BANK 360, Income and Expense
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,694,000 | 6,351 |
| Total interest expense | $197,000 | 6,411 |
| Net interest income | $1,497,000 | 6,285 |
| Provision for loan and lease losses | $353,000 | 3,154 |
| Total noninterest income | $693,000 | 3,903 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $198,000 | 4,286 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $495,000 | 3,362 |
| Total noninterest expense | $2,213,000 | 5,447 |
| Salaries and employee benefits | $943,000 | 5,801 |
| Premises and equipment expense | $295,000 | 5,003 |
| Additional noninterest expense | $975,000 | 4,856 |
| Pre-tax net operating income | $-376,000 | 6,450 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,000 | 4,670 |
| Income before extraordinary items | $-377,000 | 6,546 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-377,000 | 6,541 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-377,000 | 6,543 |
| Net charge-offs | $328,000 | 3,198 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-377,000 | 6,477 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,307,000 | 6,418 |
| Total interest expense | $155,000 | 6,498 |
| Net interest income | $1,152,000 | 6,345 |
| Provision for loan and lease losses | $353,000 | 2,759 |
| Total noninterest income | $579,000 | 3,752 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $146,000 | 4,366 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $433,000 | 3,156 |
| Total noninterest expense | $1,617,000 | 5,544 |
| Salaries and employee benefits | $730,000 | 5,793 |
| Premises and equipment expense | $218,000 | 5,104 |
| Additional noninterest expense | $669,000 | 5,096 |
| Pre-tax net operating income | $-239,000 | 6,547 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,000 | 4,707 |
| Income before extraordinary items | $-240,000 | 6,647 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-240,000 | 6,645 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-240,000 | 6,645 |
| Net charge-offs | $302,000 | 2,812 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-240,000 | 6,566 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $892,000 | 6,445 |
| Total interest expense | $111,000 | 6,517 |
| Net interest income | $781,000 | 6,373 |
| Provision for loan and lease losses | $300,000 | 2,388 |
| Total noninterest income | $232,000 | 4,654 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $94,000 | 4,425 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $138,000 | 4,195 |
| Total noninterest expense | $1,061,000 | 5,617 |
| Salaries and employee benefits | $461,000 | 5,928 |
| Premises and equipment expense | $144,000 | 5,134 |
| Additional noninterest expense | $456,000 | 5,082 |
| Pre-tax net operating income | $-348,000 | 6,724 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,000 | 4,644 |
| Income before extraordinary items | $-349,000 | 6,802 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-349,000 | 6,802 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-349,000 | 6,802 |
| Net charge-offs | $290,000 | 2,358 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-349,000 | 6,749 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $449,000 | 6,495 |
| Total interest expense | $60,000 | 6,532 |
| Net interest income | $389,000 | 6,427 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $105,000 | 4,869 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $48,000 | 4,361 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $57,000 | 4,515 |
| Total noninterest expense | $567,000 | 5,509 |
| Salaries and employee benefits | $245,000 | 5,868 |
| Premises and equipment expense | $75,000 | 5,094 |
| Additional noninterest expense | $247,000 | 4,895 |
| Pre-tax net operating income | $-73,000 | 6,672 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-73,000 | 6,761 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-73,000 | 6,763 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-73,000 | 6,763 |
| Net charge-offs | $4,000 | 4,348 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-73,000 | 6,696 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,024,000 | 6,425 |
| Total interest expense | $332,000 | 6,455 |
| Net interest income | $1,692,000 | 6,352 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $277,000 | 5,329 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 4,485 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $88,000 | 5,441 |
| Total noninterest expense | $2,434,000 | 5,394 |
| Salaries and employee benefits | $1,229,000 | 5,464 |
| Premises and equipment expense | $506,000 | 4,009 |
| Additional noninterest expense | $699,000 | 5,694 |
| Pre-tax net operating income | $-465,000 | 6,389 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-134,000 | 6,862 |
| Income before extraordinary items | $-331,000 | 6,397 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-331,000 | 6,400 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-331,000 | 6,399 |
| Net charge-offs | $-144,000 | 7,278 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-331,000 | 6,351 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,524,000 | 6,485 |
| Total interest expense | $264,000 | 6,483 |
| Net interest income | $1,260,000 | 6,414 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $176,000 | 5,639 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 4,456 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $31,000 | 6,149 |
| Total noninterest expense | $1,731,000 | 5,542 |
| Salaries and employee benefits | $870,000 | 5,599 |
| Premises and equipment expense | $370,000 | 4,119 |
| Additional noninterest expense | $491,000 | 5,865 |
| Pre-tax net operating income | $-295,000 | 6,471 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-134,000 | 7,037 |
| Income before extraordinary items | $-161,000 | 6,471 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-161,000 | 6,475 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-161,000 | 6,474 |
| Net charge-offs | $-139,000 | 7,345 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-161,000 | 6,397 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,017,000 | 6,542 |
| Total interest expense | $188,000 | 6,498 |
| Net interest income | $829,000 | 6,478 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $184,000 | 4,995 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 4,389 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $84,000 | 4,816 |
| Total noninterest expense | $1,145,000 | 5,618 |
| Salaries and employee benefits | $582,000 | 5,631 |
| Premises and equipment expense | $229,000 | 4,344 |
| Additional noninterest expense | $334,000 | 5,903 |
| Pre-tax net operating income | $-132,000 | 6,475 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-65,000 | 7,059 |
| Income before extraordinary items | $-67,000 | 6,454 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-67,000 | 6,454 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-67,000 | 6,454 |
| Net charge-offs | $123,000 | 3,638 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-67,000 | 6,405 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $567,000 | 6,422 |
| Total interest expense | $100,000 | 6,519 |
| Net interest income | $467,000 | 6,314 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $99,000 | 4,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 4,170 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $44,000 | 4,863 |
| Total noninterest expense | $585,000 | 5,610 |
| Salaries and employee benefits | $320,000 | 5,463 |
| Premises and equipment expense | $109,000 | 4,500 |
| Additional noninterest expense | $156,000 | 6,066 |
| Pre-tax net operating income | $-19,000 | 6,444 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-14,000 | 7,043 |
| Income before extraordinary items | $-5,000 | 6,406 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-5,000 | 6,406 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-5,000 | 6,406 |
| Net charge-offs | $28,000 | 3,816 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-5,000 | 6,386 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,406,000 | 6,438 |
| Total interest expense | $459,000 | 6,642 |
| Net interest income | $1,947,000 | 6,289 |
| Provision for loan and lease losses | $1,717,000 | 2,278 |
| Total noninterest income | $449,000 | 4,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $449,000 | 3,342 |
| Total noninterest expense | $2,453,000 | 5,546 |
| Salaries and employee benefits | $1,222,000 | 5,631 |
| Premises and equipment expense | $562,000 | 3,895 |
| Additional noninterest expense | $669,000 | 6,004 |
| Pre-tax net operating income | $-1,774,000 | 6,717 |
| Securities gains (losses) | $5,000 | 3,469 |
| Applicable income taxes | $-123,000 | 6,865 |
| Income before extraordinary items | $-1,646,000 | 6,774 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,646,000 | 6,775 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,646,000 | 6,775 |
| Net charge-offs | $1,244,000 | 2,397 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,650,650 | 6,750 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,815,000 | 6,533 |
| Total interest expense | $352,000 | 6,753 |
| Net interest income | $1,463,000 | 6,384 |
| Provision for loan and lease losses | $1,395,000 | 2,085 |
| Total noninterest income | $308,000 | 5,005 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $308,000 | 3,516 |
| Total noninterest expense | $1,822,000 | 5,602 |
| Salaries and employee benefits | $869,000 | 5,791 |
| Premises and equipment expense | $431,000 | 3,895 |
| Additional noninterest expense | $522,000 | 5,944 |
| Pre-tax net operating income | $-1,446,000 | 6,938 |
| Securities gains (losses) | $5,000 | 3,295 |
| Applicable income taxes | $-38,000 | 6,944 |
| Income before extraordinary items | $-1,403,000 | 7,021 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,403,000 | 7,021 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,403,000 | 7,021 |
| Net charge-offs | $1,122,000 | 2,060 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,407,850 | 6,986 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,236,000 | 6,553 |
| Total interest expense | $235,000 | 6,829 |
| Net interest income | $1,001,000 | 6,363 |
| Provision for loan and lease losses | $800,000 | 2,179 |
| Total noninterest income | $210,000 | 4,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $210,000 | 3,428 |
| Total noninterest expense | $1,223,000 | 5,618 |
| Salaries and employee benefits | $563,000 | 5,885 |
| Premises and equipment expense | $302,000 | 3,779 |
| Additional noninterest expense | $358,000 | 5,903 |
| Pre-tax net operating income | $-812,000 | 6,914 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-100,000 | 7,199 |
| Income before extraordinary items | $-712,000 | 6,970 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-712,000 | 6,970 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-712,000 | 6,970 |
| Net charge-offs | $516,000 | 2,409 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-712,000 | 6,936 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $619,000 | 6,628 |
| Total interest expense | $113,000 | 7,007 |
| Net interest income | $506,000 | 6,407 |
| Provision for loan and lease losses | $425,000 | 1,997 |
| Total noninterest income | $86,000 | 5,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $86,000 | 3,776 |
| Total noninterest expense | $574,000 | 5,848 |
| Salaries and employee benefits | $271,000 | 6,044 |
| Premises and equipment expense | $154,000 | 3,821 |
| Additional noninterest expense | $149,000 | 6,369 |
| Pre-tax net operating income | $-407,000 | 7,105 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-47,000 | 7,313 |
| Income before extraordinary items | $-360,000 | 7,144 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-360,000 | 7,147 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-360,000 | 7,145 |
| Net charge-offs | $376,000 | 1,826 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-360,000 | 7,113 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,499,000 | 6,689 |
| Total interest expense | $601,000 | 6,911 |
| Net interest income | $1,898,000 | 6,469 |
| Provision for loan and lease losses | $339,000 | 5,107 |
| Total noninterest income | $344,000 | 5,390 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $344,000 | 3,763 |
| Total noninterest expense | $2,139,000 | 6,071 |
| Salaries and employee benefits | $982,000 | 6,274 |
| Premises and equipment expense | $514,000 | 4,302 |
| Additional noninterest expense | $643,000 | 6,318 |
| Pre-tax net operating income | $-236,000 | 5,750 |
| Securities gains (losses) | $1,000 | 3,653 |
| Applicable income taxes | $-116,000 | 6,610 |
| Income before extraordinary items | $-119,000 | 5,723 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-119,000 | 5,722 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-119,000 | 5,722 |
| Net charge-offs | $353,000 | 4,282 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-119,640 | 5,707 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,895,000 | 6,736 |
| Total interest expense | $461,000 | 6,997 |
| Net interest income | $1,434,000 | 6,482 |
| Provision for loan and lease losses | $287,000 | 4,651 |
| Total noninterest income | $242,000 | 5,576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $242,000 | 3,965 |
| Total noninterest expense | $1,590,000 | 6,102 |
| Salaries and employee benefits | $717,000 | 6,377 |
| Premises and equipment expense | $385,000 | 4,351 |
| Additional noninterest expense | $488,000 | 6,308 |
| Pre-tax net operating income | $-201,000 | 6,020 |
| Securities gains (losses) | $1,000 | 3,393 |
| Applicable income taxes | $-95,000 | 6,929 |
| Income before extraordinary items | $-105,000 | 5,988 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-105,000 | 5,988 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-105,000 | 5,988 |
| Net charge-offs | $305,000 | 3,681 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-105,640 | 5,957 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,264,000 | 6,806 |
| Total interest expense | $312,000 | 7,085 |
| Net interest income | $952,000 | 6,496 |
| Provision for loan and lease losses | $125,000 | 4,998 |
| Total noninterest income | $147,000 | 5,749 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $147,000 | 4,160 |
| Total noninterest expense | $1,033,000 | 6,219 |
| Salaries and employee benefits | $477,000 | 6,441 |
| Premises and equipment expense | $251,000 | 4,437 |
| Additional noninterest expense | $305,000 | 6,460 |
| Pre-tax net operating income | $-59,000 | 5,998 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $-27,000 | 6,904 |
| Income before extraordinary items | $-31,000 | 6,013 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-31,000 | 6,012 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-31,000 | 6,012 |
| Net charge-offs | $244,000 | 3,190 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-31,640 | 5,952 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $623,000 | 6,895 |
| Total interest expense | $158,000 | 7,161 |
| Net interest income | $465,000 | 6,554 |
| Provision for loan and lease losses | $100,000 | 3,845 |
| Total noninterest income | $64,000 | 6,000 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $64,000 | 4,408 |
| Total noninterest expense | $515,000 | 6,189 |
| Salaries and employee benefits | $258,000 | 6,328 |
| Premises and equipment expense | $124,000 | 4,533 |
| Additional noninterest expense | $133,000 | 6,587 |
| Pre-tax net operating income | $-86,000 | 6,605 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $-37,000 | 7,375 |
| Income before extraordinary items | $-48,000 | 6,644 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-48,000 | 6,645 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-48,000 | 6,645 |
| Net charge-offs | $235,000 | 2,012 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-48,640 | 6,541 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,528,000 | 6,950 |
| Total interest expense | $819,000 | 7,099 |
| Net interest income | $1,709,000 | 6,756 |
| Provision for loan and lease losses | $186,000 | 5,296 |
| Total noninterest income | $365,000 | 5,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $365,000 | 3,740 |
| Total noninterest expense | $1,709,000 | 6,598 |
| Salaries and employee benefits | $768,000 | 6,991 |
| Premises and equipment expense | $477,000 | 4,587 |
| Additional noninterest expense | $464,000 | 6,778 |
| Pre-tax net operating income | $179,000 | 5,806 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $44,000 | 3,914 |
| Income before extraordinary items | $135,000 | 5,738 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $135,000 | 5,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 4,400 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $135,000 | 5,889 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,898,000 | 7,024 |
| Total interest expense | $630,000 | 7,166 |
| Net interest income | $1,268,000 | 6,825 |
| Provision for loan and lease losses | $36,000 | 6,153 |
| Total noninterest income | $282,000 | 5,485 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $282,000 | 3,784 |
| Total noninterest expense | $1,250,000 | 6,659 |
| Salaries and employee benefits | $582,000 | 6,966 |
| Premises and equipment expense | $340,000 | 4,739 |
| Additional noninterest expense | $328,000 | 6,875 |
| Pre-tax net operating income | $264,000 | 5,780 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $81,000 | 3,771 |
| Income before extraordinary items | $183,000 | 5,793 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $183,000 | 5,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 3,326 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $183,000 | 5,970 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,240,000 | 7,146 |
| Total interest expense | $428,000 | 7,249 |
| Net interest income | $812,000 | 6,931 |
| Provision for loan and lease losses | $36,000 | 5,459 |
| Total noninterest income | $181,000 | 5,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $181,000 | 3,952 |
| Total noninterest expense | $837,000 | 6,697 |
| Salaries and employee benefits | $380,000 | 7,066 |
| Premises and equipment expense | $219,000 | 4,878 |
| Additional noninterest expense | $238,000 | 6,754 |
| Pre-tax net operating income | $120,000 | 6,299 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $33,000 | 4,364 |
| Income before extraordinary items | $87,000 | 6,441 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $87,000 | 6,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,520 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $87,000 | 6,382 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $631,000 | 7,202 |
| Total interest expense | $231,000 | 7,248 |
| Net interest income | $400,000 | 7,009 |
| Provision for loan and lease losses | $20,000 | 4,875 |
| Total noninterest income | $86,000 | 5,731 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $86,000 | 4,060 |
| Total noninterest expense | $427,000 | 6,676 |
| Salaries and employee benefits | $196,000 | 7,052 |
| Premises and equipment expense | $113,000 | 4,801 |
| Additional noninterest expense | $118,000 | 6,754 |
| Pre-tax net operating income | $39,000 | 6,737 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $8,000 | 4,911 |
| Income before extraordinary items | $31,000 | 6,863 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $31,000 | 6,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 1,470 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $31,000 | 6,771 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,614,000 | 7,124 |
| Total interest expense | $942,000 | 7,260 |
| Net interest income | $1,672,000 | 6,911 |
| Provision for loan and lease losses | $95,000 | 4,990 |
| Total noninterest income | $400,000 | 5,492 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $400,000 | 3,734 |
| Total noninterest expense | $1,648,000 | 6,696 |
| Salaries and employee benefits | $814,000 | 6,937 |
| Premises and equipment expense | $397,000 | 5,048 |
| Additional noninterest expense | $437,000 | 6,886 |
| Pre-tax net operating income | $329,000 | 6,508 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $96,000 | 4,518 |
| Income before extraordinary items | $233,000 | 6,676 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $233,000 | 6,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,709 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $233,000 | 6,651 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,956,000 | 7,172 |
| Total interest expense | $690,000 | 7,327 |
| Net interest income | $1,266,000 | 6,931 |
| Provision for loan and lease losses | $55,000 | 4,944 |
| Total noninterest income | $300,000 | 5,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $300,000 | 3,738 |
| Total noninterest expense | $1,210,000 | 6,732 |
| Salaries and employee benefits | $591,000 | 6,981 |
| Premises and equipment expense | $304,000 | 4,976 |
| Additional noninterest expense | $315,000 | 6,942 |
| Pre-tax net operating income | $301,000 | 6,563 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $94,000 | 4,495 |
| Income before extraordinary items | $207,000 | 6,776 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $207,000 | 6,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,741 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $207,000 | 6,764 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,260,000 | 7,269 |
| Total interest expense | $437,000 | 7,423 |
| Net interest income | $823,000 | 7,024 |
| Provision for loan and lease losses | $55,000 | 4,254 |
| Total noninterest income | $169,000 | 5,914 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $169,000 | 4,107 |
| Total noninterest expense | $804,000 | 6,789 |
| Salaries and employee benefits | $404,000 | 6,981 |
| Premises and equipment expense | $198,000 | 5,072 |
| Additional noninterest expense | $202,000 | 7,049 |
| Pre-tax net operating income | $133,000 | 7,069 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $41,000 | 4,901 |
| Income before extraordinary items | $92,000 | 7,172 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $92,000 | 7,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,435 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $92,000 | 7,164 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $626,000 | 7,312 |
| Total interest expense | $203,000 | 7,568 |
| Net interest income | $423,000 | 6,978 |
| Provision for loan and lease losses | $40,000 | 3,421 |
| Total noninterest income | $74,000 | 6,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $74,000 | 4,353 |
| Total noninterest expense | $391,000 | 6,879 |
| Salaries and employee benefits | $193,000 | 7,125 |
| Premises and equipment expense | $102,000 | 4,980 |
| Additional noninterest expense | $96,000 | 7,170 |
| Pre-tax net operating income | $66,000 | 7,095 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $23,000 | 4,835 |
| Income before extraordinary items | $43,000 | 7,253 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $43,000 | 7,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $43,000 | 7,246 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,163,000 | 7,413 |
| Total interest expense | $699,000 | 7,515 |
| Net interest income | $1,464,000 | 7,222 |
| Provision for loan and lease losses | $85,000 | 4,954 |
| Total noninterest income | $423,000 | 5,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $423,000 | 3,643 |
| Total noninterest expense | $1,632,000 | 6,679 |
| Salaries and employee benefits | $879,000 | 6,725 |
| Premises and equipment expense | $395,000 | 4,950 |
| Additional noninterest expense | $358,000 | 7,267 |
| Pre-tax net operating income | $170,000 | 7,501 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $16,000 | 5,999 |
| Income before extraordinary items | $154,000 | 7,469 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $154,000 | 7,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,595 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $154,000 | 7,463 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,611,000 | 7,471 |
| Total interest expense | $510,000 | 7,562 |
| Net interest income | $1,101,000 | 7,291 |
| Provision for loan and lease losses | $85,000 | 4,435 |
| Total noninterest income | $319,000 | 5,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $319,000 | 3,629 |
| Total noninterest expense | $1,184,000 | 6,768 |
| Salaries and employee benefits | $624,000 | 6,851 |
| Premises and equipment expense | $294,000 | 5,010 |
| Additional noninterest expense | $266,000 | 7,299 |
| Pre-tax net operating income | $151,000 | 7,622 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $28,000 | 5,792 |
| Income before extraordinary items | $123,000 | 7,612 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $123,000 | 7,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,781 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $123,000 | 7,610 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,062,000 | 7,503 |
| Total interest expense | $329,000 | 7,580 |
| Net interest income | $733,000 | 7,347 |
| Provision for loan and lease losses | $85,000 | 3,650 |
| Total noninterest income | $210,000 | 5,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $210,000 | 3,655 |
| Total noninterest expense | $838,000 | 6,656 |
| Salaries and employee benefits | $436,000 | 6,769 |
| Premises and equipment expense | $208,000 | 4,812 |
| Additional noninterest expense | $194,000 | 7,157 |
| Pre-tax net operating income | $20,000 | 8,091 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-16,000 | 8,512 |
| Income before extraordinary items | $36,000 | 7,995 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $36,000 | 7,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $36,000 | 7,993 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $534,000 | 7,482 |
| Total interest expense | $158,000 | 7,600 |
| Net interest income | $376,000 | 7,312 |
| Provision for loan and lease losses | $85,000 | 2,271 |
| Total noninterest income | $92,000 | 5,770 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $92,000 | 3,883 |
| Total noninterest expense | $414,000 | 6,686 |
| Salaries and employee benefits | $195,000 | 7,047 |
| Premises and equipment expense | $113,000 | 4,590 |
| Additional noninterest expense | $106,000 | 6,964 |
| Pre-tax net operating income | $-31,000 | 8,326 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-20,000 | 8,574 |
| Income before extraordinary items | $-11,000 | 8,259 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-11,000 | 8,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-11,000 | 8,245 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,199,000 | 7,266 |
| Total interest expense | $578,000 | 7,382 |
| Net interest income | $1,621,000 | 7,133 |
| Provision for loan and lease losses | $30,000 | 6,187 |
| Total noninterest income | $325,000 | 6,171 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $325,000 | 4,166 |
| Total noninterest expense | $1,619,000 | 6,689 |
| Salaries and employee benefits | $828,000 | 6,841 |
| Premises and equipment expense | $373,000 | 5,077 |
| Additional noninterest expense | $418,000 | 6,995 |
| Pre-tax net operating income | $297,000 | 7,388 |
| Securities gains (losses) | $70,000 | 822 |
| Applicable income taxes | $87,000 | 5,482 |
| Income before extraordinary items | $280,000 | 7,261 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $280,000 | 7,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,238 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $226,800 | 7,446 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,676,000 | 7,238 |
| Total interest expense | $429,000 | 7,354 |
| Net interest income | $1,247,000 | 7,105 |
| Provision for loan and lease losses | $2,000 | 6,852 |
| Total noninterest income | $217,000 | 6,425 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $217,000 | 4,423 |
| Total noninterest expense | $1,192,000 | 6,734 |
| Salaries and employee benefits | $600,000 | 6,933 |
| Premises and equipment expense | $284,000 | 5,014 |
| Additional noninterest expense | $308,000 | 7,039 |
| Pre-tax net operating income | $270,000 | 7,327 |
| Securities gains (losses) | $65,000 | 802 |
| Applicable income taxes | $83,000 | 5,410 |
| Income before extraordinary items | $252,000 | 7,176 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $252,000 | 7,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,785 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $203,250 | 7,393 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,117,000 | 7,219 |
| Total interest expense | $283,000 | 7,298 |
| Net interest income | $834,000 | 7,093 |
| Provision for loan and lease losses | $2,000 | 6,551 |
| Total noninterest income | $128,000 | 6,636 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $128,000 | 4,660 |
| Total noninterest expense | $779,000 | 6,797 |
| Salaries and employee benefits | $397,000 | 6,935 |
| Premises and equipment expense | $183,000 | 5,115 |
| Additional noninterest expense | $199,000 | 7,095 |
| Pre-tax net operating income | $181,000 | 7,329 |
| Securities gains (losses) | $49,000 | 786 |
| Applicable income taxes | $56,000 | 5,420 |
| Income before extraordinary items | $174,000 | 7,127 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $174,000 | 7,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $136,760 | 7,418 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $562,000 | 7,253 |
| Total interest expense | $140,000 | 7,294 |
| Net interest income | $422,000 | 7,130 |
| Provision for loan and lease losses | $2,000 | 6,096 |
| Total noninterest income | $63,000 | 6,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $63,000 | 4,679 |
| Total noninterest expense | $399,000 | 6,775 |
| Salaries and employee benefits | $201,000 | 6,964 |
| Premises and equipment expense | $95,000 | 5,050 |
| Additional noninterest expense | $103,000 | 7,065 |
| Pre-tax net operating income | $84,000 | 7,434 |
| Securities gains (losses) | $4,000 | 1,261 |
| Applicable income taxes | $22,000 | 5,594 |
| Income before extraordinary items | $66,000 | 7,497 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $66,000 | 7,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $63,000 | 7,516 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,042,000 | 7,339 |
| Total interest expense | $606,000 | 6,920 |
| Net interest income | $1,436,000 | 7,410 |
| Provision for loan and lease losses | $57,000 | 5,823 |
| Total noninterest income | $370,000 | 5,959 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $370,000 | 3,858 |
| Total noninterest expense | $1,416,000 | 7,036 |
| Salaries and employee benefits | $724,000 | 7,196 |
| Premises and equipment expense | $355,000 | 5,156 |
| Additional noninterest expense | $337,000 | 7,481 |
| Pre-tax net operating income | $333,000 | 7,331 |
| Securities gains (losses) | $56,000 | 1,653 |
| Applicable income taxes | $117,000 | 5,357 |
| Income before extraordinary items | $272,000 | 7,336 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $272,000 | 7,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,344 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $232,800 | 7,453 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 7,407 |
| Total interest expense | $453,000 | 6,941 |
| Net interest income | $1,040,000 | 7,494 |
| Provision for loan and lease losses | $57,000 | 5,224 |
| Total noninterest income | $298,000 | 5,827 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $298,000 | 3,733 |
| Total noninterest expense | $1,004,000 | 7,162 |
| Salaries and employee benefits | $517,000 | 7,275 |
| Premises and equipment expense | $266,000 | 5,139 |
| Additional noninterest expense | $221,000 | 7,738 |
| Pre-tax net operating income | $277,000 | 7,340 |
| Securities gains (losses) | $32,000 | 1,992 |
| Applicable income taxes | $93,000 | 5,429 |
| Income before extraordinary items | $216,000 | 7,386 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $216,000 | 7,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,548 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $193,600 | 7,468 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $966,000 | 7,508 |
| Total interest expense | $305,000 | 6,953 |
| Net interest income | $661,000 | 7,624 |
| Provision for loan and lease losses | $42,000 | 4,959 |
| Total noninterest income | $229,000 | 5,505 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $229,000 | 3,476 |
| Total noninterest expense | $664,000 | 7,237 |
| Salaries and employee benefits | $342,000 | 7,354 |
| Premises and equipment expense | $178,000 | 5,148 |
| Additional noninterest expense | $144,000 | 7,800 |
| Pre-tax net operating income | $184,000 | 7,306 |
| Securities gains (losses) | $4,000 | 2,826 |
| Applicable income taxes | $51,000 | 5,621 |
| Income before extraordinary items | $137,000 | 7,438 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $137,000 | 7,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,038 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $134,080 | 7,399 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $480,000 | 7,576 |
| Total interest expense | $154,000 | 6,981 |
| Net interest income | $326,000 | 7,686 |
| Provision for loan and lease losses | $7,000 | 5,890 |
| Total noninterest income | $92,000 | 5,974 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $92,000 | 3,884 |
| Total noninterest expense | $334,000 | 7,243 |
| Salaries and employee benefits | $172,000 | 7,385 |
| Premises and equipment expense | $91,000 | 5,132 |
| Additional noninterest expense | $71,000 | 7,861 |
| Pre-tax net operating income | $77,000 | 7,512 |
| Securities gains (losses) | $4,000 | 2,410 |
| Applicable income taxes | $15,000 | 6,000 |
| Income before extraordinary items | $66,000 | 7,471 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $66,000 | 7,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $62,760 | 7,462 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,882,000 | 7,672 |
| Total interest expense | $854,000 | 6,548 |
| Net interest income | $1,028,000 | 8,055 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $388,000 | 6,030 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $388,000 | 4,034 |
| Total noninterest expense | $1,332,000 | 7,205 |
| Salaries and employee benefits | $676,000 | 7,397 |
| Premises and equipment expense | $338,000 | 5,290 |
| Additional noninterest expense | $318,000 | 7,649 |
| Pre-tax net operating income | $84,000 | 8,262 |
| Securities gains (losses) | $17,000 | 3,315 |
| Applicable income taxes | $11,000 | 7,016 |
| Income before extraordinary items | $90,000 | 8,272 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $90,000 | 8,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-83,000 | 9,014 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $74,870 | 8,247 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,400,000 | 7,788 |
| Total interest expense | $687,000 | 6,512 |
| Net interest income | $713,000 | 8,248 |
| Provision for loan and lease losses | $56,000 | 5,611 |
| Total noninterest income | $372,000 | 5,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $372,000 | 3,663 |
| Total noninterest expense | $994,000 | 7,217 |
| Salaries and employee benefits | $507,000 | 7,360 |
| Premises and equipment expense | $248,000 | 5,360 |
| Additional noninterest expense | $239,000 | 7,663 |
| Pre-tax net operating income | $35,000 | 8,514 |
| Securities gains (losses) | $23,000 | 2,888 |
| Applicable income taxes | $16,000 | 6,892 |
| Income before extraordinary items | $42,000 | 8,556 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $42,000 | 8,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $25,440 | 8,538 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $961,000 | 7,789 |
| Total interest expense | $466,000 | 6,589 |
| Net interest income | $495,000 | 8,221 |
| Provision for loan and lease losses | $48,000 | 5,200 |
| Total noninterest income | $222,000 | 5,768 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $222,000 | 3,844 |
| Total noninterest expense | $647,000 | 7,300 |
| Salaries and employee benefits | $338,000 | 7,384 |
| Premises and equipment expense | $153,000 | 5,589 |
| Additional noninterest expense | $156,000 | 7,686 |
| Pre-tax net operating income | $22,000 | 8,550 |
| Securities gains (losses) | $6,000 | 3,151 |
| Applicable income taxes | $10,000 | 6,956 |
| Income before extraordinary items | $18,000 | 8,662 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $18,000 | 8,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,353 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $14,160 | 8,563 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $488,000 | 7,797 |
| Total interest expense | $245,000 | 6,549 |
| Net interest income | $243,000 | 8,287 |
| Provision for loan and lease losses | $8,000 | 6,296 |
| Total noninterest income | $107,000 | 5,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $107,000 | 3,805 |
| Total noninterest expense | $333,000 | 7,254 |
| Salaries and employee benefits | $166,000 | 7,463 |
| Premises and equipment expense | $91,000 | 5,012 |
| Additional noninterest expense | $76,000 | 7,777 |
| Pre-tax net operating income | $9,000 | 8,579 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $7,000 | 6,747 |
| Income before extraordinary items | $2,000 | 8,736 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,000 | 8,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,051 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,000 | 8,632 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,073,000 | 7,766 |
| Total interest expense | $1,117,000 | 6,633 |
| Net interest income | $956,000 | 8,330 |
| Provision for loan and lease losses | $210,000 | 4,243 |
| Total noninterest income | $87,000 | 8,555 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $87,000 | 6,718 |
| Total noninterest expense | $1,298,000 | 7,248 |
| Salaries and employee benefits | $653,000 | 7,489 |
| Premises and equipment expense | $333,000 | 5,244 |
| Additional noninterest expense | $312,000 | 7,726 |
| Pre-tax net operating income | $-465,000 | 8,962 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-193,000 | 9,134 |
| Income before extraordinary items | $-272,000 | 8,947 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-272,000 | 8,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,516 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-272,000 | 8,891 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,390,000 | 7,856 |
| Total interest expense | $1,413,000 | 7,165 |
| Net interest income | $977,000 | 8,334 |
| Provision for loan and lease losses | $41,000 | 6,908 |
| Total noninterest income | $385,000 | 5,783 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $385,000 | 3,616 |
| Total noninterest expense | $1,305,000 | 7,218 |
| Salaries and employee benefits | $665,000 | 7,353 |
| Premises and equipment expense | $279,000 | 5,753 |
| Additional noninterest expense | $361,000 | 7,424 |
| Pre-tax net operating income | $16,000 | 8,663 |
| Securities gains (losses) | $332,000 | 839 |
| Applicable income taxes | $117,000 | 5,804 |
| Income before extraordinary items | $231,000 | 7,530 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $231,000 | 7,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,083 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $11,880 | 8,689 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,616,000 | 7,790 |
| Total interest expense | $1,514,000 | 7,133 |
| Net interest income | $1,102,000 | 8,279 |
| Provision for loan and lease losses | $31,000 | 7,188 |
| Total noninterest income | $218,000 | 7,088 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $218,000 | 4,596 |
| Total noninterest expense | $950,000 | 8,161 |
| Salaries and employee benefits | $491,000 | 8,294 |
| Premises and equipment expense | $201,000 | 6,755 |
| Additional noninterest expense | $258,000 | 8,277 |
| Pre-tax net operating income | $339,000 | 7,736 |
| Securities gains (losses) | $-4,000 | 7,844 |
| Applicable income taxes | $103,000 | 6,475 |
| Income before extraordinary items | $232,000 | 7,885 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $232,000 | 7,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,934 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $234,760 | 7,873 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,606,000 | 7,792 |
| Total interest expense | $1,543,000 | 6,872 |
| Net interest income | $1,063,000 | 8,484 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $194,000 | 7,565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $194,000 | 5,009 |
| Total noninterest expense | $883,000 | 8,480 |
| Salaries and employee benefits | $461,000 | 8,559 |
| Premises and equipment expense | $180,000 | 7,132 |
| Additional noninterest expense | $242,000 | 8,638 |
| Pre-tax net operating income | $344,000 | 7,866 |
| Securities gains (losses) | $-12,000 | 9,370 |
| Applicable income taxes | $103,000 | 6,887 |
| Income before extraordinary items | $229,000 | 8,092 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $229,000 | 8,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,980 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $237,280 | 8,000 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,448,000 | 8,153 |
| Total interest expense | $1,478,000 | 7,237 |
| Net interest income | $970,000 | 8,863 |
| Provision for loan and lease losses | $82,000 | 5,540 |
| Total noninterest income | $127,000 | 8,588 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $127,000 | 6,070 |
| Total noninterest expense | $836,000 | 8,648 |
| Salaries and employee benefits | $463,000 | 8,587 |
| Premises and equipment expense | $158,000 | 7,480 |
| Additional noninterest expense | $215,000 | 8,963 |
| Pre-tax net operating income | $179,000 | 9,013 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $74,000 | 7,918 |
| Income before extraordinary items | $112,000 | 9,248 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $112,000 | 9,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,530 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $107,520 | 9,222 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,520,000 | 8,349 |
| Total interest expense | $1,562,000 | 7,204 |
| Net interest income | $958,000 | 9,291 |
| Provision for loan and lease losses | $45,000 | 6,862 |
| Total noninterest income | $126,000 | 8,960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $126,000 | 6,144 |
| Total noninterest expense | $794,000 | 9,058 |
| Salaries and employee benefits | $469,000 | 8,827 |
| Premises and equipment expense | $147,000 | 7,862 |
| Additional noninterest expense | $178,000 | 9,693 |
| Pre-tax net operating income | $245,000 | 9,318 |
| Securities gains (losses) | $-94,000 | 10,757 |
| Applicable income taxes | $51,000 | 9,239 |
| Income before extraordinary items | $100,000 | 9,960 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $100,000 | 9,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,455 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $162,040 | 9,437 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,550,000 | 8,634 |
| Total interest expense | $1,619,000 | 7,283 |
| Net interest income | $931,000 | 9,753 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $137,000 | 9,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $137,000 | 6,227 |
| Total noninterest expense | $1,088,000 | 8,367 |
| Salaries and employee benefits | $484,000 | 9,000 |
| Premises and equipment expense | $149,000 | 8,083 |
| Additional noninterest expense | $455,000 | 7,423 |
| Pre-tax net operating income | $-20,000 | 10,845 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $-14,000 | 10,964 |
| Income before extraordinary items | $-2,000 | 10,822 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-2,000 | 10,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 10,842 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-4,560 | 10,784 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,658,000 | 8,701 |
| Total interest expense | $1,687,000 | 7,165 |
| Net interest income | $971,000 | 10,022 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $270,000 | 7,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $270,000 | 4,269 |
| Total noninterest expense | $1,396,000 | 7,596 |
| Salaries and employee benefits | $479,000 | 9,289 |
| Premises and equipment expense | $178,000 | 7,647 |
| Additional noninterest expense | $739,000 | 5,598 |
| Pre-tax net operating income | $-155,000 | 11,645 |
| Securities gains (losses) | $-27,000 | 10,774 |
| Applicable income taxes | $-122,000 | 11,732 |
| Income before extraordinary items | $-60,000 | 11,576 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-60,000 | 11,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-42,720 | 11,539 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,625,000 | 8,687 |
| Total interest expense | $1,591,000 | 6,622 |
| Net interest income | $1,034,000 | 10,283 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $373,000 | 6,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $373,000 | 3,564 |
| Total noninterest expense | $1,077,000 | 9,060 |
| Salaries and employee benefits | $476,000 | 9,608 |
| Premises and equipment expense | $229,000 | 6,885 |
| Additional noninterest expense | $372,000 | 9,109 |
| Pre-tax net operating income | $330,000 | 9,909 |
| Securities gains (losses) | $-56,000 | 11,122 |
| Applicable income taxes | $92,000 | 9,543 |
| Income before extraordinary items | $182,000 | 10,474 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $182,000 | 10,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $218,960 | 10,112 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,762,000 | 8,728 |
| Total interest expense | $1,837,000 | 6,247 |
| Net interest income | $925,000 | 11,060 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $168,000 | 9,848 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $168,000 | 6,201 |
| Total noninterest expense | $1,029,000 | 9,608 |
| Salaries and employee benefits | $460,000 | 10,036 |
| Premises and equipment expense | $240,000 | 6,887 |
| Additional noninterest expense | $329,000 | 10,090 |
| Pre-tax net operating income | $66,000 | 12,082 |
| Securities gains (losses) | $54,000 | 3,285 |
| Applicable income taxes | $-2,000 | 12,732 |
| Income before extraordinary items | $122,000 | 11,551 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $122,000 | 11,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $68,000 | 11,953 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,130,000 | 8,752 |
| Total interest expense | $2,521,000 | 5,954 |
| Net interest income | $609,000 | 12,678 |
| Provision for loan and lease losses | $73,000 | 8,154 |
| Total noninterest income | $110,000 | 11,456 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $110,000 | 7,754 |
| Total noninterest expense | $1,022,000 | 9,877 |
| Salaries and employee benefits | $370,000 | 11,219 |
| Premises and equipment expense | $204,000 | 7,741 |
| Additional noninterest expense | $448,000 | 8,986 |
| Pre-tax net operating income | $-376,000 | 13,221 |
| Securities gains (losses) | $680,000 | 863 |
| Applicable income taxes | $13,000 | 12,284 |
| Income before extraordinary items | $291,000 | 9,440 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $291,000 | 9,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-361,800 | 13,192 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.