Home > Baltimore County Savings Bank > Income and Expense
Baltimore County Savings Bank, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $23,615,000 | 1,077 |
| Total interest expense | $4,449,000 | 745 |
| Net interest income | $19,166,000 | 1,147 |
| Provision for loan and lease losses | $600,000 | 1,620 |
| Total noninterest income | $2,082,000 | 2,108 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,106,000 | 1,232 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $976,000 | 2,415 |
| Total noninterest expense | $16,667,000 | 1,216 |
| Salaries and employee benefits | $9,587,000 | 1,139 |
| Premises and equipment expense | $2,728,000 | 882 |
| Additional noninterest expense | $4,352,000 | 1,517 |
| Pre-tax net operating income | $3,981,000 | 1,736 |
| Securities gains (losses) | $159,000 | 1,032 |
| Applicable income taxes | $1,493,000 | 1,131 |
| Income before extraordinary items | $2,647,000 | 2,104 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,647,000 | 2,109 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,647,000 | 2,109 |
| Net charge-offs | $468,000 | 2,080 |
| Cash dividends | $1,500,000 | 1,473 |
| Sale, conversion, retirement of capital stock, net | $549,000 | 278 |
| Net operating income | $2,545,240 | 2,114 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $17,884,000 | 1,067 |
| Total interest expense | $3,424,000 | 758 |
| Net interest income | $14,460,000 | 1,136 |
| Provision for loan and lease losses | $600,000 | 1,326 |
| Total noninterest income | $1,610,000 | 2,110 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $828,000 | 1,241 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $782,000 | 2,368 |
| Total noninterest expense | $12,133,000 | 1,250 |
| Salaries and employee benefits | $7,048,000 | 1,169 |
| Premises and equipment expense | $2,078,000 | 878 |
| Additional noninterest expense | $3,007,000 | 1,611 |
| Pre-tax net operating income | $3,337,000 | 1,595 |
| Securities gains (losses) | $154,000 | 949 |
| Applicable income taxes | $1,266,000 | 1,065 |
| Income before extraordinary items | $2,225,000 | 1,953 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,225,000 | 1,960 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,225,000 | 1,959 |
| Net charge-offs | $483,000 | 1,624 |
| Cash dividends | $1,500,000 | 1,087 |
| Sale, conversion, retirement of capital stock, net | $404,000 | 251 |
| Net operating income | $2,126,440 | 1,962 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $12,037,000 | 1,055 |
| Total interest expense | $2,331,000 | 763 |
| Net interest income | $9,706,000 | 1,121 |
| Provision for loan and lease losses | $600,000 | 990 |
| Total noninterest income | $1,148,000 | 2,032 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $563,000 | 1,197 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $585,000 | 2,269 |
| Total noninterest expense | $8,611,000 | 1,181 |
| Salaries and employee benefits | $5,062,000 | 1,067 |
| Premises and equipment expense | $1,417,000 | 858 |
| Additional noninterest expense | $2,132,000 | 1,534 |
| Pre-tax net operating income | $1,643,000 | 2,041 |
| Securities gains (losses) | $127,000 | 961 |
| Applicable income taxes | $606,000 | 1,340 |
| Income before extraordinary items | $1,164,000 | 2,341 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,164,000 | 2,351 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,164,000 | 2,349 |
| Net charge-offs | $419,000 | 1,404 |
| Cash dividends | $1,500,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $260,000 | 235 |
| Net operating income | $1,080,180 | 2,383 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $6,112,000 | 1,040 |
| Total interest expense | $1,204,000 | 769 |
| Net interest income | $4,908,000 | 1,114 |
| Provision for loan and lease losses | $450,000 | 738 |
| Total noninterest income | $547,000 | 2,087 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $292,000 | 1,144 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $255,000 | 2,449 |
| Total noninterest expense | $4,515,000 | 1,139 |
| Salaries and employee benefits | $2,626,000 | 1,041 |
| Premises and equipment expense | $755,000 | 826 |
| Additional noninterest expense | $1,134,000 | 1,438 |
| Pre-tax net operating income | $490,000 | 2,908 |
| Securities gains (losses) | $102,000 | 677 |
| Applicable income taxes | $189,000 | 1,769 |
| Income before extraordinary items | $403,000 | 3,016 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $403,000 | 3,016 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $403,000 | 3,018 |
| Net charge-offs | $395,000 | 887 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $128,000 | 211 |
| Net operating income | $333,640 | 3,265 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $26,103,000 | 1,005 |
| Total interest expense | $5,953,000 | 732 |
| Net interest income | $20,150,000 | 1,084 |
| Provision for loan and lease losses | $1,400,000 | 1,393 |
| Total noninterest income | $2,349,000 | 1,954 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,261,000 | 1,134 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,088,000 | 2,269 |
| Total noninterest expense | $17,123,000 | 1,180 |
| Salaries and employee benefits | $10,387,000 | 1,015 |
| Premises and equipment expense | $2,850,000 | 845 |
| Additional noninterest expense | $3,886,000 | 1,714 |
| Pre-tax net operating income | $3,976,000 | 1,661 |
| Securities gains (losses) | $-260,000 | 6,976 |
| Applicable income taxes | $1,209,000 | 1,291 |
| Income before extraordinary items | $2,507,000 | 2,170 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,507,000 | 2,169 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,507,000 | 2,171 |
| Net charge-offs | $976,000 | 1,846 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $498,000 | 309 |
| Net operating income | $2,681,200 | 1,940 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $19,415,000 | 1,040 |
| Total interest expense | $4,610,000 | 746 |
| Net interest income | $14,805,000 | 1,123 |
| Provision for loan and lease losses | $900,000 | 1,552 |
| Total noninterest income | $1,866,000 | 1,881 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $953,000 | 1,121 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $913,000 | 2,105 |
| Total noninterest expense | $12,976,000 | 1,160 |
| Salaries and employee benefits | $7,732,000 | 1,010 |
| Premises and equipment expense | $2,132,000 | 850 |
| Additional noninterest expense | $3,112,000 | 1,615 |
| Pre-tax net operating income | $2,795,000 | 1,787 |
| Securities gains (losses) | $-297,000 | 7,090 |
| Applicable income taxes | $753,000 | 1,502 |
| Income before extraordinary items | $1,745,000 | 2,363 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,745,000 | 2,364 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,745,000 | 2,364 |
| Net charge-offs | $495,000 | 2,199 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $360,000 | 274 |
| Net operating income | $1,952,900 | 2,030 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $12,943,000 | 1,052 |
| Total interest expense | $3,129,000 | 762 |
| Net interest income | $9,814,000 | 1,134 |
| Provision for loan and lease losses | $600,000 | 1,572 |
| Total noninterest income | $1,352,000 | 1,757 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $660,000 | 1,069 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $692,000 | 1,930 |
| Total noninterest expense | $8,628,000 | 1,168 |
| Salaries and employee benefits | $5,303,000 | 983 |
| Premises and equipment expense | $1,410,000 | 854 |
| Additional noninterest expense | $1,915,000 | 1,734 |
| Pre-tax net operating income | $1,938,000 | 1,720 |
| Securities gains (losses) | $-191,000 | 7,146 |
| Applicable income taxes | $496,000 | 1,499 |
| Income before extraordinary items | $1,251,000 | 2,195 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,251,000 | 2,196 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,251,000 | 2,196 |
| Net charge-offs | $415,000 | 1,960 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $230,000 | 250 |
| Net operating income | $1,388,520 | 1,917 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $6,529,000 | 1,043 |
| Total interest expense | $1,605,000 | 772 |
| Net interest income | $4,924,000 | 1,130 |
| Provision for loan and lease losses | $300,000 | 1,500 |
| Total noninterest income | $837,000 | 1,482 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $343,000 | 1,022 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $494,000 | 1,521 |
| Total noninterest expense | $4,532,000 | 1,101 |
| Salaries and employee benefits | $2,917,000 | 890 |
| Premises and equipment expense | $685,000 | 888 |
| Additional noninterest expense | $930,000 | 1,782 |
| Pre-tax net operating income | $929,000 | 1,790 |
| Securities gains (losses) | $37,000 | 1,357 |
| Applicable income taxes | $229,000 | 1,573 |
| Income before extraordinary items | $737,000 | 1,933 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $737,000 | 1,934 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $737,000 | 1,935 |
| Net charge-offs | $-14,000 | 6,765 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $115,000 | 205 |
| Net operating income | $708,880 | 1,889 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $26,918,000 | 1,047 |
| Total interest expense | $7,590,000 | 779 |
| Net interest income | $19,328,000 | 1,154 |
| Provision for loan and lease losses | $1,600,000 | 1,807 |
| Total noninterest income | $1,457,000 | 2,496 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,087,000 | 1,367 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $370,000 | 3,538 |
| Total noninterest expense | $17,317,000 | 1,135 |
| Salaries and employee benefits | $10,185,000 | 965 |
| Premises and equipment expense | $3,242,000 | 761 |
| Additional noninterest expense | $3,890,000 | 1,743 |
| Pre-tax net operating income | $1,868,000 | 2,638 |
| Securities gains (losses) | $-176,000 | 7,151 |
| Applicable income taxes | $576,000 | 1,896 |
| Income before extraordinary items | $1,116,000 | 3,332 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,116,000 | 3,335 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,116,000 | 3,335 |
| Net charge-offs | $3,292,000 | 1,122 |
| Cash dividends | $6,242,000 | 345 |
| Sale, conversion, retirement of capital stock, net | $590,000 | 392 |
| Net operating income | $1,232,160 | 3,057 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $20,203,000 | 1,063 |
| Total interest expense | $5,803,000 | 800 |
| Net interest income | $14,400,000 | 1,166 |
| Provision for loan and lease losses | $1,300,000 | 1,655 |
| Total noninterest income | $1,083,000 | 2,501 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,083,000 | 1,672 |
| Total noninterest expense | $13,146,000 | 1,124 |
| Salaries and employee benefits | $7,620,000 | 965 |
| Premises and equipment expense | $3,509,000 | 537 |
| Additional noninterest expense | $2,017,000 | 2,441 |
| Pre-tax net operating income | $1,037,000 | 3,242 |
| Securities gains (losses) | $-267,000 | 7,301 |
| Applicable income taxes | $248,000 | 2,460 |
| Income before extraordinary items | $522,000 | 4,238 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $522,000 | 4,240 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $522,000 | 4,240 |
| Net charge-offs | $1,763,000 | 1,333 |
| Cash dividends | $6,242,000 | 233 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $703,560 | 3,640 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $13,575,000 | 1,054 |
| Total interest expense | $3,903,000 | 828 |
| Net interest income | $9,672,000 | 1,154 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $718,000 | 2,501 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $718,000 | 1,692 |
| Total noninterest expense | $8,995,000 | 1,114 |
| Salaries and employee benefits | $5,153,000 | 960 |
| Premises and equipment expense | $2,378,000 | 535 |
| Additional noninterest expense | $1,464,000 | 2,290 |
| Pre-tax net operating income | $1,395,000 | 2,000 |
| Securities gains (losses) | $-65,000 | 7,264 |
| Applicable income taxes | $481,000 | 1,356 |
| Income before extraordinary items | $849,000 | 2,574 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $849,000 | 2,574 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $849,000 | 2,574 |
| Net charge-offs | $912,000 | 1,553 |
| Cash dividends | $6,242,000 | 144 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $890,600 | 2,395 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,694,000 | 1,083 |
| Total interest expense | $1,974,000 | 850 |
| Net interest income | $4,720,000 | 1,184 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $449,000 | 2,174 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $449,000 | 1,448 |
| Total noninterest expense | $4,678,000 | 1,070 |
| Salaries and employee benefits | $2,586,000 | 965 |
| Premises and equipment expense | $1,221,000 | 523 |
| Additional noninterest expense | $871,000 | 1,946 |
| Pre-tax net operating income | $491,000 | 2,599 |
| Securities gains (losses) | $35,000 | 882 |
| Applicable income taxes | $152,000 | 1,785 |
| Income before extraordinary items | $374,000 | 2,806 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $374,000 | 2,805 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $374,000 | 2,806 |
| Net charge-offs | $432,000 | 1,456 |
| Cash dividends | $5,500,000 | 85 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $349,150 | 2,883 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $28,385,000 | 1,087 |
| Total interest expense | $9,152,000 | 905 |
| Net interest income | $19,233,000 | 1,166 |
| Provision for loan and lease losses | $3,600,000 | 1,430 |
| Total noninterest income | $2,465,000 | 1,780 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,465,000 | 1,212 |
| Total noninterest expense | $16,719,000 | 1,208 |
| Salaries and employee benefits | $9,525,000 | 1,033 |
| Premises and equipment expense | $4,798,000 | 528 |
| Additional noninterest expense | $2,396,000 | 2,779 |
| Pre-tax net operating income | $1,379,000 | 2,856 |
| Securities gains (losses) | $-112,000 | 7,239 |
| Applicable income taxes | $278,000 | 2,435 |
| Income before extraordinary items | $989,000 | 3,256 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $989,000 | 3,253 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $989,000 | 3,256 |
| Net charge-offs | $2,857,000 | 1,511 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,076,360 | 2,977 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $21,539,000 | 1,093 |
| Total interest expense | $6,926,000 | 929 |
| Net interest income | $14,613,000 | 1,153 |
| Provision for loan and lease losses | $2,800,000 | 1,323 |
| Total noninterest income | $1,810,000 | 1,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,810,000 | 1,192 |
| Total noninterest expense | $12,324,000 | 1,216 |
| Salaries and employee benefits | $7,076,000 | 1,028 |
| Premises and equipment expense | $3,593,000 | 532 |
| Additional noninterest expense | $1,655,000 | 2,942 |
| Pre-tax net operating income | $1,299,000 | 2,637 |
| Securities gains (losses) | $-197,000 | 7,478 |
| Applicable income taxes | $274,000 | 2,236 |
| Income before extraordinary items | $828,000 | 3,219 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $828,000 | 3,217 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $828,000 | 3,219 |
| Net charge-offs | $2,017,000 | 1,498 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $975,750 | 2,803 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $14,369,000 | 1,102 |
| Total interest expense | $4,597,000 | 977 |
| Net interest income | $9,772,000 | 1,152 |
| Provision for loan and lease losses | $2,500,000 | 1,079 |
| Total noninterest income | $1,132,000 | 1,867 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,132,000 | 1,190 |
| Total noninterest expense | $8,197,000 | 1,215 |
| Salaries and employee benefits | $4,684,000 | 1,042 |
| Premises and equipment expense | $2,444,000 | 524 |
| Additional noninterest expense | $1,069,000 | 3,020 |
| Pre-tax net operating income | $207,000 | 4,904 |
| Securities gains (losses) | $-100,000 | 7,513 |
| Applicable income taxes | $-64,000 | 7,119 |
| Income before extraordinary items | $171,000 | 5,088 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $171,000 | 5,091 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $171,000 | 5,090 |
| Net charge-offs | $2,064,000 | 1,102 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $271,000 | 4,325 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,276,000 | 1,110 |
| Total interest expense | $2,284,000 | 1,029 |
| Net interest income | $4,992,000 | 1,131 |
| Provision for loan and lease losses | $2,200,000 | 694 |
| Total noninterest income | $601,000 | 1,782 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $601,000 | 1,125 |
| Total noninterest expense | $4,245,000 | 1,191 |
| Salaries and employee benefits | $2,444,000 | 1,010 |
| Premises and equipment expense | $1,225,000 | 540 |
| Additional noninterest expense | $576,000 | 2,807 |
| Pre-tax net operating income | $-852,000 | 7,364 |
| Securities gains (losses) | $-100,000 | 7,697 |
| Applicable income taxes | $-432,000 | 7,691 |
| Income before extraordinary items | $-520,000 | 7,277 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-520,000 | 7,277 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-520,000 | 7,278 |
| Net charge-offs | $2,213,000 | 607 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-456,000 | 7,209 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $29,811,000 | 1,147 |
| Total interest expense | $11,639,000 | 1,015 |
| Net interest income | $18,172,000 | 1,233 |
| Provision for loan and lease losses | $1,500,000 | 2,904 |
| Total noninterest income | $2,301,000 | 1,932 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,301,000 | 1,239 |
| Total noninterest expense | $18,921,000 | 1,100 |
| Salaries and employee benefits | $8,886,000 | 1,104 |
| Premises and equipment expense | $4,734,000 | 561 |
| Additional noninterest expense | $5,301,000 | 1,398 |
| Pre-tax net operating income | $52,000 | 5,237 |
| Securities gains (losses) | $-441,000 | 7,570 |
| Applicable income taxes | $511,000 | 1,543 |
| Income before extraordinary items | $-900,000 | 6,313 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-900,000 | 6,312 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-900,000 | 6,312 |
| Net charge-offs | $148,000 | 5,338 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-459,000 | 6,050 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $22,332,000 | 1,175 |
| Total interest expense | $9,226,000 | 1,022 |
| Net interest income | $13,106,000 | 1,279 |
| Provision for loan and lease losses | $1,200,000 | 2,516 |
| Total noninterest income | $1,661,000 | 2,020 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,661,000 | 1,302 |
| Total noninterest expense | $14,689,000 | 1,046 |
| Salaries and employee benefits | $6,517,000 | 1,134 |
| Premises and equipment expense | $3,562,000 | 565 |
| Additional noninterest expense | $4,610,000 | 1,223 |
| Pre-tax net operating income | $-1,122,000 | 6,715 |
| Securities gains (losses) | $-467,000 | 7,739 |
| Applicable income taxes | $94,000 | 2,917 |
| Income before extraordinary items | $-1,683,000 | 7,066 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,683,000 | 7,064 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,683,000 | 7,065 |
| Net charge-offs | $159,000 | 4,540 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,216,000 | 6,848 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $14,928,000 | 1,190 |
| Total interest expense | $6,460,000 | 1,025 |
| Net interest income | $8,468,000 | 1,313 |
| Provision for loan and lease losses | $750,000 | 2,406 |
| Total noninterest income | $1,025,000 | 2,148 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,025,000 | 1,413 |
| Total noninterest expense | $8,347,000 | 1,248 |
| Salaries and employee benefits | $4,323,000 | 1,171 |
| Premises and equipment expense | $2,359,000 | 583 |
| Additional noninterest expense | $1,665,000 | 2,128 |
| Pre-tax net operating income | $396,000 | 3,704 |
| Securities gains (losses) | $-496,000 | 7,912 |
| Applicable income taxes | $-152,000 | 7,245 |
| Income before extraordinary items | $52,000 | 5,565 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $52,000 | 5,562 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $52,000 | 5,562 |
| Net charge-offs | $123,000 | 4,015 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $369,440 | 3,507 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,518,000 | 1,201 |
| Total interest expense | $3,347,000 | 1,028 |
| Net interest income | $4,171,000 | 1,324 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $422,000 | 2,411 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $422,000 | 1,565 |
| Total noninterest expense | $4,026,000 | 1,245 |
| Salaries and employee benefits | $2,186,000 | 1,164 |
| Premises and equipment expense | $1,213,000 | 579 |
| Additional noninterest expense | $627,000 | 2,469 |
| Pre-tax net operating income | $417,000 | 2,717 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $118,000 | 2,009 |
| Income before extraordinary items | $300,000 | 3,134 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $300,000 | 3,134 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $300,000 | 3,134 |
| Net charge-offs | $5,000 | 5,094 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $299,280 | 2,985 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $32,674,000 | 1,171 |
| Total interest expense | $16,333,000 | 981 |
| Net interest income | $16,341,000 | 1,363 |
| Provision for loan and lease losses | $510,000 | 3,769 |
| Total noninterest income | $1,965,000 | 2,170 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,965,000 | 1,315 |
| Total noninterest expense | $14,602,000 | 1,335 |
| Salaries and employee benefits | $7,940,000 | 1,269 |
| Premises and equipment expense | $4,676,000 | 589 |
| Additional noninterest expense | $1,986,000 | 2,891 |
| Pre-tax net operating income | $3,194,000 | 1,699 |
| Securities gains (losses) | $-26,000 | 7,112 |
| Applicable income taxes | $1,097,000 | 1,117 |
| Income before extraordinary items | $2,071,000 | 1,922 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,071,000 | 1,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 3,501 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,087,900 | 2,031 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $24,980,000 | 1,175 |
| Total interest expense | $12,694,000 | 981 |
| Net interest income | $12,286,000 | 1,375 |
| Provision for loan and lease losses | $360,000 | 3,240 |
| Total noninterest income | $1,394,000 | 2,327 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,394,000 | 1,430 |
| Total noninterest expense | $10,919,000 | 1,316 |
| Salaries and employee benefits | $6,111,000 | 1,247 |
| Premises and equipment expense | $3,492,000 | 595 |
| Additional noninterest expense | $1,316,000 | 3,116 |
| Pre-tax net operating income | $2,401,000 | 2,001 |
| Securities gains (losses) | $-27,000 | 7,439 |
| Applicable income taxes | $795,000 | 1,376 |
| Income before extraordinary items | $1,579,000 | 2,220 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,579,000 | 2,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 2,494 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,597,090 | 2,318 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $16,906,000 | 1,167 |
| Total interest expense | $9,013,000 | 956 |
| Net interest income | $7,893,000 | 1,418 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $857,000 | 2,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $857,000 | 1,566 |
| Total noninterest expense | $7,362,000 | 1,298 |
| Salaries and employee benefits | $4,109,000 | 1,254 |
| Premises and equipment expense | $2,296,000 | 601 |
| Additional noninterest expense | $957,000 | 2,851 |
| Pre-tax net operating income | $1,388,000 | 2,341 |
| Securities gains (losses) | $-26,000 | 8,196 |
| Applicable income taxes | $442,000 | 1,744 |
| Income before extraordinary items | $920,000 | 2,758 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $920,000 | 2,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 8,233 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $937,680 | 2,659 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $8,609,000 | 1,179 |
| Total interest expense | $4,790,000 | 960 |
| Net interest income | $3,819,000 | 1,448 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $397,000 | 2,617 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $397,000 | 1,647 |
| Total noninterest expense | $3,642,000 | 1,318 |
| Salaries and employee benefits | $1,984,000 | 1,311 |
| Premises and equipment expense | $1,162,000 | 598 |
| Additional noninterest expense | $496,000 | 2,745 |
| Pre-tax net operating income | $574,000 | 2,802 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $183,000 | 2,081 |
| Income before extraordinary items | $391,000 | 3,240 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $391,000 | 3,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 8,295 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $391,000 | 3,166 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $38,076,000 | 1,112 |
| Total interest expense | $21,964,000 | 896 |
| Net interest income | $16,112,000 | 1,394 |
| Provision for loan and lease losses | $117,000 | 4,711 |
| Total noninterest income | $205,000 | 6,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $205,000 | 5,009 |
| Total noninterest expense | $12,695,000 | 1,456 |
| Salaries and employee benefits | $8,762,000 | 1,145 |
| Premises and equipment expense | $4,591,000 | 573 |
| Additional noninterest expense | $-658,000 | 8,544 |
| Pre-tax net operating income | $3,505,000 | 2,196 |
| Securities gains (losses) | $-5,447,000 | 8,492 |
| Applicable income taxes | $-855,000 | 8,385 |
| Income before extraordinary items | $-1,087,000 | 8,132 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,087,000 | 8,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,513 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,399,080 | 2,456 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $28,818,000 | 1,109 |
| Total interest expense | $16,870,000 | 877 |
| Net interest income | $11,948,000 | 1,412 |
| Provision for loan and lease losses | $117,000 | 3,898 |
| Total noninterest income | $-214,000 | 8,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-214,000 | 8,552 |
| Total noninterest expense | $8,655,000 | 1,578 |
| Salaries and employee benefits | $6,475,000 | 1,155 |
| Premises and equipment expense | $3,464,000 | 562 |
| Additional noninterest expense | $-1,284,000 | 8,569 |
| Pre-tax net operating income | $2,962,000 | 2,133 |
| Securities gains (losses) | $-5,447,000 | 8,535 |
| Applicable income taxes | $-966,000 | 8,490 |
| Income before extraordinary items | $-1,519,000 | 8,417 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,519,000 | 8,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,785 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,967,080 | 2,384 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $19,572,000 | 1,097 |
| Total interest expense | $11,751,000 | 844 |
| Net interest income | $7,821,000 | 1,465 |
| Provision for loan and lease losses | $117,000 | 3,080 |
| Total noninterest income | $-675,000 | 8,606 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $-675,000 | 8,616 |
| Total noninterest expense | $4,116,000 | 2,226 |
| Salaries and employee benefits | $4,194,000 | 1,213 |
| Premises and equipment expense | $2,320,000 | 581 |
| Additional noninterest expense | $-2,398,000 | 8,624 |
| Pre-tax net operating income | $2,913,000 | 1,586 |
| Securities gains (losses) | $-5,448,000 | 8,596 |
| Applicable income taxes | $-942,000 | 8,575 |
| Income before extraordinary items | $-1,593,000 | 8,550 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,593,000 | 8,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $395,000 | 840 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,893,720 | 1,812 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $9,939,000 | 1,074 |
| Total interest expense | $6,391,000 | 759 |
| Net interest income | $3,548,000 | 1,627 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $-1,235,000 | 8,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $-1,235,000 | 8,653 |
| Total noninterest expense | $452,000 | 6,537 |
| Salaries and employee benefits | $2,108,000 | 1,214 |
| Premises and equipment expense | $1,176,000 | 580 |
| Additional noninterest expense | $-2,832,000 | 8,660 |
| Pre-tax net operating income | $1,861,000 | 1,255 |
| Securities gains (losses) | $-5,774,000 | 8,643 |
| Applicable income taxes | $-1,370,000 | 8,633 |
| Income before extraordinary items | $-2,543,000 | 8,629 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-2,543,000 | 8,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 715 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,210,100 | 1,427 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $40,351,000 | 971 |
| Total interest expense | $24,982,000 | 681 |
| Net interest income | $15,369,000 | 1,485 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $1,168,000 | 3,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,168,000 | 2,007 |
| Total noninterest expense | $26,113,000 | 685 |
| Salaries and employee benefits | $8,841,000 | 1,094 |
| Premises and equipment expense | $4,402,000 | 575 |
| Additional noninterest expense | $12,870,000 | 450 |
| Pre-tax net operating income | $-9,576,000 | 8,675 |
| Securities gains (losses) | $51,000 | 678 |
| Applicable income taxes | $-3,374,000 | 8,665 |
| Income before extraordinary items | $-6,151,000 | 8,667 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-6,151,000 | 8,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-92,000 | 8,483 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-6,184,150 | 8,660 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $30,217,000 | 964 |
| Total interest expense | $18,352,000 | 679 |
| Net interest income | $11,865,000 | 1,458 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $836,000 | 3,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $836,000 | 2,066 |
| Total noninterest expense | $22,450,000 | 620 |
| Salaries and employee benefits | $6,831,000 | 1,073 |
| Premises and equipment expense | $3,314,000 | 585 |
| Additional noninterest expense | $12,305,000 | 388 |
| Pre-tax net operating income | $-9,749,000 | 8,740 |
| Securities gains (losses) | $51,000 | 555 |
| Applicable income taxes | $-3,394,000 | 8,732 |
| Income before extraordinary items | $-6,304,000 | 8,734 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-6,304,000 | 8,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-62,000 | 8,408 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-6,337,150 | 8,727 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $19,968,000 | 955 |
| Total interest expense | $11,806,000 | 670 |
| Net interest income | $8,162,000 | 1,415 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $488,000 | 3,590 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $488,000 | 2,251 |
| Total noninterest expense | $18,173,000 | 531 |
| Salaries and employee benefits | $4,266,000 | 1,160 |
| Premises and equipment expense | $2,194,000 | 590 |
| Additional noninterest expense | $11,713,000 | 298 |
| Pre-tax net operating income | $-9,523,000 | 8,778 |
| Securities gains (losses) | $56,000 | 441 |
| Applicable income taxes | $-3,293,000 | 8,769 |
| Income before extraordinary items | $-6,174,000 | 8,773 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-6,174,000 | 8,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,270 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-6,210,400 | 8,766 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $9,847,000 | 944 |
| Total interest expense | $5,684,000 | 654 |
| Net interest income | $4,163,000 | 1,380 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $204,000 | 3,944 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $204,000 | 2,459 |
| Total noninterest expense | $3,795,000 | 1,203 |
| Salaries and employee benefits | $2,202,000 | 1,130 |
| Premises and equipment expense | $1,070,000 | 601 |
| Additional noninterest expense | $523,000 | 2,448 |
| Pre-tax net operating income | $572,000 | 3,425 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $155,000 | 2,991 |
| Income before extraordinary items | $417,000 | 3,582 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $417,000 | 3,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-60,000 | 8,541 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $417,000 | 3,563 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $36,739,000 | 894 |
| Total interest expense | $20,174,000 | 578 |
| Net interest income | $16,565,000 | 1,319 |
| Provision for loan and lease losses | $-61,000 | 8,598 |
| Total noninterest income | $1,019,000 | 3,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,019,000 | 2,187 |
| Total noninterest expense | $16,668,000 | 1,025 |
| Salaries and employee benefits | $9,298,000 | 983 |
| Premises and equipment expense | $5,237,000 | 469 |
| Additional noninterest expense | $2,133,000 | 2,346 |
| Pre-tax net operating income | $977,000 | 5,412 |
| Securities gains (losses) | $929,000 | 201 |
| Applicable income taxes | $481,000 | 3,433 |
| Income before extraordinary items | $1,425,000 | 3,906 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,425,000 | 3,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-130,000 | 8,670 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $728,250 | 5,548 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $27,249,000 | 878 |
| Total interest expense | $14,643,000 | 564 |
| Net interest income | $12,606,000 | 1,282 |
| Provision for loan and lease losses | $48,000 | 5,260 |
| Total noninterest income | $748,000 | 3,575 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $748,000 | 2,213 |
| Total noninterest expense | $12,456,000 | 1,015 |
| Salaries and employee benefits | $7,065,000 | 965 |
| Premises and equipment expense | $3,821,000 | 478 |
| Additional noninterest expense | $1,570,000 | 2,345 |
| Pre-tax net operating income | $850,000 | 5,177 |
| Securities gains (losses) | $929,000 | 186 |
| Applicable income taxes | $501,000 | 2,934 |
| Income before extraordinary items | $1,278,000 | 3,516 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,278,000 | 3,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,249 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $609,120 | 5,377 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $17,819,000 | 875 |
| Total interest expense | $9,361,000 | 553 |
| Net interest income | $8,458,000 | 1,262 |
| Provision for loan and lease losses | $48,000 | 4,636 |
| Total noninterest income | $559,000 | 3,276 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $559,000 | 2,032 |
| Total noninterest expense | $8,270,000 | 1,012 |
| Salaries and employee benefits | $4,811,000 | 931 |
| Premises and equipment expense | $2,407,000 | 501 |
| Additional noninterest expense | $1,052,000 | 2,314 |
| Pre-tax net operating income | $699,000 | 4,629 |
| Securities gains (losses) | $884,000 | 166 |
| Applicable income taxes | $452,000 | 2,413 |
| Income before extraordinary items | $1,131,000 | 2,801 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,131,000 | 2,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,971 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $503,360 | 4,825 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,777,000 | 861 |
| Total interest expense | $4,488,000 | 552 |
| Net interest income | $4,289,000 | 1,234 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $259,000 | 3,389 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $259,000 | 2,098 |
| Total noninterest expense | $4,114,000 | 1,016 |
| Salaries and employee benefits | $2,432,000 | 916 |
| Premises and equipment expense | $1,179,000 | 508 |
| Additional noninterest expense | $503,000 | 2,426 |
| Pre-tax net operating income | $434,000 | 4,057 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $111,000 | 3,603 |
| Income before extraordinary items | $323,000 | 4,169 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $323,000 | 4,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,582 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $323,000 | 4,122 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $32,723,000 | 852 |
| Total interest expense | $15,935,000 | 523 |
| Net interest income | $16,788,000 | 1,195 |
| Provision for loan and lease losses | $426,000 | 2,250 |
| Total noninterest income | $1,159,000 | 3,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,159,000 | 1,957 |
| Total noninterest expense | $15,645,000 | 1,029 |
| Salaries and employee benefits | $9,289,000 | 926 |
| Premises and equipment expense | $4,237,000 | 540 |
| Additional noninterest expense | $2,119,000 | 2,293 |
| Pre-tax net operating income | $1,876,000 | 3,669 |
| Securities gains (losses) | $29,000 | 2,137 |
| Applicable income taxes | $409,000 | 3,691 |
| Income before extraordinary items | $1,496,000 | 3,652 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,496,000 | 3,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $375,000 | 1,678 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 691 |
| Net operating income | $1,473,090 | 3,623 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $24,144,000 | 853 |
| Total interest expense | $11,625,000 | 524 |
| Net interest income | $12,519,000 | 1,189 |
| Provision for loan and lease losses | $306,000 | 2,233 |
| Total noninterest income | $877,000 | 3,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $877,000 | 1,951 |
| Total noninterest expense | $11,595,000 | 1,047 |
| Salaries and employee benefits | $6,852,000 | 934 |
| Premises and equipment expense | $3,104,000 | 553 |
| Additional noninterest expense | $1,639,000 | 2,208 |
| Pre-tax net operating income | $1,495,000 | 3,583 |
| Securities gains (losses) | $41,000 | 1,811 |
| Applicable income taxes | $322,000 | 3,671 |
| Income before extraordinary items | $1,214,000 | 3,519 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,214,000 | 3,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $346,000 | 1,307 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 543 |
| Net operating income | $1,181,610 | 3,512 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $15,742,000 | 860 |
| Total interest expense | $7,538,000 | 531 |
| Net interest income | $8,204,000 | 1,204 |
| Provision for loan and lease losses | $175,000 | 2,464 |
| Total noninterest income | $689,000 | 2,866 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $689,000 | 1,738 |
| Total noninterest expense | $7,766,000 | 1,029 |
| Salaries and employee benefits | $4,563,000 | 934 |
| Premises and equipment expense | $2,100,000 | 542 |
| Additional noninterest expense | $1,103,000 | 2,196 |
| Pre-tax net operating income | $952,000 | 3,647 |
| Securities gains (losses) | $38,000 | 1,632 |
| Applicable income taxes | $222,000 | 3,585 |
| Income before extraordinary items | $768,000 | 3,628 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $768,000 | 3,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $362,000 | 911 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 431 |
| Net operating income | $738,360 | 3,648 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $7,564,000 | 906 |
| Total interest expense | $3,652,000 | 558 |
| Net interest income | $3,912,000 | 1,269 |
| Provision for loan and lease losses | $86,000 | 2,396 |
| Total noninterest income | $444,000 | 2,370 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $444,000 | 1,410 |
| Total noninterest expense | $3,850,000 | 1,052 |
| Salaries and employee benefits | $2,202,000 | 979 |
| Premises and equipment expense | $1,079,000 | 544 |
| Additional noninterest expense | $569,000 | 2,077 |
| Pre-tax net operating income | $420,000 | 3,960 |
| Securities gains (losses) | $38,000 | 1,356 |
| Applicable income taxes | $82,000 | 4,103 |
| Income before extraordinary items | $376,000 | 3,677 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $376,000 | 3,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 756 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $344,840 | 3,769 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $31,980,000 | 881 |
| Total interest expense | $15,158,000 | 592 |
| Net interest income | $16,822,000 | 1,155 |
| Provision for loan and lease losses | $1,258,000 | 940 |
| Total noninterest income | $1,366,000 | 3,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,366,000 | 1,947 |
| Total noninterest expense | $15,000,000 | 1,086 |
| Salaries and employee benefits | $8,608,000 | 999 |
| Premises and equipment expense | $4,105,000 | 562 |
| Additional noninterest expense | $2,287,000 | 2,108 |
| Pre-tax net operating income | $1,930,000 | 3,473 |
| Securities gains (losses) | $486,000 | 762 |
| Applicable income taxes | $844,000 | 2,440 |
| Income before extraordinary items | $1,572,000 | 3,448 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,572,000 | 3,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,442,000 | 699 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,256,100 | 3,841 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $24,283,000 | 887 |
| Total interest expense | $11,472,000 | 614 |
| Net interest income | $12,811,000 | 1,147 |
| Provision for loan and lease losses | $1,076,000 | 838 |
| Total noninterest income | $837,000 | 3,539 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $837,000 | 2,313 |
| Total noninterest expense | $11,151,000 | 1,094 |
| Salaries and employee benefits | $6,344,000 | 1,023 |
| Premises and equipment expense | $3,044,000 | 579 |
| Additional noninterest expense | $1,763,000 | 2,029 |
| Pre-tax net operating income | $1,421,000 | 3,632 |
| Securities gains (losses) | $467,000 | 716 |
| Applicable income taxes | $669,000 | 2,462 |
| Income before extraordinary items | $1,219,000 | 3,460 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,219,000 | 3,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,256,000 | 599 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $915,450 | 4,061 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $16,709,000 | 876 |
| Total interest expense | $7,737,000 | 631 |
| Net interest income | $8,972,000 | 1,088 |
| Provision for loan and lease losses | $916,000 | 683 |
| Total noninterest income | $604,000 | 3,324 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $604,000 | 2,180 |
| Total noninterest expense | $7,500,000 | 1,085 |
| Salaries and employee benefits | $4,292,000 | 1,004 |
| Premises and equipment expense | $2,040,000 | 583 |
| Additional noninterest expense | $1,168,000 | 2,048 |
| Pre-tax net operating income | $1,160,000 | 3,161 |
| Securities gains (losses) | $452,000 | 618 |
| Applicable income taxes | $587,000 | 2,084 |
| Income before extraordinary items | $1,025,000 | 2,924 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,025,000 | 2,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,094,000 | 494 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $735,720 | 3,532 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $8,646,000 | 853 |
| Total interest expense | $3,893,000 | 634 |
| Net interest income | $4,753,000 | 1,021 |
| Provision for loan and lease losses | $130,000 | 1,956 |
| Total noninterest income | $298,000 | 3,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $298,000 | 2,117 |
| Total noninterest expense | $3,780,000 | 1,064 |
| Salaries and employee benefits | $2,048,000 | 1,039 |
| Premises and equipment expense | $1,016,000 | 577 |
| Additional noninterest expense | $716,000 | 1,643 |
| Pre-tax net operating income | $1,141,000 | 1,827 |
| Securities gains (losses) | $288,000 | 522 |
| Applicable income taxes | $538,000 | 1,286 |
| Income before extraordinary items | $891,000 | 1,782 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $891,000 | 1,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 671 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $706,680 | 2,061 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $29,842,000 | 1,030 |
| Total interest expense | $15,110,000 | 743 |
| Net interest income | $14,732,000 | 1,313 |
| Provision for loan and lease losses | $677,000 | 1,886 |
| Total noninterest income | $1,096,000 | 3,275 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,096,000 | 2,058 |
| Total noninterest expense | $12,146,000 | 1,266 |
| Salaries and employee benefits | $7,058,000 | 1,138 |
| Premises and equipment expense | $3,321,000 | 667 |
| Additional noninterest expense | $1,767,000 | 2,580 |
| Pre-tax net operating income | $3,005,000 | 2,504 |
| Securities gains (losses) | $480,000 | 674 |
| Applicable income taxes | $1,335,000 | 1,813 |
| Income before extraordinary items | $2,150,000 | 2,653 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,150,000 | 2,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $387,000 | 1,986 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,842,800 | 2,887 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $24,700,000 | 1,376 |
| Total interest expense | $14,811,000 | 1,084 |
| Net interest income | $9,889,000 | 1,803 |
| Provision for loan and lease losses | $376,000 | 2,747 |
| Total noninterest income | $886,000 | 3,606 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $886,000 | 2,227 |
| Total noninterest expense | $10,501,000 | 1,398 |
| Salaries and employee benefits | $6,048,000 | 1,231 |
| Premises and equipment expense | $2,708,000 | 783 |
| Additional noninterest expense | $1,745,000 | 2,545 |
| Pre-tax net operating income | $-102,000 | 8,867 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $-44,000 | 9,144 |
| Income before extraordinary items | $-57,000 | 8,909 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-57,000 | 8,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $381,000 | 1,897 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-57,640 | 8,839 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $21,651,000 | 1,594 |
| Total interest expense | $12,622,000 | 1,378 |
| Net interest income | $9,029,000 | 1,949 |
| Provision for loan and lease losses | $169,000 | 4,168 |
| Total noninterest income | $850,000 | 3,522 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $850,000 | 2,074 |
| Total noninterest expense | $9,068,000 | 1,543 |
| Salaries and employee benefits | $5,093,000 | 1,391 |
| Premises and equipment expense | $2,278,000 | 875 |
| Additional noninterest expense | $1,697,000 | 2,518 |
| Pre-tax net operating income | $642,000 | 6,432 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $290,000 | 4,659 |
| Income before extraordinary items | $352,000 | 7,146 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $352,000 | 7,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-146,000 | 9,796 |
| Cash dividends | $3,300,000 | 881 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $352,000 | 7,140 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $18,864,000 | 1,720 |
| Total interest expense | $10,219,000 | 1,470 |
| Net interest income | $8,645,000 | 2,045 |
| Provision for loan and lease losses | $194,000 | 3,629 |
| Total noninterest income | $894,000 | 3,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $894,000 | 2,010 |
| Total noninterest expense | $7,378,000 | 1,873 |
| Salaries and employee benefits | $4,094,000 | 1,683 |
| Premises and equipment expense | $1,757,000 | 1,141 |
| Additional noninterest expense | $1,527,000 | 2,816 |
| Pre-tax net operating income | $1,967,000 | 3,387 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $707,000 | 2,887 |
| Income before extraordinary items | $1,260,000 | 3,713 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,260,000 | 3,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,618 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,260,000 | 3,681 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $18,338,000 | 1,762 |
| Total interest expense | $9,858,000 | 1,549 |
| Net interest income | $8,480,000 | 2,021 |
| Provision for loan and lease losses | $377,000 | 2,164 |
| Total noninterest income | $809,000 | 3,601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $809,000 | 2,162 |
| Total noninterest expense | $7,364,000 | 1,774 |
| Salaries and employee benefits | $3,839,000 | 1,719 |
| Premises and equipment expense | $1,410,000 | 1,385 |
| Additional noninterest expense | $2,115,000 | 2,012 |
| Pre-tax net operating income | $1,548,000 | 4,082 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,027,000 | 2,266 |
| Income before extraordinary items | $521,000 | 6,481 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $521,000 | 6,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,892 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $9,470,000 | 109 |
| Net operating income | $521,000 | 6,371 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $18,632,000 | 1,776 |
| Total interest expense | $10,089,000 | 1,534 |
| Net interest income | $8,543,000 | 2,037 |
| Provision for loan and lease losses | $218,000 | 3,266 |
| Total noninterest income | $1,680,000 | 2,020 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,680,000 | 1,236 |
| Total noninterest expense | $6,813,000 | 1,897 |
| Salaries and employee benefits | $4,124,000 | 1,583 |
| Premises and equipment expense | $1,252,000 | 1,554 |
| Additional noninterest expense | $1,437,000 | 2,845 |
| Pre-tax net operating income | $3,192,000 | 2,353 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $883,000 | 2,705 |
| Income before extraordinary items | $2,309,000 | 2,277 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,309,000 | 2,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,428 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,309,000 | 2,221 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $19,081,000 | 1,766 |
| Total interest expense | $10,668,000 | 1,507 |
| Net interest income | $8,413,000 | 2,125 |
| Provision for loan and lease losses | $346,000 | 2,337 |
| Total noninterest income | $994,000 | 3,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $994,000 | 1,830 |
| Total noninterest expense | $6,582,000 | 2,102 |
| Salaries and employee benefits | $3,395,000 | 1,941 |
| Premises and equipment expense | $1,112,000 | 1,805 |
| Additional noninterest expense | $2,075,000 | 2,375 |
| Pre-tax net operating income | $2,479,000 | 2,787 |
| Securities gains (losses) | $-18,000 | 10,586 |
| Applicable income taxes | $1,057,000 | 2,232 |
| Income before extraordinary items | $1,404,000 | 3,401 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,404,000 | 3,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,313 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,415,520 | 3,335 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $17,273,000 | 1,954 |
| Total interest expense | $9,761,000 | 1,631 |
| Net interest income | $7,512,000 | 2,393 |
| Provision for loan and lease losses | $-84,000 | 11,676 |
| Total noninterest income | $571,000 | 4,737 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $571,000 | 2,622 |
| Total noninterest expense | $5,781,000 | 2,353 |
| Salaries and employee benefits | $3,502,000 | 1,886 |
| Premises and equipment expense | $1,114,000 | 1,811 |
| Additional noninterest expense | $1,165,000 | 3,841 |
| Pre-tax net operating income | $2,386,000 | 2,978 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $948,000 | 2,501 |
| Income before extraordinary items | $1,438,000 | 3,369 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,438,000 | 3,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-170,000 | 11,836 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,438,000 | 3,341 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,454,000 | 1,995 |
| Total interest expense | $7,223,000 | 1,745 |
| Net interest income | $8,231,000 | 2,196 |
| Provision for loan and lease losses | $-1,376,000 | 12,542 |
| Total noninterest income | $-419,000 | 12,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $-419,000 | 12,632 |
| Total noninterest expense | $5,382,000 | 2,587 |
| Salaries and employee benefits | $3,213,000 | 2,056 |
| Premises and equipment expense | $1,101,000 | 1,856 |
| Additional noninterest expense | $1,068,000 | 4,458 |
| Pre-tax net operating income | $3,806,000 | 1,868 |
| Securities gains (losses) | $-89,000 | 11,454 |
| Applicable income taxes | $1,325,000 | 1,731 |
| Income before extraordinary items | $2,392,000 | 2,044 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,392,000 | 2,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-221,000 | 12,425 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,448,960 | 2,007 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $17,247,000 | 1,814 |
| Total interest expense | $7,835,000 | 1,679 |
| Net interest income | $9,412,000 | 1,921 |
| Provision for loan and lease losses | $1,746,000 | 888 |
| Total noninterest income | $1,289,000 | 2,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,289,000 | 1,726 |
| Total noninterest expense | $4,805,000 | 2,955 |
| Salaries and employee benefits | $3,041,000 | 2,181 |
| Premises and equipment expense | $992,000 | 2,069 |
| Additional noninterest expense | $772,000 | 6,094 |
| Pre-tax net operating income | $4,150,000 | 1,668 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,480,000 | 1,578 |
| Income before extraordinary items | $2,670,000 | 1,866 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,670,000 | 1,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 12,756 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,670,000 | 1,763 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,981,000 | 1,861 |
| Total interest expense | $9,897,000 | 1,735 |
| Net interest income | $9,084,000 | 2,013 |
| Provision for loan and lease losses | $432,000 | 3,298 |
| Total noninterest income | $-183,000 | 13,907 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $-183,000 | 13,946 |
| Total noninterest expense | $5,209,000 | 2,755 |
| Salaries and employee benefits | $2,745,000 | 2,358 |
| Premises and equipment expense | $873,000 | 2,362 |
| Additional noninterest expense | $1,591,000 | 3,415 |
| Pre-tax net operating income | $3,260,000 | 1,906 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,691,000 | 1,317 |
| Income before extraordinary items | $1,569,000 | 2,934 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,569,000 | 2,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 13,409 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,569,000 | 2,710 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.