Home > Badger State Bank > Income and Expense
Badger State Bank, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,294,000 | 5,230 |
| Total interest expense | $2,050,000 | 3,493 |
| Net interest income | $2,244,000 | 6,009 |
| Provision for loan and lease losses | $1,477,000 | 2,492 |
| Total noninterest income | $-396,000 | 7,472 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $95,000 | 5,546 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-491,000 | 7,394 |
| Total noninterest expense | $1,929,000 | 6,074 |
| Salaries and employee benefits | $1,013,000 | 5,996 |
| Premises and equipment expense | $91,000 | 7,134 |
| Additional noninterest expense | $825,000 | 5,559 |
| Pre-tax net operating income | $-1,558,000 | 6,667 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $8,000 | 4,266 |
| Income before extraordinary items | $-1,566,000 | 6,758 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,566,000 | 6,758 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,566,000 | 6,759 |
| Net charge-offs | $1,583,000 | 2,121 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,566,000 | 6,735 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,344,000 | 5,218 |
| Total interest expense | $1,612,000 | 3,512 |
| Net interest income | $1,732,000 | 6,038 |
| Provision for loan and lease losses | $1,556,000 | 1,928 |
| Total noninterest income | $-412,000 | 7,625 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $73,000 | 5,610 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-485,000 | 7,575 |
| Total noninterest expense | $1,493,000 | 6,063 |
| Salaries and employee benefits | $800,000 | 5,957 |
| Premises and equipment expense | $69,000 | 7,205 |
| Additional noninterest expense | $624,000 | 5,557 |
| Pre-tax net operating income | $-1,729,000 | 7,010 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $4,000 | 4,431 |
| Income before extraordinary items | $-1,733,000 | 7,089 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,733,000 | 7,087 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,733,000 | 7,089 |
| Net charge-offs | $1,660,000 | 1,686 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,733,000 | 7,067 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,236,000 | 5,251 |
| Total interest expense | $1,113,000 | 3,507 |
| Net interest income | $1,123,000 | 6,131 |
| Provision for loan and lease losses | $758,000 | 2,265 |
| Total noninterest income | $-309,000 | 7,702 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $49,000 | 5,620 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-358,000 | 7,672 |
| Total noninterest expense | $1,073,000 | 5,934 |
| Salaries and employee benefits | $571,000 | 5,848 |
| Premises and equipment expense | $47,000 | 7,250 |
| Additional noninterest expense | $455,000 | 5,340 |
| Pre-tax net operating income | $-1,017,000 | 7,020 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $3,000 | 4,407 |
| Income before extraordinary items | $-1,020,000 | 7,103 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,020,000 | 7,102 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,020,000 | 7,103 |
| Net charge-offs | $866,000 | 1,869 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,020,000 | 7,078 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,145,000 | 5,254 |
| Total interest expense | $567,000 | 3,584 |
| Net interest income | $578,000 | 6,088 |
| Provision for loan and lease losses | $694,000 | 1,487 |
| Total noninterest income | $37,000 | 6,501 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $25,000 | 5,612 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $12,000 | 6,461 |
| Total noninterest expense | $869,000 | 4,686 |
| Salaries and employee benefits | $331,000 | 5,531 |
| Premises and equipment expense | $26,000 | 7,239 |
| Additional noninterest expense | $512,000 | 3,119 |
| Pre-tax net operating income | $-948,000 | 7,398 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-948,000 | 7,455 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-948,000 | 7,455 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-948,000 | 7,456 |
| Net charge-offs | $287,000 | 2,075 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-948,000 | 7,442 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,146,000 | 5,052 |
| Total interest expense | $2,827,000 | 3,572 |
| Net interest income | $2,319,000 | 6,022 |
| Provision for loan and lease losses | $3,237,000 | 1,878 |
| Total noninterest income | $-16,000 | 7,726 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $118,000 | 5,518 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-134,000 | 7,636 |
| Total noninterest expense | $3,416,000 | 4,795 |
| Salaries and employee benefits | $1,024,000 | 6,185 |
| Premises and equipment expense | $98,000 | 7,404 |
| Additional noninterest expense | $2,294,000 | 2,960 |
| Pre-tax net operating income | $-4,350,000 | 7,113 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $6,000 | 3,998 |
| Income before extraordinary items | $-4,356,000 | 7,197 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,356,000 | 7,196 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,356,000 | 7,196 |
| Net charge-offs | $1,932,000 | 2,072 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-4,356,000 | 7,204 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,941,000 | 5,060 |
| Total interest expense | $2,208,000 | 3,591 |
| Net interest income | $1,733,000 | 6,051 |
| Provision for loan and lease losses | $2,816,000 | 1,537 |
| Total noninterest income | $-65,000 | 7,898 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $92,000 | 5,483 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-157,000 | 7,851 |
| Total noninterest expense | $2,949,000 | 4,402 |
| Salaries and employee benefits | $775,000 | 6,199 |
| Premises and equipment expense | $75,000 | 7,440 |
| Additional noninterest expense | $2,099,000 | 2,469 |
| Pre-tax net operating income | $-4,097,000 | 7,421 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $9,000 | 4,072 |
| Income before extraordinary items | $-4,106,000 | 7,497 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-4,106,000 | 7,497 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-4,106,000 | 7,497 |
| Net charge-offs | $1,917,000 | 1,541 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-4,106,000 | 7,504 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,636,000 | 5,083 |
| Total interest expense | $1,505,000 | 3,660 |
| Net interest income | $1,131,000 | 6,108 |
| Provision for loan and lease losses | $906,000 | 2,184 |
| Total noninterest income | $66,000 | 6,893 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $58,000 | 5,576 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $8,000 | 7,329 |
| Total noninterest expense | $1,818,000 | 4,658 |
| Salaries and employee benefits | $516,000 | 6,273 |
| Premises and equipment expense | $55,000 | 7,420 |
| Additional noninterest expense | $1,247,000 | 2,731 |
| Pre-tax net operating income | $-1,527,000 | 7,250 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $6,000 | 4,180 |
| Income before extraordinary items | $-1,533,000 | 7,338 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,533,000 | 7,337 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,533,000 | 7,336 |
| Net charge-offs | $85,000 | 4,421 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,533,000 | 7,341 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,345,000 | 5,053 |
| Total interest expense | $795,000 | 3,635 |
| Net interest income | $550,000 | 6,183 |
| Provision for loan and lease losses | $15,000 | 6,043 |
| Total noninterest income | $40,000 | 6,659 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $28,000 | 5,598 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $12,000 | 6,706 |
| Total noninterest expense | $635,000 | 5,650 |
| Salaries and employee benefits | $258,000 | 6,328 |
| Premises and equipment expense | $33,000 | 7,236 |
| Additional noninterest expense | $344,000 | 4,011 |
| Pre-tax net operating income | $-60,000 | 6,520 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $3,000 | 4,463 |
| Income before extraordinary items | $-63,000 | 6,706 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-63,000 | 6,707 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-63,000 | 6,707 |
| Net charge-offs | $10,000 | 4,758 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-63,000 | 6,601 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,318,000 | 4,789 |
| Total interest expense | $3,709,000 | 3,704 |
| Net interest income | $2,609,000 | 5,799 |
| Provision for loan and lease losses | $1,736,000 | 1,981 |
| Total noninterest income | $207,000 | 6,438 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $130,000 | 5,544 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $77,000 | 6,261 |
| Total noninterest expense | $1,962,000 | 6,279 |
| Salaries and employee benefits | $980,000 | 6,461 |
| Premises and equipment expense | $137,000 | 7,260 |
| Additional noninterest expense | $845,000 | 5,333 |
| Pre-tax net operating income | $-882,000 | 6,959 |
| Securities gains (losses) | $22,000 | 2,114 |
| Applicable income taxes | $19,000 | 4,294 |
| Income before extraordinary items | $-879,000 | 6,936 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-879,000 | 6,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,727,000 | 1,416 |
| Cash dividends | $340,000 | 3,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-901,000 | 7,066 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,886,000 | 4,768 |
| Total interest expense | $2,851,000 | 3,748 |
| Net interest income | $2,035,000 | 5,748 |
| Provision for loan and lease losses | $765,000 | 2,146 |
| Total noninterest income | $147,000 | 6,624 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $103,000 | 5,491 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $44,000 | 6,749 |
| Total noninterest expense | $1,340,000 | 6,519 |
| Salaries and employee benefits | $768,000 | 6,382 |
| Premises and equipment expense | $105,000 | 7,295 |
| Additional noninterest expense | $467,000 | 6,091 |
| Pre-tax net operating income | $77,000 | 6,489 |
| Securities gains (losses) | $22,000 | 1,949 |
| Applicable income taxes | $18,000 | 4,637 |
| Income before extraordinary items | $81,000 | 6,272 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $81,000 | 6,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $616,000 | 1,737 |
| Cash dividends | $318,000 | 3,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $62,960 | 6,514 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,317,000 | 4,787 |
| Total interest expense | $1,941,000 | 3,817 |
| Net interest income | $1,376,000 | 5,722 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $98,000 | 6,697 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $69,000 | 5,503 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $29,000 | 6,828 |
| Total noninterest expense | $862,000 | 6,637 |
| Salaries and employee benefits | $560,000 | 6,229 |
| Premises and equipment expense | $83,000 | 7,070 |
| Additional noninterest expense | $219,000 | 6,908 |
| Pre-tax net operating income | $582,000 | 4,084 |
| Securities gains (losses) | $17,000 | 2,146 |
| Applicable income taxes | $12,000 | 4,921 |
| Income before extraordinary items | $587,000 | 3,688 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $587,000 | 3,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,608 |
| Cash dividends | $298,000 | 3,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $570,340 | 3,692 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,741,000 | 4,734 |
| Total interest expense | $991,000 | 3,936 |
| Net interest income | $750,000 | 5,485 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $47,000 | 6,756 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $35,000 | 5,454 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 7,050 |
| Total noninterest expense | $415,000 | 6,728 |
| Salaries and employee benefits | $282,000 | 6,243 |
| Premises and equipment expense | $38,000 | 7,235 |
| Additional noninterest expense | $95,000 | 7,152 |
| Pre-tax net operating income | $367,000 | 3,733 |
| Securities gains (losses) | $17,000 | 1,682 |
| Applicable income taxes | $6,000 | 5,045 |
| Income before extraordinary items | $378,000 | 3,307 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $378,000 | 3,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,488 |
| Cash dividends | $183,000 | 2,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $361,340 | 3,321 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,105,000 | 4,702 |
| Total interest expense | $3,979,000 | 4,024 |
| Net interest income | $3,126,000 | 5,394 |
| Provision for loan and lease losses | $196,000 | 3,909 |
| Total noninterest income | $191,000 | 6,802 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $145,000 | 5,484 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $46,000 | 7,175 |
| Total noninterest expense | $1,550,000 | 6,846 |
| Salaries and employee benefits | $1,118,000 | 6,185 |
| Premises and equipment expense | $146,000 | 7,295 |
| Additional noninterest expense | $286,000 | 7,603 |
| Pre-tax net operating income | $1,571,000 | 3,823 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $22,000 | 5,376 |
| Income before extraordinary items | $1,549,000 | 3,366 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,549,000 | 3,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,854 |
| Cash dividends | $778,000 | 3,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,549,000 | 3,355 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,206,000 | 4,782 |
| Total interest expense | $2,931,000 | 4,081 |
| Net interest income | $2,275,000 | 5,504 |
| Provision for loan and lease losses | $136,000 | 3,617 |
| Total noninterest income | $131,000 | 6,969 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $110,000 | 5,476 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $21,000 | 7,635 |
| Total noninterest expense | $1,175,000 | 6,804 |
| Salaries and employee benefits | $837,000 | 6,178 |
| Premises and equipment expense | $117,000 | 7,179 |
| Additional noninterest expense | $221,000 | 7,555 |
| Pre-tax net operating income | $1,095,000 | 4,151 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $18,000 | 5,533 |
| Income before extraordinary items | $1,077,000 | 3,712 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,077,000 | 3,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,889 |
| Cash dividends | $548,000 | 2,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,077,000 | 3,698 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,460,000 | 4,802 |
| Total interest expense | $1,929,000 | 4,106 |
| Net interest income | $1,531,000 | 5,509 |
| Provision for loan and lease losses | $55,000 | 4,254 |
| Total noninterest income | $101,000 | 6,827 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $70,000 | 5,589 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $31,000 | 6,942 |
| Total noninterest expense | $796,000 | 6,807 |
| Salaries and employee benefits | $558,000 | 6,236 |
| Premises and equipment expense | $90,000 | 6,954 |
| Additional noninterest expense | $148,000 | 7,595 |
| Pre-tax net operating income | $781,000 | 4,067 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $12,000 | 5,584 |
| Income before extraordinary items | $769,000 | 3,611 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $769,000 | 3,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,770 |
| Cash dividends | $349,000 | 2,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $769,000 | 3,582 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,722,000 | 4,801 |
| Total interest expense | $953,000 | 4,133 |
| Net interest income | $769,000 | 5,513 |
| Provision for loan and lease losses | $27,000 | 4,065 |
| Total noninterest income | $43,000 | 7,029 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $33,000 | 5,642 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $10,000 | 7,401 |
| Total noninterest expense | $428,000 | 6,667 |
| Salaries and employee benefits | $276,000 | 6,299 |
| Premises and equipment expense | $72,000 | 5,967 |
| Additional noninterest expense | $80,000 | 7,484 |
| Pre-tax net operating income | $357,000 | 4,264 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $4,000 | 5,783 |
| Income before extraordinary items | $353,000 | 3,793 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $353,000 | 3,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,916 |
| Cash dividends | $154,000 | 2,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $353,000 | 3,768 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,493,000 | 4,767 |
| Total interest expense | $3,593,000 | 3,846 |
| Net interest income | $2,900,000 | 5,623 |
| Provision for loan and lease losses | $131,000 | 4,253 |
| Total noninterest income | $240,000 | 6,601 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $148,000 | 5,553 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $92,000 | 6,472 |
| Total noninterest expense | $1,515,000 | 6,863 |
| Salaries and employee benefits | $1,082,000 | 6,209 |
| Premises and equipment expense | $125,000 | 7,549 |
| Additional noninterest expense | $308,000 | 7,538 |
| Pre-tax net operating income | $1,494,000 | 4,293 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $31,000 | 5,744 |
| Income before extraordinary items | $1,463,000 | 3,823 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,463,000 | 3,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,017 |
| Cash dividends | $743,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,463,000 | 3,804 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,757,000 | 4,823 |
| Total interest expense | $2,612,000 | 3,850 |
| Net interest income | $2,145,000 | 5,713 |
| Provision for loan and lease losses | $111,000 | 3,932 |
| Total noninterest income | $159,000 | 6,868 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $116,000 | 5,535 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $43,000 | 7,127 |
| Total noninterest expense | $1,111,000 | 6,947 |
| Salaries and employee benefits | $801,000 | 6,230 |
| Premises and equipment expense | $78,000 | 7,787 |
| Additional noninterest expense | $232,000 | 7,533 |
| Pre-tax net operating income | $1,082,000 | 4,555 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $26,000 | 5,840 |
| Income before extraordinary items | $1,056,000 | 4,041 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,056,000 | 4,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,924 |
| Cash dividends | $528,000 | 2,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,056,000 | 4,029 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,104,000 | 4,842 |
| Total interest expense | $1,685,000 | 3,825 |
| Net interest income | $1,419,000 | 5,763 |
| Provision for loan and lease losses | $71,000 | 3,891 |
| Total noninterest income | $103,000 | 6,936 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $72,000 | 5,670 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $31,000 | 7,060 |
| Total noninterest expense | $730,000 | 7,011 |
| Salaries and employee benefits | $529,000 | 6,282 |
| Premises and equipment expense | $46,000 | 7,929 |
| Additional noninterest expense | $155,000 | 7,554 |
| Pre-tax net operating income | $721,000 | 4,564 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $18,000 | 5,852 |
| Income before extraordinary items | $703,000 | 4,055 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $703,000 | 4,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,343 |
| Cash dividends | $327,000 | 2,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $703,000 | 4,042 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,517,000 | 4,867 |
| Total interest expense | $803,000 | 3,808 |
| Net interest income | $714,000 | 5,748 |
| Provision for loan and lease losses | $41,000 | 3,507 |
| Total noninterest income | $46,000 | 7,078 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $35,000 | 5,651 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,462 |
| Total noninterest expense | $373,000 | 6,957 |
| Salaries and employee benefits | $262,000 | 6,327 |
| Premises and equipment expense | $25,000 | 7,853 |
| Additional noninterest expense | $86,000 | 7,378 |
| Pre-tax net operating income | $346,000 | 4,618 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $9,000 | 5,806 |
| Income before extraordinary items | $337,000 | 4,107 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $337,000 | 4,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,166 |
| Cash dividends | $161,000 | 2,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $337,000 | 4,093 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,526,000 | 4,828 |
| Total interest expense | $2,899,000 | 3,434 |
| Net interest income | $2,627,000 | 5,911 |
| Provision for loan and lease losses | $129,000 | 4,357 |
| Total noninterest income | $208,000 | 7,005 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $141,000 | 5,722 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $67,000 | 7,015 |
| Total noninterest expense | $1,452,000 | 6,971 |
| Salaries and employee benefits | $1,016,000 | 6,313 |
| Premises and equipment expense | $132,000 | 7,492 |
| Additional noninterest expense | $304,000 | 7,625 |
| Pre-tax net operating income | $1,254,000 | 4,816 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $31,000 | 6,130 |
| Income before extraordinary items | $1,223,000 | 4,296 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,223,000 | 4,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,078 |
| Cash dividends | $532,000 | 3,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,223,000 | 4,266 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,023,000 | 4,903 |
| Total interest expense | $2,115,000 | 3,357 |
| Net interest income | $1,908,000 | 6,025 |
| Provision for loan and lease losses | $73,000 | 4,744 |
| Total noninterest income | $145,000 | 7,137 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $101,000 | 5,845 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $44,000 | 7,221 |
| Total noninterest expense | $1,082,000 | 6,981 |
| Salaries and employee benefits | $751,000 | 6,346 |
| Premises and equipment expense | $113,000 | 7,277 |
| Additional noninterest expense | $218,000 | 7,703 |
| Pre-tax net operating income | $898,000 | 5,035 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $26,000 | 6,161 |
| Income before extraordinary items | $872,000 | 4,533 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $872,000 | 4,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,957 |
| Cash dividends | $391,000 | 3,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $872,000 | 4,492 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,594,000 | 4,941 |
| Total interest expense | $1,371,000 | 3,279 |
| Net interest income | $1,223,000 | 6,123 |
| Provision for loan and lease losses | $48,000 | 4,636 |
| Total noninterest income | $94,000 | 7,161 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $61,000 | 5,980 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $33,000 | 7,057 |
| Total noninterest expense | $727,000 | 6,976 |
| Salaries and employee benefits | $506,000 | 6,305 |
| Premises and equipment expense | $81,000 | 7,132 |
| Additional noninterest expense | $140,000 | 7,748 |
| Pre-tax net operating income | $542,000 | 5,269 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $18,000 | 6,142 |
| Income before extraordinary items | $524,000 | 4,781 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $524,000 | 4,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,491 |
| Cash dividends | $231,000 | 3,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $524,000 | 4,726 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,232,000 | 5,102 |
| Total interest expense | $644,000 | 3,324 |
| Net interest income | $588,000 | 6,276 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $38,000 | 7,492 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $23,000 | 6,401 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,267 |
| Total noninterest expense | $372,000 | 6,960 |
| Salaries and employee benefits | $253,000 | 6,347 |
| Premises and equipment expense | $43,000 | 7,087 |
| Additional noninterest expense | $76,000 | 7,655 |
| Pre-tax net operating income | $239,000 | 5,549 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $9,000 | 6,134 |
| Income before extraordinary items | $230,000 | 5,075 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $230,000 | 5,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $119,000 | 2,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $230,000 | 5,041 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,603,000 | 5,102 |
| Total interest expense | $2,197,000 | 3,375 |
| Net interest income | $2,406,000 | 6,120 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $171,000 | 7,421 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $107,000 | 6,373 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $64,000 | 7,105 |
| Total noninterest expense | $1,311,000 | 7,241 |
| Salaries and employee benefits | $914,000 | 6,556 |
| Premises and equipment expense | $116,000 | 7,765 |
| Additional noninterest expense | $281,000 | 7,807 |
| Pre-tax net operating income | $1,206,000 | 4,789 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $33,000 | 6,294 |
| Income before extraordinary items | $1,173,000 | 4,259 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,173,000 | 4,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,010 |
| Cash dividends | $525,000 | 3,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,173,000 | 4,198 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,373,000 | 5,165 |
| Total interest expense | $1,616,000 | 3,389 |
| Net interest income | $1,757,000 | 6,200 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $118,000 | 7,583 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $81,000 | 6,393 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $37,000 | 7,447 |
| Total noninterest expense | $947,000 | 7,297 |
| Salaries and employee benefits | $681,000 | 6,533 |
| Premises and equipment expense | $58,000 | 8,243 |
| Additional noninterest expense | $208,000 | 7,841 |
| Pre-tax net operating income | $883,000 | 4,936 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $25,000 | 6,401 |
| Income before extraordinary items | $858,000 | 4,413 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $858,000 | 4,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,223 |
| Cash dividends | $408,000 | 2,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $858,000 | 4,337 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,219,000 | 5,208 |
| Total interest expense | $1,051,000 | 3,456 |
| Net interest income | $1,168,000 | 6,235 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $79,000 | 7,621 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $52,000 | 6,467 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $27,000 | 7,377 |
| Total noninterest expense | $627,000 | 7,361 |
| Salaries and employee benefits | $457,000 | 6,568 |
| Premises and equipment expense | $34,000 | 8,425 |
| Additional noninterest expense | $136,000 | 7,898 |
| Pre-tax net operating income | $590,000 | 4,879 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $18,000 | 6,344 |
| Income before extraordinary items | $572,000 | 4,383 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $572,000 | 4,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $252,000 | 3,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $572,000 | 4,288 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,094,000 | 5,293 |
| Total interest expense | $535,000 | 3,435 |
| Net interest income | $559,000 | 6,379 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $33,000 | 7,851 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $23,000 | 6,604 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $10,000 | 7,740 |
| Total noninterest expense | $315,000 | 7,393 |
| Salaries and employee benefits | $232,000 | 6,571 |
| Premises and equipment expense | $20,000 | 8,263 |
| Additional noninterest expense | $63,000 | 8,066 |
| Pre-tax net operating income | $262,000 | 5,152 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $11,000 | 6,197 |
| Income before extraordinary items | $251,000 | 4,743 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $251,000 | 4,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $148,000 | 2,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $251,000 | 4,622 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,685,000 | 5,115 |
| Total interest expense | $2,052,000 | 3,950 |
| Net interest income | $2,633,000 | 5,736 |
| Provision for loan and lease losses | $104,000 | 5,259 |
| Total noninterest income | $153,000 | 7,778 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $97,000 | 6,604 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $56,000 | 7,407 |
| Total noninterest expense | $1,259,000 | 7,346 |
| Salaries and employee benefits | $901,000 | 6,593 |
| Premises and equipment expense | $88,000 | 8,222 |
| Additional noninterest expense | $270,000 | 7,963 |
| Pre-tax net operating income | $1,423,000 | 4,256 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $40,000 | 6,430 |
| Income before extraordinary items | $1,383,000 | 3,767 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,383,000 | 3,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,862 |
| Cash dividends | $615,000 | 3,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,383,000 | 3,609 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,521,000 | 5,167 |
| Total interest expense | $1,549,000 | 4,031 |
| Net interest income | $1,972,000 | 5,761 |
| Provision for loan and lease losses | $74,000 | 5,257 |
| Total noninterest income | $105,000 | 7,961 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $71,000 | 6,699 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $34,000 | 7,714 |
| Total noninterest expense | $952,000 | 7,321 |
| Salaries and employee benefits | $680,000 | 6,553 |
| Premises and equipment expense | $74,000 | 8,103 |
| Additional noninterest expense | $198,000 | 8,008 |
| Pre-tax net operating income | $1,051,000 | 4,419 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $28,000 | 6,613 |
| Income before extraordinary items | $1,023,000 | 3,926 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,023,000 | 3,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,539 |
| Cash dividends | $468,000 | 2,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,023,000 | 3,768 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,354,000 | 5,196 |
| Total interest expense | $1,036,000 | 4,131 |
| Net interest income | $1,318,000 | 5,740 |
| Provision for loan and lease losses | $59,000 | 4,958 |
| Total noninterest income | $70,000 | 7,961 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $45,000 | 6,765 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $25,000 | 7,564 |
| Total noninterest expense | $643,000 | 7,315 |
| Salaries and employee benefits | $451,000 | 6,598 |
| Premises and equipment expense | $61,000 | 7,800 |
| Additional noninterest expense | $131,000 | 8,025 |
| Pre-tax net operating income | $686,000 | 4,484 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $21,000 | 6,569 |
| Income before extraordinary items | $665,000 | 4,008 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $665,000 | 4,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,723 |
| Cash dividends | $331,000 | 2,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $665,000 | 3,833 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,164,000 | 5,254 |
| Total interest expense | $524,000 | 4,191 |
| Net interest income | $640,000 | 5,849 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $31,000 | 8,103 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $21,000 | 6,829 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 7,893 |
| Total noninterest expense | $307,000 | 7,455 |
| Salaries and employee benefits | $211,000 | 6,813 |
| Premises and equipment expense | $31,000 | 7,807 |
| Additional noninterest expense | $65,000 | 8,081 |
| Pre-tax net operating income | $349,000 | 4,396 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $12,000 | 6,453 |
| Income before extraordinary items | $337,000 | 3,913 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $337,000 | 3,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $165,000 | 2,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $337,000 | 3,731 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,700,000 | 5,384 |
| Total interest expense | $2,359,000 | 4,290 |
| Net interest income | $2,341,000 | 6,118 |
| Provision for loan and lease losses | $128,000 | 5,235 |
| Total noninterest income | $172,000 | 7,594 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $102,000 | 6,545 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $70,000 | 7,078 |
| Total noninterest expense | $1,220,000 | 7,422 |
| Salaries and employee benefits | $855,000 | 6,680 |
| Premises and equipment expense | $86,000 | 8,359 |
| Additional noninterest expense | $279,000 | 7,957 |
| Pre-tax net operating income | $1,165,000 | 4,797 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $46,000 | 6,595 |
| Income before extraordinary items | $1,119,000 | 4,277 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,119,000 | 4,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,568 |
| Cash dividends | $519,000 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,119,000 | 4,167 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,630,000 | 5,873 |
| Total interest expense | $2,740,000 | 5,068 |
| Net interest income | $1,890,000 | 6,616 |
| Provision for loan and lease losses | $205,000 | 4,072 |
| Total noninterest income | $158,000 | 7,768 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $96,000 | 6,650 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $62,000 | 7,340 |
| Total noninterest expense | $1,088,000 | 7,726 |
| Salaries and employee benefits | $756,000 | 6,958 |
| Premises and equipment expense | $82,000 | 8,588 |
| Additional noninterest expense | $250,000 | 8,223 |
| Pre-tax net operating income | $755,000 | 5,637 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $37,000 | 6,929 |
| Income before extraordinary items | $718,000 | 5,164 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $718,000 | 5,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,627 |
| Cash dividends | $498,000 | 3,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $718,000 | 5,050 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,232,000 | 6,303 |
| Total interest expense | $2,328,000 | 5,792 |
| Net interest income | $1,904,000 | 6,724 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $146,000 | 7,952 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 6,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 7,661 |
| Total noninterest expense | $1,071,000 | 7,815 |
| Salaries and employee benefits | $747,000 | 6,987 |
| Premises and equipment expense | $89,000 | 8,632 |
| Additional noninterest expense | $235,000 | 8,458 |
| Pre-tax net operating income | $979,000 | 5,307 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $35,000 | 7,503 |
| Income before extraordinary items | $944,000 | 4,544 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $944,000 | 4,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,699 |
| Cash dividends | $826,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $944,000 | 4,539 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,734,000 | 6,579 |
| Total interest expense | $1,937,000 | 6,103 |
| Net interest income | $1,797,000 | 7,014 |
| Provision for loan and lease losses | $100,000 | 5,206 |
| Total noninterest income | $126,000 | 8,446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 7,068 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 8,297 |
| Total noninterest expense | $1,016,000 | 8,078 |
| Salaries and employee benefits | $704,000 | 7,214 |
| Premises and equipment expense | $81,000 | 9,008 |
| Additional noninterest expense | $231,000 | 8,740 |
| Pre-tax net operating income | $807,000 | 5,900 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $233,000 | 5,368 |
| Income before extraordinary items | $574,000 | 6,024 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $574,000 | 6,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,732 |
| Cash dividends | $656,000 | 2,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $574,000 | 5,995 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,583,000 | 6,856 |
| Total interest expense | $1,858,000 | 6,438 |
| Net interest income | $1,725,000 | 7,226 |
| Provision for loan and lease losses | $10,000 | 8,212 |
| Total noninterest income | $99,000 | 9,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 7,542 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,064 |
| Total noninterest expense | $980,000 | 8,169 |
| Salaries and employee benefits | $681,000 | 7,300 |
| Premises and equipment expense | $84,000 | 9,069 |
| Additional noninterest expense | $215,000 | 8,963 |
| Pre-tax net operating income | $834,000 | 5,958 |
| Securities gains (losses) | $-2,000 | 9,897 |
| Applicable income taxes | $258,000 | 5,571 |
| Income before extraordinary items | $574,000 | 6,190 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $574,000 | 6,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 9,867 |
| Cash dividends | $510,000 | 3,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $575,380 | 6,070 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,417,000 | 7,260 |
| Total interest expense | $1,716,000 | 6,857 |
| Net interest income | $1,701,000 | 7,553 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $115,000 | 9,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 7,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,525 |
| Total noninterest expense | $977,000 | 8,434 |
| Salaries and employee benefits | $677,000 | 7,453 |
| Premises and equipment expense | $93,000 | 9,130 |
| Additional noninterest expense | $207,000 | 9,316 |
| Pre-tax net operating income | $839,000 | 6,367 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $273,000 | 5,995 |
| Income before extraordinary items | $566,000 | 6,558 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $566,000 | 6,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 10,406 |
| Cash dividends | $500,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $566,000 | 6,507 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,291,000 | 7,609 |
| Total interest expense | $1,644,000 | 7,226 |
| Net interest income | $1,647,000 | 7,913 |
| Provision for loan and lease losses | $10,000 | 8,531 |
| Total noninterest income | $100,000 | 9,896 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 8,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 9,793 |
| Total noninterest expense | $951,000 | 8,874 |
| Salaries and employee benefits | $665,000 | 7,742 |
| Premises and equipment expense | $86,000 | 9,652 |
| Additional noninterest expense | $200,000 | 9,934 |
| Pre-tax net operating income | $786,000 | 6,561 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $261,000 | 6,301 |
| Income before extraordinary items | $529,000 | 6,708 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $529,000 | 6,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,102 |
| Cash dividends | $380,000 | 4,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $526,320 | 6,672 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,122,000 | 8,040 |
| Total interest expense | $1,606,000 | 7,399 |
| Net interest income | $1,516,000 | 8,489 |
| Provision for loan and lease losses | $45,000 | 6,418 |
| Total noninterest income | $108,000 | 10,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 8,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 9,621 |
| Total noninterest expense | $937,000 | 9,226 |
| Salaries and employee benefits | $631,000 | 8,176 |
| Premises and equipment expense | $57,000 | 10,880 |
| Additional noninterest expense | $249,000 | 9,832 |
| Pre-tax net operating income | $642,000 | 7,637 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $195,000 | 7,506 |
| Income before extraordinary items | $444,000 | 7,690 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $444,000 | 7,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,662 |
| Cash dividends | $280,000 | 4,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $446,070 | 7,648 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,853,000 | 8,315 |
| Total interest expense | $1,470,000 | 6,976 |
| Net interest income | $1,383,000 | 9,209 |
| Provision for loan and lease losses | $327,000 | 2,127 |
| Total noninterest income | $85,000 | 11,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 9,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 11,420 |
| Total noninterest expense | $868,000 | 9,915 |
| Salaries and employee benefits | $551,000 | 8,950 |
| Premises and equipment expense | $66,000 | 11,093 |
| Additional noninterest expense | $251,000 | 10,511 |
| Pre-tax net operating income | $273,000 | 10,316 |
| Securities gains (losses) | $-50,000 | 11,027 |
| Applicable income taxes | $36,000 | 10,781 |
| Income before extraordinary items | $187,000 | 10,430 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $187,000 | 10,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 2,227 |
| Cash dividends | $305,000 | 4,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $229,000 | 9,999 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,011,000 | 8,322 |
| Total interest expense | $1,541,000 | 7,075 |
| Net interest income | $1,470,000 | 9,204 |
| Provision for loan and lease losses | $135,000 | 4,908 |
| Total noninterest income | $103,000 | 11,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 9,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 11,102 |
| Total noninterest expense | $883,000 | 10,277 |
| Salaries and employee benefits | $557,000 | 9,152 |
| Premises and equipment expense | $77,000 | 11,269 |
| Additional noninterest expense | $249,000 | 11,098 |
| Pre-tax net operating income | $555,000 | 8,263 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $174,000 | 8,125 |
| Income before extraordinary items | $386,000 | 8,571 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $386,000 | 8,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 5,302 |
| Cash dividends | $205,000 | 5,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $382,550 | 8,352 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,272,000 | 8,518 |
| Total interest expense | $1,734,000 | 7,807 |
| Net interest income | $1,538,000 | 9,156 |
| Provision for loan and lease losses | $127,000 | 6,563 |
| Total noninterest income | $101,000 | 11,701 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 9,546 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 11,703 |
| Total noninterest expense | $892,000 | 10,533 |
| Salaries and employee benefits | $564,000 | 9,147 |
| Premises and equipment expense | $75,000 | 11,682 |
| Additional noninterest expense | $253,000 | 11,486 |
| Pre-tax net operating income | $620,000 | 7,577 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $199,000 | 7,581 |
| Income before extraordinary items | $424,000 | 7,974 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $424,000 | 8,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 8,449 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $421,960 | 7,644 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.