Home > Bank Irvine > Income and Expense
Bank Irvine, Income and Expense
2025-03-31 (YTD Data) | Rank | |
Total interest income | $3,597,000 | 2,551 |
Total interest expense | $1,514,000 | 2,219 |
Net interest income | $2,083,000 | 2,748 |
Provision for loan and lease losses | $290,000 | 840 |
Total noninterest income | $5,000 | 4,346 |
Gross Fiduciary activities income | $0 | 918 |
Service charges on deposit accounts | $0 | 4,263 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $5,000 | 4,203 |
Total noninterest expense | $1,416,000 | 2,931 |
Salaries and employee benefits | $921,000 | 2,723 |
Premises and equipment expense | $87,000 | 3,396 |
Additional noninterest expense | $5,000 | 4,222 |
Pre-tax net operating income | $382,000 | 3,228 |
Securities gains (losses) | $0 | 665 |
Applicable income taxes | $92,000 | 2,094 |
Income before extraordinary items | $290,000 | 3,327 |
Extraordinary gains, net | $0 | 47 |
Net income | $290,000 | 3,359 |
Minority interest net income | $0 | 65 |
Net income of bank and minority interests. | $290,000 | 3,327 |
Net charge-offs | $0 | 2,299 |
Cash dividends | $0 | 2,364 |
Sale, conversion, retirement of capital stock, net | $36,380,000 | 11 |
Net operating income | $290,000 | 3,338 |
2024-12-31 (YTD Data) | Rank | |
Total interest income | $12,653,000 | 2,700 |
Total interest expense | $6,155,000 | 2,252 |
Net interest income | $6,498,000 | 3,012 |
Provision for loan and lease losses | $565,000 | 1,287 |
Total noninterest income | $22,000 | 4,393 |
Gross Fiduciary activities income | $0 | 1,000 |
Service charges on deposit accounts | $0 | 4,329 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $22,000 | 4,268 |
Total noninterest expense | $4,874,000 | 3,119 |
Salaries and employee benefits | $2,972,000 | 2,977 |
Premises and equipment expense | $352,000 | 3,402 |
Additional noninterest expense | $22,000 | 4,270 |
Pre-tax net operating income | $1,081,000 | 3,425 |
Securities gains (losses) | $0 | 940 |
Applicable income taxes | $511,000 | 1,820 |
Income before extraordinary items | $570,000 | 3,702 |
Extraordinary gains, net | $0 | 53 |
Net income | $570,000 | 3,742 |
Minority interest net income | $0 | 90 |
Net income of bank and minority interests. | $570,000 | 3,702 |
Net charge-offs | $0 | 3,072 |
Cash dividends | $0 | 3,434 |
Sale, conversion, retirement of capital stock, net | $278,000 | 368 |
Net operating income | $570,000 | 3,723 |
2024-09-30 (YTD Data) | Rank | |
Total interest income | $9,210,000 | 2,720 |
Total interest expense | $4,368,000 | 2,294 |
Net interest income | $4,842,000 | 3,013 |
Provision for loan and lease losses | $544,000 | 1,033 |
Total noninterest income | $15,000 | 4,429 |
Gross Fiduciary activities income | $0 | 972 |
Service charges on deposit accounts | $0 | 4,347 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $15,000 | 4,304 |
Total noninterest expense | $3,532,000 | 3,137 |
Salaries and employee benefits | $2,199,000 | 2,979 |
Premises and equipment expense | $260,000 | 3,420 |
Additional noninterest expense | $15,000 | 4,307 |
Pre-tax net operating income | $781,000 | 3,484 |
Securities gains (losses) | $0 | 930 |
Applicable income taxes | $459,000 | 1,725 |
Income before extraordinary items | $322,000 | 3,852 |
Extraordinary gains, net | $0 | 51 |
Net income | $322,000 | 3,894 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $322,000 | 3,855 |
Net charge-offs | $0 | 2,823 |
Cash dividends | $0 | 3,076 |
Sale, conversion, retirement of capital stock, net | $187,000 | 362 |
Net operating income | $322,000 | 3,862 |
2024-06-30 (YTD Data) | Rank | |
Total interest income | $5,934,000 | 2,761 |
Total interest expense | $2,652,000 | 2,385 |
Net interest income | $3,282,000 | 2,986 |
Provision for loan and lease losses | $344,000 | 1,019 |
Total noninterest income | $10,000 | 4,442 |
Gross Fiduciary activities income | $0 | 962 |
Service charges on deposit accounts | $0 | 4,363 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $10,000 | 4,304 |
Total noninterest expense | $2,299,000 | 3,171 |
Salaries and employee benefits | $1,448,000 | 3,003 |
Premises and equipment expense | $172,000 | 3,421 |
Additional noninterest expense | $10,000 | 4,320 |
Pre-tax net operating income | $649,000 | 3,282 |
Securities gains (losses) | $0 | 628 |
Applicable income taxes | $394,000 | 1,565 |
Income before extraordinary items | $255,000 | 3,775 |
Extraordinary gains, net | $0 | 52 |
Net income | $255,000 | 3,816 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $255,000 | 3,778 |
Net charge-offs | $0 | 2,587 |
Cash dividends | $0 | 2,949 |
Sale, conversion, retirement of capital stock, net | $108,000 | 363 |
Net operating income | $255,000 | 3,796 |
2024-03-31 (YTD Data) | Rank | |
Total interest income | $2,927,000 | 2,757 |
Total interest expense | $1,277,000 | 2,409 |
Net interest income | $1,650,000 | 2,974 |
Provision for loan and lease losses | $107,000 | 1,194 |
Total noninterest income | $4,000 | 4,461 |
Gross Fiduciary activities income | $0 | 895 |
Service charges on deposit accounts | $0 | 4,363 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $4,000 | 4,345 |
Total noninterest expense | $1,112,000 | 3,216 |
Salaries and employee benefits | $694,000 | 3,056 |
Premises and equipment expense | $85,000 | 3,437 |
Additional noninterest expense | $4,000 | 4,379 |
Pre-tax net operating income | $435,000 | 2,954 |
Securities gains (losses) | $0 | 689 |
Applicable income taxes | $0 | 3,183 |
Income before extraordinary items | $435,000 | 2,834 |
Extraordinary gains, net | $0 | 51 |
Net income | $435,000 | 2,865 |
Minority interest net income | $0 | 72 |
Net income of bank and minority interests. | $435,000 | 2,835 |
Net charge-offs | $0 | 2,217 |
Cash dividends | $0 | 2,345 |
Sale, conversion, retirement of capital stock, net | $55,000 | 289 |
Net operating income | $435,000 | 2,837 |
2023-12-31 (YTD Data) | Rank | |
Total interest income | $8,250,000 | 3,087 |
Total interest expense | $1,889,000 | 3,105 |
Net interest income | $6,361,000 | 3,032 |
Provision for loan and lease losses | $1,472,000 | 653 |
Total noninterest income | $8,000 | 4,513 |
Gross Fiduciary activities income | $0 | 981 |
Service charges on deposit accounts | $0 | 4,423 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $8,000 | 4,431 |
Total noninterest expense | $4,453,000 | 3,209 |
Salaries and employee benefits | $2,932,000 | 2,967 |
Premises and equipment expense | $448,000 | 3,101 |
Additional noninterest expense | $8,000 | 4,445 |
Pre-tax net operating income | $444,000 | 3,994 |
Securities gains (losses) | $0 | 988 |
Applicable income taxes | $200,000 | 2,444 |
Income before extraordinary items | $244,000 | 4,120 |
Extraordinary gains, net | $0 | 54 |
Net income | $244,000 | 4,160 |
Minority interest net income | $0 | 88 |
Net income of bank and minority interests. | $244,000 | 4,122 |
Net charge-offs | $0 | 2,884 |
Cash dividends | $0 | 3,459 |
Sale, conversion, retirement of capital stock, net | $181,000 | 371 |
Net operating income | $244,000 | 4,138 |
2023-09-30 (YTD Data) | Rank | |
Total interest income | $5,266,000 | 3,279 |
Total interest expense | $976,000 | 3,375 |
Net interest income | $4,290,000 | 3,191 |
Provision for loan and lease losses | $770,000 | 776 |
Total noninterest income | $3,000 | 4,546 |
Gross Fiduciary activities income | $0 | 950 |
Service charges on deposit accounts | $0 | 4,443 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $3,000 | 4,472 |
Total noninterest expense | $3,132,000 | 3,274 |
Salaries and employee benefits | $2,041,000 | 3,062 |
Premises and equipment expense | $343,000 | 3,091 |
Additional noninterest expense | $3,000 | 4,507 |
Pre-tax net operating income | $391,000 | 4,020 |
Securities gains (losses) | $0 | 849 |
Applicable income taxes | $239,000 | 2,244 |
Income before extraordinary items | $152,000 | 4,214 |
Extraordinary gains, net | $0 | 52 |
Net income | $152,000 | 4,252 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $152,000 | 4,213 |
Net charge-offs | $0 | 2,641 |
Cash dividends | $0 | 3,078 |
Sale, conversion, retirement of capital stock, net | $140,000 | 355 |
Net operating income | $152,000 | 4,235 |
2023-06-30 (YTD Data) | Rank | |
Total interest income | $2,273,000 | 3,747 |
Total interest expense | $408,000 | 3,689 |
Net interest income | $1,865,000 | 3,721 |
Provision for loan and lease losses | $584,000 | 714 |
Total noninterest income | $2,000 | 4,580 |
Gross Fiduciary activities income | $0 | 931 |
Service charges on deposit accounts | $0 | 4,471 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $2,000 | 4,537 |
Total noninterest expense | $1,943,000 | 3,370 |
Salaries and employee benefits | $1,265,000 | 3,157 |
Premises and equipment expense | $238,000 | 3,033 |
Additional noninterest expense | $2,000 | 4,540 |
Pre-tax net operating income | $-660,000 | 4,552 |
Securities gains (losses) | $0 | 938 |
Applicable income taxes | $1,000 | 3,419 |
Income before extraordinary items | $-661,000 | 4,572 |
Extraordinary gains, net | $0 | 51 |
Net income | $-661,000 | 4,570 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $-661,000 | 4,571 |
Net charge-offs | $0 | 2,431 |
Cash dividends | $0 | 2,952 |
Sale, conversion, retirement of capital stock, net | $0 | 486 |
Net operating income | $-661,000 | 4,577 |
2023-03-31 (YTD Data) | Rank | |
Total interest income | $567,000 | 4,306 |
Total interest expense | $124,000 | 3,917 |
Net interest income | $443,000 | 4,327 |
Provision for loan and lease losses | $212,000 | 861 |
Total noninterest income | $1,000 | 4,631 |
Gross Fiduciary activities income | $0 | 913 |
Service charges on deposit accounts | $0 | 4,484 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $1,000 | 4,554 |
Total noninterest expense | $1,029,000 | 3,336 |
Salaries and employee benefits | $672,000 | 3,119 |
Premises and equipment expense | $144,000 | 2,811 |
Additional noninterest expense | $1,000 | 4,554 |
Pre-tax net operating income | $-797,000 | 4,633 |
Securities gains (losses) | $0 | 950 |
Applicable income taxes | $0 | 3,388 |
Income before extraordinary items | $-797,000 | 4,615 |
Extraordinary gains, net | $0 | 4 |
Net income | $-797,000 | 4,615 |
Minority interest net income | $0 | 48 |
Net income of bank and minority interests. | $-797,000 | 4,615 |
Net charge-offs | $0 | 2,062 |
Cash dividends | $0 | 2,337 |
Sale, conversion, retirement of capital stock, net | $0 | 430 |
Net operating income | $-797,000 | 4,625 |
2022-12-31 (YTD Data) | Rank | |
Total interest income | $262,000 | 4,665 |
Total interest expense | $14,000 | 4,627 |
Net interest income | $248,000 | 4,664 |
Provision for loan and lease losses | $97,000 | 2,264 |
Total noninterest income | $1,000 | 4,673 |
Gross Fiduciary activities income | $0 | 1,005 |
Service charges on deposit accounts | $0 | 4,545 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $1,000 | 4,607 |
Total noninterest expense | $1,899,000 | 4,156 |
Salaries and employee benefits | $1,090,000 | 4,119 |
Premises and equipment expense | $116,000 | 4,379 |
Additional noninterest expense | $1,000 | 4,607 |
Pre-tax net operating income | $-1,747,000 | 4,670 |
Securities gains (losses) | $0 | 691 |
Applicable income taxes | $0 | 3,596 |
Income before extraordinary items | $-1,747,000 | 4,654 |
Extraordinary gains, net | $0 | 5 |
Net income | $-1,747,000 | 4,653 |
Minority interest net income | $0 | 63 |
Net income of bank and minority interests. | $-1,747,000 | 4,654 |
Net charge-offs | $0 | 2,620 |
Cash dividends | $0 | 3,475 |
Sale, conversion, retirement of capital stock, net | $29,997,000 | 35 |
Net operating income | $-1,747,000 | 4,660 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.