Home > Bank Five Nine > Net charge- offs to loans
Bank Five Nine, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0038% | 3,783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0001% | 1,110 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0001% | 531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2899% | 4,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3663% | 177 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2456% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 8.1781% | 52 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0056% | 3,778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 898 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0009% | 408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3898% | 4,503 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2267% | 126 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3228% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 7.6553% | 65 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0010% | 2,387 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 4,104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1148% | 4,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4427% | 91 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4862% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | 9.4612% | 75 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0026% | 3,477 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 3,620 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 4,239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2129% | 4,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9606% | 84 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9347% | 198 |
| Percentage Net Loans Charged-off: Other loans to individual | 9.1255% | 43 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0017% | 2,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 982 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0022% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1056% | 4,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8530% | 258 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3850% | 241 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9934% | 221 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0042% | 2,054 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 683 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0079% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1398% | 4,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7764% | 250 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7597% | 318 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0359% | 202 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0041% | 3,280 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 3,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 4,088 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1399% | 4,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8209% | 251 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1719% | 247 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9564% | 205 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0105% | 3,605 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0179% | 4,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0276% | 4,393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1268% | 4,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2355% | 194 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5806% | 151 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0489% | 1,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0662% | 476 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1024% | 347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0935% | 4,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1404% | 163 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7322% | 115 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0647% | 997 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0897% | 343 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1386% | 269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0973% | 4,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0330% | 381 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5382% | 216 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1076% | 706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1422% | 248 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2228% | 198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0951% | 4,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1005% | 360 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6897% | 328 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2931% | 259 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0529% | 4,416 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 3,643 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 4,337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3466% | 4,642 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2883% | 190 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4130% | 101 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0687% | 1,806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0263% | 1,288 |
| Percentage Net Loans Charged-off:Construction & development | 0.0219% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0481% | 725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 4,038 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0104% | 4,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2714% | 989 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.2729% | 31 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0906% | 93 |
| Percentage Net Loans Charged-off: Other loans to individual | 11.8821% | 20 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0391% | 2,070 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0271% | 212 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0066% | 4,363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0118% | 4,132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0133% | 4,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2932% | 817 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4867% | 143 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7208% | 126 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3675% | 125 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0143% | 2,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 1,397 |
| Percentage Net Loans Charged-off:Construction & development | 0.0353% | 135 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0115% | 4,518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0602% | 1,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2877% | 247 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8830% | 97 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9464% | 650 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0609% | 4,691 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0682% | 4,784 |
| Percentage Net Loans Charged-off:Construction & development | 0.0700% | 82 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1950% | 4,903 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0412% | 4,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4852% | 126 |
| Percentage Net Loans Charged-off: Credit card loans | 10.8761% | 41 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2308% | 574 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0747% | 2,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0177% | 1,655 |
| Percentage Net Loans Charged-off:Construction & development | 0.0124% | 350 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0116% | 972 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0356% | 1,215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3108% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7067% | 676 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6670% | 432 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1744% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7733% | 350 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0532% | 2,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0085% | 1,629 |
| Percentage Net Loans Charged-off:Construction & development | 0.0169% | 258 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0183% | 4,636 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0472% | 906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4071% | 91 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5248% | 716 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7274% | 392 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7221% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5399% | 391 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0331% | 2,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 1,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0262% | 189 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0532% | 4,924 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0716% | 638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6100% | 60 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3245% | 805 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3332% | 534 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1788% | 382 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3569% | 470 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1252% | 995 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0686% | 553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1413% | 221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0140% | 859 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1157% | 134 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6624% | 402 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4874% | 486 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6560% | 385 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0395% | 2,613 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 4,173 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0337% | 824 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0021% | 4,216 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0664% | 4,983 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0099% | 3,562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0744% | 5,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4967% | 829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4704% | 1,631 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2129% | 408 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4213% | 1,642 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0591% | 1,980 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 3,931 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0453% | 594 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0028% | 4,260 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0733% | 5,040 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0130% | 3,613 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0818% | 5,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6881% | 569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6053% | 1,228 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2094% | 387 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5650% | 1,185 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0175% | 2,565 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 4,059 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0440% | 464 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0041% | 4,306 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0742% | 5,070 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0845% | 5,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1947% | 967 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7602% | 947 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8018% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6898% | 932 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0336% | 4,790 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0534% | 5,089 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 4,854 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0081% | 4,369 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1483% | 5,305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1694% | 5,326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0950% | 848 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9214% | 838 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1940% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0549% | 664 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2232% | 1,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0797% | 1,143 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1378% | 611 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0230% | 4,436 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0449% | 1,597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5234% | 117 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0243% | 4,932 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5462% | 438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4026% | 1,994 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4249% | 1,803 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1393% | 1,410 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0313% | 1,574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0729% | 634 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0254% | 4,472 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 4,569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0074% | 4,629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1294% | 451 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3056% | 2,147 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3739% | 1,074 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3422% | 1,900 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0795% | 1,827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 1,963 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0152% | 724 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0259% | 4,514 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0090% | 4,611 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0103% | 4,707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7498% | 517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3430% | 1,874 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5561% | 1,073 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3917% | 1,634 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1504% | 1,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1099% | 612 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1863% | 227 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0266% | 4,559 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0568% | 940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0652% | 836 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4939% | 514 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4180% | 1,563 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0929% | 1,079 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5053% | 1,296 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0386% | 5,322 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1576% | 5,645 |
| Percentage Net Loans Charged-off:Construction & development | -0.0111% | 4,540 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2442% | 5,616 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0388% | 4,617 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0766% | 5,453 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2527% | 4,292 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0449% | 5,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7797% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2644% | 2,525 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5305% | 624 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2496% | 2,439 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2074% | 956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0661% | 2,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0187% | 2,125 |
| Percentage Net Loans Charged-off:Construction & development | -0.0159% | 4,634 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0837% | 708 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0450% | 4,651 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0670% | 5,464 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3772% | 4,353 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 4,905 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3895% | 943 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2205% | 2,401 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2326% | 2,201 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0603% | 2,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0646% | 1,319 |
| Percentage Net Loans Charged-off:Construction & development | -0.0252% | 4,787 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1280% | 523 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0273% | 4,657 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 4,753 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5625% | 4,418 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1059% | 1,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0177% | 1,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3166% | 1,926 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3365% | 1,741 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0547% | 1,975 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0447% | 1,221 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0060% | 5,089 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0278% | 4,703 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1611% | 720 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1863% | 4,352 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2337% | 550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0790% | 1,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7473% | 1,046 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7972% | 888 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2932% | 1,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3199% | 567 |
| Percentage Net Loans Charged-off:Construction & development | 1.6537% | 181 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3240% | 563 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0316% | 4,753 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1667% | 1,266 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0588% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1921% | 1,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0872% | 1,979 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9095% | 904 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8066% | 65 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4777% | 1,554 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2840% | 752 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2417% | 1,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2525% | 669 |
| Percentage Net Loans Charged-off:Construction & development | 1.8029% | 168 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2578% | 575 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0333% | 4,801 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0394% | 2,284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0796% | 650 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0297% | 2,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1163% | 1,550 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0932% | 632 |
| Percentage Net Loans Charged-off: Credit card loans | 9.2020% | 43 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4708% | 1,445 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3658% | 613 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2868% | 915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2959% | 616 |
| Percentage Net Loans Charged-off:Construction & development | 2.7552% | 113 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2407% | 526 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0392% | 4,848 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0441% | 2,015 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0402% | 647 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0450% | 1,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1789% | 1,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6997% | 385 |
| Percentage Net Loans Charged-off: Credit card loans | 14.5066% | 21 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6300% | 1,017 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3651% | 671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3880% | 433 |
| Percentage Net Loans Charged-off:Construction & development | 5.6888% | 55 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1218% | 497 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0546% | 4,909 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0812% | 1,303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1026% | 1,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1175% | 890 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0629% | 209 |
| Percentage Net Loans Charged-off: Credit card loans | 22.3776% | 10 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1921% | 568 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0370% | 4,096 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 5,369 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0090% | 2,118 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7834% | 5,143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2697% | 1,292 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1293% | 192 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 5,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2353% | 1,723 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1704% | 772 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2576% | 130 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8851% | 963 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4426% | 652 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1916% | 1,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1653% | 1,592 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1916% | 1,057 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0167% | 5,005 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2165% | 1,409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9864% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0393% | 5,952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3360% | 1,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5570% | 1,529 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8246% | 213 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3628% | 1,867 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7619% | 462 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1279% | 2,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0689% | 2,309 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0189% | 1,459 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0252% | 5,054 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2487% | 1,262 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4705% | 136 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1703% | 6,308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4962% | 985 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6367% | 1,283 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2216% | 112 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3231% | 1,830 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5387% | 286 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1695% | 1,705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1562% | 1,364 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0410% | 6,046 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0256% | 5,092 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7600% | 421 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9224% | 62 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1196% | 1,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1352% | 783 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5574% | 60 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5701% | 1,225 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1206% | 171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4794% | 1,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5350% | 1,029 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1315% | 1,947 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0671% | 273 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4004% | 280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9642% | 401 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5565% | 260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0342% | 2,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0590% | 3,940 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7792% | 618 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,056 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4633% | 1,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5155% | 1,052 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1816% | 1,568 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0180% | 5,226 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6026% | 224 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2145% | 330 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7427% | 216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0341% | 2,548 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0766% | 3,531 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4202% | 292 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1103% | 5,828 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2152% | 2,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2388% | 1,929 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2383% | 1,255 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0229% | 5,246 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4045% | 1,294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2480% | 825 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4613% | 1,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0524% | 2,162 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2550% | 6,106 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2744% | 6,091 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1686% | 2,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1772% | 1,878 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 6,129 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0275% | 5,301 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7187% | 742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9870% | 534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1168% | 1,414 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0802% | 5,591 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0871% | 5,560 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5996% | 1,936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6401% | 1,605 |
| Percentage Net Loans Charged-off:Construction & development | 2.1500% | 1,050 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4703% | 1,615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7071% | 519 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6169% | 1,487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1374% | 1,532 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8050% | 1,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2066% | 2,744 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4593% | 2,497 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4911% | 536 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3543% | 2,663 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5873% | 1,866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6168% | 1,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.3424% | 1,799 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5757% | 1,266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9327% | 415 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6567% | 1,372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1818% | 1,289 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8442% | 1,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3093% | 2,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5565% | 2,027 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6429% | 471 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4436% | 2,153 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8722% | 1,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9215% | 1,067 |
| Percentage Net Loans Charged-off:Construction & development | 0.5230% | 1,499 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8550% | 882 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3973% | 301 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9843% | 919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2738% | 1,037 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2661% | 691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4431% | 1,801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3671% | 2,388 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4510% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1519% | 2,988 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5484% | 649 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6560% | 522 |
| Percentage Net Loans Charged-off:Construction & development | 1.0809% | 948 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6693% | 452 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7763% | 172 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3337% | 628 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3408% | 785 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7297% | 486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5280% | 1,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5471% | 1,729 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8603% | 169 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1006% | 2,628 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0449% | 1,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1412% | 1,404 |
| Percentage Net Loans Charged-off:Construction & development | 1.6345% | 1,839 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0610% | 1,177 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3661% | 552 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1038% | 1,126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1763% | 1,659 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4381% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0662% | 3,919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4361% | 3,007 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4091% | 630 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3261% | 3,166 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5211% | 2,669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5628% | 2,236 |
| Percentage Net Loans Charged-off:Construction & development | 2.0973% | 1,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0163% | 3,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8518% | 544 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1013% | 1,070 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4895% | 760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0705% | 3,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5856% | 2,309 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1812% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4030% | 2,585 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4502% | 2,775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4845% | 2,324 |
| Percentage Net Loans Charged-off:Construction & development | 2.9059% | 1,165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0120% | 2,606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3425% | 558 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7761% | 1,432 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0422% | 1,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0894% | 3,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4924% | 2,455 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7629% | 380 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2418% | 2,936 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8873% | 1,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9500% | 1,248 |
| Percentage Net Loans Charged-off:Construction & development | 5.5889% | 567 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0342% | 7,001 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6852% | 311 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6121% | 644 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1546% | 459 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1911% | 2,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2660% | 1,115 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2192% | 134 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4174% | 1,934 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4184% | 3,945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4421% | 3,172 |
| Percentage Net Loans Charged-off:Construction & development | 0.6552% | 2,731 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3951% | 2,268 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3819% | 897 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4944% | 2,297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1744% | 1,661 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5930% | 2,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1452% | 4,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5058% | 3,398 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1490% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5199% | 3,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5489% | 2,575 |
| Percentage Net Loans Charged-off:Construction & development | 0.8560% | 2,340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4972% | 1,759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5203% | 682 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5679% | 1,923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2363% | 1,399 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6682% | 1,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2070% | 3,623 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4160% | 3,421 |
| Percentage Net Loans Charged-off: Credit card loans | 8.0107% | 166 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6864% | 2,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7145% | 2,031 |
| Percentage Net Loans Charged-off:Construction & development | 1.3007% | 1,863 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5998% | 1,371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7739% | 508 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7375% | 1,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9537% | 1,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3257% | 2,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2726% | 1,539 |
| Percentage Net Loans Charged-off: Credit card loans | 10.5115% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5640% | 2,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6102% | 1,856 |
| Percentage Net Loans Charged-off:Construction & development | 0.9495% | 1,499 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0402% | 1,765 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5250% | 282 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3407% | 810 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7178% | 644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0509% | 2,706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7302% | 2,211 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7732% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5907% | 3,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6190% | 2,600 |
| Percentage Net Loans Charged-off:Construction & development | 2.4427% | 1,906 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2603% | 2,260 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2762% | 525 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3282% | 2,654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4193% | 2,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1661% | 4,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1748% | 1,216 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9271% | 224 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5648% | 2,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5863% | 2,230 |
| Percentage Net Loans Charged-off:Construction & development | 2.4019% | 1,601 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3529% | 1,590 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7751% | 455 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1379% | 3,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1766% | 2,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2432% | 3,751 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9217% | 1,321 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1039% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2204% | 4,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1985% | 3,159 |
| Percentage Net Loans Charged-off:Construction & development | 0.3043% | 2,293 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2003% | 1,538 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2204% | 2,404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2858% | 2,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2469% | 3,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2966% | 1,032 |
| Percentage Net Loans Charged-off: Credit card loans | 10.5951% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2416% | 3,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2095% | 2,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3648% | 776 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3905% | 1,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0229% | 1,138 |
| Percentage Net Loans Charged-off: Credit card loans | 10.8738% | 134 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3542% | 3,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2638% | 2,506 |
| Percentage Net Loans Charged-off:Construction & development | 0.5439% | 1,956 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2230% | 1,348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2409% | 1,978 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3128% | 1,616 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3159% | 1,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1159% | 2,023 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4777% | 839 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3554% | 2,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2145% | 2,086 |
| Percentage Net Loans Charged-off:Construction & development | 0.7111% | 1,269 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1604% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0206% | 742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7259% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1918% | 594 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5361% | 1,313 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3267% | 1,263 |
| Percentage Net Loans Charged-off:Construction & development | 1.0366% | 746 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2475% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0115% | 405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6555% | 2,436 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7290% | 840 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9964% | 539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5909% | 574 |
| Percentage Net Loans Charged-off:Construction & development | 1.9594% | 303 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3928% | 338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8498% | 165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2199% | 3,272 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7286% | 698 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2216% | 2,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1310% | 1,820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2079% | 788 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0148% | 3,032 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0180% | 2,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4652% | 854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9749% | 1,653 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4563% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1721% | 2,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0405% | 2,245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0582% | 855 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0198% | 2,311 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0239% | 2,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1001% | 498 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7921% | 1,750 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0195% | 258 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0694% | 3,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0618% | 1,552 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0878% | 564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0297% | 1,742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0360% | 1,546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1686% | 1,077 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5910% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0725% | 2,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0766% | 1,012 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1010% | 338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0592% | 1,074 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0719% | 930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3056% | 2,713 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8725% | 380 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0859% | 3,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0163% | 2,827 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0735% | 1,686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0934% | 1,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9862% | 1,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5388% | 2,705 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7791% | 994 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0370% | 4,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0221% | 2,200 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0999% | 1,185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1285% | 968 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2323% | 1,858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1264% | 4,488 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2630% | 1,094 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0545% | 3,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0343% | 1,653 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1558% | 796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2035% | 639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3585% | 1,356 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0373% | 7,051 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5905% | 607 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0436% | 2,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7314% | 703 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3875% | 7,784 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1403% | 356 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0166% | 5,815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 3,485 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0068% | 2,880 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0092% | 2,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0362% | 3,793 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8467% | 2,233 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0429% | 205 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0115% | 5,569 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 2,977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0092% | 2,432 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0124% | 2,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6478% | 2,542 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7632% | 119 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0158% | 4,933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 2,442 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0140% | 1,948 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0190% | 1,742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8617% | 1,828 |
| Percentage Net Loans Charged-off: Credit card loans | 11.6657% | 77 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0060% | 4,515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 1,685 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0279% | 1,282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0378% | 1,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8311% | 173 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0366% | 5,609 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0288% | 7,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4315% | 1,289 |
| Percentage Net Loans Charged-off: Credit card loans | 9.9251% | 110 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0395% | 4,981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0375% | 7,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4143% | 1,204 |
| Percentage Net Loans Charged-off: Credit card loans | 11.7250% | 91 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0373% | 4,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0516% | 7,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2249% | 1,474 |
| Percentage Net Loans Charged-off: Credit card loans | 9.0282% | 124 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0211% | 4,411 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0600% | 7,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7422% | 2,311 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8768% | 249 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1266% | 4,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0907% | 1,949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0991% | 1,105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1010% | 1,754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1201% | 1,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2069% | 3,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7747% | 3,079 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0909% | 208 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1821% | 3,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1236% | 1,350 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1351% | 795 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1345% | 1,244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1583% | 1,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3712% | 2,513 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3494% | 1,459 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6331% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.9211% | 7,980 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2035% | 2,746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1392% | 1,128 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2107% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0557% | 1,619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0648% | 1,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2674% | 2,496 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7038% | 1,055 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4063% | 175 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0275% | 4,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0257% | 1,654 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0702% | 1,146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0805% | 1,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2550% | 8,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0956% | 1,822 |
| Percentage Net Loans Charged-off: Credit card loans | 12.6984% | 130 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1514% | 4,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0435% | 2,689 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1078% | 1,594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1212% | 1,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6324% | 2,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3247% | 1,659 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4069% | 607 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2566% | 3,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5366% | 1,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9297% | 858 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2097% | 205 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0610% | 5,514 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4156% | 1,695 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0730% | 5,769 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0593% | 6,457 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0756% | 6,308 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0313% | 7,587 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0089% | 10,105 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0303% | 8,864 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0617% | 9,633 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |