Home > Bank at Ormond-By-The-Sea > Income and Expense
Bank at Ormond-By-The-Sea, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,787,000 | 4,513 |
| Total interest expense | $3,145,000 | 4,425 |
| Net interest income | $3,642,000 | 4,517 |
| Provision for loan and lease losses | $36,000 | 6,998 |
| Total noninterest income | $652,000 | 4,181 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $320,000 | 3,793 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $332,000 | 3,788 |
| Total noninterest expense | $3,626,000 | 3,608 |
| Salaries and employee benefits | $2,018,000 | 3,414 |
| Premises and equipment expense | $607,000 | 3,215 |
| Additional noninterest expense | $1,001,000 | 4,022 |
| Pre-tax net operating income | $632,000 | 6,601 |
| Securities gains (losses) | $15,000 | 1,536 |
| Applicable income taxes | $246,000 | 5,256 |
| Income before extraordinary items | $401,000 | 6,986 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $401,000 | 6,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,737 |
| Cash dividends | $308,000 | 4,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $391,400 | 7,006 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,318,000 | 4,238 |
| Total interest expense | $3,549,000 | 4,079 |
| Net interest income | $3,769,000 | 4,327 |
| Provision for loan and lease losses | $-11,000 | 10,221 |
| Total noninterest income | $561,000 | 4,597 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $296,000 | 3,974 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $265,000 | 4,286 |
| Total noninterest expense | $3,605,000 | 3,521 |
| Salaries and employee benefits | $1,946,000 | 3,433 |
| Premises and equipment expense | $635,000 | 3,009 |
| Additional noninterest expense | $1,024,000 | 3,880 |
| Pre-tax net operating income | $736,000 | 6,354 |
| Securities gains (losses) | $76,000 | 1,456 |
| Applicable income taxes | $314,000 | 5,055 |
| Income before extraordinary items | $498,000 | 6,627 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $498,000 | 6,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $308,000 | 4,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $449,360 | 6,813 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,619,000 | 4,152 |
| Total interest expense | $3,716,000 | 3,942 |
| Net interest income | $3,903,000 | 4,323 |
| Provision for loan and lease losses | $45,000 | 6,862 |
| Total noninterest income | $574,000 | 4,551 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $307,000 | 3,995 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $267,000 | 4,199 |
| Total noninterest expense | $3,623,000 | 3,497 |
| Salaries and employee benefits | $2,161,000 | 3,065 |
| Premises and equipment expense | $623,000 | 3,039 |
| Additional noninterest expense | $839,000 | 4,568 |
| Pre-tax net operating income | $809,000 | 6,509 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $303,000 | 5,699 |
| Income before extraordinary items | $506,000 | 6,928 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $506,000 | 6,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,815 |
| Cash dividends | $297,000 | 4,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $506,000 | 6,870 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,430,000 | 4,326 |
| Total interest expense | $3,547,000 | 4,142 |
| Net interest income | $3,883,000 | 4,438 |
| Provision for loan and lease losses | $35,000 | 7,226 |
| Total noninterest income | $590,000 | 4,618 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $353,000 | 3,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $237,000 | 4,689 |
| Total noninterest expense | $3,530,000 | 3,743 |
| Salaries and employee benefits | $2,086,000 | 3,206 |
| Premises and equipment expense | $608,000 | 3,170 |
| Additional noninterest expense | $836,000 | 5,032 |
| Pre-tax net operating income | $908,000 | 6,060 |
| Securities gains (losses) | $47,000 | 1,369 |
| Applicable income taxes | $353,000 | 5,301 |
| Income before extraordinary items | $602,000 | 6,263 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $602,000 | 6,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,500 |
| Cash dividends | $270,000 | 4,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $571,920 | 6,372 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,198,000 | 4,444 |
| Total interest expense | $3,459,000 | 4,205 |
| Net interest income | $3,739,000 | 4,595 |
| Provision for loan and lease losses | $-121,000 | 11,751 |
| Total noninterest income | $535,000 | 4,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $346,000 | 3,807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $189,000 | 5,287 |
| Total noninterest expense | $3,652,000 | 3,591 |
| Salaries and employee benefits | $1,951,000 | 3,383 |
| Premises and equipment expense | $606,000 | 3,183 |
| Additional noninterest expense | $1,095,000 | 4,040 |
| Pre-tax net operating income | $743,000 | 7,099 |
| Securities gains (losses) | $346,000 | 458 |
| Applicable income taxes | $383,000 | 5,099 |
| Income before extraordinary items | $706,000 | 5,955 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $706,000 | 5,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $220,000 | 5,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $481,100 | 7,360 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,348,000 | 4,623 |
| Total interest expense | $2,593,000 | 4,495 |
| Net interest income | $3,755,000 | 4,633 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $508,000 | 5,245 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $372,000 | 3,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,520 |
| Total noninterest expense | $3,358,000 | 3,987 |
| Salaries and employee benefits | $1,830,000 | 3,564 |
| Premises and equipment expense | $571,000 | 3,421 |
| Additional noninterest expense | $957,000 | 4,894 |
| Pre-tax net operating income | $905,000 | 6,375 |
| Securities gains (losses) | $8,000 | 2,362 |
| Applicable income taxes | $317,000 | 5,675 |
| Income before extraordinary items | $596,000 | 6,580 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $596,000 | 6,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $226,000 | 5,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $590,800 | 6,670 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,041,000 | 4,919 |
| Total interest expense | $2,423,000 | 4,959 |
| Net interest income | $3,618,000 | 4,817 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $481,000 | 5,748 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $312,000 | 4,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 6,183 |
| Total noninterest expense | $3,248,000 | 4,199 |
| Salaries and employee benefits | $1,825,000 | 3,567 |
| Premises and equipment expense | $512,000 | 3,782 |
| Additional noninterest expense | $911,000 | 5,316 |
| Pre-tax net operating income | $791,000 | 6,865 |
| Securities gains (losses) | $284,000 | 1,353 |
| Applicable income taxes | $350,000 | 5,498 |
| Income before extraordinary items | $725,000 | 5,959 |
| Extraordinary gains, net | $198,000 | 1,028 |
| Net income | $923,000 | 5,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 12,663 |
| Cash dividends | $313,000 | 4,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $534,720 | 7,015 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,130,000 | 5,389 |
| Total interest expense | $2,690,000 | 5,657 |
| Net interest income | $3,440,000 | 5,080 |
| Provision for loan and lease losses | $112,000 | 6,979 |
| Total noninterest income | $414,000 | 6,419 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $274,000 | 4,771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 6,888 |
| Total noninterest expense | $2,860,000 | 4,729 |
| Salaries and employee benefits | $1,670,000 | 3,841 |
| Premises and equipment expense | $455,000 | 4,306 |
| Additional noninterest expense | $735,000 | 6,514 |
| Pre-tax net operating income | $882,000 | 6,192 |
| Securities gains (losses) | $205,000 | 1,983 |
| Applicable income taxes | $451,000 | 4,362 |
| Income before extraordinary items | $636,000 | 6,330 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $636,000 | 6,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 8,449 |
| Cash dividends | $110,000 | 6,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $504,800 | 6,909 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.