Home > Bank Calumet > Income and Expense
Bank Calumet, Income and Expense
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $14,135,000 | 670 |
| Total interest expense | $4,707,000 | 778 |
| Net interest income | $9,428,000 | 613 |
| Provision for loan and lease losses | $927,000 | 286 |
| Total noninterest income | $4,050,000 | 451 |
| Gross Fiduciary activities income | $1,087,000 | 178 |
| Service charges on deposit accounts | $1,922,000 | 224 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,041,000 | 781 |
| Total noninterest expense | $9,641,000 | 505 |
| Salaries and employee benefits | $4,669,000 | 532 |
| Premises and equipment expense | $2,001,000 | 344 |
| Additional noninterest expense | $2,971,000 | 490 |
| Pre-tax net operating income | $2,910,000 | 874 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $709,000 | 1,039 |
| Income before extraordinary items | $2,201,000 | 867 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,201,000 | 866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 730 |
| Cash dividends | $1,400,000 | 567 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,201,000 | 850 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $53,561,000 | 621 |
| Total interest expense | $15,498,000 | 729 |
| Net interest income | $38,063,000 | 583 |
| Provision for loan and lease losses | $833,000 | 1,221 |
| Total noninterest income | $15,013,000 | 475 |
| Gross Fiduciary activities income | $2,221,000 | 250 |
| Service charges on deposit accounts | $8,476,000 | 212 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,316,000 | 754 |
| Total noninterest expense | $33,365,000 | 545 |
| Salaries and employee benefits | $18,403,000 | 511 |
| Premises and equipment expense | $6,940,000 | 367 |
| Additional noninterest expense | $8,022,000 | 667 |
| Pre-tax net operating income | $18,878,000 | 561 |
| Securities gains (losses) | $23,000 | 1,207 |
| Applicable income taxes | $5,050,000 | 634 |
| Income before extraordinary items | $13,851,000 | 546 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $13,851,000 | 546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,484,000 | 506 |
| Cash dividends | $5,200,000 | 634 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $13,834,210 | 532 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $39,719,000 | 615 |
| Total interest expense | $10,995,000 | 726 |
| Net interest income | $28,724,000 | 573 |
| Provision for loan and lease losses | $683,000 | 1,090 |
| Total noninterest income | $11,134,000 | 479 |
| Gross Fiduciary activities income | $1,597,000 | 257 |
| Service charges on deposit accounts | $6,289,000 | 209 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,248,000 | 758 |
| Total noninterest expense | $23,945,000 | 562 |
| Salaries and employee benefits | $13,105,000 | 527 |
| Premises and equipment expense | $5,181,000 | 368 |
| Additional noninterest expense | $5,659,000 | 698 |
| Pre-tax net operating income | $15,230,000 | 530 |
| Securities gains (losses) | $23,000 | 1,178 |
| Applicable income taxes | $4,284,000 | 588 |
| Income before extraordinary items | $10,969,000 | 525 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $10,969,000 | 525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $414,000 | 978 |
| Cash dividends | $3,900,000 | 589 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $10,952,440 | 514 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $26,169,000 | 604 |
| Total interest expense | $6,881,000 | 730 |
| Net interest income | $19,288,000 | 554 |
| Provision for loan and lease losses | $500,000 | 966 |
| Total noninterest income | $7,242,000 | 483 |
| Gross Fiduciary activities income | $1,103,000 | 249 |
| Service charges on deposit accounts | $3,990,000 | 210 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,149,000 | 766 |
| Total noninterest expense | $15,789,000 | 563 |
| Salaries and employee benefits | $8,613,000 | 527 |
| Premises and equipment expense | $3,498,000 | 360 |
| Additional noninterest expense | $3,678,000 | 712 |
| Pre-tax net operating income | $10,241,000 | 519 |
| Securities gains (losses) | $6,000 | 1,523 |
| Applicable income taxes | $2,939,000 | 562 |
| Income before extraordinary items | $7,308,000 | 520 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $7,308,000 | 519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 1,355 |
| Cash dividends | $2,600,000 | 573 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $7,303,740 | 507 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $12,843,000 | 593 |
| Total interest expense | $3,258,000 | 735 |
| Net interest income | $9,585,000 | 550 |
| Provision for loan and lease losses | $250,000 | 917 |
| Total noninterest income | $3,500,000 | 477 |
| Gross Fiduciary activities income | $576,000 | 243 |
| Service charges on deposit accounts | $1,875,000 | 214 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,049,000 | 761 |
| Total noninterest expense | $7,886,000 | 551 |
| Salaries and employee benefits | $4,296,000 | 528 |
| Premises and equipment expense | $1,824,000 | 342 |
| Additional noninterest expense | $1,766,000 | 722 |
| Pre-tax net operating income | $4,949,000 | 519 |
| Securities gains (losses) | $6,000 | 1,143 |
| Applicable income taxes | $1,401,000 | 588 |
| Income before extraordinary items | $3,554,000 | 529 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $3,554,000 | 529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 1,419 |
| Cash dividends | $1,300,000 | 525 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $3,549,680 | 514 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $47,615,000 | 599 |
| Total interest expense | $9,846,000 | 827 |
| Net interest income | $37,769,000 | 544 |
| Provision for loan and lease losses | $1,000,000 | 1,033 |
| Total noninterest income | $13,590,000 | 493 |
| Gross Fiduciary activities income | $2,125,000 | 249 |
| Service charges on deposit accounts | $7,679,000 | 232 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,786,000 | 821 |
| Total noninterest expense | $30,762,000 | 554 |
| Salaries and employee benefits | $16,401,000 | 535 |
| Premises and equipment expense | $6,669,000 | 357 |
| Additional noninterest expense | $7,692,000 | 679 |
| Pre-tax net operating income | $19,597,000 | 498 |
| Securities gains (losses) | $15,000 | 2,589 |
| Applicable income taxes | $5,756,000 | 544 |
| Income before extraordinary items | $13,856,000 | 511 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $13,856,000 | 512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $820,000 | 896 |
| Cash dividends | $1,200,000 | 2,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $13,845,350 | 497 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $35,195,000 | 606 |
| Total interest expense | $7,072,000 | 831 |
| Net interest income | $28,123,000 | 543 |
| Provision for loan and lease losses | $750,000 | 1,009 |
| Total noninterest income | $9,970,000 | 506 |
| Gross Fiduciary activities income | $1,645,000 | 249 |
| Service charges on deposit accounts | $5,539,000 | 248 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,786,000 | 853 |
| Total noninterest expense | $22,926,000 | 559 |
| Salaries and employee benefits | $12,290,000 | 536 |
| Premises and equipment expense | $5,077,000 | 350 |
| Additional noninterest expense | $5,559,000 | 698 |
| Pre-tax net operating income | $14,417,000 | 507 |
| Securities gains (losses) | $13,000 | 2,563 |
| Applicable income taxes | $4,243,000 | 551 |
| Income before extraordinary items | $10,187,000 | 516 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $10,187,000 | 517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $331,000 | 1,349 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $10,177,770 | 495 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $23,150,000 | 603 |
| Total interest expense | $4,594,000 | 843 |
| Net interest income | $18,556,000 | 543 |
| Provision for loan and lease losses | $500,000 | 987 |
| Total noninterest income | $6,215,000 | 534 |
| Gross Fiduciary activities income | $1,166,000 | 237 |
| Service charges on deposit accounts | $3,302,000 | 260 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,747,000 | 884 |
| Total noninterest expense | $15,271,000 | 558 |
| Salaries and employee benefits | $8,196,000 | 539 |
| Premises and equipment expense | $3,448,000 | 339 |
| Additional noninterest expense | $3,627,000 | 704 |
| Pre-tax net operating income | $9,000,000 | 534 |
| Securities gains (losses) | $5,000 | 2,738 |
| Applicable income taxes | $2,629,000 | 584 |
| Income before extraordinary items | $6,376,000 | 555 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,376,000 | 554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 1,334 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $6,372,450 | 529 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $11,609,000 | 609 |
| Total interest expense | $2,325,000 | 859 |
| Net interest income | $9,284,000 | 547 |
| Provision for loan and lease losses | $250,000 | 948 |
| Total noninterest income | $3,042,000 | 536 |
| Gross Fiduciary activities income | $650,000 | 225 |
| Service charges on deposit accounts | $1,584,000 | 269 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $808,000 | 921 |
| Total noninterest expense | $7,634,000 | 558 |
| Salaries and employee benefits | $4,083,000 | 547 |
| Premises and equipment expense | $1,760,000 | 343 |
| Additional noninterest expense | $1,791,000 | 704 |
| Pre-tax net operating income | $4,442,000 | 533 |
| Securities gains (losses) | $5,000 | 2,336 |
| Applicable income taxes | $1,326,000 | 589 |
| Income before extraordinary items | $3,121,000 | 567 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,121,000 | 566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 1,325 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $3,117,500 | 528 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $47,927,000 | 585 |
| Total interest expense | $10,919,000 | 816 |
| Net interest income | $37,008,000 | 528 |
| Provision for loan and lease losses | $2,291,000 | 586 |
| Total noninterest income | $11,683,000 | 578 |
| Gross Fiduciary activities income | $1,944,000 | 264 |
| Service charges on deposit accounts | $6,611,000 | 271 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,128,000 | 1,059 |
| Total noninterest expense | $31,122,000 | 557 |
| Salaries and employee benefits | $16,665,000 | 525 |
| Premises and equipment expense | $6,874,000 | 355 |
| Additional noninterest expense | $7,583,000 | 706 |
| Pre-tax net operating income | $15,278,000 | 591 |
| Securities gains (losses) | $-5,000 | 8,699 |
| Applicable income taxes | $4,332,000 | 692 |
| Income before extraordinary items | $10,941,000 | 609 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $10,941,000 | 611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $791,000 | 1,110 |
| Cash dividends | $1,100,000 | 2,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $10,944,600 | 579 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $36,132,000 | 599 |
| Total interest expense | $8,537,000 | 817 |
| Net interest income | $27,595,000 | 538 |
| Provision for loan and lease losses | $1,779,000 | 581 |
| Total noninterest income | $8,877,000 | 604 |
| Gross Fiduciary activities income | $1,477,000 | 270 |
| Service charges on deposit accounts | $4,910,000 | 286 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,490,000 | 1,059 |
| Total noninterest expense | $22,731,000 | 576 |
| Salaries and employee benefits | $12,363,000 | 540 |
| Premises and equipment expense | $4,966,000 | 376 |
| Additional noninterest expense | $5,402,000 | 727 |
| Pre-tax net operating income | $11,962,000 | 585 |
| Securities gains (losses) | $11,000 | 3,280 |
| Applicable income taxes | $3,481,000 | 685 |
| Income before extraordinary items | $8,492,000 | 616 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $8,492,000 | 617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $517,000 | 1,132 |
| Cash dividends | $1,100,000 | 1,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $8,484,190 | 568 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $24,431,000 | 596 |
| Total interest expense | $5,950,000 | 811 |
| Net interest income | $18,481,000 | 540 |
| Provision for loan and lease losses | $1,109,000 | 599 |
| Total noninterest income | $5,787,000 | 608 |
| Gross Fiduciary activities income | $955,000 | 285 |
| Service charges on deposit accounts | $3,153,000 | 290 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,679,000 | 1,034 |
| Total noninterest expense | $14,946,000 | 581 |
| Salaries and employee benefits | $8,175,000 | 542 |
| Premises and equipment expense | $3,258,000 | 384 |
| Additional noninterest expense | $3,513,000 | 742 |
| Pre-tax net operating income | $8,213,000 | 568 |
| Securities gains (losses) | $7,000 | 3,077 |
| Applicable income taxes | $2,443,000 | 661 |
| Income before extraordinary items | $5,777,000 | 608 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,777,000 | 607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $318,000 | 1,192 |
| Cash dividends | $1,100,000 | 1,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $5,772,100 | 558 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $12,210,000 | 599 |
| Total interest expense | $3,013,000 | 819 |
| Net interest income | $9,197,000 | 544 |
| Provision for loan and lease losses | $515,000 | 609 |
| Total noninterest income | $2,810,000 | 619 |
| Gross Fiduciary activities income | $538,000 | 272 |
| Service charges on deposit accounts | $1,479,000 | 304 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $793,000 | 1,054 |
| Total noninterest expense | $7,373,000 | 585 |
| Salaries and employee benefits | $4,047,000 | 549 |
| Premises and equipment expense | $1,661,000 | 380 |
| Additional noninterest expense | $1,665,000 | 763 |
| Pre-tax net operating income | $4,119,000 | 573 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,203,000 | 678 |
| Income before extraordinary items | $2,916,000 | 603 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,916,000 | 601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 1,006 |
| Cash dividends | $1,100,000 | 634 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,916,000 | 563 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $52,259,000 | 594 |
| Total interest expense | $15,526,000 | 729 |
| Net interest income | $36,733,000 | 537 |
| Provision for loan and lease losses | $1,750,000 | 835 |
| Total noninterest income | $8,986,000 | 672 |
| Gross Fiduciary activities income | $1,927,000 | 287 |
| Service charges on deposit accounts | $3,950,000 | 410 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,109,000 | 978 |
| Total noninterest expense | $28,823,000 | 575 |
| Salaries and employee benefits | $15,432,000 | 540 |
| Premises and equipment expense | $6,203,000 | 393 |
| Additional noninterest expense | $7,188,000 | 719 |
| Pre-tax net operating income | $15,146,000 | 577 |
| Securities gains (losses) | $-1,251,000 | 9,313 |
| Applicable income taxes | $3,801,000 | 761 |
| Income before extraordinary items | $10,094,000 | 622 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $10,094,000 | 623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $696,000 | 1,288 |
| Cash dividends | $9,000,000 | 390 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $11,007,230 | 559 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $57,051,000 | 617 |
| Total interest expense | $26,051,000 | 641 |
| Net interest income | $31,000,000 | 594 |
| Provision for loan and lease losses | $1,500,000 | 899 |
| Total noninterest income | $8,205,000 | 689 |
| Gross Fiduciary activities income | $1,973,000 | 293 |
| Service charges on deposit accounts | $3,235,000 | 465 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,997,000 | 943 |
| Total noninterest expense | $26,216,000 | 620 |
| Salaries and employee benefits | $14,015,000 | 563 |
| Premises and equipment expense | $5,414,000 | 436 |
| Additional noninterest expense | $6,787,000 | 750 |
| Pre-tax net operating income | $11,489,000 | 675 |
| Securities gains (losses) | $674,000 | 522 |
| Applicable income taxes | $3,122,000 | 815 |
| Income before extraordinary items | $9,041,000 | 620 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $9,041,000 | 622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,178,000 | 838 |
| Cash dividends | $3,680,000 | 774 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $8,542,240 | 631 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $56,524,000 | 653 |
| Total interest expense | $26,579,000 | 689 |
| Net interest income | $29,945,000 | 613 |
| Provision for loan and lease losses | $842,000 | 1,222 |
| Total noninterest income | $7,514,000 | 702 |
| Gross Fiduciary activities income | $1,866,000 | 299 |
| Service charges on deposit accounts | $2,986,000 | 454 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,662,000 | 930 |
| Total noninterest expense | $23,553,000 | 667 |
| Salaries and employee benefits | $12,592,000 | 570 |
| Premises and equipment expense | $4,752,000 | 483 |
| Additional noninterest expense | $6,209,000 | 800 |
| Pre-tax net operating income | $13,064,000 | 617 |
| Securities gains (losses) | $137,000 | 497 |
| Applicable income taxes | $3,824,000 | 666 |
| Income before extraordinary items | $9,377,000 | 605 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $9,377,000 | 605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $892,000 | 819 |
| Cash dividends | $3,360,000 | 872 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $9,279,730 | 604 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $50,856,000 | 690 |
| Total interest expense | $23,208,000 | 702 |
| Net interest income | $27,648,000 | 676 |
| Provision for loan and lease losses | $552,000 | 1,624 |
| Total noninterest income | $7,662,000 | 721 |
| Gross Fiduciary activities income | $1,682,000 | 355 |
| Service charges on deposit accounts | $2,711,000 | 498 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $3,269,000 | 846 |
| Total noninterest expense | $21,692,000 | 713 |
| Salaries and employee benefits | $11,647,000 | 618 |
| Premises and equipment expense | $4,514,000 | 497 |
| Additional noninterest expense | $5,531,000 | 891 |
| Pre-tax net operating income | $13,066,000 | 668 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $3,805,000 | 730 |
| Income before extraordinary items | $9,261,000 | 660 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $9,261,000 | 661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $797,000 | 838 |
| Cash dividends | $3,040,000 | 950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $9,261,000 | 647 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $51,393,000 | 664 |
| Total interest expense | $24,958,000 | 665 |
| Net interest income | $26,435,000 | 676 |
| Provision for loan and lease losses | $295,000 | 2,683 |
| Total noninterest income | $6,383,000 | 787 |
| Gross Fiduciary activities income | $1,526,000 | 371 |
| Service charges on deposit accounts | $2,731,000 | 479 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,126,000 | 1,106 |
| Total noninterest expense | $20,553,000 | 726 |
| Salaries and employee benefits | $11,616,000 | 610 |
| Premises and equipment expense | $3,938,000 | 558 |
| Additional noninterest expense | $4,999,000 | 952 |
| Pre-tax net operating income | $11,970,000 | 675 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $3,453,000 | 773 |
| Income before extraordinary items | $8,517,000 | 682 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $8,517,000 | 681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $339,000 | 1,702 |
| Cash dividends | $12,800,000 | 320 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $8,517,000 | 654 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $50,282,000 | 694 |
| Total interest expense | $23,930,000 | 699 |
| Net interest income | $26,352,000 | 687 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $5,406,000 | 878 |
| Gross Fiduciary activities income | $1,340,000 | 398 |
| Service charges on deposit accounts | $2,528,000 | 523 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,538,000 | 1,302 |
| Total noninterest expense | $19,112,000 | 767 |
| Salaries and employee benefits | $10,586,000 | 650 |
| Premises and equipment expense | $3,723,000 | 568 |
| Additional noninterest expense | $4,803,000 | 992 |
| Pre-tax net operating income | $12,646,000 | 658 |
| Securities gains (losses) | $68,000 | 1,163 |
| Applicable income taxes | $3,670,000 | 781 |
| Income before extraordinary items | $9,044,000 | 643 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $9,044,000 | 643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $418,000 | 1,541 |
| Cash dividends | $4,400,000 | 697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $8,995,720 | 624 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $42,948,000 | 826 |
| Total interest expense | $20,717,000 | 826 |
| Net interest income | $22,231,000 | 837 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $4,602,000 | 1,003 |
| Gross Fiduciary activities income | $1,111,000 | 479 |
| Service charges on deposit accounts | $2,295,000 | 597 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,196,000 | 1,603 |
| Total noninterest expense | $14,994,000 | 1,022 |
| Salaries and employee benefits | $8,765,000 | 795 |
| Premises and equipment expense | $2,810,000 | 777 |
| Additional noninterest expense | $3,419,000 | 1,551 |
| Pre-tax net operating income | $11,839,000 | 688 |
| Securities gains (losses) | $102,000 | 952 |
| Applicable income taxes | $3,637,000 | 758 |
| Income before extraordinary items | $8,304,000 | 679 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $8,304,000 | 679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,303 |
| Cash dividends | $6,000,000 | 597 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $8,232,600 | 668 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $40,267,000 | 903 |
| Total interest expense | $19,044,000 | 915 |
| Net interest income | $21,223,000 | 886 |
| Provision for loan and lease losses | $172,000 | 3,375 |
| Total noninterest income | $4,219,000 | 1,076 |
| Gross Fiduciary activities income | $1,133,000 | 505 |
| Service charges on deposit accounts | $2,081,000 | 655 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,005,000 | 1,797 |
| Total noninterest expense | $14,574,000 | 1,027 |
| Salaries and employee benefits | $8,124,000 | 853 |
| Premises and equipment expense | $2,637,000 | 836 |
| Additional noninterest expense | $3,813,000 | 1,388 |
| Pre-tax net operating income | $10,696,000 | 799 |
| Securities gains (losses) | $82,000 | 1,051 |
| Applicable income taxes | $3,040,000 | 913 |
| Income before extraordinary items | $7,738,000 | 744 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $7,738,000 | 744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $568,000 | 1,270 |
| Cash dividends | $5,540,000 | 583 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $7,678,960 | 738 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $34,759,000 | 916 |
| Total interest expense | $14,285,000 | 947 |
| Net interest income | $20,474,000 | 913 |
| Provision for loan and lease losses | $559,000 | 1,415 |
| Total noninterest income | $3,630,000 | 1,165 |
| Gross Fiduciary activities income | $1,030,000 | 519 |
| Service charges on deposit accounts | $1,879,000 | 717 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $721,000 | 2,286 |
| Total noninterest expense | $14,440,000 | 1,047 |
| Salaries and employee benefits | $7,744,000 | 885 |
| Premises and equipment expense | $2,701,000 | 819 |
| Additional noninterest expense | $3,995,000 | 1,415 |
| Pre-tax net operating income | $9,105,000 | 854 |
| Securities gains (losses) | $32,000 | 1,429 |
| Applicable income taxes | $2,262,000 | 1,081 |
| Income before extraordinary items | $6,875,000 | 776 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $6,875,000 | 775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,406 |
| Cash dividends | $2,800,000 | 858 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $6,851,000 | 784 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $32,492,000 | 993 |
| Total interest expense | $13,671,000 | 993 |
| Net interest income | $18,821,000 | 976 |
| Provision for loan and lease losses | $560,000 | 1,944 |
| Total noninterest income | $3,649,000 | 1,256 |
| Gross Fiduciary activities income | $936,000 | 560 |
| Service charges on deposit accounts | $1,790,000 | 747 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $923,000 | 2,154 |
| Total noninterest expense | $14,010,000 | 1,120 |
| Salaries and employee benefits | $7,327,000 | 920 |
| Premises and equipment expense | $2,565,000 | 876 |
| Additional noninterest expense | $4,118,000 | 1,481 |
| Pre-tax net operating income | $7,900,000 | 923 |
| Securities gains (losses) | $53,000 | 3,314 |
| Applicable income taxes | $1,789,000 | 1,339 |
| Income before extraordinary items | $6,164,000 | 851 |
| Extraordinary gains, net | $400,000 | 560 |
| Net income | $6,564,000 | 826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,845 |
| Cash dividends | $2,600,000 | 803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $6,122,660 | 808 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $32,848,000 | 1,101 |
| Total interest expense | $15,815,000 | 1,137 |
| Net interest income | $17,033,000 | 1,093 |
| Provision for loan and lease losses | $240,000 | 4,686 |
| Total noninterest income | $3,476,000 | 1,272 |
| Gross Fiduciary activities income | $805,000 | 606 |
| Service charges on deposit accounts | $1,760,000 | 754 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $911,000 | 2,135 |
| Total noninterest expense | $12,868,000 | 1,234 |
| Salaries and employee benefits | $6,852,000 | 998 |
| Premises and equipment expense | $2,452,000 | 945 |
| Additional noninterest expense | $3,564,000 | 1,729 |
| Pre-tax net operating income | $7,401,000 | 872 |
| Securities gains (losses) | $13,000 | 6,142 |
| Applicable income taxes | $1,600,000 | 1,373 |
| Income before extraordinary items | $5,814,000 | 821 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,814,000 | 823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 3,423 |
| Cash dividends | $2,440,000 | 712 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,803,860 | 744 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.