Home > Bank Calumet > Income and Expense
Bank Calumet, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,186,000 | 5,065 |
| Total interest expense | $2,711,000 | 5,205 |
| Net interest income | $3,475,000 | 4,847 |
| Provision for loan and lease losses | $140,000 | 4,234 |
| Total noninterest income | $423,000 | 5,771 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 5,974 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $246,000 | 4,581 |
| Total noninterest expense | $2,841,000 | 4,491 |
| Salaries and employee benefits | $1,164,000 | 5,339 |
| Premises and equipment expense | $397,000 | 4,565 |
| Additional noninterest expense | $1,280,000 | 3,582 |
| Pre-tax net operating income | $917,000 | 6,028 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $326,000 | 5,553 |
| Income before extraordinary items | $591,000 | 6,323 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $591,000 | 6,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 2,048 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $591,000 | 6,260 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $774,000 | 11,556 |
| Total interest expense | $330,000 | 11,512 |
| Net interest income | $444,000 | 11,513 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $53,000 | 11,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 9,864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 10,525 |
| Total noninterest expense | $426,000 | 11,345 |
| Salaries and employee benefits | $163,000 | 11,683 |
| Premises and equipment expense | $72,000 | 10,422 |
| Additional noninterest expense | $191,000 | 10,529 |
| Pre-tax net operating income | $21,000 | 11,417 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,000 | 11,102 |
| Income before extraordinary items | $20,000 | 11,432 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $20,000 | 11,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $20,000 | 11,399 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,794,000 | 5,026 |
| Total interest expense | $2,115,000 | 5,352 |
| Net interest income | $3,679,000 | 4,719 |
| Provision for loan and lease losses | $57,000 | 5,874 |
| Total noninterest income | $420,000 | 5,952 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 6,044 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 4,827 |
| Total noninterest expense | $2,656,000 | 4,889 |
| Salaries and employee benefits | $1,168,000 | 5,374 |
| Premises and equipment expense | $405,000 | 4,542 |
| Additional noninterest expense | $1,083,000 | 4,407 |
| Pre-tax net operating income | $1,386,000 | 4,707 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $360,000 | 5,151 |
| Income before extraordinary items | $1,026,000 | 4,443 |
| Extraordinary gains, net | $147,000 | 89 |
| Net income | $1,173,000 | 3,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,113 |
| Cash dividends | $675,000 | 2,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,026,000 | 4,486 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,663,000 | 5,202 |
| Total interest expense | $2,278,000 | 5,220 |
| Net interest income | $3,385,000 | 5,103 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $399,000 | 6,484 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 6,452 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $223,000 | 5,343 |
| Total noninterest expense | $2,582,000 | 5,128 |
| Salaries and employee benefits | $1,154,000 | 5,413 |
| Premises and equipment expense | $406,000 | 4,660 |
| Additional noninterest expense | $1,022,000 | 4,832 |
| Pre-tax net operating income | $1,202,000 | 5,176 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $291,000 | 6,186 |
| Income before extraordinary items | $911,000 | 5,048 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $911,000 | 5,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 5,035 |
| Cash dividends | $525,000 | 2,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $911,000 | 4,823 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,103,000 | 5,401 |
| Total interest expense | $2,853,000 | 5,381 |
| Net interest income | $3,250,000 | 5,339 |
| Provision for loan and lease losses | $96,000 | 7,391 |
| Total noninterest income | $371,000 | 6,823 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 7,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $220,000 | 5,356 |
| Total noninterest expense | $2,474,000 | 5,365 |
| Salaries and employee benefits | $1,109,000 | 5,553 |
| Premises and equipment expense | $391,000 | 4,880 |
| Additional noninterest expense | $974,000 | 5,158 |
| Pre-tax net operating income | $1,051,000 | 5,436 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $201,000 | 7,542 |
| Income before extraordinary items | $850,000 | 5,117 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $850,000 | 5,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 12,396 |
| Cash dividends | $337,000 | 3,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $850,000 | 4,812 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.