Home > Banco Popular > Income and Expense
Banco Popular, Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,685,000 | 7,236 |
| Total interest expense | $278,000 | 7,981 |
| Net interest income | $1,407,000 | 6,609 |
| Provision for loan and lease losses | $31,000 | 6,251 |
| Total noninterest income | $16,949,000 | 346 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $0 | 7,386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $16,949,000 | 243 |
| Total noninterest expense | $13,121,000 | 1,114 |
| Salaries and employee benefits | $9,004,000 | 854 |
| Premises and equipment expense | $1,778,000 | 1,166 |
| Additional noninterest expense | $2,339,000 | 1,887 |
| Pre-tax net operating income | $5,204,000 | 969 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,997,000 | 652 |
| Income before extraordinary items | $3,207,000 | 1,150 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,207,000 | 1,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,890 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,207,000 | 1,226 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,160,000 | 7,252 |
| Total interest expense | $218,000 | 7,972 |
| Net interest income | $942,000 | 6,602 |
| Provision for loan and lease losses | $13,000 | 6,212 |
| Total noninterest income | $11,574,000 | 354 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $0 | 7,428 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $11,574,000 | 253 |
| Total noninterest expense | $8,902,000 | 1,094 |
| Salaries and employee benefits | $5,894,000 | 873 |
| Premises and equipment expense | $1,172,000 | 1,177 |
| Additional noninterest expense | $1,836,000 | 1,604 |
| Pre-tax net operating income | $3,601,000 | 993 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,296,000 | 745 |
| Income before extraordinary items | $2,305,000 | 1,199 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,305,000 | 1,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,064 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,305,000 | 1,180 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $601,000 | 7,281 |
| Total interest expense | $126,000 | 7,947 |
| Net interest income | $475,000 | 6,621 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $5,312,000 | 377 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,312,000 | 263 |
| Total noninterest expense | $4,604,000 | 1,061 |
| Salaries and employee benefits | $3,067,000 | 853 |
| Premises and equipment expense | $560,000 | 1,226 |
| Additional noninterest expense | $977,000 | 1,467 |
| Pre-tax net operating income | $1,183,000 | 1,543 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $418,000 | 1,164 |
| Income before extraordinary items | $765,000 | 1,888 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $765,000 | 1,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $765,000 | 1,820 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,628,000 | 7,116 |
| Total interest expense | $879,000 | 7,360 |
| Net interest income | $1,749,000 | 6,814 |
| Provision for loan and lease losses | $192,000 | 3,940 |
| Total noninterest income | $25,474,000 | 319 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $25,474,000 | 223 |
| Total noninterest expense | $18,951,000 | 984 |
| Salaries and employee benefits | $12,294,000 | 799 |
| Premises and equipment expense | $2,511,000 | 1,060 |
| Additional noninterest expense | $4,146,000 | 1,354 |
| Pre-tax net operating income | $8,080,000 | 1,040 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,880,000 | 844 |
| Income before extraordinary items | $5,200,000 | 1,232 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,200,000 | 1,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,433 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,200,000 | 1,227 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,989,000 | 7,130 |
| Total interest expense | $706,000 | 7,290 |
| Net interest income | $1,283,000 | 6,898 |
| Provision for loan and lease losses | $192,000 | 3,073 |
| Total noninterest income | $19,159,000 | 325 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $19,159,000 | 222 |
| Total noninterest expense | $14,432,000 | 961 |
| Salaries and employee benefits | $9,100,000 | 815 |
| Premises and equipment expense | $1,895,000 | 1,045 |
| Additional noninterest expense | $3,437,000 | 1,192 |
| Pre-tax net operating income | $5,818,000 | 1,174 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,053,000 | 942 |
| Income before extraordinary items | $3,765,000 | 1,361 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,765,000 | 1,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 2,478 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,765,000 | 1,346 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,373,000 | 7,090 |
| Total interest expense | $487,000 | 7,269 |
| Net interest income | $886,000 | 6,858 |
| Provision for loan and lease losses | $74,000 | 3,781 |
| Total noninterest income | $12,551,000 | 347 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $12,551,000 | 244 |
| Total noninterest expense | $9,535,000 | 986 |
| Salaries and employee benefits | $6,071,000 | 832 |
| Premises and equipment expense | $1,254,000 | 1,060 |
| Additional noninterest expense | $2,210,000 | 1,246 |
| Pre-tax net operating income | $3,828,000 | 1,237 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,328,000 | 1,014 |
| Income before extraordinary items | $2,500,000 | 1,415 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,500,000 | 1,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 2,522 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,500,000 | 1,393 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $663,000 | 7,189 |
| Total interest expense | $252,000 | 7,236 |
| Net interest income | $411,000 | 7,041 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $5,392,000 | 369 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,392,000 | 261 |
| Total noninterest expense | $4,508,000 | 1,044 |
| Salaries and employee benefits | $3,035,000 | 837 |
| Premises and equipment expense | $509,000 | 1,321 |
| Additional noninterest expense | $964,000 | 1,389 |
| Pre-tax net operating income | $1,295,000 | 1,770 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $485,000 | 1,312 |
| Income before extraordinary items | $810,000 | 2,045 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $810,000 | 2,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,606 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $810,000 | 2,038 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,311,000 | 7,294 |
| Total interest expense | $942,000 | 7,051 |
| Net interest income | $1,369,000 | 7,345 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $26,032,000 | 307 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $26,032,000 | 225 |
| Total noninterest expense | $18,393,000 | 975 |
| Salaries and employee benefits | $11,449,000 | 842 |
| Premises and equipment expense | $2,029,000 | 1,274 |
| Additional noninterest expense | $4,915,000 | 1,088 |
| Pre-tax net operating income | $9,008,000 | 1,087 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $3,591,000 | 823 |
| Income before extraordinary items | $5,417,000 | 1,351 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,417,000 | 1,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,321 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,417,000 | 1,339 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,653,000 | 7,423 |
| Total interest expense | $669,000 | 7,140 |
| Net interest income | $984,000 | 7,494 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $19,135,000 | 328 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,135,000 | 238 |
| Total noninterest expense | $13,911,000 | 965 |
| Salaries and employee benefits | $8,588,000 | 850 |
| Premises and equipment expense | $1,514,000 | 1,288 |
| Additional noninterest expense | $3,809,000 | 1,062 |
| Pre-tax net operating income | $6,208,000 | 1,238 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,480,000 | 912 |
| Income before extraordinary items | $3,728,000 | 1,500 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,728,000 | 1,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,313 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,728,000 | 1,483 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,027,000 | 7,565 |
| Total interest expense | $457,000 | 7,039 |
| Net interest income | $570,000 | 7,786 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $13,088,000 | 323 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,088,000 | 236 |
| Total noninterest expense | $9,257,000 | 970 |
| Salaries and employee benefits | $5,686,000 | 862 |
| Premises and equipment expense | $984,000 | 1,324 |
| Additional noninterest expense | $2,587,000 | 1,041 |
| Pre-tax net operating income | $4,401,000 | 1,156 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,765,000 | 876 |
| Income before extraordinary items | $2,636,000 | 1,424 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,636,000 | 1,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,181 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,636,000 | 1,414 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $472,000 | 7,705 |
| Total interest expense | $216,000 | 7,082 |
| Net interest income | $256,000 | 7,950 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $5,543,000 | 361 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,543,000 | 267 |
| Total noninterest expense | $4,645,000 | 964 |
| Salaries and employee benefits | $2,940,000 | 830 |
| Premises and equipment expense | $479,000 | 1,355 |
| Additional noninterest expense | $1,226,000 | 1,096 |
| Pre-tax net operating income | $1,154,000 | 2,050 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $462,000 | 1,485 |
| Income before extraordinary items | $692,000 | 2,461 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $692,000 | 2,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,331 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $692,000 | 2,440 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,485,000 | 7,914 |
| Total interest expense | $516,000 | 7,571 |
| Net interest income | $969,000 | 7,982 |
| Provision for loan and lease losses | $60,000 | 5,443 |
| Total noninterest income | $26,885,000 | 312 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $26,885,000 | 238 |
| Total noninterest expense | $19,268,000 | 885 |
| Salaries and employee benefits | $10,919,000 | 838 |
| Premises and equipment expense | $2,007,000 | 1,228 |
| Additional noninterest expense | $6,342,000 | 820 |
| Pre-tax net operating income | $8,526,000 | 1,134 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $3,461,000 | 866 |
| Income before extraordinary items | $5,065,000 | 1,398 |
| Extraordinary gains, net | $537,000 | 13 |
| Net income | $5,602,000 | 1,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,766 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,065,000 | 1,385 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,030,000 | 8,043 |
| Total interest expense | $322,000 | 7,797 |
| Net interest income | $708,000 | 8,069 |
| Provision for loan and lease losses | $45,000 | 5,313 |
| Total noninterest income | $19,465,000 | 322 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,465,000 | 249 |
| Total noninterest expense | $14,185,000 | 888 |
| Salaries and employee benefits | $8,172,000 | 826 |
| Premises and equipment expense | $1,529,000 | 1,183 |
| Additional noninterest expense | $4,484,000 | 858 |
| Pre-tax net operating income | $5,943,000 | 1,200 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,411,000 | 930 |
| Income before extraordinary items | $3,532,000 | 1,502 |
| Extraordinary gains, net | $537,000 | 8 |
| Net income | $4,069,000 | 1,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,898 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,532,000 | 1,474 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $623,000 | 8,177 |
| Total interest expense | $159,000 | 8,124 |
| Net interest income | $464,000 | 8,116 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $12,618,000 | 331 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $12,618,000 | 253 |
| Total noninterest expense | $9,071,000 | 922 |
| Salaries and employee benefits | $5,379,000 | 829 |
| Premises and equipment expense | $1,010,000 | 1,195 |
| Additional noninterest expense | $2,682,000 | 937 |
| Pre-tax net operating income | $3,981,000 | 1,175 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,531,000 | 935 |
| Income before extraordinary items | $2,450,000 | 1,427 |
| Extraordinary gains, net | $537,000 | 5 |
| Net income | $2,987,000 | 1,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,134 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,450,000 | 1,401 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $302,000 | 8,270 |
| Total interest expense | $71,000 | 8,251 |
| Net interest income | $231,000 | 8,189 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $5,688,000 | 348 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,688,000 | 262 |
| Total noninterest expense | $4,415,000 | 945 |
| Salaries and employee benefits | $2,706,000 | 819 |
| Premises and equipment expense | $500,000 | 1,210 |
| Additional noninterest expense | $1,209,000 | 1,021 |
| Pre-tax net operating income | $1,489,000 | 1,526 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $576,000 | 1,184 |
| Income before extraordinary items | $913,000 | 1,855 |
| Extraordinary gains, net | $537,000 | 5 |
| Net income | $1,450,000 | 1,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,138 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $913,000 | 1,813 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,112,000 | 8,302 |
| Total interest expense | $195,000 | 8,481 |
| Net interest income | $917,000 | 8,147 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $23,532,000 | 347 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $23,532,000 | 261 |
| Total noninterest expense | $15,756,000 | 1,025 |
| Salaries and employee benefits | $9,713,000 | 885 |
| Premises and equipment expense | $1,911,000 | 1,195 |
| Additional noninterest expense | $4,132,000 | 1,191 |
| Pre-tax net operating income | $8,633,000 | 1,013 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $3,365,000 | 830 |
| Income before extraordinary items | $5,268,000 | 1,240 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,268,000 | 1,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,177 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,268,000 | 1,208 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $827,000 | 8,355 |
| Total interest expense | $141,000 | 8,557 |
| Net interest income | $686,000 | 8,185 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $18,209,000 | 346 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $18,209,000 | 260 |
| Total noninterest expense | $11,879,000 | 1,024 |
| Salaries and employee benefits | $7,354,000 | 875 |
| Premises and equipment expense | $1,393,000 | 1,238 |
| Additional noninterest expense | $3,132,000 | 1,170 |
| Pre-tax net operating income | $6,971,000 | 949 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,704,000 | 792 |
| Income before extraordinary items | $4,267,000 | 1,158 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,267,000 | 1,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,165 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,267,000 | 1,116 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $544,000 | 8,418 |
| Total interest expense | $92,000 | 8,626 |
| Net interest income | $452,000 | 8,259 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $12,322,000 | 336 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $12,322,000 | 257 |
| Total noninterest expense | $7,845,000 | 1,021 |
| Salaries and employee benefits | $5,125,000 | 839 |
| Premises and equipment expense | $908,000 | 1,266 |
| Additional noninterest expense | $1,812,000 | 1,342 |
| Pre-tax net operating income | $4,899,000 | 892 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,906,000 | 750 |
| Income before extraordinary items | $2,993,000 | 1,102 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,993,000 | 1,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,993,000 | 1,061 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $258,000 | 8,513 |
| Total interest expense | $38,000 | 8,770 |
| Net interest income | $220,000 | 8,330 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $5,413,000 | 367 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $5,413,000 | 269 |
| Total noninterest expense | $3,837,000 | 1,055 |
| Salaries and employee benefits | $2,582,000 | 851 |
| Premises and equipment expense | $408,000 | 1,441 |
| Additional noninterest expense | $847,000 | 1,424 |
| Pre-tax net operating income | $1,781,000 | 1,181 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $695,000 | 988 |
| Income before extraordinary items | $1,086,000 | 1,476 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,086,000 | 1,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,086,000 | 1,395 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,573,000 | 8,001 |
| Total interest expense | $323,000 | 8,384 |
| Net interest income | $1,250,000 | 7,729 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $23,937,000 | 357 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $23,937,000 | 269 |
| Total noninterest expense | $15,123,000 | 1,076 |
| Salaries and employee benefits | $9,480,000 | 895 |
| Premises and equipment expense | $1,753,000 | 1,304 |
| Additional noninterest expense | $3,890,000 | 1,277 |
| Pre-tax net operating income | $10,004,000 | 858 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $3,787,000 | 768 |
| Income before extraordinary items | $6,217,000 | 1,028 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,217,000 | 1,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,130 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,217,000 | 968 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,239,000 | 8,009 |
| Total interest expense | $261,000 | 8,429 |
| Net interest income | $978,000 | 7,711 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $17,974,000 | 370 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,974,000 | 280 |
| Total noninterest expense | $11,193,000 | 1,089 |
| Salaries and employee benefits | $7,144,000 | 905 |
| Premises and equipment expense | $1,310,000 | 1,307 |
| Additional noninterest expense | $2,739,000 | 1,348 |
| Pre-tax net operating income | $7,714,000 | 870 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,973,000 | 772 |
| Income before extraordinary items | $4,741,000 | 1,066 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,741,000 | 1,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,436 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,741,000 | 995 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $793,000 | 8,141 |
| Total interest expense | $164,000 | 8,559 |
| Net interest income | $629,000 | 7,798 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $11,201,000 | 385 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $11,201,000 | 292 |
| Total noninterest expense | $7,218,000 | 1,132 |
| Salaries and employee benefits | $4,619,000 | 931 |
| Premises and equipment expense | $769,000 | 1,491 |
| Additional noninterest expense | $1,830,000 | 1,351 |
| Pre-tax net operating income | $4,582,000 | 954 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,783,000 | 859 |
| Income before extraordinary items | $2,799,000 | 1,199 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,799,000 | 1,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,202 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,799,000 | 1,112 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $411,000 | 8,127 |
| Total interest expense | $76,000 | 8,718 |
| Net interest income | $335,000 | 7,701 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $4,989,000 | 422 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,989,000 | 314 |
| Total noninterest expense | $3,427,000 | 1,174 |
| Salaries and employee benefits | $2,270,000 | 947 |
| Premises and equipment expense | $375,000 | 1,528 |
| Additional noninterest expense | $782,000 | 1,515 |
| Pre-tax net operating income | $1,882,000 | 1,149 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $733,000 | 1,026 |
| Income before extraordinary items | $1,149,000 | 1,421 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,149,000 | 1,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,149,000 | 1,331 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,567,000 | 8,302 |
| Total interest expense | $360,000 | 8,765 |
| Net interest income | $1,207,000 | 7,923 |
| Provision for loan and lease losses | $60,000 | 6,444 |
| Total noninterest income | $18,918,000 | 413 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $139,000 | 5,976 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,779,000 | 310 |
| Total noninterest expense | $11,830,000 | 1,302 |
| Salaries and employee benefits | $7,368,000 | 1,085 |
| Premises and equipment expense | $1,143,000 | 1,932 |
| Additional noninterest expense | $3,319,000 | 1,423 |
| Pre-tax net operating income | $8,235,000 | 1,024 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $3,309,000 | 853 |
| Income before extraordinary items | $4,926,000 | 1,279 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,926,000 | 1,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,760 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,926,000 | 1,224 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,783,000 | 8,439 |
| Total interest expense | $822,000 | 8,384 |
| Net interest income | $961,000 | 8,371 |
| Provision for loan and lease losses | $162,000 | 4,619 |
| Total noninterest income | $13,865,000 | 486 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $101,000 | 6,558 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $13,764,000 | 358 |
| Total noninterest expense | $8,491,000 | 1,716 |
| Salaries and employee benefits | $5,070,000 | 1,496 |
| Premises and equipment expense | $732,000 | 2,844 |
| Additional noninterest expense | $2,689,000 | 1,709 |
| Pre-tax net operating income | $6,173,000 | 1,212 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,399,000 | 1,009 |
| Income before extraordinary items | $3,774,000 | 1,435 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,774,000 | 1,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,231 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,774,000 | 1,378 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $528,000 | 9,683 |
| Total interest expense | $218,000 | 9,635 |
| Net interest income | $310,000 | 9,688 |
| Provision for loan and lease losses | $5,000 | 8,144 |
| Total noninterest income | $4,551,000 | 990 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,551,000 | 667 |
| Total noninterest expense | $4,261,000 | 3,160 |
| Salaries and employee benefits | $1,541,000 | 4,268 |
| Premises and equipment expense | $304,000 | 5,381 |
| Additional noninterest expense | $2,416,000 | 1,827 |
| Pre-tax net operating income | $595,000 | 6,608 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $310,000 | 4,532 |
| Income before extraordinary items | $285,000 | 7,564 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $285,000 | 7,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,007 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $4,947,000 | 226 |
| Net operating income | $285,000 | 7,570 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.