Banco Popular, National Association (Texas), Income and Expense

1999-12-31 (YTD Data)Rank
Total interest income$12,942,0002,526
Total interest expense$5,668,0002,600
Net interest income$7,274,0002,424
Provision for loan and lease losses$2,006,000562
Total noninterest income$3,254,0001,264
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$2,432,000550
Trading account gains and feesNANA
Additional Noninterest Income$822,0002,127
Total noninterest expense$16,277,000884
Salaries and employee benefits$6,255,0001,099
Premises and equipment expense$1,912,0001,061
Additional noninterest expense$8,110,000694
Pre-tax net operating income$-7,755,00010,219
Securities gains (losses)$03,155
Applicable income taxes$-2,503,00010,201
Income before extraordinary items$-5,252,00010,201
Extraordinary gains, net$035
Net income$-5,252,00010,201
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$778,000860
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-5,252,00010,196
1998-12-31 (YTD Data)Rank
Total interest income$6,726,0004,536
Total interest expense$2,376,0005,567
Net interest income$4,350,0003,852
Provision for loan and lease losses$469,0001,818
Total noninterest income$1,956,0001,871
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,755,000698
Trading account gains and feesNANA
Additional Noninterest Income$201,0004,938
Total noninterest expense$6,918,0001,879
Salaries and employee benefits$3,078,0002,193
Premises and equipment expense$827,0002,359
Additional noninterest expense$3,013,0001,448
Pre-tax net operating income$-1,081,00010,355
Securities gains (losses)$04,449
Applicable income taxes$-120,00010,249
Income before extraordinary items$-961,00010,355
Extraordinary gains, net$032
Net income$-961,00010,354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$281,0001,952
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$-961,00010,335
1997-12-31 (YTD Data)Rank
Total interest income$492,00010,712
Total interest expense$159,00010,717
Net interest income$333,00010,648
Provision for loan and lease losses$08,829
Total noninterest income$169,0008,297
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$145,0006,257
Trading account gains and feesNANA
Additional Noninterest Income$24,0009,645
Total noninterest expense$510,00010,095
Salaries and employee benefits$132,00010,755
Premises and equipment expense$46,00010,292
Additional noninterest expense$332,0007,985
Pre-tax net operating income$-8,00010,395
Securities gains (losses)$03,944
Applicable income taxes$20,0009,723
Income before extraordinary items$-28,00010,438
Extraordinary gains, net$044
Net income$-28,00010,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0007,011
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$-28,00010,405
1996-12-31 (YTD Data)Rank
Total interest income$5,287,0005,683
Total interest expense$1,387,0007,874
Net interest income$3,900,0004,420
Provision for loan and lease losses$404,0002,066
Total noninterest income$1,900,0001,918
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,690,000782
Trading account gains and feesNANA
Additional Noninterest Income$210,0005,032
Total noninterest expense$3,556,0003,723
Salaries and employee benefits$1,615,0004,029
Premises and equipment expense$447,0004,134
Additional noninterest expense$1,494,0003,135
Pre-tax net operating income$1,840,0003,642
Securities gains (losses)$9,0002,573
Applicable income taxes$688,0003,221
Income before extraordinary items$1,161,0003,975
Extraordinary gains, net$053
Net income$1,161,0003,976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0002,526
Cash dividends$1,146,0001,941
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,155,2403,946
1995-12-31 (YTD Data)Rank
Total interest income$4,898,0006,081
Total interest expense$1,140,0008,784
Net interest income$3,758,0004,560
Provision for loan and lease losses$08,958
Total noninterest income$1,821,0001,977
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,621,000805
Trading account gains and feesNANA
Additional Noninterest Income$200,0005,136
Total noninterest expense$3,199,0004,060
Salaries and employee benefits$1,663,0003,905
Premises and equipment expense$351,0005,010
Additional noninterest expense$1,185,0003,779
Pre-tax net operating income$2,380,0002,988
Securities gains (losses)$03,831
Applicable income taxes$880,0002,654
Income before extraordinary items$1,500,0003,256
Extraordinary gains, net$065
Net income$1,500,0003,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0005,213
Cash dividends$1,258,0001,711
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,500,0003,227
1994-12-31 (YTD Data)Rank
Total interest income$4,551,0006,092
Total interest expense$903,0009,120
Net interest income$3,648,0004,759
Provision for loan and lease losses$100,0004,522
Total noninterest income$1,500,0002,294
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,291,0001,031
Trading account gains and feesNANA
Additional Noninterest Income$209,0005,118
Total noninterest expense$2,908,0004,532
Salaries and employee benefits$1,420,0004,498
Premises and equipment expense$320,0005,433
Additional noninterest expense$1,168,0004,152
Pre-tax net operating income$2,140,0003,237
Securities gains (losses)$03,600
Applicable income taxes$727,0003,009
Income before extraordinary items$1,413,0003,342
Extraordinary gains, net$100,000114
Net income$1,513,0003,161
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0003,982
Cash dividends$1,030,0001,844
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,413,0003,366
1993-12-31 (YTD Data)Rank
Total interest income$4,370,0006,447
Total interest expense$818,0009,945
Net interest income$3,552,0004,895
Provision for loan and lease losses$100,0005,727
Total noninterest income$1,423,0002,547
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,235,0001,079
Trading account gains and feesNANA
Additional Noninterest Income$188,0005,866
Total noninterest expense$2,665,0004,990
Salaries and employee benefits$1,214,0005,184
Premises and equipment expense$300,0005,858
Additional noninterest expense$1,151,0004,354
Pre-tax net operating income$2,210,0003,014
Securities gains (losses)$07,477
Applicable income taxes$810,0002,730
Income before extraordinary items$1,400,0003,453
Extraordinary gains, net$03,149
Net income$1,400,0003,564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0004,582
Cash dividends$954,0001,844
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,400,0003,262
1992-12-31 (YTD Data)Rank
Total interest income$4,301,0007,127
Total interest expense$1,191,0009,636
Net interest income$3,110,0005,557
Provision for loan and lease losses$34,0009,820
Total noninterest income$1,394,0002,531
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,080,0001,231
Trading account gains and feesNANA
Additional Noninterest Income$314,0004,312
Total noninterest expense$2,463,0005,385
Salaries and employee benefits$1,150,0005,372
Premises and equipment expense$307,0005,872
Additional noninterest expense$1,006,0005,030
Pre-tax net operating income$2,007,0003,099
Securities gains (losses)$08,369
Applicable income taxes$744,0002,794
Income before extraordinary items$1,263,0003,640
Extraordinary gains, net$01,422
Net income$1,263,0003,682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,00012,482
Cash dividends$1,071,0001,458
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,263,0003,369

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.