Home > Bainbridge National Bank > Income and Expense
Bainbridge National Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,017,000 | 5,058 |
| Total interest expense | $2,478,000 | 5,448 |
| Net interest income | $3,539,000 | 4,694 |
| Provision for loan and lease losses | $144,000 | 4,243 |
| Total noninterest income | $658,000 | 4,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $511,000 | 2,567 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 5,750 |
| Total noninterest expense | $2,031,000 | 5,604 |
| Salaries and employee benefits | $957,000 | 6,015 |
| Premises and equipment expense | $368,000 | 4,728 |
| Additional noninterest expense | $706,000 | 5,183 |
| Pre-tax net operating income | $2,022,000 | 3,499 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $720,000 | 3,167 |
| Income before extraordinary items | $1,300,000 | 3,795 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,300,000 | 3,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,088 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,301,280 | 3,723 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,813,000 | 5,298 |
| Total interest expense | $2,507,000 | 5,504 |
| Net interest income | $3,306,000 | 5,070 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $552,000 | 4,837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $455,000 | 2,965 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,219 |
| Total noninterest expense | $2,041,000 | 5,865 |
| Salaries and employee benefits | $967,000 | 6,140 |
| Premises and equipment expense | $364,000 | 4,892 |
| Additional noninterest expense | $710,000 | 5,684 |
| Pre-tax net operating income | $1,697,000 | 3,933 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $611,000 | 3,529 |
| Income before extraordinary items | $1,090,000 | 4,186 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,090,000 | 4,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,641 |
| Cash dividends | $700,000 | 2,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,087,440 | 4,131 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,529,000 | 5,566 |
| Total interest expense | $2,370,000 | 5,779 |
| Net interest income | $3,159,000 | 5,274 |
| Provision for loan and lease losses | $132,000 | 3,911 |
| Total noninterest income | $527,000 | 4,991 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $416,000 | 3,236 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,893 |
| Total noninterest expense | $2,079,000 | 5,810 |
| Salaries and employee benefits | $897,000 | 6,570 |
| Premises and equipment expense | $373,000 | 4,807 |
| Additional noninterest expense | $809,000 | 5,212 |
| Pre-tax net operating income | $1,475,000 | 4,514 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $488,000 | 4,280 |
| Income before extraordinary items | $983,000 | 4,681 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $983,000 | 4,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,213 |
| Cash dividends | $500,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $985,680 | 4,644 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,900,000 | 5,755 |
| Total interest expense | $1,920,000 | 5,794 |
| Net interest income | $2,980,000 | 5,636 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $483,000 | 5,424 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $386,000 | 3,497 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,607 |
| Total noninterest expense | $2,142,000 | 5,872 |
| Salaries and employee benefits | $889,000 | 6,713 |
| Premises and equipment expense | $352,000 | 5,067 |
| Additional noninterest expense | $901,000 | 5,163 |
| Pre-tax net operating income | $1,201,000 | 5,238 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $396,000 | 4,799 |
| Income before extraordinary items | $805,000 | 5,339 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $805,000 | 5,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,456 |
| Cash dividends | $500,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $805,000 | 5,396 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,686,000 | 6,102 |
| Total interest expense | $1,951,000 | 5,953 |
| Net interest income | $2,735,000 | 6,100 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $538,000 | 5,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $401,000 | 3,432 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 6,855 |
| Total noninterest expense | $2,135,000 | 6,016 |
| Salaries and employee benefits | $893,000 | 6,757 |
| Premises and equipment expense | $354,000 | 5,176 |
| Additional noninterest expense | $888,000 | 5,429 |
| Pre-tax net operating income | $1,018,000 | 5,822 |
| Securities gains (losses) | $64,000 | 3,088 |
| Applicable income taxes | $362,000 | 5,368 |
| Income before extraordinary items | $720,000 | 5,985 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $720,000 | 6,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 5,491 |
| Cash dividends | $275,000 | 4,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $677,120 | 6,012 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,773,000 | 6,598 |
| Total interest expense | $2,361,000 | 6,264 |
| Net interest income | $2,412,000 | 6,769 |
| Provision for loan and lease losses | $124,000 | 6,630 |
| Total noninterest income | $460,000 | 5,983 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $310,000 | 4,323 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 6,642 |
| Total noninterest expense | $2,052,000 | 6,242 |
| Salaries and employee benefits | $855,000 | 6,901 |
| Premises and equipment expense | $341,000 | 5,467 |
| Additional noninterest expense | $856,000 | 5,755 |
| Pre-tax net operating income | $696,000 | 7,121 |
| Securities gains (losses) | $31,000 | 4,927 |
| Applicable income taxes | $193,000 | 7,695 |
| Income before extraordinary items | $534,000 | 7,044 |
| Extraordinary gains, net | $30,000 | 1,127 |
| Net income | $564,000 | 6,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 6,617 |
| Cash dividends | $275,000 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $511,370 | 6,856 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.