1,224,000	171
Applicable income taxes	$982,000	1,240
Income before extraordinary items	$3,851,000	1,586
Extraordinary gains, net	$0	11
Net income	$3,851,000	1,587
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,851,000	1,587
Net charge-offs	$-37,000	4,751
Cash dividends	$630,000	2,274
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,871,800	1,969
2019-06-30 (YTD Data)		Rank
Total interest income	$8,325,000	1,792
Total interest expense	$1,433,000	1,861
Net interest income	$6,892,000	1,748
Provision for loan and lease losses	$180,000	1,640
Total noninterest income	$650,000	2,445
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$174,000	2,406
Trading account gains and fees	NA	NA
Additional Noninterest Income	$476,000	2,266
Total noninterest expense	$4,970,000	1,944
Salaries and employee benefits	$3,139,000	1,788
Premises and equipment expense	$280,000	2,947
Additional noninterest expense	$1,551,000	1,886
Pre-tax net operating income	$2,392,000	1,846
Securities gains (losses)	$376,000	265
Applicable income taxes	$586,000	1,312
Income before extraordinary items	$2,182,000	1,784
Extraordinary gains, net	$0	11
Net income	$2,182,000	1,783
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,182,000	1,784
Net charge-offs	$-47,000	4,892
Cash dividends	$420,000	2,279
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,884,960	1,972
2019-03-31 (YTD Data)		Rank
Total interest income	$4,096,000	1,824
Total interest expense	$661,000	1,920
Net interest income	$3,435,000	1,758
Provision for loan and lease losses	$90,000	1,533
Total noninterest income	$321,000	2,447
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$87,000	2,394
Trading account gains and fees	NA	NA
Additional Noninterest Income	$234,000	2,221
Total noninterest expense	$2,434,000	1,977
Salaries and employee benefits	$1,541,000	1,827
Premises and equipment expense	$165,000	2,685
Additional noninterest expense	$728,000	1,967
Pre-tax net operating income	$1,232,000	1,771
Securities gains (losses)	$72,000	321
Applicable income taxes	$278,000	1,311
Income before extraordinary items	$1,026,000	1,835
Extraordinary gains, net	$0	5
Net income	$1,026,000	1,833
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,026,000	1,834
Net charge-offs	$0	2,740
Cash dividends	$210,000	1,998
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$969,120	1,894
2018-12-31 (YTD Data)		Rank
Total interest income	$14,957,000	1,866
Total interest expense	$1,695,000	2,155
Net interest income	$13,262,000	1,792
Provision for loan and lease losses	$360,000	1,765
Total noninterest income	$1,401,000	2,413
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$402,000	2,290
Trading account gains and fees	NA	NA
Additional Noninterest Income	$999,000	2,238
Total noninterest expense	$9,677,000	1,952
Salaries and employee benefits	$5,906,000	1,843
Premises and equipment expense	$747,000	2,467
Additional noninterest expense	$3,024,000	1,906
Pre-tax net operating income	$4,626,000	1,883
Securities gains (losses)	$200,000	212
Applicable income taxes	$990,000	1,398
Income before extraordinary items	$3,836,000	1,961
Extraordinary gains, net	$0	6
Net income	$3,836,000	1,959
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,836,000	1,960
Net charge-offs	$521,000	927
Cash dividends	$930,000	2,317
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,678,000	2,012
2018-09-30 (YTD Data)		Rank
Total interest income	$10,985,000	1,883
Total interest expense	$1,094,000	2,308
Net interest income	$9,891,000	1,798
Provision for loan and lease losses	$270,000	1,667
Total noninterest income	$1,034,000	2,458
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$294,000	2,331
Trading account gains and fees	NA	NA
Additional Noninterest Income	$740,000	2,275
Total noninterest expense	$7,111,000	1,987
Salaries and employee benefits	$4,369,000	1,861
Premises and equipment expense	$580,000	2,440
Additional noninterest expense	$2,162,000	1,988
Pre-tax net operating income	$3,544,000	1,872
Securities gains (losses)	$262,000	182
Applicable income taxes	$915,000	1,241
Income before extraordinary items	$2,891,000	1,959
Extraordinary gains, net	$0	5
Net income	$2,891,000	1,956
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,891,000	1,958
Net charge-offs	$516,000	701
Cash dividends	$630,000	2,148
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,684,020	2,063
2018-06-30 (YTD Data)		Rank
Total interest income	$7,184,000	1,899
Total interest expense	$632,000	2,447
Net interest income	$6,552,000	1,792
Provision for loan and lease losses	$180,000	1,601
Total noninterest income	$687,000	2,468
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$192,000	2,355
Trading account gains and fees	NA	NA
Additional Noninterest Income	$495,000	2,274
Total noninterest expense	$4,725,000	2,001
Salaries and employee benefits	$2,891,000	1,881
Premises and equipment expense	$429,000	2,304
Additional noninterest expense	$1,405,000	2,041
Pre-tax net operating income	$2,334,000	1,869
Securities gains (losses)	$208,000	169
Applicable income taxes	$634,000	1,201
Income before extraordinary items	$1,908,000	1,954
Extraordinary gains, net	$0	6
Net income	$1,908,000	1,952
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,908,000	1,953
Net charge-offs	$6,000	2,773
Cash dividends	$420,000	2,165
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,743,680	2,078
2018-03-31 (YTD Data)		Rank
Total interest income	$3,421,000	1,961
Total interest expense	$282,000	2,564
Net interest income	$3,139,000	1,863
Provision for loan and lease losses	$90,000	1,532
Total noninterest income	$347,000	2,423
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$102,000	2,280
Trading account gains and fees	NA	NA
Additional Noninterest Income	$245,000	2,250
Total noninterest expense	$2,349,000	2,032
Salaries and employee benefits	$1,445,000	1,901
Premises and equipment expense	$224,000	2,265
Additional noninterest expense	$680,000	2,087
Pre-tax net operating income	$1,047,000	1,976
Securities gains (losses)	$144,000	135
Applicable income taxes	$297,000	1,229
Income before extraordinary items	$894,000	1,998
Extraordinary gains, net	$0	7
Net income	$894,000	1,997
Minority interest net income	$0	52
Net income of bank and minority interests.	$894,000	1,998
Net charge-offs	$2,000	2,440
Cash dividends	$210,000	1,857
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$780,240	2,195
2017-12-31 (YTD Data)		Rank
Total interest income	$13,022,000	1,978
Total interest expense	$923,000	2,694
Net interest income	$12,099,000	1,894
Provision for loan and lease losses	$570,000	1,339
Total noninterest income	$1,429,000	2,468
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$402,000	2,384
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,027,000	2,260
Total noninterest expense	$9,307,000	2,027
Salaries and employee benefits	$5,562,000	1,925
Premises and equipment expense	$832,000	2,386
Additional noninterest expense	$2,913,000	1,986
Pre-tax net operating income	$3,651,000	2,170
Securities gains (losses)	$11,000	1,559
Applicable income taxes	$1,374,000	1,606
Income before extraordinary items	$2,288,000	2,467
Extraordinary gains, net	$0	9
Net income	$2,288,000	2,467
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,288,000	2,467
Net charge-offs	$225,000	1,730
Cash dividends	$630,000	2,716
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,280,960	2,452
2017-09-30 (YTD Data)		Rank
Total interest income	$9,603,000	2,010
Total interest expense	$666,000	2,734
Net interest income	$8,937,000	1,926
Provision for loan and lease losses	$420,000	1,320
Total noninterest income	$1,025,000	2,537
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$291,000	2,445
Trading account gains and fees	NA	NA
Additional Noninterest Income	$734,000	2,355
Total noninterest expense	$7,032,000	2,024
Salaries and employee benefits	$4,191,000	1,923
Premises and equipment expense	$562,000	2,569
Additional noninterest expense	$2,279,000	1,918
Pre-tax net operating income	$2,510,000	2,359
Securities gains (losses)	$15,000	1,443
Applicable income taxes	$971,000	1,486
Income before extraordinary items	$1,554,000	2,800
Extraordinary gains, net	$0	9
Net income	$1,554,000	2,799
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,554,000	2,800
Net charge-offs	$39,000	2,614
Cash dividends	$480,000	2,455
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,544,400	2,795
2017-06-30 (YTD Data)		Rank
Total interest income	$6,284,000	2,030
Total interest expense	$423,000	2,770
Net interest income	$5,861,000	1,945
Provision for loan and lease losses	$300,000	1,177
Total noninterest income	$667,000	2,567
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$190,000	2,468
Trading account gains and fees	NA	NA
Additional Noninterest Income	$477,000	2,392
Total noninterest expense	$4,766,000	1,981
Salaries and employee benefits	$2,805,000	1,927
Premises and equipment expense	$373,000	2,593
Additional noninterest expense	$1,588,000	1,848
Pre-tax net operating income	$1,462,000	2,534
Securities gains (losses)	$15,000	1,091
Applicable income taxes	$595,000	1,544
Income before extraordinary items	$882,000	3,017
Extraordinary gains, net	$0	11
Net income	$882,000	3,016
Minority interest net income	$0	71
Net income of bank and minority interests.	$882,000	3,017
Net charge-offs	$15,000	2,739
Cash dividends	$330,000	2,411
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$872,400	3,012
2017-03-31 (YTD Data)		Rank
Total interest income	$3,082,000	2,062
Total interest expense	$193,000	2,921
Net interest income	$2,889,000	1,963
Provision for loan and lease losses	$150,000	1,115
Total noninterest income	$327,000	2,603
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$96,000	2,456
Trading account gains and fees	NA	NA
Additional Noninterest Income	$231,000	2,403
Total noninterest expense	$2,402,000	1,996
Salaries and employee benefits	$1,390,000	1,967
Premises and equipment expense	$198,000	2,529
Additional noninterest expense	$814,000	1,808
Pre-tax net operating income	$664,000	2,626
Securities gains (losses)	$-4,000	5,562
Applicable income taxes	$261,000	1,621
Income before extraordinary items	$399,000	3,143
Extraordinary gains, net	$0	8
Net income	$399,000	3,141
Minority interest net income	$0	55
Net income of bank and minority interests.	$399,000	3,143
Net charge-offs	$-1,000	3,990
Cash dividends	$210,000	1,915
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$401,560	3,110
2016-12-31 (YTD Data)		Rank
Total interest income	$11,649,000	2,127
Total interest expense	$733,000	2,956
Net interest income	$10,916,000	2,023
Provision for loan and lease losses	$750,000	1,141
Total noninterest income	$1,530,000	2,465
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$445,000	2,278
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,085,000	2,302
Total noninterest expense	$8,901,000	2,111
Salaries and employee benefits	$5,157,000	2,051
Premises and equipment expense	$639,000	2,903
Additional noninterest expense	$3,105,000	1,922
Pre-tax net operating income	$2,795,000	2,496
Securities gains (losses)	$62,000	1,692
Applicable income taxes	$987,000	1,662
Income before extraordinary items	$1,870,000	2,901
Extraordinary gains, net	$0	5
Net income	$1,870,000	2,900
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,870,000	2,900
Net charge-offs	$908,000	707
Cash dividends	$810,000	2,439
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,829,700	2,890
2016-09-30 (YTD Data)		Rank
Total interest income	$8,674,000	2,142
Total interest expense	$546,000	2,967
Net interest income	$8,128,000	2,038
Provision for loan and lease losses	$450,000	1,227
Total noninterest income	$1,115,000	2,503
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$335,000	2,273
Trading account gains and fees	$0	169
Additional Noninterest Income	$780,000	2,359
Total noninterest expense	$6,674,000	2,097
Salaries and employee benefits	$3,875,000	2,035
Premises and equipment expense	$472,000	2,946
Additional noninterest expense	$2,327,000	1,913
Pre-tax net operating income	$2,119,000	2,519
Securities gains (losses)	$29,000	2,127
Applicable income taxes	$737,000	1,701
Income before extraordinary items	$1,411,000	2,914
Extraordinary gains, net	$0	5
Net income	$1,411,000	2,914
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,411,000	2,914
Net charge-offs	$902,000	523
Cash dividends	$600,000	2,186
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,391,860	2,879
2016-06-30 (YTD Data)		Rank
Total interest income	$5,766,000	2,149
Total interest expense	$362,000	2,992
Net interest income	$5,404,000	2,052
Provision for loan and lease losses	$300,000	1,234
Total noninterest income	$733,000	2,489
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$221,000	2,275
Trading account gains and fees	$0	157
Additional Noninterest Income	$512,000	2,341
Total noninterest expense	$4,421,000	2,114
Salaries and employee benefits	$2,553,000	2,061
Premises and equipment expense	$319,000	2,926
Additional noninterest expense	$1,549,000	1,921
Pre-tax net operating income	$1,416,000	2,502
Securities gains (losses)	$38,000	1,613
Applicable income taxes	$540,000	1,584
Income before extraordinary items	$914,000	2,948
Extraordinary gains, net	$0	16
Net income	$914,000	2,946
Minority interest net income	$0	71
Net income of bank and minority interests.	$914,000	2,947
Net charge-offs	$49,000	2,154
Cash dividends	$390,000	2,263
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$889,680	2,926
2016-03-31 (YTD Data)		Rank
Total interest income	$2,838,000	2,174
Total interest expense	$180,000	3,020
Net interest income	$2,658,000	2,079
Provision for loan and lease losses	$150,000	1,146
Total noninterest income	$340,000	2,566
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$113,000	2,232
Trading account gains and fees	$0	142
Additional Noninterest Income	$227,000	2,461
Total noninterest expense	$2,221,000	2,117
Salaries and employee benefits	$1,295,000	2,040
Premises and equipment expense	$156,000	2,995
Additional noninterest expense	$770,000	1,911
Pre-tax net operating income	$627,000	2,674
Securities gains (losses)	$-2,000	5,868
Applicable income taxes	$227,000	1,731
Income before extraordinary items	$398,000	3,147
Extraordinary gains, net	$0	12
Net income	$398,000	3,145
Minority interest net income	$0	62
Net income of bank and minority interests.	$398,000	3,146
Net charge-offs	$47,000	1,463
Cash dividends	$195,000	1,974
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$399,280	3,082
2015-12-31 (YTD Data)		Rank
Total interest income	$11,358,000	2,123
Total interest expense	$723,000	3,007
Net interest income	$10,635,000	2,027
Provision for loan and lease losses	$1,440,000	592
Total noninterest income	$1,702,000	2,327
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$476,000	2,224
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,226,000	2,114
Total noninterest expense	$8,822,000	2,120
Salaries and employee benefits	$4,948,000	2,078
Premises and equipment expense	$684,000	2,853
Additional noninterest expense	$3,190,000	1,897
Pre-tax net operating income	$2,075,000	2,943
Securities gains (losses)	$192,000	771
Applicable income taxes	$764,000	1,846
Income before extraordinary items	$1,503,000	3,223
Extraordinary gains, net	$0	23
Net income	$1,503,000	3,224
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,503,000	3,225
Net charge-offs	$1,326,000	550
Cash dividends	$780,000	2,419
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,376,280	3,337
2015-09-30 (YTD Data)		Rank
Total interest income	$8,590,000	2,127
Total interest expense	$546,000	3,026
Net interest income	$8,044,000	2,019
Provision for loan and lease losses	$690,000	800
Total noninterest income	$1,279,000	2,332
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$354,000	2,247
Trading account gains and fees	$0	153
Additional Noninterest Income	$925,000	2,127
Total noninterest expense	$6,593,000	2,129
Salaries and employee benefits	$3,765,000	2,057
Premises and equipment expense	$498,000	2,959
Additional noninterest expense	$2,330,000	1,923
Pre-tax net operating income	$2,040,000	2,539
Securities gains (losses)	$61,000	1,344
Applicable income taxes	$791,000	1,599
Income before extraordinary items	$1,310,000	3,036
Extraordinary gains, net	$0	21
Net income	$1,310,000	3,036
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,310,000	3,037
Net charge-offs	$1,207,000	424
Cash dividends	$585,000	2,167
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,270,960	3,028
2015-06-30 (YTD Data)		Rank
Total interest income	$5,714,000	2,130
Total interest expense	$360,000	3,061
Net interest income	$5,354,000	2,019
Provision for loan and lease losses	$340,000	1,014
Total noninterest income	$789,000	2,441
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$225,000	2,295
Trading account gains and fees	$0	157
Additional Noninterest Income	$564,000	2,280
Total noninterest expense	$4,295,000	2,183
Salaries and employee benefits	$2,463,000	2,102
Premises and equipment expense	$353,000	2,857
Additional noninterest expense	$1,479,000	2,019
Pre-tax net operating income	$1,508,000	2,332
Securities gains (losses)	$54,000	1,186
Applicable income taxes	$566,000	1,513
Income before extraordinary items	$996,000	2,760
Extraordinary gains, net	$0	22
Net income	$996,000	2,761
Minority interest net income	$0	75
Net income of bank and minority interests.	$996,000	2,762
Net charge-offs	$4,000	3,531
Cash dividends	$390,000	2,192
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$961,440	2,771
2015-03-31 (YTD Data)		Rank
Total interest income	$2,814,000	2,155
Total interest expense	$179,000	3,106
Net interest income	$2,635,000	2,037
Provision for loan and lease losses	$105,000	1,379
Total noninterest income	$347,000	2,589
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$112,000	2,288
Trading account gains and fees	$0	152
Additional Noninterest Income	$235,000	2,431
Total noninterest expense	$2,095,000	2,231
Salaries and employee benefits	$1,231,000	2,111
Premises and equipment expense	$180,000	2,854
Additional noninterest expense	$684,000	2,143
Pre-tax net operating income	$782,000	2,245
Securities gains (losses)	$30,000	1,059
Applicable income taxes	$295,000	1,462
Income before extraordinary items	$517,000	2,652
Extraordinary gains, net	$0	13
Net income	$517,000	2,655
Minority interest net income	$0	64
Net income of bank and minority interests.	$517,000	2,655
Net charge-offs	$0	3,288
Cash dividends	$195,000	1,896
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$497,800	2,653
2014-12-31 (YTD Data)		Rank
Total interest income	$10,875,000	2,210
Total interest expense	$709,000	3,287
Net interest income	$10,166,000	2,091
Provision for loan and lease losses	$420,000	1,625
Total noninterest income	$1,507,000	2,499
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$509,000	2,254
Trading account gains and fees	$0	180
Additional Noninterest Income	$998,000	2,327
Total noninterest expense	$8,288,000	2,261
Salaries and employee benefits	$4,635,000	2,191
Premises and equipment expense	$716,000	2,888
Additional noninterest expense	$2,937,000	2,075
Pre-tax net operating income	$2,965,000	2,297
Securities gains (losses)	$198,000	813
Applicable income taxes	$1,159,000	1,397
Income before extraordinary items	$2,004,000	2,711
Extraordinary gains, net	$0	17
Net income	$2,004,000	2,709
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,004,000	2,711
Net charge-offs	$16,000	4,402
Cash dividends	$900,000	2,150
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,877,280	2,781
2014-09-30 (YTD Data)		Rank
Total interest income	$8,074,000	2,248
Total interest expense	$533,000	3,331
Net interest income	$7,541,000	2,128
Provision for loan and lease losses	$315,000	1,583
Total noninterest income	$1,168,000	2,485
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$387,000	2,247
Trading account gains and fees	$0	174
Additional Noninterest Income	$781,000	2,293
Total noninterest expense	$6,260,000	2,258
Salaries and employee benefits	$3,450,000	2,214
Premises and equipment expense	$524,000	2,947
Additional noninterest expense	$2,286,000	2,002
Pre-tax net operating income	$2,134,000	2,411
Securities gains (losses)	$228,000	589
Applicable income taxes	$862,000	1,446
Income before extraordinary items	$1,500,000	2,723
Extraordinary gains, net	$0	15
Net income	$1,500,000	2,723
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,500,000	2,723
Net charge-offs	$8,000	4,232
Cash dividends	$585,000	2,060
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,354,080	2,870
2014-06-30 (YTD Data)		Rank
Total interest income	$5,320,000	2,262
Total interest expense	$358,000	3,346
Net interest income	$4,962,000	2,141
Provision for loan and lease losses	$210,000	1,585
Total noninterest income	$749,000	2,500
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$248,000	2,280
Trading account gains and fees	$0	172
Additional Noninterest Income	$501,000	2,311
Total noninterest expense	$4,200,000	2,240
Salaries and employee benefits	$2,301,000	2,213
Premises and equipment expense	$358,000	2,909
Additional noninterest expense	$1,541,000	1,980
Pre-tax net operating income	$1,301,000	2,500
Securities gains (losses)	$76,000	938
Applicable income taxes	$496,000	1,550
Income before extraordinary items	$881,000	2,892
Extraordinary gains, net	$0	20
Net income	$881,000	2,898
Minority interest net income	$0	80
Net income of bank and minority interests.	$881,000	2,898
Net charge-offs	$7,000	3,864
Cash dividends	$390,000	2,080
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$832,360	2,948
2014-03-31 (YTD Data)		Rank
Total interest income	$2,621,000	2,303
Total interest expense	$178,000	3,412
Net interest income	$2,443,000	2,158
Provision for loan and lease losses	$105,000	1,539
Total noninterest income	$348,000	2,584
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$133,000	2,134
Trading account gains and fees	$0	147
Additional Noninterest Income	$215,000	2,448
Total noninterest expense	$1,963,000	2,369
Salaries and employee benefits	$1,122,000	2,274
Premises and equipment expense	$176,000	3,003
Additional noninterest expense	$665,000	2,245
Pre-tax net operating income	$723,000	2,270
Securities gains (losses)	$-8,000	6,414
Applicable income taxes	$256,000	1,494
Income before extraordinary items	$459,000	2,731
Extraordinary gains, net	$0	16
Net income	$459,000	2,734
Minority interest net income	$0	66
Net income of bank and minority interests.	$459,000	2,734
Net charge-offs	$2,000	3,350
Cash dividends	$195,000	1,799
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$464,120	2,666
2013-12-31 (YTD Data)		Rank
Total interest income	$10,291,000	2,359
Total interest expense	$795,000	3,462
Net interest income	$9,496,000	2,199
Provision for loan and lease losses	$800,000	1,326
Total noninterest income	$1,762,000	2,330
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$540,000	2,252
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,222,000	2,110
Total noninterest expense	$7,730,000	2,422
Salaries and employee benefits	$4,366,000	2,300
Premises and equipment expense	$694,000	2,987
Additional noninterest expense	$2,670,000	2,315
Pre-tax net operating income	$2,728,000	2,317
Securities gains (losses)	$24,000	2,255
Applicable income taxes	$845,000	1,633
Income before extraordinary items	$1,907,000	2,701
Extraordinary gains, net	$0	29
Net income	$1,907,000	2,704
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,907,000	2,704
Net charge-offs	$433,000	2,170
Cash dividends	$555,000	2,644
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,890,440	2,656
2013-09-30 (YTD Data)		Rank
Total interest income	$7,647,000	2,394
Total interest expense	$610,000	3,498
Net interest income	$7,037,000	2,229
Provision for loan and lease losses	$225,000	2,403
Total noninterest income	$1,335,000	2,372
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$402,000	2,274
Trading account gains and fees	$0	180
Additional Noninterest Income	$933,000	2,142
Total noninterest expense	$5,932,000	2,368
Salaries and employee benefits	$3,367,000	2,262
Premises and equipment expense	$482,000	3,180
Additional noninterest expense	$2,083,000	2,225
Pre-tax net operating income	$2,215,000	2,252
Securities gains (losses)	$23,000	2,149
Applicable income taxes	$791,000	1,460
Income before extraordinary items	$1,447,000	2,724
Extraordinary gains, net	$0	25
Net income	$1,447,000	2,728
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,447,000	2,728
Net charge-offs	$235,000	2,385
Cash dividends	$195,000	2,965
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,432,050	2,665
2013-06-30 (YTD Data)		Rank
Total interest income	$5,075,000	2,405
Total interest expense	$413,000	3,524
Net interest income	$4,662,000	2,231
Provision for loan and lease losses	$150,000	2,434
Total noninterest income	$909,000	2,354
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$269,000	2,233
Trading account gains and fees	$0	157
Additional Noninterest Income	$640,000	2,145
Total noninterest expense	$4,012,000	2,340
Salaries and employee benefits	$2,269,000	2,242
Premises and equipment expense	$345,000	3,026
Additional noninterest expense	$1,398,000	2,214
Pre-tax net operating income	$1,409,000	2,310
Securities gains (losses)	$21,000	1,987
Applicable income taxes	$503,000	1,511
Income before extraordinary items	$927,000	2,796
Extraordinary gains, net	$0	22
Net income	$927,000	2,800
Minority interest net income	$0	82
Net income of bank and minority interests.	$927,000	2,800
Net charge-offs	$52,000	3,324
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$913,350	2,720
2013-03-31 (YTD Data)		Rank
Total interest income	$2,553,000	2,413
Total interest expense	$210,000	3,568
Net interest income	$2,343,000	2,241
Provision for loan and lease losses	$75,000	2,354
Total noninterest income	$483,000	2,280
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$137,000	2,184
Trading account gains and fees	$0	148
Additional Noninterest Income	$346,000	2,032
Total noninterest expense	$2,020,000	2,345
Salaries and employee benefits	$1,169,000	2,212
Premises and equipment expense	$170,000	3,091
Additional noninterest expense	$681,000	2,285
Pre-tax net operating income	$731,000	2,194
Securities gains (losses)	$11,000	1,452
Applicable income taxes	$260,000	1,478
Income before extraordinary items	$482,000	2,663
Extraordinary gains, net	$0	10
Net income	$482,000	2,666
Minority interest net income	$0	76
Net income of bank and minority interests.	$482,000	2,665
Net charge-offs	$15,000	3,259
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$474,850	2,614
2012-12-31 (YTD Data)		Rank
Total interest income	$9,967,000	2,581
Total interest expense	$985,000	3,645
Net interest income	$8,982,000	2,395
Provision for loan and lease losses	$677,000	2,306
Total noninterest income	$1,765,000	2,384
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$583,000	2,204
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,182,000	2,161
Total noninterest expense	$7,536,000	2,496
Salaries and employee benefits	$4,162,000	2,367
Premises and equipment expense	$701,000	3,016
Additional noninterest expense	$2,673,000	2,424
Pre-tax net operating income	$2,534,000	2,381
Securities gains (losses)	$180,000	1,791
Applicable income taxes	$820,000	1,662
Income before extraordinary items	$1,894,000	2,675
Extraordinary gains, net	$0	29
Net income	$1,894,000	2,679
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,894,000	2,677
Net charge-offs	$100,000	4,428
Cash dividends	$1,320,000	1,624
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,768,000	2,702
2012-09-30 (YTD Data)		Rank
Total interest income	$7,324,000	2,671
Total interest expense	$751,000	3,723
Net interest income	$6,573,000	2,482
Provision for loan and lease losses	$180,000	3,637
Total noninterest income	$1,217,000	2,488
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$433,000	2,247
Trading account gains and fees	$0	157
Additional Noninterest Income	$784,000	2,300
Total noninterest expense	$5,760,000	2,463
Salaries and employee benefits	$3,154,000	2,343
Premises and equipment expense	$516,000	3,094
Additional noninterest expense	$2,090,000	2,325
Pre-tax net operating income	$1,850,000	2,498
Securities gains (losses)	$69,000	2,241
Applicable income taxes	$627,000	1,699
Income before extraordinary items	$1,292,000	2,918
Extraordinary gains, net	$0	20
Net income	$1,292,000	2,918
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,292,000	2,917
Net charge-offs	$96,000	4,007
Cash dividends	$585,000	1,867
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,245,770	2,844
2012-06-30 (YTD Data)		Rank
Total interest income	$4,818,000	2,723
Total interest expense	$504,000	3,809
Net interest income	$4,314,000	2,521
Provision for loan and lease losses	$120,000	3,606
Total noninterest income	$783,000	2,512
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$284,000	2,256
Trading account gains and fees	$0	153
Additional Noninterest Income	$499,000	2,330
Total noninterest expense	$3,833,000	2,468
Salaries and employee benefits	$2,132,000	2,323
Premises and equipment expense	$336,000	3,154
Additional noninterest expense	$1,365,000	2,380
Pre-tax net operating income	$1,144,000	2,604
Securities gains (losses)	$2,000	3,012
Applicable income taxes	$364,000	1,829
Income before extraordinary items	$782,000	3,092
Extraordinary gains, net	$0	19
Net income	$782,000	3,091
Minority interest net income	$0	84
Net income of bank and minority interests.	$782,000	3,092
Net charge-offs	$4,000	5,214
Cash dividends	$390,000	1,878
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$780,640	2,934
2012-03-31 (YTD Data)		Rank
Total interest income	$2,428,000	2,726
Total interest expense	$251,000	3,932
Net interest income	$2,177,000	2,515
Provision for loan and lease losses	$60,000	3,447
Total noninterest income	$397,000	2,489
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$145,000	2,199
Trading account gains and fees	$0	148
Additional Noninterest Income	$252,000	2,335
Total noninterest expense	$1,784,000	2,625
Salaries and employee benefits	$996,000	2,478
Premises and equipment expense	$158,000	3,324
Additional noninterest expense	$630,000	2,531
Pre-tax net operating income	$730,000	2,191
Securities gains (losses)	$1,000	2,095
Applicable income taxes	$242,000	1,521
Income before extraordinary items	$489,000	2,667
Extraordinary gains, net	$0	19
Net income	$489,000	2,669
Minority interest net income	$0	78
Net income of bank and minority interests.	$489,000	2,670
Net charge-offs	$0	4,730
Cash dividends	$195,000	1,633
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$488,330	2,541
2011-12-31 (YTD Data)		Rank
Total interest income	$9,458,000	2,901
Total interest expense	$1,141,000	4,089
Net interest income	$8,317,000	2,633
Provision for loan and lease losses	$330,000	3,980
Total noninterest income	$1,507,000	2,441
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$945,000	1,542
Trading account gains and fees	$0	146
Additional Noninterest Income	$562,000	2,958
Total noninterest expense	$7,321,000	2,560
Salaries and employee benefits	$3,831,000	2,503
Premises and equipment expense	$706,000	3,192
Additional noninterest expense	$2,784,000	2,349
Pre-tax net operating income	$2,173,000	2,357
Securities gains (losses)	$262,000	1,234
Applicable income taxes	$731,000	1,635
Income before extraordinary items	$1,704,000	2,536
Extraordinary gains, net	$0	29
Net income	$1,704,000	2,536
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,704,000	2,537
Net charge-offs	$49,000	5,488
Cash dividends	$1,125,000	1,497
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,520,600	2,658
2011-09-30 (YTD Data)		Rank
Total interest income	$7,038,000	2,955
Total interest expense	$876,000	4,153
Net interest income	$6,162,000	2,674
Provision for loan and lease losses	$125,000	4,726
Total noninterest income	$1,102,000	2,474
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$709,000	1,547
Trading account gains and fees	$0	145
Additional Noninterest Income	$393,000	3,071
Total noninterest expense	$5,474,000	2,573
Salaries and employee benefits	$2,888,000	2,485
Premises and equipment expense	$508,000	3,311
Additional noninterest expense	$2,078,000	2,379
Pre-tax net operating income	$1,665,000	2,385
Securities gains (losses)	$261,000	1,010
Applicable income taxes	$622,000	1,537
Income before extraordinary items	$1,304,000	2,572
Extraordinary gains, net	$0	21
Net income	$1,304,000	2,574
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,304,000	2,574
Net charge-offs	$37,000	5,183
Cash dividends	$585,000	1,650
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,126,520	2,734
2011-06-30 (YTD Data)		Rank
Total interest income	$4,639,000	3,001
Total interest expense	$603,000	4,188
Net interest income	$4,036,000	2,716
Provision for loan and lease losses	$80,000	4,642
Total noninterest income	$718,000	2,501
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$458,000	1,572
Trading account gains and fees	$0	153
Additional Noninterest Income	$260,000	3,105
Total noninterest expense	$3,725,000	2,553
Salaries and employee benefits	$1,930,000	2,496
Premises and equipment expense	$346,000	3,278
Additional noninterest expense	$1,449,000	2,312
Pre-tax net operating income	$949,000	2,628
Securities gains (losses)	$152,000	874
Applicable income taxes	$345,000	1,657
Income before extraordinary items	$756,000	2,769
Extraordinary gains, net	$0	15
Net income	$756,000	2,770
Minority interest net income	$0	89
Net income of bank and minority interests.	$756,000	2,770
Net charge-offs	$28,000	4,871
Cash dividends	$390,000	1,668
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$651,120	2,958
2011-03-31 (YTD Data)		Rank
Total interest income	$2,310,000	3,029
Total interest expense	$305,000	4,250
Net interest income	$2,005,000	2,723
Provision for loan and lease losses	$27,000	4,803
Total noninterest income	$329,000	2,672
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$222,000	1,596
Trading account gains and fees	$0	158
Additional Noninterest Income	$107,000	3,447
Total noninterest expense	$1,748,000	2,707
Salaries and employee benefits	$906,000	2,677
Premises and equipment expense	$177,000	3,281
Additional noninterest expense	$665,000	2,495
Pre-tax net operating income	$559,000	2,359
Securities gains (losses)	$145,000	423
Applicable income taxes	$228,000	1,366
Income before extraordinary items	$476,000	2,347
Extraordinary gains, net	$0	9
Net income	$476,000	2,346
Minority interest net income	$0	86
Net income of bank and minority interests.	$476,000	2,347
Net charge-offs	$2,000	4,883
Cash dividends	$195,000	1,457
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$377,400	2,730
2010-12-31 (YTD Data)		Rank
Total interest income	$9,054,000	3,209
Total interest expense	$1,275,000	4,663
Net interest income	$7,779,000	2,796
Provision for loan and lease losses	$208,000	5,294
Total noninterest income	$1,425,000	2,602
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$838,000	1,749
Trading account gains and fees	$0	175
Additional Noninterest Income	$587,000	2,952
Total noninterest expense	$6,941,000	2,744
Salaries and employee benefits	$3,822,000	2,513
Premises and equipment expense	$610,000	3,681
Additional noninterest expense	$2,509,000	2,678
Pre-tax net operating income	$2,055,000	2,189
Securities gains (losses)	$232,000	1,467
Applicable income taxes	$649,000	1,654
Income before extraordinary items	$1,638,000	2,367
Extraordinary gains, net	$0	29
Net income	$1,638,000	2,365
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,638,000	2,368
Net charge-offs	$111,000	5,333
Cash dividends	$900,000	1,609
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,470,960	2,448
2010-09-30 (YTD Data)		Rank
Total interest income	$6,709,000	3,300
Total interest expense	$950,000	4,824
Net interest income	$5,759,000	2,866
Provision for loan and lease losses	$78,000	5,935
Total noninterest income	$1,018,000	2,698
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$610,000	1,855
Trading account gains and fees	$0	165
Additional Noninterest Income	$408,000	3,073
Total noninterest expense	$5,154,000	2,770
Salaries and employee benefits	$2,913,000	2,489
Premises and equipment expense	$491,000	3,532
Additional noninterest expense	$1,750,000	2,783
Pre-tax net operating income	$1,545,000	2,321
Securities gains (losses)	$125,000	1,753
Applicable income taxes	$552,000	1,574
Income before extraordinary items	$1,118,000	2,688
Extraordinary gains, net	$0	23
Net income	$1,118,000	2,686
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,118,000	2,690
Net charge-offs	$110,000	4,812
Cash dividends	$585,000	1,594
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,034,250	2,695
2010-06-30 (YTD Data)		Rank
Total interest income	$4,391,000	3,396
Total interest expense	$615,000	5,009
Net interest income	$3,776,000	2,907
Provision for loan and lease losses	$49,000	5,897
Total noninterest income	$593,000	2,890
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$395,000	1,913
Trading account gains and fees	$0	152
Additional Noninterest Income	$198,000	3,518
Total noninterest expense	$3,360,000	2,824
Salaries and employee benefits	$1,872,000	2,580
Premises and equipment expense	$344,000	3,432
Additional noninterest expense	$1,144,000	2,836
Pre-tax net operating income	$960,000	2,454
Securities gains (losses)	$0	3,184
Applicable income taxes	$305,000	1,720
Income before extraordinary items	$655,000	2,890
Extraordinary gains, net	$0	19
Net income	$655,000	2,885
Minority interest net income	$0	105
Net income of bank and minority interests.	$655,000	2,888
Net charge-offs	$103,000	4,213
Cash dividends	$390,000	1,635
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$655,000	2,783
2010-03-31 (YTD Data)		Rank
Total interest income	$2,209,000	3,440
Total interest expense	$311,000	5,122
Net interest income	$1,898,000	2,927
Provision for loan and lease losses	$28,000	5,529
Total noninterest income	$277,000	3,026
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$195,000	1,912
Trading account gains and fees	$0	175
Additional Noninterest Income	$82,000	3,862
Total noninterest expense	$1,587,000	2,996
Salaries and employee benefits	$925,000	2,651
Premises and equipment expense	$159,000	3,729
Additional noninterest expense	$503,000	3,166
Pre-tax net operating income	$560,000	2,214
Securities gains (losses)	$0	2,284
Applicable income taxes	$188,000	1,483
Income before extraordinary items	$372,000	2,689
Extraordinary gains, net	$0	16
Net income	$372,000	2,687
Minority interest net income	$0	91
Net income of bank and minority interests.	$372,000	2,690
Net charge-offs	$2,000	5,375
Cash dividends	$195,000	1,433
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$372,000	2,580
2009-12-31 (YTD Data)		Rank
Total interest income	$9,091,000	3,475
Total interest expense	$1,608,000	4,997
Net interest income	$7,483,000	2,890
Provision for loan and lease losses	$238,000	5,584
Total noninterest income	$1,320,000	2,785
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$842,000	1,967
Trading account gains and fees	$0	211
Additional Noninterest Income	$478,000	3,280
Total noninterest expense	$6,655,000	2,918
Salaries and employee benefits	$3,461,000	2,810
Premises and equipment expense	$573,000	3,993
Additional noninterest expense	$2,621,000	2,632
Pre-tax net operating income	$1,910,000	1,982
Securities gains (losses)	$203,000	1,542
Applicable income taxes	$618,000	1,357
Income before extraordinary items	$1,495,000	2,126
Extraordinary gains, net	$0	34
Net income	$1,495,000	2,124
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,495,000	2,126
Net charge-offs	$15,000	6,776
Cash dividends	$1,350,000	1,300
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,350,870	2,246
2009-09-30 (YTD Data)		Rank
Total interest income	$6,787,000	3,535
Total interest expense	$1,236,000	5,069
Net interest income	$5,551,000	2,914
Provision for loan and lease losses	$60,000	6,402
Total noninterest income	$972,000	2,875
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$633,000	1,963
Trading account gains and fees	$0	212
Additional Noninterest Income	$339,000	3,439
Total noninterest expense	$4,623,000	3,120
Salaries and employee benefits	$2,438,000	2,999
Premises and equipment expense	$399,000	4,269
Additional noninterest expense	$1,786,000	2,823
Pre-tax net operating income	$1,840,000	1,750
Securities gains (losses)	$203,000	1,277
Applicable income taxes	$701,000	1,093
Income before extraordinary items	$1,342,000	1,985
Extraordinary gains, net	$0	27
Net income	$1,342,000	1,984
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,342,000	1,985
Net charge-offs	$2,000	6,855
Cash dividends	$555,000	1,883
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,208,020	2,118
2009-06-30 (YTD Data)		Rank
Total interest income	$4,469,000	3,609
Total interest expense	$852,000	5,109
Net interest income	$3,617,000	2,962
Provision for loan and lease losses	$32,000	6,406
Total noninterest income	$632,000	2,938
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$408,000	1,989
Trading account gains and fees	$0	193
Additional Noninterest Income	$224,000	3,472
Total noninterest expense	$2,978,000	3,234
Salaries and employee benefits	$1,558,000	3,128
Premises and equipment expense	$273,000	4,215
Additional noninterest expense	$1,147,000	2,941
Pre-tax net operating income	$1,239,000	1,781
Securities gains (losses)	$196,000	1,026
Applicable income taxes	$502,000	1,090
Income before extraordinary items	$933,000	1,959
Extraordinary gains, net	$0	21
Net income	$933,000	1,957
Minority interest net income	$0	112
Net income of bank and minority interests.	$933,000	1,958
Net charge-offs	$1,000	6,525
Cash dividends	$360,000	1,994
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$805,600	2,164
2009-03-31 (YTD Data)		Rank
Total interest income	$2,216,000	3,666
Total interest expense	$444,000	5,126
Net interest income	$1,772,000	3,006
Provision for loan and lease losses	$13,000	6,217
Total noninterest income	$300,000	3,025
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$194,000	2,017
Trading account gains and fees	$0	171
Additional Noninterest Income	$106,000	3,571
Total noninterest expense	$1,410,000	3,303
Salaries and employee benefits	$758,000	3,244
Premises and equipment expense	$132,000	4,337
Additional noninterest expense	$520,000	2,902
Pre-tax net operating income	$649,000	1,921
Securities gains (losses)	$0	2,434
Applicable income taxes	$218,000	1,361
Income before extraordinary items	$431,000	2,409
Extraordinary gains, net	$0	15
Net income	$431,000	2,409
Minority interest net income	$0	102
Net income of bank and minority interests.	$431,000	2,411
Net charge-offs	$-1,000	7,151
Cash dividends	$180,000	1,808
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$431,000	2,274
2008-12-31 (YTD Data)		Rank
Total interest income	$9,292,000	3,722
Total interest expense	$2,599,000	4,639
Net interest income	$6,693,000	3,183
Provision for loan and lease losses	$186,000	5,296
Total noninterest income	$1,144,000	3,135
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$782,000	2,166
Trading account gains and fees	$0	154
Additional Noninterest Income	$362,000	3,759
Total noninterest expense	$5,675,000	3,236
Salaries and employee benefits	$3,106,000	3,154
Premises and equipment expense	$580,000	4,044
Additional noninterest expense	$1,989,000	2,886
Pre-tax net operating income	$1,976,000	2,469
Securities gains (losses)	$0	3,220
Applicable income taxes	$535,000	1,782
Income before extraordinary items	$1,441,000	2,584
Extraordinary gains, net	$0	39
Net income	$1,441,000	2,583
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,395
Cash dividends	$1,200,000	2,027
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,441,000	2,734
2008-09-30 (YTD Data)		Rank
Total interest income	$6,950,000	3,788
Total interest expense	$2,003,000	4,708
Net interest income	$4,947,000	3,248
Provision for loan and lease losses	$37,000	6,145
Total noninterest income	$817,000	3,295
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$574,000	2,212
Trading account gains and fees	$0	148
Additional Noninterest Income	$243,000	4,076
Total noninterest expense	$4,214,000	3,247
Salaries and employee benefits	$2,364,000	3,141
Premises and equipment expense	$437,000	4,029
Additional noninterest expense	$1,413,000	2,936
Pre-tax net operating income	$1,513,000	2,832
Securities gains (losses)	$0	3,106
Applicable income taxes	$522,000	1,846
Income before extraordinary items	$991,000	3,127
Extraordinary gains, net	$0	31
Net income	$991,000	3,123
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,737
Cash dividends	$540,000	2,631
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$991,000	3,271
2008-06-30 (YTD Data)		Rank
Total interest income	$4,564,000	3,881
Total interest expense	$1,357,000	4,780
Net interest income	$3,207,000	3,315
Provision for loan and lease losses	$23,000	5,895
Total noninterest income	$526,000	3,405
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$370,000	2,257
Trading account gains and fees	$0	149
Additional Noninterest Income	$156,000	4,246
Total noninterest expense	$2,812,000	3,260
Salaries and employee benefits	$1,571,000	3,194
Premises and equipment expense	$311,000	3,863
Additional noninterest expense	$930,000	2,927
Pre-tax net operating income	$898,000	3,169
Securities gains (losses)	$0	3,233
Applicable income taxes	$298,000	2,221
Income before extraordinary items	$600,000	3,641
Extraordinary gains, net	$0	21
Net income	$600,000	3,642
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	7,779
Cash dividends	$360,000	2,706
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$600,000	3,584
2008-03-31 (YTD Data)		Rank
Total interest income	$2,281,000	3,964
Total interest expense	$681,000	4,948
Net interest income	$1,600,000	3,325
Provision for loan and lease losses	$10,000	5,419
Total noninterest income	$233,000	3,672
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$184,000	2,232
Trading account gains and fees	$0	158
Additional Noninterest Income	$49,000	5,091
Total noninterest expense	$1,388,000	3,287
Salaries and employee benefits	$813,000	3,118
Premises and equipment expense	$156,000	3,860
Additional noninterest expense	$419,000	3,178
Pre-tax net operating income	$435,000	3,349
Securities gains (losses)	$0	2,688
Applicable income taxes	$134,000	2,460
Income before extraordinary items	$301,000	3,791
Extraordinary gains, net	$0	15
Net income	$301,000	3,795
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,652
Cash dividends	$180,000	2,436
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$301,000	3,712
2007-12-31 (YTD Data)		Rank
Total interest income	$9,042,000	4,027
Total interest expense	$2,543,000	5,207
Net interest income	$6,499,000	3,297
Provision for loan and lease losses	$15,000	6,431
Total noninterest income	$1,120,000	3,296
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$773,000	2,202
Trading account gains and fees	$0	178
Additional Noninterest Income	$347,000	3,999
Total noninterest expense	$5,626,000	3,132
Salaries and employee benefits	$3,002,000	3,226
Premises and equipment expense	$529,000	4,206
Additional noninterest expense	$2,095,000	2,551
Pre-tax net operating income	$1,978,000	3,335
Securities gains (losses)	$2,000	1,832
Applicable income taxes	$518,000	2,695
Income before extraordinary items	$1,462,000	3,507
Extraordinary gains, net	$0	39
Net income	$1,462,000	3,505
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,925
Cash dividends	$1,200,000	2,329
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,460,520	3,498
2007-09-30 (YTD Data)		Rank
Total interest income	$6,737,000	4,058
Total interest expense	$1,843,000	5,319
Net interest income	$4,894,000	3,289
Provision for loan and lease losses	$4,000	6,410
Total noninterest income	$769,000	3,480
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$567,000	2,216
Trading account gains and fees	$0	184
Additional Noninterest Income	$202,000	4,469
Total noninterest expense	$3,957,000	3,276
Salaries and employee benefits	$2,235,000	3,230
Premises and equipment expense	$358,000	4,478
Additional noninterest expense	$1,364,000	2,837
Pre-tax net operating income	$1,702,000	3,204
Securities gains (losses)	$2,000	1,394
Applicable income taxes	$559,000	2,392
Income before extraordinary items	$1,145,000	3,575
Extraordinary gains, net	$0	33
Net income	$1,145,000	3,574
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,701
Cash dividends	$540,000	2,828
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,143,660	3,560
2007-06-30 (YTD Data)		Rank
Total interest income	$4,440,000	4,108
Total interest expense	$1,203,000	5,373
Net interest income	$3,237,000	3,335
Provision for loan and lease losses	$66,000	3,898
Total noninterest income	$498,000	3,572
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$367,000	2,267
Trading account gains and fees	$0	168
Additional Noninterest Income	$131,000	4,571
Total noninterest expense	$2,634,000	3,309
Salaries and employee benefits	$1,454,000	3,337
Premises and equipment expense	$250,000	4,389
Additional noninterest expense	$930,000	2,789
Pre-tax net operating income	$1,035,000	3,453
Securities gains (losses)	$2,000	1,203
Applicable income taxes	$367,000	2,491
Income before extraordinary items	$670,000	3,928
Extraordinary gains, net	$0	29
Net income	$670,000	3,928
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-26,000	8,100
Cash dividends	$360,000	2,893
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$668,700	3,919
2007-03-31 (YTD Data)		Rank
Total interest income	$2,199,000	4,130
Total interest expense	$568,000	5,528
Net interest income	$1,631,000	3,313
Provision for loan and lease losses	$57,000	2,953
Total noninterest income	$262,000	3,417
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$182,000	2,232
Trading account gains and fees	$0	195
Additional Noninterest Income	$80,000	4,208
Total noninterest expense	$1,311,000	3,331
Salaries and employee benefits	$751,000	3,263
Premises and equipment expense	$130,000	4,270
Additional noninterest expense	$430,000	2,979
Pre-tax net operating income	$525,000	3,406
Securities gains (losses)	$0	1,187
Applicable income taxes	$177,000	2,563
Income before extraordinary items	$348,000	3,836
Extraordinary gains, net	$0	22
Net income	$348,000	3,837
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,238
Cash dividends	$180,000	2,562
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$348,000	3,816
2006-12-31 (YTD Data)		Rank
Total interest income	$8,636,000	3,994
Total interest expense	$1,897,000	5,545
Net interest income	$6,739,000	3,213
Provision for loan and lease losses	$403,000	2,248
Total noninterest income	$1,063,000	3,406
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$758,000	2,216
Trading account gains and fees	$0	130
Additional Noninterest Income	$305,000	4,262
Total noninterest expense	$5,404,000	3,136
Salaries and employee benefits	$2,631,000	3,480
Premises and equipment expense	$518,000	4,171
Additional noninterest expense	$2,255,000	2,300
Pre-tax net operating income	$1,995,000	3,651
Securities gains (losses)	$185,000	405
Applicable income taxes	$636,000	2,802
Income before extraordinary items	$1,544,000	3,704
Extraordinary gains, net	$0	51
Net income	$1,544,000	3,703
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$174,000	2,383
Cash dividends	$1,200,000	2,241
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,412,650	3,896
2006-09-30 (YTD Data)		Rank
Total interest income	$6,441,000	3,972
Total interest expense	$1,352,000	5,613
Net interest income	$5,089,000	3,215
Provision for loan and lease losses	$84,000	4,462
Total noninterest income	$716,000	3,668
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$544,000	2,307
Trading account gains and fees	$0	126
Additional Noninterest Income	$172,000	4,857
Total noninterest expense	$3,873,000	3,244
Salaries and employee benefits	$2,076,000	3,342
Premises and equipment expense	$389,000	4,170
Additional noninterest expense	$1,408,000	2,704
Pre-tax net operating income	$1,848,000	3,281
Securities gains (losses)	$184,000	346
Applicable income taxes	$767,000	2,263
Income before extraordinary items	$1,265,000	3,603
Extraordinary gains, net	$0	45
Net income	$1,265,000	3,605
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,107
Cash dividends	$540,000	2,820
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,147,240	3,834
2006-06-30 (YTD Data)		Rank
Total interest income	$4,172,000	4,008
Total interest expense	$861,000	5,621
Net interest income	$3,311,000	3,289
Provision for loan and lease losses	$34,000	4,919
Total noninterest income	$409,000	4,003
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$344,000	2,386
Trading account gains and fees	$0	126
Additional Noninterest Income	$65,000	5,924
Total noninterest expense	$2,511,000	3,336
Salaries and employee benefits	$1,358,000	3,405
Premises and equipment expense	$255,000	4,223
Additional noninterest expense	$898,000	2,818
Pre-tax net operating income	$1,175,000	3,406
Securities gains (losses)	$12,000	697
Applicable income taxes	$425,000	2,527
Income before extraordinary items	$762,000	3,853
Extraordinary gains, net	$0	39
Net income	$762,000	3,857
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	7,784
Cash dividends	$360,000	2,858
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$754,320	3,864
2006-03-31 (YTD Data)		Rank
Total interest income	$2,029,000	4,038
Total interest expense	$411,000	5,618
Net interest income	$1,618,000	3,335
Provision for loan and lease losses	$8,000	5,456
Total noninterest income	$215,000	3,820
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$172,000	2,312
Trading account gains and fees	$0	115
Additional Noninterest Income	$43,000	5,402
Total noninterest expense	$1,193,000	3,490
Salaries and employee benefits	$677,000	3,422
Premises and equipment expense	$120,000	4,409
Additional noninterest expense	$396,000	3,153
Pre-tax net operating income	$632,000	3,201
Securities gains (losses)	$0	955
Applicable income taxes	$228,000	2,417
Income before extraordinary items	$404,000	3,690
Extraordinary gains, net	$0	21
Net income	$404,000	3,689
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-16,000	8,062
Cash dividends	$180,000	2,531
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$404,000	3,674
2005-12-31 (YTD Data)		Rank
Total interest income	$7,780,000	3,829
Total interest expense	$1,329,000	5,559
Net interest income	$6,451,000	3,235
Provision for loan and lease losses	$102,000	4,778
Total noninterest income	$791,000	4,069
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$687,000	2,387
Trading account gains and fees	$0	138
Additional Noninterest Income	$104,000	6,346
Total noninterest expense	$4,600,000	3,458
Salaries and employee benefits	$2,493,000	3,495
Premises and equipment expense	$484,000	4,281
Additional noninterest expense	$1,623,000	3,045
Pre-tax net operating income	$2,540,000	3,126
Securities gains (losses)	$-11,000	7,567
Applicable income taxes	$925,000	2,365
Income before extraordinary items	$1,604,000	3,625
Extraordinary gains, net	$0	46
Net income	$1,604,000	3,626
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	4,650
Cash dividends	$1,200,000	2,126
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,611,040	3,595
2005-09-30 (YTD Data)		Rank
Total interest income	$5,744,000	3,831
Total interest expense	$940,000	5,611
Net interest income	$4,804,000	3,247
Provision for loan and lease losses	$78,000	4,666
Total noninterest income	$607,000	4,019
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$531,000	2,328
Trading account gains and fees	$0	126
Additional Noninterest Income	$76,000	6,399
Total noninterest expense	$3,464,000	3,432
Salaries and employee benefits	$1,909,000	3,416
Premises and equipment expense	$347,000	4,392
Additional noninterest expense	$1,208,000	3,025
Pre-tax net operating income	$1,869,000	3,212
Securities gains (losses)	$4,000	1,810
Applicable income taxes	$709,000	2,375
Income before extraordinary items	$1,164,000	3,751
Extraordinary gains, net	$0	35
Net income	$1,164,000	3,752
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	3,883
Cash dividends	$510,000	2,756
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,161,440	3,718
2005-06-30 (YTD Data)		Rank
Total interest income	$3,748,000	3,814
Total interest expense	$575,000	5,679
Net interest income	$3,173,000	3,253
Provision for loan and lease losses	$50,000	4,523
Total noninterest income	$412,000	3,979
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$352,000	2,297
Trading account gains and fees	$0	116
Additional Noninterest Income	$60,000	6,128
Total noninterest expense	$2,251,000	3,477
Salaries and employee benefits	$1,237,000	3,472
Premises and equipment expense	$233,000	4,340
Additional noninterest expense	$781,000	3,082
Pre-tax net operating income	$1,284,000	3,095
Securities gains (losses)	$-1,000	7,609
Applicable income taxes	$456,000	2,396
Income before extraordinary items	$827,000	3,563
Extraordinary gains, net	$0	30
Net income	$827,000	3,565
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,029
Cash dividends	$330,000	2,792
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$827,640	3,511
2005-03-31 (YTD Data)		Rank
Total interest income	$1,849,000	3,820
Total interest expense	$273,000	5,734
Net interest income	$1,576,000	3,274
Provision for loan and lease losses	$23,000	4,505
Total noninterest income	$202,000	3,954
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$171,000	2,297
Trading account gains and fees	$0	115
Additional Noninterest Income	$31,000	6,124
Total noninterest expense	$1,114,000	3,526
Salaries and employee benefits	$640,000	3,372
Premises and equipment expense	$116,000	4,396
Additional noninterest expense	$358,000	3,309
Pre-tax net operating income	$641,000	3,070
Securities gains (losses)	$-1,000	8,158
Applicable income taxes	$226,000	2,405
Income before extraordinary items	$414,000	3,538
Extraordinary gains, net	$0	24
Net income	$414,000	3,539
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,481
Cash dividends	$165,000	2,439
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$414,650	3,498
2004-12-31 (YTD Data)		Rank
Total interest income	$7,132,000	3,751
Total interest expense	$1,026,000	5,577
Net interest income	$6,106,000	3,252
Provision for loan and lease losses	$97,000	5,064
Total noninterest income	$872,000	3,845
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$745,000	2,267
Trading account gains and fees	$0	138
Additional Noninterest Income	$127,000	6,008
Total noninterest expense	$4,489,000	3,418
Salaries and employee benefits	$2,483,000	3,363
Premises and equipment expense	$564,000	3,722
Additional noninterest expense	$1,442,000	3,226
Pre-tax net operating income	$2,392,000	3,112
Securities gains (losses)	$4,000	3,277
Applicable income taxes	$846,000	2,435
Income before extraordinary items	$1,550,000	3,558
Extraordinary gains, net	$0	34
Net income	$1,550,000	3,559
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	5,720
Cash dividends	$900,000	2,509
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,547,400	3,495
2004-09-30 (YTD Data)		Rank
Total interest income	$5,301,000	3,747
Total interest expense	$764,000	5,575
Net interest income	$4,537,000	3,258
Provision for loan and lease losses	$81,000	4,696
Total noninterest income	$649,000	3,895
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$557,000	2,288
Trading account gains and fees	$0	134
Additional Noninterest Income	$92,000	6,087
Total noninterest expense	$3,350,000	3,409
Salaries and employee benefits	$1,896,000	3,294
Premises and equipment expense	$371,000	4,105
Additional noninterest expense	$1,083,000	3,193
Pre-tax net operating income	$1,755,000	3,201
Securities gains (losses)	$3,000	3,253
Applicable income taxes	$596,000	2,582
Income before extraordinary items	$1,162,000	3,625
Extraordinary gains, net	$0	26
Net income	$1,162,000	3,625
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	5,003
Cash dividends	$465,000	2,825
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,160,020	3,556
2004-06-30 (YTD Data)		Rank
Total interest income	$3,491,000	3,782
Total interest expense	$511,000	5,590
Net interest income	$2,980,000	3,291
Provision for loan and lease losses	$44,000	4,930
Total noninterest income	$424,000	3,961
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$364,000	2,320
Trading account gains and fees	$0	130
Additional Noninterest Income	$60,000	6,128
Total noninterest expense	$2,253,000	3,414
Salaries and employee benefits	$1,257,000	3,315
Premises and equipment expense	$288,000	3,668
Additional noninterest expense	$708,000	3,273
Pre-tax net operating income	$1,107,000	3,302
Securities gains (losses)	$-1,000	8,365
Applicable income taxes	$346,000	2,822
Income before extraordinary items	$760,000	3,658
Extraordinary gains, net	$0	21
Net income	$760,000	3,658
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,183
Cash dividends	$300,000	2,849
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$760,690	3,562
2004-03-31 (YTD Data)		Rank
Total interest income	$1,755,000	3,773
Total interest expense	$266,000	5,540
Net interest income	$1,489,000	3,286
Provision for loan and lease losses	$17,000	4,995
Total noninterest income	$210,000	3,948
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$176,000	2,323
Trading account gains and fees	$0	121
Additional Noninterest Income	$34,000	5,872
Total noninterest expense	$1,061,000	3,594
Salaries and employee benefits	$592,000	3,516
Premises and equipment expense	$164,000	3,328
Additional noninterest expense	$305,000	3,703
Pre-tax net operating income	$621,000	2,992
Securities gains (losses)	$-1,000	8,686
Applicable income taxes	$205,000	2,536
Income before extraordinary items	$415,000	3,407
Extraordinary gains, net	$0	16
Net income	$415,000	3,406
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,741
Cash dividends	$150,000	2,469
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$415,670	3,289
2003-12-31 (YTD Data)		Rank
Total interest income	$7,386,000	3,648
Total interest expense	$1,382,000	5,135
Net interest income	$6,004,000	3,185
Provision for loan and lease losses	$406,000	2,560
Total noninterest income	$897,000	3,961
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$666,000	2,468
Trading account gains and fees	$0	160
Additional Noninterest Income	$231,000	4,994
Total noninterest expense	$4,667,000	3,246
Salaries and employee benefits	$2,478,000	3,285
Premises and equipment expense	$608,000	3,476
Additional noninterest expense	$1,581,000	2,930
Pre-tax net operating income	$1,828,000	3,597
Securities gains (losses)	$-3,000	8,643
Applicable income taxes	$623,000	2,985
Income before extraordinary items	$1,202,000	4,138
Extraordinary gains, net	$0	54
Net income	$1,202,000	4,142
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$196,000	2,913
Cash dividends	$660,000	3,036
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,203,980	3,968
2003-09-30 (YTD Data)		Rank
Total interest income	$5,594,000	3,674
Total interest expense	$1,086,000	5,122
Net interest income	$4,508,000	3,193
Provision for loan and lease losses	$142,000	4,004
Total noninterest income	$675,000	4,021
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$475,000	2,595
Trading account gains and fees	$0	153
Additional Noninterest Income	$200,000	4,798
Total noninterest expense	$3,449,000	3,277
Salaries and employee benefits	$1,813,000	3,351
Premises and equipment expense	$454,000	3,495
Additional noninterest expense	$1,182,000	2,916
Pre-tax net operating income	$1,592,000	3,397
Securities gains (losses)	$-1,000	8,731
Applicable income taxes	$507,000	2,996
Income before extraordinary items	$1,084,000	3,790
Extraordinary gains, net	$0	40
Net income	$1,084,000	3,789
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	3,514
Cash dividends	$450,000	2,830
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,084,680	3,620
2003-06-30 (YTD Data)		Rank
Total interest income	$3,765,000	3,673
Total interest expense	$758,000	5,104
Net interest income	$3,007,000	3,182
Provision for loan and lease losses	$114,000	3,657
Total noninterest income	$430,000	4,082
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$287,000	2,748
Trading account gains and fees	$0	150
Additional Noninterest Income	$143,000	4,655
Total noninterest expense	$2,297,000	3,280
Salaries and employee benefits	$1,228,000	3,307
Premises and equipment expense	$323,000	3,294
Additional noninterest expense	$746,000	3,060
Pre-tax net operating income	$1,026,000	3,468
Securities gains (losses)	$0	3,782
Applicable income taxes	$271,000	3,411
Income before extraordinary items	$755,000	3,659
Extraordinary gains, net	$0	30
Net income	$755,000	3,659
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,000	2,876
Cash dividends	$300,000	2,868
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$755,000	3,467
2003-03-31 (YTD Data)		Rank
Total interest income	$1,935,000	3,623
Total interest expense	$385,000	5,144
Net interest income	$1,550,000	3,083
Provision for loan and lease losses	$28,000	4,838
Total noninterest income	$178,000	4,442
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$111,000	3,288
Trading account gains and fees	$0	134
Additional Noninterest Income	$67,000	4,710
Total noninterest expense	$1,053,000	3,516
Salaries and employee benefits	$549,000	3,611
Premises and equipment expense	$161,000	3,292
Additional noninterest expense	$343,000	3,249
Pre-tax net operating income	$647,000	2,904
Securities gains (losses)	$0	2,891
Applicable income taxes	$160,000	3,112
Income before extraordinary items	$487,000	3,008
Extraordinary gains, net	$0	21
Net income	$487,000	3,006
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	3,852
Cash dividends	$150,000	2,511
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$487,000	2,864
2002-12-31 (YTD Data)		Rank
Total interest income	$8,129,000	3,602
Total interest expense	$2,162,000	4,562
Net interest income	$5,967,000	3,149
Provision for loan and lease losses	$305,000	3,377
Total noninterest income	$684,000	4,396
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$437,000	3,316
Trading account gains and fees	$0	153
Additional Noninterest Income	$247,000	4,635
Total noninterest expense	$4,120,000	3,491
Salaries and employee benefits	$2,217,000	3,441
Premises and equipment expense	$715,000	2,952
Additional noninterest expense	$1,188,000	3,633
Pre-tax net operating income	$2,226,000	3,166
Securities gains (losses)	$0	4,537
Applicable income taxes	$800,000	2,596
Income before extraordinary items	$1,426,000	3,628
Extraordinary gains, net	$0	70
Net income	$1,426,000	3,628
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$145,000	3,573
Cash dividends	$660,000	2,984
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,426,000	3,526
2001-12-31 (YTD Data)		Rank
Total interest income	$8,892,000	3,680
Total interest expense	$3,008,000	4,723
Net interest income	$5,884,000	2,992
Provision for loan and lease losses	$270,000	3,439
Total noninterest income	$520,000	4,965
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$388,000	3,486
Trading account gains and fees	$0	177
Additional Noninterest Income	$132,000	5,790
Total noninterest expense	$3,691,000	3,668
Salaries and employee benefits	$2,018,000	3,566
Premises and equipment expense	$498,000	3,877
Additional noninterest expense	$1,175,000	3,567
Pre-tax net operating income	$2,443,000	2,714
Securities gains (losses)	$31,000	2,791
Applicable income taxes	$880,000	2,270
Income before extraordinary items	$1,594,000	3,081
Extraordinary gains, net	$0	105
Net income	$1,594,000	3,084
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	4,890
Cash dividends	$630,000	3,040
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,574,160	3,012
2000-12-31 (YTD Data)		Rank
Total interest income	$8,805,000	3,793
Total interest expense	$3,074,000	4,828
Net interest income	$5,731,000	3,078
Provision for loan and lease losses	$199,000	3,780
Total noninterest income	$561,000	4,592
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$360,000	3,509
Trading account gains and fees	$0	180
Additional Noninterest Income	$201,000	4,793
Total noninterest expense	$3,697,000	3,546
Salaries and employee benefits	$2,082,000	3,355
Premises and equipment expense	$547,000	3,530
Additional noninterest expense	$1,068,000	3,791
Pre-tax net operating income	$2,396,000	2,861
Securities gains (losses)	$0	1,956
Applicable income taxes	$805,000	2,512
Income before extraordinary items	$1,591,000	3,101
Extraordinary gains, net	$0	38
Net income	$1,591,000	3,099
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	6,338
Cash dividends	$570,000	3,320
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,591,000	3,096
1999-12-31 (YTD Data)		Rank
Total interest income	$8,193,000	3,824
Total interest expense	$3,008,000	4,593
Net interest income	$5,185,000	3,341
Provision for loan and lease losses	$186,000	3,716
Total noninterest income	$448,000	5,289
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$334,000	3,688
Trading account gains and fees	$0	173
Additional Noninterest Income	$114,000	6,314
Total noninterest expense	$3,419,000	3,773
Salaries and employee benefits	$1,855,000	3,656
Premises and equipment expense	$531,000	3,585
Additional noninterest expense	$1,033,000	3,915
Pre-tax net operating income	$2,028,000	3,310
Securities gains (losses)	$0	3,155
Applicable income taxes	$535,000	3,488
Income before extraordinary items	$1,493,000	3,257
Extraordinary gains, net	$0	35
Net income	$1,493,000	3,257
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$101,000	3,565
Cash dividends	$513,000	3,442
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,493,000	3,216
1998-12-31 (YTD Data)		Rank
Total interest income	$8,076,000	3,906
Total interest expense	$3,068,000	4,636
Net interest income	$5,008,000	3,382
Provision for loan and lease losses	$133,000	4,421
Total noninterest income	$424,000	5,429
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$333,000	3,621
Trading account gains and fees	$0	224
Additional Noninterest Income	$91,000	6,846
Total noninterest expense	$3,238,000	3,855
Salaries and employee benefits	$1,816,000	3,643
Premises and equipment expense	$512,000	3,623
Additional noninterest expense	$910,000	4,259
Pre-tax net operating income	$2,061,000	3,267
Securities gains (losses)	$0	4,449
Applicable income taxes	$653,000	3,188
Income before extraordinary items	$1,408,000	3,420
Extraordinary gains, net	$0	32
Net income	$1,408,000	3,420
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	4,851
Cash dividends	$483,000	3,619
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,408,000	3,331
1997-12-31 (YTD Data)		Rank
Total interest income	$7,759,000	4,078
Total interest expense	$2,960,000	4,774
Net interest income	$4,799,000	3,627
Provision for loan and lease losses	$94,000	5,314
Total noninterest income	$351,000	6,164
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$261,000	4,510
Trading account gains and fees	NA	NA
Additional Noninterest Income	$90,000	7,074
Total noninterest expense	$3,137,000	3,951
Salaries and employee benefits	$1,646,000	3,932
Premises and equipment expense	$632,000	3,011
Additional noninterest expense	$856,000	4,496
Pre-tax net operating income	$1,919,000	3,679
Securities gains (losses)	$-25,000	10,445
Applicable income taxes	$633,000	3,517
Income before extraordinary items	$1,261,000	3,892
Extraordinary gains, net	$0	44
Net income	$1,261,000	3,891
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	5,767
Cash dividends	$453,000	3,681
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,277,750	3,786
1996-12-31 (YTD Data)		Rank
Total interest income	$7,451,000	4,315
Total interest expense	$2,785,000	5,097
Net interest income	$4,666,000	3,777
Provision for loan and lease losses	$80,000	5,594
Total noninterest income	$285,000	7,129
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$224,000	5,177
Trading account gains and fees	NA	NA
Additional Noninterest Income	$61,000	8,436
Total noninterest expense	$2,882,000	4,430
Salaries and employee benefits	$1,656,000	3,943
Premises and equipment expense	$497,000	3,798
Additional noninterest expense	$729,000	5,576
Pre-tax net operating income	$1,989,000	3,430
Securities gains (losses)	$0	4,148
Applicable income taxes	$668,000	3,286
Income before extraordinary items	$1,321,000	3,581
Extraordinary gains, net	$0	53
Net income	$1,321,000	3,581
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	6,733
Cash dividends	$453,000	3,610
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,321,000	3,531
1995-12-31 (YTD Data)		Rank
Total interest income	$7,063,000	4,518
Total interest expense	$2,598,000	5,395
Net interest income	$4,465,000	3,930
Provision for loan and lease losses	$193,000	3,096
Total noninterest income	$266,000	7,495
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$207,000	5,566
Trading account gains and fees	NA	NA
Additional Noninterest Income	$59,000	8,803
Total noninterest expense	$2,388,000	5,196
Salaries and employee benefits	$1,388,000	4,595
Premises and equipment expense	$340,000	5,132
Additional noninterest expense	$660,000	6,125
Pre-tax net operating income	$2,150,000	3,270
Securities gains (losses)	$-26,000	10,740
Applicable income taxes	$599,000	3,665
Income before extraordinary items	$1,525,000	3,200
Extraordinary gains, net	$0	65
Net income	$1,525,000	3,197
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	5,418
Cash dividends	$453,000	3,553
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,543,720	3,144
1994-12-31 (YTD Data)		Rank
Total interest income	$6,068,000	4,813
Total interest expense	$2,117,000	5,343
Net interest income	$3,951,000	4,434
Provision for loan and lease losses	$126,000	3,941
Total noninterest income	$267,000	7,700
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$201,000	5,848
Trading account gains and fees	NA	NA
Additional Noninterest Income	$66,000	8,828
Total noninterest expense	$2,284,000	5,564
Salaries and employee benefits	$1,230,000	5,138
Premises and equipment expense	$383,000	4,757
Additional noninterest expense	$671,000	6,526
Pre-tax net operating income	$1,808,000	3,731
Securities gains (losses)	$0	3,600
Applicable income taxes	$584,000	3,592
Income before extraordinary items	$1,224,000	3,790
Extraordinary gains, net	$0	249
Net income	$1,224,000	3,795
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	6,205
Cash dividends	$393,000	3,817
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,224,000	3,822
1993-12-31 (YTD Data)		Rank
Total interest income	$5,468,000	5,361
Total interest expense	$1,869,000	6,158
Net interest income	$3,599,000	4,840
Provision for loan and lease losses	$200,000	3,901
Total noninterest income	$244,000	8,449
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$193,000	6,095
Trading account gains and fees	NA	NA
Additional Noninterest Income	$51,000	10,038
Total noninterest expense	$2,011,000	6,313
Salaries and employee benefits	$1,131,000	5,503
Premises and equipment expense	$300,000	5,858
Additional noninterest expense	$580,000	7,517
Pre-tax net operating income	$1,632,000	4,015
Securities gains (losses)	$0	7,477
Applicable income taxes	$449,000	4,600
Income before extraordinary items	$1,183,000	4,070
Extraordinary gains, net	$0	3,149
Net income	$1,183,000	4,174
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	7,365
Cash dividends	$378,000	3,822
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,183,000	3,874
1992-12-31 (YTD Data)		Rank
Total interest income	$5,396,000	5,988
Total interest expense	$2,142,000	6,775
Net interest income	$3,254,000	5,331
Provision for loan and lease losses	$179,000	5,591
Total noninterest income	$241,000	8,649
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$170,000	6,609
Trading account gains and fees	NA	NA
Additional Noninterest Income	$71,000	9,237
Total noninterest expense	$1,797,000	6,953
Salaries and employee benefits	$949,000	6,334
Premises and equipment expense	$249,000	6,794
Additional noninterest expense	$599,000	7,523
Pre-tax net operating income	$1,519,000	4,001
Securities gains (losses)	$0	8,369
Applicable income taxes	$370,000	5,088
Income before extraordinary items	$1,149,000	3,965
Extraordinary gains, net	$0	1,422
Net income	$1,149,000	4,007
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	8,849
Cash dividends	$396,000	3,390
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,149,000	3,677

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.