Home > Banc of California > Net charge- offs to loans
Banc of California, Net charge- offs to loans
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3907% | 221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0196% | 513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0124% | 351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0463% | 232 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0167% | 4,341 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0468% | 227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9712% | 70 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2121% | 1,709 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2121% | 1,644 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2598% | 320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0293% | 341 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0184% | 250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0688% | 144 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0122% | 4,353 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0695% | 145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4628% | 147 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3435% | 1,246 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3435% | 1,209 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2201% | 334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0470% | 201 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1374% | 78 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1386% | 77 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9282% | 108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0486% | 1,807 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0486% | 1,723 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3365% | 4,678 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,094 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0025% | 473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 3,579 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7090% | 4,691 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0066% | 621 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.3104% | 4,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2986% | 1,411 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2986% | 1,340 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5829% | 4,742 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0037% | 343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 3,641 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8872% | 4,734 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0090% | 488 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.7000% | 4,748 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4019% | 1,084 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4019% | 1,009 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.8945% | 4,715 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 3,257 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0008% | 290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 3,680 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1972% | 3,561 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0141% | 381 |
| Percentage Net Loans Charged-off: Commercial and industrial | -8.6431% | 4,591 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6265% | 753 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6265% | 688 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.7395% | 4,753 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 3,369 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0016% | 198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0070% | 3,755 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3156% | 3,511 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -16.6230% | 4,615 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1252% | 1,486 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1252% | 1,403 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1048% | 832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0214% | 848 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0423% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0239% | 616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1652% | 89 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0185% | 666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8682% | 241 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0107% | 3,839 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0107% | 3,794 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0235% | 1,570 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 1,047 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0162% | 514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0010% | 876 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1192% | 3,525 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1960% | 601 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0349% | 3,857 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0349% | 3,821 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0427% | 1,210 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3993% | 342 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0526% | 3,845 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0526% | 3,810 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0270% | 1,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2429% | 384 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2354% | 745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0079% | 1,706 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0383% | 768 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0078% | 3,995 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4924% | 3,713 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0187% | 1,096 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2532% | 154 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3663% | 4,714 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3663% | 4,676 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0624% | 1,712 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 3,968 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 4,349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0097% | 4,084 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2954% | 3,709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0063% | 1,128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6536% | 483 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4562% | 4,759 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4562% | 4,716 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0388% | 1,970 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0072% | 4,105 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 4,472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0139% | 4,212 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4214% | 3,727 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 961 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4588% | 608 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6671% | 4,828 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6671% | 4,788 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1184% | 994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0289% | 711 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0171% | 4,623 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0926% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8069% | 3,769 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1440% | 275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1482% | 293 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1970% | 4,914 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1970% | 4,876 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5845% | 317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0638% | 984 |
| Percentage Net Loans Charged-off:Construction & development | 0.1711% | 190 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0508% | 757 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0003% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1208% | 577 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0612% | 3,652 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1310% | 520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.2924% | 54 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.3626% | 5,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -4.3626% | 5,018 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7041% | 224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0375% | 1,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0717% | 534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0004% | 88 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0568% | 826 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0773% | 3,728 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0643% | 741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.8125% | 35 |
| Percentage Net Loans Charged-off: Loans to individuals | -5.8789% | 5,125 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -5.8789% | 5,095 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0847% | 1,515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0286% | 1,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0040% | 670 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0005% | 59 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0735% | 626 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1127% | 3,800 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0838% | 562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7128% | 524 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2973% | 4,895 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2973% | 4,861 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0428% | 1,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0324% | 778 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0119% | 388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0783% | 505 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2091% | 3,886 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0940% | 431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2103% | 706 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7999% | 5,089 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7999% | 5,064 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2422% | 804 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,894 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0095% | 4,592 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0007% | 122 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 2,019 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2243% | 3,929 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0165% | 1,643 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4876% | 837 |
| Percentage Net Loans Charged-off: Loans to individuals | 82.0931% | 2 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 82.0931% | 2 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2868% | 581 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,847 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0124% | 4,688 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0005% | 102 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0031% | 1,731 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2917% | 3,981 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0216% | 1,352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2145% | 1,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 98.6053% | 1 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 98.6053% | 1 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4267% | 364 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 3,990 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0189% | 4,838 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0008% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 1,507 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4250% | 4,035 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0292% | 1,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2339% | 887 |
| Percentage Net Loans Charged-off: Loans to individuals | 130.5360% | 1 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 130.5360% | 1 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8188% | 177 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0251% | 4,820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,680 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0590% | 5,068 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8219% | 4,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0077% | 4,460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1950% | 691 |
| Percentage Net Loans Charged-off: Loans to individuals | 203.2650% | 2 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 203.2650% | 2 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0727% | 2,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0552% | 1,422 |
| Percentage Net Loans Charged-off:Construction & development | 0.0185% | 451 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0118% | 1,186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1108% | 1,001 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0106% | 650 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1181% | 941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2590% | 1,373 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0031% | 4,826 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0031% | 4,760 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0815% | 1,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0645% | 1,101 |
| Percentage Net Loans Charged-off:Construction & development | 0.0258% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0081% | 954 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1285% | 808 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0161% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1366% | 759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2225% | 1,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0338% | 798 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0338% | 706 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0945% | 1,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0949% | 792 |
| Percentage Net Loans Charged-off:Construction & development | 0.0411% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0237% | 681 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1777% | 591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0259% | 435 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1883% | 554 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1662% | 1,115 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0129% | 4,735 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0129% | 4,668 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0173% | 2,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 1,436 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 4,801 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0130% | 1,237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0527% | 302 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0104% | 1,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1239% | 836 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0141% | 4,728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0141% | 4,667 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0054% | 4,068 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0025% | 2,886 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0527% | 5,288 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0150% | 4,577 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0260% | 2,266 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1994% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0145% | 2,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0861% | 4,965 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0102% | 5,008 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0102% | 4,949 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1337% | 1,090 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0004% | 4,412 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0113% | 4,785 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0686% | 5,424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 2,375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0929% | 501 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 4,749 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0879% | 4,937 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0065% | 3,376 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0065% | 3,240 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1995% | 823 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0044% | 3,554 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0113% | 4,792 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1020% | 5,589 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0133% | 1,951 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1365% | 384 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0048% | 1,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0218% | 4,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0477% | 2,921 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0477% | 2,781 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2158% | 690 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0006% | 3,088 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 4,265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 4,944 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0287% | 4,543 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0187% | 4,840 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0187% | 4,769 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0422% | 809 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0265% | 3,701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 3,254 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0175% | 1,488 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0003% | 4,671 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 5,052 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0034% | 4,078 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 5,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0427% | 4,788 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0257% | 5,165 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0257% | 5,095 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7358% | 478 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0234% | 3,468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0042% | 2,933 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0204% | 1,238 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0005% | 4,719 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 4,980 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0047% | 4,103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0210% | 4,536 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0330% | 5,109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0330% | 5,038 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7226% | 448 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0065% | 3,673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 2,614 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0248% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0007% | 4,766 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 5,037 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0075% | 4,162 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0128% | 4,387 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0410% | 5,045 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0410% | 4,982 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1562% | 729 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0105% | 2,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0104% | 1,933 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0506% | 613 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0013% | 4,832 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 5,032 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0159% | 4,254 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0550% | 4,901 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0834% | 5,155 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0834% | 5,098 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3365% | 462 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0078% | 4,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 3,710 |
| Percentage Net Loans Charged-off:Construction & development | -0.1648% | 5,376 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1208% | 6,041 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0008% | 417 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0500% | 2,923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1563% | 802 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0441% | 2,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0846% | 5,281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0972% | 3,420 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0972% | 3,282 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3179% | 749 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0128% | 4,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0145% | 3,280 |
| Percentage Net Loans Charged-off:Construction & development | -0.2278% | 5,501 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1904% | 6,188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0018% | 352 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0678% | 2,466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2196% | 655 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0597% | 2,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1058% | 5,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0839% | 3,212 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0839% | 3,068 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4733% | 566 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0126% | 3,987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0332% | 2,723 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2830% | 6,302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1102% | 1,926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3368% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0982% | 1,934 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2050% | 5,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1250% | 2,769 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1250% | 2,615 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0893% | 2,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1117% | 1,563 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2390% | 6,369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2063% | 1,158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0680% | 559 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2137% | 1,088 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1480% | 5,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2832% | 1,931 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2832% | 1,824 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0728% | 4,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0856% | 3,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1015% | 2,075 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0900% | 3,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0149% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0925% | 2,947 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0585% | 5,437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,056 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0380% | 5,662 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0810% | 3,796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0838% | 3,073 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1765% | 1,587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0716% | 3,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1734% | 1,002 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0712% | 2,898 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,705 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0779% | 5,813 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1660% | 2,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1713% | 2,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4139% | 984 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1296% | 2,363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2527% | 817 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1289% | 2,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,315 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0950% | 5,832 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1644% | 2,412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1692% | 1,911 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6103% | 621 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0661% | 2,214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4969% | 485 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0634% | 2,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0690% | 5,824 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1622% | 4,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1531% | 3,563 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3259% | 1,913 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1249% | 3,478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1608% | 3,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,313 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5824% | 273 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0157% | 5,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0220% | 4,627 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1397% | 2,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0067% | 6,482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0094% | 6,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,003 |
| Percentage Net Loans Charged-off: All other loans and lease | -4.0559% | 6,478 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0005% | 5,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 4,521 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0007% | 3,820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0012% | 3,635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9360% | 1,859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9428% | 1,706 |
| Percentage Net Loans Charged-off:Construction & development | 46.3544% | 30 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7790% | 482 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6433% | 1,846 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1558% | 1,699 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0147% | 1,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3196% | 1,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3158% | 1,105 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8821% | 1,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8877% | 1,643 |
| Percentage Net Loans Charged-off:Construction & development | 48.4601% | 32 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7943% | 417 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5158% | 1,969 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0342% | 1,647 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8808% | 1,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2563% | 1,235 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2508% | 1,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0570% | 1,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0628% | 1,331 |
| Percentage Net Loans Charged-off:Construction & development | 59.9901% | 22 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1545% | 264 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4540% | 2,023 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2257% | 5,390 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9645% | 1,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9979% | 1,489 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9907% | 1,220 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3068% | 1,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3060% | 955 |
| Percentage Net Loans Charged-off:Construction & development | 97.8562% | 12 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2472% | 2,106 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4509% | 5,436 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7636% | 1,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2181% | 666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1845% | 511 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6689% | 3,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6685% | 2,520 |
| Percentage Net Loans Charged-off:Construction & development | 13.1223% | 381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7417% | 441 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3961% | 2,608 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1534% | 1,693 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5524% | 2,103 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0715% | 2,037 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7898% | 2,467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7917% | 2,065 |
| Percentage Net Loans Charged-off:Construction & development | 17.2776% | 208 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5901% | 324 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4212% | 2,308 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2116% | 1,429 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5527% | 1,904 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1699% | 4,361 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9766% | 1,893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9786% | 1,629 |
| Percentage Net Loans Charged-off:Construction & development | 25.4028% | 122 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.6724% | 193 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3898% | 2,149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3259% | 1,096 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4290% | 1,966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3783% | 3,298 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5739% | 2,370 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5745% | 1,911 |
| Percentage Net Loans Charged-off:Construction & development | 15.8120% | 243 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0402% | 5,972 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3590% | 1,825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1651% | 880 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4749% | 1,531 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4977% | 2,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9274% | 1,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9285% | 1,088 |
| Percentage Net Loans Charged-off:Construction & development | 44.8765% | 37 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7758% | 453 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8821% | 1,418 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0465% | 823 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7917% | 1,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 5,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2900% | 1,139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7854% | 1,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7876% | 943 |
| Percentage Net Loans Charged-off:Construction & development | 30.4865% | 74 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0144% | 312 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0412% | 1,039 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2107% | 619 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9494% | 1,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6687% | 1,538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0053% | 922 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0084% | 763 |
| Percentage Net Loans Charged-off:Construction & development | 43.8710% | 41 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8678% | 249 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8642% | 1,089 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1754% | 539 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6994% | 1,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7152% | 1,412 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7297% | 483 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7374% | 410 |
| Percentage Net Loans Charged-off:Construction & development | 74.6727% | 18 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.6631% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4701% | 1,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5749% | 559 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4162% | 1,281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0644% | 1,976 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6937% | 653 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6779% | 515 |
| Percentage Net Loans Charged-off:Construction & development | 29.3745% | 27 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0184% | 208 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3149% | 1,706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1344% | 1,146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3969% | 1,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3886% | 611 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.3873% | 177 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2048% | 687 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1801% | 525 |
| Percentage Net Loans Charged-off:Construction & development | 18.9514% | 47 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6609% | 122 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1848% | 1,788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2665% | 1,335 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0087% | 270 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.8801% | 113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4673% | 429 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4499% | 329 |
| Percentage Net Loans Charged-off:Construction & development | 27.4926% | 23 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1127% | 1,850 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1239% | 737 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1078% | 1,746 |
| Percentage Net Loans Charged-off: Commercial and industrial | 17.2237% | 37 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7246% | 933 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1303% | 2,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0891% | 1,776 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1051% | 1,365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1492% | 1,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | 32.0000% | 15 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4766% | 1,060 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3209% | 1,720 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2375% | 1,181 |
| Percentage Net Loans Charged-off:Construction & development | 4.2315% | 104 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0132% | 3,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0170% | 2,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 46.4726% | 7 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0230% | 1,569 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2834% | 1,406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2828% | 628 |
| Percentage Net Loans Charged-off:Construction & development | 5.3150% | 43 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5744% | 2,403 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2203% | 1,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2187% | 690 |
| Percentage Net Loans Charged-off:Construction & development | 4.2213% | 41 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7208% | 1,794 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0022% | 4,458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5761% | 1,973 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0007% | 7,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1696% | 7,935 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0006% | 5,343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1340% | 4,037 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0006% | 6,420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1347% | 7,171 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0017% | 7,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3244% | 8,320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0024% | 7,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4590% | 8,332 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0065% | 7,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1538% | 8,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0050% | 6,781 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8224% | 8,377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0085% | 8,035 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0113% | 8,121 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0131% | 8,136 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5994% | 6,103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3769% | 4,437 |
| Percentage Net Loans Charged-off: Credit card loans | -38.4615% | 2,620 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0039% | 7,623 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0078% | 7,997 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0090% | 8,040 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4221% | 6,062 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5179% | 3,346 |
| Percentage Net Loans Charged-off: Credit card loans | -41.0769% | 2,618 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0039% | 7,357 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0118% | 8,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0136% | 8,165 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6613% | 6,044 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9958% | 1,872 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0403% | 7,855 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0534% | 8,546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0613% | 8,553 |
| Percentage Net Loans Charged-off: Home equity loans | -2.9693% | 6,006 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5683% | 1,176 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0066% | 7,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0140% | 3,467 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0162% | 2,990 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6428% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5876% | 8,872 |
| Percentage Net Loans Charged-off: Credit card loans | -10.3627% | 2,807 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0089% | 8,171 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 8,005 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 8,176 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1239% | 6,016 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4560% | 8,830 |
| Percentage Net Loans Charged-off: Credit card loans | -12.7665% | 2,806 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0209% | 5,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0218% | 2,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0253% | 1,962 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8845% | 80 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0298% | 8,011 |
| Percentage Net Loans Charged-off: Credit card loans | -15.6863% | 2,797 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0497% | 4,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0545% | 1,380 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0634% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0830% | 33 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2261% | 8,303 |
| Percentage Net Loans Charged-off: Credit card loans | -22.6950% | 2,789 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0548% | 8,938 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0178% | 8,575 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0214% | 8,654 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4407% | 6,039 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 8,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3768% | 9,160 |
| Percentage Net Loans Charged-off: Credit card loans | -1,272.7273% | 2,996 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0270% | 6,789 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0436% | 2,509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0567% | 2,004 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5603% | 6,066 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1082% | 1,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2715% | 9,232 |
| Percentage Net Loans Charged-off: Credit card loans | -5,000.0000% | 5,591 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1151% | 4,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1029% | 239 |
| Percentage Net Loans Charged-off:Construction & development | -2.3041% | 1,473 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1562% | 167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9599% | 30 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0531% | 388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2451% | 1,072 |
| Percentage Net Loans Charged-off: Credit card loans | -4,800.0000% | 1,355 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |