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Bank Midwest, Net charge- offs to loans

2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans5.2195%159
Percentage Net Loans Charged-off: Total real estate loans2.9653%476
Percentage Net Loans Charged-off:Construction & development7.4566%759
Percentage Net Loans Charged-off: Commercial real estate1.2922%907
Percentage Net Loans Charged-off: Multi-family residential1.4180%515
Percentage Net Loans Charged-off: 1-4 family residential0.4318%2,283
Percentage Net Loans Charged-off: Home equity loans0.1898%1,461
All other 1-4 family - Percent of loans charged-off, net0.4858%2,058
Percentage Net Loans Charged-off: Commercial and industrial9.0197%240
Percentage Net Loans Charged-off: Loans to individuals1.2408%1,648
Percentage Net Loans Charged-off: Credit card loans2.5344%551
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease39.1859%64
Percentage Net Loans Charged-off:Coml. RE not secured by RE95.5579%18
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.2559%289
Percentage Net Loans Charged-off: Total real estate loans2.2817%710
Percentage Net Loans Charged-off:Construction & development5.4700%930
Percentage Net Loans Charged-off: Commercial real estate0.8560%1,115
Percentage Net Loans Charged-off: Multi-family residential2.0530%359
Percentage Net Loans Charged-off: 1-4 family residential0.5148%1,875
Percentage Net Loans Charged-off: Home equity loans0.1534%1,264
All other 1-4 family - Percent of loans charged-off, net0.5945%1,637
Percentage Net Loans Charged-off: Commercial and industrial3.8140%756
Percentage Net Loans Charged-off: Loans to individuals1.2992%1,514
Percentage Net Loans Charged-off: Credit card loans2.9053%497
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease50.0057%46
Percentage Net Loans Charged-off:Coml. RE not secured by RE107.5053%11
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.7065%263
Percentage Net Loans Charged-off: Total real estate loans4.0153%305
Percentage Net Loans Charged-off:Construction & development10.0417%439
Percentage Net Loans Charged-off: Commercial real estate0.9523%781
Percentage Net Loans Charged-off: Multi-family residential3.5065%200
Percentage Net Loans Charged-off: 1-4 family residential1.0116%1,016
Percentage Net Loans Charged-off: Home equity loans0.3034%811
All other 1-4 family - Percent of loans charged-off, net1.1660%877
Percentage Net Loans Charged-off: Commercial and industrial6.5735%405
Percentage Net Loans Charged-off: Loans to individuals1.4270%1,372
Percentage Net Loans Charged-off: Credit card loans2.6769%485
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease10.5470%145
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans7.5762%91
Percentage Net Loans Charged-off: Total real estate loans8.1048%79
Percentage Net Loans Charged-off:Construction & development19.4236%228
Percentage Net Loans Charged-off: Commercial real estate2.3941%463
Percentage Net Loans Charged-off: Multi-family residential1.5560%482
Percentage Net Loans Charged-off: 1-4 family residential0.1108%3,873
Percentage Net Loans Charged-off: Home equity loans0.2816%1,498
All other 1-4 family - Percent of loans charged-off, net0.0713%4,010
Percentage Net Loans Charged-off: Commercial and industrial6.6512%492
Percentage Net Loans Charged-off: Loans to individuals1.2246%2,300
Percentage Net Loans Charged-off: Credit card loans3.5187%572
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.6370%437
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans6.3492%130
Percentage Net Loans Charged-off: Total real estate loans6.5575%111
Percentage Net Loans Charged-off:Construction & development14.5315%292
Percentage Net Loans Charged-off: Commercial real estate2.8506%279
Percentage Net Loans Charged-off: Multi-family residential2.0710%307
Percentage Net Loans Charged-off: 1-4 family residential0.1009%3,478
Percentage Net Loans Charged-off: Home equity loans0.2236%1,323
All other 1-4 family - Percent of loans charged-off, net0.0721%3,512
Percentage Net Loans Charged-off: Commercial and industrial6.2776%445
Percentage Net Loans Charged-off: Loans to individuals1.0598%2,342
Percentage Net Loans Charged-off: Credit card loans3.1934%578
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.4915%370
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.9118%252
Percentage Net Loans Charged-off: Total real estate loans5.3617%177
Percentage Net Loans Charged-off:Construction & development12.9209%326
Percentage Net Loans Charged-off: Commercial real estate1.1956%585
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0845%3,115
Percentage Net Loans Charged-off: Home equity loans0.0468%1,241
All other 1-4 family - Percent of loans charged-off, net0.0933%2,857
Percentage Net Loans Charged-off: Commercial and industrial3.8333%750
Percentage Net Loans Charged-off: Loans to individuals0.9906%2,332
Percentage Net Loans Charged-off: Credit card loans3.1955%562
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.6447%370
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0170%715
Percentage Net Loans Charged-off: Total real estate loans2.7179%413
Percentage Net Loans Charged-off:Construction & development6.9758%423
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0369%2,539
Percentage Net Loans Charged-off: Home equity loans-0.0568%5,865
All other 1-4 family - Percent of loans charged-off, net0.0586%2,219
Percentage Net Loans Charged-off: Commercial and industrial-0.1195%7,311
Percentage Net Loans Charged-off: Loans to individuals1.2807%1,720
Percentage Net Loans Charged-off: Credit card loans4.3106%409
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2594%558
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2202%465
Percentage Net Loans Charged-off: Total real estate loans1.8036%474
Percentage Net Loans Charged-off:Construction & development4.4197%577
Percentage Net Loans Charged-off: Commercial real estate-0.0049%7,694
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0434%3,528
Percentage Net Loans Charged-off: Home equity loans0.0787%1,241
All other 1-4 family - Percent of loans charged-off, net0.0355%3,432
Percentage Net Loans Charged-off: Commercial and industrial0.5116%2,681
Percentage Net Loans Charged-off: Loans to individuals0.9726%2,343
Percentage Net Loans Charged-off: Credit card loans5.2375%259
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease18.7510%125
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7536%1,156
Percentage Net Loans Charged-off: Total real estate loans0.3122%1,638
Percentage Net Loans Charged-off:Construction & development0.7416%1,252
Percentage Net Loans Charged-off: Commercial real estate0.0031%1,734
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0329%3,043
Percentage Net Loans Charged-off: Home equity loans0.1068%945
All other 1-4 family - Percent of loans charged-off, net0.0162%3,045
Percentage Net Loans Charged-off: Commercial and industrial0.0563%3,511
Percentage Net Loans Charged-off: Loans to individuals0.9715%1,922
Percentage Net Loans Charged-off: Credit card loans5.3413%224
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease11.7816%145
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3734%1,785
Percentage Net Loans Charged-off: Total real estate loans0.4553%987
Percentage Net Loans Charged-off:Construction & development1.0774%739
Percentage Net Loans Charged-off: Commercial real estate0.0033%1,310
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0489%2,323
Percentage Net Loans Charged-off: Home equity loans0.1610%687
All other 1-4 family - Percent of loans charged-off, net0.0237%2,377
Percentage Net Loans Charged-off: Commercial and industrial0.0035%3,152
Percentage Net Loans Charged-off: Loans to individuals1.0503%1,613
Percentage Net Loans Charged-off: Credit card loans5.9773%175
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8174%650
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0808%3,281
Percentage Net Loans Charged-off: Total real estate loans0.0496%2,123
Percentage Net Loans Charged-off:Construction & development0.0871%975
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0666%1,542
Percentage Net Loans Charged-off: Home equity loans0.2295%416
All other 1-4 family - Percent of loans charged-off, net0.0304%1,584
Percentage Net Loans Charged-off: Commercial and industrial0.0076%2,174
Percentage Net Loans Charged-off: Loans to individuals1.0849%1,432
Percentage Net Loans Charged-off: Credit card loans5.1706%217
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7674%540
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0632%8,149
Percentage Net Loans Charged-off: Total real estate loans0.0566%2,727
Percentage Net Loans Charged-off:Construction & development0.0446%1,360
Percentage Net Loans Charged-off: Commercial real estate0.0217%1,463
Percentage Net Loans Charged-off: Multi-family residential0.0285%264
Percentage Net Loans Charged-off: 1-4 family residential0.1501%1,513
Percentage Net Loans Charged-off: Home equity loans0.0632%795
All other 1-4 family - Percent of loans charged-off, net0.1688%1,341
Percentage Net Loans Charged-off: Commercial and industrial0.5799%1,727
Percentage Net Loans Charged-off: Loans to individuals0.5663%2,818
Percentage Net Loans Charged-off: Credit card loans3.7058%313
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3939%529
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1250%8,236
Percentage Net Loans Charged-off: Total real estate loans-0.3924%8,372
Percentage Net Loans Charged-off:Construction & development0.0264%965
Percentage Net Loans Charged-off: Commercial real estate-1.4310%8,254
Percentage Net Loans Charged-off: Multi-family residential0.0409%170
Percentage Net Loans Charged-off: 1-4 family residential0.1641%1,054
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.1992%876
Percentage Net Loans Charged-off: Commercial and industrial0.8628%1,017
Percentage Net Loans Charged-off: Loans to individuals0.5837%2,371
Percentage Net Loans Charged-off: Credit card loans4.6444%218
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.4603%438
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3856%8,429
Percentage Net Loans Charged-off: Total real estate loans-0.6497%8,432
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate-2.1639%8,301
Percentage Net Loans Charged-off: Multi-family residential0.0700%116
Percentage Net Loans Charged-off: 1-4 family residential0.1081%1,142
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.1308%955
Percentage Net Loans Charged-off: Commercial and industrial0.6314%1,075
Percentage Net Loans Charged-off: Loans to individuals0.6738%1,906
Percentage Net Loans Charged-off: Credit card loans5.4933%155
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.4635%425
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.8298%8,511
Percentage Net Loans Charged-off: Total real estate loans-1.3043%8,497
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate-4.1599%8,339
Percentage Net Loans Charged-off: Multi-family residential0.1480%55
Percentage Net Loans Charged-off: 1-4 family residential0.1907%643
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.2306%557
Percentage Net Loans Charged-off: Commercial and industrial1.3309%496
Percentage Net Loans Charged-off: Loans to individuals0.2959%2,747
Percentage Net Loans Charged-off: Credit card loans3.4487%318
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3002%355
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1170%2,962
Percentage Net Loans Charged-off: Total real estate loans0.0758%1,595
Percentage Net Loans Charged-off:Construction & development0.1534%411
Percentage Net Loans Charged-off: Commercial real estate0.0443%988
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0079%2,725
Percentage Net Loans Charged-off: Home equity loans0.0298%618
All other 1-4 family - Percent of loans charged-off, net0.0029%2,670
Percentage Net Loans Charged-off: Commercial and industrial0.0232%3,511
Percentage Net Loans Charged-off: Loans to individuals0.4418%3,142
Percentage Net Loans Charged-off: Credit card loans3.6793%283
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.0409%379
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0757%3,169
Percentage Net Loans Charged-off: Total real estate loans0.0252%2,126
Percentage Net Loans Charged-off:Construction & development0.0016%612
Percentage Net Loans Charged-off: Commercial real estate0.0591%699
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0168%2,114
Percentage Net Loans Charged-off: Home equity loans0.0391%464
All other 1-4 family - Percent of loans charged-off, net0.0116%2,042
Percentage Net Loans Charged-off: Commercial and industrial0.0447%2,764
Percentage Net Loans Charged-off: Loans to individuals0.3632%3,141
Percentage Net Loans Charged-off: Credit card loans3.4631%286
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.1250%321
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0563%3,287
Percentage Net Loans Charged-off: Total real estate loans0.0036%2,329
Percentage Net Loans Charged-off:Construction & development0.0025%453
Percentage Net Loans Charged-off: Commercial real estate-0.0003%7,872
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0129%1,813
Percentage Net Loans Charged-off: Home equity loans0.0571%339
All other 1-4 family - Percent of loans charged-off, net0.0021%1,855
Percentage Net Loans Charged-off: Commercial and industrial0.0364%2,408
Percentage Net Loans Charged-off: Loans to individuals0.4059%2,696
Percentage Net Loans Charged-off: Credit card loans3.6887%275
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.2628%281
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0514%2,805
Percentage Net Loans Charged-off: Total real estate loans0.0041%1,571
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0189%1,193
Percentage Net Loans Charged-off: Home equity loans0.1115%209
All other 1-4 family - Percent of loans charged-off, net-0.0043%7,847
Percentage Net Loans Charged-off: Commercial and industrial0.0203%1,665
Percentage Net Loans Charged-off: Loans to individuals0.3029%2,730
Percentage Net Loans Charged-off: Credit card loans2.3471%451
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.0781%273
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1000%3,659
Percentage Net Loans Charged-off: Total real estate loans0.0704%1,609
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate-0.0125%8,049
Percentage Net Loans Charged-off: Multi-family residential1.4910%61
Percentage Net Loans Charged-off: 1-4 family residential0.0065%2,889
Percentage Net Loans Charged-off: Home equity loans0.0021%674
All other 1-4 family - Percent of loans charged-off, net0.0077%2,665
Percentage Net Loans Charged-off: Commercial and industrial0.0146%3,972
Percentage Net Loans Charged-off: Loans to individuals1.1895%1,462
Percentage Net Loans Charged-off: Credit card loans6.5245%181
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0119%597
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1332%2,650
Percentage Net Loans Charged-off: Total real estate loans0.0947%1,162
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate-0.0168%8,079
Percentage Net Loans Charged-off: Multi-family residential1.9309%44
Percentage Net Loans Charged-off: 1-4 family residential0.0057%2,498
Percentage Net Loans Charged-off: Home equity loans0.0028%548
All other 1-4 family - Percent of loans charged-off, net0.0065%2,309
Percentage Net Loans Charged-off: Commercial and industrial0.0214%3,269
Percentage Net Loans Charged-off: Loans to individuals0.9015%1,815
Percentage Net Loans Charged-off: Credit card loans4.7904%262
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.9306%333
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0394%4,167
Percentage Net Loans Charged-off: Total real estate loans-0.0090%7,807
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate-0.0267%8,178
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0073%2,033
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0093%1,855
Percentage Net Loans Charged-off: Commercial and industrial0.0459%2,638
Percentage Net Loans Charged-off: Loans to individuals0.8853%1,781
Percentage Net Loans Charged-off: Credit card loans4.1688%354
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.6502%325
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0083%6,942
Percentage Net Loans Charged-off: Total real estate loans-0.0228%8,142
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate-0.0544%8,361
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0037%7,915
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.0047%7,948
Percentage Net Loans Charged-off: Commercial and industrial-0.0083%6,772
Percentage Net Loans Charged-off: Loans to individuals0.9277%1,622
Percentage Net Loans Charged-off: Credit card loans2.6664%486
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1857%7,396
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2827%2,037
Percentage Net Loans Charged-off: Total real estate loans-0.0298%8,370
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate-0.2063%8,573
Percentage Net Loans Charged-off: Multi-family residential0.7955%81
Percentage Net Loans Charged-off: 1-4 family residential-0.0048%7,971
Percentage Net Loans Charged-off: Home equity loans-0.0035%5,946
All other 1-4 family - Percent of loans charged-off, net-0.0051%7,967
Percentage Net Loans Charged-off: Commercial and industrial3.0399%433
Percentage Net Loans Charged-off: Loans to individuals1.6283%1,075
Percentage Net Loans Charged-off: Credit card loans6.5446%225
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7927%654
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0289%5,289
Percentage Net Loans Charged-off: Total real estate loans-0.0126%8,127
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate-0.0838%8,503
Percentage Net Loans Charged-off: Multi-family residential0.3256%80
Percentage Net Loans Charged-off: 1-4 family residential-0.0064%7,987
Percentage Net Loans Charged-off: Home equity loans-0.0048%5,931
All other 1-4 family - Percent of loans charged-off, net-0.0069%7,986
Percentage Net Loans Charged-off: Commercial and industrial0.0512%3,289
Percentage Net Loans Charged-off: Loans to individuals1.3989%1,230
Percentage Net Loans Charged-off: Credit card loans6.5977%217
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4366%757
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0166%7,762
Percentage Net Loans Charged-off: Total real estate loans-0.0596%8,534
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate-0.1324%8,611
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0088%8,073
Percentage Net Loans Charged-off: Home equity loans-0.0073%5,920
All other 1-4 family - Percent of loans charged-off, net-0.0091%8,083
Percentage Net Loans Charged-off: Commercial and industrial0.0648%2,725
Percentage Net Loans Charged-off: Loans to individuals1.3598%1,295
Percentage Net Loans Charged-off: Credit card loans5.0461%340
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0702%1,059
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0594%8,084
Percentage Net Loans Charged-off: Total real estate loans-0.1189%8,716
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate-0.2604%8,708
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential-0.0167%8,280
Percentage Net Loans Charged-off: Home equity loans-0.0148%5,906
All other 1-4 family - Percent of loans charged-off, net-0.0171%8,282
Percentage Net Loans Charged-off: Commercial and industrial0.1633%1,660
Percentage Net Loans Charged-off: Loans to individuals2.0043%844
Percentage Net Loans Charged-off: Credit card loans6.6592%263
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.7864%7,682
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4865%1,509
Percentage Net Loans Charged-off: Total real estate loans0.5074%391
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate1.1172%251
Percentage Net Loans Charged-off: Multi-family residential-0.0038%6,468
Percentage Net Loans Charged-off: 1-4 family residential0.0486%2,376
Percentage Net Loans Charged-off: Home equity loans0.0392%527
All other 1-4 family - Percent of loans charged-off, net0.0509%2,264
Percentage Net Loans Charged-off: Commercial and industrial-0.0125%7,581
Percentage Net Loans Charged-off: Loans to individuals0.9506%2,514
Percentage Net Loans Charged-off: Credit card loans4.6197%474
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7193%847
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4392%1,464
Percentage Net Loans Charged-off: Total real estate loans0.4523%381
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate1.0048%214
Percentage Net Loans Charged-off: Multi-family residential-0.0052%6,455
Percentage Net Loans Charged-off: 1-4 family residential0.0421%2,061
Percentage Net Loans Charged-off: Home equity loans0.0129%476
All other 1-4 family - Percent of loans charged-off, net0.0490%1,902
Percentage Net Loans Charged-off: Commercial and industrial-0.0267%7,566
Percentage Net Loans Charged-off: Loans to individuals1.0209%2,114
Percentage Net Loans Charged-off: Credit card loans5.7818%325
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6940%758
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5433%1,136
Percentage Net Loans Charged-off: Total real estate loans0.5786%290
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate1.2846%167
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0569%1,607
Percentage Net Loans Charged-off: Home equity loans0.0199%378
All other 1-4 family - Percent of loans charged-off, net0.0658%1,483
Percentage Net Loans Charged-off: Commercial and industrial-0.0654%7,729
Percentage Net Loans Charged-off: Loans to individuals0.9883%2,095
Percentage Net Loans Charged-off: Credit card loans5.0445%438
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3392%889
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0759%3,710
Percentage Net Loans Charged-off: Total real estate loans0.0710%1,264
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.1214%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0758%1,116
Percentage Net Loans Charged-off: Home equity loans0.0418%246
All other 1-4 family - Percent of loans charged-off, net0.0838%1,051
Percentage Net Loans Charged-off: Commercial and industrial-0.0881%7,755
Percentage Net Loans Charged-off: Loans to individuals0.7989%2,379
Percentage Net Loans Charged-off: Credit card loans3.9265%570
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2576%7,722
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9208%789
Percentage Net Loans Charged-off: Total real estate loans0.9505%193
Percentage Net Loans Charged-off:Construction & development0.0288%779
Percentage Net Loans Charged-off: Commercial real estate2.1509%134
Percentage Net Loans Charged-off: Multi-family residential-0.0206%6,542
Percentage Net Loans Charged-off: 1-4 family residential0.0058%3,264
Percentage Net Loans Charged-off: Home equity loans0.0096%591
All other 1-4 family - Percent of loans charged-off, net0.0052%3,113
Percentage Net Loans Charged-off: Commercial and industrial0.0405%4,622
Percentage Net Loans Charged-off: Loans to individuals1.6396%1,212
Percentage Net Loans Charged-off: Credit card loans4.7900%537
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5115%1,014
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0949%5,194
Percentage Net Loans Charged-off: Total real estate loans0.0694%2,077
Percentage Net Loans Charged-off:Construction & development-0.0105%8,178
Percentage Net Loans Charged-off: Commercial real estate0.0487%1,139
Percentage Net Loans Charged-off: Multi-family residential-0.0245%6,620
Percentage Net Loans Charged-off: 1-4 family residential0.1775%1,029
Percentage Net Loans Charged-off: Home equity loans0.0613%466
All other 1-4 family - Percent of loans charged-off, net0.1890%966
Percentage Net Loans Charged-off: Commercial and industrial-0.3424%8,750
Percentage Net Loans Charged-off: Loans to individuals1.1279%1,930
Percentage Net Loans Charged-off: Credit card loans2.4157%1,100
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2031%1,346
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0362%9,211
Percentage Net Loans Charged-off: Total real estate loans-0.0281%1,456
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate-0.0183%1,342
Percentage Net Loans Charged-off: Multi-family residential-0.1025%1,395
Percentage Net Loans Charged-off: 1-4 family residential-0.0332%1,470
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net-0.0362%1,474
Percentage Net Loans Charged-off: Commercial and industrial-0.2205%1,437
Percentage Net Loans Charged-off: Loans to individuals0.0540%1,287
Percentage Net Loans Charged-off: Credit card loans0.8078%813
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0148%1,289
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0134%7,359
Percentage Net Loans Charged-off: Total real estate loans-0.0153%1,361
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate-0.0267%1,291
Percentage Net Loans Charged-off: Multi-family residential-0.0246%1,335
Percentage Net Loans Charged-off: 1-4 family residential0.0142%812
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0152%752
Percentage Net Loans Charged-off: Commercial and industrial0.4099%447
Percentage Net Loans Charged-off: Loans to individuals0.0442%1,333
Percentage Net Loans Charged-off: Credit card loans0.6660%859
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0205%393
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0988%9,963
Percentage Net Loans Charged-off: Total real estate loans-0.0018%1,199
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0097%419
Percentage Net Loans Charged-off: Multi-family residential-0.0251%1,293
Percentage Net Loans Charged-off: 1-4 family residential-0.0264%1,381
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net-0.0281%1,374
Percentage Net Loans Charged-off: Commercial and industrial-1.9024%1,411
Percentage Net Loans Charged-off: Loans to individuals0.2100%1,113
Percentage Net Loans Charged-off: Credit card loans0.6854%880
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0364%1,264
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1495%4,541
Percentage Net Loans Charged-off: Total real estate loans-0.0340%1,348
Percentage Net Loans Charged-off:Construction & development0.2195%119
Percentage Net Loans Charged-off: Commercial real estate-0.0100%1,149
Percentage Net Loans Charged-off: Multi-family residential-0.2065%1,341
Percentage Net Loans Charged-off: 1-4 family residential-0.0336%1,395
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net-0.0361%1,399
Percentage Net Loans Charged-off: Commercial and industrial1.5779%99
Percentage Net Loans Charged-off: Loans to individuals0.2794%1,079
Percentage Net Loans Charged-off: Credit card loans-0.5295%1,277
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0362%339
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0879%6,048
Percentage Net Loans Charged-off: Total real estate loans0.1220%384
Percentage Net Loans Charged-off:Construction & development0.1797%168
Percentage Net Loans Charged-off: Commercial real estate0.0670%400
Percentage Net Loans Charged-off: Multi-family residential0.4123%128
Percentage Net Loans Charged-off: 1-4 family residential0.1585%256
Percentage Net Loans Charged-off: Home equity loans0.1455%216
All other 1-4 family - Percent of loans charged-off, net0.1593%249
Percentage Net Loans Charged-off: Commercial and industrial-0.6120%1,408
Percentage Net Loans Charged-off: Loans to individuals0.5100%904
Percentage Net Loans Charged-off: Credit card loans0.7032%945
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7898%93
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7301%1,040
Percentage Net Loans Charged-off: Total real estate loans0.2457%276
Percentage Net Loans Charged-off:Construction & development0.8241%114
Percentage Net Loans Charged-off: Commercial real estate0.2161%374
Percentage Net Loans Charged-off: Multi-family residential0.4549%155
Percentage Net Loans Charged-off: 1-4 family residential0.1611%264
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.1669%251
Percentage Net Loans Charged-off: Commercial and industrial5.6350%26
Percentage Net Loans Charged-off: Loans to individuals0.3787%884
Percentage Net Loans Charged-off: Credit card loans-0.1621%1,307
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7157%101
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2932%511
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2631%918
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4018%5,057
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA