Home > Bank of Adairsville > Income and Expense

Bank of Adairsville, Income and Expense

2000-12-31 (YTD Data)Rank
Total interest income$6,271,0004,933
Total interest expense$3,696,0004,220
Net interest income$2,575,0005,697
Provision for loan and lease losses$40,0006,852
Total noninterest income$292,0006,375
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$169,0005,497
Trading account gains and feesNANA
Additional Noninterest Income$123,0005,927
Total noninterest expense$1,890,0005,882
Salaries and employee benefits$946,0006,142
Premises and equipment expense$276,0005,691
Additional noninterest expense$668,0005,361
Pre-tax net operating income$937,0005,430
Securities gains (losses)$-409,0009,684
Applicable income taxes$164,0005,770
Income before extraordinary items$364,0007,076
Extraordinary gains, net$038
Net income$364,0007,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-66,0009,669
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$646,2105,647
1999-12-31 (YTD Data)Rank
Total interest income$3,812,0006,515
Total interest expense$2,215,0005,625
Net interest income$1,597,0007,397
Provision for loan and lease losses$08,503
Total noninterest income$227,0007,177
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$165,0005,603
Trading account gains and feesNANA
Additional Noninterest Income$62,0007,661
Total noninterest expense$1,823,0006,034
Salaries and employee benefits$822,0006,650
Premises and equipment expense$181,0007,111
Additional noninterest expense$820,0004,699
Pre-tax net operating income$1,0009,399
Securities gains (losses)$73,000856
Applicable income taxes$24,0008,144
Income before extraordinary items$50,0009,238
Extraordinary gains, net$035
Net income$50,0009,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$404,0001,453
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3609,413
1998-12-31 (YTD Data)Rank
Total interest income$3,027,0007,506
Total interest expense$1,382,0007,470
Net interest income$1,645,0007,383
Provision for loan and lease losses$1,939,000591
Total noninterest income$282,0006,644
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$208,0005,047
Trading account gains and feesNANA
Additional Noninterest Income$74,0007,363
Total noninterest expense$1,553,0006,537
Salaries and employee benefits$678,0007,315
Premises and equipment expense$176,0007,131
Additional noninterest expense$699,0005,169
Pre-tax net operating income$-1,565,00010,400
Securities gains (losses)$04,449
Applicable income taxes$-508,00010,394
Income before extraordinary items$-1,057,00010,367
Extraordinary gains, net$032
Net income$-1,057,00010,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$455,0001,358
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$-1,057,00010,349
1997-12-31 (YTD Data)Rank
Total interest income$3,410,0007,277
Total interest expense$1,184,0008,164
Net interest income$2,226,0006,485
Provision for loan and lease losses$1,595,000704
Total noninterest income$299,0006,649
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$232,0004,890
Trading account gains and feesNANA
Additional Noninterest Income$67,0007,794
Total noninterest expense$1,335,0007,217
Salaries and employee benefits$664,0007,521
Premises and equipment expense$213,0006,604
Additional noninterest expense$458,0006,858
Pre-tax net operating income$-405,00010,704
Securities gains (losses)$03,944
Applicable income taxes$-125,00010,734
Income before extraordinary items$-280,00010,661
Extraordinary gains, net$044
Net income$-280,00010,661
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,520,000599
Cash dividends$326,0004,372
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$-280,00010,636
1996-12-31 (YTD Data)Rank
Total interest income$2,819,0008,250
Total interest expense$932,0009,231
Net interest income$1,887,0007,379
Provision for loan and lease losses$-144,00011,301
Total noninterest income$239,0007,742
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$176,0005,995
Trading account gains and feesNANA
Additional Noninterest Income$63,0008,357
Total noninterest expense$1,242,0007,853
Salaries and employee benefits$623,0007,986
Premises and equipment expense$211,0006,844
Additional noninterest expense$408,0007,815
Pre-tax net operating income$1,028,0005,635
Securities gains (losses)$04,148
Applicable income taxes$376,0005,092
Income before extraordinary items$652,0005,980
Extraordinary gains, net$053
Net income$652,0005,982
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,00010,612
Cash dividends$133,0006,250
Sale, conversion, retirement of capital stock, net$0953
Net operating income$652,0005,925
1995-12-31 (YTD Data)Rank
Total interest income$2,413,0009,099
Total interest expense$915,0009,565
Net interest income$1,498,0008,538
Provision for loan and lease losses$08,958
Total noninterest income$223,0008,091
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$168,0006,292
Trading account gains and feesNANA
Additional Noninterest Income$55,0008,981
Total noninterest expense$1,249,0008,050
Salaries and employee benefits$567,0008,599
Premises and equipment expense$237,0006,557
Additional noninterest expense$445,0007,748
Pre-tax net operating income$472,0008,604
Securities gains (losses)$03,831
Applicable income taxes$64,0009,898
Income before extraordinary items$408,0007,987
Extraordinary gains, net$065
Net income$408,0007,986
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-57,00011,526
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$408,0007,950
1994-12-31 (YTD Data)Rank
Total interest income$2,018,0009,774
Total interest expense$769,0009,759
Net interest income$1,249,0009,624
Provision for loan and lease losses$09,146
Total noninterest income$266,0007,713
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$194,0005,987
Trading account gains and feesNANA
Additional Noninterest Income$72,0008,568
Total noninterest expense$1,253,0008,405
Salaries and employee benefits$533,0009,102
Premises and equipment expense$228,0006,906
Additional noninterest expense$492,0007,927
Pre-tax net operating income$262,00010,398
Securities gains (losses)$03,600
Applicable income taxes$87,0009,652
Income before extraordinary items$175,00010,558
Extraordinary gains, net$0249
Net income$175,00010,565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,826
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$175,00010,597
1993-12-31 (YTD Data)Rank
Total interest income$1,943,00010,294
Total interest expense$770,00010,201
Net interest income$1,173,00010,153
Provision for loan and lease losses$563,0001,939
Total noninterest income$237,0008,590
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$173,0006,520
Trading account gains and feesNANA
Additional Noninterest Income$64,0009,332
Total noninterest expense$1,525,0007,755
Salaries and employee benefits$491,0009,757
Premises and equipment expense$199,0007,707
Additional noninterest expense$835,0005,721
Pre-tax net operating income$-678,00012,905
Securities gains (losses)$2,0006,773
Applicable income taxes$012,141
Income before extraordinary items$-676,00012,939
Extraordinary gains, net$252,000831
Net income$-424,00012,877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$627,0001,544
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-678,00012,893
1992-12-31 (YTD Data)Rank
Total interest income$2,366,00010,160
Total interest expense$1,198,0009,609
Net interest income$1,168,00010,435
Provision for loan and lease losses$559,0002,767
Total noninterest income$237,0008,727
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$181,0006,372
Trading account gains and feesNANA
Additional Noninterest Income$56,00010,037
Total noninterest expense$1,320,0008,590
Salaries and employee benefits$513,0009,651
Premises and equipment expense$204,0007,741
Additional noninterest expense$603,0007,483
Pre-tax net operating income$-474,00013,278
Securities gains (losses)$08,369
Applicable income taxes$-31,00013,460
Income before extraordinary items$-443,00013,352
Extraordinary gains, net$01,422
Net income$-443,00013,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$302,0003,319
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-443,00013,245

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.