Home > Banco Santander Puerto Rico > Income and Expense

Banco Santander Puerto Rico, Income and Expense

2020-06-30 (YTD Data)Rank
Total interest income$102,816,000219
Total interest expense$16,959,000212
Net interest income$85,857,000216
Provision for loan and lease losses$12,652,000236
Total noninterest income$11,947,000394
Gross Fiduciary activities income$202,000595
Service charges on deposit accounts$3,342,000212
Trading account gains and fees$111,000116
Additional Noninterest Income$8,292,000401
Total noninterest expense$67,682,000223
Salaries and employee benefits$24,548,000312
Premises and equipment expense$11,184,000158
Additional noninterest expense$31,950,000182
Pre-tax net operating income$17,470,000320
Securities gains (losses)$02,249
Applicable income taxes$1,446,000616
Income before extraordinary items$16,024,000298
Extraordinary gains, net$04
Net income$16,024,000297
Minority interest net income$065
Net income of bank and minority interests.$16,024,000298
Net charge-offs$11,591,000114
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$16,024,000290
2020-03-31 (YTD Data)Rank
Total interest income$56,262,000211
Total interest expense$10,851,000204
Net interest income$45,411,000209
Provision for loan and lease losses$17,620,000147
Total noninterest income$7,160,000325
Gross Fiduciary activities income$132,000565
Service charges on deposit accounts$2,024,000201
Trading account gains and fees$2,000105
Additional Noninterest Income$5,002,000310
Total noninterest expense$36,319,000217
Salaries and employee benefits$14,328,000264
Premises and equipment expense$5,615,000162
Additional noninterest expense$16,376,000185
Pre-tax net operating income$-1,368,0005,038
Securities gains (losses)$01,705
Applicable income taxes$-3,284,0005,079
Income before extraordinary items$1,916,000969
Extraordinary gains, net$04
Net income$1,916,000969
Minority interest net income$056
Net income of bank and minority interests.$1,916,000969
Net charge-offs$2,799,000143
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,916,000964
2019-12-31 (YTD Data)Rank
Total interest income$257,974,000194
Total interest expense$39,911,000231
Net interest income$218,063,000183
Provision for loan and lease losses$-7,864,0005,170
Total noninterest income$26,813,000345
Gross Fiduciary activities income$327,000630
Service charges on deposit accounts$8,996,000187
Trading account gains and fees$455,000105
Additional Noninterest Income$17,035,000361
Total noninterest expense$148,414,000206
Salaries and employee benefits$57,815,000254
Premises and equipment expense$22,637,000153
Additional noninterest expense$67,962,000167
Pre-tax net operating income$104,326,000185
Securities gains (losses)$289,000522
Applicable income taxes$37,877,000140
Income before extraordinary items$66,738,000212
Extraordinary gains, net$011
Net income$66,738,000213
Minority interest net income$076
Net income of bank and minority interests.$66,738,000213
Net charge-offs$35,687,00066
Cash dividends$1,250,0002,072
Sale, conversion, retirement of capital stock, net$0626
Net operating income$66,509,690209
2019-09-30 (YTD Data)Rank
Total interest income$195,917,000196
Total interest expense$28,589,000248
Net interest income$167,328,000182
Provision for loan and lease losses$-6,867,0005,251
Total noninterest income$17,997,000372
Gross Fiduciary activities income$273,000615
Service charges on deposit accounts$6,755,000186
Trading account gains and fees$386,000103
Additional Noninterest Income$10,583,000403
Total noninterest expense$112,440,000202
Salaries and employee benefits$43,306,000257
Premises and equipment expense$16,963,000153
Additional noninterest expense$52,171,000163
Pre-tax net operating income$79,752,000184
Securities gains (losses)$289,000431
Applicable income taxes$18,323,000181
Income before extraordinary items$61,718,000184
Extraordinary gains, net$011
Net income$61,718,000185
Minority interest net income$072
Net income of bank and minority interests.$61,718,000185
Net charge-offs$22,109,00079
Cash dividends$1,250,0001,583
Sale, conversion, retirement of capital stock, net$0590
Net operating income$61,489,690183
2019-06-30 (YTD Data)Rank
Total interest income$127,718,000198
Total interest expense$16,545,000273
Net interest income$111,173,000183
Provision for loan and lease losses$5,429,000150
Total noninterest income$15,215,000312
Gross Fiduciary activities income$174,000622
Service charges on deposit accounts$4,442,000181
Trading account gains and fees$245,00098
Additional Noninterest Income$10,354,000303
Total noninterest expense$74,856,000206
Salaries and employee benefits$28,252,000258
Premises and equipment expense$11,548,000152
Additional noninterest expense$35,056,000163
Pre-tax net operating income$46,103,000200
Securities gains (losses)$01,702
Applicable income taxes$9,312,000221
Income before extraordinary items$36,791,000201
Extraordinary gains, net$011
Net income$36,791,000202
Minority interest net income$069
Net income of bank and minority interests.$36,791,000202
Net charge-offs$15,870,00071
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$36,791,000197
2019-03-31 (YTD Data)Rank
Total interest income$62,082,000200
Total interest expense$6,441,000321
Net interest income$55,641,000182
Provision for loan and lease losses$2,941,000150
Total noninterest income$6,637,000331
Gross Fiduciary activities income$87,000639
Service charges on deposit accounts$2,146,000184
Trading account gains and fees$97,000102
Additional Noninterest Income$4,307,000321
Total noninterest expense$37,765,000210
Salaries and employee benefits$14,212,000260
Premises and equipment expense$5,899,000149
Additional noninterest expense$17,654,000164
Pre-tax net operating income$21,572,000206
Securities gains (losses)$01,087
Applicable income taxes$3,827,000244
Income before extraordinary items$17,745,000205
Extraordinary gains, net$05
Net income$17,745,000205
Minority interest net income$052
Net income of bank and minority interests.$17,745,000205
Net charge-offs$7,185,00069
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$17,745,000202
2018-12-31 (YTD Data)Rank
Total interest income$246,218,000188
Total interest expense$20,743,000308
Net interest income$225,475,000181
Provision for loan and lease losses$23,628,00091
Total noninterest income$23,441,000375
Gross Fiduciary activities income$576,000569
Service charges on deposit accounts$8,883,000186
Trading account gains and fees$414,00097
Additional Noninterest Income$13,568,000406
Total noninterest expense$139,269,000213
Salaries and employee benefits$55,259,000258
Premises and equipment expense$19,158,000176
Additional noninterest expense$64,852,000178
Pre-tax net operating income$86,019,000217
Securities gains (losses)$01,125
Applicable income taxes$29,048,000158
Income before extraordinary items$56,971,000247
Extraordinary gains, net$06
Net income$56,971,000248
Minority interest net income$072
Net income of bank and minority interests.$56,971,000247
Net charge-offs$46,344,00058
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$56,971,000248
2018-09-30 (YTD Data)Rank
Total interest income$183,833,000186
Total interest expense$14,528,000307
Net interest income$169,305,000178
Provision for loan and lease losses$22,933,00077
Total noninterest income$15,232,000415
Gross Fiduciary activities income$359,000597
Service charges on deposit accounts$6,647,000182
Trading account gains and fees$346,000100
Additional Noninterest Income$7,880,000491
Total noninterest expense$102,462,000214
Salaries and employee benefits$40,451,000264
Premises and equipment expense$14,727,000169
Additional noninterest expense$47,284,000175
Pre-tax net operating income$59,142,000225
Securities gains (losses)$01,118
Applicable income taxes$19,024,000176
Income before extraordinary items$40,118,000257
Extraordinary gains, net$05
Net income$40,118,000257
Minority interest net income$066
Net income of bank and minority interests.$40,118,000257
Net charge-offs$35,784,00055
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$40,118,000257
2018-06-30 (YTD Data)Rank
Total interest income$120,599,000186
Total interest expense$9,167,000301
Net interest income$111,432,000177
Provision for loan and lease losses$15,435,00083
Total noninterest income$12,341,000359
Gross Fiduciary activities income$240,000605
Service charges on deposit accounts$4,298,000185
Trading account gains and fees$177,00096
Additional Noninterest Income$7,626,000386
Total noninterest expense$69,751,000209
Salaries and employee benefits$27,355,000261
Premises and equipment expense$9,583,000168
Additional noninterest expense$32,813,000171
Pre-tax net operating income$38,587,000221
Securities gains (losses)$0961
Applicable income taxes$12,781,000172
Income before extraordinary items$25,806,000258
Extraordinary gains, net$06
Net income$25,806,000258
Minority interest net income$065
Net income of bank and minority interests.$25,806,000258
Net charge-offs$18,055,00068
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$25,806,000260
2018-03-31 (YTD Data)Rank
Total interest income$59,428,000184
Total interest expense$4,349,000296
Net interest income$55,079,000176
Provision for loan and lease losses$6,349,00088
Total noninterest income$6,063,000363
Gross Fiduciary activities income$110,000616
Service charges on deposit accounts$2,087,000189
Trading account gains and fees$119,00087
Additional Noninterest Income$3,747,000382
Total noninterest expense$35,138,000209
Salaries and employee benefits$13,941,000257
Premises and equipment expense$4,702,000175
Additional noninterest expense$16,495,000168
Pre-tax net operating income$19,655,000216
Securities gains (losses)$0735
Applicable income taxes$6,841,000163
Income before extraordinary items$12,814,000258
Extraordinary gains, net$07
Net income$12,814,000258
Minority interest net income$052
Net income of bank and minority interests.$12,814,000258
Net charge-offs$6,349,00075
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$12,814,000256
2017-12-31 (YTD Data)Rank
Total interest income$234,607,000180
Total interest expense$20,003,000213
Net interest income$214,604,000174
Provision for loan and lease losses$100,724,00042
Total noninterest income$40,545,000257
Gross Fiduciary activities income$509,000584
Service charges on deposit accounts$10,149,000159
Trading account gains and fees$655,00088
Additional Noninterest Income$29,232,000236
Total noninterest expense$167,924,000181
Salaries and employee benefits$57,941,000240
Premises and equipment expense$20,578,000157
Additional noninterest expense$89,405,000137
Pre-tax net operating income$-13,499,0005,671
Securities gains (losses)$02,243
Applicable income taxes$-9,166,0005,660
Income before extraordinary items$-4,333,0005,643
Extraordinary gains, net$09
Net income$-4,333,0005,643
Minority interest net income$076
Net income of bank and minority interests.$-4,333,0005,643
Net charge-offs$62,370,00054
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-4,333,0005,643
2017-09-30 (YTD Data)Rank
Total interest income$178,868,000177
Total interest expense$16,295,000196
Net interest income$162,573,000175
Provision for loan and lease losses$83,472,00043
Total noninterest income$34,561,000240
Gross Fiduciary activities income$354,000606
Service charges on deposit accounts$8,327,000151
Trading account gains and fees$435,00092
Additional Noninterest Income$25,445,000220
Total noninterest expense$117,109,000186
Salaries and employee benefits$43,234,000243
Premises and equipment expense$14,164,000164
Additional noninterest expense$59,711,000143
Pre-tax net operating income$-3,447,0005,729
Securities gains (losses)$02,274
Applicable income taxes$-5,108,0005,732
Income before extraordinary items$1,661,0002,693
Extraordinary gains, net$09
Net income$1,661,0002,692
Minority interest net income$071
Net income of bank and minority interests.$1,661,0002,693
Net charge-offs$48,288,00049
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,661,0002,683
2017-06-30 (YTD Data)Rank
Total interest income$119,579,000174
Total interest expense$11,828,000178
Net interest income$107,751,000174
Provision for loan and lease losses$32,011,00050
Total noninterest income$24,430,000229
Gross Fiduciary activities income$248,000593
Service charges on deposit accounts$5,635,000147
Trading account gains and fees$235,00095
Additional Noninterest Income$18,312,000203
Total noninterest expense$79,083,000180
Salaries and employee benefits$29,121,000240
Premises and equipment expense$9,658,000161
Additional noninterest expense$40,304,000139
Pre-tax net operating income$21,087,000329
Securities gains (losses)$01,906
Applicable income taxes$5,918,000329
Income before extraordinary items$15,169,000325
Extraordinary gains, net$011
Net income$15,169,000325
Minority interest net income$071
Net income of bank and minority interests.$15,169,000325
Net charge-offs$34,877,00049
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$15,169,000323
2017-03-31 (YTD Data)Rank
Total interest income$59,482,000172
Total interest expense$5,860,000175
Net interest income$53,622,000172
Provision for loan and lease losses$15,577,00052
Total noninterest income$11,919,000227
Gross Fiduciary activities income$141,000581
Service charges on deposit accounts$2,788,000148
Trading account gains and fees$12,000130
Additional Noninterest Income$8,978,000206
Total noninterest expense$39,222,000183
Salaries and employee benefits$14,678,000239
Premises and equipment expense$4,781,000161
Additional noninterest expense$19,763,000143
Pre-tax net operating income$10,742,000319
Securities gains (losses)$01,153
Applicable income taxes$3,241,000317
Income before extraordinary items$7,501,000320
Extraordinary gains, net$08
Net income$7,501,000320
Minority interest net income$055
Net income of bank and minority interests.$7,501,000320
Net charge-offs$13,347,00056
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$7,501,000311
2016-12-31 (YTD Data)Rank
Total interest income$240,470,000166
Total interest expense$24,133,000160
Net interest income$216,337,000165
Provision for loan and lease losses$69,351,00056
Total noninterest income$51,917,000216
Gross Fiduciary activities income$536,000583
Service charges on deposit accounts$12,542,000136
Trading account gains and fees$1,134,00076
Additional Noninterest Income$37,705,000200
Total noninterest expense$165,471,000177
Salaries and employee benefits$60,523,000223
Premises and equipment expense$21,606,000149
Additional noninterest expense$83,342,000140
Pre-tax net operating income$33,432,000346
Securities gains (losses)$03,212
Applicable income taxes$8,003,000391
Income before extraordinary items$25,429,000339
Extraordinary gains, net$05
Net income$25,429,000338
Minority interest net income$082
Net income of bank and minority interests.$25,429,000338
Net charge-offs$57,360,00058
Cash dividends$529,0002,900
Sale, conversion, retirement of capital stock, net$-75,000,0005,913
Net operating income$25,429,000335
2016-09-30 (YTD Data)Rank
Total interest income$180,979,000164
Total interest expense$17,968,000156
Net interest income$163,011,000162
Provision for loan and lease losses$47,239,00058
Total noninterest income$39,744,000211
Gross Fiduciary activities income$387,000586
Service charges on deposit accounts$9,551,000135
Trading account gains and fees$992,00074
Additional Noninterest Income$28,814,000197
Total noninterest expense$125,596,000174
Salaries and employee benefits$43,901,000226
Premises and equipment expense$15,870,000151
Additional noninterest expense$65,825,000133
Pre-tax net operating income$29,920,000298
Securities gains (losses)$03,160
Applicable income taxes$8,877,000307
Income before extraordinary items$21,043,000308
Extraordinary gains, net$05
Net income$21,043,000309
Minority interest net income$071
Net income of bank and minority interests.$21,043,000309
Net charge-offs$40,915,00055
Cash dividends$529,0002,315
Sale, conversion, retirement of capital stock, net$-75,000,0005,980
Net operating income$21,043,000301
2016-06-30 (YTD Data)Rank
Total interest income$121,131,000164
Total interest expense$11,950,000159
Net interest income$109,181,000164
Provision for loan and lease losses$31,917,00059
Total noninterest income$27,102,000203
Gross Fiduciary activities income$234,000613
Service charges on deposit accounts$6,425,000134
Trading account gains and fees$646,00068
Additional Noninterest Income$19,797,000188
Total noninterest expense$84,244,000171
Salaries and employee benefits$29,567,000220
Premises and equipment expense$10,798,000147
Additional noninterest expense$43,879,000133
Pre-tax net operating income$20,122,000296
Securities gains (losses)$02,835
Applicable income taxes$6,160,000288
Income before extraordinary items$13,962,000306
Extraordinary gains, net$016
Net income$13,962,000306
Minority interest net income$071
Net income of bank and minority interests.$13,962,000306
Net charge-offs$26,750,00054
Cash dividends$529,0001,908
Sale, conversion, retirement of capital stock, net$-75,000,0006,058
Net operating income$13,962,000302
2016-03-31 (YTD Data)Rank
Total interest income$61,311,000162
Total interest expense$5,953,000159
Net interest income$55,358,000162
Provision for loan and lease losses$15,799,00061
Total noninterest income$13,272,000201
Gross Fiduciary activities income$117,000614
Service charges on deposit accounts$3,252,000132
Trading account gains and fees$342,00074
Additional Noninterest Income$9,561,000186
Total noninterest expense$42,361,000172
Salaries and employee benefits$15,349,000215
Premises and equipment expense$5,374,000147
Additional noninterest expense$21,638,000130
Pre-tax net operating income$10,470,000281
Securities gains (losses)$02,077
Applicable income taxes$3,124,000287
Income before extraordinary items$7,346,000293
Extraordinary gains, net$012
Net income$7,346,000293
Minority interest net income$062
Net income of bank and minority interests.$7,346,000293
Net charge-offs$13,993,00054
Cash dividends$529,0001,155
Sale, conversion, retirement of capital stock, net$-75,000,0006,121
Net operating income$7,346,000289
2015-12-31 (YTD Data)Rank
Total interest income$250,093,000153
Total interest expense$23,878,000145
Net interest income$226,215,000151
Provision for loan and lease losses$64,542,00050
Total noninterest income$59,592,000189
Gross Fiduciary activities income$580,000568
Service charges on deposit accounts$13,829,000125
Trading account gains and fees$1,407,00070
Additional Noninterest Income$43,776,000169
Total noninterest expense$156,150,000178
Salaries and employee benefits$55,862,000222
Premises and equipment expense$20,783,000150
Additional noninterest expense$79,505,000137
Pre-tax net operating income$65,115,000209
Securities gains (losses)$03,216
Applicable income taxes$21,591,000205
Income before extraordinary items$43,524,000228
Extraordinary gains, net$023
Net income$43,524,000228
Minority interest net income$081
Net income of bank and minority interests.$43,524,000228
Net charge-offs$55,507,00051
Cash dividends$6,563,000531
Sale, conversion, retirement of capital stock, net$1,000794
Net operating income$43,524,000226
2015-09-30 (YTD Data)Rank
Total interest income$188,205,000153
Total interest expense$17,930,000139
Net interest income$170,275,000150
Provision for loan and lease losses$47,092,00047
Total noninterest income$44,596,000190
Gross Fiduciary activities income$481,000551
Service charges on deposit accounts$10,462,000129
Trading account gains and fees$1,142,00069
Additional Noninterest Income$32,511,000171
Total noninterest expense$118,831,000178
Salaries and employee benefits$41,610,000226
Premises and equipment expense$16,014,000146
Additional noninterest expense$61,207,000141
Pre-tax net operating income$48,948,000218
Securities gains (losses)$03,031
Applicable income taxes$17,544,000199
Income before extraordinary items$31,404,000239
Extraordinary gains, net$021
Net income$31,404,000238
Minority interest net income$078
Net income of bank and minority interests.$31,404,000239
Net charge-offs$40,494,00049
Cash dividends$4,922,000498
Sale, conversion, retirement of capital stock, net$1,000758
Net operating income$31,404,000238
2015-06-30 (YTD Data)Rank
Total interest income$125,311,000154
Total interest expense$11,764,000140
Net interest income$113,547,000148
Provision for loan and lease losses$31,012,00045
Total noninterest income$30,654,000189
Gross Fiduciary activities income$328,000556
Service charges on deposit accounts$7,070,000127
Trading account gains and fees$711,00074
Additional Noninterest Income$22,545,000171
Total noninterest expense$79,128,000178
Salaries and employee benefits$27,901,000231
Premises and equipment expense$10,652,000147
Additional noninterest expense$40,575,000140
Pre-tax net operating income$34,061,000214
Securities gains (losses)$02,636
Applicable income taxes$12,479,000197
Income before extraordinary items$21,582,000235
Extraordinary gains, net$022
Net income$21,582,000235
Minority interest net income$075
Net income of bank and minority interests.$21,582,000235
Net charge-offs$27,743,00048
Cash dividends$3,281,000471
Sale, conversion, retirement of capital stock, net$41,000494
Net operating income$21,582,000231
2015-03-31 (YTD Data)Rank
Total interest income$62,732,000151
Total interest expense$5,824,000140
Net interest income$56,908,000147
Provision for loan and lease losses$14,851,00045
Total noninterest income$14,132,000193
Gross Fiduciary activities income$155,000569
Service charges on deposit accounts$3,424,000127
Trading account gains and fees$144,00090
Additional Noninterest Income$10,409,000179
Total noninterest expense$40,919,000172
Salaries and employee benefits$14,252,000224
Premises and equipment expense$5,288,000151
Additional noninterest expense$21,379,000129
Pre-tax net operating income$15,270,000223
Securities gains (losses)$02,027
Applicable income taxes$5,254,000208
Income before extraordinary items$10,016,000237
Extraordinary gains, net$013
Net income$10,016,000236
Minority interest net income$064
Net income of bank and minority interests.$10,016,000237
Net charge-offs$13,237,00045
Cash dividends$1,641,000435
Sale, conversion, retirement of capital stock, net$10,000555
Net operating income$10,016,000235
2014-12-31 (YTD Data)Rank
Total interest income$262,189,000145
Total interest expense$26,755,000130
Net interest income$235,434,000143
Provision for loan and lease losses$45,890,00058
Total noninterest income$58,584,000180
Gross Fiduciary activities income$374,000670
Service charges on deposit accounts$13,076,000141
Trading account gains and fees$714,00081
Additional Noninterest Income$44,420,000154
Total noninterest expense$171,118,000159
Salaries and employee benefits$57,781,000201
Premises and equipment expense$23,436,000133
Additional noninterest expense$89,901,000130
Pre-tax net operating income$77,010,000181
Securities gains (losses)$-10,0006,040
Applicable income taxes$22,107,000192
Income before extraordinary items$54,893,000187
Extraordinary gains, net$017
Net income$54,893,000187
Minority interest net income$084
Net income of bank and minority interests.$54,893,000187
Net charge-offs$52,370,00050
Cash dividends$6,563,000475
Sale, conversion, retirement of capital stock, net$-735,0006,476
Net operating income$54,900,100187
2014-09-30 (YTD Data)Rank
Total interest income$198,246,000143
Total interest expense$20,660,000128
Net interest income$177,586,000141
Provision for loan and lease losses$41,682,00048
Total noninterest income$45,310,000172
Gross Fiduciary activities income$1,491,000339
Service charges on deposit accounts$9,421,000146
Trading account gains and fees$597,00078
Additional Noninterest Income$33,801,000151
Total noninterest expense$130,253,000152
Salaries and employee benefits$45,078,000190
Premises and equipment expense$17,654,000134
Additional noninterest expense$67,521,000129
Pre-tax net operating income$50,961,000196
Securities gains (losses)$-10,0006,157
Applicable income taxes$17,591,000182
Income before extraordinary items$33,360,000209
Extraordinary gains, net$015
Net income$33,360,000209
Minority interest net income$081
Net income of bank and minority interests.$33,360,000209
Net charge-offs$39,627,00051
Cash dividends$4,922,000462
Sale, conversion, retirement of capital stock, net$-117,0006,540
Net operating income$33,366,500209
2014-06-30 (YTD Data)Rank
Total interest income$133,284,000141
Total interest expense$14,434,000120
Net interest income$118,850,000140
Provision for loan and lease losses$27,267,00051
Total noninterest income$28,851,000174
Gross Fiduciary activities income$855,000365
Service charges on deposit accounts$5,926,000148
Trading account gains and fees$434,00076
Additional Noninterest Income$21,636,000154
Total noninterest expense$87,953,000151
Salaries and employee benefits$30,492,000188
Premises and equipment expense$11,940,000132
Additional noninterest expense$45,521,000131
Pre-tax net operating income$32,481,000200
Securities gains (losses)$-10,0006,291
Applicable income taxes$9,746,000198
Income before extraordinary items$22,725,000207
Extraordinary gains, net$020
Net income$22,725,000207
Minority interest net income$080
Net income of bank and minority interests.$22,725,000207
Net charge-offs$26,691,00050
Cash dividends$3,281,000445
Sale, conversion, retirement of capital stock, net$-116,0006,616
Net operating income$22,732,000205
2014-03-31 (YTD Data)Rank
Total interest income$67,121,000142
Total interest expense$7,521,000117
Net interest income$59,600,000141
Provision for loan and lease losses$17,531,00041
Total noninterest income$14,535,000168
Gross Fiduciary activities income$239,000478
Service charges on deposit accounts$2,433,000164
Trading account gains and fees$264,00075
Additional Noninterest Income$11,599,000143
Total noninterest expense$44,815,000150
Salaries and employee benefits$15,621,000186
Premises and equipment expense$6,115,000135
Additional noninterest expense$23,079,000125
Pre-tax net operating income$11,789,000230
Securities gains (losses)$-10,0006,435
Applicable income taxes$3,035,000257
Income before extraordinary items$8,744,000240
Extraordinary gains, net$016
Net income$8,744,000240
Minority interest net income$066
Net income of bank and minority interests.$8,744,000240
Net charge-offs$13,110,00054
Cash dividends$1,641,000387
Sale, conversion, retirement of capital stock, net$80,000274
Net operating income$8,751,400236
2013-12-31 (YTD Data)Rank
Total interest income$267,966,000143
Total interest expense$35,028,000113
Net interest income$232,938,000141
Provision for loan and lease losses$50,893,00056
Total noninterest income$77,844,000141
Gross Fiduciary activities income$1,402,000394
Service charges on deposit accounts$9,806,000168
Trading account gains and fees$1,286,00072
Additional Noninterest Income$65,350,000123
Total noninterest expense$191,426,000143
Salaries and employee benefits$66,802,000174
Premises and equipment expense$22,562,000130
Additional noninterest expense$102,062,000117
Pre-tax net operating income$68,463,000178
Securities gains (losses)$-6,800,0006,801
Applicable income taxes$12,048,000242
Income before extraordinary items$49,615,000192
Extraordinary gains, net$029
Net income$49,615,000193
Minority interest net income$090
Net income of bank and minority interests.$49,615,000192
Net charge-offs$59,918,00054
Cash dividends$6,563,000454
Sale, conversion, retirement of capital stock, net$4,182,00095
Net operating income$55,055,000178
2013-09-30 (YTD Data)Rank
Total interest income$199,848,000139
Total interest expense$27,047,000113
Net interest income$172,801,000141
Provision for loan and lease losses$35,935,00057
Total noninterest income$50,301,000163
Gross Fiduciary activities income$904,000415
Service charges on deposit accounts$7,352,000165
Trading account gains and fees$1,128,00071
Additional Noninterest Income$40,917,000142
Total noninterest expense$141,504,000141
Salaries and employee benefits$50,096,000171
Premises and equipment expense$16,751,000130
Additional noninterest expense$74,657,000117
Pre-tax net operating income$45,663,000205
Securities gains (losses)$-6,800,0006,885
Applicable income taxes$5,224,000373
Income before extraordinary items$33,639,000207
Extraordinary gains, net$025
Net income$33,639,000206
Minority interest net income$084
Net income of bank and minority interests.$33,639,000207
Net charge-offs$42,237,00060
Cash dividends$4,922,000421
Sale, conversion, retirement of capital stock, net$5,399,00058
Net operating income$39,555,000180
2013-06-30 (YTD Data)Rank
Total interest income$132,046,000139
Total interest expense$19,015,000113
Net interest income$113,031,000140
Provision for loan and lease losses$23,394,00061
Total noninterest income$35,778,000157
Gross Fiduciary activities income$627,000414
Service charges on deposit accounts$4,843,000164
Trading account gains and fees$948,00066
Additional Noninterest Income$29,360,000138
Total noninterest expense$95,421,000140
Salaries and employee benefits$34,610,000165
Premises and equipment expense$10,890,000131
Additional noninterest expense$49,921,000115
Pre-tax net operating income$29,994,000201
Securities gains (losses)$-4,036,0006,934
Applicable income taxes$117,0002,900
Income before extraordinary items$25,841,000179
Extraordinary gains, net$022
Net income$25,841,000179
Minority interest net income$082
Net income of bank and minority interests.$25,841,000179
Net charge-offs$29,514,00059
Cash dividends$3,281,000418
Sale, conversion, retirement of capital stock, net$5,297,00039
Net operating income$29,877,000160
2013-03-31 (YTD Data)Rank
Total interest income$66,829,000142
Total interest expense$10,592,000107
Net interest income$56,237,000143
Provision for loan and lease losses$11,151,00066
Total noninterest income$20,162,000145
Gross Fiduciary activities income$266,000451
Service charges on deposit accounts$2,372,000167
Trading account gains and fees$851,00054
Additional Noninterest Income$16,673,000126
Total noninterest expense$48,395,000140
Salaries and employee benefits$17,088,000167
Premises and equipment expense$5,340,000140
Additional noninterest expense$25,967,000109
Pre-tax net operating income$16,853,000189
Securities gains (losses)$01,966
Applicable income taxes$4,125,000214
Income before extraordinary items$12,728,000181
Extraordinary gains, net$010
Net income$12,728,000182
Minority interest net income$076
Net income of bank and minority interests.$12,728,000182
Net charge-offs$11,112,00072
Cash dividends$1,641,000355
Sale, conversion, retirement of capital stock, net$5,577,00014
Net operating income$12,728,000178
2012-12-31 (YTD Data)Rank
Total interest income$292,951,000133
Total interest expense$48,032,000108
Net interest income$244,919,000135
Provision for loan and lease losses$51,824,00078
Total noninterest income$55,277,000198
Gross Fiduciary activities income$1,134,000421
Service charges on deposit accounts$9,870,000167
Trading account gains and fees$1,388,00067
Additional Noninterest Income$42,885,000171
Total noninterest expense$189,149,000139
Salaries and employee benefits$69,246,000163
Premises and equipment expense$21,448,000127
Additional noninterest expense$98,455,000116
Pre-tax net operating income$59,223,000192
Securities gains (losses)$1,114,000466
Applicable income taxes$10,857,000262
Income before extraordinary items$49,480,000186
Extraordinary gains, net$029
Net income$49,480,000187
Minority interest net income$093
Net income of bank and minority interests.$49,480,000187
Net charge-offs$70,832,00067
Cash dividends$6,563,000453
Sale, conversion, retirement of capital stock, net$-662,0007,046
Net operating income$48,566,520188
2012-09-30 (YTD Data)Rank
Total interest income$220,500,000132
Total interest expense$36,032,000112
Net interest income$184,468,000135
Provision for loan and lease losses$38,070,00079
Total noninterest income$36,177,000225
Gross Fiduciary activities income$861,000415
Service charges on deposit accounts$7,406,000167
Trading account gains and fees$1,107,00065
Additional Noninterest Income$26,803,000201
Total noninterest expense$138,760,000141
Salaries and employee benefits$50,487,000168
Premises and equipment expense$15,994,000130
Additional noninterest expense$72,279,000118
Pre-tax net operating income$43,815,000195
Securities gains (losses)$420,000865
Applicable income taxes$11,143,000215
Income before extraordinary items$33,092,000202
Extraordinary gains, net$020
Net income$33,092,000202
Minority interest net income$086
Net income of bank and minority interests.$33,092,000202
Net charge-offs$49,711,00074
Cash dividends$4,922,000370
Sale, conversion, retirement of capital stock, net$-620,0007,150
Net operating income$32,777,000198
2012-06-30 (YTD Data)Rank
Total interest income$148,749,000130
Total interest expense$23,859,000112
Net interest income$124,890,000134
Provision for loan and lease losses$26,239,00080
Total noninterest income$22,436,000236
Gross Fiduciary activities income$566,000414
Service charges on deposit accounts$4,910,000167
Trading account gains and fees$765,00065
Additional Noninterest Income$16,195,000217
Total noninterest expense$93,456,000138
Salaries and employee benefits$34,726,000163
Premises and equipment expense$10,661,000131
Additional noninterest expense$48,069,000116
Pre-tax net operating income$27,631,000203
Securities gains (losses)$284,000897
Applicable income taxes$6,712,000230
Income before extraordinary items$21,203,000204
Extraordinary gains, net$019
Net income$21,203,000204
Minority interest net income$084
Net income of bank and minority interests.$21,203,000204
Net charge-offs$36,495,00070
Cash dividends$3,281,000358
Sale, conversion, retirement of capital stock, net$-271,0007,212
Net operating income$20,987,160197
2012-03-31 (YTD Data)Rank
Total interest income$74,760,000131
Total interest expense$12,514,000113
Net interest income$62,246,000135
Provision for loan and lease losses$16,476,00064
Total noninterest income$12,847,000205
Gross Fiduciary activities income$279,000423
Service charges on deposit accounts$2,429,000167
Trading account gains and fees$524,00062
Additional Noninterest Income$9,615,000172
Total noninterest expense$47,872,000135
Salaries and employee benefits$18,062,000154
Premises and equipment expense$5,202,000132
Additional noninterest expense$24,608,000115
Pre-tax net operating income$10,745,000229
Securities gains (losses)$4,0001,941
Applicable income taxes$2,627,000270
Income before extraordinary items$8,122,000233
Extraordinary gains, net$019
Net income$8,122,000234
Minority interest net income$078
Net income of bank and minority interests.$8,122,000234
Net charge-offs$21,966,00066
Cash dividends$1,641,000317
Sale, conversion, retirement of capital stock, net$304,000133
Net operating income$8,118,960225
2011-12-31 (YTD Data)Rank
Total interest income$304,827,000131
Total interest expense$49,502,000130
Net interest income$255,325,000132
Provision for loan and lease losses$70,777,00088
Total noninterest income$56,665,000167
Gross Fiduciary activities income$1,041,000390
Service charges on deposit accounts$10,194,000169
Trading account gains and fees$2,174,00067
Additional Noninterest Income$43,256,000159
Total noninterest expense$181,150,000133
Salaries and employee benefits$67,834,000154
Premises and equipment expense$21,996,000132
Additional noninterest expense$91,320,000123
Pre-tax net operating income$60,063,000165
Securities gains (losses)$4,463,000115
Applicable income taxes$23,404,000148
Income before extraordinary items$41,122,000182
Extraordinary gains, net$029
Net income$41,122,000184
Minority interest net income$096
Net income of bank and minority interests.$41,122,000183
Net charge-offs$105,733,00077
Cash dividends$6,563,000334
Sale, conversion, retirement of capital stock, net$-266,0007,318
Net operating income$38,265,680184
2011-09-30 (YTD Data)Rank
Total interest income$229,711,000131
Total interest expense$36,802,000134
Net interest income$192,909,000131
Provision for loan and lease losses$58,178,00079
Total noninterest income$42,243,000167
Gross Fiduciary activities income$765,000389
Service charges on deposit accounts$7,759,000163
Trading account gains and fees$1,055,00073
Additional Noninterest Income$32,664,000157
Total noninterest expense$135,537,000133
Salaries and employee benefits$50,639,000151
Premises and equipment expense$16,768,000131
Additional noninterest expense$68,130,000125
Pre-tax net operating income$41,437,000177
Securities gains (losses)$4,459,00098
Applicable income taxes$19,251,000143
Income before extraordinary items$26,645,000200
Extraordinary gains, net$021
Net income$26,645,000201
Minority interest net income$087
Net income of bank and minority interests.$26,645,000201
Net charge-offs$89,872,00072
Cash dividends$4,922,000302
Sale, conversion, retirement of capital stock, net$-46,0007,372
Net operating income$23,791,240210
2011-06-30 (YTD Data)Rank
Total interest income$155,194,000132
Total interest expense$25,496,000134
Net interest income$129,698,000129
Provision for loan and lease losses$46,863,00074
Total noninterest income$31,398,000159
Gross Fiduciary activities income$510,000394
Service charges on deposit accounts$5,184,000166
Trading account gains and fees$575,00074
Additional Noninterest Income$25,129,000148
Total noninterest expense$90,110,000135
Salaries and employee benefits$34,114,000154
Premises and equipment expense$11,254,000131
Additional noninterest expense$44,742,000131
Pre-tax net operating income$24,123,000193
Securities gains (losses)$9,0002,392
Applicable income taxes$18,879,000114
Income before extraordinary items$5,253,000517
Extraordinary gains, net$015
Net income$5,253,000516
Minority interest net income$089
Net income of bank and minority interests.$5,253,000517
Net charge-offs$54,560,00081
Cash dividends$3,281,000287
Sale, conversion, retirement of capital stock, net$-65,0007,467
Net operating income$5,247,240499
2011-03-31 (YTD Data)Rank
Total interest income$76,579,000136
Total interest expense$12,943,000136
Net interest income$63,636,000132
Provision for loan and lease losses$27,507,00072
Total noninterest income$13,199,000186
Gross Fiduciary activities income$261,000395
Service charges on deposit accounts$2,418,000181
Trading account gains and fees$263,00078
Additional Noninterest Income$10,257,000172
Total noninterest expense$46,567,000134
Salaries and employee benefits$17,007,000154
Premises and equipment expense$5,537,000136
Additional noninterest expense$24,023,000119
Pre-tax net operating income$2,761,000593
Securities gains (losses)$5,0001,451
Applicable income taxes$13,248,00095
Income before extraordinary items$-10,482,0007,541
Extraordinary gains, net$09
Net income$-10,482,0007,541
Minority interest net income$086
Net income of bank and minority interests.$-10,482,0007,541
Net charge-offs$36,786,00072
Cash dividends$1,641,000255
Sale, conversion, retirement of capital stock, net$350,000159
Net operating income$-10,485,2007,543
2010-12-31 (YTD Data)Rank
Total interest income$306,048,000140
Total interest expense$63,715,000140
Net interest income$242,333,000133
Provision for loan and lease losses$107,997,000104
Total noninterest income$50,675,000203
Gross Fiduciary activities income$1,091,000379
Service charges on deposit accounts$10,480,000166
Trading account gains and fees$1,281,00078
Additional Noninterest Income$37,823,000184
Total noninterest expense$183,995,000138
Salaries and employee benefits$64,743,000151
Premises and equipment expense$24,428,000124
Additional noninterest expense$94,824,000132
Pre-tax net operating income$1,016,0003,347
Securities gains (losses)$7,874,00080
Applicable income taxes$-5,293,0007,588
Income before extraordinary items$14,183,000325
Extraordinary gains, net$029
Net income$14,183,000325
Minority interest net income$0111
Net income of bank and minority interests.$14,183,000326
Net charge-offs$112,014,00095
Cash dividends$2,188,000757
Sale, conversion, retirement of capital stock, net$73,614,00021
Net operating income$6,309,000683
2010-09-30 (YTD Data)Rank
Total interest income$230,645,000139
Total interest expense$49,262,000141
Net interest income$181,383,000132
Provision for loan and lease losses$68,526,000119
Total noninterest income$37,063,000192
Gross Fiduciary activities income$829,000379
Service charges on deposit accounts$7,816,000168
Trading account gains and fees$60,000118
Additional Noninterest Income$28,358,000180
Total noninterest expense$137,007,000137
Salaries and employee benefits$47,967,000149
Premises and equipment expense$18,451,000120
Additional noninterest expense$70,589,000126
Pre-tax net operating income$12,913,000343
Securities gains (losses)$7,863,00066
Applicable income taxes$1,278,000851
Income before extraordinary items$19,498,000200
Extraordinary gains, net$023
Net income$19,498,000202
Minority interest net income$0110
Net income of bank and minority interests.$19,498,000202
Net charge-offs$81,091,00098
Cash dividends$638,0001,497
Sale, conversion, retirement of capital stock, net$75,126,00019
Net operating income$12,106,780289
2010-06-30 (YTD Data)Rank
Total interest income$156,297,000138
Total interest expense$32,926,000144
Net interest income$123,371,000127
Provision for loan and lease losses$40,925,000127
Total noninterest income$25,609,000185
Gross Fiduciary activities income$569,000371
Service charges on deposit accounts$5,469,000163
Trading account gains and fees$-354,0007,808
Additional Noninterest Income$19,925,000173
Total noninterest expense$89,650,000141
Salaries and employee benefits$32,366,000148
Premises and equipment expense$12,222,000124
Additional noninterest expense$45,062,000131
Pre-tax net operating income$18,405,000183
Securities gains (losses)$7,854,00046
Applicable income taxes$8,024,000146
Income before extraordinary items$18,235,000162
Extraordinary gains, net$019
Net income$18,235,000161
Minority interest net income$0105
Net income of bank and minority interests.$18,235,000162
Net charge-offs$47,566,000115
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$-196,0007,799
Net operating income$12,815,740195
2010-03-31 (YTD Data)Rank
Total interest income$79,190,000140
Total interest expense$16,446,000149
Net interest income$62,744,000127
Provision for loan and lease losses$15,415,000160
Total noninterest income$11,927,000203
Gross Fiduciary activities income$264,000391
Service charges on deposit accounts$2,752,000165
Trading account gains and fees$-455,0007,922
Additional Noninterest Income$9,366,000181
Total noninterest expense$43,583,000141
Salaries and employee benefits$15,703,000153
Premises and equipment expense$6,018,000126
Additional noninterest expense$21,862,000124
Pre-tax net operating income$15,673,000128
Securities gains (losses)$5,180,00040
Applicable income taxes$8,441,00087
Income before extraordinary items$12,412,000127
Extraordinary gains, net$016
Net income$12,412,000127
Minority interest net income$091
Net income of bank and minority interests.$12,412,000128
Net charge-offs$20,983,000131
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$315,000188
Net operating income$9,096,800149
2009-12-31 (YTD Data)Rank
Total interest income$368,085,000128
Total interest expense$120,070,000109
Net interest income$248,015,000124
Provision for loan and lease losses$96,381,000154
Total noninterest income$58,682,000177
Gross Fiduciary activities income$1,062,000371
Service charges on deposit accounts$12,403,000156
Trading account gains and fees$2,663,00073
Additional Noninterest Income$42,554,000175
Total noninterest expense$193,125,000139
Salaries and employee benefits$63,474,000144
Premises and equipment expense$24,171,000125
Additional noninterest expense$105,480,000124
Pre-tax net operating income$17,191,000249
Securities gains (losses)$12,659,00060
Applicable income taxes$5,647,000245
Income before extraordinary items$24,203,000158
Extraordinary gains, net$034
Net income$24,203,000158
Minority interest net income$0115
Net income of bank and minority interests.$24,203,000158
Net charge-offs$96,396,000126
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$1,123,000413
Net operating income$13,949,210239
2009-09-30 (YTD Data)Rank
Total interest income$286,274,000126
Total interest expense$100,343,000109
Net interest income$185,931,000126
Provision for loan and lease losses$72,223,000162
Total noninterest income$42,568,000185
Gross Fiduciary activities income$794,000370
Service charges on deposit accounts$9,458,000154
Trading account gains and fees$2,042,00082
Additional Noninterest Income$30,274,000181
Total noninterest expense$146,705,000141
Salaries and employee benefits$47,163,000152
Premises and equipment expense$18,163,000129
Additional noninterest expense$81,379,000123
Pre-tax net operating income$9,571,000346
Securities gains (losses)$12,632,00055
Applicable income taxes$3,025,000328
Income before extraordinary items$19,178,000162
Extraordinary gains, net$027
Net income$19,178,000162
Minority interest net income$0118
Net income of bank and minority interests.$19,178,000162
Net charge-offs$69,312,000132
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$1,136,000336
Net operating income$8,314,480304
2009-06-30 (YTD Data)Rank
Total interest income$195,686,000129
Total interest expense$72,755,000113
Net interest income$122,931,000127
Provision for loan and lease losses$43,336,000175
Total noninterest income$29,221,000186
Gross Fiduciary activities income$538,000375
Service charges on deposit accounts$6,455,000148
Trading account gains and fees$2,009,00071
Additional Noninterest Income$20,219,000183
Total noninterest expense$104,827,000141
Salaries and employee benefits$31,743,000158
Premises and equipment expense$12,015,000133
Additional noninterest expense$61,069,000124
Pre-tax net operating income$3,989,000561
Securities gains (losses)$9,289,00061
Applicable income taxes$3,924,000208
Income before extraordinary items$9,354,000199
Extraordinary gains, net$021
Net income$9,354,000199
Minority interest net income$0112
Net income of bank and minority interests.$9,354,000199
Net charge-offs$42,951,000135
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$703,000315
Net operating income$2,851,700622
2009-03-31 (YTD Data)Rank
Total interest income$102,468,000125
Total interest expense$41,444,000109
Net interest income$61,024,000123
Provision for loan and lease losses$25,500,000145
Total noninterest income$14,315,000179
Gross Fiduciary activities income$272,000369
Service charges on deposit accounts$3,335,000141
Trading account gains and fees$976,00068
Additional Noninterest Income$9,732,000175
Total noninterest expense$57,519,000131
Salaries and employee benefits$16,123,000158
Premises and equipment expense$6,276,000133
Additional noninterest expense$35,120,000107
Pre-tax net operating income$-7,680,0008,088
Securities gains (losses)$9,259,00032
Applicable income taxes$-588,0007,909
Income before extraordinary items$2,167,000446
Extraordinary gains, net$015
Net income$2,167,000447
Minority interest net income$0102
Net income of bank and minority interests.$2,167,000448
Net charge-offs$23,227,000116
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$594,000191
Net operating income$-7,092,0008,094
2008-12-31 (YTD Data)Rank
Total interest income$479,166,000115
Total interest expense$226,302,000101
Net interest income$252,864,000123
Provision for loan and lease losses$119,088,000104
Total noninterest income$44,655,000201
Gross Fiduciary activities income$1,520,000315
Service charges on deposit accounts$11,577,000172
Trading account gains and fees$1,211,00067
Additional Noninterest Income$30,347,000179
Total noninterest expense$220,473,000134
Salaries and employee benefits$67,883,000147
Premises and equipment expense$26,385,000115
Additional noninterest expense$126,205,000121
Pre-tax net operating income$-42,042,0008,184
Securities gains (losses)$14,054,00037
Applicable income taxes$-19,388,0008,225
Income before extraordinary items$-8,600,0007,968
Extraordinary gains, net$039
Net income$-8,600,0007,968
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,441,00082
Cash dividends$57,010,00082
Sale, conversion, retirement of capital stock, net$67,463,00027
Net operating income$-17,594,5608,100
2008-09-30 (YTD Data)Rank
Total interest income$366,406,000118
Total interest expense$176,898,000104
Net interest income$189,508,000132
Provision for loan and lease losses$80,075,000106
Total noninterest income$32,626,000215
Gross Fiduciary activities income$1,201,000309
Service charges on deposit accounts$8,965,000169
Trading account gains and fees$1,234,00065
Additional Noninterest Income$21,226,000201
Total noninterest expense$171,459,000126
Salaries and employee benefits$50,282,000155
Premises and equipment expense$19,852,000122
Additional noninterest expense$101,325,000104
Pre-tax net operating income$-29,400,0008,310
Securities gains (losses)$14,034,00034
Applicable income taxes$-13,037,0008,318
Income before extraordinary items$-2,329,0007,922
Extraordinary gains, net$031
Net income$-2,329,0007,921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,797,00085
Cash dividends$57,010,00062
Sale, conversion, retirement of capital stock, net$47,035,00016
Net operating income$-11,310,7608,254
2008-06-30 (YTD Data)Rank
Total interest income$248,572,000121
Total interest expense$124,012,000107
Net interest income$124,560,000130
Provision for loan and lease losses$47,575,000107
Total noninterest income$21,553,000221
Gross Fiduciary activities income$800,000320
Service charges on deposit accounts$6,199,000162
Trading account gains and fees$1,073,00065
Additional Noninterest Income$13,481,000224
Total noninterest expense$95,739,000142
Salaries and employee benefits$32,729,000164
Premises and equipment expense$13,199,000122
Additional noninterest expense$49,811,000124
Pre-tax net operating income$2,799,0001,261
Securities gains (losses)$11,706,00035
Applicable income taxes$1,371,000714
Income before extraordinary items$13,134,000235
Extraordinary gains, net$021
Net income$13,134,000234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,949,00079
Cash dividends$57,010,00047
Sale, conversion, retirement of capital stock, net$46,745,0008
Net operating income$2,481,5401,090
2008-03-31 (YTD Data)Rank
Total interest income$125,702,000125
Total interest expense$64,660,000113
Net interest income$61,042,000128
Provision for loan and lease losses$22,675,000106
Total noninterest income$11,308,000218
Gross Fiduciary activities income$366,000335
Service charges on deposit accounts$3,204,000153
Trading account gains and fees$442,00071
Additional Noninterest Income$7,296,000213
Total noninterest expense$46,635,000142
Salaries and employee benefits$15,810,000171
Premises and equipment expense$6,645,000126
Additional noninterest expense$24,180,000119
Pre-tax net operating income$3,040,000643
Securities gains (losses)$11,535,00031
Applicable income taxes$2,272,000305
Income before extraordinary items$12,303,000162
Extraordinary gains, net$015
Net income$12,303,000162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,526,00060
Cash dividends$54,036,00031
Sale, conversion, retirement of capital stock, net$45,485,0004
Net operating income$2,613,600550
2007-12-31 (YTD Data)Rank
Total interest income$534,296,000125
Total interest expense$311,305,000108
Net interest income$222,991,000134
Provision for loan and lease losses$77,350,00074
Total noninterest income$64,255,000164
Gross Fiduciary activities income$1,868,000291
Service charges on deposit accounts$12,241,000159
Trading account gains and fees$707,00076
Additional Noninterest Income$49,439,000155
Total noninterest expense$201,935,000130
Salaries and employee benefits$78,462,000139
Premises and equipment expense$24,595,000122
Additional noninterest expense$98,878,000112
Pre-tax net operating income$7,961,0001,054
Securities gains (losses)$3,170,00085
Applicable income taxes$-5,797,0008,499
Income before extraordinary items$16,928,000409
Extraordinary gains, net$039
Net income$16,928,000406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,716,00075
Cash dividends$20,393,000242
Sale, conversion, retirement of capital stock, net$2,327,000345
Net operating income$13,758,000480
2007-09-30 (YTD Data)Rank
Total interest income$399,518,000123
Total interest expense$232,903,000106
Net interest income$166,615,000132
Provision for loan and lease losses$48,850,00063
Total noninterest income$38,395,000194
Gross Fiduciary activities income$1,464,000277
Service charges on deposit accounts$8,986,000162
Trading account gains and fees$533,00080
Additional Noninterest Income$27,412,000175
Total noninterest expense$147,591,000133
Salaries and employee benefits$57,059,000143
Premises and equipment expense$18,400,000126
Additional noninterest expense$72,132,000109
Pre-tax net operating income$8,569,000806
Securities gains (losses)$284,000319
Applicable income taxes$-3,315,0008,539
Income before extraordinary items$12,168,000456
Extraordinary gains, net$033
Net income$12,168,000454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,277,00069
Cash dividends$15,295,000244
Sale, conversion, retirement of capital stock, net$2,329,000256
Net operating income$11,884,000455
2007-06-30 (YTD Data)Rank
Total interest income$263,783,000136
Total interest expense$151,184,000120
Net interest income$112,599,000142
Provision for loan and lease losses$18,800,00079
Total noninterest income$26,968,000198
Gross Fiduciary activities income$958,000286
Service charges on deposit accounts$5,899,000170
Trading account gains and fees$499,00077
Additional Noninterest Income$19,612,000181
Total noninterest expense$98,792,000144
Salaries and employee benefits$39,451,000149
Premises and equipment expense$12,129,000137
Additional noninterest expense$47,212,000120
Pre-tax net operating income$21,975,000296
Securities gains (losses)$294,000259
Applicable income taxes$6,389,000321
Income before extraordinary items$15,880,000293
Extraordinary gains, net$029
Net income$15,880,000292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,353,00077
Cash dividends$10,196,000248
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$15,671,260293
2007-03-31 (YTD Data)Rank
Total interest income$130,449,000133
Total interest expense$74,262,000119
Net interest income$56,187,000140
Provision for loan and lease losses$7,500,00082
Total noninterest income$14,851,000180
Gross Fiduciary activities income$422,000312
Service charges on deposit accounts$2,934,000163
Trading account gains and fees$379,00079
Additional Noninterest Income$11,116,000163
Total noninterest expense$49,013,000143
Salaries and employee benefits$19,397,000151
Premises and equipment expense$5,984,000139
Additional noninterest expense$23,632,000116
Pre-tax net operating income$14,525,000237
Securities gains (losses)$207,000197
Applicable income taxes$4,823,000239
Income before extraordinary items$9,909,000237
Extraordinary gains, net$022
Net income$9,909,000235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,742,00073
Cash dividends$5,098,000239
Sale, conversion, retirement of capital stock, net$0885
Net operating income$9,770,310237
2006-12-31 (YTD Data)Rank
Total interest income$496,454,000129
Total interest expense$280,298,000110
Net interest income$216,156,000140
Provision for loan and lease losses$22,375,00082
Total noninterest income$51,385,000193
Gross Fiduciary activities income$2,874,000212
Service charges on deposit accounts$12,253,000152
Trading account gains and fees$-216,0008,666
Additional Noninterest Income$36,474,000181
Total noninterest expense$195,302,000136
Salaries and employee benefits$81,006,000138
Premises and equipment expense$24,984,000125
Additional noninterest expense$89,312,000119
Pre-tax net operating income$49,864,000278
Securities gains (losses)$643,000227
Applicable income taxes$13,690,000313
Income before extraordinary items$36,817,000261
Extraordinary gains, net$051
Net income$36,817,000260
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,635,00074
Cash dividends$20,393,000233
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$36,347,610263
2006-09-30 (YTD Data)Rank
Total interest income$366,593,000138
Total interest expense$203,963,000117
Net interest income$162,630,000148
Provision for loan and lease losses$16,400,00088
Total noninterest income$35,716,000215
Gross Fiduciary activities income$2,138,000222
Service charges on deposit accounts$9,246,000155
Trading account gains and fees$-263,0008,733
Additional Noninterest Income$24,595,000201
Total noninterest expense$145,287,000146
Salaries and employee benefits$62,472,000143
Premises and equipment expense$18,601,000130
Additional noninterest expense$64,214,000134
Pre-tax net operating income$36,659,000301
Securities gains (losses)$622,000194
Applicable income taxes$10,018,000335
Income before extraordinary items$27,263,000279
Extraordinary gains, net$045
Net income$27,263,000279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,981,00077
Cash dividends$15,295,000233
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$26,808,940282
2006-06-30 (YTD Data)Rank
Total interest income$240,460,000139
Total interest expense$130,919,000118
Net interest income$109,541,000150
Provision for loan and lease losses$10,400,00090
Total noninterest income$21,034,000237
Gross Fiduciary activities income$1,377,000230
Service charges on deposit accounts$6,114,000160
Trading account gains and fees$319,00076
Additional Noninterest Income$13,224,000233
Total noninterest expense$91,775,000152
Salaries and employee benefits$37,853,000157
Premises and equipment expense$12,331,000131
Additional noninterest expense$41,591,000138
Pre-tax net operating income$28,400,000267
Securities gains (losses)$557,000152
Applicable income taxes$10,264,000254
Income before extraordinary items$18,693,000278
Extraordinary gains, net$039
Net income$18,693,000278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,941,00080
Cash dividends$10,196,000217
Sale, conversion, retirement of capital stock, net$0887
Net operating income$18,330,950279
2006-03-31 (YTD Data)Rank
Total interest income$118,724,000137
Total interest expense$63,002,000118
Net interest income$55,722,000151
Provision for loan and lease losses$4,500,00092
Total noninterest income$10,304,000242
Gross Fiduciary activities income$672,000235
Service charges on deposit accounts$3,018,000158
Trading account gains and fees$125,00078
Additional Noninterest Income$6,489,000238
Total noninterest expense$45,218,000155
Salaries and employee benefits$18,828,000158
Premises and equipment expense$6,070,000137
Additional noninterest expense$20,320,000137
Pre-tax net operating income$16,308,000237
Securities gains (losses)$5,000692
Applicable income taxes$5,731,000226
Income before extraordinary items$10,582,000246
Extraordinary gains, net$021
Net income$10,582,000246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,443,000105
Cash dividends$5,098,000198
Sale, conversion, retirement of capital stock, net$0648
Net operating income$10,578,750244
2005-12-31 (YTD Data)Rank
Total interest income$426,399,000131
Total interest expense$206,116,000110
Net interest income$220,283,000145
Provision for loan and lease losses$20,400,00093
Total noninterest income$64,719,000188
Gross Fiduciary activities income$2,896,000211
Service charges on deposit accounts$12,883,000152
Trading account gains and fees$-442,0008,821
Additional Noninterest Income$49,382,000167
Total noninterest expense$189,695,000147
Salaries and employee benefits$79,208,000144
Premises and equipment expense$23,672,000138
Additional noninterest expense$86,815,000129
Pre-tax net operating income$74,907,000212
Securities gains (losses)$18,116,00033
Applicable income taxes$21,913,000220
Income before extraordinary items$71,110,000172
Extraordinary gains, net$046
Net income$71,110,000172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,735,00086
Cash dividends$20,393,000233
Sale, conversion, retirement of capital stock, net$0934
Net operating income$57,341,840199
2005-09-30 (YTD Data)Rank
Total interest income$312,428,000131
Total interest expense$147,082,000110
Net interest income$165,346,000144
Provision for loan and lease losses$15,400,00093
Total noninterest income$47,073,000197
Gross Fiduciary activities income$2,307,000203
Service charges on deposit accounts$9,488,000152
Trading account gains and fees$-531,0008,848
Additional Noninterest Income$35,809,000176
Total noninterest expense$143,098,000147
Salaries and employee benefits$59,676,000146
Premises and equipment expense$17,540,000141
Additional noninterest expense$65,882,000131
Pre-tax net operating income$53,921,000218
Securities gains (losses)$18,110,00028
Applicable income taxes$15,236,000248
Income before extraordinary items$56,795,000171
Extraordinary gains, net$035
Net income$56,795,000171
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,525,00082
Cash dividends$15,295,000218
Sale, conversion, retirement of capital stock, net$0769
Net operating income$42,488,100201
2005-06-30 (YTD Data)Rank
Total interest income$202,276,000131
Total interest expense$92,806,000111
Net interest income$109,470,000144
Provision for loan and lease losses$10,750,00084
Total noninterest income$34,286,000185
Gross Fiduciary activities income$1,729,000190
Service charges on deposit accounts$6,155,000148
Trading account gains and fees$-701,0008,855
Additional Noninterest Income$27,103,000162
Total noninterest expense$97,896,000146
Salaries and employee benefits$42,213,000141
Premises and equipment expense$11,562,000140
Additional noninterest expense$44,121,000130
Pre-tax net operating income$35,110,000223
Securities gains (losses)$17,595,00026
Applicable income taxes$11,686,000219
Income before extraordinary items$41,019,000161
Extraordinary gains, net$030
Net income$41,019,000161
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,304,00078
Cash dividends$10,196,000196
Sale, conversion, retirement of capital stock, net$0643
Net operating income$27,294,900202
2005-03-31 (YTD Data)Rank
Total interest income$100,365,000129
Total interest expense$44,542,000112
Net interest income$55,823,000142
Provision for loan and lease losses$6,700,00075
Total noninterest income$16,264,000194
Gross Fiduciary activities income$748,000207
Service charges on deposit accounts$3,005,000148
Trading account gains and fees$-198,0008,916
Additional Noninterest Income$12,709,000174
Total noninterest expense$53,343,000139
Salaries and employee benefits$20,881,000149
Premises and equipment expense$6,146,000137
Additional noninterest expense$26,316,000118
Pre-tax net operating income$12,044,000276
Securities gains (losses)$17,187,00017
Applicable income taxes$5,405,000230
Income before extraordinary items$23,826,000150
Extraordinary gains, net$024
Net income$23,826,000151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,672,00084
Cash dividends$6,798,000145
Sale, conversion, retirement of capital stock, net$0491
Net operating income$9,732,660247
2004-12-31 (YTD Data)Rank
Total interest income$358,586,000133
Total interest expense$138,984,000110
Net interest income$219,602,000139
Provision for loan and lease losses$26,270,00091
Total noninterest income$52,243,000215
Gross Fiduciary activities income$2,922,000209
Service charges on deposit accounts$12,776,000153
Trading account gains and fees$-1,167,0008,966
Additional Noninterest Income$37,712,000200
Total noninterest expense$180,810,000155
Salaries and employee benefits$80,651,000141
Premises and equipment expense$23,824,000134
Additional noninterest expense$76,334,000145
Pre-tax net operating income$64,765,000222
Securities gains (losses)$12,362,00056
Applicable income taxes$588,0003,063
Income before extraordinary items$76,539,000156
Extraordinary gains, net$034
Net income$76,539,000157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,787,00092
Cash dividends$14,445,000270
Sale, conversion, retirement of capital stock, net$0872
Net operating income$64,300,620167
2004-09-30 (YTD Data)Rank
Total interest income$263,297,000137
Total interest expense$99,709,000112
Net interest income$163,588,000142
Provision for loan and lease losses$21,770,00090
Total noninterest income$36,665,000231
Gross Fiduciary activities income$2,204,000211
Service charges on deposit accounts$9,611,000156
Trading account gains and fees$-803,0009,012
Additional Noninterest Income$25,653,000220
Total noninterest expense$135,417,000157
Salaries and employee benefits$61,113,000144
Premises and equipment expense$17,897,000137
Additional noninterest expense$56,407,000149
Pre-tax net operating income$43,066,000242
Securities gains (losses)$12,324,00052
Applicable income taxes$-1,541,0009,006
Income before extraordinary items$56,931,000157
Extraordinary gains, net$026
Net income$56,931,000158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,734,00096
Cash dividends$9,772,000282
Sale, conversion, retirement of capital stock, net$0738
Net operating income$44,607,000175
2004-06-30 (YTD Data)Rank
Total interest income$171,202,000141
Total interest expense$63,656,000115
Net interest income$107,546,000144
Provision for loan and lease losses$14,750,00095
Total noninterest income$23,746,000237
Gross Fiduciary activities income$1,465,000211
Service charges on deposit accounts$6,441,000151
Trading account gains and fees$-528,0009,061
Additional Noninterest Income$16,368,000227
Total noninterest expense$90,462,000155
Salaries and employee benefits$41,202,000140
Premises and equipment expense$12,269,000138
Additional noninterest expense$36,991,000147
Pre-tax net operating income$26,080,000254
Securities gains (losses)$9,702,00045
Applicable income taxes$-1,426,0009,061
Income before extraordinary items$37,208,000160
Extraordinary gains, net$021
Net income$37,208,000161
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,386,00085
Cash dividends$4,673,000353
Sale, conversion, retirement of capital stock, net$0638
Net operating income$27,506,000182
2004-03-31 (YTD Data)Rank
Total interest income$85,501,000138
Total interest expense$31,505,000118
Net interest income$53,996,000141
Provision for loan and lease losses$8,750,00085
Total noninterest income$13,821,000206
Gross Fiduciary activities income$574,000245
Service charges on deposit accounts$3,268,000150
Trading account gains and fees$171,00070
Additional Noninterest Income$9,808,000204
Total noninterest expense$44,837,000156
Salaries and employee benefits$20,380,000145
Premises and equipment expense$6,003,000138
Additional noninterest expense$18,454,000144
Pre-tax net operating income$14,230,000233
Securities gains (losses)$9,603,00042
Applicable income taxes$472,0001,356
Income before extraordinary items$23,361,000139
Extraordinary gains, net$016
Net income$23,361,000140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,520,000102
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$13,950,060179
2003-12-31 (YTD Data)Rank
Total interest income$324,427,000141
Total interest expense$131,684,000122
Net interest income$192,743,000148
Provision for loan and lease losses$49,745,00080
Total noninterest income$56,742,000219
Gross Fiduciary activities income$2,655,000216
Service charges on deposit accounts$14,018,000149
Trading account gains and fees$533,00093
Additional Noninterest Income$39,536,000215
Total noninterest expense$189,044,000149
Salaries and employee benefits$75,220,000150
Premises and equipment expense$26,213,000133
Additional noninterest expense$87,611,000134
Pre-tax net operating income$10,696,000807
Securities gains (losses)$11,679,000101
Applicable income taxes$-7,126,0009,175
Income before extraordinary items$29,501,000283
Extraordinary gains, net$054
Net income$29,501,000284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,129,00092
Cash dividends$31,695,000167
Sale, conversion, retirement of capital stock, net$-67,861,0009,181
Net operating income$17,822,000394
2003-09-30 (YTD Data)Rank
Total interest income$238,762,000144
Total interest expense$100,348,000125
Net interest income$138,414,000159
Provision for loan and lease losses$34,745,00092
Total noninterest income$42,802,000221
Gross Fiduciary activities income$2,096,000219
Service charges on deposit accounts$10,635,000153
Trading account gains and fees$447,00092
Additional Noninterest Income$29,624,000219
Total noninterest expense$140,882,000151
Salaries and employee benefits$55,883,000152
Premises and equipment expense$19,374,000132
Additional noninterest expense$65,625,000137
Pre-tax net operating income$5,589,0001,155
Securities gains (losses)$10,626,00098
Applicable income taxes$-17,0008,946
Income before extraordinary items$16,232,000380
Extraordinary gains, net$040
Net income$16,232,000381
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,277,00092
Cash dividends$25,943,000158
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,606,000832
2003-06-30 (YTD Data)Rank
Total interest income$157,553,000145
Total interest expense$67,945,000124
Net interest income$89,608,000163
Provision for loan and lease losses$25,780,00083
Total noninterest income$27,372,000224
Gross Fiduciary activities income$1,459,000221
Service charges on deposit accounts$7,135,000153
Trading account gains and fees$112,000109
Additional Noninterest Income$18,666,000220
Total noninterest expense$93,665,000154
Salaries and employee benefits$37,525,000155
Premises and equipment expense$12,173,000137
Additional noninterest expense$43,967,000133
Pre-tax net operating income$-2,465,0009,228
Securities gains (losses)$10,491,00078
Applicable income taxes$-114,0009,150
Income before extraordinary items$8,140,000467
Extraordinary gains, net$030
Net income$8,140,000467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,751,00088
Cash dividends$15,879,000154
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-2,351,0009,223
2003-03-31 (YTD Data)Rank
Total interest income$78,633,000149
Total interest expense$35,147,000124
Net interest income$43,486,000169
Provision for loan and lease losses$12,065,00090
Total noninterest income$11,895,000238
Gross Fiduciary activities income$853,000206
Service charges on deposit accounts$3,561,000155
Trading account gains and fees$15,000114
Additional Noninterest Income$7,466,000249
Total noninterest expense$46,138,000150
Salaries and employee benefits$18,748,000157
Premises and equipment expense$6,057,000140
Additional noninterest expense$21,333,000130
Pre-tax net operating income$-2,822,0009,296
Securities gains (losses)$4,840,00079
Applicable income taxes$-955,0009,293
Income before extraordinary items$2,973,000593
Extraordinary gains, net$021
Net income$2,973,000591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,054,00090
Cash dividends$5,815,000169
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-1,867,0009,278
2002-12-31 (YTD Data)Rank
Total interest income$363,257,000143
Total interest expense$158,652,000125
Net interest income$204,605,000149
Provision for loan and lease losses$63,630,00087
Total noninterest income$49,790,000227
Gross Fiduciary activities income$2,493,000249
Service charges on deposit accounts$15,424,000147
Trading account gains and fees$1,026,00067
Additional Noninterest Income$30,847,000234
Total noninterest expense$183,450,000150
Salaries and employee benefits$74,613,000148
Premises and equipment expense$26,950,000129
Additional noninterest expense$81,887,000143
Pre-tax net operating income$7,315,0001,149
Securities gains (losses)$12,896,00086
Applicable income taxes$-428,0009,229
Income before extraordinary items$20,639,000365
Extraordinary gains, net$070
Net income$20,639,000364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,531,00086
Cash dividends$33,032,000167
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,743,000787
2001-12-31 (YTD Data)Rank
Total interest income$480,128,000129
Total interest expense$238,144,000123
Net interest income$241,984,000134
Provision for loan and lease losses$65,430,00089
Total noninterest income$48,512,000234
Gross Fiduciary activities income$2,350,000268
Service charges on deposit accounts$16,835,000126
Trading account gains and fees$-302,0009,583
Additional Noninterest Income$29,629,000249
Total noninterest expense$180,028,000153
Salaries and employee benefits$70,489,000145
Premises and equipment expense$29,216,000115
Additional noninterest expense$80,323,000157
Pre-tax net operating income$45,038,000239
Securities gains (losses)$18,956,00054
Applicable income taxes$8,023,000387
Income before extraordinary items$55,971,000172
Extraordinary gains, net$-8,246,0009,602
Net income$47,725,000192
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,099,00083
Cash dividends$18,587,000246
Sale, conversion, retirement of capital stock, net$0922
Net operating income$39,479,280203
2000-12-31 (YTD Data)Rank
Total interest income$610,930,000116
Total interest expense$365,645,000107
Net interest income$245,285,000128
Provision for loan and lease losses$37,000,000106
Total noninterest income$59,997,000207
Gross Fiduciary activities income$2,044,000282
Service charges on deposit accounts$18,870,000121
Trading account gains and fees$-38,0004,502
Additional Noninterest Income$39,121,000192
Total noninterest expense$173,234,000158
Salaries and employee benefits$68,390,000149
Premises and equipment expense$31,611,000114
Additional noninterest expense$73,233,000168
Pre-tax net operating income$95,048,000162
Securities gains (losses)$-3,816,0009,828
Applicable income taxes$14,486,000265
Income before extraordinary items$76,746,000135
Extraordinary gains, net$038
Net income$76,746,000134
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,674,00087
Cash dividends$87,414,00097
Sale, conversion, retirement of capital stock, net$0969
Net operating income$79,951,440131
1999-12-31 (YTD Data)Rank
Total interest income$558,562,000108
Total interest expense$305,801,00098
Net interest income$252,761,000122
Provision for loan and lease losses$26,375,000121
Total noninterest income$45,145,000243
Gross Fiduciary activities income$2,596,000282
Service charges on deposit accounts$15,959,000137
Trading account gains and fees$3,000161
Additional Noninterest Income$26,587,000255
Total noninterest expense$171,029,000158
Salaries and employee benefits$69,092,000149
Premises and equipment expense$30,802,000117
Additional noninterest expense$71,135,000163
Pre-tax net operating income$100,502,000162
Securities gains (losses)$328,000427
Applicable income taxes$20,361,000225
Income before extraordinary items$80,469,000145
Extraordinary gains, net$035
Net income$80,469,000146
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,632,000122
Cash dividends$21,562,000242
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$80,206,600143
1998-12-31 (YTD Data)Rank
Total interest income$480,394,000122
Total interest expense$249,993,000114
Net interest income$230,401,000131
Provision for loan and lease losses$28,750,000112
Total noninterest income$52,052,000229
Gross Fiduciary activities income$1,868,000333
Service charges on deposit accounts$15,364,000131
Trading account gains and fees$4,000207
Additional Noninterest Income$34,816,000212
Total noninterest expense$165,835,000167
Salaries and employee benefits$68,702,000143
Premises and equipment expense$32,123,000112
Additional noninterest expense$65,010,000183
Pre-tax net operating income$87,868,000171
Securities gains (losses)$2,074,000224
Applicable income taxes$19,630,000222
Income before extraordinary items$70,312,000155
Extraordinary gains, net$032
Net income$70,312,000156
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,720,000106
Cash dividends$77,553,000106
Sale, conversion, retirement of capital stock, net$10,044,00096
Net operating income$68,694,280144
1997-12-31 (YTD Data)Rank
Total interest income$420,942,000143
Total interest expense$210,542,000136
Net interest income$210,400,000143
Provision for loan and lease losses$4,850,000327
Total noninterest income$45,923,000230
Gross Fiduciary activities income$1,208,000417
Service charges on deposit accounts$14,472,000138
Trading account gains and fees$-4,0004,464
Additional Noninterest Income$30,247,000214
Total noninterest expense$163,642,000163
Salaries and employee benefits$67,938,000141
Premises and equipment expense$31,490,000107
Additional noninterest expense$64,214,000176
Pre-tax net operating income$87,831,000165
Securities gains (losses)$2,971,000133
Applicable income taxes$23,144,000205
Income before extraordinary items$67,658,000149
Extraordinary gains, net$044
Net income$67,658,000149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,827,000158
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$-126,00010,783
Net operating income$65,429,750146
1996-12-31 (YTD Data)Rank
Total interest income$350,720,000176
Total interest expense$167,697,000174
Net interest income$183,023,000172
Provision for loan and lease losses$9,150,000216
Total noninterest income$34,809,000284
Gross Fiduciary activities income$988,000508
Service charges on deposit accounts$11,678,000180
Trading account gains and fees$-205,0004,692
Additional Noninterest Income$22,348,000275
Total noninterest expense$154,027,000181
Salaries and employee benefits$65,942,000157
Premises and equipment expense$30,946,000111
Additional noninterest expense$57,139,000217
Pre-tax net operating income$54,655,000234
Securities gains (losses)$1,184,000227
Applicable income taxes$10,506,000350
Income before extraordinary items$45,333,000205
Extraordinary gains, net$053
Net income$45,333,000205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,125,000124
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$-256,00011,381
Net operating income$44,373,960207
1995-12-31 (YTD Data)Rank
Total interest income$339,164,000185
Total interest expense$176,581,000174
Net interest income$162,583,000193
Provision for loan and lease losses$6,900,000254
Total noninterest income$37,172,000280
Gross Fiduciary activities income$752,000611
Service charges on deposit accounts$10,254,000216
Trading account gains and fees$4,593,00062
Additional Noninterest Income$21,573,000261
Total noninterest expense$135,313,000195
Salaries and employee benefits$55,087,000178
Premises and equipment expense$24,664,000141
Additional noninterest expense$55,562,000222
Pre-tax net operating income$57,542,000239
Securities gains (losses)$-2,078,00011,910
Applicable income taxes$15,457,000276
Income before extraordinary items$40,007,000235
Extraordinary gains, net$065
Net income$40,007,000234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,806,000113
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$41,503,160224
1994-12-31 (YTD Data)Rank
Total interest income$326,225,000168
Total interest expense$138,249,000172
Net interest income$187,976,000162
Provision for loan and lease losses$10,751,000183
Total noninterest income$26,671,000326
Gross Fiduciary activities income$611,000678
Service charges on deposit accounts$12,452,000185
Trading account gains and fees$-8,205,0004,964
Additional Noninterest Income$21,813,000258
Total noninterest expense$145,643,000184
Salaries and employee benefits$58,947,000170
Premises and equipment expense$27,534,000126
Additional noninterest expense$59,162,000204
Pre-tax net operating income$58,253,000218
Securities gains (losses)$-1,834,00012,471
Applicable income taxes$11,000,000317
Income before extraordinary items$45,419,000191
Extraordinary gains, net$0249
Net income$45,419,000191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,194,000209
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$-3,432,00012,592
Net operating income$46,904,540191
1993-12-31 (YTD Data)Rank
Total interest income$241,866,000198
Total interest expense$95,603,000207
Net interest income$146,263,000194
Provision for loan and lease losses$17,760,000173
Total noninterest income$30,548,000293
Gross Fiduciary activities income$259,000991
Service charges on deposit accounts$10,654,000205
Trading account gains and fees$245,000212
Additional Noninterest Income$19,390,000281
Total noninterest expense$110,955,000222
Salaries and employee benefits$43,574,000211
Premises and equipment expense$22,241,000145
Additional noninterest expense$45,140,000254
Pre-tax net operating income$48,096,000217
Securities gains (losses)$11,767,00069
Applicable income taxes$19,800,000183
Income before extraordinary items$40,063,000194
Extraordinary gains, net$479,000487
Net income$40,542,000194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,783,000170
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$32,179,110215
1992-12-31 (YTD Data)Rank
Total interest income$242,178,000212
Total interest expense$114,908,000218
Net interest income$127,270,000208
Provision for loan and lease losses$16,489,000246
Total noninterest income$21,247,000377
Gross Fiduciary activities income$119,0001,211
Service charges on deposit accounts$8,168,000236
Trading account gains and fees$-34,0005,235
Additional Noninterest Income$12,994,000370
Total noninterest expense$108,798,000227
Salaries and employee benefits$43,998,000200
Premises and equipment expense$19,452,000169
Additional noninterest expense$45,348,000265
Pre-tax net operating income$23,230,000302
Securities gains (losses)$6,747,000157
Applicable income taxes$9,931,000277
Income before extraordinary items$20,046,000281
Extraordinary gains, net$01,422
Net income$20,046,000279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-302,00013,886
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$15,525,510301

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.