Home > Bank and Trust Company of Old York Road > Income and Expense
Bank and Trust Company of Old York Road, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,485,000 | 1,991 |
| Total interest expense | $5,562,000 | 2,235 |
| Net interest income | $9,923,000 | 1,823 |
| Provision for loan and lease losses | $2,474,000 | 491 |
| Total noninterest income | $1,971,000 | 1,848 |
| Gross Fiduciary activities income | $7,000 | 1,498 |
| Service charges on deposit accounts | $1,317,000 | 1,008 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $647,000 | 2,464 |
| Total noninterest expense | $12,903,000 | 1,164 |
| Salaries and employee benefits | $5,006,000 | 1,351 |
| Premises and equipment expense | $2,070,000 | 1,026 |
| Additional noninterest expense | $5,827,000 | 1,034 |
| Pre-tax net operating income | $-3,483,000 | 12,565 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $2,000 | 11,553 |
| Income before extraordinary items | $-3,485,000 | 12,534 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-3,485,000 | 12,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,968,000 | 556 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $182,000 | 712 |
| Net operating income | $-3,485,000 | 12,535 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,190,000 | 2,069 |
| Total interest expense | $5,244,000 | 2,467 |
| Net interest income | $9,946,000 | 1,807 |
| Provision for loan and lease losses | $1,952,000 | 829 |
| Total noninterest income | $2,033,000 | 1,954 |
| Gross Fiduciary activities income | $22,000 | 1,437 |
| Service charges on deposit accounts | $1,456,000 | 909 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $555,000 | 3,035 |
| Total noninterest expense | $10,879,000 | 1,414 |
| Salaries and employee benefits | $4,579,000 | 1,479 |
| Premises and equipment expense | $2,017,000 | 1,072 |
| Additional noninterest expense | $4,283,000 | 1,429 |
| Pre-tax net operating income | $-852,000 | 12,947 |
| Securities gains (losses) | $491,000 | 908 |
| Applicable income taxes | $28,000 | 11,440 |
| Income before extraordinary items | $-384,000 | 12,858 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-384,000 | 12,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $495,000 | 1,774 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $6,167,000 | 171 |
| Net operating income | $-875,000 | 12,938 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,285,000 | 1,946 |
| Total interest expense | $8,025,000 | 2,121 |
| Net interest income | $10,260,000 | 1,781 |
| Provision for loan and lease losses | $4,222,000 | 655 |
| Total noninterest income | $2,393,000 | 1,711 |
| Gross Fiduciary activities income | $14,000 | 1,509 |
| Service charges on deposit accounts | $1,516,000 | 861 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $863,000 | 2,205 |
| Total noninterest expense | $12,067,000 | 1,321 |
| Salaries and employee benefits | $4,508,000 | 1,471 |
| Premises and equipment expense | $2,003,000 | 1,119 |
| Additional noninterest expense | $5,556,000 | 1,203 |
| Pre-tax net operating income | $-3,636,000 | 13,746 |
| Securities gains (losses) | $45,000 | 4,303 |
| Applicable income taxes | $724,000 | 2,869 |
| Income before extraordinary items | $-4,315,000 | 13,779 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-4,315,000 | 13,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,449,000 | 500 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-4,360,000 | 13,742 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.