Home > Bank Atlanta > Income and Expense
Bank Atlanta, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,146,000 | 4,327 |
| Total interest expense | $3,468,000 | 4,086 |
| Net interest income | $3,678,000 | 4,486 |
| Provision for loan and lease losses | $373,000 | 2,221 |
| Total noninterest income | $318,000 | 6,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 6,327 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 4,971 |
| Total noninterest expense | $2,085,000 | 5,531 |
| Salaries and employee benefits | $979,000 | 5,970 |
| Premises and equipment expense | $233,000 | 6,289 |
| Additional noninterest expense | $873,000 | 4,481 |
| Pre-tax net operating income | $1,538,000 | 4,018 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $457,000 | 3,820 |
| Income before extraordinary items | $1,081,000 | 4,199 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,081,000 | 4,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $365,000 | 1,563 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 890 |
| Net operating income | $1,081,000 | 4,161 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,883,000 | 4,455 |
| Total interest expense | $3,240,000 | 4,439 |
| Net interest income | $3,643,000 | 4,439 |
| Provision for loan and lease losses | $295,000 | 2,683 |
| Total noninterest income | $519,000 | 4,828 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 6,826 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $417,000 | 3,342 |
| Total noninterest expense | $1,787,000 | 6,025 |
| Salaries and employee benefits | $822,000 | 6,589 |
| Premises and equipment expense | $181,000 | 7,033 |
| Additional noninterest expense | $784,000 | 4,752 |
| Pre-tax net operating income | $2,080,000 | 3,242 |
| Securities gains (losses) | $19,000 | 2,467 |
| Applicable income taxes | $694,000 | 3,050 |
| Income before extraordinary items | $1,405,000 | 3,426 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,405,000 | 3,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,780 |
| Cash dividends | $71,000 | 6,631 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 809 |
| Net operating income | $1,392,270 | 3,360 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,269,000 | 5,582 |
| Total interest expense | $2,465,000 | 5,472 |
| Net interest income | $2,804,000 | 5,570 |
| Provision for loan and lease losses | $350,000 | 2,319 |
| Total noninterest income | $737,000 | 3,811 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $579,000 | 2,550 |
| Total noninterest expense | $1,578,000 | 6,584 |
| Salaries and employee benefits | $783,000 | 6,868 |
| Premises and equipment expense | $170,000 | 7,382 |
| Additional noninterest expense | $625,000 | 5,653 |
| Pre-tax net operating income | $1,613,000 | 4,207 |
| Securities gains (losses) | $10,000 | 2,359 |
| Applicable income taxes | $405,000 | 4,845 |
| Income before extraordinary items | $1,218,000 | 4,001 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,218,000 | 4,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,544 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,210,500 | 3,955 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,762,000 | 7,094 |
| Total interest expense | $1,619,000 | 7,283 |
| Net interest income | $2,143,000 | 6,873 |
| Provision for loan and lease losses | $137,000 | 4,309 |
| Total noninterest income | $714,000 | 4,056 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $503,000 | 2,908 |
| Total noninterest expense | $1,685,000 | 6,641 |
| Salaries and employee benefits | $848,000 | 6,728 |
| Premises and equipment expense | $168,000 | 7,663 |
| Additional noninterest expense | $669,000 | 5,926 |
| Pre-tax net operating income | $1,035,000 | 5,613 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $1,035,000 | 4,355 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,035,000 | 4,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,597 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,035,000 | 4,304 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,145,000 | 8,015 |
| Total interest expense | $1,353,000 | 8,108 |
| Net interest income | $1,792,000 | 7,790 |
| Provision for loan and lease losses | $125,000 | 4,002 |
| Total noninterest income | $750,000 | 3,873 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 6,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $597,000 | 2,539 |
| Total noninterest expense | $1,554,000 | 7,106 |
| Salaries and employee benefits | $826,000 | 6,967 |
| Premises and equipment expense | $159,000 | 8,051 |
| Additional noninterest expense | $569,000 | 6,725 |
| Pre-tax net operating income | $863,000 | 6,582 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $864,000 | 5,152 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $864,000 | 5,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,210 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $863,000 | 5,142 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,551,000 | 8,821 |
| Total interest expense | $1,102,000 | 8,281 |
| Net interest income | $1,449,000 | 9,012 |
| Provision for loan and lease losses | $233,000 | 2,768 |
| Total noninterest income | $303,000 | 7,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 6,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 6,595 |
| Total noninterest expense | $1,337,000 | 8,125 |
| Salaries and employee benefits | $627,000 | 8,426 |
| Premises and equipment expense | $217,000 | 7,104 |
| Additional noninterest expense | $493,000 | 7,914 |
| Pre-tax net operating income | $182,000 | 11,037 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $182,000 | 10,474 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $182,000 | 10,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,680 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $388,000 | 585 |
| Net operating income | $182,000 | 10,521 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,650,000 | 8,911 |
| Total interest expense | $1,376,000 | 7,630 |
| Net interest income | $1,274,000 | 9,825 |
| Provision for loan and lease losses | $489,000 | 2,140 |
| Total noninterest income | $377,000 | 6,733 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,730 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $212,000 | 5,484 |
| Total noninterest expense | $1,694,000 | 7,205 |
| Salaries and employee benefits | $587,000 | 8,919 |
| Premises and equipment expense | $226,000 | 7,166 |
| Additional noninterest expense | $881,000 | 5,467 |
| Pre-tax net operating income | $-532,000 | 12,870 |
| Securities gains (losses) | $-19,000 | 12,913 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-551,000 | 12,907 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-551,000 | 12,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $728,000 | 1,403 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $228,000 | 755 |
| Net operating income | $-532,000 | 12,851 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,151,000 | 8,717 |
| Total interest expense | $1,941,000 | 7,241 |
| Net interest income | $1,210,000 | 10,295 |
| Provision for loan and lease losses | $438,000 | 3,283 |
| Total noninterest income | $264,000 | 8,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 7,502 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 7,224 |
| Total noninterest expense | $1,518,000 | 7,851 |
| Salaries and employee benefits | $693,000 | 8,045 |
| Premises and equipment expense | $269,000 | 6,453 |
| Additional noninterest expense | $556,000 | 7,920 |
| Pre-tax net operating income | $-482,000 | 13,283 |
| Securities gains (losses) | $132,000 | 2,579 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-350,000 | 13,293 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-350,000 | 13,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 3,374 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-482,000 | 13,272 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.