Bank 1440, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,256,000 | 4,248 |
| Total interest expense | $313,000 | 3,624 |
| Net interest income | $1,943,000 | 4,320 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $36,000 | 6,277 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $9,000 | 6,279 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $27,000 | 5,804 |
| Total noninterest expense | $1,760,000 | 4,164 |
| Salaries and employee benefits | $915,000 | 4,230 |
| Premises and equipment expense | $278,000 | 3,474 |
| Additional noninterest expense | $567,000 | 4,226 |
| Pre-tax net operating income | $219,000 | 5,245 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $219,000 | 5,118 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $219,000 | 5,120 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $219,000 | 5,121 |
| Net charge-offs | $-3,000 | 5,301 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 643 |
| Net operating income | $219,000 | 5,076 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,108,000 | 4,312 |
| Total interest expense | $152,000 | 3,759 |
| Net interest income | $956,000 | 4,365 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $20,000 | 6,264 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $5,000 | 6,292 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $15,000 | 5,734 |
| Total noninterest expense | $877,000 | 4,204 |
| Salaries and employee benefits | $468,000 | 4,215 |
| Premises and equipment expense | $144,000 | 3,450 |
| Additional noninterest expense | $265,000 | 4,385 |
| Pre-tax net operating income | $99,000 | 5,287 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $99,000 | 5,171 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $99,000 | 5,172 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $99,000 | 5,172 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 626 |
| Net operating income | $99,000 | 5,124 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,707,000 | 4,246 |
| Total interest expense | $584,000 | 4,133 |
| Net interest income | $4,123,000 | 4,200 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $425,000 | 4,656 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $19,000 | 6,430 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $406,000 | 3,653 |
| Total noninterest expense | $3,697,000 | 4,116 |
| Salaries and employee benefits | $1,825,000 | 4,278 |
| Premises and equipment expense | $574,000 | 3,406 |
| Additional noninterest expense | $1,298,000 | 4,015 |
| Pre-tax net operating income | $851,000 | 4,318 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $851,000 | 4,174 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $851,000 | 4,176 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $851,000 | 4,177 |
| Net charge-offs | $-5,000 | 6,050 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 739 |
| Net operating income | $851,000 | 4,123 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,631,000 | 4,199 |
| Total interest expense | $444,000 | 4,187 |
| Net interest income | $3,187,000 | 4,154 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $406,000 | 4,360 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $14,000 | 6,503 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $392,000 | 3,358 |
| Total noninterest expense | $2,644,000 | 4,249 |
| Salaries and employee benefits | $1,248,000 | 4,513 |
| Premises and equipment expense | $426,000 | 3,471 |
| Additional noninterest expense | $970,000 | 4,023 |
| Pre-tax net operating income | $949,000 | 3,762 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $949,000 | 3,517 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $949,000 | 3,519 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $949,000 | 3,521 |
| Net charge-offs | $-4,000 | 5,917 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 691 |
| Net operating income | $949,000 | 3,442 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,154,000 | 4,505 |
| Total interest expense | $299,000 | 4,236 |
| Net interest income | $1,855,000 | 4,500 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $42,000 | 6,418 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $10,000 | 6,516 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $32,000 | 5,823 |
| Total noninterest expense | $1,615,000 | 4,474 |
| Salaries and employee benefits | $814,000 | 4,604 |
| Premises and equipment expense | $286,000 | 3,479 |
| Additional noninterest expense | $515,000 | 4,569 |
| Pre-tax net operating income | $282,000 | 4,935 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $282,000 | 4,842 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $282,000 | 4,845 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $282,000 | 4,846 |
| Net charge-offs | $-2,000 | 5,680 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 647 |
| Net operating income | $282,000 | 4,726 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,068,000 | 4,562 |
| Total interest expense | $149,000 | 4,322 |
| Net interest income | $919,000 | 4,540 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $31,000 | 6,167 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $5,000 | 6,566 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $26,000 | 5,453 |
| Total noninterest expense | $817,000 | 4,486 |
| Salaries and employee benefits | $401,000 | 4,678 |
| Premises and equipment expense | $142,000 | 3,519 |
| Additional noninterest expense | $274,000 | 4,430 |
| Pre-tax net operating income | $133,000 | 5,004 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $133,000 | 4,899 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $133,000 | 4,900 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $133,000 | 4,901 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 578 |
| Net operating income | $133,000 | 4,796 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,366,000 | 4,646 |
| Total interest expense | $716,000 | 4,350 |
| Net interest income | $3,650,000 | 4,643 |
| Provision for loan and lease losses | $7,000 | 5,791 |
| Total noninterest income | $245,000 | 5,479 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $19,000 | 6,677 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $226,000 | 4,433 |
| Total noninterest expense | $3,343,000 | 4,483 |
| Salaries and employee benefits | $1,406,000 | 4,998 |
| Premises and equipment expense | $617,000 | 3,312 |
| Additional noninterest expense | $1,320,000 | 4,108 |
| Pre-tax net operating income | $545,000 | 4,823 |
| Securities gains (losses) | $163,000 | 1,869 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $708,000 | 4,466 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $708,000 | 4,463 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $708,000 | 4,465 |
| Net charge-offs | $580,000 | 2,455 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 689 |
| Net operating income | $545,000 | 4,643 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,270,000 | 4,733 |
| Total interest expense | $564,000 | 4,371 |
| Net interest income | $2,706,000 | 4,742 |
| Provision for loan and lease losses | $7,000 | 5,653 |
| Total noninterest income | $46,000 | 6,687 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $15,000 | 6,750 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $31,000 | 6,078 |
| Total noninterest expense | $2,424,000 | 4,585 |
| Salaries and employee benefits | $983,000 | 5,227 |
| Premises and equipment expense | $470,000 | 3,323 |
| Additional noninterest expense | $971,000 | 4,181 |
| Pre-tax net operating income | $321,000 | 5,239 |
| Securities gains (losses) | $191,000 | 1,466 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $512,000 | 4,616 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $512,000 | 4,614 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $512,000 | 4,614 |
| Net charge-offs | $312,000 | 2,773 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 656 |
| Net operating income | $321,000 | 5,054 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,196,000 | 4,747 |
| Total interest expense | $410,000 | 4,279 |
| Net interest income | $1,786,000 | 4,792 |
| Provision for loan and lease losses | $7,000 | 5,436 |
| Total noninterest income | $31,000 | 6,729 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $10,000 | 6,796 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 6,119 |
| Total noninterest expense | $1,617,000 | 4,618 |
| Salaries and employee benefits | $620,000 | 5,388 |
| Premises and equipment expense | $319,000 | 3,282 |
| Additional noninterest expense | $678,000 | 4,078 |
| Pre-tax net operating income | $193,000 | 5,343 |
| Securities gains (losses) | $191,000 | 1,131 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $384,000 | 4,438 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $384,000 | 4,444 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $384,000 | 4,442 |
| Net charge-offs | $317,000 | 2,257 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 623 |
| Net operating income | $193,000 | 5,173 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,114,000 | 4,764 |
| Total interest expense | $214,000 | 4,289 |
| Net interest income | $900,000 | 4,806 |
| Provision for loan and lease losses | $7,000 | 4,969 |
| Total noninterest income | $10,000 | 6,929 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $4,000 | 6,891 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,000 | 6,469 |
| Total noninterest expense | $809,000 | 4,630 |
| Salaries and employee benefits | $323,000 | 5,324 |
| Premises and equipment expense | $158,000 | 3,324 |
| Additional noninterest expense | $328,000 | 4,164 |
| Pre-tax net operating income | $94,000 | 5,477 |
| Securities gains (losses) | $54,000 | 1,188 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $148,000 | 4,867 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $148,000 | 4,869 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $148,000 | 4,870 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 553 |
| Net operating income | $94,000 | 5,283 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,995,000 | 4,573 |
| Total interest expense | $1,138,000 | 4,097 |
| Net interest income | $3,857,000 | 4,637 |
| Provision for loan and lease losses | $223,000 | 4,520 |
| Total noninterest income | $24,000 | 6,886 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $25,000 | 6,683 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,000 | 6,721 |
| Total noninterest expense | $3,877,000 | 4,195 |
| Salaries and employee benefits | $1,648,000 | 4,692 |
| Premises and equipment expense | $656,000 | 3,343 |
| Additional noninterest expense | $1,573,000 | 3,726 |
| Pre-tax net operating income | $-219,000 | 6,252 |
| Securities gains (losses) | $330,000 | 1,071 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $111,000 | 5,829 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $111,000 | 5,831 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $111,000 | 5,831 |
| Net charge-offs | $1,538,000 | 1,837 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 822 |
| Net operating income | $-219,000 | 6,290 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,833,000 | 4,569 |
| Total interest expense | $906,000 | 4,080 |
| Net interest income | $2,927,000 | 4,625 |
| Provision for loan and lease losses | $-33,000 | 7,314 |
| Total noninterest income | $31,000 | 6,937 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $20,000 | 6,703 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $11,000 | 6,610 |
| Total noninterest expense | $3,075,000 | 4,046 |
| Salaries and employee benefits | $1,311,000 | 4,538 |
| Premises and equipment expense | $503,000 | 3,333 |
| Additional noninterest expense | $1,261,000 | 3,564 |
| Pre-tax net operating income | $-84,000 | 6,272 |
| Securities gains (losses) | $330,000 | 872 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $246,000 | 5,290 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $246,000 | 5,290 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $246,000 | 5,290 |
| Net charge-offs | $1,227,000 | 1,701 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 783 |
| Net operating income | $-84,000 | 6,302 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,620,000 | 4,537 |
| Total interest expense | $645,000 | 4,012 |
| Net interest income | $1,975,000 | 4,617 |
| Provision for loan and lease losses | $-33,000 | 7,392 |
| Total noninterest income | $22,000 | 7,001 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $14,000 | 6,716 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 6,666 |
| Total noninterest expense | $2,012,000 | 4,146 |
| Salaries and employee benefits | $946,000 | 4,341 |
| Premises and equipment expense | $342,000 | 3,308 |
| Additional noninterest expense | $724,000 | 4,002 |
| Pre-tax net operating income | $18,000 | 6,112 |
| Securities gains (losses) | $14,000 | 2,241 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $32,000 | 6,131 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $32,000 | 6,130 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $32,000 | 6,131 |
| Net charge-offs | $1,090,000 | 1,403 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 725 |
| Net operating income | $18,000 | 6,127 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,312,000 | 4,540 |
| Total interest expense | $344,000 | 3,963 |
| Net interest income | $968,000 | 4,663 |
| Provision for loan and lease losses | $-1,000 | 7,432 |
| Total noninterest income | $11,000 | 7,083 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $10,000 | 6,519 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,000 | 7,012 |
| Total noninterest expense | $1,060,000 | 4,038 |
| Salaries and employee benefits | $535,000 | 4,046 |
| Premises and equipment expense | $170,000 | 3,392 |
| Additional noninterest expense | $355,000 | 4,056 |
| Pre-tax net operating income | $-80,000 | 6,639 |
| Securities gains (losses) | $14,000 | 1,208 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-66,000 | 6,629 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-66,000 | 6,629 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-66,000 | 6,629 |
| Net charge-offs | $544,000 | 1,265 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 484 |
| Net operating income | $-80,000 | 6,658 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,937,000 | 4,344 |
| Total interest expense | $1,773,000 | 3,862 |
| Net interest income | $4,164,000 | 4,465 |
| Provision for loan and lease losses | $5,028,000 | 1,143 |
| Total noninterest income | $56,000 | 7,006 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $43,000 | 6,339 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $13,000 | 6,740 |
| Total noninterest expense | $4,396,000 | 3,954 |
| Salaries and employee benefits | $2,160,000 | 4,017 |
| Premises and equipment expense | $676,000 | 3,389 |
| Additional noninterest expense | $1,560,000 | 3,897 |
| Pre-tax net operating income | $-5,204,000 | 7,121 |
| Securities gains (losses) | $394,000 | 1,061 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-4,810,000 | 7,162 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,810,000 | 7,162 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-4,810,000 | 7,162 |
| Net charge-offs | $3,174,000 | 1,419 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 782 |
| Net operating income | $-5,204,000 | 7,165 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,553,000 | 4,382 |
| Total interest expense | $1,399,000 | 3,877 |
| Net interest income | $3,154,000 | 4,485 |
| Provision for loan and lease losses | $1,385,000 | 2,094 |
| Total noninterest income | $43,000 | 7,159 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $32,000 | 6,416 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $11,000 | 6,874 |
| Total noninterest expense | $3,071,000 | 4,155 |
| Salaries and employee benefits | $1,647,000 | 4,002 |
| Premises and equipment expense | $508,000 | 3,445 |
| Additional noninterest expense | $916,000 | 4,549 |
| Pre-tax net operating income | $-1,259,000 | 6,869 |
| Securities gains (losses) | $383,000 | 912 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-876,000 | 6,854 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-876,000 | 6,854 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-876,000 | 6,854 |
| Net charge-offs | $1,461,000 | 1,805 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $73,000 | 738 |
| Net operating income | $-1,259,000 | 6,937 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,056,000 | 4,393 |
| Total interest expense | $989,000 | 3,840 |
| Net interest income | $2,067,000 | 4,548 |
| Provision for loan and lease losses | $1,434,000 | 1,564 |
| Total noninterest income | $22,000 | 7,294 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $15,000 | 6,644 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $7,000 | 6,971 |
| Total noninterest expense | $1,981,000 | 4,266 |
| Salaries and employee benefits | $1,109,000 | 3,992 |
| Premises and equipment expense | $339,000 | 3,473 |
| Additional noninterest expense | $533,000 | 4,908 |
| Pre-tax net operating income | $-1,326,000 | 7,124 |
| Securities gains (losses) | $154,000 | 1,115 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-1,172,000 | 7,144 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,172,000 | 7,143 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,172,000 | 7,144 |
| Net charge-offs | $1,635,000 | 1,307 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 689 |
| Net operating income | $-1,326,000 | 7,185 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,515,000 | 4,478 |
| Total interest expense | $504,000 | 3,904 |
| Net interest income | $1,011,000 | 4,642 |
| Provision for loan and lease losses | $48,000 | 4,908 |
| Total noninterest income | $10,000 | 7,432 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $7,000 | 6,721 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,000 | 7,164 |
| Total noninterest expense | $1,007,000 | 4,259 |
| Salaries and employee benefits | $552,000 | 4,064 |
| Premises and equipment expense | $170,000 | 3,538 |
| Additional noninterest expense | $285,000 | 4,738 |
| Pre-tax net operating income | $-34,000 | 6,438 |
| Securities gains (losses) | $82,000 | 875 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $48,000 | 5,725 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $48,000 | 5,726 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $48,000 | 5,725 |
| Net charge-offs | $-20,000 | 7,646 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 664 |
| Net operating income | $-34,000 | 6,476 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,772,000 | 5,254 |
| Total interest expense | $1,686,000 | 4,885 |
| Net interest income | $3,086,000 | 5,304 |
| Provision for loan and lease losses | $1,402,000 | 2,988 |
| Total noninterest income | $50,000 | 7,403 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $42,000 | 6,606 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $8,000 | 7,239 |
| Total noninterest expense | $4,126,000 | 4,248 |
| Salaries and employee benefits | $2,125,000 | 4,171 |
| Premises and equipment expense | $673,000 | 3,574 |
| Additional noninterest expense | $1,328,000 | 4,443 |
| Pre-tax net operating income | $-2,392,000 | 6,743 |
| Securities gains (losses) | $406,000 | 1,007 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-1,986,000 | 6,749 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,986,000 | 6,747 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,986,000 | 6,747 |
| Net charge-offs | $158,000 | 5,273 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 1,104 |
| Net operating income | $-2,392,000 | 6,862 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,249,000 | 5,581 |
| Total interest expense | $1,129,000 | 5,283 |
| Net interest income | $2,120,000 | 5,567 |
| Provision for loan and lease losses | $728,000 | 3,231 |
| Total noninterest income | $41,000 | 7,492 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $35,000 | 6,570 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $6,000 | 7,405 |
| Total noninterest expense | $3,064,000 | 4,294 |
| Salaries and employee benefits | $1,596,000 | 4,196 |
| Premises and equipment expense | $507,000 | 3,590 |
| Additional noninterest expense | $961,000 | 4,520 |
| Pre-tax net operating income | $-1,631,000 | 6,921 |
| Securities gains (losses) | $137,000 | 1,580 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,494,000 | 6,995 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,494,000 | 6,995 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,494,000 | 6,996 |
| Net charge-offs | $213,000 | 4,181 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 1,032 |
| Net operating income | $-1,631,000 | 7,034 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,746,000 | 6,149 |
| Total interest expense | $616,000 | 5,862 |
| Net interest income | $1,130,000 | 6,112 |
| Provision for loan and lease losses | $452,000 | 3,097 |
| Total noninterest income | $39,000 | 7,363 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $35,000 | 6,236 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $4,000 | 7,529 |
| Total noninterest expense | $1,952,000 | 4,448 |
| Salaries and employee benefits | $1,076,000 | 4,210 |
| Premises and equipment expense | $336,000 | 3,629 |
| Additional noninterest expense | $540,000 | 5,028 |
| Pre-tax net operating income | $-1,235,000 | 7,137 |
| Securities gains (losses) | $137,000 | 1,258 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,098,000 | 7,184 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,098,000 | 7,184 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,098,000 | 7,185 |
| Net charge-offs | $70,000 | 4,606 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 1,002 |
| Net operating income | $-1,235,000 | 7,245 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $635,000 | 6,850 |
| Total interest expense | $251,000 | 6,369 |
| Net interest income | $384,000 | 6,950 |
| Provision for loan and lease losses | $243,000 | 2,599 |
| Total noninterest income | $12,000 | 7,693 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $12,000 | 6,577 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $0 | 7,833 |
| Total noninterest expense | $952,000 | 4,452 |
| Salaries and employee benefits | $558,000 | 4,116 |
| Premises and equipment expense | $171,000 | 3,628 |
| Additional noninterest expense | $223,000 | 5,294 |
| Pre-tax net operating income | $-799,000 | 7,541 |
| Securities gains (losses) | $137,000 | 843 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-662,000 | 7,560 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-662,000 | 7,561 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-662,000 | 7,561 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 881 |
| Net operating income | $-799,000 | 7,620 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,406,000 | 7,754 |
| Total interest expense | $273,000 | 8,030 |
| Net interest income | $1,133,000 | 7,436 |
| Provision for loan and lease losses | $1,231,000 | 2,431 |
| Total noninterest income | $27,000 | 7,891 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $16,000 | 7,095 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $11,000 | 7,663 |
| Total noninterest expense | $3,998,000 | 4,234 |
| Salaries and employee benefits | $2,200,000 | 4,141 |
| Premises and equipment expense | $578,000 | 4,056 |
| Additional noninterest expense | $1,220,000 | 4,241 |
| Pre-tax net operating income | $-4,069,000 | 7,725 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-4,069,000 | 7,744 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,069,000 | 7,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $907,000 | 2,071 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 1,101 |
| Net operating income | $-4,069,000 | 7,806 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $964,000 | 7,910 |
| Total interest expense | $141,000 | 8,205 |
| Net interest income | $823,000 | 7,547 |
| Provision for loan and lease losses | $826,000 | 2,058 |
| Total noninterest income | $22,000 | 8,004 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $11,000 | 7,156 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $11,000 | 7,732 |
| Total noninterest expense | $2,967,000 | 4,253 |
| Salaries and employee benefits | $1,614,000 | 4,232 |
| Premises and equipment expense | $409,000 | 4,246 |
| Additional noninterest expense | $944,000 | 4,047 |
| Pre-tax net operating income | $-2,948,000 | 8,013 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-2,948,000 | 8,005 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,948,000 | 8,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 3,289 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 962 |
| Net operating income | $-2,948,000 | 8,065 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $609,000 | 8,005 |
| Total interest expense | $76,000 | 8,302 |
| Net interest income | $533,000 | 7,620 |
| Provision for loan and lease losses | $275,000 | 2,680 |
| Total noninterest income | $18,000 | 8,054 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $2,000 | 7,352 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $16,000 | 7,379 |
| Total noninterest expense | $1,976,000 | 4,274 |
| Salaries and employee benefits | $1,061,000 | 4,324 |
| Premises and equipment expense | $234,000 | 4,684 |
| Additional noninterest expense | $681,000 | 3,793 |
| Pre-tax net operating income | $-1,700,000 | 8,122 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-1,700,000 | 8,180 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,700,000 | 8,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 2,733 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 822 |
| Net operating income | $-1,700,000 | 8,172 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $303,000 | 8,069 |
| Total interest expense | $26,000 | 8,388 |
| Net interest income | $277,000 | 7,618 |
| Provision for loan and lease losses | $183,000 | 1,920 |
| Total noninterest income | $6,000 | 8,165 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,000 | 7,357 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,000 | 7,707 |
| Total noninterest expense | $893,000 | 4,590 |
| Salaries and employee benefits | $473,000 | 4,742 |
| Premises and equipment expense | $84,000 | 5,611 |
| Additional noninterest expense | $336,000 | 3,783 |
| Pre-tax net operating income | $-793,000 | 8,225 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-793,000 | 8,270 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-793,000 | 8,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-793,000 | 8,255 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $620,000 | 8,350 |
| Total interest expense | $35,000 | 8,439 |
| Net interest income | $585,000 | 8,206 |
| Provision for loan and lease losses | $157,000 | 4,266 |
| Total noninterest income | $1,000 | 8,400 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,000 | 8,298 |
| Total noninterest expense | $3,620,000 | 4,416 |
| Salaries and employee benefits | $961,000 | 6,528 |
| Premises and equipment expense | $168,000 | 7,064 |
| Additional noninterest expense | $2,491,000 | 2,184 |
| Pre-tax net operating income | $-3,191,000 | 8,378 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-3,191,000 | 8,406 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,191,000 | 8,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $22,307,000 | 72 |
| Net operating income | $-3,191,000 | 8,399 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $310,000 | 8,470 |
| Total interest expense | $16,000 | 8,520 |
| Net interest income | $294,000 | 8,400 |
| Provision for loan and lease losses | $95,000 | 4,180 |
| Total noninterest income | $0 | 8,457 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $0 | 8,377 |
| Total noninterest expense | $1,968,000 | 5,421 |
| Salaries and employee benefits | $524,000 | 7,231 |
| Premises and equipment expense | $78,000 | 7,692 |
| Additional noninterest expense | $1,366,000 | 2,832 |
| Pre-tax net operating income | $-1,769,000 | 8,422 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-1,769,000 | 8,448 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,769,000 | 8,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $21,356,000 | 54 |
| Net operating income | $-1,769,000 | 8,437 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $24,000 | 8,607 |
| Total interest expense | $0 | 8,596 |
| Net interest income | $24,000 | 8,602 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $0 | 8,515 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $0 | 8,426 |
| Total noninterest expense | $1,161,000 | 5,826 |
| Salaries and employee benefits | $0 | 8,588 |
| Premises and equipment expense | $3,000 | 8,563 |
| Additional noninterest expense | $1,158,000 | 2,297 |
| Pre-tax net operating income | $-1,137,000 | 8,482 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-1,137,000 | 8,505 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,137,000 | 8,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $17,178,000 | 51 |
| Net operating income | $-1,137,000 | 8,495 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.