Home > Bancroft State Bank > Income and Expense
Bancroft State Bank, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,879,000 | 4,985 |
| Total interest expense | $58,000 | 5,678 |
| Net interest income | $1,821,000 | 4,874 |
| Provision for loan and lease losses | $64,000 | 3,150 |
| Total noninterest income | $279,000 | 4,477 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $71,000 | 4,603 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $208,000 | 4,056 |
| Total noninterest expense | $1,424,000 | 4,993 |
| Salaries and employee benefits | $933,000 | 4,712 |
| Premises and equipment expense | $82,000 | 5,475 |
| Additional noninterest expense | $409,000 | 5,159 |
| Pre-tax net operating income | $612,000 | 4,405 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $612,000 | 4,226 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $612,000 | 4,225 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $612,000 | 4,226 |
| Net charge-offs | $15,000 | 3,287 |
| Cash dividends | $200,000 | 3,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $612,000 | 4,147 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,252,000 | 5,035 |
| Total interest expense | $38,000 | 5,751 |
| Net interest income | $1,214,000 | 4,925 |
| Provision for loan and lease losses | $40,000 | 3,094 |
| Total noninterest income | $182,000 | 4,525 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $44,000 | 4,708 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $138,000 | 4,085 |
| Total noninterest expense | $942,000 | 5,060 |
| Salaries and employee benefits | $604,000 | 4,810 |
| Premises and equipment expense | $59,000 | 5,484 |
| Additional noninterest expense | $279,000 | 5,189 |
| Pre-tax net operating income | $414,000 | 4,407 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $414,000 | 4,222 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $414,000 | 4,219 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $414,000 | 4,221 |
| Net charge-offs | $14,000 | 2,949 |
| Cash dividends | $75,000 | 3,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $414,000 | 4,158 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $643,000 | 5,044 |
| Total interest expense | $22,000 | 5,736 |
| Net interest income | $621,000 | 4,931 |
| Provision for loan and lease losses | $16,000 | 2,982 |
| Total noninterest income | $91,000 | 4,512 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $20,000 | 4,839 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $71,000 | 4,003 |
| Total noninterest expense | $475,000 | 5,104 |
| Salaries and employee benefits | $281,000 | 4,951 |
| Premises and equipment expense | $28,000 | 5,550 |
| Additional noninterest expense | $166,000 | 4,981 |
| Pre-tax net operating income | $221,000 | 4,309 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $221,000 | 4,106 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $221,000 | 4,103 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $221,000 | 4,104 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $221,000 | 4,049 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $349,000 | 6,132 |
| Total interest expense | $26,000 | 6,105 |
| Net interest income | $323,000 | 6,132 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $58,000 | 5,910 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $11,000 | 5,918 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $47,000 | 5,551 |
| Total noninterest expense | $242,000 | 6,167 |
| Salaries and employee benefits | $147,000 | 6,158 |
| Premises and equipment expense | $29,000 | 6,112 |
| Additional noninterest expense | $66,000 | 6,174 |
| Pre-tax net operating income | $139,000 | 5,594 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $139,000 | 5,607 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $139,000 | 5,609 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $139,000 | 5,610 |
| Net charge-offs | $3,000 | 4,283 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $139,000 | 5,566 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,963,000 | 5,088 |
| Total interest expense | $167,000 | 5,106 |
| Net interest income | $1,796,000 | 5,040 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $-431,000 | 6,256 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $76,000 | 4,744 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-507,000 | 6,258 |
| Total noninterest expense | $1,473,000 | 5,119 |
| Salaries and employee benefits | $1,027,000 | 4,697 |
| Premises and equipment expense | $92,000 | 5,648 |
| Additional noninterest expense | $354,000 | 5,508 |
| Pre-tax net operating income | $-108,000 | 6,042 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $-108,000 | 6,068 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-108,000 | 6,068 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-108,000 | 6,068 |
| Net charge-offs | $4,000 | 3,882 |
| Cash dividends | $80,000 | 3,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-108,000 | 6,046 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,288,000 | 5,152 |
| Total interest expense | $111,000 | 5,163 |
| Net interest income | $1,177,000 | 5,104 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $-406,000 | 6,334 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $48,000 | 4,822 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-454,000 | 6,335 |
| Total noninterest expense | $1,029,000 | 5,093 |
| Salaries and employee benefits | $675,000 | 4,771 |
| Premises and equipment expense | $69,000 | 5,592 |
| Additional noninterest expense | $285,000 | 5,334 |
| Pre-tax net operating income | $-258,000 | 6,197 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $-258,000 | 6,207 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-258,000 | 6,207 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-258,000 | 6,207 |
| Net charge-offs | $-8,000 | 5,189 |
| Cash dividends | $80,000 | 3,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-258,000 | 6,198 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $639,000 | 5,204 |
| Total interest expense | $56,000 | 5,203 |
| Net interest income | $583,000 | 5,156 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $75,000 | 4,866 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $24,000 | 4,828 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $51,000 | 4,496 |
| Total noninterest expense | $522,000 | 5,118 |
| Salaries and employee benefits | $329,000 | 4,866 |
| Premises and equipment expense | $44,000 | 5,385 |
| Additional noninterest expense | $149,000 | 5,293 |
| Pre-tax net operating income | $136,000 | 4,935 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $136,000 | 4,780 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $136,000 | 4,782 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $136,000 | 4,784 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $80,000 | 2,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $136,000 | 4,714 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,573,000 | 5,281 |
| Total interest expense | $252,000 | 5,212 |
| Net interest income | $2,321,000 | 5,227 |
| Provision for loan and lease losses | $10,000 | 4,406 |
| Total noninterest income | $107,000 | 5,926 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $125,000 | 4,666 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-18,000 | 6,331 |
| Total noninterest expense | $2,159,000 | 5,144 |
| Salaries and employee benefits | $1,415,000 | 4,767 |
| Premises and equipment expense | $176,000 | 5,506 |
| Additional noninterest expense | $568,000 | 5,472 |
| Pre-tax net operating income | $259,000 | 5,550 |
| Securities gains (losses) | $19,000 | 2,350 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $278,000 | 5,456 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $278,000 | 5,455 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $278,000 | 5,456 |
| Net charge-offs | $-78,000 | 6,095 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $259,000 | 5,457 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,904,000 | 5,364 |
| Total interest expense | $193,000 | 5,261 |
| Net interest income | $1,711,000 | 5,312 |
| Provision for loan and lease losses | $10,000 | 4,128 |
| Total noninterest income | $144,000 | 5,517 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $95,000 | 4,714 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $49,000 | 5,639 |
| Total noninterest expense | $1,612,000 | 5,181 |
| Salaries and employee benefits | $1,030,000 | 4,846 |
| Premises and equipment expense | $119,000 | 5,677 |
| Additional noninterest expense | $463,000 | 5,389 |
| Pre-tax net operating income | $233,000 | 5,545 |
| Securities gains (losses) | $-36,000 | 6,312 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $197,000 | 5,570 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $197,000 | 5,569 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $197,000 | 5,570 |
| Net charge-offs | $-77,000 | 6,153 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $233,000 | 5,416 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,274,000 | 5,389 |
| Total interest expense | $134,000 | 5,261 |
| Net interest income | $1,140,000 | 5,341 |
| Provision for loan and lease losses | $10,000 | 3,896 |
| Total noninterest income | $20,000 | 6,422 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $61,000 | 4,758 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-41,000 | 6,536 |
| Total noninterest expense | $1,119,000 | 5,156 |
| Salaries and employee benefits | $704,000 | 4,836 |
| Premises and equipment expense | $84,000 | 5,654 |
| Additional noninterest expense | $331,000 | 5,306 |
| Pre-tax net operating income | $31,000 | 6,065 |
| Securities gains (losses) | $19,000 | 1,669 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $50,000 | 5,990 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $50,000 | 5,991 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $50,000 | 5,992 |
| Net charge-offs | $51,000 | 2,771 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $31,000 | 6,064 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $637,000 | 5,438 |
| Total interest expense | $70,000 | 5,251 |
| Net interest income | $567,000 | 5,394 |
| Provision for loan and lease losses | $10,000 | 3,356 |
| Total noninterest income | $4,000 | 6,540 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $32,000 | 4,672 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-28,000 | 6,611 |
| Total noninterest expense | $532,000 | 5,304 |
| Salaries and employee benefits | $331,000 | 5,017 |
| Premises and equipment expense | $37,000 | 5,881 |
| Additional noninterest expense | $164,000 | 5,369 |
| Pre-tax net operating income | $29,000 | 5,944 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $29,000 | 5,945 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $29,000 | 5,946 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $29,000 | 5,947 |
| Net charge-offs | $48,000 | 1,899 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $29,000 | 5,906 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,706,000 | 5,403 |
| Total interest expense | $356,000 | 5,124 |
| Net interest income | $2,350,000 | 5,367 |
| Provision for loan and lease losses | $243,000 | 2,727 |
| Total noninterest income | $-47,000 | 6,693 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $123,000 | 4,912 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-170,000 | 6,659 |
| Total noninterest expense | $2,195,000 | 5,296 |
| Salaries and employee benefits | $1,398,000 | 4,929 |
| Premises and equipment expense | $196,000 | 5,579 |
| Additional noninterest expense | $601,000 | 5,582 |
| Pre-tax net operating income | $-135,000 | 6,327 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-135,000 | 6,366 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-135,000 | 6,367 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-135,000 | 6,368 |
| Net charge-offs | $109,000 | 3,656 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-135,000 | 6,342 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,031,000 | 5,465 |
| Total interest expense | $274,000 | 5,167 |
| Net interest income | $1,757,000 | 5,427 |
| Provision for loan and lease losses | $223,000 | 2,463 |
| Total noninterest income | $-110,000 | 6,820 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $90,000 | 5,003 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-200,000 | 6,796 |
| Total noninterest expense | $1,592,000 | 5,388 |
| Salaries and employee benefits | $1,028,000 | 5,006 |
| Premises and equipment expense | $103,000 | 6,061 |
| Additional noninterest expense | $461,000 | 5,558 |
| Pre-tax net operating income | $-168,000 | 6,468 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-168,000 | 6,501 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-168,000 | 6,503 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-168,000 | 6,502 |
| Net charge-offs | $77,000 | 3,508 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-168,000 | 6,478 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,364,000 | 5,467 |
| Total interest expense | $189,000 | 5,166 |
| Net interest income | $1,175,000 | 5,450 |
| Provision for loan and lease losses | $193,000 | 2,171 |
| Total noninterest income | $-132,000 | 6,869 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $58,000 | 5,050 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-190,000 | 6,848 |
| Total noninterest expense | $1,136,000 | 5,269 |
| Salaries and employee benefits | $701,000 | 4,960 |
| Premises and equipment expense | $63,000 | 6,182 |
| Additional noninterest expense | $372,000 | 5,243 |
| Pre-tax net operating income | $-286,000 | 6,606 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-286,000 | 6,642 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-286,000 | 6,642 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-286,000 | 6,642 |
| Net charge-offs | $48,000 | 3,385 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-286,000 | 6,617 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $676,000 | 5,522 |
| Total interest expense | $98,000 | 5,185 |
| Net interest income | $578,000 | 5,511 |
| Provision for loan and lease losses | $127,000 | 1,847 |
| Total noninterest income | $-45,000 | 6,930 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $30,000 | 4,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-75,000 | 6,911 |
| Total noninterest expense | $588,000 | 5,246 |
| Salaries and employee benefits | $327,000 | 5,185 |
| Premises and equipment expense | $37,000 | 6,048 |
| Additional noninterest expense | $224,000 | 4,895 |
| Pre-tax net operating income | $-182,000 | 6,710 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-182,000 | 6,737 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-182,000 | 6,738 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-182,000 | 6,738 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-182,000 | 6,716 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,136,000 | 5,396 |
| Total interest expense | $484,000 | 5,184 |
| Net interest income | $2,652,000 | 5,356 |
| Provision for loan and lease losses | $251,000 | 3,613 |
| Total noninterest income | $154,000 | 5,952 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $141,000 | 4,877 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $13,000 | 6,372 |
| Total noninterest expense | $2,462,000 | 5,203 |
| Salaries and employee benefits | $1,389,000 | 5,036 |
| Premises and equipment expense | $143,000 | 6,180 |
| Additional noninterest expense | $930,000 | 4,956 |
| Pre-tax net operating income | $93,000 | 5,932 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $93,000 | 6,078 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $93,000 | 6,072 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $93,000 | 6,075 |
| Net charge-offs | $451,000 | 2,783 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $93,000 | 5,923 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,358,000 | 5,485 |
| Total interest expense | $372,000 | 5,257 |
| Net interest income | $1,986,000 | 5,442 |
| Provision for loan and lease losses | $201,000 | 3,501 |
| Total noninterest income | $-65,000 | 7,009 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $109,000 | 4,910 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-174,000 | 6,965 |
| Total noninterest expense | $1,723,000 | 5,413 |
| Salaries and employee benefits | $1,012,000 | 5,134 |
| Premises and equipment expense | $116,000 | 6,150 |
| Additional noninterest expense | $595,000 | 5,343 |
| Pre-tax net operating income | $-3,000 | 6,287 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-3,000 | 6,413 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-3,000 | 6,412 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-3,000 | 6,412 |
| Net charge-offs | $161,000 | 3,520 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-3,000 | 6,288 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,588,000 | 5,508 |
| Total interest expense | $254,000 | 5,313 |
| Net interest income | $1,334,000 | 5,453 |
| Provision for loan and lease losses | $151,000 | 3,326 |
| Total noninterest income | $-109,000 | 7,108 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $77,000 | 4,795 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-186,000 | 7,068 |
| Total noninterest expense | $1,140,000 | 5,459 |
| Salaries and employee benefits | $640,000 | 5,292 |
| Premises and equipment expense | $74,000 | 6,239 |
| Additional noninterest expense | $426,000 | 5,217 |
| Pre-tax net operating income | $-66,000 | 6,480 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-66,000 | 6,595 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-66,000 | 6,595 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-66,000 | 6,595 |
| Net charge-offs | $35,000 | 4,302 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-66,000 | 6,500 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $811,000 | 5,518 |
| Total interest expense | $132,000 | 5,346 |
| Net interest income | $679,000 | 5,453 |
| Provision for loan and lease losses | $76,000 | 3,173 |
| Total noninterest income | $-13,000 | 7,134 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $35,000 | 4,954 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-48,000 | 7,094 |
| Total noninterest expense | $639,000 | 5,225 |
| Salaries and employee benefits | $319,000 | 5,356 |
| Premises and equipment expense | $54,000 | 5,718 |
| Additional noninterest expense | $266,000 | 4,705 |
| Pre-tax net operating income | $-49,000 | 6,617 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-49,000 | 6,713 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-49,000 | 6,715 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-49,000 | 6,715 |
| Net charge-offs | $34,000 | 3,328 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-49,000 | 6,631 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,324,000 | 5,560 |
| Total interest expense | $666,000 | 5,302 |
| Net interest income | $2,658,000 | 5,529 |
| Provision for loan and lease losses | $328,000 | 3,996 |
| Total noninterest income | $90,000 | 6,508 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $176,000 | 4,613 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-86,000 | 6,880 |
| Total noninterest expense | $2,177,000 | 5,658 |
| Salaries and employee benefits | $1,377,000 | 5,179 |
| Premises and equipment expense | $199,000 | 6,017 |
| Additional noninterest expense | $601,000 | 5,988 |
| Pre-tax net operating income | $243,000 | 5,390 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $243,000 | 5,414 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $243,000 | 5,415 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $243,000 | 5,416 |
| Net charge-offs | $449,000 | 3,306 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $243,000 | 5,296 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,522,000 | 5,586 |
| Total interest expense | $518,000 | 5,346 |
| Net interest income | $2,004,000 | 5,542 |
| Provision for loan and lease losses | $253,000 | 3,845 |
| Total noninterest income | $-66,000 | 7,171 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $116,000 | 4,862 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-182,000 | 7,119 |
| Total noninterest expense | $1,607,000 | 5,713 |
| Salaries and employee benefits | $1,047,000 | 5,138 |
| Premises and equipment expense | $116,000 | 6,428 |
| Additional noninterest expense | $444,000 | 6,053 |
| Pre-tax net operating income | $78,000 | 5,895 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $78,000 | 5,981 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $78,000 | 5,982 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $78,000 | 5,982 |
| Net charge-offs | $39,000 | 5,139 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $78,000 | 5,872 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,680,000 | 5,642 |
| Total interest expense | $357,000 | 5,384 |
| Net interest income | $1,323,000 | 5,604 |
| Provision for loan and lease losses | $159,000 | 3,828 |
| Total noninterest income | $-48,000 | 7,269 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $76,000 | 4,883 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-124,000 | 7,227 |
| Total noninterest expense | $1,033,000 | 5,846 |
| Salaries and employee benefits | $651,000 | 5,390 |
| Premises and equipment expense | $106,000 | 5,993 |
| Additional noninterest expense | $276,000 | 6,236 |
| Pre-tax net operating income | $83,000 | 5,775 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $83,000 | 5,810 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $83,000 | 5,809 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $83,000 | 5,810 |
| Net charge-offs | $8,000 | 5,406 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $83,000 | 5,728 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $841,000 | 5,666 |
| Total interest expense | $185,000 | 5,410 |
| Net interest income | $656,000 | 5,637 |
| Provision for loan and lease losses | $99,000 | 3,417 |
| Total noninterest income | $-15,000 | 7,344 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $34,000 | 5,022 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-49,000 | 7,300 |
| Total noninterest expense | $531,000 | 5,828 |
| Salaries and employee benefits | $328,000 | 5,397 |
| Premises and equipment expense | $57,000 | 5,916 |
| Additional noninterest expense | $146,000 | 6,186 |
| Pre-tax net operating income | $11,000 | 6,197 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $11,000 | 6,238 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $11,000 | 6,237 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $11,000 | 6,238 |
| Net charge-offs | $-4,000 | 6,688 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $11,000 | 6,201 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,705,000 | 5,589 |
| Total interest expense | $934,000 | 5,375 |
| Net interest income | $2,771,000 | 5,550 |
| Provision for loan and lease losses | $1,061,000 | 2,959 |
| Total noninterest income | $-30,000 | 7,325 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $147,000 | 4,931 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-177,000 | 7,260 |
| Total noninterest expense | $2,095,000 | 5,920 |
| Salaries and employee benefits | $1,399,000 | 5,251 |
| Premises and equipment expense | $239,000 | 5,880 |
| Additional noninterest expense | $457,000 | 6,645 |
| Pre-tax net operating income | $-415,000 | 6,206 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-415,000 | 6,322 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-415,000 | 6,323 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-415,000 | 6,323 |
| Net charge-offs | $718,000 | 3,134 |
| Cash dividends | $13,000 | 4,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-415,000 | 6,271 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,795,000 | 5,677 |
| Total interest expense | $724,000 | 5,456 |
| Net interest income | $2,071,000 | 5,629 |
| Provision for loan and lease losses | $1,011,000 | 2,490 |
| Total noninterest income | $42,000 | 7,167 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $114,000 | 4,964 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-72,000 | 7,357 |
| Total noninterest expense | $1,524,000 | 6,016 |
| Salaries and employee benefits | $1,036,000 | 5,329 |
| Premises and equipment expense | $165,000 | 6,093 |
| Additional noninterest expense | $323,000 | 6,773 |
| Pre-tax net operating income | $-422,000 | 6,498 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-422,000 | 6,623 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-422,000 | 6,623 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-422,000 | 6,623 |
| Net charge-offs | $439,000 | 3,248 |
| Cash dividends | $13,000 | 3,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-422,000 | 6,551 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,901,000 | 5,665 |
| Total interest expense | $499,000 | 5,482 |
| Net interest income | $1,402,000 | 5,620 |
| Provision for loan and lease losses | $639,000 | 2,489 |
| Total noninterest income | $53,000 | 6,807 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $69,000 | 5,136 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-16,000 | 7,361 |
| Total noninterest expense | $1,013,000 | 6,055 |
| Salaries and employee benefits | $675,000 | 5,423 |
| Premises and equipment expense | $112,000 | 6,093 |
| Additional noninterest expense | $226,000 | 6,749 |
| Pre-tax net operating income | $-197,000 | 6,431 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-197,000 | 6,556 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-197,000 | 6,559 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-197,000 | 6,557 |
| Net charge-offs | $157,000 | 3,783 |
| Cash dividends | $13,000 | 3,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-197,000 | 6,507 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $955,000 | 5,717 |
| Total interest expense | $263,000 | 5,498 |
| Net interest income | $692,000 | 5,690 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $44,000 | 6,301 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $34,000 | 5,147 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $10,000 | 6,608 |
| Total noninterest expense | $536,000 | 6,021 |
| Salaries and employee benefits | $360,000 | 5,271 |
| Premises and equipment expense | $59,000 | 6,092 |
| Additional noninterest expense | $117,000 | 6,771 |
| Pre-tax net operating income | $140,000 | 4,658 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $140,000 | 4,502 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $140,000 | 4,502 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $140,000 | 4,501 |
| Net charge-offs | $66,000 | 3,486 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $140,000 | 4,393 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,944,000 | 5,757 |
| Total interest expense | $1,266,000 | 5,543 |
| Net interest income | $2,678,000 | 5,664 |
| Provision for loan and lease losses | $204,000 | 5,762 |
| Total noninterest income | $83,000 | 7,127 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $152,000 | 5,138 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-69,000 | 7,558 |
| Total noninterest expense | $2,119,000 | 6,089 |
| Salaries and employee benefits | $1,332,000 | 5,541 |
| Premises and equipment expense | $239,000 | 6,162 |
| Additional noninterest expense | $548,000 | 6,633 |
| Pre-tax net operating income | $438,000 | 4,134 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $438,000 | 4,054 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $438,000 | 4,053 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $438,000 | 4,053 |
| Net charge-offs | $237,000 | 4,785 |
| Cash dividends | $131,000 | 3,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $438,000 | 3,972 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,909,000 | 5,853 |
| Total interest expense | $963,000 | 5,649 |
| Net interest income | $1,946,000 | 5,771 |
| Provision for loan and lease losses | $144,000 | 5,551 |
| Total noninterest income | $129,000 | 6,541 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $112,000 | 5,203 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $17,000 | 7,090 |
| Total noninterest expense | $1,589,000 | 6,104 |
| Salaries and employee benefits | $1,013,000 | 5,545 |
| Premises and equipment expense | $166,000 | 6,361 |
| Additional noninterest expense | $410,000 | 6,652 |
| Pre-tax net operating income | $342,000 | 4,387 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $342,000 | 4,254 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $342,000 | 4,249 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $342,000 | 4,252 |
| Net charge-offs | $208,000 | 4,209 |
| Cash dividends | $31,000 | 4,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $342,000 | 4,182 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,932,000 | 5,919 |
| Total interest expense | $652,000 | 5,733 |
| Net interest income | $1,280,000 | 5,818 |
| Provision for loan and lease losses | $104,000 | 5,275 |
| Total noninterest income | $33,000 | 7,461 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $75,000 | 5,177 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-42,000 | 7,897 |
| Total noninterest expense | $1,007,000 | 6,278 |
| Salaries and employee benefits | $661,000 | 5,681 |
| Premises and equipment expense | $113,000 | 6,353 |
| Additional noninterest expense | $233,000 | 6,963 |
| Pre-tax net operating income | $202,000 | 4,637 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $202,000 | 4,525 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $202,000 | 4,523 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $202,000 | 4,523 |
| Net charge-offs | $172,000 | 3,617 |
| Cash dividends | $31,000 | 3,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $202,000 | 4,424 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $947,000 | 6,011 |
| Total interest expense | $334,000 | 5,787 |
| Net interest income | $613,000 | 5,939 |
| Provision for loan and lease losses | $44,000 | 5,107 |
| Total noninterest income | $41,000 | 6,633 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $37,000 | 5,156 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $4,000 | 7,406 |
| Total noninterest expense | $526,000 | 6,138 |
| Salaries and employee benefits | $354,000 | 5,505 |
| Premises and equipment expense | $57,000 | 6,392 |
| Additional noninterest expense | $115,000 | 6,860 |
| Pre-tax net operating income | $84,000 | 5,208 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $84,000 | 5,163 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $84,000 | 5,168 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $84,000 | 5,167 |
| Net charge-offs | $52,000 | 3,501 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $84,000 | 4,997 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,918,000 | 6,049 |
| Total interest expense | $1,648,000 | 5,772 |
| Net interest income | $2,270,000 | 6,121 |
| Provision for loan and lease losses | $206,000 | 5,170 |
| Total noninterest income | $200,000 | 6,484 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $173,000 | 5,059 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $27,000 | 7,241 |
| Total noninterest expense | $1,874,000 | 6,399 |
| Salaries and employee benefits | $1,268,000 | 5,818 |
| Premises and equipment expense | $238,000 | 6,346 |
| Additional noninterest expense | $368,000 | 7,172 |
| Pre-tax net operating income | $390,000 | 5,168 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $16,000 | 4,367 |
| Income before extraordinary items | $374,000 | 4,834 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $374,000 | 4,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 5,227 |
| Cash dividends | $175,000 | 4,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $374,000 | 5,006 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,950,000 | 6,113 |
| Total interest expense | $1,282,000 | 5,803 |
| Net interest income | $1,668,000 | 6,221 |
| Provision for loan and lease losses | $176,000 | 4,416 |
| Total noninterest income | $152,000 | 6,572 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $132,000 | 5,067 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $20,000 | 7,419 |
| Total noninterest expense | $1,378,000 | 6,438 |
| Salaries and employee benefits | $967,000 | 5,798 |
| Premises and equipment expense | $155,000 | 6,651 |
| Additional noninterest expense | $256,000 | 7,283 |
| Pre-tax net operating income | $266,000 | 5,769 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $16,000 | 4,686 |
| Income before extraordinary items | $250,000 | 5,446 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $250,000 | 5,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,224 |
| Cash dividends | $105,000 | 4,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $250,000 | 5,622 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,023,000 | 6,115 |
| Total interest expense | $884,000 | 5,869 |
| Net interest income | $1,139,000 | 6,182 |
| Provision for loan and lease losses | $129,000 | 3,874 |
| Total noninterest income | $102,000 | 6,621 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $83,000 | 5,181 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $19,000 | 7,234 |
| Total noninterest expense | $911,000 | 6,509 |
| Salaries and employee benefits | $629,000 | 5,915 |
| Premises and equipment expense | $112,000 | 6,544 |
| Additional noninterest expense | $170,000 | 7,316 |
| Pre-tax net operating income | $201,000 | 5,807 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $16,000 | 4,791 |
| Income before extraordinary items | $185,000 | 5,720 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $185,000 | 5,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,454 |
| Cash dividends | $105,000 | 4,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $185,000 | 5,659 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $973,000 | 6,279 |
| Total interest expense | $461,000 | 5,943 |
| Net interest income | $512,000 | 6,458 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $60,000 | 6,365 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $40,000 | 5,234 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $20,000 | 6,458 |
| Total noninterest expense | $491,000 | 6,341 |
| Salaries and employee benefits | $335,000 | 5,780 |
| Premises and equipment expense | $60,000 | 6,417 |
| Additional noninterest expense | $96,000 | 7,139 |
| Pre-tax net operating income | $6,000 | 7,104 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $6,000 | 5,045 |
| Income before extraordinary items | $0 | 7,271 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $0 | 7,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 2,124 |
| Cash dividends | $31,000 | 3,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $0 | 7,179 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,026,000 | 6,213 |
| Total interest expense | $1,802,000 | 6,050 |
| Net interest income | $2,224,000 | 6,256 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $227,000 | 6,552 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $189,000 | 5,016 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $38,000 | 7,341 |
| Total noninterest expense | $1,721,000 | 6,582 |
| Salaries and employee benefits | $1,182,000 | 6,029 |
| Premises and equipment expense | $185,000 | 6,882 |
| Additional noninterest expense | $354,000 | 7,285 |
| Pre-tax net operating income | $730,000 | 5,367 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $730,000 | 4,967 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $730,000 | 4,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,502 |
| Cash dividends | $381,000 | 4,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $730,000 | 4,950 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,980,000 | 6,275 |
| Total interest expense | $1,327,000 | 6,127 |
| Net interest income | $1,653,000 | 6,326 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $173,000 | 6,567 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $146,000 | 4,984 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $27,000 | 7,429 |
| Total noninterest expense | $1,202,000 | 6,747 |
| Salaries and employee benefits | $837,000 | 6,178 |
| Premises and equipment expense | $128,000 | 7,008 |
| Additional noninterest expense | $237,000 | 7,455 |
| Pre-tax net operating income | $624,000 | 5,366 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $624,000 | 4,929 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $624,000 | 4,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,621 |
| Cash dividends | $131,000 | 4,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $624,000 | 4,917 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,964,000 | 6,336 |
| Total interest expense | $862,000 | 6,221 |
| Net interest income | $1,102,000 | 6,374 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $114,000 | 6,611 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $96,000 | 5,023 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $18,000 | 7,471 |
| Total noninterest expense | $805,000 | 6,786 |
| Salaries and employee benefits | $566,000 | 6,187 |
| Premises and equipment expense | $85,000 | 7,042 |
| Additional noninterest expense | $154,000 | 7,531 |
| Pre-tax net operating income | $411,000 | 5,456 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $411,000 | 5,004 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $411,000 | 5,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $131,000 | 4,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $411,000 | 4,999 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $990,000 | 6,347 |
| Total interest expense | $418,000 | 6,287 |
| Net interest income | $572,000 | 6,285 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $56,000 | 6,648 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $48,000 | 4,963 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $8,000 | 7,599 |
| Total noninterest expense | $395,000 | 6,854 |
| Salaries and employee benefits | $257,000 | 6,465 |
| Premises and equipment expense | $58,000 | 6,480 |
| Additional noninterest expense | $80,000 | 7,484 |
| Pre-tax net operating income | $233,000 | 5,198 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $233,000 | 4,724 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $233,000 | 4,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $233,000 | 4,707 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,408,000 | 6,478 |
| Total interest expense | $1,325,000 | 6,375 |
| Net interest income | $2,083,000 | 6,470 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $186,000 | 7,033 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $170,000 | 5,301 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $16,000 | 8,092 |
| Total noninterest expense | $1,513,000 | 6,869 |
| Salaries and employee benefits | $1,061,000 | 6,265 |
| Premises and equipment expense | $178,000 | 6,949 |
| Additional noninterest expense | $274,000 | 7,725 |
| Pre-tax net operating income | $756,000 | 5,769 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $756,000 | 5,336 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $756,000 | 5,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,970 |
| Cash dividends | $650,000 | 3,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $756,000 | 5,330 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,499,000 | 6,557 |
| Total interest expense | $931,000 | 6,483 |
| Net interest income | $1,568,000 | 6,519 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $132,000 | 7,150 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $127,000 | 5,367 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,420 |
| Total noninterest expense | $1,066,000 | 7,027 |
| Salaries and employee benefits | $748,000 | 6,414 |
| Premises and equipment expense | $125,000 | 7,085 |
| Additional noninterest expense | $193,000 | 7,838 |
| Pre-tax net operating income | $634,000 | 5,742 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $634,000 | 5,226 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $634,000 | 5,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 7,980 |
| Cash dividends | $166,000 | 4,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $634,000 | 5,221 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,623,000 | 6,619 |
| Total interest expense | $580,000 | 6,555 |
| Net interest income | $1,043,000 | 6,560 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $85,000 | 7,248 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $80,000 | 5,471 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,374 |
| Total noninterest expense | $714,000 | 7,058 |
| Salaries and employee benefits | $509,000 | 6,387 |
| Premises and equipment expense | $78,000 | 7,229 |
| Additional noninterest expense | $127,000 | 7,863 |
| Pre-tax net operating income | $414,000 | 5,829 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,000 | 6,505 |
| Income before extraordinary items | $412,000 | 5,318 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $412,000 | 5,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,940 |
| Cash dividends | $166,000 | 3,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $412,000 | 5,321 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $796,000 | 6,650 |
| Total interest expense | $270,000 | 6,637 |
| Net interest income | $526,000 | 6,555 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $39,000 | 7,341 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $37,000 | 5,553 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $375,000 | 6,945 |
| Salaries and employee benefits | $239,000 | 6,569 |
| Premises and equipment expense | $53,000 | 6,629 |
| Additional noninterest expense | $83,000 | 7,448 |
| Pre-tax net operating income | $190,000 | 5,947 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $190,000 | 5,460 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $190,000 | 5,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,328 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $190,000 | 5,459 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,089,000 | 6,523 |
| Total interest expense | $962,000 | 6,372 |
| Net interest income | $2,127,000 | 6,488 |
| Provision for loan and lease losses | $36,000 | 6,047 |
| Total noninterest income | $177,000 | 7,246 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $144,000 | 5,683 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $33,000 | 7,787 |
| Total noninterest expense | $1,512,000 | 6,869 |
| Salaries and employee benefits | $987,000 | 6,384 |
| Premises and equipment expense | $188,000 | 6,848 |
| Additional noninterest expense | $337,000 | 7,418 |
| Pre-tax net operating income | $756,000 | 5,993 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $756,000 | 5,485 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $756,000 | 5,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 1,894 |
| Cash dividends | $461,000 | 3,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $756,000 | 5,455 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,292,000 | 6,552 |
| Total interest expense | $700,000 | 6,362 |
| Net interest income | $1,592,000 | 6,508 |
| Provision for loan and lease losses | $16,000 | 6,296 |
| Total noninterest income | $114,000 | 7,506 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $108,000 | 5,724 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,503 |
| Total noninterest expense | $1,078,000 | 6,986 |
| Salaries and employee benefits | $694,000 | 6,567 |
| Premises and equipment expense | $124,000 | 7,105 |
| Additional noninterest expense | $260,000 | 7,382 |
| Pre-tax net operating income | $612,000 | 5,957 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $612,000 | 5,398 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $612,000 | 5,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 1,283 |
| Cash dividends | $161,000 | 4,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $612,000 | 5,366 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 6,578 |
| Total interest expense | $451,000 | 6,310 |
| Net interest income | $1,042,000 | 6,564 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $64,000 | 7,706 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $70,000 | 5,724 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $-6,000 | 8,830 |
| Total noninterest expense | $750,000 | 6,907 |
| Salaries and employee benefits | $472,000 | 6,508 |
| Premises and equipment expense | $98,000 | 6,741 |
| Additional noninterest expense | $180,000 | 7,295 |
| Pre-tax net operating income | $356,000 | 6,256 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $356,000 | 5,736 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $356,000 | 5,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 915 |
| Cash dividends | $161,000 | 3,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $356,000 | 5,698 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $737,000 | 6,618 |
| Total interest expense | $223,000 | 6,262 |
| Net interest income | $514,000 | 6,651 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $-42,000 | 8,920 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $33,000 | 5,810 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-75,000 | 8,927 |
| Total noninterest expense | $376,000 | 6,931 |
| Salaries and employee benefits | $225,000 | 6,686 |
| Premises and equipment expense | $50,000 | 6,770 |
| Additional noninterest expense | $101,000 | 7,119 |
| Pre-tax net operating income | $96,000 | 7,283 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $96,000 | 6,965 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $96,000 | 6,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 572 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $96,000 | 6,938 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,067,000 | 6,353 |
| Total interest expense | $1,047,000 | 5,531 |
| Net interest income | $2,020,000 | 6,601 |
| Provision for loan and lease losses | $125,000 | 4,546 |
| Total noninterest income | $196,000 | 7,186 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $159,000 | 5,666 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $37,000 | 7,758 |
| Total noninterest expense | $1,526,000 | 6,842 |
| Salaries and employee benefits | $964,000 | 6,403 |
| Premises and equipment expense | $196,000 | 6,808 |
| Additional noninterest expense | $366,000 | 7,315 |
| Pre-tax net operating income | $565,000 | 6,502 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $565,000 | 6,087 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $565,000 | 6,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,895 |
| Cash dividends | $155,000 | 5,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $565,000 | 6,022 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,283,000 | 6,390 |
| Total interest expense | $810,000 | 5,419 |
| Net interest income | $1,473,000 | 6,682 |
| Provision for loan and lease losses | $110,000 | 4,124 |
| Total noninterest income | $150,000 | 7,191 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $119,000 | 5,723 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $31,000 | 7,667 |
| Total noninterest expense | $1,110,000 | 6,901 |
| Salaries and employee benefits | $695,000 | 6,488 |
| Premises and equipment expense | $133,000 | 6,990 |
| Additional noninterest expense | $282,000 | 7,233 |
| Pre-tax net operating income | $403,000 | 6,726 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $403,000 | 6,301 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $403,000 | 6,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,358 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $403,000 | 6,226 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,498,000 | 6,467 |
| Total interest expense | $561,000 | 5,315 |
| Net interest income | $937,000 | 6,834 |
| Provision for loan and lease losses | $95,000 | 3,576 |
| Total noninterest income | $99,000 | 7,262 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $74,000 | 5,866 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $25,000 | 7,479 |
| Total noninterest expense | $760,000 | 6,856 |
| Salaries and employee benefits | $474,000 | 6,468 |
| Premises and equipment expense | $91,000 | 6,970 |
| Additional noninterest expense | $195,000 | 7,187 |
| Pre-tax net operating income | $181,000 | 7,329 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $181,000 | 7,059 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $181,000 | 7,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 2,856 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $181,000 | 6,988 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $770,000 | 6,402 |
| Total interest expense | $288,000 | 5,292 |
| Net interest income | $482,000 | 6,789 |
| Provision for loan and lease losses | $50,000 | 3,283 |
| Total noninterest income | $47,000 | 7,311 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $33,000 | 6,033 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $14,000 | 7,349 |
| Total noninterest expense | $335,000 | 7,234 |
| Salaries and employee benefits | $221,000 | 6,700 |
| Premises and equipment expense | $43,000 | 7,106 |
| Additional noninterest expense | $71,000 | 7,861 |
| Pre-tax net operating income | $144,000 | 6,523 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $144,000 | 6,109 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $144,000 | 6,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 1,888 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $144,000 | 5,993 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,417,000 | 6,107 |
| Total interest expense | $1,355,000 | 5,201 |
| Net interest income | $2,062,000 | 6,500 |
| Provision for loan and lease losses | $75,000 | 5,722 |
| Total noninterest income | $164,000 | 7,673 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $39,000 | 7,599 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $125,000 | 6,148 |
| Total noninterest expense | $1,414,000 | 7,042 |
| Salaries and employee benefits | $914,000 | 6,550 |
| Premises and equipment expense | $186,000 | 6,952 |
| Additional noninterest expense | $314,000 | 7,667 |
| Pre-tax net operating income | $737,000 | 5,887 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $10,000 | 7,040 |
| Income before extraordinary items | $729,000 | 5,471 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $729,000 | 5,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,344 |
| Cash dividends | $283,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $727,020 | 5,321 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,481,000 | 6,274 |
| Total interest expense | $1,037,000 | 5,263 |
| Net interest income | $1,444,000 | 6,745 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $129,000 | 7,643 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $30,000 | 7,641 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $99,000 | 6,099 |
| Total noninterest expense | $1,011,000 | 7,179 |
| Salaries and employee benefits | $656,000 | 6,672 |
| Premises and equipment expense | $130,000 | 7,118 |
| Additional noninterest expense | $225,000 | 7,775 |
| Pre-tax net operating income | $517,000 | 6,210 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $8,000 | 7,139 |
| Income before extraordinary items | $510,000 | 5,804 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $510,000 | 5,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $158,000 | 4,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $509,020 | 5,641 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,622,000 | 6,380 |
| Total interest expense | $701,000 | 5,338 |
| Net interest income | $921,000 | 6,884 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $92,000 | 7,536 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $20,000 | 7,664 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $72,000 | 5,940 |
| Total noninterest expense | $694,000 | 7,123 |
| Salaries and employee benefits | $451,000 | 6,598 |
| Premises and equipment expense | $82,000 | 7,238 |
| Additional noninterest expense | $161,000 | 7,629 |
| Pre-tax net operating income | $289,000 | 6,564 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $6,000 | 7,135 |
| Income before extraordinary items | $284,000 | 6,218 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $284,000 | 6,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,282 |
| Cash dividends | $158,000 | 3,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $283,020 | 6,024 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $789,000 | 6,507 |
| Total interest expense | $355,000 | 5,410 |
| Net interest income | $434,000 | 7,063 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $37,000 | 7,862 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $24,000 | 6,593 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 7,569 |
| Total noninterest expense | $343,000 | 7,177 |
| Salaries and employee benefits | $210,000 | 6,833 |
| Premises and equipment expense | $48,000 | 6,893 |
| Additional noninterest expense | $85,000 | 7,536 |
| Pre-tax net operating income | $113,000 | 6,997 |
| Securities gains (losses) | $2,000 | 2,590 |
| Applicable income taxes | $4,000 | 6,977 |
| Income before extraordinary items | $111,000 | 6,699 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $111,000 | 6,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $33,000 | 3,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $109,060 | 6,560 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,152,000 | 6,698 |
| Total interest expense | $1,440,000 | 5,859 |
| Net interest income | $1,712,000 | 7,102 |
| Provision for loan and lease losses | $99,000 | 5,759 |
| Total noninterest income | $198,000 | 7,330 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $100,000 | 6,579 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $98,000 | 6,488 |
| Total noninterest expense | $1,099,000 | 7,718 |
| Salaries and employee benefits | $685,000 | 7,339 |
| Premises and equipment expense | $145,000 | 7,513 |
| Additional noninterest expense | $269,000 | 8,037 |
| Pre-tax net operating income | $712,000 | 6,036 |
| Securities gains (losses) | $4,000 | 4,045 |
| Applicable income taxes | $-3,000 | 8,804 |
| Income before extraordinary items | $719,000 | 5,490 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $719,000 | 5,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,753 |
| Cash dividends | $620,000 | 3,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $715,000 | 5,362 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,179,000 | 7,052 |
| Total interest expense | $1,728,000 | 6,549 |
| Net interest income | $1,451,000 | 7,417 |
| Provision for loan and lease losses | $24,000 | 7,420 |
| Total noninterest income | $172,000 | 7,610 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $100,000 | 6,572 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $72,000 | 7,063 |
| Total noninterest expense | $992,000 | 7,981 |
| Salaries and employee benefits | $622,000 | 7,570 |
| Premises and equipment expense | $135,000 | 7,770 |
| Additional noninterest expense | $235,000 | 8,363 |
| Pre-tax net operating income | $607,000 | 6,147 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $10,000 | 7,583 |
| Income before extraordinary items | $598,000 | 5,638 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $598,000 | 5,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,593 |
| Cash dividends | $328,000 | 4,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $597,020 | 5,511 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,924,000 | 7,489 |
| Total interest expense | $1,541,000 | 7,068 |
| Net interest income | $1,383,000 | 7,677 |
| Provision for loan and lease losses | $155,000 | 4,336 |
| Total noninterest income | $172,000 | 7,583 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 6,681 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 6,963 |
| Total noninterest expense | $882,000 | 8,348 |
| Salaries and employee benefits | $538,000 | 8,042 |
| Premises and equipment expense | $124,000 | 8,022 |
| Additional noninterest expense | $220,000 | 8,601 |
| Pre-tax net operating income | $518,000 | 6,915 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-7,000 | 9,308 |
| Income before extraordinary items | $525,000 | 6,190 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $525,000 | 6,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,122 |
| Cash dividends | $369,000 | 4,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $525,000 | 6,201 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,627,000 | 7,768 |
| Total interest expense | $1,324,000 | 7,352 |
| Net interest income | $1,303,000 | 7,980 |
| Provision for loan and lease losses | $169,000 | 3,994 |
| Total noninterest income | $174,000 | 7,786 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 6,811 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,173 |
| Total noninterest expense | $827,000 | 8,654 |
| Salaries and employee benefits | $474,000 | 8,485 |
| Premises and equipment expense | $114,000 | 8,350 |
| Additional noninterest expense | $239,000 | 8,665 |
| Pre-tax net operating income | $481,000 | 7,226 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $35,000 | 7,904 |
| Income before extraordinary items | $446,000 | 6,724 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $446,000 | 6,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,940 |
| Cash dividends | $322,000 | 4,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $446,000 | 6,698 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,552,000 | 8,040 |
| Total interest expense | $1,278,000 | 7,732 |
| Net interest income | $1,274,000 | 8,175 |
| Provision for loan and lease losses | $45,000 | 6,783 |
| Total noninterest income | $152,000 | 8,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 6,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,232 |
| Total noninterest expense | $716,000 | 9,059 |
| Salaries and employee benefits | $439,000 | 8,716 |
| Premises and equipment expense | $99,000 | 8,732 |
| Additional noninterest expense | $178,000 | 9,367 |
| Pre-tax net operating income | $665,000 | 6,621 |
| Securities gains (losses) | $13,000 | 2,771 |
| Applicable income taxes | $36,000 | 8,594 |
| Income before extraordinary items | $642,000 | 5,855 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $642,000 | 5,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,605 |
| Cash dividends | $350,000 | 4,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $629,650 | 5,812 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,363,000 | 8,561 |
| Total interest expense | $1,181,000 | 8,174 |
| Net interest income | $1,182,000 | 8,725 |
| Provision for loan and lease losses | $36,000 | 7,137 |
| Total noninterest income | $125,000 | 8,972 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 7,447 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,049 |
| Total noninterest expense | $666,000 | 9,503 |
| Salaries and employee benefits | $379,000 | 9,396 |
| Premises and equipment expense | $99,000 | 8,988 |
| Additional noninterest expense | $188,000 | 9,564 |
| Pre-tax net operating income | $605,000 | 7,398 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $232,000 | 6,470 |
| Income before extraordinary items | $373,000 | 7,830 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $373,000 | 7,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,455 |
| Cash dividends | $129,000 | 6,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $373,000 | 7,774 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,242,000 | 9,035 |
| Total interest expense | $1,128,000 | 8,606 |
| Net interest income | $1,114,000 | 9,247 |
| Provision for loan and lease losses | $61,000 | 6,063 |
| Total noninterest income | $144,000 | 9,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 7,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,849 |
| Total noninterest expense | $581,000 | 10,248 |
| Salaries and employee benefits | $345,000 | 10,003 |
| Premises and equipment expense | $85,000 | 9,680 |
| Additional noninterest expense | $151,000 | 10,541 |
| Pre-tax net operating income | $616,000 | 7,329 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $236,000 | 6,628 |
| Income before extraordinary items | $380,000 | 7,792 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $380,000 | 7,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,243 |
| Cash dividends | $142,000 | 6,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $380,000 | 7,730 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,002,000 | 9,716 |
| Total interest expense | $941,000 | 9,458 |
| Net interest income | $1,061,000 | 9,747 |
| Provision for loan and lease losses | $63,000 | 5,638 |
| Total noninterest income | $112,000 | 10,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 8,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 9,762 |
| Total noninterest expense | $549,000 | 10,800 |
| Salaries and employee benefits | $302,000 | 10,731 |
| Premises and equipment expense | $78,000 | 10,256 |
| Additional noninterest expense | $169,000 | 10,825 |
| Pre-tax net operating income | $561,000 | 8,114 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $212,000 | 7,226 |
| Income before extraordinary items | $349,000 | 8,490 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $349,000 | 8,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,018 |
| Cash dividends | $115,000 | 6,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $349,000 | 8,470 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,689,000 | 10,372 |
| Total interest expense | $694,000 | 10,126 |
| Net interest income | $995,000 | 10,408 |
| Provision for loan and lease losses | $44,000 | 6,435 |
| Total noninterest income | $86,000 | 11,089 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 9,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 10,859 |
| Total noninterest expense | $563,000 | 11,301 |
| Salaries and employee benefits | $297,000 | 11,236 |
| Premises and equipment expense | $77,000 | 10,744 |
| Additional noninterest expense | $189,000 | 11,292 |
| Pre-tax net operating income | $474,000 | 8,833 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $178,000 | 7,747 |
| Income before extraordinary items | $296,000 | 9,190 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $296,000 | 9,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $140,000 | 6,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $296,000 | 9,250 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,531,000 | 11,170 |
| Total interest expense | $664,000 | 10,802 |
| Net interest income | $867,000 | 11,284 |
| Provision for loan and lease losses | $19,000 | 9,170 |
| Total noninterest income | $97,000 | 11,399 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 9,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,614 |
| Total noninterest expense | $545,000 | 11,940 |
| Salaries and employee benefits | $299,000 | 11,657 |
| Premises and equipment expense | $85,000 | 10,978 |
| Additional noninterest expense | $161,000 | 12,267 |
| Pre-tax net operating income | $400,000 | 9,417 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $149,000 | 8,674 |
| Income before extraordinary items | $251,000 | 10,031 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $251,000 | 10,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $70,000 | 7,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $251,000 | 9,782 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,454,000 | 12,070 |
| Total interest expense | $682,000 | 11,913 |
| Net interest income | $772,000 | 12,023 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $94,000 | 11,878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 10,079 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 11,181 |
| Total noninterest expense | $496,000 | 12,657 |
| Salaries and employee benefits | $271,000 | 12,343 |
| Premises and equipment expense | $66,000 | 12,026 |
| Additional noninterest expense | $159,000 | 12,806 |
| Pre-tax net operating income | $340,000 | 9,776 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $125,000 | 9,233 |
| Income before extraordinary items | $215,000 | 10,395 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $215,000 | 10,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 10,059 |
| Cash dividends | $65,000 | 7,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $215,000 | 10,035 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.