Banco Popular, National Association (California), Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$12,449,0002,621
Total interest expense$4,827,0003,105
Net interest income$7,622,0002,244
Provision for loan and lease losses$850,0001,122
Total noninterest income$1,769,0002,005
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,388,000891
Trading account gains and fees$0224
Additional Noninterest Income$381,0003,532
Total noninterest expense$10,996,0001,203
Salaries and employee benefits$5,312,0001,240
Premises and equipment expense$1,341,0001,466
Additional noninterest expense$4,343,0001,057
Pre-tax net operating income$-2,455,00010,422
Securities gains (losses)$100,0001,273
Applicable income taxes$-803,00010,416
Income before extraordinary items$-1,552,00010,407
Extraordinary gains, net$032
Net income$-1,552,00010,407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$230,0002,234
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$-1,618,00010,393
1997-12-31 (YTD Data)Rank
Total interest income$10,623,0003,050
Total interest expense$4,208,0003,492
Net interest income$6,415,0002,711
Provision for loan and lease losses$476,0001,851
Total noninterest income$2,166,0001,662
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,109,0001,131
Trading account gains and fees$0239
Additional Noninterest Income$1,057,0001,683
Total noninterest expense$6,981,0001,854
Salaries and employee benefits$3,582,0001,826
Premises and equipment expense$552,0003,412
Additional noninterest expense$2,847,0001,508
Pre-tax net operating income$1,124,0005,454
Securities gains (losses)$64,0001,201
Applicable income taxes$524,0004,072
Income before extraordinary items$664,0006,050
Extraordinary gains, net$044
Net income$664,0006,052
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$495,0001,349
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$623,0406,184
1996-12-31 (YTD Data)Rank
Total interest income$1,924,0009,478
Total interest expense$665,00010,079
Net interest income$1,259,0008,867
Provision for loan and lease losses$09,041
Total noninterest income$263,0007,422
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$187,0005,794
Trading account gains and fees$0262
Additional Noninterest Income$76,0007,879
Total noninterest expense$1,008,0008,643
Salaries and employee benefits$550,0008,488
Premises and equipment expense$-127,00011,449
Additional noninterest expense$585,0006,444
Pre-tax net operating income$514,0007,859
Securities gains (losses)$2,0003,501
Applicable income taxes$219,0006,854
Income before extraordinary items$297,0008,455
Extraordinary gains, net$053
Net income$297,0008,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,00010,098
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$295,7208,405
1995-12-31 (YTD Data)Rank
Total interest income$5,211,0005,817
Total interest expense$1,206,0008,569
Net interest income$4,005,0004,306
Provision for loan and lease losses$649,0001,275
Total noninterest income$608,0004,523
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$469,0002,896
Trading account gains and feesNANA
Additional Noninterest Income$139,0006,201
Total noninterest expense$3,376,0003,874
Salaries and employee benefits$1,568,0004,123
Premises and equipment expense$346,0005,064
Additional noninterest expense$1,462,0003,157
Pre-tax net operating income$588,0007,938
Securities gains (losses)$03,831
Applicable income taxes$233,0006,914
Income before extraordinary items$355,0008,433
Extraordinary gains, net$065
Net income$355,0008,435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$715,0001,096
Cash dividends$142,0006,189
Sale, conversion, retirement of capital stock, net$0809
Net operating income$355,0008,412
1994-12-31 (YTD Data)Rank
Total interest income$4,206,0006,465
Total interest expense$891,0009,173
Net interest income$3,315,0005,181
Provision for loan and lease losses$293,0002,338
Total noninterest income$607,0004,615
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$485,0002,843
Trading account gains and feesNANA
Additional Noninterest Income$122,0006,880
Total noninterest expense$2,781,0004,716
Salaries and employee benefits$1,334,0004,769
Premises and equipment expense$435,0004,285
Additional noninterest expense$1,012,0004,664
Pre-tax net operating income$848,0006,635
Securities gains (losses)$03,600
Applicable income taxes$352,0005,249
Income before extraordinary items$496,0007,350
Extraordinary gains, net$0249
Net income$496,0007,354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$329,0001,801
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$496,0007,379
1993-12-31 (YTD Data)Rank
Total interest income$2,884,0008,524
Total interest expense$647,00010,891
Net interest income$2,237,0007,074
Provision for loan and lease losses$651,0001,742
Total noninterest income$506,0005,549
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$429,0003,236
Trading account gains and feesNANA
Additional Noninterest Income$77,0008,764
Total noninterest expense$2,390,0005,478
Salaries and employee benefits$1,225,0005,142
Premises and equipment expense$363,0005,088
Additional noninterest expense$802,0005,917
Pre-tax net operating income$-298,00012,762
Securities gains (losses)$62,0003,121
Applicable income taxes$-88,00012,941
Income before extraordinary items$-148,00012,708
Extraordinary gains, net$55,0002,093
Net income$-93,00012,676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$568,0001,645
Cash dividends$50,0007,918
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-187,68012,666
1992-12-31 (YTD Data)Rank
Total interest income$3,376,0008,367
Total interest expense$932,00010,704
Net interest income$2,444,0006,702
Provision for loan and lease losses$85,0007,723
Total noninterest income$504,0005,606
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$407,0003,419
Trading account gains and feesNANA
Additional Noninterest Income$97,0008,166
Total noninterest expense$2,444,0005,411
Salaries and employee benefits$1,246,0004,996
Premises and equipment expense$372,0005,092
Additional noninterest expense$826,0005,912
Pre-tax net operating income$419,0009,066
Securities gains (losses)$2,0007,695
Applicable income taxes$170,0008,171
Income before extraordinary items$251,0009,909
Extraordinary gains, net$01,422
Net income$251,00010,054
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0009,510
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$249,7209,558

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.