Bank Iowa, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,410,000 | 4,130 |
| Total interest expense | $1,999,000 | 3,574 |
| Net interest income | $4,411,000 | 4,299 |
| Provision for loan and lease losses | $182,000 | 5,449 |
| Total noninterest income | $718,000 | 3,890 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $294,000 | 3,680 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $424,000 | 3,423 |
| Total noninterest expense | $2,876,000 | 5,138 |
| Salaries and employee benefits | $1,494,000 | 5,068 |
| Premises and equipment expense | $461,000 | 4,398 |
| Additional noninterest expense | $921,000 | 5,300 |
| Pre-tax net operating income | $2,071,000 | 2,175 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $107,000 | 3,186 |
| Income before extraordinary items | $1,964,000 | 2,054 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,964,000 | 2,055 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,964,000 | 2,056 |
| Net charge-offs | $109,000 | 5,351 |
| Cash dividends | $854,000 | 1,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,964,000 | 1,977 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,794,000 | 4,218 |
| Total interest expense | $1,513,000 | 3,679 |
| Net interest income | $3,281,000 | 4,375 |
| Provision for loan and lease losses | $152,000 | 5,229 |
| Total noninterest income | $494,000 | 4,098 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $224,000 | 3,714 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $270,000 | 3,710 |
| Total noninterest expense | $2,170,000 | 5,137 |
| Salaries and employee benefits | $1,109,000 | 5,137 |
| Premises and equipment expense | $345,000 | 4,469 |
| Additional noninterest expense | $716,000 | 5,206 |
| Pre-tax net operating income | $1,453,000 | 2,429 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $75,000 | 3,308 |
| Income before extraordinary items | $1,378,000 | 2,307 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,378,000 | 2,303 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,378,000 | 2,308 |
| Net charge-offs | $108,000 | 4,831 |
| Cash dividends | $854,000 | 1,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,378,000 | 2,194 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,169,000 | 4,278 |
| Total interest expense | $1,026,000 | 3,737 |
| Net interest income | $2,143,000 | 4,431 |
| Provision for loan and lease losses | $62,000 | 5,575 |
| Total noninterest income | $320,000 | 4,123 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $145,000 | 3,755 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $175,000 | 3,725 |
| Total noninterest expense | $1,402,000 | 5,252 |
| Salaries and employee benefits | $741,000 | 5,144 |
| Premises and equipment expense | $234,000 | 4,445 |
| Additional noninterest expense | $427,000 | 5,512 |
| Pre-tax net operating income | $999,000 | 2,371 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $51,000 | 3,264 |
| Income before extraordinary items | $948,000 | 2,209 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $948,000 | 2,208 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $948,000 | 2,211 |
| Net charge-offs | $-1,000 | 7,109 |
| Cash dividends | $326,000 | 1,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $948,000 | 2,134 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,566,000 | 4,369 |
| Total interest expense | $523,000 | 3,808 |
| Net interest income | $1,043,000 | 4,546 |
| Provision for loan and lease losses | $31,000 | 5,291 |
| Total noninterest income | $156,000 | 4,182 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $69,000 | 3,861 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $87,000 | 3,760 |
| Total noninterest expense | $700,000 | 5,303 |
| Salaries and employee benefits | $373,000 | 5,176 |
| Premises and equipment expense | $121,000 | 4,447 |
| Additional noninterest expense | $206,000 | 5,617 |
| Pre-tax net operating income | $468,000 | 2,533 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $24,000 | 3,330 |
| Income before extraordinary items | $444,000 | 2,372 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $444,000 | 2,371 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $444,000 | 2,372 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $444,000 | 2,286 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,518,000 | 4,377 |
| Total interest expense | $2,551,000 | 3,835 |
| Net interest income | $3,967,000 | 4,596 |
| Provision for loan and lease losses | $125,000 | 6,214 |
| Total noninterest income | $675,000 | 4,140 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $290,000 | 3,934 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $385,000 | 3,597 |
| Total noninterest expense | $2,803,000 | 5,369 |
| Salaries and employee benefits | $1,471,000 | 5,260 |
| Premises and equipment expense | $512,000 | 4,312 |
| Additional noninterest expense | $820,000 | 5,765 |
| Pre-tax net operating income | $1,714,000 | 2,165 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $88,000 | 2,939 |
| Income before extraordinary items | $1,626,000 | 1,981 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,626,000 | 1,978 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,626,000 | 1,980 |
| Net charge-offs | $68,000 | 6,009 |
| Cash dividends | $1,948,000 | 950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,626,000 | 1,945 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,879,000 | 4,434 |
| Total interest expense | $1,956,000 | 3,903 |
| Net interest income | $2,923,000 | 4,658 |
| Provision for loan and lease losses | $94,000 | 6,038 |
| Total noninterest income | $517,000 | 4,164 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $214,000 | 3,991 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $303,000 | 3,603 |
| Total noninterest expense | $2,184,000 | 5,276 |
| Salaries and employee benefits | $1,114,000 | 5,267 |
| Premises and equipment expense | $396,000 | 4,287 |
| Additional noninterest expense | $674,000 | 5,515 |
| Pre-tax net operating income | $1,162,000 | 2,484 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $60,000 | 3,222 |
| Income before extraordinary items | $1,102,000 | 2,314 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,102,000 | 2,311 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,102,000 | 2,314 |
| Net charge-offs | $46,000 | 5,745 |
| Cash dividends | $1,948,000 | 664 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,102,000 | 2,271 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,258,000 | 4,477 |
| Total interest expense | $1,315,000 | 4,000 |
| Net interest income | $1,943,000 | 4,672 |
| Provision for loan and lease losses | $62,000 | 5,804 |
| Total noninterest income | $367,000 | 3,997 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $139,000 | 4,032 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $228,000 | 3,444 |
| Total noninterest expense | $1,461,000 | 5,314 |
| Salaries and employee benefits | $744,000 | 5,317 |
| Premises and equipment expense | $272,000 | 4,225 |
| Additional noninterest expense | $445,000 | 5,559 |
| Pre-tax net operating income | $787,000 | 2,538 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $41,000 | 3,287 |
| Income before extraordinary items | $746,000 | 2,358 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $746,000 | 2,354 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $746,000 | 2,357 |
| Net charge-offs | $41,000 | 5,092 |
| Cash dividends | $1,612,000 | 545 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $746,000 | 2,292 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,622,000 | 4,529 |
| Total interest expense | $653,000 | 4,135 |
| Net interest income | $969,000 | 4,663 |
| Provision for loan and lease losses | $31,000 | 5,376 |
| Total noninterest income | $178,000 | 4,042 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $68,000 | 4,022 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $110,000 | 3,505 |
| Total noninterest expense | $756,000 | 5,156 |
| Salaries and employee benefits | $387,000 | 5,252 |
| Premises and equipment expense | $135,000 | 4,292 |
| Additional noninterest expense | $234,000 | 5,131 |
| Pre-tax net operating income | $360,000 | 3,009 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $19,000 | 3,607 |
| Income before extraordinary items | $341,000 | 2,878 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $341,000 | 2,878 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $341,000 | 2,879 |
| Net charge-offs | $2,000 | 5,430 |
| Cash dividends | $600,000 | 715 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $341,000 | 2,746 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,473,000 | 4,310 |
| Total interest expense | $3,267,000 | 4,012 |
| Net interest income | $4,206,000 | 4,423 |
| Provision for loan and lease losses | $4,000 | 7,286 |
| Total noninterest income | $546,000 | 4,652 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $288,000 | 4,090 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $258,000 | 4,371 |
| Total noninterest expense | $2,622,000 | 5,524 |
| Salaries and employee benefits | $1,454,000 | 5,429 |
| Premises and equipment expense | $522,000 | 4,344 |
| Additional noninterest expense | $646,000 | 6,040 |
| Pre-tax net operating income | $2,126,000 | 2,335 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $109,000 | 3,324 |
| Income before extraordinary items | $2,017,000 | 1,977 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,017,000 | 1,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 4,738 |
| Cash dividends | $2,254,000 | 1,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,017,000 | 2,102 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,708,000 | 4,333 |
| Total interest expense | $2,568,000 | 4,004 |
| Net interest income | $3,140,000 | 4,480 |
| Provision for loan and lease losses | $2,000 | 6,955 |
| Total noninterest income | $397,000 | 4,826 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $209,000 | 4,161 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $188,000 | 4,535 |
| Total noninterest expense | $1,944,000 | 5,532 |
| Salaries and employee benefits | $1,080,000 | 5,469 |
| Premises and equipment expense | $380,000 | 4,446 |
| Additional noninterest expense | $484,000 | 5,995 |
| Pre-tax net operating income | $1,591,000 | 2,719 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $81,000 | 3,771 |
| Income before extraordinary items | $1,510,000 | 2,317 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,510,000 | 2,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,914 |
| Cash dividends | $1,856,000 | 1,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,510,000 | 2,432 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,819,000 | 4,380 |
| Total interest expense | $1,776,000 | 4,046 |
| Net interest income | $2,043,000 | 4,549 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $254,000 | 4,969 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $132,000 | 4,292 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $122,000 | 4,685 |
| Total noninterest expense | $1,304,000 | 5,556 |
| Salaries and employee benefits | $718,000 | 5,527 |
| Premises and equipment expense | $262,000 | 4,378 |
| Additional noninterest expense | $324,000 | 5,974 |
| Pre-tax net operating income | $993,000 | 2,967 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $51,000 | 4,046 |
| Income before extraordinary items | $942,000 | 2,700 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $942,000 | 2,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,173 |
| Cash dividends | $1,458,000 | 1,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $942,000 | 2,645 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,925,000 | 4,431 |
| Total interest expense | $924,000 | 4,114 |
| Net interest income | $1,001,000 | 4,620 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $123,000 | 5,026 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $64,000 | 4,316 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $59,000 | 4,725 |
| Total noninterest expense | $667,000 | 5,506 |
| Salaries and employee benefits | $359,000 | 5,565 |
| Premises and equipment expense | $135,000 | 4,310 |
| Additional noninterest expense | $173,000 | 5,772 |
| Pre-tax net operating income | $457,000 | 3,244 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $24,000 | 4,234 |
| Income before extraordinary items | $433,000 | 3,011 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $433,000 | 3,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,235 |
| Cash dividends | $1,458,000 | 552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $433,000 | 2,924 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,270,000 | 4,283 |
| Total interest expense | $4,627,000 | 3,652 |
| Net interest income | $3,643,000 | 4,895 |
| Provision for loan and lease losses | $-100,000 | 8,371 |
| Total noninterest income | $538,000 | 4,872 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $314,000 | 3,995 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $224,000 | 4,832 |
| Total noninterest expense | $2,405,000 | 5,732 |
| Salaries and employee benefits | $1,419,000 | 5,473 |
| Premises and equipment expense | $387,000 | 5,129 |
| Additional noninterest expense | $599,000 | 6,125 |
| Pre-tax net operating income | $1,876,000 | 3,445 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $96,000 | 4,518 |
| Income before extraordinary items | $1,780,000 | 3,066 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,780,000 | 3,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 8,248 |
| Cash dividends | $776,000 | 3,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,780,000 | 3,057 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,127,000 | 4,322 |
| Total interest expense | $3,463,000 | 3,671 |
| Net interest income | $2,664,000 | 5,010 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $402,000 | 4,894 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $239,000 | 3,960 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $163,000 | 4,907 |
| Total noninterest expense | $1,776,000 | 5,735 |
| Salaries and employee benefits | $1,056,000 | 5,472 |
| Premises and equipment expense | $269,000 | 5,325 |
| Additional noninterest expense | $451,000 | 6,104 |
| Pre-tax net operating income | $1,290,000 | 3,796 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $66,000 | 4,763 |
| Income before extraordinary items | $1,224,000 | 3,418 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,224,000 | 3,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,153 |
| Cash dividends | $776,000 | 2,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,224,000 | 3,404 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,989,000 | 4,407 |
| Total interest expense | $2,239,000 | 3,738 |
| Net interest income | $1,750,000 | 5,084 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $270,000 | 4,912 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $158,000 | 3,991 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $112,000 | 4,907 |
| Total noninterest expense | $1,179,000 | 5,777 |
| Salaries and employee benefits | $711,000 | 5,496 |
| Premises and equipment expense | $173,000 | 5,463 |
| Additional noninterest expense | $295,000 | 6,163 |
| Pre-tax net operating income | $841,000 | 3,905 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $43,000 | 4,869 |
| Income before extraordinary items | $798,000 | 3,522 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $798,000 | 3,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,846 |
| Cash dividends | $492,000 | 2,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $798,000 | 3,497 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,936,000 | 4,481 |
| Total interest expense | $1,090,000 | 3,781 |
| Net interest income | $846,000 | 5,198 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $135,000 | 4,869 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $75,000 | 4,035 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $60,000 | 4,749 |
| Total noninterest expense | $614,000 | 5,680 |
| Salaries and employee benefits | $367,000 | 5,443 |
| Premises and equipment expense | $91,000 | 5,339 |
| Additional noninterest expense | $156,000 | 6,015 |
| Pre-tax net operating income | $367,000 | 4,203 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $19,000 | 4,959 |
| Income before extraordinary items | $348,000 | 3,836 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $348,000 | 3,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,041 |
| Cash dividends | $492,000 | 1,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $348,000 | 3,816 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,185,000 | 4,495 |
| Total interest expense | $3,721,000 | 3,768 |
| Net interest income | $3,464,000 | 5,078 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $548,000 | 4,932 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $326,000 | 3,953 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $222,000 | 4,914 |
| Total noninterest expense | $2,306,000 | 5,733 |
| Salaries and employee benefits | $1,388,000 | 5,434 |
| Premises and equipment expense | $333,000 | 5,471 |
| Additional noninterest expense | $585,000 | 6,125 |
| Pre-tax net operating income | $1,706,000 | 4,004 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $88,000 | 5,071 |
| Income before extraordinary items | $1,618,000 | 3,600 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,618,000 | 3,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,316 |
| Cash dividends | $356,000 | 4,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,618,000 | 3,585 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,246,000 | 4,560 |
| Total interest expense | $2,654,000 | 3,820 |
| Net interest income | $2,592,000 | 5,136 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $385,000 | 5,103 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $245,000 | 3,981 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $140,000 | 5,256 |
| Total noninterest expense | $1,714,000 | 5,753 |
| Salaries and employee benefits | $1,032,000 | 5,448 |
| Premises and equipment expense | $243,000 | 5,563 |
| Additional noninterest expense | $439,000 | 6,142 |
| Pre-tax net operating income | $1,263,000 | 4,174 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $65,000 | 5,264 |
| Income before extraordinary items | $1,198,000 | 3,750 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,198,000 | 3,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 8,310 |
| Cash dividends | $356,000 | 3,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,198,000 | 3,727 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,400,000 | 4,595 |
| Total interest expense | $1,688,000 | 3,818 |
| Net interest income | $1,712,000 | 5,194 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $250,000 | 5,151 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $161,000 | 3,996 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $89,000 | 5,375 |
| Total noninterest expense | $1,139,000 | 5,777 |
| Salaries and employee benefits | $690,000 | 5,469 |
| Premises and equipment expense | $161,000 | 5,586 |
| Additional noninterest expense | $288,000 | 6,191 |
| Pre-tax net operating income | $823,000 | 4,261 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $43,000 | 5,337 |
| Income before extraordinary items | $780,000 | 3,811 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $780,000 | 3,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,084 |
| Cash dividends | $356,000 | 2,876 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $780,000 | 3,804 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,629,000 | 4,662 |
| Total interest expense | $777,000 | 3,894 |
| Net interest income | $852,000 | 5,215 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $117,000 | 5,268 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $73,000 | 4,136 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $44,000 | 5,355 |
| Total noninterest expense | $572,000 | 5,769 |
| Salaries and employee benefits | $345,000 | 5,482 |
| Premises and equipment expense | $82,000 | 5,576 |
| Additional noninterest expense | $145,000 | 6,156 |
| Pre-tax net operating income | $397,000 | 4,295 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $21,000 | 5,307 |
| Income before extraordinary items | $376,000 | 3,847 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $376,000 | 3,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,725 |
| Cash dividends | $356,000 | 1,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $376,000 | 3,827 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,647,000 | 4,778 |
| Total interest expense | $2,363,000 | 3,968 |
| Net interest income | $3,284,000 | 5,203 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $519,000 | 5,167 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $323,000 | 4,009 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $196,000 | 5,204 |
| Total noninterest expense | $2,371,000 | 5,542 |
| Salaries and employee benefits | $1,462,000 | 5,134 |
| Premises and equipment expense | $334,000 | 5,428 |
| Additional noninterest expense | $575,000 | 6,189 |
| Pre-tax net operating income | $1,432,000 | 4,497 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $45,000 | 5,931 |
| Income before extraordinary items | $1,387,000 | 3,982 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,387,000 | 3,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-78,000 | 8,579 |
| Cash dividends | $1,030,000 | 2,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,387,000 | 3,952 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,108,000 | 4,836 |
| Total interest expense | $1,689,000 | 3,965 |
| Net interest income | $2,419,000 | 5,278 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $407,000 | 5,072 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $244,000 | 4,024 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $163,000 | 5,033 |
| Total noninterest expense | $1,788,000 | 5,497 |
| Salaries and employee benefits | $1,118,000 | 5,050 |
| Premises and equipment expense | $251,000 | 5,425 |
| Additional noninterest expense | $419,000 | 6,243 |
| Pre-tax net operating income | $1,038,000 | 4,674 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $24,000 | 6,205 |
| Income before extraordinary items | $1,014,000 | 4,114 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,014,000 | 4,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 8,521 |
| Cash dividends | $1,030,000 | 1,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,014,000 | 4,075 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,665,000 | 4,861 |
| Total interest expense | $1,081,000 | 3,921 |
| Net interest income | $1,584,000 | 5,321 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $289,000 | 4,890 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $160,000 | 3,998 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $129,000 | 4,634 |
| Total noninterest expense | $1,220,000 | 5,414 |
| Salaries and employee benefits | $776,000 | 4,911 |
| Premises and equipment expense | $164,000 | 5,450 |
| Additional noninterest expense | $280,000 | 6,202 |
| Pre-tax net operating income | $653,000 | 4,784 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,000 | 6,673 |
| Income before extraordinary items | $649,000 | 4,211 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $649,000 | 4,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 8,506 |
| Cash dividends | $196,000 | 3,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $649,000 | 4,154 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,288,000 | 4,947 |
| Total interest expense | $511,000 | 3,967 |
| Net interest income | $777,000 | 5,415 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $137,000 | 4,943 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $79,000 | 3,954 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $58,000 | 4,849 |
| Total noninterest expense | $629,000 | 5,358 |
| Salaries and employee benefits | $411,000 | 4,739 |
| Premises and equipment expense | $85,000 | 5,390 |
| Additional noninterest expense | $133,000 | 6,382 |
| Pre-tax net operating income | $285,000 | 5,127 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $16,000 | 5,817 |
| Income before extraordinary items | $269,000 | 4,674 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $269,000 | 4,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,477 |
| Cash dividends | $196,000 | 2,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $269,000 | 4,635 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,868,000 | 4,940 |
| Total interest expense | $1,854,000 | 3,877 |
| Net interest income | $3,014,000 | 5,401 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $582,000 | 4,884 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $346,000 | 3,968 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $236,000 | 4,752 |
| Total noninterest expense | $2,449,000 | 5,375 |
| Salaries and employee benefits | $1,458,000 | 5,049 |
| Premises and equipment expense | $386,000 | 4,879 |
| Additional noninterest expense | $605,000 | 5,946 |
| Pre-tax net operating income | $1,147,000 | 4,902 |
| Securities gains (losses) | $28,000 | 2,163 |
| Applicable income taxes | $65,000 | 5,865 |
| Income before extraordinary items | $1,110,000 | 4,407 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,110,000 | 4,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-111,000 | 8,805 |
| Cash dividends | $838,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,083,680 | 4,411 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,589,000 | 4,978 |
| Total interest expense | $1,362,000 | 3,889 |
| Net interest income | $2,227,000 | 5,430 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $451,000 | 4,826 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $259,000 | 4,008 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $192,000 | 4,583 |
| Total noninterest expense | $1,820,000 | 5,375 |
| Salaries and employee benefits | $1,079,000 | 5,041 |
| Premises and equipment expense | $283,000 | 4,943 |
| Additional noninterest expense | $458,000 | 5,887 |
| Pre-tax net operating income | $858,000 | 5,008 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $48,000 | 5,989 |
| Income before extraordinary items | $810,000 | 4,600 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $810,000 | 4,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-95,000 | 8,798 |
| Cash dividends | $838,000 | 1,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $810,000 | 4,507 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,335,000 | 5,064 |
| Total interest expense | $886,000 | 3,976 |
| Net interest income | $1,449,000 | 5,509 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $280,000 | 4,994 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $165,000 | 4,114 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $115,000 | 4,884 |
| Total noninterest expense | $1,215,000 | 5,391 |
| Salaries and employee benefits | $722,000 | 5,056 |
| Premises and equipment expense | $179,000 | 5,131 |
| Additional noninterest expense | $314,000 | 5,842 |
| Pre-tax net operating income | $514,000 | 5,240 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $29,000 | 6,064 |
| Income before extraordinary items | $485,000 | 4,808 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $485,000 | 4,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-98,000 | 8,879 |
| Cash dividends | $574,000 | 1,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $485,000 | 4,715 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,146,000 | 5,139 |
| Total interest expense | $443,000 | 4,018 |
| Net interest income | $703,000 | 5,618 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $129,000 | 5,144 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $76,000 | 4,234 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $53,000 | 5,009 |
| Total noninterest expense | $616,000 | 5,363 |
| Salaries and employee benefits | $376,000 | 4,940 |
| Premises and equipment expense | $88,000 | 5,242 |
| Additional noninterest expense | $152,000 | 5,957 |
| Pre-tax net operating income | $216,000 | 5,640 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $12,000 | 6,136 |
| Income before extraordinary items | $204,000 | 5,289 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $204,000 | 5,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,228 |
| Cash dividends | $410,000 | 1,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $204,000 | 5,174 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,030,000 | 4,874 |
| Total interest expense | $2,017,000 | 4,004 |
| Net interest income | $3,013,000 | 5,293 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $447,000 | 5,707 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $351,000 | 3,940 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $96,000 | 6,607 |
| Total noninterest expense | $2,274,000 | 5,566 |
| Salaries and employee benefits | $1,351,000 | 5,210 |
| Premises and equipment expense | $322,000 | 5,451 |
| Additional noninterest expense | $601,000 | 5,982 |
| Pre-tax net operating income | $1,186,000 | 4,716 |
| Securities gains (losses) | $4,000 | 3,987 |
| Applicable income taxes | $66,000 | 6,086 |
| Income before extraordinary items | $1,124,000 | 4,298 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,124,000 | 4,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 2,817 |
| Cash dividends | $1,458,000 | 1,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,120,240 | 4,148 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,857,000 | 4,843 |
| Total interest expense | $1,544,000 | 4,043 |
| Net interest income | $2,313,000 | 5,245 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $319,000 | 5,893 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $261,000 | 3,976 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $58,000 | 7,004 |
| Total noninterest expense | $1,700,000 | 5,538 |
| Salaries and employee benefits | $1,021,000 | 5,182 |
| Premises and equipment expense | $219,000 | 5,725 |
| Additional noninterest expense | $460,000 | 5,906 |
| Pre-tax net operating income | $932,000 | 4,744 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $51,000 | 6,185 |
| Income before extraordinary items | $881,000 | 4,350 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $881,000 | 4,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,671 |
| Cash dividends | $1,218,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $881,000 | 4,179 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,634,000 | 4,812 |
| Total interest expense | $1,056,000 | 4,078 |
| Net interest income | $1,578,000 | 5,170 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $208,000 | 5,906 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $173,000 | 3,955 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $35,000 | 7,146 |
| Total noninterest expense | $1,157,000 | 5,464 |
| Salaries and employee benefits | $691,000 | 5,129 |
| Premises and equipment expense | $145,000 | 5,768 |
| Additional noninterest expense | $321,000 | 5,752 |
| Pre-tax net operating income | $629,000 | 4,701 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $35,000 | 6,230 |
| Income before extraordinary items | $594,000 | 4,335 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $594,000 | 4,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,718 |
| Cash dividends | $1,040,000 | 1,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $594,000 | 4,121 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,355,000 | 4,734 |
| Total interest expense | $544,000 | 4,084 |
| Net interest income | $811,000 | 5,049 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $106,000 | 5,763 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $86,000 | 3,914 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $20,000 | 6,924 |
| Total noninterest expense | $637,000 | 5,141 |
| Salaries and employee benefits | $369,000 | 4,909 |
| Premises and equipment expense | $74,000 | 5,683 |
| Additional noninterest expense | $194,000 | 5,069 |
| Pre-tax net operating income | $280,000 | 4,965 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $16,000 | 6,250 |
| Income before extraordinary items | $264,000 | 4,589 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $264,000 | 4,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $380,000 | 1,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $264,000 | 4,376 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,610,000 | 4,243 |
| Total interest expense | $2,782,000 | 3,764 |
| Net interest income | $3,828,000 | 4,492 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $470,000 | 5,385 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $337,000 | 3,974 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $133,000 | 5,847 |
| Total noninterest expense | $2,407,000 | 5,207 |
| Salaries and employee benefits | $1,440,000 | 4,842 |
| Premises and equipment expense | $295,000 | 5,645 |
| Additional noninterest expense | $672,000 | 5,539 |
| Pre-tax net operating income | $1,891,000 | 3,560 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $101,000 | 5,954 |
| Income before extraordinary items | $1,790,000 | 3,055 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,790,000 | 3,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,133 |
| Cash dividends | $7,034,000 | 462 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,790,000 | 2,957 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,474,000 | 5,984 |
| Total interest expense | $2,277,000 | 5,703 |
| Net interest income | $2,197,000 | 6,134 |
| Provision for loan and lease losses | $-665,000 | 9,586 |
| Total noninterest income | $216,000 | 7,156 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $148,000 | 5,823 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $68,000 | 7,169 |
| Total noninterest expense | $1,660,000 | 6,433 |
| Salaries and employee benefits | $1,237,000 | 5,200 |
| Premises and equipment expense | $177,000 | 7,111 |
| Additional noninterest expense | $246,000 | 8,257 |
| Pre-tax net operating income | $1,418,000 | 4,011 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $455,000 | 3,483 |
| Income before extraordinary items | $963,000 | 4,380 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $963,000 | 4,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 9,130 |
| Cash dividends | $120,000 | 5,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $963,000 | 4,266 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,660,000 | 5,971 |
| Total interest expense | $2,435,000 | 5,649 |
| Net interest income | $2,225,000 | 6,229 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $201,000 | 7,259 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 5,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 7,603 |
| Total noninterest expense | $1,331,000 | 7,164 |
| Salaries and employee benefits | $827,000 | 6,600 |
| Premises and equipment expense | $195,000 | 6,852 |
| Additional noninterest expense | $309,000 | 7,877 |
| Pre-tax net operating income | $1,095,000 | 5,009 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $332,000 | 4,368 |
| Income before extraordinary items | $763,000 | 5,187 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $763,000 | 5,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,939 |
| Cash dividends | $240,000 | 4,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $763,000 | 5,176 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,256,000 | 6,145 |
| Total interest expense | $2,104,000 | 5,796 |
| Net interest income | $2,152,000 | 6,369 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $280,000 | 6,628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 5,620 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 6,271 |
| Total noninterest expense | $1,335,000 | 7,203 |
| Salaries and employee benefits | $803,000 | 6,739 |
| Premises and equipment expense | $245,000 | 6,111 |
| Additional noninterest expense | $287,000 | 8,229 |
| Pre-tax net operating income | $1,097,000 | 5,035 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $345,000 | 4,507 |
| Income before extraordinary items | $750,000 | 5,276 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $750,000 | 5,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-77,000 | 9,999 |
| Cash dividends | $200,000 | 5,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $751,360 | 5,239 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,373,000 | 6,163 |
| Total interest expense | $2,242,000 | 5,763 |
| Net interest income | $2,131,000 | 6,430 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $162,000 | 8,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 6,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,617 |
| Total noninterest expense | $1,230,000 | 7,458 |
| Salaries and employee benefits | $781,000 | 6,770 |
| Premises and equipment expense | $160,000 | 7,432 |
| Additional noninterest expense | $289,000 | 8,231 |
| Pre-tax net operating income | $1,063,000 | 5,232 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $339,000 | 4,852 |
| Income before extraordinary items | $724,000 | 5,508 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $724,000 | 5,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 10,055 |
| Cash dividends | $200,000 | 5,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $724,000 | 5,399 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,252,000 | 6,428 |
| Total interest expense | $2,206,000 | 5,869 |
| Net interest income | $2,046,000 | 6,825 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $146,000 | 8,659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 6,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 9,193 |
| Total noninterest expense | $1,240,000 | 7,531 |
| Salaries and employee benefits | $735,000 | 7,113 |
| Premises and equipment expense | $219,000 | 6,510 |
| Additional noninterest expense | $286,000 | 8,466 |
| Pre-tax net operating income | $952,000 | 5,981 |
| Securities gains (losses) | $-14,000 | 10,204 |
| Applicable income taxes | $295,000 | 5,773 |
| Income before extraordinary items | $643,000 | 6,147 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $643,000 | 6,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,671 |
| Cash dividends | $200,000 | 5,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $652,660 | 6,060 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,048,000 | 6,819 |
| Total interest expense | $2,116,000 | 6,193 |
| Net interest income | $1,932,000 | 7,292 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $186,000 | 8,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,065 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,243 |
| Total noninterest expense | $1,199,000 | 7,989 |
| Salaries and employee benefits | $747,000 | 7,268 |
| Premises and equipment expense | $179,000 | 7,451 |
| Additional noninterest expense | $273,000 | 9,162 |
| Pre-tax net operating income | $919,000 | 6,023 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $290,000 | 5,940 |
| Income before extraordinary items | $629,000 | 6,096 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $629,000 | 6,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 10,529 |
| Cash dividends | $184,000 | 5,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $629,000 | 6,041 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,069,000 | 6,905 |
| Total interest expense | $2,111,000 | 6,248 |
| Net interest income | $1,958,000 | 7,398 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $199,000 | 8,437 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 6,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 8,706 |
| Total noninterest expense | $1,211,000 | 8,173 |
| Salaries and employee benefits | $736,000 | 7,486 |
| Premises and equipment expense | $169,000 | 7,842 |
| Additional noninterest expense | $306,000 | 9,183 |
| Pre-tax net operating income | $946,000 | 6,209 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $309,000 | 5,889 |
| Income before extraordinary items | $637,000 | 6,394 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $637,000 | 6,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 11,179 |
| Cash dividends | $160,000 | 5,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $637,000 | 6,383 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,453,000 | 7,399 |
| Total interest expense | $1,674,000 | 6,403 |
| Net interest income | $1,779,000 | 8,097 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $140,000 | 9,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 7,891 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 10,653 |
| Total noninterest expense | $1,273,000 | 8,348 |
| Salaries and employee benefits | $718,000 | 7,744 |
| Premises and equipment expense | $177,000 | 7,923 |
| Additional noninterest expense | $378,000 | 9,057 |
| Pre-tax net operating income | $646,000 | 7,742 |
| Securities gains (losses) | $21,000 | 1,738 |
| Applicable income taxes | $214,000 | 7,113 |
| Income before extraordinary items | $453,000 | 7,676 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $453,000 | 7,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-209,000 | 12,418 |
| Cash dividends | $136,000 | 6,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $438,720 | 7,875 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,623,000 | 7,371 |
| Total interest expense | $1,697,000 | 6,626 |
| Net interest income | $1,926,000 | 7,904 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $130,000 | 10,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 8,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,437 |
| Total noninterest expense | $1,303,000 | 8,499 |
| Salaries and employee benefits | $723,000 | 7,844 |
| Premises and equipment expense | $180,000 | 8,142 |
| Additional noninterest expense | $400,000 | 9,267 |
| Pre-tax net operating income | $753,000 | 7,083 |
| Securities gains (losses) | $11,000 | 5,374 |
| Applicable income taxes | $264,000 | 6,577 |
| Income before extraordinary items | $500,000 | 7,562 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $500,000 | 7,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 6,983 |
| Cash dividends | $80,000 | 7,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $492,850 | 7,363 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,290,000 | 7,141 |
| Total interest expense | $2,195,000 | 6,623 |
| Net interest income | $2,095,000 | 7,506 |
| Provision for loan and lease losses | $690,000 | 2,399 |
| Total noninterest income | $148,000 | 10,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 8,311 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,988 |
| Total noninterest expense | $1,263,000 | 8,796 |
| Salaries and employee benefits | $682,000 | 8,126 |
| Premises and equipment expense | $215,000 | 7,514 |
| Additional noninterest expense | $366,000 | 10,000 |
| Pre-tax net operating income | $290,000 | 10,237 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $82,000 | 10,395 |
| Income before extraordinary items | $208,000 | 10,494 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $208,000 | 10,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $338,000 | 3,130 |
| Cash dividends | $80,000 | 6,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $208,000 | 10,148 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.