Home > Banco Bilbao Vizcaya Argentaria Puerto Rico > Net charge- offs to loans
Banco Bilbao Vizcaya Argentaria Puerto Rico, Net charge- offs to loans
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3787% | 659 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7970% | 398 |
| Percentage Net Loans Charged-off:Construction & development | 9.6825% | 275 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1961% | 307 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 2.1961% | 323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1525% | 1,187 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4974% | 856 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6191% | 103 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2284% | 946 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0010% | 1,484 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0658% | 1,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0066% | 969 |
| Percentage Net Loans Charged-off:Construction & development | 10.0830% | 263 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7802% | 1,158 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.7802% | 1,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6602% | 901 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4309% | 904 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0152% | 121 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1902% | 948 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0004% | 5,794 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9967% | 1,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8943% | 1,038 |
| Percentage Net Loans Charged-off:Construction & development | 6.2869% | 371 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9226% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.9226% | 907 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4714% | 793 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4300% | 830 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7507% | 174 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2548% | 853 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7522% | 853 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9202% | 697 |
| Percentage Net Loans Charged-off:Construction & development | 18.2528% | 174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,614 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6517% | 1,828 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6517% | 1,787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4911% | 1,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0889% | 760 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0269% | 132 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5625% | 887 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0009% | 1,716 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7161% | 806 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8548% | 675 |
| Percentage Net Loans Charged-off:Construction & development | 16.2172% | 203 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6654% | 1,658 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6654% | 1,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1937% | 1,581 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1134% | 708 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4371% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5131% | 862 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0024% | 1,557 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6997% | 845 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7285% | 791 |
| Percentage Net Loans Charged-off:Construction & development | 13.9320% | 265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6878% | 1,571 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6878% | 1,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5407% | 1,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1031% | 708 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1467% | 114 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3931% | 869 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0023% | 1,349 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0573% | 1,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4594% | 1,979 |
| Percentage Net Loans Charged-off:Construction & development | -0.2393% | 6,588 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8573% | 1,079 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.8573% | 1,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9965% | 1,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2347% | 661 |
| Percentage Net Loans Charged-off: Credit card loans | 9.6603% | 113 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2955% | 855 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0047% | 1,003 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6440% | 690 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0691% | 490 |
| Percentage Net Loans Charged-off:Construction & development | 20.7087% | 150 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6370% | 1,940 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6370% | 1,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3298% | 1,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6327% | 785 |
| Percentage Net Loans Charged-off: Credit card loans | 8.5564% | 135 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0308% | 1,843 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8395% | 567 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2803% | 407 |
| Percentage Net Loans Charged-off:Construction & development | 21.2007% | 136 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6590% | 1,741 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6590% | 1,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9220% | 1,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7069% | 731 |
| Percentage Net Loans Charged-off: Credit card loans | 8.8674% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0352% | 1,636 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0765% | 870 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0789% | 806 |
| Percentage Net Loans Charged-off:Construction & development | 11.3634% | 420 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7879% | 1,402 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.7879% | 1,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5290% | 1,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7576% | 720 |
| Percentage Net Loans Charged-off: Credit card loans | 9.0816% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0051% | 1,531 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5433% | 1,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2214% | 1,177 |
| Percentage Net Loans Charged-off:Construction & development | 4.5797% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9638% | 1,051 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.9638% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7288% | 1,763 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7853% | 722 |
| Percentage Net Loans Charged-off: Credit card loans | 8.0157% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0090% | 1,162 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5422% | 544 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.4412% | 208 |
| Percentage Net Loans Charged-off:Construction & development | 27.7174% | 100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4761% | 2,145 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4761% | 2,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6271% | 2,185 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2112% | 1,197 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8357% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0096% | 2,111 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0611% | 948 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7320% | 563 |
| Percentage Net Loans Charged-off:Construction & development | 13.7526% | 314 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0874% | 3,580 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0874% | 3,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7389% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0907% | 1,186 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6297% | 287 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0030% | 1,894 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4195% | 1,324 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6973% | 894 |
| Percentage Net Loans Charged-off:Construction & development | 8.2957% | 540 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1030% | 2,996 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1030% | 2,783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5717% | 2,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6812% | 1,442 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7851% | 274 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0059% | 1,626 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9629% | 1,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3766% | 803 |
| Percentage Net Loans Charged-off:Construction & development | 6.6877% | 440 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1037% | 2,213 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1037% | 2,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3626% | 2,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7806% | 2,392 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0722% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0117% | 1,225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9979% | 1,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2170% | 2,769 |
| Percentage Net Loans Charged-off:Construction & development | 1.0214% | 1,561 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0354% | 3,649 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0354% | 3,433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7678% | 2,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6556% | 673 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7909% | 225 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0072% | 1,866 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0337% | 819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2471% | 1,897 |
| Percentage Net Loans Charged-off:Construction & development | 1.2556% | 957 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0079% | 3,390 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0079% | 3,158 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8300% | 1,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7023% | 548 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4316% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0055% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1456% | 590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3509% | 1,218 |
| Percentage Net Loans Charged-off:Construction & development | 1.7998% | 536 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0072% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0072% | 2,541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0248% | 1,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8095% | 508 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5014% | 205 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0046% | 1,403 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1609% | 451 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0748% | 1,894 |
| Percentage Net Loans Charged-off:Construction & development | 0.3875% | 693 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 7,671 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 7,676 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5391% | 1,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4981% | 371 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0673% | 223 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0021% | 1,047 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9972% | 469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1507% | 1,667 |
| Percentage Net Loans Charged-off:Construction & development | 0.7022% | 554 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0135% | 3,058 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0135% | 2,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8037% | 1,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5755% | 416 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3416% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0046% | 1,736 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0042% | 339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0457% | 2,159 |
| Percentage Net Loans Charged-off:Construction & development | 0.1716% | 645 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0186% | 2,329 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0186% | 2,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8892% | 992 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6752% | 359 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3766% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0040% | 1,508 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9265% | 351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0174% | 2,237 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0318% | 1,717 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0318% | 1,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0771% | 2,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7751% | 319 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3235% | 162 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0054% | 1,324 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9322% | 346 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,423 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 7,647 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 7,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0164% | 6,785 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8208% | 350 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4339% | 237 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0091% | 959 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9957% | 297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0287% | 2,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.1330% | 436 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0115% | 7,965 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0115% | 7,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0772% | 7,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8004% | 326 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9455% | 387 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0264% | 1,503 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8719% | 279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0517% | 1,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.2279% | 246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0151% | 7,980 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0151% | 7,949 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1191% | 7,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4056% | 375 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5656% | 431 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0324% | 1,298 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7469% | 384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0572% | 1,330 |
| Percentage Net Loans Charged-off:Construction & development | 0.2577% | 171 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0209% | 8,059 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0209% | 8,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1616% | 7,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0652% | 481 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4372% | 447 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0526% | 1,063 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7269% | 388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1372% | 583 |
| Percentage Net Loans Charged-off:Construction & development | 0.5122% | 77 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 7,850 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 7,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3169% | 7,816 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9802% | 599 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4516% | 439 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0562% | 829 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7322% | 490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0423% | 2,126 |
| Percentage Net Loans Charged-off:Construction & development | 0.0857% | 422 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0352% | 2,270 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0352% | 2,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4659% | 1,979 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7431% | 848 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8621% | 396 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0778% | 1,335 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7309% | 445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0576% | 1,584 |
| Percentage Net Loans Charged-off:Construction & development | 0.1166% | 297 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0483% | 1,764 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0483% | 1,662 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6036% | 1,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6598% | 806 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7636% | 374 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0838% | 1,152 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7293% | 474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0709% | 1,261 |
| Percentage Net Loans Charged-off:Construction & development | 0.1487% | 214 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0554% | 1,449 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0554% | 1,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7208% | 1,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5797% | 891 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0173% | 369 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0930% | 968 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7971% | 425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1462% | 656 |
| Percentage Net Loans Charged-off:Construction & development | 0.2995% | 104 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1157% | 841 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1157% | 808 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2784% | 1,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8577% | 748 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1397% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0577% | 772 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8739% | 526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0242% | 2,936 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0545% | 2,122 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0545% | 2,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3083% | 1,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6911% | 1,013 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2882% | 589 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0580% | 1,434 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7980% | 531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0511% | 1,085 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5805% | 1,024 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3365% | 570 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3258% | 850 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8140% | 537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2064% | 902 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5590% | 1,062 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2335% | 602 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0916% | 1,009 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4331% | 1,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8598% | 8,486 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0329% | 830 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9944% | 595 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0517% | 822 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9074% | 689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0159% | 3,409 |
| Percentage Net Loans Charged-off:Construction & development | 0.0447% | 690 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7808% | 2,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0076% | 841 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1421% | 565 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0531% | 1,661 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8346% | 658 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0211% | 2,703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0577% | 526 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4464% | 2,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9873% | 792 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0069% | 594 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0509% | 1,455 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6554% | 927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0315% | 2,131 |
| Percentage Net Loans Charged-off:Construction & development | 0.0828% | 401 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3089% | 2,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5769% | 1,180 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4416% | 519 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0605% | 1,263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6557% | 829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0550% | 2,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7554% | 1,060 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1679% | 543 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0480% | 924 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3790% | 456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1947% | 1,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.4672% | 345 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3842% | 890 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1202% | 807 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2676% | 456 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0517% | 1,773 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9590% | 745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2440% | 804 |
| Percentage Net Loans Charged-off:Construction & development | 0.6456% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9493% | 1,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7791% | 973 |
| Percentage Net Loans Charged-off: Credit card loans | 8.5207% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0290% | 1,772 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9858% | 574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1553% | 166 |
| Percentage Net Loans Charged-off:Construction & development | 0.4338% | 59 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3317% | 573 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2914% | 154 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1537% | 188 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0186% | 360 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1811% | 447 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3363% | 69 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8277% | 25 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.8277% | 22 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4617% | 409 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0887% | 120 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6453% | 86 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5014% | 153 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3331% | 402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 863 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0146% | 746 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0146% | 683 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0701% | 1,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3610% | 76 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7366% | 308 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5354% | 140 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2848% | 442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7653% | 237 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1144% | 98 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8653% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8916% | 82 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2031% | 558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0556% | 177 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7632% | 143 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4040% | 248 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.5908% | 12 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8298% | 872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4330% | 122 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5958% | 196 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8091% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8888% | 40 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1862% | 4,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 1,072 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 1,000 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1195% | 598 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6100% | 528 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9611% | 748 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0970% | 69 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4050% | 3,300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2635% | 695 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3495% | 137 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2163% | 437 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0240% | 1,132 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4594% | 4,563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 1,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0291% | 908 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0291% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9765% | 593 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0617% | 537 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6042% | 499 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2196% | 103 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |