Home > Banco Financiero de Puerto Rico > Income and Expense
Banco Financiero de Puerto Rico, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,803,000 | 4,103 |
| Total interest expense | $4,528,000 | 3,430 |
| Net interest income | $3,275,000 | 4,769 |
| Provision for loan and lease losses | $304,000 | 3,170 |
| Total noninterest income | $297,000 | 6,454 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $191,000 | 5,272 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $106,000 | 6,307 |
| Total noninterest expense | $4,797,000 | 2,925 |
| Salaries and employee benefits | $1,846,000 | 3,838 |
| Premises and equipment expense | $1,069,000 | 1,998 |
| Additional noninterest expense | $1,882,000 | 2,371 |
| Pre-tax net operating income | $-1,529,000 | 9,447 |
| Securities gains (losses) | $6,000 | 3,836 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-1,523,000 | 9,487 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,523,000 | 9,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $654,000 | 1,274 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 888 |
| Net operating income | $-1,529,000 | 9,457 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,884,000 | 3,764 |
| Total interest expense | $4,609,000 | 3,545 |
| Net interest income | $4,275,000 | 3,957 |
| Provision for loan and lease losses | $333,000 | 2,656 |
| Total noninterest income | $331,000 | 6,050 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $240,000 | 4,624 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $91,000 | 6,639 |
| Total noninterest expense | $4,271,000 | 3,149 |
| Salaries and employee benefits | $1,519,000 | 4,316 |
| Premises and equipment expense | $980,000 | 2,103 |
| Additional noninterest expense | $1,772,000 | 2,420 |
| Pre-tax net operating income | $2,000 | 9,110 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $0 | 9,152 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $0 | 9,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $743,000 | 925 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $1,601,000 | 395 |
| Net operating income | $2,000 | 9,130 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,953,000 | 3,233 |
| Total interest expense | $4,919,000 | 2,972 |
| Net interest income | $5,034,000 | 3,437 |
| Provision for loan and lease losses | $1,366,000 | 759 |
| Total noninterest income | $321,000 | 6,257 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $263,000 | 4,385 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $58,000 | 7,783 |
| Total noninterest expense | $6,772,000 | 2,016 |
| Salaries and employee benefits | $2,030,000 | 3,398 |
| Premises and equipment expense | $1,023,000 | 1,998 |
| Additional noninterest expense | $3,719,000 | 1,237 |
| Pre-tax net operating income | $-2,783,000 | 10,178 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $268,000 | 5,055 |
| Income before extraordinary items | $-3,051,000 | 10,185 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-3,051,000 | 10,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $814,000 | 825 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $1,225,000 | 479 |
| Net operating income | $-3,051,000 | 10,180 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,381,000 | 3,114 |
| Total interest expense | $4,765,000 | 3,137 |
| Net interest income | $5,616,000 | 3,063 |
| Provision for loan and lease losses | $938,000 | 1,028 |
| Total noninterest income | $354,000 | 5,974 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $258,000 | 4,392 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $96,000 | 6,726 |
| Total noninterest expense | $5,408,000 | 2,411 |
| Salaries and employee benefits | $2,035,000 | 3,279 |
| Premises and equipment expense | $976,000 | 2,003 |
| Additional noninterest expense | $2,397,000 | 1,771 |
| Pre-tax net operating income | $-376,000 | 10,121 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $125,000 | 7,175 |
| Income before extraordinary items | $-500,000 | 10,226 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-500,000 | 10,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,102,000 | 703 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-501,000 | 10,197 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,238,000 | 3,171 |
| Total interest expense | $4,191,000 | 3,507 |
| Net interest income | $6,047,000 | 2,890 |
| Provision for loan and lease losses | $1,536,000 | 718 |
| Total noninterest income | $780,000 | 3,652 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $234,000 | 4,860 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $546,000 | 2,665 |
| Total noninterest expense | $4,765,000 | 2,688 |
| Salaries and employee benefits | $1,726,000 | 3,787 |
| Premises and equipment expense | $796,000 | 2,439 |
| Additional noninterest expense | $2,243,000 | 1,896 |
| Pre-tax net operating income | $526,000 | 7,782 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $64,000 | 9,013 |
| Income before extraordinary items | $462,000 | 7,219 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $462,000 | 7,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $917,000 | 848 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $462,000 | 7,166 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,091,000 | 3,991 |
| Total interest expense | $3,266,000 | 4,447 |
| Net interest income | $4,825,000 | 3,658 |
| Provision for loan and lease losses | $431,000 | 1,965 |
| Total noninterest income | $398,000 | 5,963 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $241,000 | 4,950 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $157,000 | 5,848 |
| Total noninterest expense | $3,778,000 | 3,515 |
| Salaries and employee benefits | $1,506,000 | 4,287 |
| Premises and equipment expense | $686,000 | 2,857 |
| Additional noninterest expense | $1,586,000 | 2,989 |
| Pre-tax net operating income | $1,014,000 | 5,686 |
| Securities gains (losses) | $10,000 | 2,493 |
| Applicable income taxes | $10,000 | 10,369 |
| Income before extraordinary items | $1,014,000 | 4,438 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,014,000 | 4,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $531,000 | 1,358 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,004,100 | 4,433 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,211,000 | 4,438 |
| Total interest expense | $2,753,000 | 5,136 |
| Net interest income | $4,458,000 | 3,939 |
| Provision for loan and lease losses | $566,000 | 1,430 |
| Total noninterest income | $272,000 | 7,406 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $214,000 | 5,453 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $58,000 | 8,849 |
| Total noninterest expense | $3,528,000 | 3,718 |
| Salaries and employee benefits | $1,312,000 | 4,820 |
| Premises and equipment expense | $633,000 | 3,072 |
| Additional noninterest expense | $1,583,000 | 2,959 |
| Pre-tax net operating income | $636,000 | 7,673 |
| Securities gains (losses) | $-7,000 | 9,876 |
| Applicable income taxes | $-220,000 | 11,798 |
| Income before extraordinary items | $849,000 | 5,226 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $849,000 | 5,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $452,000 | 1,470 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $856,000 | 5,176 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,428,000 | 4,562 |
| Total interest expense | $2,446,000 | 4,736 |
| Net interest income | $3,982,000 | 4,399 |
| Provision for loan and lease losses | $465,000 | 1,633 |
| Total noninterest income | $303,000 | 7,201 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $171,000 | 6,426 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $132,000 | 6,618 |
| Total noninterest expense | $3,451,000 | 3,892 |
| Salaries and employee benefits | $1,212,000 | 5,196 |
| Premises and equipment expense | $567,000 | 3,435 |
| Additional noninterest expense | $1,672,000 | 3,009 |
| Pre-tax net operating income | $369,000 | 9,583 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-190,000 | 12,382 |
| Income before extraordinary items | $559,000 | 6,841 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $559,000 | 6,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $567,000 | 1,263 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $559,000 | 6,892 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,441,000 | 5,387 |
| Total interest expense | $2,099,000 | 5,607 |
| Net interest income | $3,342,000 | 5,162 |
| Provision for loan and lease losses | $357,000 | 2,673 |
| Total noninterest income | $891,000 | 3,662 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $182,000 | 6,334 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $709,000 | 2,575 |
| Total noninterest expense | $3,141,000 | 4,333 |
| Salaries and employee benefits | $1,072,000 | 5,783 |
| Premises and equipment expense | $556,000 | 3,547 |
| Additional noninterest expense | $1,513,000 | 3,481 |
| Pre-tax net operating income | $735,000 | 7,180 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $735,000 | 5,906 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $735,000 | 6,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 6,927 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $488,000 | 608 |
| Net operating income | $735,000 | 5,648 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,013,000 | 6,376 |
| Total interest expense | $2,519,000 | 5,958 |
| Net interest income | $2,494,000 | 6,619 |
| Provision for loan and lease losses | $150,000 | 6,067 |
| Total noninterest income | $1,015,000 | 3,277 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $142,000 | 7,335 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $873,000 | 2,187 |
| Total noninterest expense | $3,513,000 | 3,926 |
| Salaries and employee benefits | $1,182,000 | 5,238 |
| Premises and equipment expense | $644,000 | 3,143 |
| Additional noninterest expense | $1,687,000 | 3,238 |
| Pre-tax net operating income | $-154,000 | 13,024 |
| Securities gains (losses) | $23,000 | 5,402 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-131,000 | 13,102 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-131,000 | 13,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $593,000 | 2,187 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $1,625,000 | 340 |
| Net operating income | $-154,000 | 12,991 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.