Home > Baker County Bank > Income and Expense
Baker County Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,250,000 | 11,782 |
| Total interest expense | $543,000 | 11,457 |
| Net interest income | $707,000 | 11,846 |
| Provision for loan and lease losses | $711,000 | 1,646 |
| Total noninterest income | $163,000 | 9,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 8,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 9,213 |
| Total noninterest expense | $683,000 | 11,247 |
| Salaries and employee benefits | $240,000 | 12,283 |
| Premises and equipment expense | $61,000 | 11,811 |
| Additional noninterest expense | $382,000 | 9,462 |
| Pre-tax net operating income | $-524,000 | 12,866 |
| Securities gains (losses) | $28,000 | 4,186 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-496,000 | 12,892 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-496,000 | 12,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,229,000 | 986 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $1,200,000 | 434 |
| Net operating income | $-524,000 | 12,845 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,794,000 | 11,322 |
| Total interest expense | $898,000 | 10,886 |
| Net interest income | $896,000 | 11,535 |
| Provision for loan and lease losses | $2,112,000 | 1,114 |
| Total noninterest income | $205,000 | 9,315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 7,158 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,979 |
| Total noninterest expense | $652,000 | 11,766 |
| Salaries and employee benefits | $356,000 | 11,380 |
| Premises and equipment expense | $53,000 | 12,576 |
| Additional noninterest expense | $243,000 | 11,625 |
| Pre-tax net operating income | $-1,663,000 | 13,592 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-89,000 | 13,571 |
| Income before extraordinary items | $-1,574,000 | 13,626 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-1,574,000 | 13,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,553,000 | 1,161 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-1,574,000 | 13,570 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.