Bank Iowa, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,998,000 | 4,327 |
| Total interest expense | $1,236,000 | 4,743 |
| Net interest income | $4,762,000 | 4,091 |
| Provision for loan and lease losses | $460,000 | 4,263 |
| Total noninterest income | $1,054,000 | 3,148 |
| Gross Fiduciary activities income | $16,000 | 1,090 |
| Service charges on deposit accounts | $594,000 | 2,306 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $444,000 | 3,361 |
| Total noninterest expense | $3,412,000 | 4,664 |
| Salaries and employee benefits | $1,925,000 | 4,352 |
| Premises and equipment expense | $560,000 | 3,909 |
| Additional noninterest expense | $927,000 | 5,286 |
| Pre-tax net operating income | $1,944,000 | 2,289 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $94,000 | 3,272 |
| Income before extraordinary items | $1,850,000 | 2,156 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,850,000 | 2,157 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,850,000 | 2,158 |
| Net charge-offs | $472,000 | 3,734 |
| Cash dividends | $1,650,000 | 972 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,850,000 | 2,077 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,504,000 | 4,416 |
| Total interest expense | $960,000 | 4,801 |
| Net interest income | $3,544,000 | 4,164 |
| Provision for loan and lease losses | $370,000 | 4,024 |
| Total noninterest income | $771,000 | 3,222 |
| Gross Fiduciary activities income | $16,000 | 1,036 |
| Service charges on deposit accounts | $457,000 | 2,319 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $298,000 | 3,562 |
| Total noninterest expense | $2,614,000 | 4,626 |
| Salaries and employee benefits | $1,476,000 | 4,315 |
| Premises and equipment expense | $422,000 | 3,952 |
| Additional noninterest expense | $716,000 | 5,206 |
| Pre-tax net operating income | $1,331,000 | 2,594 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $64,000 | 3,418 |
| Income before extraordinary items | $1,267,000 | 2,453 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,267,000 | 2,450 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,267,000 | 2,454 |
| Net charge-offs | $231,000 | 4,050 |
| Cash dividends | $1,270,000 | 858 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,267,000 | 2,322 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,980,000 | 4,465 |
| Total interest expense | $665,000 | 4,823 |
| Net interest income | $2,315,000 | 4,235 |
| Provision for loan and lease losses | $280,000 | 3,740 |
| Total noninterest income | $513,000 | 3,171 |
| Gross Fiduciary activities income | $16,000 | 1,009 |
| Service charges on deposit accounts | $292,000 | 2,410 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $205,000 | 3,470 |
| Total noninterest expense | $1,777,000 | 4,581 |
| Salaries and employee benefits | $998,000 | 4,296 |
| Premises and equipment expense | $293,000 | 3,865 |
| Additional noninterest expense | $486,000 | 5,158 |
| Pre-tax net operating income | $771,000 | 2,857 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $37,000 | 3,476 |
| Income before extraordinary items | $734,000 | 2,669 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $734,000 | 2,664 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $734,000 | 2,668 |
| Net charge-offs | $224,000 | 3,400 |
| Cash dividends | $865,000 | 827 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $734,000 | 2,570 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,503,000 | 4,506 |
| Total interest expense | $342,000 | 4,883 |
| Net interest income | $1,161,000 | 4,249 |
| Provision for loan and lease losses | $90,000 | 4,075 |
| Total noninterest income | $255,000 | 3,180 |
| Gross Fiduciary activities income | $16,000 | 937 |
| Service charges on deposit accounts | $134,000 | 2,560 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $105,000 | 3,412 |
| Total noninterest expense | $902,000 | 4,577 |
| Salaries and employee benefits | $512,000 | 4,280 |
| Premises and equipment expense | $155,000 | 3,807 |
| Additional noninterest expense | $235,000 | 5,294 |
| Pre-tax net operating income | $424,000 | 2,735 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $20,000 | 3,454 |
| Income before extraordinary items | $404,000 | 2,538 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $404,000 | 2,536 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $404,000 | 2,538 |
| Net charge-offs | $52,000 | 3,679 |
| Cash dividends | $330,000 | 998 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $404,000 | 2,444 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,417,000 | 4,429 |
| Total interest expense | $1,814,000 | 4,720 |
| Net interest income | $4,603,000 | 4,160 |
| Provision for loan and lease losses | $325,000 | 5,153 |
| Total noninterest income | $978,000 | 3,382 |
| Gross Fiduciary activities income | $108,000 | 861 |
| Service charges on deposit accounts | $606,000 | 2,525 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $264,000 | 4,188 |
| Total noninterest expense | $3,439,000 | 4,775 |
| Salaries and employee benefits | $1,920,000 | 4,490 |
| Premises and equipment expense | $562,000 | 4,069 |
| Additional noninterest expense | $957,000 | 5,341 |
| Pre-tax net operating income | $1,817,000 | 2,070 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $87,000 | 2,948 |
| Income before extraordinary items | $1,730,000 | 1,894 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,730,000 | 1,891 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,730,000 | 1,893 |
| Net charge-offs | $274,000 | 4,617 |
| Cash dividends | $800,000 | 1,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,730,000 | 1,854 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,893,000 | 4,429 |
| Total interest expense | $1,439,000 | 4,716 |
| Net interest income | $3,454,000 | 4,163 |
| Provision for loan and lease losses | $250,000 | 4,859 |
| Total noninterest income | $766,000 | 3,366 |
| Gross Fiduciary activities income | $108,000 | 813 |
| Service charges on deposit accounts | $449,000 | 2,554 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $209,000 | 4,216 |
| Total noninterest expense | $2,663,000 | 4,681 |
| Salaries and employee benefits | $1,475,000 | 4,442 |
| Premises and equipment expense | $411,000 | 4,178 |
| Additional noninterest expense | $777,000 | 5,139 |
| Pre-tax net operating income | $1,307,000 | 2,292 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $63,000 | 3,186 |
| Income before extraordinary items | $1,244,000 | 2,112 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,244,000 | 2,110 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,244,000 | 2,112 |
| Net charge-offs | $135,000 | 4,746 |
| Cash dividends | $800,000 | 1,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,244,000 | 2,061 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,300,000 | 4,434 |
| Total interest expense | $1,024,000 | 4,668 |
| Net interest income | $2,276,000 | 4,183 |
| Provision for loan and lease losses | $175,000 | 4,540 |
| Total noninterest income | $556,000 | 3,175 |
| Gross Fiduciary activities income | $108,000 | 749 |
| Service charges on deposit accounts | $290,000 | 2,584 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $158,000 | 4,010 |
| Total noninterest expense | $1,817,000 | 4,660 |
| Salaries and employee benefits | $1,008,000 | 4,411 |
| Premises and equipment expense | $271,000 | 4,234 |
| Additional noninterest expense | $538,000 | 5,042 |
| Pre-tax net operating income | $840,000 | 2,428 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $40,000 | 3,306 |
| Income before extraordinary items | $800,000 | 2,228 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $800,000 | 2,225 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $800,000 | 2,227 |
| Net charge-offs | $131,000 | 3,934 |
| Cash dividends | $440,000 | 1,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $800,000 | 2,171 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,653,000 | 4,475 |
| Total interest expense | $541,000 | 4,618 |
| Net interest income | $1,112,000 | 4,239 |
| Provision for loan and lease losses | $100,000 | 3,845 |
| Total noninterest income | $327,000 | 2,859 |
| Gross Fiduciary activities income | $108,000 | 582 |
| Service charges on deposit accounts | $136,000 | 2,661 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $83,000 | 3,952 |
| Total noninterest expense | $901,000 | 4,609 |
| Salaries and employee benefits | $528,000 | 4,295 |
| Premises and equipment expense | $135,000 | 4,292 |
| Additional noninterest expense | $238,000 | 5,087 |
| Pre-tax net operating income | $438,000 | 2,625 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $22,000 | 3,499 |
| Income before extraordinary items | $416,000 | 2,479 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $416,000 | 2,479 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $416,000 | 2,481 |
| Net charge-offs | $17,000 | 4,442 |
| Cash dividends | $190,000 | 1,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $416,000 | 2,333 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,041,000 | 4,472 |
| Total interest expense | $2,628,000 | 4,606 |
| Net interest income | $4,413,000 | 4,277 |
| Provision for loan and lease losses | $187,000 | 5,288 |
| Total noninterest income | $952,000 | 3,514 |
| Gross Fiduciary activities income | $60,000 | 950 |
| Service charges on deposit accounts | $680,000 | 2,394 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $212,000 | 4,738 |
| Total noninterest expense | $3,206,000 | 4,898 |
| Salaries and employee benefits | $1,893,000 | 4,646 |
| Premises and equipment expense | $534,000 | 4,287 |
| Additional noninterest expense | $779,000 | 5,545 |
| Pre-tax net operating income | $1,972,000 | 2,477 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $95,000 | 3,418 |
| Income before extraordinary items | $1,877,000 | 2,121 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,877,000 | 2,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 3,664 |
| Cash dividends | $1,695,000 | 1,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,877,000 | 2,234 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,305,000 | 4,522 |
| Total interest expense | $2,040,000 | 4,647 |
| Net interest income | $3,265,000 | 4,352 |
| Provision for loan and lease losses | $125,000 | 4,866 |
| Total noninterest income | $765,000 | 3,443 |
| Gross Fiduciary activities income | $60,000 | 913 |
| Service charges on deposit accounts | $490,000 | 2,504 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $215,000 | 4,283 |
| Total noninterest expense | $2,382,000 | 4,915 |
| Salaries and employee benefits | $1,416,000 | 4,661 |
| Premises and equipment expense | $412,000 | 4,219 |
| Additional noninterest expense | $554,000 | 5,642 |
| Pre-tax net operating income | $1,523,000 | 2,814 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $73,000 | 3,849 |
| Income before extraordinary items | $1,451,000 | 2,386 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,451,000 | 2,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,156 |
| Cash dividends | $1,285,000 | 1,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,450,050 | 2,502 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,564,000 | 4,563 |
| Total interest expense | $1,439,000 | 4,625 |
| Net interest income | $2,125,000 | 4,413 |
| Provision for loan and lease losses | $52,000 | 5,140 |
| Total noninterest income | $464,000 | 3,683 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $311,000 | 2,564 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $153,000 | 4,281 |
| Total noninterest expense | $1,606,000 | 4,900 |
| Salaries and employee benefits | $953,000 | 4,684 |
| Premises and equipment expense | $283,000 | 4,132 |
| Additional noninterest expense | $370,000 | 5,641 |
| Pre-tax net operating income | $931,000 | 3,094 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $44,000 | 4,166 |
| Income before extraordinary items | $888,000 | 2,835 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $888,000 | 2,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,182 |
| Cash dividends | $945,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $887,050 | 2,782 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,873,000 | 4,517 |
| Total interest expense | $792,000 | 4,540 |
| Net interest income | $1,081,000 | 4,373 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $242,000 | 3,593 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $152,000 | 2,585 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $90,000 | 3,968 |
| Total noninterest expense | $828,000 | 4,827 |
| Salaries and employee benefits | $490,000 | 4,627 |
| Premises and equipment expense | $148,000 | 4,024 |
| Additional noninterest expense | $190,000 | 5,518 |
| Pre-tax net operating income | $495,000 | 3,088 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $24,000 | 4,234 |
| Income before extraordinary items | $471,000 | 2,830 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $471,000 | 2,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,915 |
| Cash dividends | $470,000 | 1,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $471,000 | 2,752 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,633,000 | 4,497 |
| Total interest expense | $3,224,000 | 4,579 |
| Net interest income | $4,409,000 | 4,350 |
| Provision for loan and lease losses | $149,000 | 4,365 |
| Total noninterest income | $893,000 | 3,772 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $671,000 | 2,449 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $222,000 | 4,852 |
| Total noninterest expense | $3,164,000 | 4,842 |
| Salaries and employee benefits | $1,846,000 | 4,662 |
| Premises and equipment expense | $524,000 | 4,222 |
| Additional noninterest expense | $794,000 | 5,371 |
| Pre-tax net operating income | $1,989,000 | 3,330 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $88,000 | 4,566 |
| Income before extraordinary items | $1,901,000 | 2,930 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,901,000 | 2,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,759 |
| Cash dividends | $1,150,000 | 2,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,901,000 | 2,921 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,659,000 | 4,549 |
| Total interest expense | $2,352,000 | 4,673 |
| Net interest income | $3,307,000 | 4,368 |
| Provision for loan and lease losses | $149,000 | 3,511 |
| Total noninterest income | $667,000 | 3,789 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $496,000 | 2,459 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $171,000 | 4,803 |
| Total noninterest expense | $2,406,000 | 4,776 |
| Salaries and employee benefits | $1,376,000 | 4,649 |
| Premises and equipment expense | $428,000 | 3,968 |
| Additional noninterest expense | $602,000 | 5,285 |
| Pre-tax net operating income | $1,419,000 | 3,595 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $60,000 | 4,828 |
| Income before extraordinary items | $1,359,000 | 3,186 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,359,000 | 3,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 1,815 |
| Cash dividends | $1,150,000 | 1,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,359,000 | 3,169 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,714,000 | 4,614 |
| Total interest expense | $1,514,000 | 4,766 |
| Net interest income | $2,200,000 | 4,413 |
| Provision for loan and lease losses | $148,000 | 2,691 |
| Total noninterest income | $432,000 | 3,861 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $316,000 | 2,549 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $116,000 | 4,822 |
| Total noninterest expense | $1,604,000 | 4,806 |
| Salaries and employee benefits | $920,000 | 4,681 |
| Premises and equipment expense | $286,000 | 3,972 |
| Additional noninterest expense | $398,000 | 5,315 |
| Pre-tax net operating income | $880,000 | 3,814 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $34,000 | 5,030 |
| Income before extraordinary items | $846,000 | 3,397 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $846,000 | 3,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 2,059 |
| Cash dividends | $660,000 | 2,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $846,000 | 3,373 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,836,000 | 4,647 |
| Total interest expense | $738,000 | 4,827 |
| Net interest income | $1,098,000 | 4,424 |
| Provision for loan and lease losses | $148,000 | 1,532 |
| Total noninterest income | $215,000 | 3,857 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $148,000 | 2,628 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $67,000 | 4,543 |
| Total noninterest expense | $801,000 | 4,802 |
| Salaries and employee benefits | $472,000 | 4,626 |
| Premises and equipment expense | $244,000 | 2,650 |
| Additional noninterest expense | $85,000 | 7,376 |
| Pre-tax net operating income | $364,000 | 4,223 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $9,000 | 5,389 |
| Income before extraordinary items | $355,000 | 3,781 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $355,000 | 3,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 1,221 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $355,000 | 3,760 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,869,000 | 4,621 |
| Total interest expense | $2,569,000 | 4,757 |
| Net interest income | $4,300,000 | 4,464 |
| Provision for loan and lease losses | $426,000 | 2,167 |
| Total noninterest income | $862,000 | 3,878 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $694,000 | 2,387 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $168,000 | 5,428 |
| Total noninterest expense | $3,085,000 | 4,794 |
| Salaries and employee benefits | $1,747,000 | 4,717 |
| Premises and equipment expense | $570,000 | 3,912 |
| Additional noninterest expense | $768,000 | 5,343 |
| Pre-tax net operating income | $1,651,000 | 4,073 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $79,000 | 5,155 |
| Income before extraordinary items | $1,572,000 | 3,669 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,572,000 | 3,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 1,610 |
| Cash dividends | $1,415,000 | 2,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,572,000 | 3,646 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,017,000 | 4,681 |
| Total interest expense | $1,826,000 | 4,814 |
| Net interest income | $3,191,000 | 4,524 |
| Provision for loan and lease losses | $157,000 | 3,335 |
| Total noninterest income | $658,000 | 3,838 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $545,000 | 2,303 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $113,000 | 5,618 |
| Total noninterest expense | $2,322,000 | 4,767 |
| Salaries and employee benefits | $1,315,000 | 4,671 |
| Premises and equipment expense | $431,000 | 3,894 |
| Additional noninterest expense | $576,000 | 5,345 |
| Pre-tax net operating income | $1,370,000 | 3,988 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $66,000 | 5,255 |
| Income before extraordinary items | $1,304,000 | 3,532 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,304,000 | 3,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,687 |
| Cash dividends | $1,415,000 | 1,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,304,000 | 3,514 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,252,000 | 4,724 |
| Total interest expense | $1,150,000 | 4,850 |
| Net interest income | $2,102,000 | 4,562 |
| Provision for loan and lease losses | $148,000 | 2,699 |
| Total noninterest income | $416,000 | 3,966 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $302,000 | 2,648 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $114,000 | 4,856 |
| Total noninterest expense | $1,521,000 | 4,836 |
| Salaries and employee benefits | $889,000 | 4,654 |
| Premises and equipment expense | $271,000 | 4,069 |
| Additional noninterest expense | $361,000 | 5,521 |
| Pre-tax net operating income | $849,000 | 4,189 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $41,000 | 5,369 |
| Income before extraordinary items | $808,000 | 3,729 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $808,000 | 3,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $1,055,000 | 1,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $808,000 | 3,723 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,587,000 | 4,729 |
| Total interest expense | $557,000 | 4,813 |
| Net interest income | $1,030,000 | 4,624 |
| Provision for loan and lease losses | $16,000 | 4,730 |
| Total noninterest income | $199,000 | 3,996 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $139,000 | 2,764 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $60,000 | 4,759 |
| Total noninterest expense | $769,000 | 4,815 |
| Salaries and employee benefits | $450,000 | 4,635 |
| Premises and equipment expense | $133,000 | 4,114 |
| Additional noninterest expense | $186,000 | 5,401 |
| Pre-tax net operating income | $444,000 | 4,025 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $21,000 | 5,307 |
| Income before extraordinary items | $423,000 | 3,545 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $423,000 | 3,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $400,000 | 1,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $423,000 | 3,523 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,958,000 | 4,618 |
| Total interest expense | $1,815,000 | 4,716 |
| Net interest income | $4,143,000 | 4,509 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $718,000 | 4,306 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $525,000 | 2,949 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $193,000 | 5,236 |
| Total noninterest expense | $2,812,000 | 5,004 |
| Salaries and employee benefits | $1,657,000 | 4,747 |
| Premises and equipment expense | $439,000 | 4,576 |
| Additional noninterest expense | $716,000 | 5,518 |
| Pre-tax net operating income | $2,049,000 | 3,624 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $100,000 | 5,373 |
| Income before extraordinary items | $1,955,000 | 3,148 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,955,000 | 3,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,682 |
| Cash dividends | $1,615,000 | 1,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,949,300 | 3,121 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,395,000 | 4,640 |
| Total interest expense | $1,273,000 | 4,775 |
| Net interest income | $3,122,000 | 4,508 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $532,000 | 4,370 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $380,000 | 3,030 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $152,000 | 5,165 |
| Total noninterest expense | $2,101,000 | 4,980 |
| Salaries and employee benefits | $1,241,000 | 4,722 |
| Premises and equipment expense | $342,000 | 4,434 |
| Additional noninterest expense | $518,000 | 5,602 |
| Pre-tax net operating income | $1,553,000 | 3,654 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $76,000 | 5,483 |
| Income before extraordinary items | $1,483,000 | 3,160 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,483,000 | 3,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,879 |
| Cash dividends | $1,200,000 | 1,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,477,300 | 3,130 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,860,000 | 4,647 |
| Total interest expense | $792,000 | 4,810 |
| Net interest income | $2,068,000 | 4,512 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $349,000 | 4,381 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $248,000 | 3,024 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $101,000 | 5,169 |
| Total noninterest expense | $1,400,000 | 4,968 |
| Salaries and employee benefits | $835,000 | 4,674 |
| Premises and equipment expense | $222,000 | 4,471 |
| Additional noninterest expense | $343,000 | 5,594 |
| Pre-tax net operating income | $1,017,000 | 3,656 |
| Securities gains (losses) | $4,000 | 1,659 |
| Applicable income taxes | $50,000 | 5,519 |
| Income before extraordinary items | $971,000 | 3,160 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $971,000 | 3,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $1,060,000 | 1,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $967,200 | 3,119 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,401,000 | 4,693 |
| Total interest expense | $371,000 | 4,892 |
| Net interest income | $1,030,000 | 4,524 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $179,000 | 4,262 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $123,000 | 2,981 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $56,000 | 4,934 |
| Total noninterest expense | $711,000 | 4,939 |
| Salaries and employee benefits | $434,000 | 4,560 |
| Premises and equipment expense | $115,000 | 4,423 |
| Additional noninterest expense | $162,000 | 5,752 |
| Pre-tax net operating income | $498,000 | 3,693 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $24,000 | 5,498 |
| Income before extraordinary items | $474,000 | 3,170 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $474,000 | 3,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,076 |
| Cash dividends | $380,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $474,000 | 3,132 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,366,000 | 4,615 |
| Total interest expense | $1,456,000 | 4,603 |
| Net interest income | $3,910,000 | 4,552 |
| Provision for loan and lease losses | $15,000 | 6,861 |
| Total noninterest income | $678,000 | 4,483 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $512,000 | 3,093 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $166,000 | 5,491 |
| Total noninterest expense | $2,658,000 | 5,080 |
| Salaries and employee benefits | $1,586,000 | 4,752 |
| Premises and equipment expense | $401,000 | 4,755 |
| Additional noninterest expense | $671,000 | 5,660 |
| Pre-tax net operating income | $1,915,000 | 3,597 |
| Securities gains (losses) | $20,000 | 2,398 |
| Applicable income taxes | $94,000 | 5,572 |
| Income before extraordinary items | $1,841,000 | 3,131 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,841,000 | 3,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 8,652 |
| Cash dividends | $1,420,000 | 1,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,822,000 | 3,094 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,979,000 | 4,628 |
| Total interest expense | $1,075,000 | 4,601 |
| Net interest income | $2,904,000 | 4,583 |
| Provision for loan and lease losses | $15,000 | 6,527 |
| Total noninterest income | $491,000 | 4,599 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $372,000 | 3,179 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $119,000 | 5,588 |
| Total noninterest expense | $1,961,000 | 5,103 |
| Salaries and employee benefits | $1,175,000 | 4,748 |
| Premises and equipment expense | $307,000 | 4,685 |
| Additional noninterest expense | $479,000 | 5,759 |
| Pre-tax net operating income | $1,419,000 | 3,715 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $69,000 | 5,722 |
| Income before extraordinary items | $1,350,000 | 3,241 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,350,000 | 3,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,610 |
| Cash dividends | $1,070,000 | 1,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,350,000 | 3,159 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,629,000 | 4,670 |
| Total interest expense | $710,000 | 4,629 |
| Net interest income | $1,919,000 | 4,601 |
| Provision for loan and lease losses | $15,000 | 6,089 |
| Total noninterest income | $365,000 | 4,333 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $243,000 | 3,205 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $122,000 | 4,745 |
| Total noninterest expense | $1,315,000 | 5,091 |
| Salaries and employee benefits | $795,000 | 4,749 |
| Premises and equipment expense | $206,000 | 4,676 |
| Additional noninterest expense | $314,000 | 5,842 |
| Pre-tax net operating income | $954,000 | 3,638 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $46,000 | 5,716 |
| Income before extraordinary items | $908,000 | 3,190 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $908,000 | 3,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,672 |
| Cash dividends | $640,000 | 1,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $908,000 | 3,104 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,302,000 | 4,716 |
| Total interest expense | $356,000 | 4,656 |
| Net interest income | $946,000 | 4,653 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $177,000 | 4,368 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $117,000 | 3,205 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $60,000 | 4,738 |
| Total noninterest expense | $673,000 | 5,037 |
| Salaries and employee benefits | $409,000 | 4,659 |
| Premises and equipment expense | $105,000 | 4,639 |
| Additional noninterest expense | $159,000 | 5,819 |
| Pre-tax net operating income | $435,000 | 3,866 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $21,000 | 5,742 |
| Income before extraordinary items | $414,000 | 3,415 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $414,000 | 3,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 8,789 |
| Cash dividends | $155,000 | 2,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $414,000 | 3,301 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,476,000 | 4,583 |
| Total interest expense | $1,642,000 | 4,619 |
| Net interest income | $3,834,000 | 4,497 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $712,000 | 4,510 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $578,000 | 2,777 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $134,000 | 6,024 |
| Total noninterest expense | $2,718,000 | 4,919 |
| Salaries and employee benefits | $1,619,000 | 4,604 |
| Premises and equipment expense | $489,000 | 4,141 |
| Additional noninterest expense | $610,000 | 5,946 |
| Pre-tax net operating income | $1,708,000 | 3,775 |
| Securities gains (losses) | $88,000 | 2,003 |
| Applicable income taxes | $89,000 | 5,838 |
| Income before extraordinary items | $1,707,000 | 3,225 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,707,000 | 3,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,493 |
| Cash dividends | $1,455,000 | 1,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,623,400 | 3,203 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,136,000 | 4,618 |
| Total interest expense | $1,268,000 | 4,645 |
| Net interest income | $2,868,000 | 4,528 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $547,000 | 4,475 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $387,000 | 3,023 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $160,000 | 5,212 |
| Total noninterest expense | $2,052,000 | 4,891 |
| Salaries and employee benefits | $1,232,000 | 4,530 |
| Premises and equipment expense | $367,000 | 4,122 |
| Additional noninterest expense | $453,000 | 5,958 |
| Pre-tax net operating income | $1,273,000 | 3,911 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $64,000 | 6,006 |
| Income before extraordinary items | $1,209,000 | 3,479 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,209,000 | 3,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,291 |
| Cash dividends | $1,105,000 | 1,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,209,000 | 3,311 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,790,000 | 4,618 |
| Total interest expense | $877,000 | 4,653 |
| Net interest income | $1,913,000 | 4,528 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $342,000 | 4,641 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $244,000 | 3,129 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $98,000 | 5,351 |
| Total noninterest expense | $1,347,000 | 4,942 |
| Salaries and employee benefits | $818,000 | 4,535 |
| Premises and equipment expense | $246,000 | 4,101 |
| Additional noninterest expense | $283,000 | 6,159 |
| Pre-tax net operating income | $848,000 | 3,904 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $42,000 | 6,056 |
| Income before extraordinary items | $806,000 | 3,496 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $806,000 | 3,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,985 |
| Cash dividends | $825,000 | 1,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $806,000 | 3,304 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,411,000 | 4,594 |
| Total interest expense | $448,000 | 4,685 |
| Net interest income | $963,000 | 4,507 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $166,000 | 4,626 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $118,000 | 3,121 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $48,000 | 5,346 |
| Total noninterest expense | $700,000 | 4,790 |
| Salaries and employee benefits | $424,000 | 4,439 |
| Premises and equipment expense | $135,000 | 3,814 |
| Additional noninterest expense | $141,000 | 6,147 |
| Pre-tax net operating income | $399,000 | 4,034 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $20,000 | 6,071 |
| Income before extraordinary items | $379,000 | 3,607 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $379,000 | 3,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,558 |
| Cash dividends | $330,000 | 1,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $379,000 | 3,434 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,044,000 | 4,529 |
| Total interest expense | $2,156,000 | 4,576 |
| Net interest income | $3,888,000 | 4,438 |
| Provision for loan and lease losses | $4,000 | 8,000 |
| Total noninterest income | $679,000 | 4,410 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $497,000 | 2,985 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $182,000 | 5,213 |
| Total noninterest expense | $2,611,000 | 4,937 |
| Salaries and employee benefits | $1,577,000 | 4,496 |
| Premises and equipment expense | $433,000 | 4,376 |
| Additional noninterest expense | $601,000 | 5,924 |
| Pre-tax net operating income | $1,952,000 | 3,491 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $97,000 | 5,991 |
| Income before extraordinary items | $1,855,000 | 2,963 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,855,000 | 2,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,397 |
| Cash dividends | $2,215,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,855,000 | 2,877 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,832,000 | 4,511 |
| Total interest expense | $3,021,000 | 4,705 |
| Net interest income | $3,811,000 | 4,276 |
| Provision for loan and lease losses | $48,000 | 6,745 |
| Total noninterest income | $630,000 | 4,468 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $463,000 | 3,026 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $167,000 | 5,302 |
| Total noninterest expense | $2,548,000 | 4,896 |
| Salaries and employee benefits | $1,494,000 | 4,526 |
| Premises and equipment expense | $432,000 | 4,364 |
| Additional noninterest expense | $622,000 | 5,712 |
| Pre-tax net operating income | $1,845,000 | 3,367 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $61,000 | 6,524 |
| Income before extraordinary items | $1,784,000 | 2,818 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,784,000 | 2,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,619 |
| Cash dividends | $1,220,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,784,000 | 2,727 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,093,000 | 4,534 |
| Total interest expense | $3,284,000 | 4,594 |
| Net interest income | $3,809,000 | 4,350 |
| Provision for loan and lease losses | $384,000 | 2,351 |
| Total noninterest income | $560,000 | 4,596 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $418,000 | 3,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 5,618 |
| Total noninterest expense | $2,764,000 | 4,511 |
| Salaries and employee benefits | $1,584,000 | 4,174 |
| Premises and equipment expense | $477,000 | 3,938 |
| Additional noninterest expense | $703,000 | 5,157 |
| Pre-tax net operating income | $1,221,000 | 4,677 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-49,000 | 9,481 |
| Income before extraordinary items | $1,270,000 | 3,700 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,270,000 | 3,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 1,829 |
| Cash dividends | $950,000 | 2,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,270,000 | 3,687 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,336,000 | 4,778 |
| Total interest expense | $2,777,000 | 4,887 |
| Net interest income | $3,559,000 | 4,598 |
| Provision for loan and lease losses | $305,000 | 2,603 |
| Total noninterest income | $698,000 | 4,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $471,000 | 2,770 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 4,650 |
| Total noninterest expense | $2,616,000 | 4,711 |
| Salaries and employee benefits | $1,513,000 | 4,308 |
| Premises and equipment expense | $481,000 | 3,897 |
| Additional noninterest expense | $622,000 | 5,690 |
| Pre-tax net operating income | $1,336,000 | 4,438 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $503,000 | 3,624 |
| Income before extraordinary items | $833,000 | 4,973 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $833,000 | 4,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,160 |
| Cash dividends | $415,000 | 3,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $833,000 | 4,935 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,947,000 | 5,717 |
| Total interest expense | $2,282,000 | 5,687 |
| Net interest income | $2,665,000 | 5,590 |
| Provision for loan and lease losses | $377,000 | 2,164 |
| Total noninterest income | $391,000 | 5,696 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $325,000 | 3,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,603 |
| Total noninterest expense | $2,095,000 | 5,418 |
| Salaries and employee benefits | $1,219,000 | 5,017 |
| Premises and equipment expense | $305,000 | 5,339 |
| Additional noninterest expense | $571,000 | 5,939 |
| Pre-tax net operating income | $584,000 | 7,001 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $142,000 | 6,951 |
| Income before extraordinary items | $445,000 | 6,949 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $445,000 | 6,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $470,000 | 1,320 |
| Cash dividends | $1,075,000 | 2,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $442,720 | 6,868 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,265,000 | 7,432 |
| Total interest expense | $1,600,000 | 7,120 |
| Net interest income | $1,665,000 | 7,630 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $194,000 | 7,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,073 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,946 |
| Total noninterest expense | $1,235,000 | 7,553 |
| Salaries and employee benefits | $878,000 | 6,403 |
| Premises and equipment expense | $83,000 | 9,364 |
| Additional noninterest expense | $274,000 | 8,594 |
| Pre-tax net operating income | $624,000 | 7,311 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $180,000 | 7,171 |
| Income before extraordinary items | $444,000 | 7,351 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $444,000 | 7,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,899 |
| Cash dividends | $140,000 | 6,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $444,000 | 7,301 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,808,000 | 8,264 |
| Total interest expense | $1,427,000 | 7,764 |
| Net interest income | $1,381,000 | 8,565 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $167,000 | 8,742 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,081 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,981 |
| Total noninterest expense | $1,064,000 | 8,457 |
| Salaries and employee benefits | $737,000 | 7,324 |
| Premises and equipment expense | $59,000 | 10,387 |
| Additional noninterest expense | $268,000 | 9,203 |
| Pre-tax net operating income | $484,000 | 8,036 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $141,000 | 8,010 |
| Income before extraordinary items | $343,000 | 8,053 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $343,000 | 8,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-69,000 | 11,131 |
| Cash dividends | $170,000 | 5,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $343,000 | 8,000 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,851,000 | 8,433 |
| Total interest expense | $1,342,000 | 8,137 |
| Net interest income | $1,509,000 | 8,509 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $122,000 | 9,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 7,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 10,398 |
| Total noninterest expense | $1,123,000 | 8,491 |
| Salaries and employee benefits | $773,000 | 7,255 |
| Premises and equipment expense | $66,000 | 10,593 |
| Additional noninterest expense | $284,000 | 9,419 |
| Pre-tax net operating income | $508,000 | 8,390 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $173,000 | 7,875 |
| Income before extraordinary items | $331,000 | 8,656 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $331,000 | 8,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $2,476,000 | 1,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $333,640 | 8,595 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,808,000 | 8,373 |
| Total interest expense | $1,134,000 | 8,166 |
| Net interest income | $1,674,000 | 8,369 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $123,000 | 10,236 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 8,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 10,920 |
| Total noninterest expense | $1,264,000 | 8,376 |
| Salaries and employee benefits | $886,000 | 6,728 |
| Premises and equipment expense | $70,000 | 10,970 |
| Additional noninterest expense | $308,000 | 9,874 |
| Pre-tax net operating income | $533,000 | 8,436 |
| Securities gains (losses) | $-9,000 | 9,765 |
| Applicable income taxes | $176,000 | 7,790 |
| Income before extraordinary items | $348,000 | 8,643 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $348,000 | 8,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,341 |
| Cash dividends | $350,000 | 4,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $353,940 | 8,667 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,999,000 | 8,336 |
| Total interest expense | $1,181,000 | 8,340 |
| Net interest income | $1,818,000 | 8,195 |
| Provision for loan and lease losses | $-50,000 | 12,736 |
| Total noninterest income | $117,000 | 10,904 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 8,461 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,038 |
| Total noninterest expense | $1,284,000 | 8,567 |
| Salaries and employee benefits | $860,000 | 6,959 |
| Premises and equipment expense | $88,000 | 10,858 |
| Additional noninterest expense | $336,000 | 10,004 |
| Pre-tax net operating income | $701,000 | 7,359 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $231,000 | 7,089 |
| Income before extraordinary items | $471,000 | 7,788 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $471,000 | 7,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 11,674 |
| Cash dividends | $460,000 | 3,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $470,330 | 7,535 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,277,000 | 8,509 |
| Total interest expense | $1,445,000 | 8,682 |
| Net interest income | $1,832,000 | 8,243 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $118,000 | 11,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 12,017 |
| Total noninterest expense | $1,140,000 | 9,324 |
| Salaries and employee benefits | $754,000 | 7,581 |
| Premises and equipment expense | $72,000 | 11,802 |
| Additional noninterest expense | $314,000 | 10,627 |
| Pre-tax net operating income | $810,000 | 6,514 |
| Securities gains (losses) | $40,000 | 4,499 |
| Applicable income taxes | $289,000 | 6,086 |
| Income before extraordinary items | $561,000 | 6,845 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $561,000 | 6,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 13,287 |
| Cash dividends | $500,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $534,600 | 6,674 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.