Bank Iowa, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,125,000 | 3,860 |
| Total interest expense | $2,150,000 | 3,376 |
| Net interest income | $4,975,000 | 3,977 |
| Provision for loan and lease losses | $1,051,000 | 2,966 |
| Total noninterest income | $760,000 | 3,752 |
| Gross Fiduciary activities income | $9,000 | 1,166 |
| Service charges on deposit accounts | $483,000 | 2,708 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $268,000 | 4,129 |
| Total noninterest expense | $3,761,000 | 4,383 |
| Salaries and employee benefits | $2,163,000 | 4,012 |
| Premises and equipment expense | $466,000 | 4,368 |
| Additional noninterest expense | $1,132,000 | 4,756 |
| Pre-tax net operating income | $923,000 | 3,516 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $44,000 | 3,695 |
| Income before extraordinary items | $879,000 | 3,463 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $879,000 | 3,460 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $879,000 | 3,463 |
| Net charge-offs | $928,000 | 2,787 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $879,000 | 3,338 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,383,000 | 3,918 |
| Total interest expense | $1,659,000 | 3,426 |
| Net interest income | $3,724,000 | 4,030 |
| Provision for loan and lease losses | $888,000 | 2,698 |
| Total noninterest income | $497,000 | 4,087 |
| Gross Fiduciary activities income | $9,000 | 1,113 |
| Service charges on deposit accounts | $368,000 | 2,743 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $120,000 | 4,972 |
| Total noninterest expense | $2,912,000 | 4,314 |
| Salaries and employee benefits | $1,700,000 | 3,912 |
| Premises and equipment expense | $352,000 | 4,414 |
| Additional noninterest expense | $860,000 | 4,727 |
| Pre-tax net operating income | $421,000 | 4,440 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $19,000 | 4,026 |
| Income before extraordinary items | $402,000 | 4,463 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $402,000 | 4,465 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $402,000 | 4,466 |
| Net charge-offs | $64,000 | 5,324 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $402,000 | 4,284 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,584,000 | 3,949 |
| Total interest expense | $1,143,000 | 3,430 |
| Net interest income | $2,441,000 | 4,077 |
| Provision for loan and lease losses | $314,000 | 3,537 |
| Total noninterest income | $221,000 | 4,846 |
| Gross Fiduciary activities income | $9,000 | 1,074 |
| Service charges on deposit accounts | $242,000 | 2,769 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-30,000 | 7,412 |
| Total noninterest expense | $1,918,000 | 4,361 |
| Salaries and employee benefits | $1,139,000 | 3,917 |
| Premises and equipment expense | $228,000 | 4,525 |
| Additional noninterest expense | $551,000 | 4,828 |
| Pre-tax net operating income | $430,000 | 3,873 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $20,000 | 3,787 |
| Income before extraordinary items | $410,000 | 3,741 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $410,000 | 3,739 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $410,000 | 3,740 |
| Net charge-offs | $63,000 | 4,678 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $410,000 | 3,638 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,790,000 | 4,018 |
| Total interest expense | $596,000 | 3,446 |
| Net interest income | $1,194,000 | 4,180 |
| Provision for loan and lease losses | $107,000 | 3,865 |
| Total noninterest income | $213,000 | 3,512 |
| Gross Fiduciary activities income | $2,000 | 1,137 |
| Service charges on deposit accounts | $119,000 | 2,802 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $92,000 | 3,675 |
| Total noninterest expense | $960,000 | 4,409 |
| Salaries and employee benefits | $582,000 | 3,916 |
| Premises and equipment expense | $112,000 | 4,636 |
| Additional noninterest expense | $266,000 | 4,942 |
| Pre-tax net operating income | $340,000 | 3,133 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $16,000 | 3,569 |
| Income before extraordinary items | $324,000 | 2,987 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $324,000 | 2,983 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $324,000 | 2,987 |
| Net charge-offs | $24,000 | 4,303 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $324,000 | 2,880 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,101,000 | 4,571 |
| Total interest expense | $2,400,000 | 4,004 |
| Net interest income | $3,701,000 | 4,803 |
| Provision for loan and lease losses | $186,000 | 5,852 |
| Total noninterest income | $759,000 | 3,875 |
| Gross Fiduciary activities income | $10,000 | 1,186 |
| Service charges on deposit accounts | $386,000 | 3,397 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $363,000 | 3,691 |
| Total noninterest expense | $2,946,000 | 5,241 |
| Salaries and employee benefits | $1,620,000 | 4,963 |
| Premises and equipment expense | $356,000 | 5,286 |
| Additional noninterest expense | $970,000 | 5,319 |
| Pre-tax net operating income | $1,328,000 | 2,541 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $63,000 | 3,140 |
| Income before extraordinary items | $1,265,000 | 2,392 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,265,000 | 2,390 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,265,000 | 2,391 |
| Net charge-offs | $91,000 | 5,775 |
| Cash dividends | $471,000 | 2,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,265,000 | 2,347 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,270,000 | 4,828 |
| Total interest expense | $1,717,000 | 4,232 |
| Net interest income | $2,553,000 | 5,044 |
| Provision for loan and lease losses | $121,000 | 5,754 |
| Total noninterest income | $509,000 | 4,203 |
| Gross Fiduciary activities income | $9,000 | 1,132 |
| Service charges on deposit accounts | $248,000 | 3,712 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $252,000 | 3,891 |
| Total noninterest expense | $2,132,000 | 5,340 |
| Salaries and employee benefits | $1,153,000 | 5,168 |
| Premises and equipment expense | $269,000 | 5,301 |
| Additional noninterest expense | $710,000 | 5,370 |
| Pre-tax net operating income | $809,000 | 3,094 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $38,000 | 3,481 |
| Income before extraordinary items | $771,000 | 2,928 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $771,000 | 2,926 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $771,000 | 2,929 |
| Net charge-offs | $74,000 | 5,347 |
| Cash dividends | $471,000 | 2,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $771,000 | 2,865 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,741,000 | 4,981 |
| Total interest expense | $1,118,000 | 4,414 |
| Net interest income | $1,623,000 | 5,174 |
| Provision for loan and lease losses | $96,000 | 5,376 |
| Total noninterest income | $320,000 | 4,304 |
| Gross Fiduciary activities income | $7,000 | 1,124 |
| Service charges on deposit accounts | $132,000 | 4,122 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $181,000 | 3,802 |
| Total noninterest expense | $1,282,000 | 5,675 |
| Salaries and employee benefits | $711,000 | 5,445 |
| Premises and equipment expense | $166,000 | 5,529 |
| Additional noninterest expense | $405,000 | 5,795 |
| Pre-tax net operating income | $565,000 | 3,110 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $26,000 | 3,570 |
| Income before extraordinary items | $539,000 | 2,961 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $539,000 | 2,959 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $539,000 | 2,960 |
| Net charge-offs | $77,000 | 4,509 |
| Cash dividends | $471,000 | 1,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $539,000 | 2,852 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,377,000 | 4,998 |
| Total interest expense | $574,000 | 4,462 |
| Net interest income | $803,000 | 5,200 |
| Provision for loan and lease losses | $36,000 | 5,276 |
| Total noninterest income | $153,000 | 4,339 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $65,000 | 4,118 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $88,000 | 3,856 |
| Total noninterest expense | $598,000 | 5,829 |
| Salaries and employee benefits | $354,000 | 5,505 |
| Premises and equipment expense | $87,000 | 5,464 |
| Additional noninterest expense | $157,000 | 6,195 |
| Pre-tax net operating income | $322,000 | 3,225 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $15,000 | 3,758 |
| Income before extraordinary items | $307,000 | 3,090 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $307,000 | 3,091 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $307,000 | 3,091 |
| Net charge-offs | $15,000 | 4,515 |
| Cash dividends | $312,000 | 1,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $307,000 | 2,937 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,677,000 | 5,097 |
| Total interest expense | $2,668,000 | 4,573 |
| Net interest income | $3,009,000 | 5,403 |
| Provision for loan and lease losses | $231,000 | 5,036 |
| Total noninterest income | $727,000 | 4,051 |
| Gross Fiduciary activities income | $12,000 | 1,196 |
| Service charges on deposit accounts | $414,000 | 3,399 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $301,000 | 4,098 |
| Total noninterest expense | $2,246,000 | 5,917 |
| Salaries and employee benefits | $1,295,000 | 5,771 |
| Premises and equipment expense | $358,000 | 5,373 |
| Additional noninterest expense | $593,000 | 6,248 |
| Pre-tax net operating income | $1,259,000 | 3,330 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $60,000 | 3,750 |
| Income before extraordinary items | $1,199,000 | 2,923 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,199,000 | 2,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 3,727 |
| Cash dividends | $747,000 | 2,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,199,000 | 3,062 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,240,000 | 5,184 |
| Total interest expense | $2,064,000 | 4,605 |
| Net interest income | $2,176,000 | 5,545 |
| Provision for loan and lease losses | $130,000 | 4,814 |
| Total noninterest income | $566,000 | 4,074 |
| Gross Fiduciary activities income | $9,000 | 1,170 |
| Service charges on deposit accounts | $316,000 | 3,383 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $241,000 | 4,093 |
| Total noninterest expense | $1,659,000 | 5,955 |
| Salaries and employee benefits | $972,000 | 5,777 |
| Premises and equipment expense | $266,000 | 5,429 |
| Additional noninterest expense | $421,000 | 6,354 |
| Pre-tax net operating income | $953,000 | 3,772 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $45,000 | 4,175 |
| Income before extraordinary items | $908,000 | 3,299 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $908,000 | 3,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,316 |
| Cash dividends | $342,000 | 3,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $908,000 | 3,433 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,793,000 | 5,293 |
| Total interest expense | $1,400,000 | 4,707 |
| Net interest income | $1,393,000 | 5,682 |
| Provision for loan and lease losses | $130,000 | 3,857 |
| Total noninterest income | $374,000 | 4,151 |
| Gross Fiduciary activities income | $9,000 | 1,133 |
| Service charges on deposit accounts | $206,000 | 3,421 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $159,000 | 4,207 |
| Total noninterest expense | $1,096,000 | 6,022 |
| Salaries and employee benefits | $647,000 | 5,834 |
| Premises and equipment expense | $173,000 | 5,534 |
| Additional noninterest expense | $276,000 | 6,399 |
| Pre-tax net operating income | $541,000 | 4,236 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $25,000 | 4,536 |
| Income before extraordinary items | $516,000 | 3,957 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $516,000 | 3,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $342,000 | 2,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $516,000 | 3,898 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,405,000 | 5,377 |
| Total interest expense | $715,000 | 4,828 |
| Net interest income | $690,000 | 5,738 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $177,000 | 4,241 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $102,000 | 3,412 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $75,000 | 4,329 |
| Total noninterest expense | $538,000 | 6,110 |
| Salaries and employee benefits | $324,000 | 5,873 |
| Premises and equipment expense | $87,000 | 5,531 |
| Additional noninterest expense | $127,000 | 6,594 |
| Pre-tax net operating income | $329,000 | 3,943 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $15,000 | 4,552 |
| Income before extraordinary items | $314,000 | 3,698 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $314,000 | 3,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,797 |
| Cash dividends | $342,000 | 1,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $314,000 | 3,612 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,500,000 | 5,470 |
| Total interest expense | $3,018,000 | 4,773 |
| Net interest income | $2,482,000 | 6,001 |
| Provision for loan and lease losses | $31,000 | 6,052 |
| Total noninterest income | $601,000 | 4,640 |
| Gross Fiduciary activities income | $9,000 | 1,270 |
| Service charges on deposit accounts | $403,000 | 3,509 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $189,000 | 5,183 |
| Total noninterest expense | $2,170,000 | 5,993 |
| Salaries and employee benefits | $1,258,000 | 5,839 |
| Premises and equipment expense | $389,000 | 5,112 |
| Additional noninterest expense | $523,000 | 6,461 |
| Pre-tax net operating income | $882,000 | 4,992 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $41,000 | 5,030 |
| Income before extraordinary items | $841,000 | 4,671 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $841,000 | 4,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,454 |
| Cash dividends | $243,000 | 4,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $841,000 | 4,664 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,080,000 | 5,519 |
| Total interest expense | $2,239,000 | 4,821 |
| Net interest income | $1,841,000 | 6,058 |
| Provision for loan and lease losses | $31,000 | 5,521 |
| Total noninterest income | $439,000 | 4,697 |
| Gross Fiduciary activities income | $9,000 | 1,194 |
| Service charges on deposit accounts | $286,000 | 3,609 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $144,000 | 5,176 |
| Total noninterest expense | $1,634,000 | 5,955 |
| Salaries and employee benefits | $945,000 | 5,816 |
| Premises and equipment expense | $289,000 | 5,119 |
| Additional noninterest expense | $400,000 | 6,403 |
| Pre-tax net operating income | $615,000 | 5,398 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $28,000 | 5,296 |
| Income before extraordinary items | $587,000 | 5,040 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $587,000 | 5,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,136 |
| Cash dividends | $243,000 | 3,897 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $587,000 | 5,031 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,674,000 | 5,588 |
| Total interest expense | $1,460,000 | 4,879 |
| Net interest income | $1,214,000 | 6,131 |
| Provision for loan and lease losses | $31,000 | 4,859 |
| Total noninterest income | $302,000 | 4,647 |
| Gross Fiduciary activities income | $9,000 | 1,152 |
| Service charges on deposit accounts | $189,000 | 3,629 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $104,000 | 5,056 |
| Total noninterest expense | $1,102,000 | 5,972 |
| Salaries and employee benefits | $635,000 | 5,834 |
| Premises and equipment expense | $193,000 | 5,138 |
| Additional noninterest expense | $274,000 | 6,358 |
| Pre-tax net operating income | $383,000 | 5,597 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $17,000 | 5,428 |
| Income before extraordinary items | $366,000 | 5,262 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $366,000 | 5,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,346 |
| Cash dividends | $243,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $366,000 | 5,252 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,317,000 | 5,642 |
| Total interest expense | $699,000 | 4,978 |
| Net interest income | $618,000 | 6,099 |
| Provision for loan and lease losses | $31,000 | 3,721 |
| Total noninterest income | $146,000 | 4,704 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $87,000 | 3,734 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $59,000 | 4,788 |
| Total noninterest expense | $543,000 | 6,056 |
| Salaries and employee benefits | $318,000 | 5,881 |
| Premises and equipment expense | $95,000 | 5,198 |
| Additional noninterest expense | $130,000 | 6,485 |
| Pre-tax net operating income | $190,000 | 5,614 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $9,000 | 5,389 |
| Income before extraordinary items | $181,000 | 5,279 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $181,000 | 5,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,299 |
| Cash dividends | $243,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $181,000 | 5,262 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,090,000 | 5,508 |
| Total interest expense | $2,416,000 | 4,910 |
| Net interest income | $2,674,000 | 5,833 |
| Provision for loan and lease losses | $154,000 | 4,008 |
| Total noninterest income | $594,000 | 4,760 |
| Gross Fiduciary activities income | $9,000 | 1,289 |
| Service charges on deposit accounts | $387,000 | 3,599 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $198,000 | 5,142 |
| Total noninterest expense | $2,091,000 | 6,032 |
| Salaries and employee benefits | $1,210,000 | 5,883 |
| Premises and equipment expense | $391,000 | 4,992 |
| Additional noninterest expense | $490,000 | 6,582 |
| Pre-tax net operating income | $1,023,000 | 5,144 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $48,000 | 5,476 |
| Income before extraordinary items | $975,000 | 4,776 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $975,000 | 4,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 2,959 |
| Cash dividends | $978,000 | 2,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $975,000 | 4,764 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,784,000 | 5,528 |
| Total interest expense | $1,756,000 | 4,916 |
| Net interest income | $2,028,000 | 5,861 |
| Provision for loan and lease losses | $103,000 | 4,045 |
| Total noninterest income | $438,000 | 4,821 |
| Gross Fiduciary activities income | $9,000 | 1,220 |
| Service charges on deposit accounts | $292,000 | 3,627 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $137,000 | 5,292 |
| Total noninterest expense | $1,554,000 | 6,051 |
| Salaries and employee benefits | $911,000 | 5,851 |
| Premises and equipment expense | $283,000 | 5,129 |
| Additional noninterest expense | $360,000 | 6,636 |
| Pre-tax net operating income | $809,000 | 5,206 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $38,000 | 5,607 |
| Income before extraordinary items | $771,000 | 4,786 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $771,000 | 4,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 2,158 |
| Cash dividends | $978,000 | 1,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $771,000 | 4,784 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,490,000 | 5,545 |
| Total interest expense | $1,115,000 | 4,939 |
| Net interest income | $1,375,000 | 5,850 |
| Provision for loan and lease losses | $62,000 | 4,036 |
| Total noninterest income | $293,000 | 4,805 |
| Gross Fiduciary activities income | $9,000 | 1,185 |
| Service charges on deposit accounts | $188,000 | 3,684 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $96,000 | 5,214 |
| Total noninterest expense | $1,023,000 | 6,102 |
| Salaries and employee benefits | $598,000 | 5,922 |
| Premises and equipment expense | $186,000 | 5,159 |
| Additional noninterest expense | $239,000 | 6,683 |
| Pre-tax net operating income | $583,000 | 5,064 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $28,000 | 5,612 |
| Income before extraordinary items | $555,000 | 4,623 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $555,000 | 4,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 1,591 |
| Cash dividends | $612,000 | 2,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $555,000 | 4,613 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,238,000 | 5,513 |
| Total interest expense | $523,000 | 4,980 |
| Net interest income | $715,000 | 5,747 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $150,000 | 4,678 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $86,000 | 3,787 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $64,000 | 4,593 |
| Total noninterest expense | $499,000 | 6,195 |
| Salaries and employee benefits | $295,000 | 5,987 |
| Premises and equipment expense | $94,000 | 5,139 |
| Additional noninterest expense | $110,000 | 6,869 |
| Pre-tax net operating income | $351,000 | 4,576 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $17,000 | 5,467 |
| Income before extraordinary items | $334,000 | 4,132 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $334,000 | 4,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 892 |
| Cash dividends | $450,000 | 1,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $334,000 | 4,115 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,573,000 | 5,435 |
| Total interest expense | $1,753,000 | 4,823 |
| Net interest income | $2,820,000 | 5,693 |
| Provision for loan and lease losses | $235,000 | 3,312 |
| Total noninterest income | $477,000 | 5,340 |
| Gross Fiduciary activities income | $9,000 | 1,311 |
| Service charges on deposit accounts | $258,000 | 4,513 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $210,000 | 5,063 |
| Total noninterest expense | $1,887,000 | 6,294 |
| Salaries and employee benefits | $1,083,000 | 6,122 |
| Premises and equipment expense | $366,000 | 5,144 |
| Additional noninterest expense | $438,000 | 6,888 |
| Pre-tax net operating income | $1,175,000 | 4,950 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $57,000 | 5,782 |
| Income before extraordinary items | $1,123,000 | 4,516 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,123,000 | 4,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 2,111 |
| Cash dividends | $867,000 | 2,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,118,250 | 4,476 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,367,000 | 5,466 |
| Total interest expense | $1,260,000 | 4,806 |
| Net interest income | $2,107,000 | 5,731 |
| Provision for loan and lease losses | $220,000 | 2,803 |
| Total noninterest income | $359,000 | 5,368 |
| Gross Fiduciary activities income | $9,000 | 1,231 |
| Service charges on deposit accounts | $190,000 | 4,577 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $160,000 | 5,073 |
| Total noninterest expense | $1,449,000 | 6,194 |
| Salaries and employee benefits | $840,000 | 5,956 |
| Premises and equipment expense | $265,000 | 5,234 |
| Additional noninterest expense | $344,000 | 6,778 |
| Pre-tax net operating income | $797,000 | 5,340 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $38,000 | 5,967 |
| Income before extraordinary items | $764,000 | 4,876 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $764,000 | 4,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 1,434 |
| Cash dividends | $567,000 | 2,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $759,250 | 4,852 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,217,000 | 5,430 |
| Total interest expense | $811,000 | 4,745 |
| Net interest income | $1,406,000 | 5,701 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $238,000 | 5,338 |
| Gross Fiduciary activities income | $9,000 | 1,180 |
| Service charges on deposit accounts | $123,000 | 4,605 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $106,000 | 5,067 |
| Total noninterest expense | $967,000 | 6,194 |
| Salaries and employee benefits | $561,000 | 5,968 |
| Premises and equipment expense | $176,000 | 5,238 |
| Additional noninterest expense | $230,000 | 6,772 |
| Pre-tax net operating income | $647,000 | 4,816 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $31,000 | 5,850 |
| Income before extraordinary items | $616,000 | 4,347 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $616,000 | 4,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,161 |
| Cash dividends | $567,000 | 2,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $616,000 | 4,293 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,099,000 | 5,449 |
| Total interest expense | $386,000 | 4,786 |
| Net interest income | $713,000 | 5,682 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $125,000 | 5,157 |
| Gross Fiduciary activities income | $9,000 | 1,075 |
| Service charges on deposit accounts | $62,000 | 4,532 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $54,000 | 5,007 |
| Total noninterest expense | $473,000 | 6,301 |
| Salaries and employee benefits | $280,000 | 6,012 |
| Premises and equipment expense | $88,000 | 5,294 |
| Additional noninterest expense | $105,000 | 7,023 |
| Pre-tax net operating income | $350,000 | 4,592 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $17,000 | 5,779 |
| Income before extraordinary items | $333,000 | 4,083 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $333,000 | 4,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $234,000 | 2,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $333,000 | 4,044 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,495,000 | 5,178 |
| Total interest expense | $1,605,000 | 4,325 |
| Net interest income | $2,890,000 | 5,519 |
| Provision for loan and lease losses | $30,000 | 6,416 |
| Total noninterest income | $530,000 | 5,128 |
| Gross Fiduciary activities income | $9,000 | 1,335 |
| Service charges on deposit accounts | $295,000 | 4,354 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $226,000 | 4,843 |
| Total noninterest expense | $1,954,000 | 6,074 |
| Salaries and employee benefits | $1,124,000 | 5,907 |
| Premises and equipment expense | $357,000 | 5,139 |
| Additional noninterest expense | $473,000 | 6,718 |
| Pre-tax net operating income | $1,436,000 | 4,353 |
| Securities gains (losses) | $19,000 | 2,428 |
| Applicable income taxes | $70,000 | 5,816 |
| Income before extraordinary items | $1,385,000 | 3,824 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,385,000 | 3,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,555 |
| Cash dividends | $1,305,000 | 1,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,366,950 | 3,796 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,381,000 | 5,158 |
| Total interest expense | $1,214,000 | 4,247 |
| Net interest income | $2,167,000 | 5,526 |
| Provision for loan and lease losses | $15,000 | 6,527 |
| Total noninterest income | $419,000 | 5,022 |
| Gross Fiduciary activities income | $9,000 | 1,258 |
| Service charges on deposit accounts | $224,000 | 4,368 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $186,000 | 4,650 |
| Total noninterest expense | $1,429,000 | 6,122 |
| Salaries and employee benefits | $835,000 | 5,884 |
| Premises and equipment expense | $261,000 | 5,203 |
| Additional noninterest expense | $333,000 | 6,847 |
| Pre-tax net operating income | $1,142,000 | 4,281 |
| Securities gains (losses) | $6,000 | 2,970 |
| Applicable income taxes | $56,000 | 5,887 |
| Income before extraordinary items | $1,092,000 | 3,789 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,092,000 | 3,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,505 |
| Cash dividends | $1,305,000 | 1,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,086,300 | 3,728 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,235,000 | 5,190 |
| Total interest expense | $816,000 | 4,218 |
| Net interest income | $1,419,000 | 5,577 |
| Provision for loan and lease losses | $15,000 | 6,089 |
| Total noninterest income | $271,000 | 5,059 |
| Gross Fiduciary activities income | $9,000 | 1,203 |
| Service charges on deposit accounts | $135,000 | 4,590 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $127,000 | 4,664 |
| Total noninterest expense | $933,000 | 6,239 |
| Salaries and employee benefits | $555,000 | 5,937 |
| Premises and equipment expense | $170,000 | 5,314 |
| Additional noninterest expense | $208,000 | 7,045 |
| Pre-tax net operating income | $742,000 | 4,308 |
| Securities gains (losses) | $6,000 | 2,670 |
| Applicable income taxes | $36,000 | 5,909 |
| Income before extraordinary items | $712,000 | 3,811 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $712,000 | 3,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,091 |
| Cash dividends | $708,000 | 1,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $706,300 | 3,740 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,108,000 | 5,238 |
| Total interest expense | $407,000 | 4,272 |
| Net interest income | $701,000 | 5,627 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $136,000 | 5,025 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $64,000 | 4,635 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $72,000 | 4,381 |
| Total noninterest expense | $462,000 | 6,312 |
| Salaries and employee benefits | $275,000 | 6,009 |
| Premises and equipment expense | $85,000 | 5,341 |
| Additional noninterest expense | $102,000 | 7,103 |
| Pre-tax net operating income | $360,000 | 4,351 |
| Securities gains (losses) | $6,000 | 2,267 |
| Applicable income taxes | $17,000 | 5,912 |
| Income before extraordinary items | $349,000 | 3,858 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $349,000 | 3,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,144 |
| Cash dividends | $417,000 | 1,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $343,300 | 3,780 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,819,000 | 5,018 |
| Total interest expense | $1,820,000 | 4,320 |
| Net interest income | $2,999,000 | 5,311 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $477,000 | 5,554 |
| Gross Fiduciary activities income | $6,000 | 1,429 |
| Service charges on deposit accounts | $293,000 | 4,352 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $178,000 | 5,525 |
| Total noninterest expense | $1,858,000 | 6,232 |
| Salaries and employee benefits | $1,052,000 | 6,083 |
| Premises and equipment expense | $342,000 | 5,256 |
| Additional noninterest expense | $464,000 | 6,765 |
| Pre-tax net operating income | $1,558,000 | 4,025 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $77,000 | 5,972 |
| Income before extraordinary items | $1,481,000 | 3,587 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,481,000 | 3,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,837 |
| Cash dividends | $1,326,000 | 1,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,481,000 | 3,435 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,642,000 | 5,053 |
| Total interest expense | $1,397,000 | 4,365 |
| Net interest income | $2,245,000 | 5,325 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $352,000 | 5,646 |
| Gross Fiduciary activities income | $6,000 | 1,365 |
| Service charges on deposit accounts | $216,000 | 4,416 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $130,000 | 5,620 |
| Total noninterest expense | $1,358,000 | 6,300 |
| Salaries and employee benefits | $772,000 | 6,128 |
| Premises and equipment expense | $242,000 | 5,429 |
| Additional noninterest expense | $344,000 | 6,769 |
| Pre-tax net operating income | $1,194,000 | 4,083 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $60,000 | 6,068 |
| Income before extraordinary items | $1,134,000 | 3,650 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,134,000 | 3,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,282 |
| Cash dividends | $1,146,000 | 1,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,134,000 | 3,487 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,444,000 | 5,062 |
| Total interest expense | $962,000 | 4,376 |
| Net interest income | $1,482,000 | 5,369 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $234,000 | 5,637 |
| Gross Fiduciary activities income | $6,000 | 1,307 |
| Service charges on deposit accounts | $143,000 | 4,400 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $85,000 | 5,621 |
| Total noninterest expense | $905,000 | 6,320 |
| Salaries and employee benefits | $514,000 | 6,155 |
| Premises and equipment expense | $158,000 | 5,480 |
| Additional noninterest expense | $233,000 | 6,732 |
| Pre-tax net operating income | $781,000 | 4,118 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $39,000 | 6,120 |
| Income before extraordinary items | $742,000 | 3,696 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $742,000 | 3,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,896 |
| Cash dividends | $816,000 | 1,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $742,000 | 3,502 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,233,000 | 5,063 |
| Total interest expense | $490,000 | 4,397 |
| Net interest income | $743,000 | 5,352 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $123,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $72,000 | 4,314 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $51,000 | 5,226 |
| Total noninterest expense | $453,000 | 6,320 |
| Salaries and employee benefits | $257,000 | 6,157 |
| Premises and equipment expense | $78,000 | 5,518 |
| Additional noninterest expense | $118,000 | 6,700 |
| Pre-tax net operating income | $398,000 | 4,041 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $20,000 | 6,071 |
| Income before extraordinary items | $378,000 | 3,615 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $378,000 | 3,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,384 |
| Cash dividends | $462,000 | 1,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $378,000 | 3,441 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,322,000 | 4,959 |
| Total interest expense | $2,302,000 | 4,369 |
| Net interest income | $3,020,000 | 5,261 |
| Provision for loan and lease losses | $150,000 | 4,907 |
| Total noninterest income | $373,000 | 5,952 |
| Gross Fiduciary activities income | $6,000 | 1,474 |
| Service charges on deposit accounts | $252,000 | 4,667 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $115,000 | 6,152 |
| Total noninterest expense | $1,688,000 | 6,480 |
| Salaries and employee benefits | $928,000 | 6,409 |
| Premises and equipment expense | $298,000 | 5,605 |
| Additional noninterest expense | $462,000 | 6,732 |
| Pre-tax net operating income | $1,555,000 | 4,023 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $78,000 | 6,185 |
| Income before extraordinary items | $1,477,000 | 3,542 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,477,000 | 3,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,802 |
| Cash dividends | $504,000 | 3,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,477,000 | 3,434 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,689,000 | 5,172 |
| Total interest expense | $3,081,000 | 4,620 |
| Net interest income | $2,608,000 | 5,577 |
| Provision for loan and lease losses | $765,000 | 1,551 |
| Total noninterest income | $357,000 | 5,969 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $245,000 | 4,685 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $112,000 | 6,154 |
| Total noninterest expense | $1,546,000 | 6,692 |
| Salaries and employee benefits | $928,000 | 6,256 |
| Premises and equipment expense | $258,000 | 5,988 |
| Additional noninterest expense | $360,000 | 7,434 |
| Pre-tax net operating income | $654,000 | 5,969 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $21,000 | 7,291 |
| Income before extraordinary items | $633,000 | 5,478 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $633,000 | 5,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $640,000 | 1,300 |
| Cash dividends | $546,000 | 3,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $633,000 | 5,358 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,437,000 | 5,435 |
| Total interest expense | $2,983,000 | 4,949 |
| Net interest income | $2,454,000 | 5,886 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $258,000 | 6,690 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 4,984 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 7,811 |
| Total noninterest expense | $1,458,000 | 6,850 |
| Salaries and employee benefits | $856,000 | 6,477 |
| Premises and equipment expense | $247,000 | 6,097 |
| Additional noninterest expense | $355,000 | 7,514 |
| Pre-tax net operating income | $1,194,000 | 4,733 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $61,000 | 7,058 |
| Income before extraordinary items | $1,133,000 | 4,024 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,133,000 | 4,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,551 |
| Cash dividends | $516,000 | 3,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,133,000 | 4,017 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,780,000 | 5,725 |
| Total interest expense | $2,590,000 | 5,090 |
| Net interest income | $2,190,000 | 6,301 |
| Provision for loan and lease losses | $431,000 | 1,976 |
| Total noninterest income | $260,000 | 6,844 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 5,383 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,173 |
| Total noninterest expense | $1,396,000 | 7,046 |
| Salaries and employee benefits | $791,000 | 6,788 |
| Premises and equipment expense | $228,000 | 6,385 |
| Additional noninterest expense | $377,000 | 7,471 |
| Pre-tax net operating income | $623,000 | 6,633 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $243,000 | 5,283 |
| Income before extraordinary items | $380,000 | 7,096 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $380,000 | 7,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 1,649 |
| Cash dividends | $297,000 | 4,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $380,000 | 7,067 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,299,000 | 6,222 |
| Total interest expense | $2,383,000 | 5,546 |
| Net interest income | $1,916,000 | 6,821 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $198,000 | 7,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 5,761 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,570 |
| Total noninterest expense | $1,278,000 | 7,321 |
| Salaries and employee benefits | $719,000 | 7,084 |
| Premises and equipment expense | $268,000 | 5,724 |
| Additional noninterest expense | $291,000 | 8,210 |
| Pre-tax net operating income | $776,000 | 6,180 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $180,000 | 6,423 |
| Income before extraordinary items | $596,000 | 6,075 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $596,000 | 6,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,956 |
| Cash dividends | $231,000 | 5,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $596,000 | 5,970 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,671,000 | 6,984 |
| Total interest expense | $2,032,000 | 6,203 |
| Net interest income | $1,639,000 | 7,688 |
| Provision for loan and lease losses | $57,000 | 6,423 |
| Total noninterest income | $219,000 | 7,598 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 5,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,171 |
| Total noninterest expense | $1,041,000 | 8,206 |
| Salaries and employee benefits | $620,000 | 7,785 |
| Premises and equipment expense | $185,000 | 7,111 |
| Additional noninterest expense | $236,000 | 9,008 |
| Pre-tax net operating income | $760,000 | 6,728 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $189,000 | 7,036 |
| Income before extraordinary items | $571,000 | 6,536 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $571,000 | 6,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,643 |
| Cash dividends | $272,000 | 4,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $571,000 | 6,477 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,124,000 | 7,847 |
| Total interest expense | $1,746,000 | 6,966 |
| Net interest income | $1,378,000 | 8,573 |
| Provision for loan and lease losses | $8,000 | 8,671 |
| Total noninterest income | $183,000 | 8,489 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 6,752 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,981 |
| Total noninterest expense | $949,000 | 8,881 |
| Salaries and employee benefits | $533,000 | 8,630 |
| Premises and equipment expense | $205,000 | 6,938 |
| Additional noninterest expense | $211,000 | 9,812 |
| Pre-tax net operating income | $604,000 | 7,401 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $156,000 | 7,799 |
| Income before extraordinary items | $448,000 | 7,250 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $448,000 | 7,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $219,000 | 5,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $448,000 | 7,194 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,781,000 | 8,515 |
| Total interest expense | $1,587,000 | 7,458 |
| Net interest income | $1,194,000 | 9,344 |
| Provision for loan and lease losses | $9,000 | 8,431 |
| Total noninterest income | $152,000 | 9,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 7,474 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 9,762 |
| Total noninterest expense | $942,000 | 9,196 |
| Salaries and employee benefits | $529,000 | 8,865 |
| Premises and equipment expense | $191,000 | 7,369 |
| Additional noninterest expense | $222,000 | 10,163 |
| Pre-tax net operating income | $395,000 | 9,102 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $74,000 | 9,703 |
| Income before extraordinary items | $321,000 | 8,731 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $321,000 | 8,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $705,000 | 2,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $321,000 | 8,699 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,289,000 | 9,281 |
| Total interest expense | $1,157,000 | 8,071 |
| Net interest income | $1,132,000 | 9,961 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $156,000 | 9,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 8,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,402 |
| Total noninterest expense | $917,000 | 9,700 |
| Salaries and employee benefits | $463,000 | 9,727 |
| Premises and equipment expense | $181,000 | 7,828 |
| Additional noninterest expense | $273,000 | 10,269 |
| Pre-tax net operating income | $371,000 | 9,568 |
| Securities gains (losses) | $-4,000 | 9,291 |
| Applicable income taxes | $59,000 | 10,250 |
| Income before extraordinary items | $308,000 | 9,057 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $308,000 | 9,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $20,000 | 8,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $311,360 | 9,096 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,079,000 | 10,023 |
| Total interest expense | $1,023,000 | 8,998 |
| Net interest income | $1,056,000 | 10,576 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $100,000 | 11,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 9,074 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,885 |
| Total noninterest expense | $698,000 | 11,183 |
| Salaries and employee benefits | $379,000 | 10,848 |
| Premises and equipment expense | $105,000 | 10,294 |
| Additional noninterest expense | $214,000 | 11,548 |
| Pre-tax net operating income | $458,000 | 8,954 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $97,000 | 9,810 |
| Income before extraordinary items | $371,000 | 8,733 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $371,000 | 8,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 11,050 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $363,100 | 8,543 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,430,000 | 10,039 |
| Total interest expense | $1,298,000 | 9,245 |
| Net interest income | $1,132,000 | 10,581 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $96,000 | 11,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 9,405 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 12,406 |
| Total noninterest expense | $638,000 | 11,834 |
| Salaries and employee benefits | $356,000 | 11,380 |
| Premises and equipment expense | $96,000 | 10,873 |
| Additional noninterest expense | $186,000 | 12,438 |
| Pre-tax net operating income | $590,000 | 7,787 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $150,000 | 8,614 |
| Income before extraordinary items | $440,000 | 7,830 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $440,000 | 7,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $262,000 | 4,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $440,000 | 7,483 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.