BANK IOWA, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,481,000 | 3,089 |
| Total interest expense | $3,113,000 | 2,529 |
| Net interest income | $6,368,000 | 3,323 |
| Provision for loan and lease losses | $563,000 | 3,964 |
| Total noninterest income | $550,000 | 4,393 |
| Gross Fiduciary activities income | $20,000 | 1,064 |
| Service charges on deposit accounts | $238,000 | 4,096 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $292,000 | 3,984 |
| Total noninterest expense | $3,565,000 | 4,543 |
| Salaries and employee benefits | $1,956,000 | 4,301 |
| Premises and equipment expense | $233,000 | 5,924 |
| Additional noninterest expense | $1,376,000 | 4,237 |
| Pre-tax net operating income | $2,790,000 | 1,725 |
| Securities gains (losses) | $-514,000 | 7,428 |
| Applicable income taxes | $83,000 | 3,365 |
| Income before extraordinary items | $2,193,000 | 1,865 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,193,000 | 1,865 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,193,000 | 1,867 |
| Net charge-offs | $416,000 | 3,889 |
| Cash dividends | $879,000 | 1,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,686,440 | 1,485 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,082,000 | 3,161 |
| Total interest expense | $2,397,000 | 2,562 |
| Net interest income | $4,685,000 | 3,419 |
| Provision for loan and lease losses | $375,000 | 3,997 |
| Total noninterest income | $411,000 | 4,455 |
| Gross Fiduciary activities income | $11,000 | 1,082 |
| Service charges on deposit accounts | $178,000 | 4,169 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $222,000 | 3,996 |
| Total noninterest expense | $2,611,000 | 4,632 |
| Salaries and employee benefits | $1,463,000 | 4,340 |
| Premises and equipment expense | $165,000 | 6,093 |
| Additional noninterest expense | $983,000 | 4,342 |
| Pre-tax net operating income | $2,110,000 | 1,817 |
| Securities gains (losses) | $-214,000 | 7,494 |
| Applicable income taxes | $81,000 | 3,254 |
| Income before extraordinary items | $1,815,000 | 1,814 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,815,000 | 1,815 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,815,000 | 1,816 |
| Net charge-offs | $238,000 | 4,018 |
| Cash dividends | $579,000 | 1,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,020,440 | 1,563 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,724,000 | 3,187 |
| Total interest expense | $1,645,000 | 2,590 |
| Net interest income | $3,079,000 | 3,457 |
| Provision for loan and lease losses | $313,000 | 3,540 |
| Total noninterest income | $334,000 | 4,034 |
| Gross Fiduciary activities income | $11,000 | 1,044 |
| Service charges on deposit accounts | $116,000 | 4,206 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $207,000 | 3,459 |
| Total noninterest expense | $1,731,000 | 4,657 |
| Salaries and employee benefits | $966,000 | 4,383 |
| Premises and equipment expense | $111,000 | 6,112 |
| Additional noninterest expense | $654,000 | 4,359 |
| Pre-tax net operating income | $1,369,000 | 1,848 |
| Securities gains (losses) | $-100,000 | 7,513 |
| Applicable income taxes | $49,000 | 3,292 |
| Income before extraordinary items | $1,220,000 | 1,781 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,220,000 | 1,780 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,220,000 | 1,781 |
| Net charge-offs | $115,000 | 4,099 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,316,000 | 1,587 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,341,000 | 3,273 |
| Total interest expense | $843,000 | 2,650 |
| Net interest income | $1,498,000 | 3,558 |
| Provision for loan and lease losses | $125,000 | 3,660 |
| Total noninterest income | $149,000 | 4,298 |
| Gross Fiduciary activities income | $1,000 | 1,185 |
| Service charges on deposit accounts | $55,000 | 4,301 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $93,000 | 3,649 |
| Total noninterest expense | $843,000 | 4,757 |
| Salaries and employee benefits | $471,000 | 4,516 |
| Premises and equipment expense | $57,000 | 6,162 |
| Additional noninterest expense | $315,000 | 4,452 |
| Pre-tax net operating income | $679,000 | 1,875 |
| Securities gains (losses) | $-100,000 | 7,697 |
| Applicable income taxes | $15,000 | 3,592 |
| Income before extraordinary items | $564,000 | 1,933 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $564,000 | 1,931 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $564,000 | 1,933 |
| Net charge-offs | $49,000 | 3,726 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $661,000 | 1,586 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,551,000 | 3,340 |
| Total interest expense | $4,074,000 | 2,697 |
| Net interest income | $5,477,000 | 3,712 |
| Provision for loan and lease losses | $2,900,000 | 2,024 |
| Total noninterest income | $629,000 | 4,278 |
| Gross Fiduciary activities income | $13,000 | 1,147 |
| Service charges on deposit accounts | $218,000 | 4,490 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $398,000 | 3,556 |
| Total noninterest expense | $3,503,000 | 4,715 |
| Salaries and employee benefits | $1,957,000 | 4,429 |
| Premises and equipment expense | $319,000 | 5,508 |
| Additional noninterest expense | $1,227,000 | 4,676 |
| Pre-tax net operating income | $-297,000 | 5,804 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-35,000 | 6,385 |
| Income before extraordinary items | $-262,000 | 5,885 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-262,000 | 5,884 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-262,000 | 5,884 |
| Net charge-offs | $2,997,000 | 1,610 |
| Cash dividends | $450,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-262,000 | 5,889 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,211,000 | 3,376 |
| Total interest expense | $3,131,000 | 2,754 |
| Net interest income | $4,080,000 | 3,739 |
| Provision for loan and lease losses | $1,881,000 | 1,990 |
| Total noninterest income | $453,000 | 4,421 |
| Gross Fiduciary activities income | $5,000 | 1,190 |
| Service charges on deposit accounts | $154,000 | 4,631 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $294,000 | 3,655 |
| Total noninterest expense | $2,632,000 | 4,715 |
| Salaries and employee benefits | $1,421,000 | 4,554 |
| Premises and equipment expense | $231,000 | 5,640 |
| Additional noninterest expense | $980,000 | 4,460 |
| Pre-tax net operating income | $20,000 | 5,597 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,000 | 4,465 |
| Income before extraordinary items | $19,000 | 5,696 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $19,000 | 5,696 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $19,000 | 5,696 |
| Net charge-offs | $1,888,000 | 1,554 |
| Cash dividends | $450,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $19,000 | 5,636 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,930,000 | 3,352 |
| Total interest expense | $2,143,000 | 2,798 |
| Net interest income | $2,787,000 | 3,663 |
| Provision for loan and lease losses | $1,131,000 | 1,929 |
| Total noninterest income | $288,000 | 4,504 |
| Gross Fiduciary activities income | $1,000 | 1,272 |
| Service charges on deposit accounts | $93,000 | 4,785 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $194,000 | 3,692 |
| Total noninterest expense | $1,800,000 | 4,691 |
| Salaries and employee benefits | $974,000 | 4,516 |
| Premises and equipment expense | $171,000 | 5,466 |
| Additional noninterest expense | $655,000 | 4,454 |
| Pre-tax net operating income | $144,000 | 4,964 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $36,000 | 3,368 |
| Income before extraordinary items | $108,000 | 5,144 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $108,000 | 5,142 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $108,000 | 5,142 |
| Net charge-offs | $1,241,000 | 1,488 |
| Cash dividends | $450,000 | 1,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $108,000 | 5,056 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,478,000 | 3,368 |
| Total interest expense | $1,089,000 | 2,861 |
| Net interest income | $1,389,000 | 3,662 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $136,000 | 4,626 |
| Gross Fiduciary activities income | $1,000 | 1,214 |
| Service charges on deposit accounts | $42,000 | 4,925 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $93,000 | 3,770 |
| Total noninterest expense | $876,000 | 4,692 |
| Salaries and employee benefits | $523,000 | 4,331 |
| Premises and equipment expense | $94,000 | 5,280 |
| Additional noninterest expense | $259,000 | 4,853 |
| Pre-tax net operating income | $499,000 | 2,380 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $22,000 | 3,499 |
| Income before extraordinary items | $477,000 | 2,227 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $477,000 | 2,228 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $477,000 | 2,229 |
| Net charge-offs | $291,000 | 1,807 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $477,000 | 2,093 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,943,000 | 3,302 |
| Total interest expense | $5,082,000 | 2,921 |
| Net interest income | $5,861,000 | 3,533 |
| Provision for loan and lease losses | $149,000 | 5,586 |
| Total noninterest income | $631,000 | 4,357 |
| Gross Fiduciary activities income | $13,000 | 1,184 |
| Service charges on deposit accounts | $210,000 | 4,703 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $408,000 | 3,548 |
| Total noninterest expense | $3,093,000 | 5,024 |
| Salaries and employee benefits | $1,734,000 | 4,903 |
| Premises and equipment expense | $337,000 | 5,514 |
| Additional noninterest expense | $1,022,000 | 4,752 |
| Pre-tax net operating income | $3,250,000 | 1,673 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $348,000 | 2,234 |
| Income before extraordinary items | $2,902,000 | 1,407 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,902,000 | 1,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 3,968 |
| Cash dividends | $2,305,000 | 1,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,902,000 | 1,508 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,353,000 | 3,295 |
| Total interest expense | $3,924,000 | 2,951 |
| Net interest income | $4,429,000 | 3,548 |
| Provision for loan and lease losses | $149,000 | 4,651 |
| Total noninterest income | $443,000 | 4,607 |
| Gross Fiduciary activities income | $4,000 | 1,255 |
| Service charges on deposit accounts | $161,000 | 4,691 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $278,000 | 3,811 |
| Total noninterest expense | $2,215,000 | 5,156 |
| Salaries and employee benefits | $1,291,000 | 4,954 |
| Premises and equipment expense | $245,000 | 5,619 |
| Additional noninterest expense | $679,000 | 5,048 |
| Pre-tax net operating income | $2,508,000 | 1,926 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $313,000 | 2,412 |
| Income before extraordinary items | $2,195,000 | 1,643 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,195,000 | 1,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,799 |
| Cash dividends | $1,779,000 | 1,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,195,000 | 1,737 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,697,000 | 3,283 |
| Total interest expense | $2,689,000 | 2,994 |
| Net interest income | $3,008,000 | 3,483 |
| Provision for loan and lease losses | $149,000 | 3,690 |
| Total noninterest income | $298,000 | 4,640 |
| Gross Fiduciary activities income | $2,000 | 1,285 |
| Service charges on deposit accounts | $107,000 | 4,719 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $189,000 | 3,871 |
| Total noninterest expense | $1,470,000 | 5,197 |
| Salaries and employee benefits | $892,000 | 4,865 |
| Premises and equipment expense | $163,000 | 5,668 |
| Additional noninterest expense | $415,000 | 5,313 |
| Pre-tax net operating income | $1,687,000 | 1,967 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $274,000 | 2,317 |
| Income before extraordinary items | $1,413,000 | 1,901 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,413,000 | 1,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,615 |
| Cash dividends | $1,251,000 | 1,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,413,000 | 1,871 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,950,000 | 3,273 |
| Total interest expense | $1,396,000 | 3,068 |
| Net interest income | $1,554,000 | 3,398 |
| Provision for loan and lease losses | $149,000 | 2,215 |
| Total noninterest income | $155,000 | 4,541 |
| Gross Fiduciary activities income | $2,000 | 1,203 |
| Service charges on deposit accounts | $55,000 | 4,609 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $98,000 | 3,804 |
| Total noninterest expense | $862,000 | 4,716 |
| Salaries and employee benefits | $545,000 | 4,259 |
| Premises and equipment expense | $80,000 | 5,724 |
| Additional noninterest expense | $237,000 | 4,843 |
| Pre-tax net operating income | $698,000 | 2,419 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $220,000 | 1,845 |
| Income before extraordinary items | $478,000 | 2,797 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $478,000 | 2,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $984,000 | 785 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $478,000 | 2,719 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,951,000 | 3,076 |
| Total interest expense | $6,713,000 | 2,728 |
| Net interest income | $6,238,000 | 3,406 |
| Provision for loan and lease losses | $2,300,000 | 751 |
| Total noninterest income | $782,000 | 4,049 |
| Gross Fiduciary activities income | $15,000 | 1,198 |
| Service charges on deposit accounts | $200,000 | 4,911 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $567,000 | 3,102 |
| Total noninterest expense | $3,134,000 | 4,872 |
| Salaries and employee benefits | $1,849,000 | 4,656 |
| Premises and equipment expense | $374,000 | 5,226 |
| Additional noninterest expense | $911,000 | 4,931 |
| Pre-tax net operating income | $1,586,000 | 3,805 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $453,000 | 2,858 |
| Income before extraordinary items | $1,133,000 | 4,042 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,133,000 | 4,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,064,000 | 601 |
| Cash dividends | $660,000 | 3,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,133,000 | 4,043 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,748,000 | 3,054 |
| Total interest expense | $5,088,000 | 2,709 |
| Net interest income | $4,660,000 | 3,416 |
| Provision for loan and lease losses | $1,850,000 | 550 |
| Total noninterest income | $416,000 | 4,818 |
| Gross Fiduciary activities income | $4,000 | 1,292 |
| Service charges on deposit accounts | $147,000 | 4,967 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $265,000 | 3,979 |
| Total noninterest expense | $2,353,000 | 4,843 |
| Salaries and employee benefits | $1,355,000 | 4,703 |
| Premises and equipment expense | $308,000 | 4,936 |
| Additional noninterest expense | $690,000 | 4,838 |
| Pre-tax net operating income | $873,000 | 4,660 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $333,000 | 3,049 |
| Income before extraordinary items | $540,000 | 5,232 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $540,000 | 5,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,397,000 | 520 |
| Cash dividends | $660,000 | 2,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $540,000 | 5,214 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,508,000 | 3,061 |
| Total interest expense | $3,367,000 | 2,711 |
| Net interest income | $3,141,000 | 3,420 |
| Provision for loan and lease losses | $1,400,000 | 452 |
| Total noninterest income | $303,000 | 4,639 |
| Gross Fiduciary activities income | $2,000 | 1,311 |
| Service charges on deposit accounts | $93,000 | 5,085 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $208,000 | 3,702 |
| Total noninterest expense | $1,595,000 | 4,827 |
| Salaries and employee benefits | $894,000 | 4,785 |
| Premises and equipment expense | $209,000 | 4,881 |
| Additional noninterest expense | $492,000 | 4,634 |
| Pre-tax net operating income | $449,000 | 5,269 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $119,000 | 3,938 |
| Income before extraordinary items | $330,000 | 5,454 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $330,000 | 5,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,398,000 | 356 |
| Cash dividends | $330,000 | 3,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $330,000 | 5,440 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,251,000 | 3,057 |
| Total interest expense | $1,650,000 | 2,744 |
| Net interest income | $1,601,000 | 3,356 |
| Provision for loan and lease losses | $400,000 | 618 |
| Total noninterest income | $153,000 | 4,605 |
| Gross Fiduciary activities income | $1,000 | 1,263 |
| Service charges on deposit accounts | $46,000 | 5,043 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $106,000 | 3,657 |
| Total noninterest expense | $785,000 | 4,851 |
| Salaries and employee benefits | $431,000 | 4,918 |
| Premises and equipment expense | $113,000 | 4,692 |
| Additional noninterest expense | $241,000 | 4,659 |
| Pre-tax net operating income | $569,000 | 3,246 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $250,000 | 2,088 |
| Income before extraordinary items | $319,000 | 4,031 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $319,000 | 4,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $330,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $319,000 | 4,010 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,059,000 | 3,076 |
| Total interest expense | $5,993,000 | 2,603 |
| Net interest income | $6,066,000 | 3,494 |
| Provision for loan and lease losses | $780,000 | 1,299 |
| Total noninterest income | $463,000 | 5,302 |
| Gross Fiduciary activities income | $27,000 | 1,127 |
| Service charges on deposit accounts | $202,000 | 4,967 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $234,000 | 4,811 |
| Total noninterest expense | $3,003,000 | 4,878 |
| Salaries and employee benefits | $1,683,000 | 4,834 |
| Premises and equipment expense | $354,000 | 5,294 |
| Additional noninterest expense | $966,000 | 4,625 |
| Pre-tax net operating income | $2,746,000 | 2,946 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $914,000 | 2,323 |
| Income before extraordinary items | $1,832,000 | 3,300 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,832,000 | 3,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,027,000 | 667 |
| Cash dividends | $615,000 | 3,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,832,000 | 3,285 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,864,000 | 3,106 |
| Total interest expense | $4,366,000 | 2,582 |
| Net interest income | $4,498,000 | 3,544 |
| Provision for loan and lease losses | $280,000 | 2,271 |
| Total noninterest income | $294,000 | 5,667 |
| Gross Fiduciary activities income | $14,000 | 1,157 |
| Service charges on deposit accounts | $152,000 | 5,015 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $128,000 | 5,415 |
| Total noninterest expense | $2,212,000 | 4,928 |
| Salaries and employee benefits | $1,258,000 | 4,824 |
| Premises and equipment expense | $263,000 | 5,323 |
| Additional noninterest expense | $691,000 | 4,755 |
| Pre-tax net operating income | $2,300,000 | 2,832 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $854,000 | 2,100 |
| Income before extraordinary items | $1,446,000 | 3,286 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,446,000 | 3,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $828,000 | 541 |
| Cash dividends | $615,000 | 2,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,446,000 | 3,277 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,811,000 | 3,117 |
| Total interest expense | $2,798,000 | 2,590 |
| Net interest income | $3,013,000 | 3,537 |
| Provision for loan and lease losses | $100,000 | 3,294 |
| Total noninterest income | $119,000 | 6,691 |
| Gross Fiduciary activities income | $2,000 | 1,334 |
| Service charges on deposit accounts | $101,000 | 4,997 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 7,752 |
| Total noninterest expense | $1,481,000 | 4,923 |
| Salaries and employee benefits | $830,000 | 4,876 |
| Premises and equipment expense | $178,000 | 5,284 |
| Additional noninterest expense | $473,000 | 4,646 |
| Pre-tax net operating income | $1,551,000 | 2,822 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $543,000 | 2,192 |
| Income before extraordinary items | $1,008,000 | 3,186 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,008,000 | 3,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 1,157 |
| Cash dividends | $300,000 | 3,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,008,000 | 3,179 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,854,000 | 3,095 |
| Total interest expense | $1,326,000 | 2,597 |
| Net interest income | $1,528,000 | 3,490 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $162,000 | 4,468 |
| Gross Fiduciary activities income | $2,000 | 1,247 |
| Service charges on deposit accounts | $50,000 | 4,949 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $110,000 | 3,540 |
| Total noninterest expense | $741,000 | 4,942 |
| Salaries and employee benefits | $404,000 | 4,976 |
| Premises and equipment expense | $90,000 | 5,271 |
| Additional noninterest expense | $247,000 | 4,516 |
| Pre-tax net operating income | $899,000 | 2,467 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $313,000 | 1,967 |
| Income before extraordinary items | $586,000 | 2,793 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $586,000 | 2,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 631 |
| Cash dividends | $300,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $586,000 | 2,777 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,941,000 | 3,166 |
| Total interest expense | $4,212,000 | 2,541 |
| Net interest income | $5,729,000 | 3,561 |
| Provision for loan and lease losses | $100,000 | 4,800 |
| Total noninterest income | $547,000 | 5,035 |
| Gross Fiduciary activities income | $19,000 | 1,189 |
| Service charges on deposit accounts | $201,000 | 5,024 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $327,000 | 4,153 |
| Total noninterest expense | $2,696,000 | 5,123 |
| Salaries and employee benefits | $1,488,000 | 5,074 |
| Premises and equipment expense | $307,000 | 5,665 |
| Additional noninterest expense | $901,000 | 4,765 |
| Pre-tax net operating income | $3,480,000 | 2,466 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,179,000 | 2,034 |
| Income before extraordinary items | $2,301,000 | 2,760 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,301,000 | 2,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,884 |
| Cash dividends | $555,000 | 3,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,301,000 | 2,722 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,320,000 | 3,162 |
| Total interest expense | $3,030,000 | 2,517 |
| Net interest income | $4,290,000 | 3,553 |
| Provision for loan and lease losses | $100,000 | 4,154 |
| Total noninterest income | $407,000 | 5,072 |
| Gross Fiduciary activities income | $15,000 | 1,162 |
| Service charges on deposit accounts | $154,000 | 5,014 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $238,000 | 4,221 |
| Total noninterest expense | $1,984,000 | 5,168 |
| Salaries and employee benefits | $1,114,000 | 5,061 |
| Premises and equipment expense | $235,000 | 5,609 |
| Additional noninterest expense | $635,000 | 4,929 |
| Pre-tax net operating income | $2,613,000 | 2,489 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $931,000 | 1,981 |
| Income before extraordinary items | $1,682,000 | 2,851 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,682,000 | 2,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,590 |
| Cash dividends | $555,000 | 2,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,682,000 | 2,818 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,705,000 | 3,194 |
| Total interest expense | $1,913,000 | 2,502 |
| Net interest income | $2,792,000 | 3,609 |
| Provision for loan and lease losses | $100,000 | 3,338 |
| Total noninterest income | $267,000 | 5,067 |
| Gross Fiduciary activities income | $9,000 | 1,180 |
| Service charges on deposit accounts | $100,000 | 5,027 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $158,000 | 4,201 |
| Total noninterest expense | $1,319,000 | 5,170 |
| Salaries and employee benefits | $732,000 | 5,109 |
| Premises and equipment expense | $136,000 | 5,994 |
| Additional noninterest expense | $451,000 | 4,721 |
| Pre-tax net operating income | $1,640,000 | 2,564 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $597,000 | 2,014 |
| Income before extraordinary items | $1,043,000 | 2,993 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,043,000 | 2,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $270,000 | 3,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,043,000 | 2,950 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,306,000 | 3,218 |
| Total interest expense | $910,000 | 2,519 |
| Net interest income | $1,396,000 | 3,619 |
| Provision for loan and lease losses | $50,000 | 3,171 |
| Total noninterest income | $133,000 | 5,024 |
| Gross Fiduciary activities income | $8,000 | 1,093 |
| Service charges on deposit accounts | $47,000 | 5,132 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $78,000 | 4,243 |
| Total noninterest expense | $656,000 | 5,220 |
| Salaries and employee benefits | $365,000 | 5,136 |
| Premises and equipment expense | $76,000 | 5,710 |
| Additional noninterest expense | $215,000 | 4,837 |
| Pre-tax net operating income | $823,000 | 2,514 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $265,000 | 2,176 |
| Income before extraordinary items | $558,000 | 2,772 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $558,000 | 2,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $270,000 | 1,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $558,000 | 2,720 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,241,000 | 3,339 |
| Total interest expense | $3,074,000 | 2,575 |
| Net interest income | $5,167,000 | 3,717 |
| Provision for loan and lease losses | $150,000 | 4,230 |
| Total noninterest income | $479,000 | 5,375 |
| Gross Fiduciary activities income | $7,000 | 1,367 |
| Service charges on deposit accounts | $214,000 | 5,079 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $258,000 | 4,568 |
| Total noninterest expense | $2,465,000 | 5,361 |
| Salaries and employee benefits | $1,375,000 | 5,239 |
| Premises and equipment expense | $319,000 | 5,502 |
| Additional noninterest expense | $771,000 | 5,216 |
| Pre-tax net operating income | $3,031,000 | 2,566 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,003,000 | 2,145 |
| Income before extraordinary items | $2,028,000 | 2,876 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,028,000 | 2,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-70,000 | 8,739 |
| Cash dividends | $480,000 | 3,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,028,000 | 2,813 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,052,000 | 3,363 |
| Total interest expense | $2,224,000 | 2,613 |
| Net interest income | $3,828,000 | 3,732 |
| Provision for loan and lease losses | $150,000 | 3,509 |
| Total noninterest income | $349,000 | 5,480 |
| Gross Fiduciary activities income | $2,000 | 1,430 |
| Service charges on deposit accounts | $158,000 | 5,152 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $189,000 | 4,621 |
| Total noninterest expense | $1,831,000 | 5,355 |
| Salaries and employee benefits | $1,046,000 | 5,154 |
| Premises and equipment expense | $246,000 | 5,392 |
| Additional noninterest expense | $539,000 | 5,404 |
| Pre-tax net operating income | $2,196,000 | 2,667 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $828,000 | 2,056 |
| Income before extraordinary items | $1,368,000 | 3,210 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,368,000 | 3,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-71,000 | 8,739 |
| Cash dividends | $480,000 | 2,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,368,000 | 3,125 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,978,000 | 3,398 |
| Total interest expense | $1,448,000 | 2,647 |
| Net interest income | $2,530,000 | 3,741 |
| Provision for loan and lease losses | $150,000 | 2,691 |
| Total noninterest income | $228,000 | 5,522 |
| Gross Fiduciary activities income | $2,000 | 1,383 |
| Service charges on deposit accounts | $102,000 | 5,219 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $124,000 | 4,707 |
| Total noninterest expense | $1,213,000 | 5,400 |
| Salaries and employee benefits | $692,000 | 5,213 |
| Premises and equipment expense | $156,000 | 5,546 |
| Additional noninterest expense | $365,000 | 5,385 |
| Pre-tax net operating income | $1,395,000 | 2,730 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $507,000 | 2,180 |
| Income before extraordinary items | $888,000 | 3,262 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $888,000 | 3,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $225,000 | 3,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $888,000 | 3,170 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,951,000 | 3,457 |
| Total interest expense | $731,000 | 2,656 |
| Net interest income | $1,220,000 | 3,845 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $116,000 | 5,420 |
| Gross Fiduciary activities income | $1,000 | 1,344 |
| Service charges on deposit accounts | $46,000 | 5,389 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $69,000 | 4,468 |
| Total noninterest expense | $598,000 | 5,458 |
| Salaries and employee benefits | $346,000 | 5,227 |
| Premises and equipment expense | $78,000 | 5,588 |
| Additional noninterest expense | $174,000 | 5,529 |
| Pre-tax net operating income | $588,000 | 3,125 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $213,000 | 2,469 |
| Income before extraordinary items | $375,000 | 3,684 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $375,000 | 3,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $225,000 | 2,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $375,000 | 3,557 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,031,000 | 3,434 |
| Total interest expense | $3,421,000 | 2,548 |
| Net interest income | $4,610,000 | 3,932 |
| Provision for loan and lease losses | $600,000 | 1,837 |
| Total noninterest income | $475,000 | 5,565 |
| Gross Fiduciary activities income | $7,000 | 1,410 |
| Service charges on deposit accounts | $204,000 | 5,226 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $264,000 | 4,746 |
| Total noninterest expense | $2,352,000 | 5,441 |
| Salaries and employee benefits | $1,308,000 | 5,335 |
| Premises and equipment expense | $291,000 | 5,749 |
| Additional noninterest expense | $753,000 | 5,251 |
| Pre-tax net operating income | $2,133,000 | 3,251 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $679,000 | 2,854 |
| Income before extraordinary items | $1,454,000 | 3,640 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,454,000 | 3,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,693 |
| Cash dividends | $405,000 | 3,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,454,000 | 3,482 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,021,000 | 3,486 |
| Total interest expense | $2,630,000 | 2,579 |
| Net interest income | $3,391,000 | 4,009 |
| Provision for loan and lease losses | $450,000 | 1,799 |
| Total noninterest income | $337,000 | 5,762 |
| Gross Fiduciary activities income | $3,000 | 1,448 |
| Service charges on deposit accounts | $150,000 | 5,302 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $184,000 | 4,956 |
| Total noninterest expense | $1,766,000 | 5,410 |
| Salaries and employee benefits | $990,000 | 5,284 |
| Premises and equipment expense | $213,000 | 5,819 |
| Additional noninterest expense | $563,000 | 5,236 |
| Pre-tax net operating income | $1,512,000 | 3,497 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $579,000 | 2,743 |
| Income before extraordinary items | $933,000 | 4,174 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $933,000 | 4,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,131 |
| Cash dividends | $405,000 | 2,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $933,000 | 4,000 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,081,000 | 3,453 |
| Total interest expense | $1,805,000 | 2,589 |
| Net interest income | $2,276,000 | 3,987 |
| Provision for loan and lease losses | $300,000 | 1,769 |
| Total noninterest income | $211,000 | 5,877 |
| Gross Fiduciary activities income | $2,000 | 1,432 |
| Service charges on deposit accounts | $98,000 | 5,331 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $111,000 | 5,141 |
| Total noninterest expense | $1,160,000 | 5,452 |
| Salaries and employee benefits | $644,000 | 5,393 |
| Premises and equipment expense | $132,000 | 6,008 |
| Additional noninterest expense | $384,000 | 5,152 |
| Pre-tax net operating income | $1,027,000 | 3,465 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $362,000 | 2,895 |
| Income before extraordinary items | $665,000 | 4,008 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $665,000 | 4,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 1,819 |
| Cash dividends | $195,000 | 3,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $665,000 | 3,833 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,053,000 | 3,451 |
| Total interest expense | $923,000 | 2,605 |
| Net interest income | $1,130,000 | 4,011 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $98,000 | 5,965 |
| Gross Fiduciary activities income | $2,000 | 1,343 |
| Service charges on deposit accounts | $47,000 | 5,348 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $49,000 | 5,306 |
| Total noninterest expense | $569,000 | 5,525 |
| Salaries and employee benefits | $324,000 | 5,369 |
| Premises and equipment expense | $64,000 | 6,109 |
| Additional noninterest expense | $181,000 | 5,325 |
| Pre-tax net operating income | $509,000 | 3,446 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $181,000 | 2,875 |
| Income before extraordinary items | $328,000 | 3,990 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $328,000 | 3,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,410 |
| Cash dividends | $195,000 | 2,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $328,000 | 3,804 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,926,000 | 3,328 |
| Total interest expense | $4,335,000 | 2,564 |
| Net interest income | $4,591,000 | 3,924 |
| Provision for loan and lease losses | $825,000 | 1,584 |
| Total noninterest income | $318,000 | 6,346 |
| Gross Fiduciary activities income | $34,000 | 1,190 |
| Service charges on deposit accounts | $205,000 | 5,141 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $79,000 | 6,904 |
| Total noninterest expense | $2,065,000 | 5,776 |
| Salaries and employee benefits | $1,219,000 | 5,422 |
| Premises and equipment expense | $256,000 | 6,059 |
| Additional noninterest expense | $590,000 | 5,999 |
| Pre-tax net operating income | $2,019,000 | 3,401 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $686,000 | 2,892 |
| Income before extraordinary items | $1,333,000 | 3,825 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,333,000 | 3,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,022,000 | 956 |
| Cash dividends | $360,000 | 4,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,333,000 | 3,714 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,901,000 | 3,339 |
| Total interest expense | $5,819,000 | 2,747 |
| Net interest income | $4,082,000 | 4,061 |
| Provision for loan and lease losses | $240,000 | 3,705 |
| Total noninterest income | $300,000 | 6,428 |
| Gross Fiduciary activities income | $11,000 | 1,408 |
| Service charges on deposit accounts | $189,000 | 5,296 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $100,000 | 6,441 |
| Total noninterest expense | $1,820,000 | 6,089 |
| Salaries and employee benefits | $1,063,000 | 5,772 |
| Premises and equipment expense | $245,000 | 6,143 |
| Additional noninterest expense | $512,000 | 6,359 |
| Pre-tax net operating income | $2,322,000 | 2,825 |
| Securities gains (losses) | $-2,000 | 9,092 |
| Applicable income taxes | $821,000 | 2,377 |
| Income before extraordinary items | $1,499,000 | 3,232 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,499,000 | 3,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,531 |
| Cash dividends | $345,000 | 4,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,500,300 | 3,121 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,731,000 | 3,479 |
| Total interest expense | $5,810,000 | 2,873 |
| Net interest income | $3,921,000 | 4,251 |
| Provision for loan and lease losses | $238,000 | 3,398 |
| Total noninterest income | $282,000 | 6,456 |
| Gross Fiduciary activities income | $10,000 | 1,218 |
| Service charges on deposit accounts | $166,000 | 5,543 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $106,000 | 6,289 |
| Total noninterest expense | $1,832,000 | 5,996 |
| Salaries and employee benefits | $959,000 | 6,092 |
| Premises and equipment expense | $226,000 | 6,371 |
| Additional noninterest expense | $647,000 | 5,491 |
| Pre-tax net operating income | $2,133,000 | 3,156 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $735,000 | 2,680 |
| Income before extraordinary items | $1,398,000 | 3,441 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,398,000 | 3,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,042 |
| Cash dividends | $315,000 | 4,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,398,000 | 3,426 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,248,000 | 3,799 |
| Total interest expense | $4,740,000 | 3,075 |
| Net interest income | $3,508,000 | 4,652 |
| Provision for loan and lease losses | $150,000 | 4,234 |
| Total noninterest income | $294,000 | 6,495 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 5,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 5,622 |
| Total noninterest expense | $1,749,000 | 6,177 |
| Salaries and employee benefits | $905,000 | 6,278 |
| Premises and equipment expense | $276,000 | 5,735 |
| Additional noninterest expense | $568,000 | 6,032 |
| Pre-tax net operating income | $1,903,000 | 3,465 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $666,000 | 3,002 |
| Income before extraordinary items | $1,237,000 | 3,783 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,237,000 | 3,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,056 |
| Cash dividends | $300,000 | 4,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,237,000 | 3,749 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,713,000 | 4,065 |
| Total interest expense | $4,392,000 | 3,383 |
| Net interest income | $3,321,000 | 4,782 |
| Provision for loan and lease losses | $100,000 | 5,089 |
| Total noninterest income | $251,000 | 6,996 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 6,016 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 6,504 |
| Total noninterest expense | $1,574,000 | 6,489 |
| Salaries and employee benefits | $827,000 | 6,567 |
| Premises and equipment expense | $244,000 | 6,050 |
| Additional noninterest expense | $503,000 | 6,413 |
| Pre-tax net operating income | $1,898,000 | 3,476 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $685,000 | 3,081 |
| Income before extraordinary items | $1,215,000 | 3,889 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,215,000 | 3,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,124 |
| Cash dividends | $285,000 | 4,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,213,720 | 3,804 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,461,000 | 4,257 |
| Total interest expense | $4,363,000 | 3,380 |
| Net interest income | $3,098,000 | 5,174 |
| Provision for loan and lease losses | $50,000 | 6,616 |
| Total noninterest income | $208,000 | 7,737 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 6,280 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 7,887 |
| Total noninterest expense | $1,374,000 | 7,108 |
| Salaries and employee benefits | $703,000 | 7,302 |
| Premises and equipment expense | $138,000 | 8,064 |
| Additional noninterest expense | $533,000 | 6,250 |
| Pre-tax net operating income | $1,882,000 | 3,728 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $686,000 | 3,285 |
| Income before extraordinary items | $1,200,000 | 4,063 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,200,000 | 4,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $255,000 | 4,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,197,440 | 4,006 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,748,000 | 4,722 |
| Total interest expense | $3,971,000 | 3,732 |
| Net interest income | $2,777,000 | 5,766 |
| Provision for loan and lease losses | $75,000 | 5,702 |
| Total noninterest income | $225,000 | 7,899 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,347 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 8,163 |
| Total noninterest expense | $1,154,000 | 8,139 |
| Salaries and employee benefits | $631,000 | 7,948 |
| Premises and equipment expense | $70,000 | 10,079 |
| Additional noninterest expense | $453,000 | 7,450 |
| Pre-tax net operating income | $1,773,000 | 3,782 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $588,000 | 3,652 |
| Income before extraordinary items | $1,188,000 | 3,899 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,188,000 | 3,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,286 |
| Cash dividends | $150,000 | 5,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,185,990 | 3,864 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,046,000 | 5,171 |
| Total interest expense | $3,812,000 | 3,840 |
| Net interest income | $2,234,000 | 6,809 |
| Provision for loan and lease losses | $75,000 | 5,235 |
| Total noninterest income | $221,000 | 8,116 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 6,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 8,706 |
| Total noninterest expense | $1,243,000 | 8,067 |
| Salaries and employee benefits | $594,000 | 8,395 |
| Premises and equipment expense | $75,000 | 10,348 |
| Additional noninterest expense | $574,000 | 6,696 |
| Pre-tax net operating income | $1,137,000 | 5,460 |
| Securities gains (losses) | $-65,000 | 11,310 |
| Applicable income taxes | $350,000 | 5,442 |
| Income before extraordinary items | $722,000 | 5,855 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $722,000 | 5,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,645 |
| Cash dividends | $150,000 | 6,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $765,550 | 5,603 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,531,000 | 5,213 |
| Total interest expense | $3,121,000 | 3,823 |
| Net interest income | $2,410,000 | 6,643 |
| Provision for loan and lease losses | $25,000 | 7,401 |
| Total noninterest income | $196,000 | 8,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 7,927 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,880 |
| Total noninterest expense | $1,443,000 | 7,781 |
| Salaries and employee benefits | $573,000 | 8,800 |
| Premises and equipment expense | $85,000 | 10,492 |
| Additional noninterest expense | $785,000 | 5,787 |
| Pre-tax net operating income | $1,138,000 | 5,436 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $398,000 | 4,788 |
| Income before extraordinary items | $742,000 | 5,652 |
| Extraordinary gains, net | $202,000 | 65 |
| Net income | $944,000 | 4,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,702 |
| Cash dividends | $150,000 | 6,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $740,700 | 5,732 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,723,000 | 5,164 |
| Total interest expense | $3,183,000 | 3,914 |
| Net interest income | $2,540,000 | 6,465 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $182,000 | 9,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 7,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 10,664 |
| Total noninterest expense | $2,042,000 | 6,220 |
| Salaries and employee benefits | $567,000 | 9,073 |
| Premises and equipment expense | $69,000 | 11,541 |
| Additional noninterest expense | $1,406,000 | 3,691 |
| Pre-tax net operating income | $680,000 | 7,468 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $148,000 | 8,695 |
| Income before extraordinary items | $537,000 | 7,254 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $537,000 | 7,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $141,000 | 6,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $533,100 | 7,022 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,576,000 | 5,093 |
| Total interest expense | $3,986,000 | 4,094 |
| Net interest income | $2,590,000 | 6,419 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $169,000 | 10,065 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 7,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,488 |
| Total noninterest expense | $1,203,000 | 9,020 |
| Salaries and employee benefits | $551,000 | 9,267 |
| Premises and equipment expense | $67,000 | 11,992 |
| Additional noninterest expense | $585,000 | 7,647 |
| Pre-tax net operating income | $1,506,000 | 4,035 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $495,000 | 4,036 |
| Income before extraordinary items | $1,014,000 | 4,438 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,014,000 | 4,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 12,539 |
| Cash dividends | $108,000 | 6,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,011,990 | 4,129 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.