Home > Banco Bilbao Vizcaya Argentaria Puerto Rico > Income and Expense
Banco Bilbao Vizcaya Argentaria Puerto Rico, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $186,528,000 | 154 |
| Total interest expense | $51,007,000 | 87 |
| Net interest income | $135,521,000 | 165 |
| Provision for loan and lease losses | $24,900,000 | 114 |
| Total noninterest income | $22,083,000 | 322 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $5,268,000 | 234 |
| Trading account gains and fees | $282,000 | 88 |
| Additional Noninterest Income | $16,533,000 | 280 |
| Total noninterest expense | $94,739,000 | 193 |
| Salaries and employee benefits | $34,602,000 | 239 |
| Premises and equipment expense | $12,508,000 | 171 |
| Additional noninterest expense | $47,629,000 | 165 |
| Pre-tax net operating income | $37,965,000 | 218 |
| Securities gains (losses) | $4,366,000 | 86 |
| Applicable income taxes | $11,879,000 | 205 |
| Income before extraordinary items | $30,452,000 | 207 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $30,452,000 | 207 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $30,452,000 | 207 |
| Net charge-offs | $38,266,000 | 86 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $-316,000 | 7,142 |
| Net operating income | $27,308,480 | 214 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $124,056,000 | 154 |
| Total interest expense | $36,028,000 | 86 |
| Net interest income | $88,028,000 | 166 |
| Provision for loan and lease losses | $17,000,000 | 107 |
| Total noninterest income | $15,524,000 | 303 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $3,536,000 | 231 |
| Trading account gains and fees | $277,000 | 82 |
| Additional Noninterest Income | $11,711,000 | 269 |
| Total noninterest expense | $63,429,000 | 191 |
| Salaries and employee benefits | $23,065,000 | 239 |
| Premises and equipment expense | $8,290,000 | 170 |
| Additional noninterest expense | $32,074,000 | 165 |
| Pre-tax net operating income | $23,123,000 | 229 |
| Securities gains (losses) | $3,459,000 | 81 |
| Applicable income taxes | $7,310,000 | 216 |
| Income before extraordinary items | $19,272,000 | 216 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $19,272,000 | 214 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $19,272,000 | 216 |
| Net charge-offs | $19,724,000 | 107 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $-398,000 | 7,217 |
| Net operating income | $16,746,930 | 225 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $61,834,000 | 153 |
| Total interest expense | $18,054,000 | 87 |
| Net interest income | $43,780,000 | 168 |
| Provision for loan and lease losses | $10,000,000 | 98 |
| Total noninterest income | $8,952,000 | 268 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $1,762,000 | 230 |
| Trading account gains and fees | $281,000 | 75 |
| Additional Noninterest Income | $6,909,000 | 243 |
| Total noninterest expense | $32,259,000 | 186 |
| Salaries and employee benefits | $11,588,000 | 229 |
| Premises and equipment expense | $4,127,000 | 167 |
| Additional noninterest expense | $16,544,000 | 160 |
| Pre-tax net operating income | $10,473,000 | 234 |
| Securities gains (losses) | $1,749,000 | 84 |
| Applicable income taxes | $3,652,000 | 209 |
| Income before extraordinary items | $8,570,000 | 228 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $8,570,000 | 229 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $8,570,000 | 229 |
| Net charge-offs | $9,222,000 | 125 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $7,345,700 | 241 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $242,851,000 | 154 |
| Total interest expense | $79,654,000 | 97 |
| Net interest income | $163,197,000 | 171 |
| Provision for loan and lease losses | $31,050,000 | 160 |
| Total noninterest income | $32,639,000 | 256 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $7,185,000 | 235 |
| Trading account gains and fees | $-636,000 | 7,338 |
| Additional Noninterest Income | $26,090,000 | 222 |
| Total noninterest expense | $123,696,000 | 186 |
| Salaries and employee benefits | $44,508,000 | 223 |
| Premises and equipment expense | $17,610,000 | 161 |
| Additional noninterest expense | $61,578,000 | 166 |
| Pre-tax net operating income | $41,090,000 | 221 |
| Securities gains (losses) | $7,157,000 | 85 |
| Applicable income taxes | $16,222,000 | 184 |
| Income before extraordinary items | $32,025,000 | 217 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $32,025,000 | 218 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $32,025,000 | 218 |
| Net charge-offs | $62,403,000 | 111 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $336,000 | 461 |
| Net operating income | $27,301,380 | 239 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $181,004,000 | 153 |
| Total interest expense | $61,765,000 | 94 |
| Net interest income | $119,239,000 | 173 |
| Provision for loan and lease losses | $24,050,000 | 152 |
| Total noninterest income | $27,014,000 | 239 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $5,386,000 | 233 |
| Trading account gains and fees | $-721,000 | 7,420 |
| Additional Noninterest Income | $22,349,000 | 201 |
| Total noninterest expense | $92,350,000 | 186 |
| Salaries and employee benefits | $32,749,000 | 230 |
| Premises and equipment expense | $12,886,000 | 165 |
| Additional noninterest expense | $46,715,000 | 162 |
| Pre-tax net operating income | $29,853,000 | 227 |
| Securities gains (losses) | $7,157,000 | 63 |
| Applicable income taxes | $12,274,000 | 182 |
| Income before extraordinary items | $24,736,000 | 210 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $24,736,000 | 211 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $24,736,000 | 211 |
| Net charge-offs | $45,402,000 | 110 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $90,000 | 580 |
| Net operating income | $19,940,810 | 246 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $120,443,000 | 156 |
| Total interest expense | $42,736,000 | 97 |
| Net interest income | $77,707,000 | 180 |
| Provision for loan and lease losses | $20,050,000 | 136 |
| Total noninterest income | $18,508,000 | 237 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $3,593,000 | 235 |
| Trading account gains and fees | $-78,000 | 7,475 |
| Additional Noninterest Income | $14,993,000 | 196 |
| Total noninterest expense | $60,534,000 | 192 |
| Salaries and employee benefits | $21,857,000 | 233 |
| Premises and equipment expense | $8,507,000 | 168 |
| Additional noninterest expense | $30,170,000 | 173 |
| Pre-tax net operating income | $15,631,000 | 263 |
| Securities gains (losses) | $4,348,000 | 65 |
| Applicable income taxes | $6,151,000 | 214 |
| Income before extraordinary items | $13,828,000 | 238 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $13,828,000 | 238 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $13,828,000 | 238 |
| Net charge-offs | $30,017,000 | 119 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $-123,000 | 7,478 |
| Net operating income | $10,827,880 | 274 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $60,049,000 | 160 |
| Total interest expense | $21,843,000 | 98 |
| Net interest income | $38,206,000 | 179 |
| Provision for loan and lease losses | $10,052,000 | 135 |
| Total noninterest income | $10,255,000 | 223 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $1,782,000 | 239 |
| Trading account gains and fees | $-65,000 | 7,554 |
| Additional Noninterest Income | $8,538,000 | 189 |
| Total noninterest expense | $30,122,000 | 193 |
| Salaries and employee benefits | $10,895,000 | 236 |
| Premises and equipment expense | $4,156,000 | 180 |
| Additional noninterest expense | $15,071,000 | 166 |
| Pre-tax net operating income | $8,287,000 | 249 |
| Securities gains (losses) | $1,643,000 | 65 |
| Applicable income taxes | $3,912,000 | 180 |
| Income before extraordinary items | $6,018,000 | 256 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $6,018,000 | 255 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $6,018,000 | 256 |
| Net charge-offs | $9,384,000 | 165 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $-149,000 | 7,556 |
| Net operating income | $4,966,480 | 285 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $251,062,000 | 157 |
| Total interest expense | $93,522,000 | 100 |
| Net interest income | $157,540,000 | 170 |
| Provision for loan and lease losses | $80,515,000 | 125 |
| Total noninterest income | $39,127,000 | 243 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $7,297,000 | 222 |
| Trading account gains and fees | $-146,000 | 7,622 |
| Additional Noninterest Income | $31,976,000 | 211 |
| Total noninterest expense | $118,480,000 | 202 |
| Salaries and employee benefits | $39,602,000 | 243 |
| Premises and equipment expense | $16,775,000 | 172 |
| Additional noninterest expense | $62,103,000 | 173 |
| Pre-tax net operating income | $-2,328,000 | 6,829 |
| Securities gains (losses) | $8,995,000 | 69 |
| Applicable income taxes | $54,000 | 3,592 |
| Income before extraordinary items | $6,613,000 | 677 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,613,000 | 674 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $6,613,000 | 678 |
| Net charge-offs | $96,744,000 | 103 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $176,000 | 647 |
| Net operating income | $-2,292,050 | 6,874 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $190,833,000 | 154 |
| Total interest expense | $70,949,000 | 102 |
| Net interest income | $119,884,000 | 170 |
| Provision for loan and lease losses | $65,970,000 | 123 |
| Total noninterest income | $31,501,000 | 227 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $5,462,000 | 225 |
| Trading account gains and fees | $-177,000 | 7,729 |
| Additional Noninterest Income | $26,216,000 | 192 |
| Total noninterest expense | $90,414,000 | 192 |
| Salaries and employee benefits | $30,419,000 | 237 |
| Premises and equipment expense | $12,564,000 | 169 |
| Additional noninterest expense | $47,431,000 | 166 |
| Pre-tax net operating income | $-4,999,000 | 7,361 |
| Securities gains (losses) | $8,995,000 | 62 |
| Applicable income taxes | $1,682,000 | 685 |
| Income before extraordinary items | $2,314,000 | 1,439 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,314,000 | 1,442 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,314,000 | 1,442 |
| Net charge-offs | $78,465,000 | 101 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $124,000 | 596 |
| Net operating income | $-3,442,800 | 7,303 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $128,868,000 | 155 |
| Total interest expense | $48,223,000 | 105 |
| Net interest income | $80,645,000 | 167 |
| Provision for loan and lease losses | $29,700,000 | 159 |
| Total noninterest income | $20,713,000 | 227 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $3,658,000 | 228 |
| Trading account gains and fees | $-837,000 | 7,818 |
| Additional Noninterest Income | $17,892,000 | 186 |
| Total noninterest expense | $57,251,000 | 201 |
| Salaries and employee benefits | $20,087,000 | 234 |
| Premises and equipment expense | $8,281,000 | 171 |
| Additional noninterest expense | $28,883,000 | 176 |
| Pre-tax net operating income | $14,407,000 | 218 |
| Securities gains (losses) | $2,937,000 | 89 |
| Applicable income taxes | $5,953,000 | 179 |
| Income before extraordinary items | $11,391,000 | 213 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $11,391,000 | 213 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $11,391,000 | 213 |
| Net charge-offs | $38,644,000 | 131 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $73,000 | 551 |
| Net operating income | $9,452,580 | 241 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $66,552,000 | 154 |
| Total interest expense | $24,794,000 | 105 |
| Net interest income | $41,758,000 | 166 |
| Provision for loan and lease losses | $14,200,000 | 172 |
| Total noninterest income | $12,187,000 | 200 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $1,794,000 | 236 |
| Trading account gains and fees | $-838,000 | 7,928 |
| Additional Noninterest Income | $11,231,000 | 166 |
| Total noninterest expense | $28,614,000 | 200 |
| Salaries and employee benefits | $10,062,000 | 236 |
| Premises and equipment expense | $4,035,000 | 177 |
| Additional noninterest expense | $14,517,000 | 174 |
| Pre-tax net operating income | $11,131,000 | 156 |
| Securities gains (losses) | $642,000 | 197 |
| Applicable income taxes | $4,186,000 | 142 |
| Income before extraordinary items | $7,587,000 | 171 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $7,587,000 | 173 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $7,587,000 | 173 |
| Net charge-offs | $14,727,000 | 158 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 592 |
| Net operating income | $7,176,120 | 174 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $286,397,000 | 148 |
| Total interest expense | $112,880,000 | 113 |
| Net interest income | $173,517,000 | 155 |
| Provision for loan and lease losses | $253,906,000 | 80 |
| Total noninterest income | $37,769,000 | 246 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $6,975,000 | 253 |
| Trading account gains and fees | $1,006,000 | 93 |
| Additional Noninterest Income | $29,788,000 | 220 |
| Total noninterest expense | $119,103,000 | 203 |
| Salaries and employee benefits | $44,871,000 | 203 |
| Premises and equipment expense | $17,274,000 | 163 |
| Additional noninterest expense | $56,958,000 | 203 |
| Pre-tax net operating income | $-161,723,000 | 7,959 |
| Securities gains (losses) | $5,416,000 | 113 |
| Applicable income taxes | $-58,305,000 | 7,974 |
| Income before extraordinary items | $-98,002,000 | 7,931 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-98,002,000 | 7,929 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-98,002,000 | 7,930 |
| Net charge-offs | $145,353,000 | 93 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $98,983,000 | 19 |
| Net operating income | $-101,468,240 | 7,934 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $216,464,000 | 155 |
| Total interest expense | $87,327,000 | 122 |
| Net interest income | $129,137,000 | 159 |
| Provision for loan and lease losses | $91,806,000 | 139 |
| Total noninterest income | $28,953,000 | 243 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $5,170,000 | 255 |
| Trading account gains and fees | $682,000 | 105 |
| Additional Noninterest Income | $23,101,000 | 221 |
| Total noninterest expense | $89,825,000 | 208 |
| Salaries and employee benefits | $34,108,000 | 207 |
| Premises and equipment expense | $13,016,000 | 168 |
| Additional noninterest expense | $42,701,000 | 200 |
| Pre-tax net operating income | $-23,541,000 | 7,894 |
| Securities gains (losses) | $5,323,000 | 103 |
| Applicable income taxes | $-6,700,000 | 7,933 |
| Income before extraordinary items | $-11,518,000 | 7,815 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-11,518,000 | 7,814 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-11,518,000 | 7,814 |
| Net charge-offs | $64,329,000 | 137 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $-1,033,000 | 8,085 |
| Net operating income | $-14,924,720 | 7,854 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $145,210,000 | 160 |
| Total interest expense | $59,664,000 | 132 |
| Net interest income | $85,546,000 | 165 |
| Provision for loan and lease losses | $47,100,000 | 166 |
| Total noninterest income | $17,741,000 | 255 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $3,356,000 | 262 |
| Trading account gains and fees | $660,000 | 94 |
| Additional Noninterest Income | $13,725,000 | 233 |
| Total noninterest expense | $60,010,000 | 212 |
| Salaries and employee benefits | $21,808,000 | 226 |
| Premises and equipment expense | $8,144,000 | 180 |
| Additional noninterest expense | $30,058,000 | 201 |
| Pre-tax net operating income | $-3,823,000 | 7,648 |
| Securities gains (losses) | $3,756,000 | 107 |
| Applicable income taxes | $-98,000 | 7,137 |
| Income before extraordinary items | $31,000 | 5,709 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $31,000 | 5,707 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $31,000 | 5,707 |
| Net charge-offs | $29,558,000 | 177 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $-1,064,000 | 8,183 |
| Net operating income | $-2,372,840 | 7,559 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $73,372,000 | 160 |
| Total interest expense | $29,641,000 | 136 |
| Net interest income | $43,731,000 | 160 |
| Provision for loan and lease losses | $17,000,000 | 175 |
| Total noninterest income | $8,464,000 | 250 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $1,638,000 | 264 |
| Trading account gains and fees | $-90,000 | 8,201 |
| Additional Noninterest Income | $6,916,000 | 209 |
| Total noninterest expense | $28,642,000 | 218 |
| Salaries and employee benefits | $10,639,000 | 226 |
| Premises and equipment expense | $4,089,000 | 187 |
| Additional noninterest expense | $13,914,000 | 193 |
| Pre-tax net operating income | $6,553,000 | 201 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $1,953,000 | 218 |
| Income before extraordinary items | $4,600,000 | 228 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,600,000 | 227 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $4,600,000 | 229 |
| Net charge-offs | $10,101,000 | 208 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $-1,089,000 | 8,235 |
| Net operating income | $4,600,000 | 213 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $348,584,000 | 144 |
| Total interest expense | $167,530,000 | 125 |
| Net interest income | $181,054,000 | 158 |
| Provision for loan and lease losses | $55,507,000 | 175 |
| Total noninterest income | $45,959,000 | 193 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $6,971,000 | 266 |
| Trading account gains and fees | $6,576,000 | 46 |
| Additional Noninterest Income | $32,412,000 | 172 |
| Total noninterest expense | $127,315,000 | 207 |
| Salaries and employee benefits | $49,785,000 | 195 |
| Premises and equipment expense | $20,378,000 | 147 |
| Additional noninterest expense | $57,152,000 | 203 |
| Pre-tax net operating income | $44,191,000 | 153 |
| Securities gains (losses) | $1,654,000 | 152 |
| Applicable income taxes | $11,407,000 | 165 |
| Income before extraordinary items | $34,438,000 | 134 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $34,438,000 | 135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,138,000 | 153 |
| Cash dividends | $32,417,000 | 123 |
| Sale, conversion, retirement of capital stock, net | $349,000 | 633 |
| Net operating income | $33,197,500 | 149 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $264,187,000 | 150 |
| Total interest expense | $130,028,000 | 130 |
| Net interest income | $134,159,000 | 166 |
| Provision for loan and lease losses | $41,107,000 | 154 |
| Total noninterest income | $37,808,000 | 192 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $5,278,000 | 271 |
| Trading account gains and fees | $6,348,000 | 42 |
| Additional Noninterest Income | $26,182,000 | 181 |
| Total noninterest expense | $91,322,000 | 201 |
| Salaries and employee benefits | $36,785,000 | 208 |
| Premises and equipment expense | $14,323,000 | 160 |
| Additional noninterest expense | $40,214,000 | 192 |
| Pre-tax net operating income | $39,538,000 | 165 |
| Securities gains (losses) | $350,000 | 416 |
| Applicable income taxes | $11,547,000 | 161 |
| Income before extraordinary items | $28,341,000 | 153 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $28,341,000 | 152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,675,000 | 131 |
| Cash dividends | $32,417,000 | 100 |
| Sale, conversion, retirement of capital stock, net | $262,000 | 513 |
| Net operating income | $28,092,500 | 164 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $179,040,000 | 151 |
| Total interest expense | $88,991,000 | 137 |
| Net interest income | $90,049,000 | 165 |
| Provision for loan and lease losses | $28,790,000 | 141 |
| Total noninterest income | $27,691,000 | 188 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $3,589,000 | 258 |
| Trading account gains and fees | $5,996,000 | 41 |
| Additional Noninterest Income | $18,106,000 | 184 |
| Total noninterest expense | $60,448,000 | 202 |
| Salaries and employee benefits | $24,623,000 | 210 |
| Premises and equipment expense | $9,357,000 | 164 |
| Additional noninterest expense | $26,468,000 | 186 |
| Pre-tax net operating income | $28,502,000 | 160 |
| Securities gains (losses) | $34,000 | 1,705 |
| Applicable income taxes | $8,241,000 | 180 |
| Income before extraordinary items | $20,295,000 | 167 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $20,295,000 | 166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,901,000 | 122 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $175,000 | 440 |
| Net operating income | $20,270,860 | 162 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $92,595,000 | 151 |
| Total interest expense | $48,385,000 | 138 |
| Net interest income | $44,210,000 | 169 |
| Provision for loan and lease losses | $12,790,000 | 136 |
| Total noninterest income | $11,519,000 | 215 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,798,000 | 255 |
| Trading account gains and fees | $3,426,000 | 41 |
| Additional Noninterest Income | $6,295,000 | 235 |
| Total noninterest expense | $29,806,000 | 200 |
| Salaries and employee benefits | $12,480,000 | 214 |
| Premises and equipment expense | $4,752,000 | 167 |
| Additional noninterest expense | $12,574,000 | 181 |
| Pre-tax net operating income | $13,133,000 | 181 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $3,947,000 | 198 |
| Income before extraordinary items | $9,186,000 | 195 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $9,186,000 | 195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,632,000 | 108 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 349 |
| Net operating income | $9,186,000 | 186 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $408,207,000 | 144 |
| Total interest expense | $236,878,000 | 123 |
| Net interest income | $171,329,000 | 162 |
| Provision for loan and lease losses | $41,085,000 | 99 |
| Total noninterest income | $38,062,000 | 234 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $6,910,000 | 271 |
| Trading account gains and fees | $4,231,000 | 51 |
| Additional Noninterest Income | $26,921,000 | 214 |
| Total noninterest expense | $122,439,000 | 192 |
| Salaries and employee benefits | $53,756,000 | 190 |
| Premises and equipment expense | $19,664,000 | 152 |
| Additional noninterest expense | $49,019,000 | 180 |
| Pre-tax net operating income | $45,867,000 | 244 |
| Securities gains (losses) | $153,000 | 499 |
| Applicable income taxes | $13,603,000 | 261 |
| Income before extraordinary items | $32,417,000 | 251 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $32,417,000 | 248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,782,000 | 85 |
| Cash dividends | $28,176,000 | 190 |
| Sale, conversion, retirement of capital stock, net | $363,000 | 599 |
| Net operating income | $32,309,900 | 248 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $306,215,000 | 144 |
| Total interest expense | $178,282,000 | 124 |
| Net interest income | $127,933,000 | 161 |
| Provision for loan and lease losses | $32,435,000 | 80 |
| Total noninterest income | $26,341,000 | 250 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $5,154,000 | 267 |
| Trading account gains and fees | $1,645,000 | 63 |
| Additional Noninterest Income | $19,542,000 | 218 |
| Total noninterest expense | $89,065,000 | 190 |
| Salaries and employee benefits | $39,102,000 | 192 |
| Premises and equipment expense | $13,791,000 | 159 |
| Additional noninterest expense | $36,172,000 | 171 |
| Pre-tax net operating income | $32,774,000 | 280 |
| Securities gains (losses) | $132,000 | 438 |
| Applicable income taxes | $9,122,000 | 306 |
| Income before extraordinary items | $23,784,000 | 275 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $23,784,000 | 273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,219,000 | 73 |
| Cash dividends | $28,176,000 | 159 |
| Sale, conversion, retirement of capital stock, net | $307,000 | 501 |
| Net operating income | $23,688,960 | 275 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $203,068,000 | 158 |
| Total interest expense | $117,668,000 | 138 |
| Net interest income | $85,400,000 | 175 |
| Provision for loan and lease losses | $24,385,000 | 70 |
| Total noninterest income | $16,518,000 | 277 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $3,479,000 | 261 |
| Trading account gains and fees | $795,000 | 68 |
| Additional Noninterest Income | $12,244,000 | 249 |
| Total noninterest expense | $58,802,000 | 203 |
| Salaries and employee benefits | $25,880,000 | 206 |
| Premises and equipment expense | $9,116,000 | 168 |
| Additional noninterest expense | $23,806,000 | 179 |
| Pre-tax net operating income | $18,731,000 | 334 |
| Securities gains (losses) | $83,000 | 444 |
| Applicable income taxes | $5,108,000 | 381 |
| Income before extraordinary items | $13,706,000 | 327 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $13,706,000 | 326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,088,000 | 72 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $209,000 | 440 |
| Net operating income | $13,645,410 | 326 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $101,862,000 | 157 |
| Total interest expense | $58,477,000 | 135 |
| Net interest income | $43,385,000 | 170 |
| Provision for loan and lease losses | $13,655,000 | 60 |
| Total noninterest income | $8,756,000 | 264 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $1,753,000 | 247 |
| Trading account gains and fees | $464,000 | 76 |
| Additional Noninterest Income | $6,539,000 | 230 |
| Total noninterest expense | $29,002,000 | 203 |
| Salaries and employee benefits | $12,845,000 | 208 |
| Premises and equipment expense | $4,524,000 | 168 |
| Additional noninterest expense | $11,633,000 | 183 |
| Pre-tax net operating income | $9,484,000 | 333 |
| Securities gains (losses) | $83,000 | 334 |
| Applicable income taxes | $2,622,000 | 371 |
| Income before extraordinary items | $6,945,000 | 329 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $6,945,000 | 328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,546,000 | 67 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $93,000 | 368 |
| Net operating income | $6,884,410 | 325 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $408,662,000 | 146 |
| Total interest expense | $232,930,000 | 122 |
| Net interest income | $175,732,000 | 164 |
| Provision for loan and lease losses | $44,710,000 | 60 |
| Total noninterest income | $32,388,000 | 257 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $7,316,000 | 243 |
| Trading account gains and fees | $1,089,000 | 70 |
| Additional Noninterest Income | $23,983,000 | 238 |
| Total noninterest expense | $119,527,000 | 187 |
| Salaries and employee benefits | $54,542,000 | 188 |
| Premises and equipment expense | $19,066,000 | 151 |
| Additional noninterest expense | $45,919,000 | 180 |
| Pre-tax net operating income | $43,883,000 | 305 |
| Securities gains (losses) | $-5,111,000 | 8,640 |
| Applicable income taxes | $10,596,000 | 378 |
| Income before extraordinary items | $28,176,000 | 328 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $28,176,000 | 326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,445,000 | 58 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $376,000 | 647 |
| Net operating income | $31,907,030 | 293 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $305,618,000 | 155 |
| Total interest expense | $172,573,000 | 127 |
| Net interest income | $133,045,000 | 172 |
| Provision for loan and lease losses | $33,010,000 | 62 |
| Total noninterest income | $24,459,000 | 273 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $5,594,000 | 243 |
| Trading account gains and fees | $840,000 | 74 |
| Additional Noninterest Income | $18,025,000 | 248 |
| Total noninterest expense | $90,735,000 | 195 |
| Salaries and employee benefits | $41,514,000 | 197 |
| Premises and equipment expense | $14,428,000 | 159 |
| Additional noninterest expense | $34,793,000 | 187 |
| Pre-tax net operating income | $33,759,000 | 320 |
| Securities gains (losses) | $-5,111,000 | 8,718 |
| Applicable income taxes | $9,083,000 | 362 |
| Income before extraordinary items | $19,565,000 | 365 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $19,565,000 | 364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,883,000 | 65 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $23,040,480 | 319 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $200,866,000 | 159 |
| Total interest expense | $110,748,000 | 130 |
| Net interest income | $90,118,000 | 175 |
| Provision for loan and lease losses | $17,250,000 | 70 |
| Total noninterest income | $15,350,000 | 285 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $3,746,000 | 233 |
| Trading account gains and fees | $307,000 | 77 |
| Additional Noninterest Income | $11,297,000 | 266 |
| Total noninterest expense | $61,748,000 | 198 |
| Salaries and employee benefits | $28,415,000 | 199 |
| Premises and equipment expense | $9,674,000 | 159 |
| Additional noninterest expense | $23,659,000 | 185 |
| Pre-tax net operating income | $26,470,000 | 286 |
| Securities gains (losses) | $349,000 | 196 |
| Applicable income taxes | $7,829,000 | 307 |
| Income before extraordinary items | $18,990,000 | 272 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $18,990,000 | 272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,107,000 | 75 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $18,742,210 | 274 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $98,780,000 | 158 |
| Total interest expense | $52,486,000 | 131 |
| Net interest income | $46,294,000 | 171 |
| Provision for loan and lease losses | $6,550,000 | 75 |
| Total noninterest income | $7,664,000 | 283 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,782,000 | 237 |
| Trading account gains and fees | $-138,000 | 8,777 |
| Additional Noninterest Income | $6,020,000 | 255 |
| Total noninterest expense | $31,872,000 | 198 |
| Salaries and employee benefits | $14,641,000 | 195 |
| Premises and equipment expense | $5,006,000 | 157 |
| Additional noninterest expense | $12,225,000 | 185 |
| Pre-tax net operating income | $15,536,000 | 241 |
| Securities gains (losses) | $68,000 | 298 |
| Applicable income taxes | $4,367,000 | 274 |
| Income before extraordinary items | $11,237,000 | 237 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $11,237,000 | 237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,753,000 | 75 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $11,188,040 | 235 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $322,297,000 | 163 |
| Total interest expense | $143,063,000 | 135 |
| Net interest income | $179,234,000 | 165 |
| Provision for loan and lease losses | $25,283,000 | 83 |
| Total noninterest income | $20,534,000 | 392 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $7,427,000 | 237 |
| Trading account gains and fees | $-9,937,000 | 8,829 |
| Additional Noninterest Income | $23,044,000 | 263 |
| Total noninterest expense | $121,721,000 | 193 |
| Salaries and employee benefits | $55,547,000 | 192 |
| Premises and equipment expense | $20,636,000 | 153 |
| Additional noninterest expense | $45,538,000 | 200 |
| Pre-tax net operating income | $52,764,000 | 266 |
| Securities gains (losses) | $-4,051,000 | 8,798 |
| Applicable income taxes | $12,329,000 | 344 |
| Income before extraordinary items | $36,384,000 | 259 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $36,384,000 | 260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,988,000 | 82 |
| Cash dividends | $20,157,000 | 235 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $39,422,250 | 242 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $229,057,000 | 168 |
| Total interest expense | $94,507,000 | 146 |
| Net interest income | $134,550,000 | 168 |
| Provision for loan and lease losses | $18,750,000 | 83 |
| Total noninterest income | $24,145,000 | 281 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $5,639,000 | 229 |
| Trading account gains and fees | $1,228,000 | 58 |
| Additional Noninterest Income | $17,278,000 | 273 |
| Total noninterest expense | $90,065,000 | 195 |
| Salaries and employee benefits | $41,448,000 | 190 |
| Premises and equipment expense | $13,414,000 | 166 |
| Additional noninterest expense | $35,203,000 | 192 |
| Pre-tax net operating income | $49,880,000 | 227 |
| Securities gains (losses) | $-4,052,000 | 8,837 |
| Applicable income taxes | $13,184,000 | 273 |
| Income before extraordinary items | $32,644,000 | 240 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $32,644,000 | 241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,342,000 | 84 |
| Cash dividends | $20,157,000 | 188 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $35,520,920 | 222 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $144,725,000 | 167 |
| Total interest expense | $55,315,000 | 147 |
| Net interest income | $89,410,000 | 169 |
| Provision for loan and lease losses | $12,250,000 | 77 |
| Total noninterest income | $16,202,000 | 276 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $3,782,000 | 221 |
| Trading account gains and fees | $400,000 | 67 |
| Additional Noninterest Income | $12,020,000 | 260 |
| Total noninterest expense | $59,249,000 | 194 |
| Salaries and employee benefits | $27,337,000 | 191 |
| Premises and equipment expense | $8,779,000 | 167 |
| Additional noninterest expense | $23,133,000 | 195 |
| Pre-tax net operating income | $34,113,000 | 226 |
| Securities gains (losses) | $-4,052,000 | 8,850 |
| Applicable income taxes | $9,018,000 | 258 |
| Income before extraordinary items | $21,043,000 | 242 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $21,043,000 | 242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,910,000 | 86 |
| Cash dividends | $20,157,000 | 130 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $23,879,400 | 223 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $68,552,000 | 170 |
| Total interest expense | $24,985,000 | 150 |
| Net interest income | $43,567,000 | 170 |
| Provision for loan and lease losses | $6,000,000 | 79 |
| Total noninterest income | $8,300,000 | 265 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,942,000 | 210 |
| Trading account gains and fees | $710,000 | 58 |
| Additional Noninterest Income | $5,648,000 | 265 |
| Total noninterest expense | $29,724,000 | 198 |
| Salaries and employee benefits | $13,874,000 | 193 |
| Premises and equipment expense | $4,311,000 | 173 |
| Additional noninterest expense | $11,539,000 | 194 |
| Pre-tax net operating income | $16,143,000 | 231 |
| Securities gains (losses) | $-4,052,000 | 8,916 |
| Applicable income taxes | $3,627,000 | 304 |
| Income before extraordinary items | $8,464,000 | 267 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $8,464,000 | 267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,302,000 | 87 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $11,300,400 | 233 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $245,303,000 | 171 |
| Total interest expense | $75,568,000 | 161 |
| Net interest income | $169,735,000 | 170 |
| Provision for loan and lease losses | $30,636,000 | 84 |
| Total noninterest income | $30,680,000 | 287 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $8,218,000 | 216 |
| Trading account gains and fees | $475,000 | 81 |
| Additional Noninterest Income | $21,987,000 | 272 |
| Total noninterest expense | $115,081,000 | 203 |
| Salaries and employee benefits | $50,111,000 | 201 |
| Premises and equipment expense | $17,344,000 | 168 |
| Additional noninterest expense | $47,626,000 | 196 |
| Pre-tax net operating income | $54,698,000 | 246 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $14,384,000 | 294 |
| Income before extraordinary items | $40,314,000 | 238 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $40,314,000 | 239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,946,000 | 94 |
| Cash dividends | $19,626,000 | 222 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $40,314,000 | 231 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $180,668,000 | 172 |
| Total interest expense | $54,468,000 | 161 |
| Net interest income | $126,200,000 | 172 |
| Provision for loan and lease losses | $21,286,000 | 92 |
| Total noninterest income | $21,333,000 | 309 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $6,258,000 | 220 |
| Trading account gains and fees | $5,000 | 127 |
| Additional Noninterest Income | $15,070,000 | 296 |
| Total noninterest expense | $82,606,000 | 208 |
| Salaries and employee benefits | $37,435,000 | 202 |
| Premises and equipment expense | $13,003,000 | 173 |
| Additional noninterest expense | $32,168,000 | 211 |
| Pre-tax net operating income | $43,641,000 | 241 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $12,656,000 | 262 |
| Income before extraordinary items | $30,985,000 | 232 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $30,985,000 | 233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,556,000 | 107 |
| Cash dividends | $19,626,000 | 180 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $30,985,000 | 226 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $118,584,000 | 172 |
| Total interest expense | $35,756,000 | 158 |
| Net interest income | $82,828,000 | 175 |
| Provision for loan and lease losses | $14,948,000 | 94 |
| Total noninterest income | $14,445,000 | 306 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $4,201,000 | 213 |
| Trading account gains and fees | $-6,000 | 9,042 |
| Additional Noninterest Income | $10,250,000 | 292 |
| Total noninterest expense | $55,137,000 | 208 |
| Salaries and employee benefits | $24,787,000 | 201 |
| Premises and equipment expense | $8,654,000 | 172 |
| Additional noninterest expense | $21,696,000 | 207 |
| Pre-tax net operating income | $27,188,000 | 250 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $9,197,000 | 249 |
| Income before extraordinary items | $17,991,000 | 254 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $17,991,000 | 255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,757,000 | 106 |
| Cash dividends | $19,626,000 | 139 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $17,991,000 | 244 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $58,729,000 | 171 |
| Total interest expense | $18,020,000 | 157 |
| Net interest income | $40,709,000 | 173 |
| Provision for loan and lease losses | $6,249,000 | 100 |
| Total noninterest income | $7,757,000 | 287 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,150,000 | 206 |
| Trading account gains and fees | $7,000 | 113 |
| Additional Noninterest Income | $5,600,000 | 262 |
| Total noninterest expense | $27,101,000 | 209 |
| Salaries and employee benefits | $12,391,000 | 202 |
| Premises and equipment expense | $4,387,000 | 173 |
| Additional noninterest expense | $10,323,000 | 206 |
| Pre-tax net operating income | $15,116,000 | 226 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $5,142,000 | 225 |
| Income before extraordinary items | $9,974,000 | 241 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $9,974,000 | 242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,038,000 | 143 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $9,974,000 | 222 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $245,563,000 | 170 |
| Total interest expense | $80,742,000 | 156 |
| Net interest income | $164,821,000 | 167 |
| Provision for loan and lease losses | $23,600,000 | 130 |
| Total noninterest income | $27,211,000 | 328 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $8,649,000 | 209 |
| Trading account gains and fees | $750,000 | 84 |
| Additional Noninterest Income | $17,812,000 | 309 |
| Total noninterest expense | $110,360,000 | 200 |
| Salaries and employee benefits | $48,349,000 | 205 |
| Premises and equipment expense | $19,216,000 | 159 |
| Additional noninterest expense | $42,795,000 | 215 |
| Pre-tax net operating income | $58,072,000 | 219 |
| Securities gains (losses) | $-2,106,000 | 9,157 |
| Applicable income taxes | $17,188,000 | 260 |
| Income before extraordinary items | $38,778,000 | 236 |
| Extraordinary gains, net | $473,000 | 13 |
| Net income | $39,251,000 | 236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,160,000 | 117 |
| Cash dividends | $19,369,000 | 254 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $40,231,140 | 214 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $186,483,000 | 171 |
| Total interest expense | $62,058,000 | 162 |
| Net interest income | $124,425,000 | 171 |
| Provision for loan and lease losses | $17,600,000 | 135 |
| Total noninterest income | $20,754,000 | 341 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $6,393,000 | 224 |
| Trading account gains and fees | $401,000 | 94 |
| Additional Noninterest Income | $13,960,000 | 325 |
| Total noninterest expense | $81,839,000 | 205 |
| Salaries and employee benefits | $35,905,000 | 208 |
| Premises and equipment expense | $13,908,000 | 164 |
| Additional noninterest expense | $32,026,000 | 212 |
| Pre-tax net operating income | $45,740,000 | 222 |
| Securities gains (losses) | $-2,106,000 | 9,217 |
| Applicable income taxes | $12,538,000 | 269 |
| Income before extraordinary items | $31,096,000 | 233 |
| Extraordinary gains, net | $473,000 | 9 |
| Net income | $31,569,000 | 231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,334,000 | 123 |
| Cash dividends | $19,369,000 | 204 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $32,591,260 | 211 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $125,276,000 | 172 |
| Total interest expense | $42,402,000 | 164 |
| Net interest income | $82,874,000 | 169 |
| Provision for loan and lease losses | $12,600,000 | 131 |
| Total noninterest income | $14,458,000 | 329 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $4,188,000 | 223 |
| Trading account gains and fees | $520,000 | 81 |
| Additional Noninterest Income | $9,750,000 | 319 |
| Total noninterest expense | $55,419,000 | 203 |
| Salaries and employee benefits | $24,208,000 | 204 |
| Premises and equipment expense | $9,281,000 | 166 |
| Additional noninterest expense | $21,930,000 | 204 |
| Pre-tax net operating income | $29,313,000 | 226 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $7,337,000 | 299 |
| Income before extraordinary items | $21,976,000 | 228 |
| Extraordinary gains, net | $473,000 | 4 |
| Net income | $22,449,000 | 226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,084,000 | 134 |
| Cash dividends | $19,369,000 | 139 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $21,976,000 | 212 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $63,698,000 | 174 |
| Total interest expense | $21,501,000 | 166 |
| Net interest income | $42,197,000 | 172 |
| Provision for loan and lease losses | $6,600,000 | 129 |
| Total noninterest income | $6,903,000 | 341 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,108,000 | 221 |
| Trading account gains and fees | $329,000 | 75 |
| Additional Noninterest Income | $4,466,000 | 342 |
| Total noninterest expense | $28,372,000 | 200 |
| Salaries and employee benefits | $11,982,000 | 204 |
| Premises and equipment expense | $4,681,000 | 167 |
| Additional noninterest expense | $11,709,000 | 203 |
| Pre-tax net operating income | $14,128,000 | 235 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $2,840,000 | 361 |
| Income before extraordinary items | $11,288,000 | 222 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $11,288,000 | 222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,516,000 | 137 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $11,288,000 | 205 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $274,558,000 | 170 |
| Total interest expense | $115,786,000 | 150 |
| Net interest income | $158,772,000 | 180 |
| Provision for loan and lease losses | $30,271,000 | 133 |
| Total noninterest income | $30,269,000 | 304 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $8,512,000 | 216 |
| Trading account gains and fees | $157,000 | 100 |
| Additional Noninterest Income | $21,600,000 | 284 |
| Total noninterest expense | $112,956,000 | 208 |
| Salaries and employee benefits | $49,824,000 | 199 |
| Premises and equipment expense | $20,507,000 | 155 |
| Additional noninterest expense | $42,625,000 | 217 |
| Pre-tax net operating income | $45,814,000 | 261 |
| Securities gains (losses) | $2,242,000 | 261 |
| Applicable income taxes | $9,318,000 | 375 |
| Income before extraordinary items | $38,738,000 | 238 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $38,738,000 | 238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,691,000 | 104 |
| Cash dividends | $29,458,000 | 192 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $36,921,980 | 230 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $346,783,000 | 158 |
| Total interest expense | $182,987,000 | 155 |
| Net interest income | $163,796,000 | 168 |
| Provision for loan and lease losses | $35,721,000 | 119 |
| Total noninterest income | $23,740,000 | 343 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $9,015,000 | 197 |
| Trading account gains and fees | $-2,479,000 | 9,597 |
| Additional Noninterest Income | $17,204,000 | 316 |
| Total noninterest expense | $114,864,000 | 204 |
| Salaries and employee benefits | $47,476,000 | 191 |
| Premises and equipment expense | $21,015,000 | 143 |
| Additional noninterest expense | $46,373,000 | 211 |
| Pre-tax net operating income | $36,951,000 | 272 |
| Securities gains (losses) | $132,000 | 1,514 |
| Applicable income taxes | $4,352,000 | 606 |
| Income before extraordinary items | $32,731,000 | 237 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $32,731,000 | 236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,848,000 | 129 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 681 |
| Net operating income | $32,614,840 | 227 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $347,935,000 | 174 |
| Total interest expense | $206,961,000 | 161 |
| Net interest income | $140,974,000 | 189 |
| Provision for loan and lease losses | $20,996,000 | 144 |
| Total noninterest income | $22,986,000 | 341 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $7,924,000 | 200 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $15,062,000 | 345 |
| Total noninterest expense | $106,354,000 | 209 |
| Salaries and employee benefits | $43,623,000 | 198 |
| Premises and equipment expense | $20,928,000 | 147 |
| Additional noninterest expense | $41,803,000 | 219 |
| Pre-tax net operating income | $36,610,000 | 291 |
| Securities gains (losses) | $9,000 | 1,192 |
| Applicable income taxes | $8,179,000 | 385 |
| Income before extraordinary items | $28,440,000 | 264 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $28,440,000 | 264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,818,000 | 123 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $30,465,000 | 17 |
| Net operating income | $28,432,980 | 260 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $249,275,000 | 199 |
| Total interest expense | $130,934,000 | 189 |
| Net interest income | $118,341,000 | 207 |
| Provision for loan and lease losses | $20,300,000 | 139 |
| Total noninterest income | $23,027,000 | 361 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $7,873,000 | 210 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $15,154,000 | 360 |
| Total noninterest expense | $94,625,000 | 226 |
| Salaries and employee benefits | $41,174,000 | 204 |
| Premises and equipment expense | $21,792,000 | 137 |
| Additional noninterest expense | $31,659,000 | 269 |
| Pre-tax net operating income | $26,443,000 | 393 |
| Securities gains (losses) | $27,000 | 1,241 |
| Applicable income taxes | $5,320,000 | 574 |
| Income before extraordinary items | $21,150,000 | 355 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $21,150,000 | 355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,257,000 | 118 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $21,128,400 | 346 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $174,031,000 | 249 |
| Total interest expense | $91,354,000 | 233 |
| Net interest income | $82,677,000 | 263 |
| Provision for loan and lease losses | $12,325,000 | 198 |
| Total noninterest income | $14,544,000 | 466 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $7,404,000 | 209 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $7,140,000 | 519 |
| Total noninterest expense | $69,888,000 | 278 |
| Salaries and employee benefits | $30,284,000 | 253 |
| Premises and equipment expense | $20,548,000 | 148 |
| Additional noninterest expense | $19,056,000 | 364 |
| Pre-tax net operating income | $15,008,000 | 558 |
| Securities gains (losses) | $243,000 | 821 |
| Applicable income taxes | $3,791,000 | 717 |
| Income before extraordinary items | $11,460,000 | 512 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $11,460,000 | 511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,418,000 | 140 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $136,635,000 | 4 |
| Net operating income | $11,277,750 | 495 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $99,340,000 | 406 |
| Total interest expense | $49,395,000 | 396 |
| Net interest income | $49,945,000 | 409 |
| Provision for loan and lease losses | $8,882,000 | 222 |
| Total noninterest income | $10,082,000 | 571 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $5,996,000 | 243 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $4,086,000 | 700 |
| Total noninterest expense | $46,806,000 | 344 |
| Salaries and employee benefits | $20,912,000 | 341 |
| Premises and equipment expense | $13,108,000 | 203 |
| Additional noninterest expense | $12,786,000 | 475 |
| Pre-tax net operating income | $4,339,000 | 1,756 |
| Securities gains (losses) | $193,000 | 725 |
| Applicable income taxes | $-1,104,000 | 10,888 |
| Income before extraordinary items | $5,636,000 | 989 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,636,000 | 990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,590,000 | 192 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,443,000 | 993 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $97,113,000 | 451 |
| Total interest expense | $46,930,000 | 443 |
| Net interest income | $50,183,000 | 437 |
| Provision for loan and lease losses | $11,080,000 | 188 |
| Total noninterest income | $11,501,000 | 540 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $7,763,000 | 235 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $3,738,000 | 772 |
| Total noninterest expense | $44,636,000 | 423 |
| Salaries and employee benefits | $21,182,000 | 365 |
| Premises and equipment expense | $11,980,000 | 246 |
| Additional noninterest expense | $11,474,000 | 601 |
| Pre-tax net operating income | $5,968,000 | 1,215 |
| Securities gains (losses) | $43,000 | 1,439 |
| Applicable income taxes | $454,000 | 4,475 |
| Income before extraordinary items | $5,557,000 | 954 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,557,000 | 955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,416,000 | 219 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,517,440 | 938 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $89,822,000 | 488 |
| Total interest expense | $44,260,000 | 489 |
| Net interest income | $45,562,000 | 486 |
| Provision for loan and lease losses | $7,371,000 | 239 |
| Total noninterest income | $10,974,000 | 566 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $7,061,000 | 265 |
| Trading account gains and fees | $-201,000 | 4,827 |
| Additional Noninterest Income | $4,114,000 | 749 |
| Total noninterest expense | $43,509,000 | 441 |
| Salaries and employee benefits | $20,533,000 | 393 |
| Premises and equipment expense | $10,000,000 | 293 |
| Additional noninterest expense | $12,976,000 | 557 |
| Pre-tax net operating income | $5,656,000 | 1,354 |
| Securities gains (losses) | $365,000 | 442 |
| Applicable income taxes | $996,000 | 2,393 |
| Income before extraordinary items | $5,025,000 | 1,066 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,025,000 | 1,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,062,000 | 269 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,722,050 | 1,101 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $62,318,000 | 576 |
| Total interest expense | $28,686,000 | 546 |
| Net interest income | $33,632,000 | 614 |
| Provision for loan and lease losses | $3,677,000 | 362 |
| Total noninterest income | $9,776,000 | 603 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $5,899,000 | 290 |
| Trading account gains and fees | $68,000 | 263 |
| Additional Noninterest Income | $3,809,000 | 757 |
| Total noninterest expense | $35,221,000 | 513 |
| Salaries and employee benefits | $16,619,000 | 457 |
| Premises and equipment expense | $7,786,000 | 350 |
| Additional noninterest expense | $10,816,000 | 659 |
| Pre-tax net operating income | $4,510,000 | 1,597 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,303,000 | 1,758 |
| Income before extraordinary items | $3,207,000 | 1,536 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,207,000 | 1,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,051,000 | 839 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,207,000 | 1,544 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $38,733,000 | 852 |
| Total interest expense | $16,209,000 | 875 |
| Net interest income | $22,524,000 | 836 |
| Provision for loan and lease losses | $1,500,000 | 1,002 |
| Total noninterest income | $4,619,000 | 1,048 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $2,942,000 | 487 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,677,000 | 1,413 |
| Total noninterest expense | $24,521,000 | 718 |
| Salaries and employee benefits | $12,914,000 | 571 |
| Premises and equipment expense | $5,274,000 | 477 |
| Additional noninterest expense | $6,333,000 | 1,045 |
| Pre-tax net operating income | $1,122,000 | 5,442 |
| Securities gains (losses) | $1,217,000 | 464 |
| Applicable income taxes | $311,000 | 5,934 |
| Income before extraordinary items | $2,028,000 | 2,475 |
| Extraordinary gains, net | $657,000 | 344 |
| Net income | $2,685,000 | 1,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,641,000 | 817 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $969,210 | 4,556 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $27,767,000 | 1,310 |
| Total interest expense | $13,971,000 | 1,272 |
| Net interest income | $13,796,000 | 1,335 |
| Provision for loan and lease losses | $1,280,000 | 1,569 |
| Total noninterest income | $2,650,000 | 1,587 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $2,221,000 | 616 |
| Trading account gains and fees | $4,000 | 448 |
| Additional Noninterest Income | $425,000 | 3,555 |
| Total noninterest expense | $12,416,000 | 1,276 |
| Salaries and employee benefits | $6,483,000 | 1,038 |
| Premises and equipment expense | $1,761,000 | 1,250 |
| Additional noninterest expense | $4,172,000 | 1,552 |
| Pre-tax net operating income | $2,750,000 | 2,247 |
| Securities gains (losses) | $294,000 | 1,554 |
| Applicable income taxes | $877,000 | 2,378 |
| Income before extraordinary items | $2,167,000 | 2,119 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,167,000 | 2,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $932,000 | 1,622 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $20,000,000 | 54 |
| Net operating income | $1,958,260 | 2,165 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.