Bank Midwest of Cottonwood County, Income and Expense

1999-12-31 (YTD Data)Rank
Total interest income$4,156,0006,229
Total interest expense$1,890,0006,196
Net interest income$2,266,0006,152
Provision for loan and lease losses$08,503
Total noninterest income$283,0006,591
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$143,0005,962
Trading account gains and fees$0173
Additional Noninterest Income$140,0005,767
Total noninterest expense$1,593,0006,546
Salaries and employee benefits$718,0007,140
Premises and equipment expense$240,0006,182
Additional noninterest expense$635,0005,613
Pre-tax net operating income$956,0005,435
Securities gains (losses)$-190,00010,035
Applicable income taxes$314,0004,713
Income before extraordinary items$452,0006,685
Extraordinary gains, net$035
Net income$452,0006,682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$422,0001,392
Cash dividends$4,500,000702
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$573,6006,002
1998-12-31 (YTD Data)Rank
Total interest income$9,453,0003,395
Total interest expense$4,384,0003,390
Net interest income$5,069,0003,343
Provision for loan and lease losses$-626,00010,417
Total noninterest income$832,0003,518
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$292,0004,005
Trading account gains and fees$0224
Additional Noninterest Income$540,0002,839
Total noninterest expense$3,513,0003,599
Salaries and employee benefits$2,167,0003,092
Premises and equipment expense$511,0003,632
Additional noninterest expense$835,0004,539
Pre-tax net operating income$3,014,0002,366
Securities gains (losses)$-4,00010,023
Applicable income taxes$298,0005,184
Income before extraordinary items$2,712,0001,922
Extraordinary gains, net$032
Net income$2,712,0001,922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$224,0002,272
Cash dividends$1,748,0001,481
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,715,6001,845
1997-12-31 (YTD Data)Rank
Total interest income$9,317,0003,468
Total interest expense$4,451,0003,324
Net interest income$4,866,0003,577
Provision for loan and lease losses$360,0002,248
Total noninterest income$477,0005,152
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$301,0004,059
Trading account gains and fees$0239
Additional Noninterest Income$176,0005,269
Total noninterest expense$3,644,0003,483
Salaries and employee benefits$2,328,0002,843
Premises and equipment expense$503,0003,680
Additional noninterest expense$813,0004,666
Pre-tax net operating income$1,339,0004,865
Securities gains (losses)$-1,0009,009
Applicable income taxes$154,0007,551
Income before extraordinary items$1,184,0004,104
Extraordinary gains, net$044
Net income$1,184,0004,104
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$434,0001,499
Cash dividends$2,143,0001,231
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,184,8804,037
1996-12-31 (YTD Data)Rank
Total interest income$9,374,0003,475
Total interest expense$4,376,0003,405
Net interest income$4,998,0003,534
Provision for loan and lease losses$320,0002,449
Total noninterest income$1,119,0002,840
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$284,0004,396
Trading account gains and fees$0262
Additional Noninterest Income$835,0002,043
Total noninterest expense$3,505,0003,767
Salaries and employee benefits$2,283,0002,930
Premises and equipment expense$454,0004,079
Additional noninterest expense$768,0005,363
Pre-tax net operating income$2,292,0003,045
Securities gains (losses)$-2,0009,485
Applicable income taxes$818,0002,789
Income before extraordinary items$1,472,0003,245
Extraordinary gains, net$053
Net income$1,472,0003,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$270,0002,230
Cash dividends$550,0003,204
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,473,2803,202
1995-12-31 (YTD Data)Rank
Total interest income$9,379,0003,482
Total interest expense$4,339,0003,439
Net interest income$5,040,0003,505
Provision for loan and lease losses$240,0002,643
Total noninterest income$563,0004,788
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$274,0004,620
Trading account gains and fees$0522
Additional Noninterest Income$289,0004,091
Total noninterest expense$3,451,0003,794
Salaries and employee benefits$2,129,0003,113
Premises and equipment expense$475,0003,917
Additional noninterest expense$847,0005,010
Pre-tax net operating income$1,912,0003,636
Securities gains (losses)$-20,00010,553
Applicable income taxes$638,0003,505
Income before extraordinary items$1,254,0003,807
Extraordinary gains, net$065
Net income$1,254,0003,804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0003,084
Cash dividends$560,0003,076
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,267,2003,742
1994-12-31 (YTD Data)Rank
Total interest income$8,367,0003,586
Total interest expense$3,508,0003,448
Net interest income$4,859,0003,658
Provision for loan and lease losses$240,0002,662
Total noninterest income$753,0003,907
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$272,0004,727
Trading account gains and fees$0475
Additional Noninterest Income$481,0003,025
Total noninterest expense$3,267,0004,099
Salaries and employee benefits$1,835,0003,554
Premises and equipment expense$381,0004,781
Additional noninterest expense$1,051,0004,517
Pre-tax net operating income$2,105,0003,289
Securities gains (losses)$-94,00011,489
Applicable income taxes$771,0002,861
Income before extraordinary items$1,240,0003,742
Extraordinary gains, net$0249
Net income$1,240,0003,747
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-111,00012,260
Cash dividends$560,0002,943
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,300,1603,632
1993-12-31 (YTD Data)Rank
Total interest income$8,579,0003,580
Total interest expense$3,809,0003,305
Net interest income$4,770,0003,728
Provision for loan and lease losses$209,0003,826
Total noninterest income$703,0004,423
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$265,0004,878
Trading account gains and fees$0532
Additional Noninterest Income$438,0003,554
Total noninterest expense$3,183,0004,285
Salaries and employee benefits$1,708,0003,801
Premises and equipment expense$495,0003,895
Additional noninterest expense$980,0005,004
Pre-tax net operating income$2,081,0003,189
Securities gains (losses)$46,0003,527
Applicable income taxes$728,0002,999
Income before extraordinary items$1,399,0003,458
Extraordinary gains, net$03,149
Net income$1,399,0003,570
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,00011,543
Cash dividends$440,0003,435
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,368,6403,330
1992-12-31 (YTD Data)Rank
Total interest income$8,034,0004,276
Total interest expense$4,045,0004,035
Net interest income$3,989,0004,457
Provision for loan and lease losses$82,0007,825
Total noninterest income$799,0003,976
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$241,0005,260
Trading account gains and fees$0504
Additional Noninterest Income$558,0002,973
Total noninterest expense$2,707,0004,959
Salaries and employee benefits$1,523,0004,175
Premises and equipment expense$389,0004,906
Additional noninterest expense$795,0006,097
Pre-tax net operating income$1,999,0003,107
Securities gains (losses)$4,0007,235
Applicable income taxes$754,0002,757
Income before extraordinary items$1,249,0003,673
Extraordinary gains, net$01,422
Net income$1,249,0003,717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-111,00013,748
Cash dividends$460,0002,984
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,246,4403,406

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.