Home > Bally Savings Bank > Income and Expense
Bally Savings Bank, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $447,000 | 5,299 |
| Total interest expense | $120,000 | 3,718 |
| Net interest income | $327,000 | 5,469 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $8,000 | 5,718 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $0 | 5,688 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $8,000 | 5,425 |
| Total noninterest expense | $183,000 | 5,680 |
| Salaries and employee benefits | $72,000 | 5,770 |
| Premises and equipment expense | $10,000 | 5,733 |
| Additional noninterest expense | $101,000 | 5,316 |
| Pre-tax net operating income | $152,000 | 4,638 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $59,000 | 2,786 |
| Income before extraordinary items | $93,000 | 4,925 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $93,000 | 4,925 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $93,000 | 4,925 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $93,000 | 4,913 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,746,000 | 5,373 |
| Total interest expense | $479,000 | 3,713 |
| Net interest income | $1,267,000 | 5,521 |
| Provision for loan and lease losses | $12,000 | 4,157 |
| Total noninterest income | $45,000 | 5,736 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $0 | 5,773 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $45,000 | 5,366 |
| Total noninterest expense | $677,000 | 5,770 |
| Salaries and employee benefits | $291,000 | 5,825 |
| Premises and equipment expense | $48,000 | 5,777 |
| Additional noninterest expense | $338,000 | 5,525 |
| Pre-tax net operating income | $623,000 | 4,626 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $237,000 | 2,818 |
| Income before extraordinary items | $386,000 | 4,961 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $386,000 | 4,961 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $386,000 | 4,960 |
| Net charge-offs | $0 | 4,281 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $386,000 | 4,908 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,305,000 | 5,434 |
| Total interest expense | $357,000 | 3,751 |
| Net interest income | $948,000 | 5,583 |
| Provision for loan and lease losses | $6,000 | 4,096 |
| Total noninterest income | $25,000 | 5,836 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $0 | 5,834 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $25,000 | 5,528 |
| Total noninterest expense | $520,000 | 5,811 |
| Salaries and employee benefits | $219,000 | 5,883 |
| Premises and equipment expense | $36,000 | 5,831 |
| Additional noninterest expense | $265,000 | 5,548 |
| Pre-tax net operating income | $447,000 | 4,754 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $140,000 | 3,035 |
| Income before extraordinary items | $307,000 | 4,973 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $307,000 | 4,973 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $307,000 | 4,973 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $307,000 | 4,922 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $866,000 | 5,495 |
| Total interest expense | $238,000 | 3,767 |
| Net interest income | $628,000 | 5,658 |
| Provision for loan and lease losses | $6,000 | 3,874 |
| Total noninterest income | $17,000 | 5,913 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $0 | 5,909 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $17,000 | 5,582 |
| Total noninterest expense | $341,000 | 5,890 |
| Salaries and employee benefits | $152,000 | 5,944 |
| Premises and equipment expense | $25,000 | 5,887 |
| Additional noninterest expense | $164,000 | 5,661 |
| Pre-tax net operating income | $298,000 | 4,764 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $93,000 | 3,047 |
| Income before extraordinary items | $205,000 | 4,994 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $205,000 | 4,994 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $205,000 | 4,994 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $205,000 | 4,934 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $443,000 | 5,523 |
| Total interest expense | $119,000 | 3,790 |
| Net interest income | $324,000 | 5,699 |
| Provision for loan and lease losses | $6,000 | 3,407 |
| Total noninterest income | $6,000 | 5,998 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $0 | 5,957 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $6,000 | 5,724 |
| Total noninterest expense | $172,000 | 5,948 |
| Salaries and employee benefits | $86,000 | 5,967 |
| Premises and equipment expense | $12,000 | 5,939 |
| Additional noninterest expense | $74,000 | 5,791 |
| Pre-tax net operating income | $152,000 | 4,733 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $47,000 | 3,025 |
| Income before extraordinary items | $105,000 | 4,964 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $105,000 | 4,964 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $105,000 | 4,964 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $105,000 | 4,903 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,665,000 | 5,614 |
| Total interest expense | $495,000 | 3,734 |
| Net interest income | $1,170,000 | 5,797 |
| Provision for loan and lease losses | $45,000 | 3,695 |
| Total noninterest income | $32,000 | 6,007 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $0 | 6,036 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $32,000 | 5,678 |
| Total noninterest expense | $670,000 | 6,020 |
| Salaries and employee benefits | $298,000 | 6,075 |
| Premises and equipment expense | $52,000 | 6,014 |
| Additional noninterest expense | $320,000 | 5,792 |
| Pre-tax net operating income | $487,000 | 4,963 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $186,000 | 2,980 |
| Income before extraordinary items | $301,000 | 5,238 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $301,000 | 5,242 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $301,000 | 5,242 |
| Net charge-offs | $40,000 | 3,404 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $301,000 | 5,184 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,242,000 | 5,694 |
| Total interest expense | $371,000 | 3,795 |
| Net interest income | $871,000 | 5,881 |
| Provision for loan and lease losses | $10,000 | 4,009 |
| Total noninterest income | $27,000 | 6,077 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $0 | 6,114 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $27,000 | 5,702 |
| Total noninterest expense | $454,000 | 6,137 |
| Salaries and employee benefits | $189,000 | 6,193 |
| Premises and equipment expense | $42,000 | 6,081 |
| Additional noninterest expense | $223,000 | 5,909 |
| Pre-tax net operating income | $434,000 | 4,901 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $154,000 | 2,999 |
| Income before extraordinary items | $280,000 | 5,170 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $280,000 | 5,174 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $280,000 | 5,176 |
| Net charge-offs | $40,000 | 2,937 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $280,000 | 5,120 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $817,000 | 5,755 |
| Total interest expense | $244,000 | 3,851 |
| Net interest income | $573,000 | 5,947 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $17,000 | 6,156 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $0 | 6,182 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $17,000 | 5,770 |
| Total noninterest expense | $283,000 | 6,228 |
| Salaries and employee benefits | $110,000 | 6,286 |
| Premises and equipment expense | $28,000 | 6,134 |
| Additional noninterest expense | $145,000 | 5,985 |
| Pre-tax net operating income | $307,000 | 4,827 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $103,000 | 3,007 |
| Income before extraordinary items | $204,000 | 5,104 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $204,000 | 5,106 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $204,000 | 5,108 |
| Net charge-offs | $38,000 | 2,539 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $204,000 | 5,055 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $403,000 | 5,818 |
| Total interest expense | $119,000 | 3,952 |
| Net interest income | $284,000 | 6,005 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $5,000 | 6,273 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $0 | 6,235 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $5,000 | 6,018 |
| Total noninterest expense | $131,000 | 6,316 |
| Salaries and employee benefits | $45,000 | 6,375 |
| Premises and equipment expense | $15,000 | 6,160 |
| Additional noninterest expense | $71,000 | 6,052 |
| Pre-tax net operating income | $158,000 | 4,774 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $51,000 | 2,970 |
| Income before extraordinary items | $107,000 | 5,062 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $107,000 | 5,064 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $107,000 | 5,066 |
| Net charge-offs | $38,000 | 1,762 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $107,000 | 5,003 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,541,000 | 5,957 |
| Total interest expense | $474,000 | 4,125 |
| Net interest income | $1,067,000 | 6,125 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $26,000 | 6,316 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $0 | 6,344 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $26,000 | 5,975 |
| Total noninterest expense | $554,000 | 6,395 |
| Salaries and employee benefits | $200,000 | 6,458 |
| Premises and equipment expense | $48,000 | 6,357 |
| Additional noninterest expense | $306,000 | 6,108 |
| Pre-tax net operating income | $539,000 | 4,960 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $205,000 | 2,936 |
| Income before extraordinary items | $334,000 | 5,322 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $334,000 | 5,321 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $334,000 | 5,322 |
| Net charge-offs | $159,000 | 2,723 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $334,000 | 5,268 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,148,000 | 6,031 |
| Total interest expense | $355,000 | 4,185 |
| Net interest income | $793,000 | 6,202 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $19,000 | 6,408 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $0 | 6,424 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $19,000 | 6,065 |
| Total noninterest expense | $371,000 | 6,496 |
| Salaries and employee benefits | $133,000 | 6,544 |
| Premises and equipment expense | $34,000 | 6,441 |
| Additional noninterest expense | $204,000 | 6,255 |
| Pre-tax net operating income | $441,000 | 4,953 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $119,000 | 3,186 |
| Income before extraordinary items | $322,000 | 5,167 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $322,000 | 5,167 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $322,000 | 5,169 |
| Net charge-offs | $159,000 | 2,243 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $322,000 | 5,121 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $752,000 | 6,097 |
| Total interest expense | $242,000 | 4,182 |
| Net interest income | $510,000 | 6,274 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $15,000 | 6,453 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $0 | 6,479 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $15,000 | 6,065 |
| Total noninterest expense | $260,000 | 6,547 |
| Salaries and employee benefits | $90,000 | 6,612 |
| Premises and equipment expense | $24,000 | 6,484 |
| Additional noninterest expense | $146,000 | 6,260 |
| Pre-tax net operating income | $265,000 | 5,046 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $81,000 | 3,172 |
| Income before extraordinary items | $184,000 | 5,294 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $184,000 | 5,296 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $184,000 | 5,297 |
| Net charge-offs | $159,000 | 1,788 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $184,000 | 5,246 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $357,000 | 6,193 |
| Total interest expense | $123,000 | 4,203 |
| Net interest income | $234,000 | 6,398 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $5,000 | 6,533 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $0 | 6,535 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $5,000 | 6,229 |
| Total noninterest expense | $125,000 | 6,639 |
| Salaries and employee benefits | $46,000 | 6,681 |
| Premises and equipment expense | $12,000 | 6,547 |
| Additional noninterest expense | $67,000 | 6,375 |
| Pre-tax net operating income | $114,000 | 5,142 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $43,000 | 3,069 |
| Income before extraordinary items | $71,000 | 5,473 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $71,000 | 5,473 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $71,000 | 5,473 |
| Net charge-offs | $159,000 | 1,085 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $71,000 | 5,437 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,428,000 | 6,267 |
| Total interest expense | $549,000 | 4,265 |
| Net interest income | $879,000 | 6,498 |
| Provision for loan and lease losses | $45,000 | 4,352 |
| Total noninterest income | $32,000 | 6,555 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $0 | 6,638 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $32,000 | 6,076 |
| Total noninterest expense | $470,000 | 6,727 |
| Salaries and employee benefits | $184,000 | 6,761 |
| Premises and equipment expense | $45,000 | 6,649 |
| Additional noninterest expense | $241,000 | 6,515 |
| Pre-tax net operating income | $396,000 | 5,234 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $152,000 | 3,141 |
| Income before extraordinary items | $244,000 | 5,586 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $244,000 | 5,590 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $244,000 | 5,590 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $244,000 | 5,533 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,058,000 | 6,348 |
| Total interest expense | $410,000 | 4,356 |
| Net interest income | $648,000 | 6,581 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $23,000 | 6,646 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $0 | 6,711 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $23,000 | 6,188 |
| Total noninterest expense | $323,000 | 6,815 |
| Salaries and employee benefits | $121,000 | 6,851 |
| Premises and equipment expense | $36,000 | 6,706 |
| Additional noninterest expense | $166,000 | 6,612 |
| Pre-tax net operating income | $348,000 | 5,183 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $128,000 | 3,132 |
| Income before extraordinary items | $220,000 | 5,564 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $220,000 | 5,565 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $220,000 | 5,565 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $220,000 | 5,496 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $709,000 | 6,381 |
| Total interest expense | $275,000 | 4,406 |
| Net interest income | $434,000 | 6,623 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $12,000 | 6,709 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $0 | 6,751 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $12,000 | 6,315 |
| Total noninterest expense | $220,000 | 6,863 |
| Salaries and employee benefits | $82,000 | 6,905 |
| Premises and equipment expense | $26,000 | 6,726 |
| Additional noninterest expense | $112,000 | 6,646 |
| Pre-tax net operating income | $226,000 | 5,183 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $85,000 | 3,122 |
| Income before extraordinary items | $141,000 | 5,601 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $141,000 | 5,604 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $141,000 | 5,604 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $141,000 | 5,502 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $352,000 | 6,438 |
| Total interest expense | $140,000 | 4,452 |
| Net interest income | $212,000 | 6,703 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $6,000 | 6,778 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $0 | 6,809 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,000 | 6,364 |
| Total noninterest expense | $103,000 | 6,950 |
| Salaries and employee benefits | $35,000 | 6,989 |
| Premises and equipment expense | $13,000 | 6,778 |
| Additional noninterest expense | $55,000 | 6,739 |
| Pre-tax net operating income | $115,000 | 5,156 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $43,000 | 3,095 |
| Income before extraordinary items | $72,000 | 5,578 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $72,000 | 5,580 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $72,000 | 5,580 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $72,000 | 5,479 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,553,000 | 6,443 |
| Total interest expense | $623,000 | 4,666 |
| Net interest income | $930,000 | 6,724 |
| Provision for loan and lease losses | $80,000 | 4,862 |
| Total noninterest income | $30,000 | 6,717 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $0 | 6,902 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $30,000 | 6,119 |
| Total noninterest expense | $438,000 | 7,005 |
| Salaries and employee benefits | $182,000 | 7,029 |
| Premises and equipment expense | $42,000 | 6,934 |
| Additional noninterest expense | $214,000 | 6,826 |
| Pre-tax net operating income | $442,000 | 5,044 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $170,000 | 3,125 |
| Income before extraordinary items | $272,000 | 5,554 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $272,000 | 5,550 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $272,000 | 5,552 |
| Net charge-offs | $33,000 | 5,163 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $272,000 | 5,362 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,200,000 | 6,517 |
| Total interest expense | $478,000 | 4,749 |
| Net interest income | $722,000 | 6,804 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $22,000 | 6,839 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $0 | 6,990 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $22,000 | 6,267 |
| Total noninterest expense | $314,000 | 7,112 |
| Salaries and employee benefits | $122,000 | 7,136 |
| Premises and equipment expense | $41,000 | 6,942 |
| Additional noninterest expense | $151,000 | 6,949 |
| Pre-tax net operating income | $430,000 | 4,894 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $152,000 | 3,060 |
| Income before extraordinary items | $278,000 | 5,410 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $278,000 | 5,409 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $278,000 | 5,409 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $278,000 | 5,215 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $796,000 | 6,575 |
| Total interest expense | $325,000 | 4,816 |
| Net interest income | $471,000 | 6,874 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $15,000 | 6,889 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $0 | 7,045 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,000 | 6,309 |
| Total noninterest expense | $206,000 | 7,174 |
| Salaries and employee benefits | $84,000 | 7,196 |
| Premises and equipment expense | $12,000 | 7,163 |
| Additional noninterest expense | $110,000 | 6,955 |
| Pre-tax net operating income | $280,000 | 4,924 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $101,000 | 3,041 |
| Income before extraordinary items | $179,000 | 5,462 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $179,000 | 5,462 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $179,000 | 5,462 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $179,000 | 5,271 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $400,000 | 6,627 |
| Total interest expense | $165,000 | 4,901 |
| Net interest income | $235,000 | 6,933 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $5,000 | 7,006 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $0 | 7,087 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,000 | 6,528 |
| Total noninterest expense | $101,000 | 7,241 |
| Salaries and employee benefits | $40,000 | 7,261 |
| Premises and equipment expense | $12,000 | 7,098 |
| Additional noninterest expense | $49,000 | 7,064 |
| Pre-tax net operating income | $139,000 | 5,038 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $73,000 | 2,726 |
| Income before extraordinary items | $66,000 | 5,796 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $66,000 | 5,796 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $66,000 | 5,796 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $66,000 | 5,647 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,676,000 | 6,661 |
| Total interest expense | $714,000 | 5,158 |
| Net interest income | $962,000 | 6,965 |
| Provision for loan and lease losses | $47,000 | 5,898 |
| Total noninterest income | $20,000 | 6,901 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $20,000 | 6,376 |
| Total noninterest expense | $405,000 | 7,296 |
| Salaries and employee benefits | $172,000 | 7,314 |
| Premises and equipment expense | $22,000 | 7,301 |
| Additional noninterest expense | $211,000 | 7,105 |
| Pre-tax net operating income | $530,000 | 4,672 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $203,000 | 2,889 |
| Income before extraordinary items | $327,000 | 5,160 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $327,000 | 5,162 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $327,000 | 5,162 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $327,000 | 5,047 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,278,000 | 6,706 |
| Total interest expense | $540,000 | 5,257 |
| Net interest income | $738,000 | 7,020 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $10,000 | 7,042 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $10,000 | 6,640 |
| Total noninterest expense | $260,000 | 7,385 |
| Salaries and employee benefits | $87,000 | 7,406 |
| Premises and equipment expense | $16,000 | 7,373 |
| Additional noninterest expense | $157,000 | 7,171 |
| Pre-tax net operating income | $488,000 | 4,511 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $110,000 | 3,140 |
| Income before extraordinary items | $378,000 | 4,748 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $378,000 | 4,749 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $378,000 | 4,749 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $378,000 | 4,617 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $850,000 | 6,773 |
| Total interest expense | $362,000 | 5,351 |
| Net interest income | $488,000 | 7,082 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $8,000 | 7,129 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 6,666 |
| Total noninterest expense | $178,000 | 7,460 |
| Salaries and employee benefits | $72,000 | 7,473 |
| Premises and equipment expense | $9,000 | 7,460 |
| Additional noninterest expense | $97,000 | 7,290 |
| Pre-tax net operating income | $318,000 | 4,533 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $73,000 | 3,102 |
| Income before extraordinary items | $245,000 | 4,736 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $245,000 | 4,735 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $245,000 | 4,736 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $245,000 | 4,651 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $432,000 | 6,801 |
| Total interest expense | $184,000 | 5,417 |
| Net interest income | $248,000 | 7,114 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $4,000 | 7,223 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 6,784 |
| Total noninterest expense | $69,000 | 7,545 |
| Salaries and employee benefits | $35,000 | 7,532 |
| Premises and equipment expense | $7,000 | 7,466 |
| Additional noninterest expense | $27,000 | 7,519 |
| Pre-tax net operating income | $183,000 | 4,373 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $37,000 | 3,058 |
| Income before extraordinary items | $146,000 | 4,500 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $146,000 | 4,499 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $146,000 | 4,500 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $146,000 | 4,438 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,625,000 | 6,966 |
| Total interest expense | $763,000 | 5,801 |
| Net interest income | $862,000 | 7,269 |
| Provision for loan and lease losses | $50,000 | 6,473 |
| Total noninterest income | $13,000 | 7,218 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 6,799 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $13,000 | 6,740 |
| Total noninterest expense | $377,000 | 7,588 |
| Salaries and employee benefits | $155,000 | 7,599 |
| Premises and equipment expense | $48,000 | 7,458 |
| Additional noninterest expense | $174,000 | 7,479 |
| Pre-tax net operating income | $448,000 | 4,493 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $147,000 | 2,950 |
| Income before extraordinary items | $301,000 | 4,933 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $301,000 | 4,936 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $301,000 | 4,936 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $301,000 | 4,792 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,202,000 | 7,088 |
| Total interest expense | $578,000 | 5,933 |
| Net interest income | $624,000 | 7,396 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $7,000 | 7,394 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $0 | 6,888 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $7,000 | 6,979 |
| Total noninterest expense | $254,000 | 7,702 |
| Salaries and employee benefits | $101,000 | 7,721 |
| Premises and equipment expense | $40,000 | 7,523 |
| Additional noninterest expense | $113,000 | 7,614 |
| Pre-tax net operating income | $377,000 | 4,592 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $66,000 | 3,396 |
| Income before extraordinary items | $311,000 | 4,822 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $311,000 | 4,825 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $311,000 | 4,825 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $311,000 | 4,622 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $784,000 | 7,172 |
| Total interest expense | $392,000 | 6,007 |
| Net interest income | $392,000 | 7,497 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $5,000 | 7,473 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $0 | 6,943 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $5,000 | 7,045 |
| Total noninterest expense | $164,000 | 7,781 |
| Salaries and employee benefits | $65,000 | 7,790 |
| Premises and equipment expense | $25,000 | 7,599 |
| Additional noninterest expense | $74,000 | 7,685 |
| Pre-tax net operating income | $233,000 | 4,742 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $44,000 | 3,371 |
| Income before extraordinary items | $189,000 | 4,964 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $189,000 | 4,965 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $189,000 | 4,964 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $189,000 | 4,816 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $394,000 | 7,266 |
| Total interest expense | $202,000 | 6,060 |
| Net interest income | $192,000 | 7,595 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $3,000 | 7,597 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $0 | 7,028 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,000 | 7,164 |
| Total noninterest expense | $81,000 | 7,886 |
| Salaries and employee benefits | $35,000 | 7,889 |
| Premises and equipment expense | $11,000 | 7,727 |
| Additional noninterest expense | $35,000 | 7,799 |
| Pre-tax net operating income | $114,000 | 4,901 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $22,000 | 3,391 |
| Income before extraordinary items | $92,000 | 5,085 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $92,000 | 5,086 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $92,000 | 5,085 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $92,000 | 4,969 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,610,000 | 7,347 |
| Total interest expense | $942,000 | 6,144 |
| Net interest income | $668,000 | 7,732 |
| Provision for loan and lease losses | $35,000 | 7,006 |
| Total noninterest income | $-102,000 | 7,782 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $0 | 7,114 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-102,000 | 7,596 |
| Total noninterest expense | $369,000 | 7,949 |
| Salaries and employee benefits | $151,000 | 7,962 |
| Premises and equipment expense | $40,000 | 7,850 |
| Additional noninterest expense | $178,000 | 7,816 |
| Pre-tax net operating income | $162,000 | 4,910 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $52,000 | 3,240 |
| Income before extraordinary items | $110,000 | 5,115 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $110,000 | 5,115 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $110,000 | 5,115 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $110,000 | 5,052 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,212,000 | 7,420 |
| Total interest expense | $726,000 | 6,228 |
| Net interest income | $486,000 | 7,821 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $3,000 | 7,809 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $0 | 7,173 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,000 | 7,488 |
| Total noninterest expense | $272,000 | 8,027 |
| Salaries and employee benefits | $104,000 | 8,046 |
| Premises and equipment expense | $40,000 | 7,838 |
| Additional noninterest expense | $128,000 | 7,891 |
| Pre-tax net operating income | $217,000 | 4,858 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $29,000 | 3,621 |
| Income before extraordinary items | $188,000 | 4,909 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $188,000 | 4,907 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $188,000 | 4,908 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $188,000 | 4,852 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $801,000 | 7,500 |
| Total interest expense | $494,000 | 6,297 |
| Net interest income | $307,000 | 7,920 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $3,000 | 7,893 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $0 | 7,241 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $3,000 | 7,580 |
| Total noninterest expense | $162,000 | 8,138 |
| Salaries and employee benefits | $68,000 | 8,141 |
| Premises and equipment expense | $26,000 | 7,931 |
| Additional noninterest expense | $68,000 | 8,059 |
| Pre-tax net operating income | $148,000 | 4,944 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $19,000 | 3,735 |
| Income before extraordinary items | $129,000 | 5,007 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $129,000 | 5,005 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $129,000 | 5,006 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $129,000 | 4,924 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $383,000 | 7,615 |
| Total interest expense | $248,000 | 6,395 |
| Net interest income | $135,000 | 8,013 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $3,000 | 7,960 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $0 | 7,262 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,000 | 7,508 |
| Total noninterest expense | $84,000 | 8,181 |
| Salaries and employee benefits | $35,000 | 8,194 |
| Premises and equipment expense | $16,000 | 7,871 |
| Additional noninterest expense | $33,000 | 8,083 |
| Pre-tax net operating income | $54,000 | 5,575 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $10,000 | 3,971 |
| Income before extraordinary items | $44,000 | 5,781 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $44,000 | 5,784 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $44,000 | 5,784 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $44,000 | 5,616 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,445,000 | 7,723 |
| Total interest expense | $1,007,000 | 6,765 |
| Net interest income | $438,000 | 8,115 |
| Provision for loan and lease losses | $15,000 | 7,084 |
| Total noninterest income | $4,000 | 8,061 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,335 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $4,000 | 7,828 |
| Total noninterest expense | $308,000 | 8,241 |
| Salaries and employee benefits | $140,000 | 8,240 |
| Premises and equipment expense | $30,000 | 8,177 |
| Additional noninterest expense | $138,000 | 8,112 |
| Pre-tax net operating income | $119,000 | 5,968 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $39,000 | 3,983 |
| Income before extraordinary items | $80,000 | 5,934 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $80,000 | 5,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $80,000 | 6,079 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,060,000 | 7,826 |
| Total interest expense | $755,000 | 6,873 |
| Net interest income | $305,000 | 8,230 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $4,000 | 8,171 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $0 | 7,386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 7,959 |
| Total noninterest expense | $210,000 | 8,322 |
| Salaries and employee benefits | $98,000 | 8,324 |
| Premises and equipment expense | $29,000 | 8,194 |
| Additional noninterest expense | $83,000 | 8,254 |
| Pre-tax net operating income | $99,000 | 6,407 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $16,000 | 4,686 |
| Income before extraordinary items | $83,000 | 6,258 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $83,000 | 6,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $83,000 | 6,407 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $710,000 | 7,877 |
| Total interest expense | $503,000 | 7,001 |
| Net interest income | $207,000 | 8,292 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $1,000 | 8,287 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $0 | 7,428 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,000 | 8,142 |
| Total noninterest expense | $136,000 | 8,398 |
| Salaries and employee benefits | $65,000 | 8,399 |
| Premises and equipment expense | $16,000 | 8,311 |
| Additional noninterest expense | $55,000 | 8,314 |
| Pre-tax net operating income | $72,000 | 6,558 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $11,000 | 4,950 |
| Income before extraordinary items | $61,000 | 6,632 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $61,000 | 6,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $61,000 | 6,554 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $341,000 | 7,990 |
| Total interest expense | $251,000 | 7,128 |
| Net interest income | $90,000 | 8,381 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $1,000 | 8,296 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,000 | 8,110 |
| Total noninterest expense | $63,000 | 8,448 |
| Salaries and employee benefits | $29,000 | 8,452 |
| Premises and equipment expense | $6,000 | 8,377 |
| Additional noninterest expense | $28,000 | 8,343 |
| Pre-tax net operating income | $28,000 | 6,879 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $5,000 | 5,114 |
| Income before extraordinary items | $23,000 | 6,980 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $23,000 | 6,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $23,000 | 6,888 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,267,000 | 8,048 |
| Total interest expense | $902,000 | 7,316 |
| Net interest income | $365,000 | 8,377 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $5,000 | 8,355 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $5,000 | 8,181 |
| Total noninterest expense | $285,000 | 8,477 |
| Salaries and employee benefits | $143,000 | 8,470 |
| Premises and equipment expense | $38,000 | 8,340 |
| Additional noninterest expense | $104,000 | 8,407 |
| Pre-tax net operating income | $85,000 | 7,188 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $22,000 | 5,376 |
| Income before extraordinary items | $63,000 | 7,279 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $63,000 | 7,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $63,000 | 7,251 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $935,000 | 8,121 |
| Total interest expense | $666,000 | 7,371 |
| Net interest income | $269,000 | 8,433 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $2,000 | 8,421 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,000 | 8,302 |
| Total noninterest expense | $210,000 | 8,496 |
| Salaries and employee benefits | $105,000 | 8,494 |
| Premises and equipment expense | $34,000 | 8,274 |
| Additional noninterest expense | $71,000 | 8,447 |
| Pre-tax net operating income | $61,000 | 7,451 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $32,000 | 5,221 |
| Income before extraordinary items | $29,000 | 7,575 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $29,000 | 7,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $29,000 | 7,561 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $617,000 | 8,189 |
| Total interest expense | $437,000 | 7,423 |
| Net interest income | $180,000 | 8,496 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,000 | 8,491 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,000 | 8,368 |
| Total noninterest expense | $129,000 | 8,557 |
| Salaries and employee benefits | $67,000 | 8,546 |
| Premises and equipment expense | $15,000 | 8,445 |
| Additional noninterest expense | $47,000 | 8,496 |
| Pre-tax net operating income | $52,000 | 7,515 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $22,000 | 5,294 |
| Income before extraordinary items | $30,000 | 7,625 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $30,000 | 7,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $30,000 | 7,609 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $315,000 | 8,222 |
| Total interest expense | $214,000 | 7,484 |
| Net interest income | $101,000 | 8,515 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $0 | 8,538 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $0 | 8,433 |
| Total noninterest expense | $67,000 | 8,592 |
| Salaries and employee benefits | $41,000 | 8,570 |
| Premises and equipment expense | $9,000 | 8,425 |
| Additional noninterest expense | $17,000 | 8,588 |
| Pre-tax net operating income | $34,000 | 7,497 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $11,000 | 5,272 |
| Income before extraordinary items | $23,000 | 7,576 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $23,000 | 7,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $23,000 | 7,557 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,204,000 | 8,131 |
| Total interest expense | $779,000 | 7,372 |
| Net interest income | $425,000 | 8,475 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $2,000 | 8,568 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,000 | 8,463 |
| Total noninterest expense | $284,000 | 8,613 |
| Salaries and employee benefits | $144,000 | 8,604 |
| Premises and equipment expense | $78,000 | 8,049 |
| Additional noninterest expense | $62,000 | 8,632 |
| Pre-tax net operating income | $143,000 | 7,578 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $44,000 | 5,530 |
| Income before extraordinary items | $99,000 | 7,678 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $99,000 | 7,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $99,000 | 7,667 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $884,000 | 8,212 |
| Total interest expense | $575,000 | 7,382 |
| Net interest income | $309,000 | 8,546 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $1,000 | 8,655 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,000 | 8,569 |
| Total noninterest expense | $185,000 | 8,685 |
| Salaries and employee benefits | $86,000 | 8,687 |
| Premises and equipment expense | $58,000 | 8,100 |
| Additional noninterest expense | $41,000 | 8,696 |
| Pre-tax net operating income | $125,000 | 7,724 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $42,000 | 5,539 |
| Income before extraordinary items | $83,000 | 7,813 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $83,000 | 7,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $83,000 | 7,814 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $569,000 | 8,279 |
| Total interest expense | $379,000 | 7,362 |
| Net interest income | $190,000 | 8,632 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $0 | 8,702 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,630 |
| Total noninterest expense | $116,000 | 8,730 |
| Salaries and employee benefits | $61,000 | 8,724 |
| Premises and equipment expense | $31,000 | 8,292 |
| Additional noninterest expense | $24,000 | 8,748 |
| Pre-tax net operating income | $74,000 | 7,834 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $28,000 | 5,612 |
| Income before extraordinary items | $46,000 | 7,934 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $46,000 | 7,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $46,000 | 7,938 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $279,000 | 8,314 |
| Total interest expense | $188,000 | 7,340 |
| Net interest income | $91,000 | 8,662 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $0 | 8,704 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,611 |
| Total noninterest expense | $62,000 | 8,741 |
| Salaries and employee benefits | $32,000 | 8,732 |
| Premises and equipment expense | $14,000 | 8,354 |
| Additional noninterest expense | $16,000 | 8,736 |
| Pre-tax net operating income | $29,000 | 7,937 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $14,000 | 5,578 |
| Income before extraordinary items | $15,000 | 8,047 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $15,000 | 8,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $15,000 | 8,046 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,123,000 | 8,232 |
| Total interest expense | $678,000 | 7,100 |
| Net interest income | $445,000 | 8,571 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $3,000 | 8,727 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,000 | 8,603 |
| Total noninterest expense | $277,000 | 8,764 |
| Salaries and employee benefits | $142,000 | 8,755 |
| Premises and equipment expense | $71,000 | 8,219 |
| Additional noninterest expense | $64,000 | 8,779 |
| Pre-tax net operating income | $171,000 | 7,778 |
| Securities gains (losses) | $-1,000 | 6,938 |
| Applicable income taxes | $57,000 | 5,782 |
| Income before extraordinary items | $113,000 | 7,923 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $113,000 | 7,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $113,660 | 7,892 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $832,000 | 8,284 |
| Total interest expense | $491,000 | 7,110 |
| Net interest income | $341,000 | 8,619 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $2,000 | 8,774 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,000 | 8,654 |
| Total noninterest expense | $197,000 | 8,790 |
| Salaries and employee benefits | $100,000 | 8,786 |
| Premises and equipment expense | $53,000 | 8,217 |
| Additional noninterest expense | $44,000 | 8,806 |
| Pre-tax net operating income | $146,000 | 7,839 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $48,000 | 5,824 |
| Income before extraordinary items | $98,000 | 7,979 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $98,000 | 7,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $98,000 | 7,947 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $556,000 | 8,296 |
| Total interest expense | $313,000 | 7,106 |
| Net interest income | $243,000 | 8,606 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $2,000 | 8,770 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,000 | 8,611 |
| Total noninterest expense | $125,000 | 8,807 |
| Salaries and employee benefits | $66,000 | 8,798 |
| Premises and equipment expense | $24,000 | 8,492 |
| Additional noninterest expense | $35,000 | 8,788 |
| Pre-tax net operating income | $120,000 | 7,736 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $32,000 | 5,826 |
| Income before extraordinary items | $88,000 | 7,827 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $88,000 | 7,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $88,000 | 7,785 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $264,000 | 8,402 |
| Total interest expense | $149,000 | 7,180 |
| Net interest income | $115,000 | 8,707 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $0 | 8,858 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,766 |
| Total noninterest expense | $65,000 | 8,872 |
| Salaries and employee benefits | $33,000 | 8,866 |
| Premises and equipment expense | $8,000 | 8,706 |
| Additional noninterest expense | $24,000 | 8,782 |
| Pre-tax net operating income | $50,000 | 7,898 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $16,000 | 5,817 |
| Income before extraordinary items | $34,000 | 8,028 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $34,000 | 8,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $34,000 | 8,001 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $981,000 | 8,408 |
| Total interest expense | $519,000 | 7,239 |
| Net interest income | $462,000 | 8,674 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $1,000 | 8,903 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,000 | 8,793 |
| Total noninterest expense | $279,000 | 8,898 |
| Salaries and employee benefits | $133,000 | 8,896 |
| Premises and equipment expense | $53,000 | 8,561 |
| Additional noninterest expense | $93,000 | 8,836 |
| Pre-tax net operating income | $184,000 | 7,833 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $63,000 | 5,889 |
| Income before extraordinary items | $121,000 | 8,009 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $121,000 | 8,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,654 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $121,000 | 7,960 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $714,000 | 8,476 |
| Total interest expense | $380,000 | 7,301 |
| Net interest income | $334,000 | 8,754 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $1,000 | 8,971 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,000 | 8,861 |
| Total noninterest expense | $201,000 | 8,947 |
| Salaries and employee benefits | $96,000 | 8,951 |
| Premises and equipment expense | $31,000 | 8,728 |
| Additional noninterest expense | $74,000 | 8,852 |
| Pre-tax net operating income | $134,000 | 7,976 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $66,000 | 5,756 |
| Income before extraordinary items | $68,000 | 8,235 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $68,000 | 8,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $68,000 | 8,195 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $467,000 | 8,552 |
| Total interest expense | $250,000 | 7,396 |
| Net interest income | $217,000 | 8,822 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $1,000 | 9,014 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,000 | 8,898 |
| Total noninterest expense | $132,000 | 9,005 |
| Salaries and employee benefits | $64,000 | 9,007 |
| Premises and equipment expense | $19,000 | 8,805 |
| Additional noninterest expense | $49,000 | 8,908 |
| Pre-tax net operating income | $86,000 | 8,026 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $45,000 | 5,735 |
| Income before extraordinary items | $41,000 | 8,305 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $41,000 | 8,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $41,000 | 8,243 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $227,000 | 8,625 |
| Total interest expense | $125,000 | 7,440 |
| Net interest income | $102,000 | 8,888 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $1,000 | 9,027 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,000 | 8,837 |
| Total noninterest expense | $71,000 | 9,032 |
| Salaries and employee benefits | $32,000 | 9,048 |
| Premises and equipment expense | $11,000 | 8,739 |
| Additional noninterest expense | $28,000 | 8,888 |
| Pre-tax net operating income | $32,000 | 8,152 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $21,000 | 5,742 |
| Income before extraordinary items | $11,000 | 8,454 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $11,000 | 8,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $11,000 | 8,391 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $983,000 | 8,602 |
| Total interest expense | $521,000 | 7,669 |
| Net interest income | $462,000 | 8,841 |
| Provision for loan and lease losses | $28,000 | 6,851 |
| Total noninterest income | $1,000 | 9,125 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,000 | 9,013 |
| Total noninterest expense | $230,000 | 9,116 |
| Salaries and employee benefits | $119,000 | 9,101 |
| Premises and equipment expense | $42,000 | 8,879 |
| Additional noninterest expense | $69,000 | 9,092 |
| Pre-tax net operating income | $205,000 | 7,809 |
| Securities gains (losses) | $4,000 | 3,987 |
| Applicable income taxes | $84,000 | 5,895 |
| Income before extraordinary items | $125,000 | 8,106 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $125,000 | 8,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $122,440 | 7,999 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $740,000 | 8,677 |
| Total interest expense | $394,000 | 7,800 |
| Net interest income | $346,000 | 8,918 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $0 | 9,186 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 9,106 |
| Total noninterest expense | $153,000 | 9,179 |
| Salaries and employee benefits | $63,000 | 9,194 |
| Premises and equipment expense | $39,000 | 8,772 |
| Additional noninterest expense | $51,000 | 9,150 |
| Pre-tax net operating income | $193,000 | 7,764 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $42,000 | 6,352 |
| Income before extraordinary items | $151,000 | 7,895 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $151,000 | 7,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $151,000 | 7,748 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $479,000 | 8,752 |
| Total interest expense | $264,000 | 7,910 |
| Net interest income | $215,000 | 8,984 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $7,000 | 9,140 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $7,000 | 8,670 |
| Total noninterest expense | $102,000 | 9,209 |
| Salaries and employee benefits | $49,000 | 9,209 |
| Premises and equipment expense | $24,000 | 8,843 |
| Additional noninterest expense | $29,000 | 9,197 |
| Pre-tax net operating income | $120,000 | 7,845 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $28,000 | 6,385 |
| Income before extraordinary items | $92,000 | 8,035 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $92,000 | 8,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $92,000 | 7,871 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $239,000 | 8,816 |
| Total interest expense | $130,000 | 8,040 |
| Net interest income | $109,000 | 9,030 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $4,000 | 9,162 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $60,000 | 9,242 |
| Salaries and employee benefits | $27,000 | 9,251 |
| Premises and equipment expense | $11,000 | 8,922 |
| Additional noninterest expense | $22,000 | 9,147 |
| Pre-tax net operating income | $53,000 | 7,954 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $44,000 | 5,276 |
| Income before extraordinary items | $9,000 | 8,645 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $9,000 | 8,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $9,000 | 8,542 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $977,000 | 8,875 |
| Total interest expense | $535,000 | 8,284 |
| Net interest income | $442,000 | 9,058 |
| Provision for loan and lease losses | $35,000 | 7,087 |
| Total noninterest income | $0 | 9,294 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 9,201 |
| Total noninterest expense | $202,000 | 9,297 |
| Salaries and employee benefits | $102,000 | 9,288 |
| Premises and equipment expense | $50,000 | 8,901 |
| Additional noninterest expense | $50,000 | 9,298 |
| Pre-tax net operating income | $205,000 | 7,905 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $85,000 | 6,110 |
| Income before extraordinary items | $120,000 | 8,232 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $120,000 | 8,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $120,000 | 8,130 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $970,000 | 9,173 |
| Total interest expense | $625,000 | 8,777 |
| Net interest income | $345,000 | 9,374 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $1,000 | 9,549 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,000 | 9,443 |
| Total noninterest expense | $187,000 | 9,564 |
| Salaries and employee benefits | $95,000 | 9,558 |
| Premises and equipment expense | $47,000 | 9,175 |
| Additional noninterest expense | $45,000 | 9,566 |
| Pre-tax net operating income | $159,000 | 8,070 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $56,000 | 6,605 |
| Income before extraordinary items | $103,000 | 8,307 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $103,000 | 8,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $103,000 | 8,200 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $903,000 | 9,466 |
| Total interest expense | $560,000 | 9,141 |
| Net interest income | $343,000 | 9,648 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $1,000 | 9,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 9,788 |
| Total noninterest expense | $196,000 | 9,844 |
| Salaries and employee benefits | $84,000 | 9,847 |
| Premises and equipment expense | $50,000 | 9,363 |
| Additional noninterest expense | $62,000 | 9,803 |
| Pre-tax net operating income | $148,000 | 8,601 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $44,000 | 7,335 |
| Income before extraordinary items | $104,000 | 8,681 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $104,000 | 8,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $104,000 | 8,672 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $840,000 | 9,746 |
| Total interest expense | $506,000 | 9,423 |
| Net interest income | $334,000 | 9,918 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $2,000 | 10,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 10,068 |
| Total noninterest expense | $190,000 | 10,164 |
| Salaries and employee benefits | $78,000 | 10,167 |
| Premises and equipment expense | $52,000 | 9,602 |
| Additional noninterest expense | $60,000 | 10,126 |
| Pre-tax net operating income | $146,000 | 8,829 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $43,000 | 7,758 |
| Income before extraordinary items | $103,000 | 8,946 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $103,000 | 8,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $103,000 | 8,915 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.