Bank Iowa, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,106,000 | 3,865 |
| Total interest expense | $1,977,000 | 3,605 |
| Net interest income | $5,129,000 | 3,886 |
| Provision for loan and lease losses | $400,000 | 4,443 |
| Total noninterest income | $913,000 | 3,382 |
| Gross Fiduciary activities income | $15,000 | 1,101 |
| Service charges on deposit accounts | $440,000 | 2,895 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $458,000 | 3,315 |
| Total noninterest expense | $3,009,000 | 5,011 |
| Salaries and employee benefits | $1,785,000 | 4,553 |
| Premises and equipment expense | $379,000 | 4,870 |
| Additional noninterest expense | $845,000 | 5,494 |
| Pre-tax net operating income | $2,633,000 | 1,817 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $128,000 | 3,044 |
| Income before extraordinary items | $2,505,000 | 1,645 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,505,000 | 1,645 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,505,000 | 1,647 |
| Net charge-offs | $310,000 | 4,254 |
| Cash dividends | $1,744,000 | 924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,505,000 | 1,584 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,334,000 | 3,942 |
| Total interest expense | $1,533,000 | 3,650 |
| Net interest income | $3,801,000 | 3,979 |
| Provision for loan and lease losses | $190,000 | 4,943 |
| Total noninterest income | $680,000 | 3,443 |
| Gross Fiduciary activities income | $15,000 | 1,047 |
| Service charges on deposit accounts | $335,000 | 2,932 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $330,000 | 3,400 |
| Total noninterest expense | $2,301,000 | 4,978 |
| Salaries and employee benefits | $1,375,000 | 4,501 |
| Premises and equipment expense | $280,000 | 5,001 |
| Additional noninterest expense | $646,000 | 5,463 |
| Pre-tax net operating income | $1,990,000 | 1,904 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $96,000 | 3,154 |
| Income before extraordinary items | $1,894,000 | 1,742 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,894,000 | 1,745 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,894,000 | 1,745 |
| Net charge-offs | $-23,000 | 7,566 |
| Cash dividends | $1,344,000 | 823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,894,000 | 1,652 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,577,000 | 3,955 |
| Total interest expense | $1,053,000 | 3,666 |
| Net interest income | $2,524,000 | 3,991 |
| Provision for loan and lease losses | $120,000 | 4,894 |
| Total noninterest income | $423,000 | 3,531 |
| Gross Fiduciary activities income | $15,000 | 1,015 |
| Service charges on deposit accounts | $224,000 | 2,934 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $184,000 | 3,640 |
| Total noninterest expense | $1,586,000 | 4,894 |
| Salaries and employee benefits | $942,000 | 4,460 |
| Premises and equipment expense | $190,000 | 4,999 |
| Additional noninterest expense | $454,000 | 5,346 |
| Pre-tax net operating income | $1,241,000 | 2,011 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $60,000 | 3,168 |
| Income before extraordinary items | $1,181,000 | 1,840 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,181,000 | 1,839 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,181,000 | 1,840 |
| Net charge-offs | $-1,000 | 7,109 |
| Cash dividends | $1,008,000 | 700 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,181,000 | 1,753 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,809,000 | 3,984 |
| Total interest expense | $535,000 | 3,745 |
| Net interest income | $1,274,000 | 3,998 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $186,000 | 3,817 |
| Gross Fiduciary activities income | $14,000 | 950 |
| Service charges on deposit accounts | $107,000 | 3,021 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $65,000 | 4,256 |
| Total noninterest expense | $815,000 | 4,862 |
| Salaries and employee benefits | $506,000 | 4,320 |
| Premises and equipment expense | $100,000 | 4,948 |
| Additional noninterest expense | $209,000 | 5,579 |
| Pre-tax net operating income | $585,000 | 2,137 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $28,000 | 3,224 |
| Income before extraordinary items | $557,000 | 1,950 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $557,000 | 1,948 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $557,000 | 1,950 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $616,000 | 547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $557,000 | 1,882 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,352,000 | 4,042 |
| Total interest expense | $2,536,000 | 3,859 |
| Net interest income | $4,816,000 | 4,040 |
| Provision for loan and lease losses | $246,000 | 5,535 |
| Total noninterest income | $872,000 | 3,592 |
| Gross Fiduciary activities income | $15,000 | 1,124 |
| Service charges on deposit accounts | $443,000 | 3,129 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $414,000 | 3,497 |
| Total noninterest expense | $3,131,000 | 5,053 |
| Salaries and employee benefits | $1,777,000 | 4,700 |
| Premises and equipment expense | $404,000 | 4,974 |
| Additional noninterest expense | $950,000 | 5,370 |
| Pre-tax net operating income | $2,311,000 | 1,685 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $111,000 | 2,816 |
| Income before extraordinary items | $2,200,000 | 1,522 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,200,000 | 1,519 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,200,000 | 1,521 |
| Net charge-offs | $142,000 | 5,388 |
| Cash dividends | $592,000 | 2,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,200,000 | 1,486 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,547,000 | 4,084 |
| Total interest expense | $1,971,000 | 3,886 |
| Net interest income | $3,576,000 | 4,068 |
| Provision for loan and lease losses | $185,000 | 5,248 |
| Total noninterest income | $664,000 | 3,641 |
| Gross Fiduciary activities income | $13,000 | 1,086 |
| Service charges on deposit accounts | $327,000 | 3,172 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $324,000 | 3,495 |
| Total noninterest expense | $2,393,000 | 5,005 |
| Salaries and employee benefits | $1,334,000 | 4,726 |
| Premises and equipment expense | $339,000 | 4,705 |
| Additional noninterest expense | $720,000 | 5,327 |
| Pre-tax net operating income | $1,662,000 | 1,875 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $80,000 | 3,033 |
| Income before extraordinary items | $1,582,000 | 1,694 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,582,000 | 1,693 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,582,000 | 1,694 |
| Net charge-offs | $106,000 | 5,010 |
| Cash dividends | $592,000 | 1,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,582,000 | 1,649 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,769,000 | 4,073 |
| Total interest expense | $1,372,000 | 3,897 |
| Net interest income | $2,397,000 | 4,041 |
| Provision for loan and lease losses | $123,000 | 5,034 |
| Total noninterest income | $422,000 | 3,744 |
| Gross Fiduciary activities income | $13,000 | 1,034 |
| Service charges on deposit accounts | $209,000 | 3,235 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $200,000 | 3,649 |
| Total noninterest expense | $1,613,000 | 5,026 |
| Salaries and employee benefits | $897,000 | 4,753 |
| Premises and equipment expense | $227,000 | 4,718 |
| Additional noninterest expense | $489,000 | 5,301 |
| Pre-tax net operating income | $1,083,000 | 1,983 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $52,000 | 3,134 |
| Income before extraordinary items | $1,031,000 | 1,804 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,031,000 | 1,801 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,031,000 | 1,803 |
| Net charge-offs | $37,000 | 5,172 |
| Cash dividends | $392,000 | 1,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,031,000 | 1,752 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,951,000 | 4,011 |
| Total interest expense | $717,000 | 3,877 |
| Net interest income | $1,234,000 | 3,977 |
| Provision for loan and lease losses | $62,000 | 4,596 |
| Total noninterest income | $183,000 | 3,991 |
| Gross Fiduciary activities income | $9,000 | 1,001 |
| Service charges on deposit accounts | $99,000 | 3,285 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $75,000 | 4,125 |
| Total noninterest expense | $766,000 | 5,113 |
| Salaries and employee benefits | $463,000 | 4,709 |
| Premises and equipment expense | $107,000 | 4,927 |
| Additional noninterest expense | $196,000 | 5,652 |
| Pre-tax net operating income | $589,000 | 2,075 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $28,000 | 3,336 |
| Income before extraordinary items | $561,000 | 1,918 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $561,000 | 1,920 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $561,000 | 1,920 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $561,000 | 1,810 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,022,000 | 4,123 |
| Total interest expense | $3,456,000 | 3,877 |
| Net interest income | $4,566,000 | 4,188 |
| Provision for loan and lease losses | $278,000 | 4,760 |
| Total noninterest income | $934,000 | 3,559 |
| Gross Fiduciary activities income | $12,000 | 1,196 |
| Service charges on deposit accounts | $504,000 | 3,002 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $418,000 | 3,507 |
| Total noninterest expense | $2,829,000 | 5,306 |
| Salaries and employee benefits | $1,706,000 | 4,958 |
| Premises and equipment expense | $476,000 | 4,595 |
| Additional noninterest expense | $647,000 | 6,036 |
| Pre-tax net operating income | $2,393,000 | 2,166 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $115,000 | 3,283 |
| Income before extraordinary items | $2,278,000 | 1,753 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,278,000 | 1,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 4,250 |
| Cash dividends | $1,464,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,278,000 | 1,874 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,013,000 | 4,193 |
| Total interest expense | $2,645,000 | 3,934 |
| Net interest income | $3,368,000 | 4,257 |
| Provision for loan and lease losses | $170,000 | 4,457 |
| Total noninterest income | $744,000 | 3,508 |
| Gross Fiduciary activities income | $10,000 | 1,153 |
| Service charges on deposit accounts | $389,000 | 2,952 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $345,000 | 3,438 |
| Total noninterest expense | $2,069,000 | 5,364 |
| Salaries and employee benefits | $1,275,000 | 4,986 |
| Premises and equipment expense | $339,000 | 4,749 |
| Additional noninterest expense | $455,000 | 6,152 |
| Pre-tax net operating income | $1,873,000 | 2,412 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $90,000 | 3,674 |
| Income before extraordinary items | $1,783,000 | 1,970 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,783,000 | 1,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,860 |
| Cash dividends | $1,464,000 | 1,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,783,000 | 2,073 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,003,000 | 4,247 |
| Total interest expense | $1,829,000 | 3,964 |
| Net interest income | $2,174,000 | 4,347 |
| Provision for loan and lease losses | $169,000 | 3,426 |
| Total noninterest income | $477,000 | 3,613 |
| Gross Fiduciary activities income | $9,000 | 1,133 |
| Service charges on deposit accounts | $255,000 | 2,953 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $213,000 | 3,639 |
| Total noninterest expense | $1,358,000 | 5,439 |
| Salaries and employee benefits | $861,000 | 4,980 |
| Premises and equipment expense | $222,000 | 4,844 |
| Additional noninterest expense | $275,000 | 6,412 |
| Pre-tax net operating income | $1,124,000 | 2,711 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $54,000 | 4,003 |
| Income before extraordinary items | $1,070,000 | 2,433 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,070,000 | 2,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,260 |
| Cash dividends | $976,000 | 1,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,070,000 | 2,381 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,040,000 | 4,259 |
| Total interest expense | $966,000 | 3,990 |
| Net interest income | $1,074,000 | 4,392 |
| Provision for loan and lease losses | $2,000 | 5,968 |
| Total noninterest income | $247,000 | 3,538 |
| Gross Fiduciary activities income | $10,000 | 1,024 |
| Service charges on deposit accounts | $128,000 | 2,918 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $109,000 | 3,609 |
| Total noninterest expense | $701,000 | 5,364 |
| Salaries and employee benefits | $450,000 | 4,887 |
| Premises and equipment expense | $112,000 | 4,832 |
| Additional noninterest expense | $139,000 | 6,380 |
| Pre-tax net operating income | $618,000 | 2,644 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $29,000 | 4,079 |
| Income before extraordinary items | $589,000 | 2,343 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $589,000 | 2,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,454 |
| Cash dividends | $600,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $589,000 | 2,277 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,457,000 | 4,210 |
| Total interest expense | $4,186,000 | 3,901 |
| Net interest income | $4,271,000 | 4,442 |
| Provision for loan and lease losses | $152,000 | 4,294 |
| Total noninterest income | $860,000 | 3,852 |
| Gross Fiduciary activities income | $10,000 | 1,256 |
| Service charges on deposit accounts | $536,000 | 2,898 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $314,000 | 4,154 |
| Total noninterest expense | $2,655,000 | 5,415 |
| Salaries and employee benefits | $1,657,000 | 4,995 |
| Premises and equipment expense | $441,000 | 4,741 |
| Additional noninterest expense | $557,000 | 6,327 |
| Pre-tax net operating income | $2,324,000 | 2,988 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $113,000 | 4,390 |
| Income before extraordinary items | $2,211,000 | 2,620 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,211,000 | 2,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,018 |
| Cash dividends | $1,904,000 | 1,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,211,000 | 2,613 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,296,000 | 4,249 |
| Total interest expense | $3,109,000 | 3,929 |
| Net interest income | $3,187,000 | 4,484 |
| Provision for loan and lease losses | $133,000 | 3,717 |
| Total noninterest income | $652,000 | 3,838 |
| Gross Fiduciary activities income | $9,000 | 1,194 |
| Service charges on deposit accounts | $380,000 | 3,019 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $263,000 | 3,999 |
| Total noninterest expense | $1,966,000 | 5,423 |
| Salaries and employee benefits | $1,234,000 | 5,003 |
| Premises and equipment expense | $331,000 | 4,723 |
| Additional noninterest expense | $401,000 | 6,397 |
| Pre-tax net operating income | $1,740,000 | 3,149 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $85,000 | 4,574 |
| Income before extraordinary items | $1,655,000 | 2,772 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,655,000 | 2,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,033 |
| Cash dividends | $1,904,000 | 1,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,655,000 | 2,755 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,184,000 | 4,287 |
| Total interest expense | $2,035,000 | 3,971 |
| Net interest income | $2,149,000 | 4,477 |
| Provision for loan and lease losses | $81,000 | 3,650 |
| Total noninterest income | $419,000 | 3,936 |
| Gross Fiduciary activities income | $8,000 | 1,166 |
| Service charges on deposit accounts | $248,000 | 3,050 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $163,000 | 4,172 |
| Total noninterest expense | $1,320,000 | 5,429 |
| Salaries and employee benefits | $830,000 | 5,008 |
| Premises and equipment expense | $221,000 | 4,726 |
| Additional noninterest expense | $269,000 | 6,404 |
| Pre-tax net operating income | $1,167,000 | 3,166 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $57,000 | 4,659 |
| Income before extraordinary items | $1,110,000 | 2,814 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,110,000 | 2,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,485 |
| Cash dividends | $1,336,000 | 1,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,110,000 | 2,793 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,063,000 | 4,313 |
| Total interest expense | $998,000 | 4,019 |
| Net interest income | $1,065,000 | 4,513 |
| Provision for loan and lease losses | $48,000 | 3,154 |
| Total noninterest income | $198,000 | 4,045 |
| Gross Fiduciary activities income | $6,000 | 1,089 |
| Service charges on deposit accounts | $121,000 | 3,053 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $71,000 | 4,430 |
| Total noninterest expense | $672,000 | 5,391 |
| Salaries and employee benefits | $432,000 | 4,905 |
| Premises and equipment expense | $111,000 | 4,742 |
| Additional noninterest expense | $129,000 | 6,505 |
| Pre-tax net operating income | $543,000 | 3,330 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $27,000 | 4,694 |
| Income before extraordinary items | $516,000 | 2,962 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $516,000 | 2,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,384 |
| Cash dividends | $648,000 | 1,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $516,000 | 2,946 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,891,000 | 4,231 |
| Total interest expense | $3,562,000 | 3,867 |
| Net interest income | $4,329,000 | 4,443 |
| Provision for loan and lease losses | $170,000 | 3,852 |
| Total noninterest income | $758,000 | 4,189 |
| Gross Fiduciary activities income | $8,000 | 1,304 |
| Service charges on deposit accounts | $376,000 | 3,654 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $374,000 | 3,854 |
| Total noninterest expense | $2,578,000 | 5,385 |
| Salaries and employee benefits | $1,568,000 | 5,045 |
| Premises and equipment expense | $445,000 | 4,598 |
| Additional noninterest expense | $565,000 | 6,229 |
| Pre-tax net operating income | $2,339,000 | 3,292 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $113,000 | 4,865 |
| Income before extraordinary items | $2,226,000 | 2,865 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,226,000 | 2,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,385 |
| Cash dividends | $1,864,000 | 1,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,226,000 | 2,852 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,768,000 | 4,281 |
| Total interest expense | $2,528,000 | 3,924 |
| Net interest income | $3,240,000 | 4,481 |
| Provision for loan and lease losses | $122,000 | 3,802 |
| Total noninterest income | $559,000 | 4,232 |
| Gross Fiduciary activities income | $7,000 | 1,251 |
| Service charges on deposit accounts | $340,000 | 3,286 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $212,000 | 4,415 |
| Total noninterest expense | $1,938,000 | 5,360 |
| Salaries and employee benefits | $1,191,000 | 4,988 |
| Premises and equipment expense | $316,000 | 4,760 |
| Additional noninterest expense | $431,000 | 6,194 |
| Pre-tax net operating income | $1,739,000 | 3,443 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $84,000 | 5,083 |
| Income before extraordinary items | $1,655,000 | 2,977 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,655,000 | 2,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 2,554 |
| Cash dividends | $1,864,000 | 1,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,655,000 | 2,967 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,752,000 | 4,305 |
| Total interest expense | $1,572,000 | 3,986 |
| Net interest income | $2,180,000 | 4,477 |
| Provision for loan and lease losses | $75,000 | 3,786 |
| Total noninterest income | $349,000 | 4,358 |
| Gross Fiduciary activities income | $7,000 | 1,216 |
| Service charges on deposit accounts | $221,000 | 3,329 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $121,000 | 4,728 |
| Total noninterest expense | $1,291,000 | 5,371 |
| Salaries and employee benefits | $804,000 | 4,973 |
| Premises and equipment expense | $212,000 | 4,755 |
| Additional noninterest expense | $275,000 | 6,327 |
| Pre-tax net operating income | $1,163,000 | 3,431 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $56,000 | 5,143 |
| Income before extraordinary items | $1,107,000 | 2,971 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,107,000 | 2,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 2,057 |
| Cash dividends | $768,000 | 1,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,107,000 | 2,958 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,843,000 | 4,314 |
| Total interest expense | $732,000 | 4,060 |
| Net interest income | $1,111,000 | 4,401 |
| Provision for loan and lease losses | $38,000 | 3,609 |
| Total noninterest income | $154,000 | 4,607 |
| Gross Fiduciary activities income | $7,000 | 1,113 |
| Service charges on deposit accounts | $95,000 | 3,588 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $52,000 | 5,040 |
| Total noninterest expense | $668,000 | 5,282 |
| Salaries and employee benefits | $417,000 | 4,880 |
| Premises and equipment expense | $109,000 | 4,692 |
| Additional noninterest expense | $142,000 | 6,219 |
| Pre-tax net operating income | $559,000 | 3,498 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $27,000 | 5,120 |
| Income before extraordinary items | $532,000 | 3,016 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $532,000 | 3,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,335 |
| Cash dividends | $184,000 | 2,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $532,000 | 2,997 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,890,000 | 4,200 |
| Total interest expense | $2,394,000 | 3,932 |
| Net interest income | $4,496,000 | 4,259 |
| Provision for loan and lease losses | $90,000 | 4,964 |
| Total noninterest income | $664,000 | 4,529 |
| Gross Fiduciary activities income | $18,000 | 1,196 |
| Service charges on deposit accounts | $384,000 | 3,654 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $262,000 | 4,628 |
| Total noninterest expense | $2,445,000 | 5,445 |
| Salaries and employee benefits | $1,521,000 | 4,998 |
| Premises and equipment expense | $323,000 | 5,523 |
| Additional noninterest expense | $601,000 | 6,054 |
| Pre-tax net operating income | $2,625,000 | 3,068 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $126,000 | 5,173 |
| Income before extraordinary items | $2,499,000 | 2,603 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,499,000 | 2,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,766 |
| Cash dividends | $2,736,000 | 1,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,499,000 | 2,580 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,077,000 | 4,197 |
| Total interest expense | $1,702,000 | 3,946 |
| Net interest income | $3,375,000 | 4,265 |
| Provision for loan and lease losses | $67,000 | 4,861 |
| Total noninterest income | $474,000 | 4,687 |
| Gross Fiduciary activities income | $18,000 | 1,134 |
| Service charges on deposit accounts | $296,000 | 3,581 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $160,000 | 5,073 |
| Total noninterest expense | $1,837,000 | 5,413 |
| Salaries and employee benefits | $1,146,000 | 4,966 |
| Premises and equipment expense | $261,000 | 5,295 |
| Additional noninterest expense | $430,000 | 6,162 |
| Pre-tax net operating income | $1,945,000 | 3,120 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $95,000 | 5,296 |
| Income before extraordinary items | $1,851,000 | 2,640 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,851,000 | 2,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,450 |
| Cash dividends | $2,432,000 | 904 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,850,050 | 2,603 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,378,000 | 4,136 |
| Total interest expense | $1,087,000 | 3,906 |
| Net interest income | $2,291,000 | 4,195 |
| Provision for loan and lease losses | $45,000 | 4,715 |
| Total noninterest income | $322,000 | 4,603 |
| Gross Fiduciary activities income | $18,000 | 1,075 |
| Service charges on deposit accounts | $188,000 | 3,641 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $116,000 | 4,882 |
| Total noninterest expense | $1,239,000 | 5,365 |
| Salaries and employee benefits | $783,000 | 4,879 |
| Premises and equipment expense | $176,000 | 5,238 |
| Additional noninterest expense | $280,000 | 6,202 |
| Pre-tax net operating income | $1,329,000 | 3,017 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $65,000 | 5,284 |
| Income before extraordinary items | $1,264,000 | 2,543 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,264,000 | 2,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,872 |
| Cash dividends | $1,352,000 | 1,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,264,000 | 2,499 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,654,000 | 4,179 |
| Total interest expense | $519,000 | 3,923 |
| Net interest income | $1,135,000 | 4,230 |
| Provision for loan and lease losses | $23,000 | 4,505 |
| Total noninterest income | $155,000 | 4,629 |
| Gross Fiduciary activities income | $8,000 | 1,093 |
| Service charges on deposit accounts | $88,000 | 3,734 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $59,000 | 4,816 |
| Total noninterest expense | $633,000 | 5,330 |
| Salaries and employee benefits | $402,000 | 4,825 |
| Premises and equipment expense | $89,000 | 5,250 |
| Additional noninterest expense | $142,000 | 6,189 |
| Pre-tax net operating income | $634,000 | 3,100 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $31,000 | 5,273 |
| Income before extraordinary items | $603,000 | 2,607 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $603,000 | 2,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,691 |
| Cash dividends | $664,000 | 956 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $603,000 | 2,570 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,516,000 | 4,010 |
| Total interest expense | $1,964,000 | 3,710 |
| Net interest income | $4,552,000 | 4,088 |
| Provision for loan and lease losses | $180,000 | 3,881 |
| Total noninterest income | $673,000 | 4,508 |
| Gross Fiduciary activities income | $17,000 | 1,232 |
| Service charges on deposit accounts | $388,000 | 3,713 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $268,000 | 4,497 |
| Total noninterest expense | $2,484,000 | 5,333 |
| Salaries and employee benefits | $1,549,000 | 4,835 |
| Premises and equipment expense | $244,000 | 6,252 |
| Additional noninterest expense | $691,000 | 5,565 |
| Pre-tax net operating income | $2,561,000 | 2,953 |
| Securities gains (losses) | $24,000 | 2,281 |
| Applicable income taxes | $124,000 | 5,301 |
| Income before extraordinary items | $2,461,000 | 2,457 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,461,000 | 2,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,489 |
| Cash dividends | $2,376,000 | 1,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,438,200 | 2,427 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,866,000 | 4,011 |
| Total interest expense | $1,466,000 | 3,686 |
| Net interest income | $3,400,000 | 4,089 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $517,000 | 4,437 |
| Gross Fiduciary activities income | $12,000 | 1,215 |
| Service charges on deposit accounts | $294,000 | 3,715 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $211,000 | 4,393 |
| Total noninterest expense | $1,810,000 | 5,397 |
| Salaries and employee benefits | $1,169,000 | 4,765 |
| Premises and equipment expense | $177,000 | 6,323 |
| Additional noninterest expense | $464,000 | 5,847 |
| Pre-tax net operating income | $1,972,000 | 2,915 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $95,000 | 5,402 |
| Income before extraordinary items | $1,877,000 | 2,454 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,877,000 | 2,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,170 |
| Cash dividends | $2,376,000 | 841 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,877,000 | 2,391 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,250,000 | 4,013 |
| Total interest expense | $982,000 | 3,658 |
| Net interest income | $2,268,000 | 4,100 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $357,000 | 4,375 |
| Gross Fiduciary activities income | $11,000 | 1,171 |
| Service charges on deposit accounts | $199,000 | 3,664 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $147,000 | 4,337 |
| Total noninterest expense | $1,234,000 | 5,337 |
| Salaries and employee benefits | $794,000 | 4,754 |
| Premises and equipment expense | $126,000 | 6,189 |
| Additional noninterest expense | $314,000 | 5,842 |
| Pre-tax net operating income | $1,301,000 | 2,922 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $63,000 | 5,384 |
| Income before extraordinary items | $1,238,000 | 2,451 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,238,000 | 2,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 2,546 |
| Cash dividends | $1,688,000 | 802 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,238,000 | 2,390 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,635,000 | 3,988 |
| Total interest expense | $507,000 | 3,602 |
| Net interest income | $1,128,000 | 4,106 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $161,000 | 4,596 |
| Gross Fiduciary activities income | $9,000 | 1,110 |
| Service charges on deposit accounts | $96,000 | 3,683 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $56,000 | 4,886 |
| Total noninterest expense | $630,000 | 5,287 |
| Salaries and employee benefits | $413,000 | 4,625 |
| Premises and equipment expense | $68,000 | 5,967 |
| Additional noninterest expense | $149,000 | 6,013 |
| Pre-tax net operating income | $614,000 | 3,028 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $30,000 | 5,394 |
| Income before extraordinary items | $584,000 | 2,567 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $584,000 | 2,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $720,000 | 896 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $584,000 | 2,479 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,800,000 | 3,913 |
| Total interest expense | $2,458,000 | 3,375 |
| Net interest income | $4,342,000 | 4,109 |
| Provision for loan and lease losses | $180,000 | 4,206 |
| Total noninterest income | $737,000 | 4,415 |
| Gross Fiduciary activities income | $16,000 | 1,284 |
| Service charges on deposit accounts | $412,000 | 3,579 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $309,000 | 4,447 |
| Total noninterest expense | $2,449,000 | 5,287 |
| Salaries and employee benefits | $1,531,000 | 4,783 |
| Premises and equipment expense | $243,000 | 6,261 |
| Additional noninterest expense | $675,000 | 5,612 |
| Pre-tax net operating income | $2,450,000 | 2,932 |
| Securities gains (losses) | $34,000 | 2,826 |
| Applicable income taxes | $122,000 | 5,513 |
| Income before extraordinary items | $2,362,000 | 2,503 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,362,000 | 2,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 3,233 |
| Cash dividends | $1,480,000 | 1,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,329,700 | 2,414 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,131,000 | 3,947 |
| Total interest expense | $1,911,000 | 3,392 |
| Net interest income | $3,220,000 | 4,170 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $571,000 | 4,384 |
| Gross Fiduciary activities income | $17,000 | 1,211 |
| Service charges on deposit accounts | $301,000 | 3,648 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $253,000 | 4,358 |
| Total noninterest expense | $1,790,000 | 5,355 |
| Salaries and employee benefits | $1,137,000 | 4,803 |
| Premises and equipment expense | $194,000 | 6,081 |
| Additional noninterest expense | $459,000 | 5,911 |
| Pre-tax net operating income | $1,866,000 | 2,992 |
| Securities gains (losses) | $34,000 | 2,597 |
| Applicable income taxes | $93,000 | 5,648 |
| Income before extraordinary items | $1,807,000 | 2,560 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,807,000 | 2,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 2,922 |
| Cash dividends | $1,480,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,774,700 | 2,463 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,492,000 | 3,909 |
| Total interest expense | $1,320,000 | 3,401 |
| Net interest income | $2,172,000 | 4,131 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $383,000 | 4,358 |
| Gross Fiduciary activities income | $16,000 | 1,157 |
| Service charges on deposit accounts | $196,000 | 3,670 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $171,000 | 4,325 |
| Total noninterest expense | $1,218,000 | 5,281 |
| Salaries and employee benefits | $771,000 | 4,746 |
| Premises and equipment expense | $131,000 | 6,040 |
| Additional noninterest expense | $316,000 | 5,805 |
| Pre-tax net operating income | $1,247,000 | 2,991 |
| Securities gains (losses) | $34,000 | 2,284 |
| Applicable income taxes | $62,000 | 5,689 |
| Income before extraordinary items | $1,219,000 | 2,539 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,219,000 | 2,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 2,211 |
| Cash dividends | $920,000 | 1,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,186,700 | 2,459 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,758,000 | 3,902 |
| Total interest expense | $672,000 | 3,423 |
| Net interest income | $1,086,000 | 4,143 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $178,000 | 4,442 |
| Gross Fiduciary activities income | $15,000 | 1,064 |
| Service charges on deposit accounts | $93,000 | 3,718 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $70,000 | 4,607 |
| Total noninterest expense | $622,000 | 5,218 |
| Salaries and employee benefits | $402,000 | 4,596 |
| Premises and equipment expense | $69,000 | 5,897 |
| Additional noninterest expense | $151,000 | 5,912 |
| Pre-tax net operating income | $597,000 | 3,092 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $30,000 | 5,719 |
| Income before extraordinary items | $567,000 | 2,667 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $567,000 | 2,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 1,973 |
| Cash dividends | $328,000 | 1,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $567,000 | 2,532 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,492,000 | 3,837 |
| Total interest expense | $3,203,000 | 3,343 |
| Net interest income | $4,289,000 | 4,129 |
| Provision for loan and lease losses | $300,000 | 3,409 |
| Total noninterest income | $655,000 | 4,501 |
| Gross Fiduciary activities income | $16,000 | 1,333 |
| Service charges on deposit accounts | $376,000 | 3,682 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $263,000 | 4,528 |
| Total noninterest expense | $2,337,000 | 5,318 |
| Salaries and employee benefits | $1,456,000 | 4,797 |
| Premises and equipment expense | $246,000 | 6,193 |
| Additional noninterest expense | $635,000 | 5,726 |
| Pre-tax net operating income | $2,307,000 | 3,069 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $115,000 | 5,826 |
| Income before extraordinary items | $2,192,000 | 2,617 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,192,000 | 2,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 2,782 |
| Cash dividends | $952,000 | 2,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,192,000 | 2,521 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,437,000 | 4,259 |
| Total interest expense | $4,016,000 | 3,785 |
| Net interest income | $3,421,000 | 4,632 |
| Provision for loan and lease losses | $145,000 | 4,861 |
| Total noninterest income | $598,000 | 4,584 |
| Gross Fiduciary activities income | $5,000 | 1,541 |
| Service charges on deposit accounts | $371,000 | 3,602 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $222,000 | 4,718 |
| Total noninterest expense | $2,047,000 | 5,641 |
| Salaries and employee benefits | $1,314,000 | 4,988 |
| Premises and equipment expense | $201,000 | 6,776 |
| Additional noninterest expense | $532,000 | 6,251 |
| Pre-tax net operating income | $1,827,000 | 3,396 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-87,000 | 9,233 |
| Income before extraordinary items | $1,914,000 | 2,638 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,914,000 | 2,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,784 |
| Cash dividends | $1,216,000 | 1,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,914,000 | 2,560 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,188,000 | 4,484 |
| Total interest expense | $3,883,000 | 4,063 |
| Net interest income | $3,305,000 | 4,815 |
| Provision for loan and lease losses | $95,000 | 5,433 |
| Total noninterest income | $422,000 | 5,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $290,000 | 4,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 5,785 |
| Total noninterest expense | $1,870,000 | 5,921 |
| Salaries and employee benefits | $1,189,000 | 5,262 |
| Premises and equipment expense | $176,000 | 7,142 |
| Additional noninterest expense | $505,000 | 6,397 |
| Pre-tax net operating income | $1,762,000 | 3,620 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $68,000 | 6,962 |
| Income before extraordinary items | $1,694,000 | 2,942 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,694,000 | 2,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,338 |
| Cash dividends | $1,176,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,694,000 | 2,928 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,738,000 | 4,545 |
| Total interest expense | $3,523,000 | 4,021 |
| Net interest income | $3,215,000 | 4,917 |
| Provision for loan and lease losses | $165,000 | 4,039 |
| Total noninterest income | $314,000 | 6,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $246,000 | 4,569 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,482 |
| Total noninterest expense | $1,745,000 | 6,190 |
| Salaries and employee benefits | $1,149,000 | 5,336 |
| Premises and equipment expense | $186,000 | 7,034 |
| Additional noninterest expense | $410,000 | 7,182 |
| Pre-tax net operating income | $1,619,000 | 3,895 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $561,000 | 3,372 |
| Income before extraordinary items | $1,058,000 | 4,250 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,058,000 | 4,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,508 |
| Cash dividends | $936,000 | 2,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,058,000 | 4,208 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,367,000 | 4,779 |
| Total interest expense | $3,373,000 | 4,288 |
| Net interest income | $2,994,000 | 5,137 |
| Provision for loan and lease losses | $66,000 | 5,965 |
| Total noninterest income | $275,000 | 6,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $216,000 | 4,927 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 7,849 |
| Total noninterest expense | $1,641,000 | 6,340 |
| Salaries and employee benefits | $1,078,000 | 5,483 |
| Premises and equipment expense | $188,000 | 6,902 |
| Additional noninterest expense | $375,000 | 7,429 |
| Pre-tax net operating income | $1,562,000 | 4,056 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $392,000 | 4,475 |
| Income before extraordinary items | $1,170,000 | 4,013 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,170,000 | 4,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,737 |
| Cash dividends | $1,480,000 | 1,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,170,000 | 3,919 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,994,000 | 5,084 |
| Total interest expense | $2,997,000 | 4,715 |
| Net interest income | $2,997,000 | 5,308 |
| Provision for loan and lease losses | $56,000 | 6,449 |
| Total noninterest income | $276,000 | 6,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $231,000 | 4,903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 8,650 |
| Total noninterest expense | $1,555,000 | 6,652 |
| Salaries and employee benefits | $1,041,000 | 5,712 |
| Premises and equipment expense | $163,000 | 7,518 |
| Additional noninterest expense | $351,000 | 7,797 |
| Pre-tax net operating income | $1,662,000 | 4,112 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $455,000 | 4,491 |
| Income before extraordinary items | $1,207,000 | 4,028 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,207,000 | 4,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,272 |
| Cash dividends | $555,000 | 3,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,207,000 | 3,967 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,414,000 | 5,596 |
| Total interest expense | $2,862,000 | 4,983 |
| Net interest income | $2,552,000 | 6,107 |
| Provision for loan and lease losses | $30,000 | 7,397 |
| Total noninterest income | $265,000 | 7,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 5,177 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 9,308 |
| Total noninterest expense | $1,404,000 | 7,379 |
| Salaries and employee benefits | $954,000 | 6,203 |
| Premises and equipment expense | $139,000 | 8,316 |
| Additional noninterest expense | $311,000 | 8,759 |
| Pre-tax net operating income | $1,383,000 | 4,615 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $379,000 | 5,064 |
| Income before extraordinary items | $1,003,000 | 4,503 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,003,000 | 4,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $160,000 | 5,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,003,730 | 4,440 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,145,000 | 5,862 |
| Total interest expense | $2,724,000 | 5,183 |
| Net interest income | $2,421,000 | 6,443 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $272,000 | 7,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $234,000 | 5,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 9,820 |
| Total noninterest expense | $1,516,000 | 7,218 |
| Salaries and employee benefits | $992,000 | 6,104 |
| Premises and equipment expense | $155,000 | 8,146 |
| Additional noninterest expense | $369,000 | 8,502 |
| Pre-tax net operating income | $1,177,000 | 5,317 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $269,000 | 6,377 |
| Income before extraordinary items | $908,000 | 4,956 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $908,000 | 4,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,925 |
| Cash dividends | $2,162,000 | 1,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $908,000 | 4,946 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,965,000 | 5,703 |
| Total interest expense | $2,316,000 | 4,957 |
| Net interest income | $2,649,000 | 6,178 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $225,000 | 8,315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 6,086 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 10,409 |
| Total noninterest expense | $1,531,000 | 7,505 |
| Salaries and employee benefits | $947,000 | 6,373 |
| Premises and equipment expense | $141,000 | 8,799 |
| Additional noninterest expense | $443,000 | 8,382 |
| Pre-tax net operating income | $1,283,000 | 4,990 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $348,000 | 5,300 |
| Income before extraordinary items | $935,000 | 4,750 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $935,000 | 4,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,872 |
| Cash dividends | $852,000 | 2,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $935,000 | 4,798 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,267,000 | 5,523 |
| Total interest expense | $2,398,000 | 5,001 |
| Net interest income | $2,869,000 | 5,853 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $236,000 | 8,608 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 6,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 10,664 |
| Total noninterest expense | $1,537,000 | 7,704 |
| Salaries and employee benefits | $928,000 | 6,554 |
| Premises and equipment expense | $170,000 | 8,376 |
| Additional noninterest expense | $439,000 | 8,831 |
| Pre-tax net operating income | $1,478,000 | 4,384 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $435,000 | 4,712 |
| Income before extraordinary items | $1,043,000 | 4,541 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,043,000 | 4,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 5,461 |
| Cash dividends | $670,000 | 2,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,043,000 | 4,298 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,777,000 | 5,668 |
| Total interest expense | $3,005,000 | 5,155 |
| Net interest income | $2,772,000 | 6,091 |
| Provision for loan and lease losses | $40,000 | 9,471 |
| Total noninterest income | $234,000 | 8,782 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $200,000 | 5,992 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,488 |
| Total noninterest expense | $1,573,000 | 7,659 |
| Salaries and employee benefits | $882,000 | 6,721 |
| Premises and equipment expense | $207,000 | 7,676 |
| Additional noninterest expense | $484,000 | 8,610 |
| Pre-tax net operating income | $1,393,000 | 4,333 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $459,000 | 4,290 |
| Income before extraordinary items | $934,000 | 4,787 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $934,000 | 4,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 9,104 |
| Cash dividends | $584,000 | 2,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $934,000 | 4,467 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.