Banco Central Hispano - Puerto Rico, Income and Expense

1995-12-31 (YTD Data)Rank
Total interest income$170,180,000308
Total interest expense$117,289,000243
Net interest income$52,891,000438
Provision for loan and lease losses$1,500,000712
Total noninterest income$8,912,000644
Gross Fiduciary activities income$999,000534
Service charges on deposit accounts$4,539,000363
Trading account gains and fees$178,000252
Additional Noninterest Income$3,196,000858
Total noninterest expense$45,419,000425
Salaries and employee benefits$23,260,000353
Premises and equipment expense$8,383,000338
Additional noninterest expense$13,776,000540
Pre-tax net operating income$14,884,000599
Securities gains (losses)$4,550,00065
Applicable income taxes$2,239,0001,144
Income before extraordinary items$17,195,000395
Extraordinary gains, net$065
Net income$17,195,000393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,507,000286
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$13,191,000488
1994-12-31 (YTD Data)Rank
Total interest income$147,512,000307
Total interest expense$86,613,000247
Net interest income$60,899,000378
Provision for loan and lease losses$7,600,000223
Total noninterest income$11,246,000540
Gross Fiduciary activities income$812,000580
Service charges on deposit accounts$4,388,000361
Trading account gains and fees$833,000124
Additional Noninterest Income$5,213,000628
Total noninterest expense$44,782,000431
Salaries and employee benefits$20,676,000383
Premises and equipment expense$8,014,000346
Additional noninterest expense$16,092,000507
Pre-tax net operating income$19,763,000465
Securities gains (losses)$-937,00012,387
Applicable income taxes$1,813,0001,310
Income before extraordinary items$17,013,000361
Extraordinary gains, net$0249
Net income$17,013,000361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,378,000241
Cash dividends$2,0008,908
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$17,856,300352
1993-12-31 (YTD Data)Rank
Total interest income$125,250,000333
Total interest expense$59,969,000310
Net interest income$65,281,000346
Provision for loan and lease losses$10,600,000264
Total noninterest income$10,081,000605
Gross Fiduciary activities income$629,000679
Service charges on deposit accounts$4,656,000336
Trading account gains and fees$1,312,000122
Additional Noninterest Income$3,484,000868
Total noninterest expense$45,783,000435
Salaries and employee benefits$21,090,000375
Premises and equipment expense$7,574,000364
Additional noninterest expense$17,119,000526
Pre-tax net operating income$18,979,000422
Securities gains (losses)$7,391,000110
Applicable income taxes$3,330,000770
Income before extraordinary items$23,040,000286
Extraordinary gains, net$4,120,00079
Net income$27,160,000263
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,134,000326
Cash dividends$2,0009,058
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$16,609,830341
1992-12-31 (YTD Data)Rank
Total interest income$130,024,000369
Total interest expense$66,266,000346
Net interest income$63,758,000364
Provision for loan and lease losses$12,317,000318
Total noninterest income$12,899,000505
Gross Fiduciary activities income$530,000742
Service charges on deposit accounts$4,844,000322
Trading account gains and fees$4,807,00068
Additional Noninterest Income$2,718,0001,027
Total noninterest expense$43,704,000456
Salaries and employee benefits$18,744,000405
Premises and equipment expense$6,507,000417
Additional noninterest expense$18,453,000485
Pre-tax net operating income$20,636,000337
Securities gains (losses)$16,891,00076
Applicable income taxes$7,900,000332
Income before extraordinary items$29,627,000199
Extraordinary gains, net$01,422
Net income$29,627,000203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,917,000389
Cash dividends$1,0008,899
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$16,283,110289

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.