Bank Iowa, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,155,000 | 7,091 |
| Total interest expense | $1,556,000 | 6,879 |
| Net interest income | $1,599,000 | 7,160 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $269,000 | 6,683 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $174,000 | 5,460 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $95,000 | 6,539 |
| Total noninterest expense | $1,036,000 | 7,865 |
| Salaries and employee benefits | $601,000 | 7,665 |
| Premises and equipment expense | $186,000 | 6,985 |
| Additional noninterest expense | $249,000 | 8,231 |
| Pre-tax net operating income | $832,000 | 5,383 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-37,000 | 9,123 |
| Income before extraordinary items | $869,000 | 4,655 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $869,000 | 4,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,057 |
| Cash dividends | $714,000 | 2,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $869,000 | 4,549 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,357,000 | 7,044 |
| Total interest expense | $1,769,000 | 6,661 |
| Net interest income | $1,588,000 | 7,318 |
| Provision for loan and lease losses | $18,000 | 7,686 |
| Total noninterest income | $225,000 | 7,026 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 5,588 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 7,420 |
| Total noninterest expense | $1,011,000 | 7,986 |
| Salaries and employee benefits | $563,000 | 7,908 |
| Premises and equipment expense | $185,000 | 7,000 |
| Additional noninterest expense | $263,000 | 8,235 |
| Pre-tax net operating income | $784,000 | 5,924 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $32,000 | 7,564 |
| Income before extraordinary items | $752,000 | 5,229 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $752,000 | 5,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,998 |
| Cash dividends | $368,000 | 4,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $752,000 | 5,222 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,067,000 | 7,301 |
| Total interest expense | $1,514,000 | 6,938 |
| Net interest income | $1,553,000 | 7,485 |
| Provision for loan and lease losses | $48,000 | 6,602 |
| Total noninterest income | $231,000 | 7,132 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 5,546 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 7,661 |
| Total noninterest expense | $989,000 | 8,158 |
| Salaries and employee benefits | $544,000 | 8,075 |
| Premises and equipment expense | $189,000 | 6,987 |
| Additional noninterest expense | $256,000 | 8,505 |
| Pre-tax net operating income | $747,000 | 6,136 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $361,000 | 4,400 |
| Income before extraordinary items | $386,000 | 7,062 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $386,000 | 7,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 9,843 |
| Cash dividends | $168,000 | 5,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $386,000 | 7,034 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,827,000 | 7,731 |
| Total interest expense | $1,329,000 | 7,587 |
| Net interest income | $1,498,000 | 7,690 |
| Provision for loan and lease losses | $48,000 | 6,686 |
| Total noninterest income | $255,000 | 6,951 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 5,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,213 |
| Total noninterest expense | $1,110,000 | 7,795 |
| Salaries and employee benefits | $536,000 | 8,140 |
| Premises and equipment expense | $203,000 | 6,666 |
| Additional noninterest expense | $371,000 | 7,466 |
| Pre-tax net operating income | $595,000 | 6,942 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $215,000 | 6,019 |
| Income before extraordinary items | $380,000 | 7,342 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $380,000 | 7,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,100 |
| Cash dividends | $270,000 | 4,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $380,000 | 7,260 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,688,000 | 8,139 |
| Total interest expense | $1,268,000 | 7,932 |
| Net interest income | $1,420,000 | 8,187 |
| Provision for loan and lease losses | $48,000 | 6,747 |
| Total noninterest income | $219,000 | 7,598 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 5,538 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 9,236 |
| Total noninterest expense | $1,075,000 | 8,080 |
| Salaries and employee benefits | $499,000 | 8,612 |
| Premises and equipment expense | $145,000 | 7,919 |
| Additional noninterest expense | $431,000 | 7,093 |
| Pre-tax net operating income | $516,000 | 7,833 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $192,000 | 6,988 |
| Income before extraordinary items | $324,000 | 8,189 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $324,000 | 8,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,548 |
| Cash dividends | $140,000 | 6,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $324,000 | 8,151 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,624,000 | 8,525 |
| Total interest expense | $1,272,000 | 8,181 |
| Net interest income | $1,352,000 | 8,640 |
| Provision for loan and lease losses | $55,000 | 6,421 |
| Total noninterest income | $236,000 | 7,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 5,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 8,929 |
| Total noninterest expense | $968,000 | 8,782 |
| Salaries and employee benefits | $505,000 | 8,849 |
| Premises and equipment expense | $131,000 | 8,508 |
| Additional noninterest expense | $332,000 | 8,551 |
| Pre-tax net operating income | $565,000 | 7,599 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $213,000 | 6,931 |
| Income before extraordinary items | $354,000 | 7,970 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $354,000 | 7,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,265 |
| Cash dividends | $45,000 | 7,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $352,720 | 7,925 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,492,000 | 8,980 |
| Total interest expense | $1,204,000 | 8,574 |
| Net interest income | $1,288,000 | 9,105 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $227,000 | 8,033 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 5,806 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 10,029 |
| Total noninterest expense | $999,000 | 8,955 |
| Salaries and employee benefits | $528,000 | 8,873 |
| Premises and equipment expense | $135,000 | 8,656 |
| Additional noninterest expense | $336,000 | 8,844 |
| Pre-tax net operating income | $496,000 | 8,462 |
| Securities gains (losses) | $-5,000 | 9,676 |
| Applicable income taxes | $184,000 | 7,711 |
| Income before extraordinary items | $307,000 | 8,868 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $307,000 | 8,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,275 |
| Cash dividends | $195,000 | 5,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $310,200 | 8,800 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,052,000 | 9,711 |
| Total interest expense | $873,000 | 9,247 |
| Net interest income | $1,179,000 | 9,812 |
| Provision for loan and lease losses | $12,000 | 8,270 |
| Total noninterest income | $220,000 | 8,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 6,086 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,719 |
| Total noninterest expense | $1,017,000 | 9,278 |
| Salaries and employee benefits | $534,000 | 9,091 |
| Premises and equipment expense | $122,000 | 9,334 |
| Additional noninterest expense | $361,000 | 9,229 |
| Pre-tax net operating income | $370,000 | 9,573 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $137,000 | 8,576 |
| Income before extraordinary items | $232,000 | 9,896 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $232,000 | 9,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,205 |
| Cash dividends | $95,000 | 7,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $232,640 | 9,967 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,009,000 | 10,156 |
| Total interest expense | $853,000 | 9,775 |
| Net interest income | $1,156,000 | 10,210 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $231,000 | 8,688 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,916 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,437 |
| Total noninterest expense | $982,000 | 9,813 |
| Salaries and employee benefits | $503,000 | 9,638 |
| Premises and equipment expense | $126,000 | 9,610 |
| Additional noninterest expense | $353,000 | 9,810 |
| Pre-tax net operating income | $393,000 | 9,463 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $146,000 | 8,742 |
| Income before extraordinary items | $247,000 | 10,080 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $247,000 | 10,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $155,000 | 6,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $247,000 | 9,836 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,120,000 | 10,657 |
| Total interest expense | $1,022,000 | 10,303 |
| Net interest income | $1,098,000 | 10,707 |
| Provision for loan and lease losses | $21,000 | 10,525 |
| Total noninterest income | $253,000 | 8,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $218,000 | 5,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 11,401 |
| Total noninterest expense | $1,003,000 | 9,967 |
| Salaries and employee benefits | $531,000 | 9,473 |
| Premises and equipment expense | $125,000 | 9,856 |
| Additional noninterest expense | $347,000 | 10,227 |
| Pre-tax net operating income | $327,000 | 9,892 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $120,000 | 9,356 |
| Income before extraordinary items | $207,000 | 10,504 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $207,000 | 10,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 8,076 |
| Cash dividends | $135,000 | 5,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $207,000 | 10,163 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.