Home > Bank North > Income and Expense
Bank North, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,582,000 | 5,646 |
| Total interest expense | $129,000 | 5,722 |
| Net interest income | $1,453,000 | 5,580 |
| Provision for loan and lease losses | $141,000 | 2,445 |
| Total noninterest income | $46,000 | 6,274 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $58,000 | 5,367 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-12,000 | 6,420 |
| Total noninterest expense | $1,434,000 | 5,382 |
| Salaries and employee benefits | $932,000 | 5,039 |
| Premises and equipment expense | $107,000 | 5,810 |
| Additional noninterest expense | $395,000 | 5,611 |
| Pre-tax net operating income | $-76,000 | 6,233 |
| Securities gains (losses) | $100,000 | 1,000 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $24,000 | 6,109 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $24,000 | 6,108 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $24,000 | 6,109 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $13,605,000 | 29 |
| Net operating income | $-76,000 | 6,242 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $265,000 | 6,565 |
| Total interest expense | $16,000 | 6,557 |
| Net interest income | $249,000 | 6,549 |
| Provision for loan and lease losses | $35,000 | 3,255 |
| Total noninterest income | $28,000 | 6,357 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $10,000 | 6,259 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $18,000 | 5,995 |
| Total noninterest expense | $430,000 | 6,318 |
| Salaries and employee benefits | $374,000 | 5,867 |
| Premises and equipment expense | $15,000 | 6,574 |
| Additional noninterest expense | $41,000 | 6,639 |
| Pre-tax net operating income | $-188,000 | 6,392 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-188,000 | 6,404 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-188,000 | 6,405 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-188,000 | 6,406 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $13,605,000 | 19 |
| Net operating income | $-188,000 | 6,395 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,256,000 | 4,009 |
| Total interest expense | $148,000 | 3,816 |
| Net interest income | $1,108,000 | 3,998 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $121,000 | 4,341 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $57,000 | 3,721 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $64,000 | 4,241 |
| Total noninterest expense | $904,000 | 4,134 |
| Salaries and employee benefits | $572,000 | 3,762 |
| Premises and equipment expense | $107,000 | 4,064 |
| Additional noninterest expense | $225,000 | 4,731 |
| Pre-tax net operating income | $325,000 | 3,679 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $89,000 | 2,458 |
| Income before extraordinary items | $236,000 | 3,973 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $236,000 | 3,975 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $236,000 | 3,975 |
| Net charge-offs | $1,000 | 3,492 |
| Cash dividends | $194,000 | 1,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $236,000 | 3,928 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,300,000 | 3,923 |
| Total interest expense | $645,000 | 3,930 |
| Net interest income | $4,655,000 | 3,875 |
| Provision for loan and lease losses | $185,000 | 3,047 |
| Total noninterest income | $488,000 | 4,442 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $225,000 | 3,899 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $263,000 | 4,264 |
| Total noninterest expense | $3,731,000 | 4,088 |
| Salaries and employee benefits | $2,281,000 | 3,771 |
| Premises and equipment expense | $414,000 | 4,136 |
| Additional noninterest expense | $1,036,000 | 4,508 |
| Pre-tax net operating income | $1,227,000 | 3,738 |
| Securities gains (losses) | $26,000 | 2,209 |
| Applicable income taxes | $354,000 | 2,474 |
| Income before extraordinary items | $899,000 | 4,085 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $899,000 | 4,088 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $899,000 | 4,088 |
| Net charge-offs | $156,000 | 3,295 |
| Cash dividends | $493,000 | 2,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $880,280 | 4,062 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,973,000 | 3,964 |
| Total interest expense | $497,000 | 3,952 |
| Net interest income | $3,476,000 | 3,907 |
| Provision for loan and lease losses | $145,000 | 2,978 |
| Total noninterest income | $353,000 | 4,559 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $167,000 | 3,951 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $186,000 | 4,398 |
| Total noninterest expense | $2,885,000 | 4,032 |
| Salaries and employee benefits | $1,779,000 | 3,686 |
| Premises and equipment expense | $313,000 | 4,166 |
| Additional noninterest expense | $793,000 | 4,495 |
| Pre-tax net operating income | $799,000 | 4,053 |
| Securities gains (losses) | $26,000 | 2,077 |
| Applicable income taxes | $224,000 | 2,685 |
| Income before extraordinary items | $601,000 | 4,307 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $601,000 | 4,310 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $601,000 | 4,311 |
| Net charge-offs | $27,000 | 4,250 |
| Cash dividends | $353,000 | 2,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $582,020 | 4,282 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,642,000 | 3,976 |
| Total interest expense | $347,000 | 3,916 |
| Net interest income | $2,295,000 | 3,933 |
| Provision for loan and lease losses | $115,000 | 2,823 |
| Total noninterest income | $242,000 | 4,569 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $109,000 | 3,964 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $133,000 | 4,371 |
| Total noninterest expense | $1,921,000 | 4,055 |
| Salaries and employee benefits | $1,154,000 | 3,764 |
| Premises and equipment expense | $212,000 | 4,163 |
| Additional noninterest expense | $555,000 | 4,388 |
| Pre-tax net operating income | $501,000 | 4,138 |
| Securities gains (losses) | $26,000 | 1,885 |
| Applicable income taxes | $142,000 | 2,745 |
| Income before extraordinary items | $385,000 | 4,382 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $385,000 | 4,384 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $385,000 | 4,385 |
| Net charge-offs | $2,000 | 4,714 |
| Cash dividends | $227,000 | 2,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $366,020 | 4,366 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,325,000 | 4,006 |
| Total interest expense | $179,000 | 3,932 |
| Net interest income | $1,146,000 | 3,951 |
| Provision for loan and lease losses | $55,000 | 2,729 |
| Total noninterest income | $96,000 | 4,915 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $55,000 | 3,918 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $41,000 | 4,961 |
| Total noninterest expense | $931,000 | 4,173 |
| Salaries and employee benefits | $585,000 | 3,769 |
| Premises and equipment expense | $103,000 | 4,240 |
| Additional noninterest expense | $243,000 | 4,712 |
| Pre-tax net operating income | $256,000 | 4,077 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $68,000 | 2,771 |
| Income before extraordinary items | $188,000 | 4,372 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $188,000 | 4,375 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $188,000 | 4,374 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $116,000 | 1,966 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $188,000 | 4,275 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,486,000 | 4,070 |
| Total interest expense | $756,000 | 4,235 |
| Net interest income | $4,730,000 | 3,955 |
| Provision for loan and lease losses | $258,000 | 3,583 |
| Total noninterest income | $405,000 | 4,802 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $241,000 | 3,934 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $164,000 | 4,834 |
| Total noninterest expense | $3,705,000 | 4,243 |
| Salaries and employee benefits | $2,263,000 | 3,822 |
| Premises and equipment expense | $399,000 | 4,317 |
| Additional noninterest expense | $1,043,000 | 4,693 |
| Pre-tax net operating income | $1,172,000 | 3,763 |
| Securities gains (losses) | $3,000 | 3,606 |
| Applicable income taxes | $328,000 | 2,580 |
| Income before extraordinary items | $847,000 | 4,193 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $847,000 | 4,193 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $847,000 | 4,195 |
| Net charge-offs | $194,000 | 3,793 |
| Cash dividends | $614,000 | 2,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $844,840 | 4,023 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,104,000 | 4,155 |
| Total interest expense | $569,000 | 4,355 |
| Net interest income | $3,535,000 | 4,019 |
| Provision for loan and lease losses | $138,000 | 3,987 |
| Total noninterest income | $232,000 | 5,231 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $179,000 | 4,001 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $53,000 | 5,711 |
| Total noninterest expense | $2,698,000 | 4,333 |
| Salaries and employee benefits | $1,672,000 | 3,861 |
| Premises and equipment expense | $300,000 | 4,350 |
| Additional noninterest expense | $726,000 | 4,910 |
| Pre-tax net operating income | $931,000 | 3,757 |
| Securities gains (losses) | $3,000 | 3,350 |
| Applicable income taxes | $272,000 | 2,561 |
| Income before extraordinary items | $662,000 | 4,198 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $662,000 | 4,198 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $662,000 | 4,198 |
| Net charge-offs | $57,000 | 4,428 |
| Cash dividends | $446,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $659,870 | 4,030 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,715,000 | 4,205 |
| Total interest expense | $374,000 | 4,480 |
| Net interest income | $2,341,000 | 4,049 |
| Provision for loan and lease losses | $53,000 | 4,527 |
| Total noninterest income | $177,000 | 5,067 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $119,000 | 3,981 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $58,000 | 5,301 |
| Total noninterest expense | $1,828,000 | 4,316 |
| Salaries and employee benefits | $1,097,000 | 3,929 |
| Premises and equipment expense | $194,000 | 4,443 |
| Additional noninterest expense | $537,000 | 4,663 |
| Pre-tax net operating income | $637,000 | 3,702 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $185,000 | 2,513 |
| Income before extraordinary items | $452,000 | 4,157 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $452,000 | 4,161 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $452,000 | 4,161 |
| Net charge-offs | $8,000 | 5,010 |
| Cash dividends | $282,000 | 2,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $452,000 | 3,967 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,361,000 | 4,241 |
| Total interest expense | $188,000 | 4,587 |
| Net interest income | $1,173,000 | 4,074 |
| Provision for loan and lease losses | $10,000 | 4,833 |
| Total noninterest income | $70,000 | 5,439 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $58,000 | 4,012 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $12,000 | 6,109 |
| Total noninterest expense | $905,000 | 4,361 |
| Salaries and employee benefits | $544,000 | 3,988 |
| Premises and equipment expense | $94,000 | 4,532 |
| Additional noninterest expense | $267,000 | 4,690 |
| Pre-tax net operating income | $328,000 | 3,675 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $95,000 | 2,490 |
| Income before extraordinary items | $233,000 | 4,116 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $233,000 | 4,120 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $233,000 | 4,120 |
| Net charge-offs | $13,000 | 3,918 |
| Cash dividends | $115,000 | 1,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $233,000 | 3,966 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,542,000 | 4,290 |
| Total interest expense | $831,000 | 4,827 |
| Net interest income | $4,711,000 | 4,068 |
| Provision for loan and lease losses | $200,000 | 4,626 |
| Total noninterest income | $364,000 | 4,925 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $221,000 | 4,203 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $143,000 | 4,908 |
| Total noninterest expense | $3,842,000 | 4,228 |
| Salaries and employee benefits | $2,239,000 | 3,864 |
| Premises and equipment expense | $428,000 | 4,414 |
| Additional noninterest expense | $1,175,000 | 4,514 |
| Pre-tax net operating income | $1,033,000 | 3,670 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $274,000 | 2,618 |
| Income before extraordinary items | $759,000 | 4,029 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $759,000 | 4,034 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $759,000 | 4,033 |
| Net charge-offs | $152,000 | 4,584 |
| Cash dividends | $391,000 | 2,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $759,000 | 3,898 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,174,000 | 4,325 |
| Total interest expense | $646,000 | 4,869 |
| Net interest income | $3,528,000 | 4,091 |
| Provision for loan and lease losses | $182,000 | 4,261 |
| Total noninterest income | $303,000 | 4,809 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $160,000 | 4,277 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $143,000 | 4,595 |
| Total noninterest expense | $2,911,000 | 4,195 |
| Salaries and employee benefits | $1,675,000 | 3,882 |
| Premises and equipment expense | $319,000 | 4,473 |
| Additional noninterest expense | $917,000 | 4,402 |
| Pre-tax net operating income | $738,000 | 3,870 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $188,000 | 2,710 |
| Income before extraordinary items | $550,000 | 4,158 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $550,000 | 4,160 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $550,000 | 4,160 |
| Net charge-offs | $111,000 | 4,326 |
| Cash dividends | $172,000 | 2,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $550,000 | 4,046 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,775,000 | 4,372 |
| Total interest expense | $451,000 | 4,877 |
| Net interest income | $2,324,000 | 4,146 |
| Provision for loan and lease losses | $144,000 | 4,001 |
| Total noninterest income | $220,000 | 4,704 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $103,000 | 4,331 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $117,000 | 4,328 |
| Total noninterest expense | $1,918,000 | 4,277 |
| Salaries and employee benefits | $1,122,000 | 3,893 |
| Premises and equipment expense | $216,000 | 4,481 |
| Additional noninterest expense | $580,000 | 4,619 |
| Pre-tax net operating income | $482,000 | 3,880 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $119,000 | 2,719 |
| Income before extraordinary items | $363,000 | 4,153 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $363,000 | 4,153 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $363,000 | 4,155 |
| Net charge-offs | $102,000 | 3,820 |
| Cash dividends | $72,000 | 2,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $363,000 | 4,059 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,397,000 | 4,380 |
| Total interest expense | $248,000 | 4,767 |
| Net interest income | $1,149,000 | 4,174 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $106,000 | 4,809 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $49,000 | 4,390 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $57,000 | 4,453 |
| Total noninterest expense | $961,000 | 4,293 |
| Salaries and employee benefits | $563,000 | 3,903 |
| Premises and equipment expense | $107,000 | 4,537 |
| Additional noninterest expense | $291,000 | 4,615 |
| Pre-tax net operating income | $234,000 | 3,955 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $54,000 | 2,758 |
| Income before extraordinary items | $180,000 | 4,163 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $180,000 | 4,162 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $180,000 | 4,163 |
| Net charge-offs | $102,000 | 2,713 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $180,000 | 4,110 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,009,000 | 4,320 |
| Total interest expense | $1,207,000 | 4,807 |
| Net interest income | $4,802,000 | 4,072 |
| Provision for loan and lease losses | $751,000 | 3,474 |
| Total noninterest income | $374,000 | 5,064 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $254,000 | 3,974 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $120,000 | 5,231 |
| Total noninterest expense | $3,769,000 | 4,375 |
| Salaries and employee benefits | $2,164,000 | 4,008 |
| Premises and equipment expense | $427,000 | 4,590 |
| Additional noninterest expense | $1,178,000 | 4,660 |
| Pre-tax net operating income | $656,000 | 4,016 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $31,000 | 3,845 |
| Income before extraordinary items | $625,000 | 4,014 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $625,000 | 4,013 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $625,000 | 4,014 |
| Net charge-offs | $581,000 | 3,447 |
| Cash dividends | $83,000 | 3,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $625,000 | 3,872 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,548,000 | 4,383 |
| Total interest expense | $943,000 | 4,845 |
| Net interest income | $3,605,000 | 4,123 |
| Provision for loan and lease losses | $543,000 | 3,409 |
| Total noninterest income | $332,000 | 4,866 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $193,000 | 4,021 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $139,000 | 4,762 |
| Total noninterest expense | $2,850,000 | 4,367 |
| Salaries and employee benefits | $1,670,000 | 3,960 |
| Premises and equipment expense | $314,000 | 4,722 |
| Additional noninterest expense | $866,000 | 4,704 |
| Pre-tax net operating income | $544,000 | 4,089 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $27,000 | 3,858 |
| Income before extraordinary items | $517,000 | 4,051 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $517,000 | 4,054 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $517,000 | 4,054 |
| Net charge-offs | $298,000 | 3,734 |
| Cash dividends | $83,000 | 3,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $517,000 | 3,906 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,053,000 | 4,397 |
| Total interest expense | $653,000 | 4,859 |
| Net interest income | $2,400,000 | 4,125 |
| Provision for loan and lease losses | $438,000 | 3,063 |
| Total noninterest income | $212,000 | 4,922 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $126,000 | 4,050 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $86,000 | 4,868 |
| Total noninterest expense | $1,855,000 | 4,461 |
| Salaries and employee benefits | $1,064,000 | 4,112 |
| Premises and equipment expense | $202,000 | 4,844 |
| Additional noninterest expense | $589,000 | 4,633 |
| Pre-tax net operating income | $319,000 | 4,320 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-25,000 | 6,992 |
| Income before extraordinary items | $344,000 | 4,051 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $344,000 | 4,049 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $344,000 | 4,050 |
| Net charge-offs | $261,000 | 3,217 |
| Cash dividends | $83,000 | 2,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $344,000 | 3,924 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,518,000 | 4,469 |
| Total interest expense | $342,000 | 4,883 |
| Net interest income | $1,176,000 | 4,220 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $86,000 | 5,295 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $59,000 | 4,162 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $27,000 | 5,578 |
| Total noninterest expense | $987,000 | 4,320 |
| Salaries and employee benefits | $609,000 | 3,775 |
| Premises and equipment expense | $105,000 | 4,820 |
| Additional noninterest expense | $273,000 | 4,857 |
| Pre-tax net operating income | $245,000 | 3,711 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $51,000 | 2,776 |
| Income before extraordinary items | $194,000 | 3,943 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $194,000 | 3,942 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $194,000 | 3,942 |
| Net charge-offs | $192,000 | 2,479 |
| Cash dividends | $83,000 | 2,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $194,000 | 3,837 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,344,000 | 4,454 |
| Total interest expense | $1,717,000 | 4,843 |
| Net interest income | $4,627,000 | 4,144 |
| Provision for loan and lease losses | $519,000 | 4,490 |
| Total noninterest income | $443,000 | 4,946 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $245,000 | 4,268 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $198,000 | 4,655 |
| Total noninterest expense | $3,707,000 | 4,555 |
| Salaries and employee benefits | $2,317,000 | 3,921 |
| Premises and equipment expense | $439,000 | 4,752 |
| Additional noninterest expense | $951,000 | 5,366 |
| Pre-tax net operating income | $844,000 | 3,257 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $132,000 | 2,685 |
| Income before extraordinary items | $712,000 | 3,337 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $712,000 | 3,336 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $712,000 | 3,336 |
| Net charge-offs | $383,000 | 4,161 |
| Cash dividends | $394,000 | 2,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $712,000 | 3,273 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,756,000 | 4,513 |
| Total interest expense | $1,342,000 | 4,883 |
| Net interest income | $3,414,000 | 4,203 |
| Provision for loan and lease losses | $210,000 | 5,093 |
| Total noninterest income | $331,000 | 5,016 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $175,000 | 4,381 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $156,000 | 4,688 |
| Total noninterest expense | $2,864,000 | 4,479 |
| Salaries and employee benefits | $1,825,000 | 3,805 |
| Premises and equipment expense | $330,000 | 4,778 |
| Additional noninterest expense | $709,000 | 5,377 |
| Pre-tax net operating income | $671,000 | 3,419 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $110,000 | 2,806 |
| Income before extraordinary items | $561,000 | 3,484 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $561,000 | 3,482 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $561,000 | 3,484 |
| Net charge-offs | $369,000 | 3,441 |
| Cash dividends | $321,000 | 2,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $561,000 | 3,395 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,153,000 | 4,570 |
| Total interest expense | $928,000 | 4,913 |
| Net interest income | $2,225,000 | 4,260 |
| Provision for loan and lease losses | $90,000 | 5,421 |
| Total noninterest income | $206,000 | 5,175 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $113,000 | 4,405 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $93,000 | 4,923 |
| Total noninterest expense | $1,910,000 | 4,509 |
| Salaries and employee benefits | $1,220,000 | 3,846 |
| Premises and equipment expense | $219,000 | 4,833 |
| Additional noninterest expense | $471,000 | 5,408 |
| Pre-tax net operating income | $431,000 | 3,556 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $64,000 | 2,982 |
| Income before extraordinary items | $367,000 | 3,626 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $367,000 | 3,624 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $367,000 | 3,625 |
| Net charge-offs | $3,000 | 6,371 |
| Cash dividends | $208,000 | 2,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $367,000 | 3,515 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,581,000 | 4,601 |
| Total interest expense | $475,000 | 4,968 |
| Net interest income | $1,106,000 | 4,255 |
| Provision for loan and lease losses | $16,000 | 6,020 |
| Total noninterest income | $103,000 | 5,159 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $59,000 | 4,277 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $44,000 | 5,048 |
| Total noninterest expense | $924,000 | 4,537 |
| Salaries and employee benefits | $615,000 | 3,854 |
| Premises and equipment expense | $111,000 | 4,833 |
| Additional noninterest expense | $198,000 | 5,626 |
| Pre-tax net operating income | $269,000 | 3,510 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $53,000 | 2,828 |
| Income before extraordinary items | $216,000 | 3,738 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $216,000 | 3,738 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $216,000 | 3,739 |
| Net charge-offs | $3,000 | 5,319 |
| Cash dividends | $142,000 | 1,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $216,000 | 3,588 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,660,000 | 4,635 |
| Total interest expense | $2,351,000 | 4,896 |
| Net interest income | $4,309,000 | 4,343 |
| Provision for loan and lease losses | $215,000 | 5,122 |
| Total noninterest income | $477,000 | 4,941 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $242,000 | 4,423 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $235,000 | 4,569 |
| Total noninterest expense | $3,411,000 | 4,721 |
| Salaries and employee benefits | $2,221,000 | 4,112 |
| Premises and equipment expense | $458,000 | 4,710 |
| Additional noninterest expense | $732,000 | 5,705 |
| Pre-tax net operating income | $1,160,000 | 3,482 |
| Securities gains (losses) | $15,000 | 2,329 |
| Applicable income taxes | $193,000 | 2,849 |
| Income before extraordinary items | $982,000 | 3,325 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $982,000 | 3,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,923 |
| Cash dividends | $563,000 | 3,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $969,400 | 3,489 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,032,000 | 4,694 |
| Total interest expense | $1,847,000 | 4,896 |
| Net interest income | $3,185,000 | 4,430 |
| Provision for loan and lease losses | $46,000 | 5,946 |
| Total noninterest income | $378,000 | 4,932 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $179,000 | 4,486 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $199,000 | 4,427 |
| Total noninterest expense | $2,584,000 | 4,674 |
| Salaries and employee benefits | $1,714,000 | 4,059 |
| Premises and equipment expense | $337,000 | 4,768 |
| Additional noninterest expense | $533,000 | 5,737 |
| Pre-tax net operating income | $933,000 | 3,817 |
| Securities gains (losses) | $15,000 | 2,175 |
| Applicable income taxes | $171,000 | 3,080 |
| Income before extraordinary items | $777,000 | 3,619 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $777,000 | 3,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,039 |
| Cash dividends | $441,000 | 2,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $764,700 | 3,794 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,351,000 | 4,748 |
| Total interest expense | $1,286,000 | 4,914 |
| Net interest income | $2,065,000 | 4,502 |
| Provision for loan and lease losses | $11,000 | 6,294 |
| Total noninterest income | $222,000 | 5,231 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $119,000 | 4,497 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $103,000 | 5,002 |
| Total noninterest expense | $1,688,000 | 4,765 |
| Salaries and employee benefits | $1,128,000 | 4,133 |
| Premises and equipment expense | $220,000 | 4,869 |
| Additional noninterest expense | $340,000 | 5,845 |
| Pre-tax net operating income | $588,000 | 4,065 |
| Securities gains (losses) | $13,000 | 2,325 |
| Applicable income taxes | $103,000 | 3,427 |
| Income before extraordinary items | $498,000 | 4,028 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $498,000 | 4,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,450 |
| Cash dividends | $282,000 | 3,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $487,210 | 4,020 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,682,000 | 4,843 |
| Total interest expense | $686,000 | 4,932 |
| Net interest income | $996,000 | 4,634 |
| Provision for loan and lease losses | $3,000 | 5,879 |
| Total noninterest income | $104,000 | 5,342 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $57,000 | 4,544 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $47,000 | 5,178 |
| Total noninterest expense | $848,000 | 4,761 |
| Salaries and employee benefits | $570,000 | 4,131 |
| Premises and equipment expense | $110,000 | 4,886 |
| Additional noninterest expense | $168,000 | 5,863 |
| Pre-tax net operating income | $249,000 | 4,540 |
| Securities gains (losses) | $13,000 | 1,848 |
| Applicable income taxes | $37,000 | 3,853 |
| Income before extraordinary items | $225,000 | 4,425 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $225,000 | 4,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $126,000 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $213,820 | 4,436 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,765,000 | 4,831 |
| Total interest expense | $3,132,000 | 4,665 |
| Net interest income | $3,633,000 | 4,911 |
| Provision for loan and lease losses | $12,000 | 6,512 |
| Total noninterest income | $426,000 | 5,369 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $232,000 | 4,601 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $194,000 | 5,123 |
| Total noninterest expense | $3,301,000 | 4,708 |
| Salaries and employee benefits | $2,171,000 | 4,133 |
| Premises and equipment expense | $482,000 | 4,477 |
| Additional noninterest expense | $648,000 | 5,941 |
| Pre-tax net operating income | $746,000 | 5,321 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $37,000 | 5,097 |
| Income before extraordinary items | $709,000 | 5,025 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $709,000 | 5,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,483 |
| Cash dividends | $718,000 | 3,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $709,000 | 5,010 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,051,000 | 4,860 |
| Total interest expense | $2,356,000 | 4,668 |
| Net interest income | $2,695,000 | 4,973 |
| Provision for loan and lease losses | $12,000 | 6,108 |
| Total noninterest income | $311,000 | 5,463 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $170,000 | 4,679 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $141,000 | 5,213 |
| Total noninterest expense | $2,472,000 | 4,699 |
| Salaries and employee benefits | $1,624,000 | 4,118 |
| Premises and equipment expense | $366,000 | 4,422 |
| Additional noninterest expense | $482,000 | 5,910 |
| Pre-tax net operating income | $522,000 | 5,691 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $10,000 | 5,728 |
| Income before extraordinary items | $512,000 | 5,334 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $512,000 | 5,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,320 |
| Cash dividends | $280,000 | 3,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $512,000 | 5,320 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,228,000 | 5,019 |
| Total interest expense | $1,552,000 | 4,687 |
| Net interest income | $1,676,000 | 5,226 |
| Provision for loan and lease losses | $13,000 | 5,620 |
| Total noninterest income | $198,000 | 5,595 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $113,000 | 4,690 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $85,000 | 5,398 |
| Total noninterest expense | $1,654,000 | 4,692 |
| Salaries and employee benefits | $1,087,000 | 4,145 |
| Premises and equipment expense | $242,000 | 4,474 |
| Additional noninterest expense | $325,000 | 5,894 |
| Pre-tax net operating income | $207,000 | 6,596 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-51,000 | 8,292 |
| Income before extraordinary items | $258,000 | 5,962 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $258,000 | 5,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $184,000 | 3,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $258,000 | 5,951 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,611,000 | 5,014 |
| Total interest expense | $794,000 | 4,589 |
| Net interest income | $817,000 | 5,320 |
| Provision for loan and lease losses | $6,000 | 5,291 |
| Total noninterest income | $93,000 | 5,686 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $52,000 | 4,797 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $41,000 | 5,473 |
| Total noninterest expense | $823,000 | 4,724 |
| Salaries and employee benefits | $543,000 | 4,182 |
| Premises and equipment expense | $121,000 | 4,484 |
| Additional noninterest expense | $159,000 | 5,944 |
| Pre-tax net operating income | $81,000 | 6,909 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-38,000 | 8,380 |
| Income before extraordinary items | $119,000 | 6,097 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $119,000 | 6,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $101,000 | 3,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $119,000 | 6,081 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,844,000 | 5,098 |
| Total interest expense | $2,499,000 | 4,823 |
| Net interest income | $3,345,000 | 5,199 |
| Provision for loan and lease losses | $60,000 | 5,315 |
| Total noninterest income | $357,000 | 5,834 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $197,000 | 5,025 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $160,000 | 5,503 |
| Total noninterest expense | $3,138,000 | 4,734 |
| Salaries and employee benefits | $2,070,000 | 4,164 |
| Premises and equipment expense | $409,000 | 4,852 |
| Additional noninterest expense | $659,000 | 5,805 |
| Pre-tax net operating income | $504,000 | 6,467 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-109,000 | 8,382 |
| Income before extraordinary items | $613,000 | 5,776 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $613,000 | 5,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,489 |
| Cash dividends | $397,000 | 4,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $613,000 | 5,762 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,307,000 | 5,145 |
| Total interest expense | $1,793,000 | 4,866 |
| Net interest income | $2,514,000 | 5,241 |
| Provision for loan and lease losses | $42,000 | 5,348 |
| Total noninterest income | $274,000 | 5,812 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $153,000 | 5,004 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $121,000 | 5,510 |
| Total noninterest expense | $2,338,000 | 4,743 |
| Salaries and employee benefits | $1,571,000 | 4,111 |
| Premises and equipment expense | $304,000 | 4,894 |
| Additional noninterest expense | $463,000 | 5,987 |
| Pre-tax net operating income | $408,000 | 6,580 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-92,000 | 8,553 |
| Income before extraordinary items | $500,000 | 5,761 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $500,000 | 5,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,412 |
| Cash dividends | $340,000 | 3,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $500,000 | 5,764 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,818,000 | 5,173 |
| Total interest expense | $1,127,000 | 4,911 |
| Net interest income | $1,691,000 | 5,239 |
| Provision for loan and lease losses | $24,000 | 5,394 |
| Total noninterest income | $189,000 | 5,762 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $104,000 | 4,933 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $85,000 | 5,470 |
| Total noninterest expense | $1,527,000 | 4,817 |
| Salaries and employee benefits | $1,028,000 | 4,186 |
| Premises and equipment expense | $197,000 | 4,979 |
| Additional noninterest expense | $302,000 | 6,066 |
| Pre-tax net operating income | $329,000 | 6,277 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $10,000 | 6,127 |
| Income before extraordinary items | $319,000 | 5,885 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $319,000 | 5,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $340,000 | 2,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $319,000 | 5,885 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,393,000 | 5,146 |
| Total interest expense | $539,000 | 4,906 |
| Net interest income | $854,000 | 5,207 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $80,000 | 6,074 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $52,000 | 4,862 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $28,000 | 6,187 |
| Total noninterest expense | $757,000 | 4,861 |
| Salaries and employee benefits | $510,000 | 4,223 |
| Premises and equipment expense | $95,000 | 5,109 |
| Additional noninterest expense | $152,000 | 6,015 |
| Pre-tax net operating income | $171,000 | 6,153 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $5,000 | 6,088 |
| Income before extraordinary items | $166,000 | 5,734 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $166,000 | 5,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $170,000 | 2,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $166,000 | 5,732 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,253,000 | 4,991 |
| Total interest expense | $1,504,000 | 5,219 |
| Net interest income | $3,749,000 | 4,821 |
| Provision for loan and lease losses | $70,000 | 5,300 |
| Total noninterest income | $420,000 | 5,619 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $229,000 | 4,765 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $191,000 | 5,257 |
| Total noninterest expense | $2,922,000 | 4,849 |
| Salaries and employee benefits | $1,910,000 | 4,266 |
| Premises and equipment expense | $430,000 | 4,638 |
| Additional noninterest expense | $582,000 | 6,149 |
| Pre-tax net operating income | $1,177,000 | 4,945 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $129,000 | 5,149 |
| Income before extraordinary items | $1,048,000 | 4,705 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,048,000 | 4,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,564 |
| Cash dividends | $681,000 | 3,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,048,000 | 4,672 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,882,000 | 5,018 |
| Total interest expense | $1,028,000 | 5,358 |
| Net interest income | $2,854,000 | 4,785 |
| Provision for loan and lease losses | $55,000 | 5,056 |
| Total noninterest income | $332,000 | 5,541 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $174,000 | 4,764 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $158,000 | 5,100 |
| Total noninterest expense | $2,166,000 | 4,872 |
| Salaries and employee benefits | $1,431,000 | 4,237 |
| Premises and equipment expense | $324,000 | 4,593 |
| Additional noninterest expense | $411,000 | 6,286 |
| Pre-tax net operating income | $965,000 | 4,863 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $120,000 | 5,060 |
| Income before extraordinary items | $845,000 | 4,612 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $845,000 | 4,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,349 |
| Cash dividends | $511,000 | 2,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $845,000 | 4,570 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,538,000 | 5,013 |
| Total interest expense | $642,000 | 5,384 |
| Net interest income | $1,896,000 | 4,768 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $225,000 | 5,478 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $117,000 | 4,711 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $108,000 | 5,022 |
| Total noninterest expense | $1,436,000 | 4,877 |
| Salaries and employee benefits | $952,000 | 4,232 |
| Premises and equipment expense | $218,000 | 4,529 |
| Additional noninterest expense | $266,000 | 6,349 |
| Pre-tax net operating income | $655,000 | 4,779 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $86,000 | 5,003 |
| Income before extraordinary items | $569,000 | 4,558 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $569,000 | 4,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $340,000 | 2,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $569,000 | 4,503 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,259,000 | 5,035 |
| Total interest expense | $304,000 | 5,440 |
| Net interest income | $955,000 | 4,765 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $126,000 | 5,140 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $58,000 | 4,666 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $68,000 | 4,510 |
| Total noninterest expense | $719,000 | 4,901 |
| Salaries and employee benefits | $472,000 | 4,274 |
| Premises and equipment expense | $110,000 | 4,551 |
| Additional noninterest expense | $137,000 | 6,307 |
| Pre-tax net operating income | $347,000 | 4,620 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $50,000 | 4,748 |
| Income before extraordinary items | $297,000 | 4,404 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $297,000 | 4,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,504 |
| Cash dividends | $171,000 | 2,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $297,000 | 4,362 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,775,000 | 4,999 |
| Total interest expense | $1,101,000 | 5,377 |
| Net interest income | $3,674,000 | 4,745 |
| Provision for loan and lease losses | $38,000 | 6,224 |
| Total noninterest income | $314,000 | 6,303 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $141,000 | 5,910 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $173,000 | 5,410 |
| Total noninterest expense | $2,709,000 | 5,020 |
| Salaries and employee benefits | $1,749,000 | 4,426 |
| Premises and equipment expense | $428,000 | 4,561 |
| Additional noninterest expense | $532,000 | 6,362 |
| Pre-tax net operating income | $1,241,000 | 4,716 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $143,000 | 5,157 |
| Income before extraordinary items | $1,098,000 | 4,450 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,098,000 | 4,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,148 |
| Cash dividends | $667,000 | 3,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,098,000 | 4,375 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,539,000 | 5,026 |
| Total interest expense | $826,000 | 5,359 |
| Net interest income | $2,713,000 | 4,783 |
| Provision for loan and lease losses | $26,000 | 6,144 |
| Total noninterest income | $246,000 | 6,246 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $106,000 | 5,948 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $140,000 | 5,263 |
| Total noninterest expense | $2,022,000 | 4,990 |
| Salaries and employee benefits | $1,322,000 | 4,369 |
| Premises and equipment expense | $320,000 | 4,560 |
| Additional noninterest expense | $380,000 | 6,457 |
| Pre-tax net operating income | $911,000 | 4,850 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $105,000 | 5,284 |
| Income before extraordinary items | $806,000 | 4,612 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $806,000 | 4,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,881 |
| Cash dividends | $497,000 | 2,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $806,000 | 4,520 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,336,000 | 5,060 |
| Total interest expense | $555,000 | 5,355 |
| Net interest income | $1,781,000 | 4,832 |
| Provision for loan and lease losses | $17,000 | 6,044 |
| Total noninterest income | $136,000 | 6,670 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $70,000 | 5,970 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $66,000 | 5,947 |
| Total noninterest expense | $1,342,000 | 5,029 |
| Salaries and employee benefits | $878,000 | 4,410 |
| Premises and equipment expense | $212,000 | 4,591 |
| Additional noninterest expense | $252,000 | 6,500 |
| Pre-tax net operating income | $558,000 | 5,023 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $55,000 | 5,541 |
| Income before extraordinary items | $503,000 | 4,723 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $503,000 | 4,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $327,000 | 2,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $503,000 | 4,632 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,180,000 | 5,055 |
| Total interest expense | $290,000 | 5,270 |
| Net interest income | $890,000 | 4,855 |
| Provision for loan and lease losses | $5,000 | 6,071 |
| Total noninterest income | $68,000 | 6,629 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $36,000 | 5,877 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $32,000 | 5,977 |
| Total noninterest expense | $665,000 | 5,083 |
| Salaries and employee benefits | $435,000 | 4,458 |
| Premises and equipment expense | $104,000 | 4,667 |
| Additional noninterest expense | $126,000 | 6,532 |
| Pre-tax net operating income | $288,000 | 4,902 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $28,000 | 5,476 |
| Income before extraordinary items | $260,000 | 4,646 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $260,000 | 4,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $163,000 | 2,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $260,000 | 4,518 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,923,000 | 4,943 |
| Total interest expense | $1,343,000 | 5,228 |
| Net interest income | $3,580,000 | 4,719 |
| Provision for loan and lease losses | $50,000 | 6,256 |
| Total noninterest income | $278,000 | 6,749 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $141,000 | 5,980 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $137,000 | 5,993 |
| Total noninterest expense | $2,628,000 | 5,034 |
| Salaries and employee benefits | $1,647,000 | 4,542 |
| Premises and equipment expense | $448,000 | 4,377 |
| Additional noninterest expense | $533,000 | 6,358 |
| Pre-tax net operating income | $1,180,000 | 4,732 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $115,000 | 5,568 |
| Income before extraordinary items | $1,065,000 | 4,464 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,065,000 | 4,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,437 |
| Cash dividends | $639,000 | 3,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,065,000 | 4,293 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,744,000 | 4,957 |
| Total interest expense | $1,062,000 | 5,206 |
| Net interest income | $2,682,000 | 4,739 |
| Provision for loan and lease losses | $35,000 | 6,280 |
| Total noninterest income | $209,000 | 6,780 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $106,000 | 6,016 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $103,000 | 6,018 |
| Total noninterest expense | $1,988,000 | 5,002 |
| Salaries and employee benefits | $1,266,000 | 4,446 |
| Premises and equipment expense | $335,000 | 4,389 |
| Additional noninterest expense | $387,000 | 6,438 |
| Pre-tax net operating income | $868,000 | 4,929 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $70,000 | 5,931 |
| Income before extraordinary items | $798,000 | 4,604 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $798,000 | 4,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,905 |
| Cash dividends | $476,000 | 2,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $798,000 | 4,428 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,515,000 | 4,965 |
| Total interest expense | $748,000 | 5,142 |
| Net interest income | $1,767,000 | 4,769 |
| Provision for loan and lease losses | $20,000 | 6,304 |
| Total noninterest income | $142,000 | 6,749 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $73,000 | 5,939 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $69,000 | 6,016 |
| Total noninterest expense | $1,324,000 | 4,990 |
| Salaries and employee benefits | $841,000 | 4,459 |
| Premises and equipment expense | $218,000 | 4,468 |
| Additional noninterest expense | $265,000 | 6,355 |
| Pre-tax net operating income | $565,000 | 5,008 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $41,000 | 6,076 |
| Income before extraordinary items | $524,000 | 4,671 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $524,000 | 4,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,999 |
| Cash dividends | $312,000 | 2,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $524,000 | 4,469 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,285,000 | 4,916 |
| Total interest expense | $402,000 | 5,022 |
| Net interest income | $883,000 | 4,765 |
| Provision for loan and lease losses | $5,000 | 6,526 |
| Total noninterest income | $69,000 | 6,751 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $37,000 | 5,850 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $32,000 | 6,104 |
| Total noninterest expense | $661,000 | 5,006 |
| Salaries and employee benefits | $416,000 | 4,500 |
| Premises and equipment expense | $107,000 | 4,503 |
| Additional noninterest expense | $138,000 | 6,218 |
| Pre-tax net operating income | $286,000 | 4,918 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $22,000 | 5,997 |
| Income before extraordinary items | $264,000 | 4,589 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $264,000 | 4,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,155 |
| Cash dividends | $156,000 | 2,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $264,000 | 4,376 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,319,000 | 4,960 |
| Total interest expense | $1,856,000 | 5,060 |
| Net interest income | $3,463,000 | 4,787 |
| Provision for loan and lease losses | $52,000 | 6,658 |
| Total noninterest income | $295,000 | 6,489 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $149,000 | 5,848 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $146,000 | 5,658 |
| Total noninterest expense | $2,430,000 | 5,171 |
| Salaries and employee benefits | $1,511,000 | 4,671 |
| Premises and equipment expense | $395,000 | 4,699 |
| Additional noninterest expense | $524,000 | 6,369 |
| Pre-tax net operating income | $1,276,000 | 4,546 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $133,000 | 5,668 |
| Income before extraordinary items | $1,143,000 | 4,212 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,143,000 | 4,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,916 |
| Cash dividends | $596,000 | 3,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,143,000 | 4,112 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,766,000 | 5,114 |
| Total interest expense | $2,539,000 | 5,352 |
| Net interest income | $3,227,000 | 4,816 |
| Provision for loan and lease losses | $40,000 | 6,926 |
| Total noninterest income | $300,000 | 6,428 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $146,000 | 5,853 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $154,000 | 5,501 |
| Total noninterest expense | $2,374,000 | 5,137 |
| Salaries and employee benefits | $1,516,000 | 4,473 |
| Premises and equipment expense | $345,000 | 5,075 |
| Additional noninterest expense | $513,000 | 6,354 |
| Pre-tax net operating income | $1,113,000 | 4,622 |
| Securities gains (losses) | $3,000 | 4,114 |
| Applicable income taxes | $81,000 | 6,246 |
| Income before extraordinary items | $1,035,000 | 4,191 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,035,000 | 4,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,017 |
| Cash dividends | $588,000 | 3,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,032,210 | 4,083 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,700,000 | 5,268 |
| Total interest expense | $2,655,000 | 5,350 |
| Net interest income | $3,045,000 | 5,106 |
| Provision for loan and lease losses | $40,000 | 6,852 |
| Total noninterest income | $305,000 | 6,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 5,948 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 5,219 |
| Total noninterest expense | $2,258,000 | 5,234 |
| Salaries and employee benefits | $1,424,000 | 4,549 |
| Premises and equipment expense | $350,000 | 4,931 |
| Additional noninterest expense | $484,000 | 6,547 |
| Pre-tax net operating income | $1,052,000 | 5,130 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $109,000 | 6,406 |
| Income before extraordinary items | $943,000 | 4,547 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $943,000 | 4,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,027 |
| Cash dividends | $631,000 | 3,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $943,000 | 4,542 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,287,000 | 5,375 |
| Total interest expense | $2,225,000 | 5,604 |
| Net interest income | $3,062,000 | 5,085 |
| Provision for loan and lease losses | $40,000 | 6,849 |
| Total noninterest income | $325,000 | 6,213 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 6,046 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 5,093 |
| Total noninterest expense | $2,241,000 | 5,262 |
| Salaries and employee benefits | $1,352,000 | 4,717 |
| Premises and equipment expense | $402,000 | 4,517 |
| Additional noninterest expense | $487,000 | 6,605 |
| Pre-tax net operating income | $1,106,000 | 5,006 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $169,000 | 6,053 |
| Income before extraordinary items | $937,000 | 4,627 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $937,000 | 4,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,307 |
| Cash dividends | $585,000 | 3,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $937,000 | 4,590 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,290,000 | 5,456 |
| Total interest expense | $2,282,000 | 5,687 |
| Net interest income | $3,008,000 | 5,124 |
| Provision for loan and lease losses | $40,000 | 6,927 |
| Total noninterest income | $294,000 | 6,547 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 6,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 5,440 |
| Total noninterest expense | $2,130,000 | 5,344 |
| Salaries and employee benefits | $1,258,000 | 4,891 |
| Premises and equipment expense | $384,000 | 4,575 |
| Additional noninterest expense | $488,000 | 6,526 |
| Pre-tax net operating income | $1,132,000 | 5,060 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $229,000 | 5,845 |
| Income before extraordinary items | $903,000 | 4,813 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $903,000 | 4,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,762 |
| Cash dividends | $470,000 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $903,000 | 4,718 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,162,000 | 5,660 |
| Total interest expense | $2,152,000 | 5,983 |
| Net interest income | $3,010,000 | 5,291 |
| Provision for loan and lease losses | $40,000 | 7,002 |
| Total noninterest income | $304,000 | 6,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 6,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 5,549 |
| Total noninterest expense | $2,160,000 | 5,357 |
| Salaries and employee benefits | $1,296,000 | 4,793 |
| Premises and equipment expense | $381,000 | 4,611 |
| Additional noninterest expense | $483,000 | 6,647 |
| Pre-tax net operating income | $1,114,000 | 5,486 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $256,000 | 6,197 |
| Income before extraordinary items | $858,000 | 5,229 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $858,000 | 5,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,879 |
| Cash dividends | $372,000 | 4,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $858,000 | 5,169 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,034,000 | 5,898 |
| Total interest expense | $2,027,000 | 6,358 |
| Net interest income | $3,007,000 | 5,433 |
| Provision for loan and lease losses | $70,000 | 5,840 |
| Total noninterest income | $290,000 | 7,066 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 6,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 6,165 |
| Total noninterest expense | $2,136,000 | 5,664 |
| Salaries and employee benefits | $1,288,000 | 4,891 |
| Premises and equipment expense | $375,000 | 4,772 |
| Additional noninterest expense | $473,000 | 7,264 |
| Pre-tax net operating income | $1,091,000 | 5,441 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $289,000 | 5,956 |
| Income before extraordinary items | $802,000 | 5,300 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $802,000 | 5,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,548 |
| Cash dividends | $350,000 | 4,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $802,000 | 5,232 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,966,000 | 6,020 |
| Total interest expense | $2,094,000 | 6,278 |
| Net interest income | $2,872,000 | 5,701 |
| Provision for loan and lease losses | $70,000 | 5,409 |
| Total noninterest income | $336,000 | 6,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $167,000 | 6,314 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 5,628 |
| Total noninterest expense | $2,128,000 | 5,722 |
| Salaries and employee benefits | $1,241,000 | 5,064 |
| Premises and equipment expense | $324,000 | 5,312 |
| Additional noninterest expense | $563,000 | 6,760 |
| Pre-tax net operating income | $1,010,000 | 5,957 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $264,000 | 6,459 |
| Income before extraordinary items | $746,000 | 5,731 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $746,000 | 5,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,677 |
| Cash dividends | $304,000 | 4,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $746,000 | 5,708 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,451,000 | 6,192 |
| Total interest expense | $1,641,000 | 6,499 |
| Net interest income | $2,810,000 | 5,888 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $308,000 | 7,147 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 6,839 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 6,096 |
| Total noninterest expense | $2,063,000 | 6,039 |
| Salaries and employee benefits | $1,183,000 | 5,307 |
| Premises and equipment expense | $283,000 | 5,959 |
| Additional noninterest expense | $597,000 | 7,063 |
| Pre-tax net operating income | $995,000 | 5,974 |
| Securities gains (losses) | $-21,000 | 10,372 |
| Applicable income taxes | $239,000 | 6,699 |
| Income before extraordinary items | $735,000 | 5,693 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $735,000 | 5,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,444 |
| Cash dividends | $263,000 | 4,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $750,750 | 5,684 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,525,000 | 6,279 |
| Total interest expense | $1,744,000 | 6,502 |
| Net interest income | $2,781,000 | 6,009 |
| Provision for loan and lease losses | $70,000 | 6,634 |
| Total noninterest income | $291,000 | 7,794 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 7,195 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 6,670 |
| Total noninterest expense | $2,091,000 | 6,106 |
| Salaries and employee benefits | $1,152,000 | 5,425 |
| Premises and equipment expense | $298,000 | 5,887 |
| Additional noninterest expense | $641,000 | 7,003 |
| Pre-tax net operating income | $911,000 | 6,300 |
| Securities gains (losses) | $36,000 | 3,866 |
| Applicable income taxes | $233,000 | 7,046 |
| Income before extraordinary items | $714,000 | 6,029 |
| Extraordinary gains, net | $45,000 | 2,248 |
| Net income | $759,000 | 5,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 5,272 |
| Cash dividends | $250,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $520,000 | 589 |
| Net operating income | $687,000 | 5,937 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,113,000 | 6,286 |
| Total interest expense | $2,245,000 | 6,518 |
| Net interest income | $2,868,000 | 5,932 |
| Provision for loan and lease losses | $100,000 | 7,236 |
| Total noninterest income | $284,000 | 7,944 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 7,194 |
| Total noninterest expense | $2,048,000 | 6,254 |
| Salaries and employee benefits | $1,108,000 | 5,561 |
| Premises and equipment expense | $289,000 | 6,140 |
| Additional noninterest expense | $651,000 | 7,101 |
| Pre-tax net operating income | $1,004,000 | 5,601 |
| Securities gains (losses) | $15,000 | 5,962 |
| Applicable income taxes | $290,000 | 6,069 |
| Income before extraordinary items | $729,000 | 5,752 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $729,000 | 5,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 6,521 |
| Cash dividends | $229,000 | 4,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $718,200 | 5,476 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.