Home > Baca State Bank > Income and Expense
Baca State Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,152,000 | 8,008 |
| Total interest expense | $1,386,000 | 8,013 |
| Net interest income | $1,766,000 | 7,861 |
| Provision for loan and lease losses | $112,000 | 4,360 |
| Total noninterest income | $131,000 | 9,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 7,818 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 10,138 |
| Total noninterest expense | $594,000 | 10,588 |
| Salaries and employee benefits | $358,000 | 10,273 |
| Premises and equipment expense | $73,000 | 10,394 |
| Additional noninterest expense | $163,000 | 10,901 |
| Pre-tax net operating income | $1,191,000 | 5,270 |
| Securities gains (losses) | $-8,000 | 9,956 |
| Applicable income taxes | $310,000 | 5,878 |
| Income before extraordinary items | $873,000 | 5,105 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $873,000 | 5,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 11,564 |
| Cash dividends | $300,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $878,920 | 5,070 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,097,000 | 7,890 |
| Total interest expense | $1,267,000 | 7,661 |
| Net interest income | $1,830,000 | 7,963 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $139,000 | 9,938 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 7,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 10,920 |
| Total noninterest expense | $714,000 | 10,639 |
| Salaries and employee benefits | $314,000 | 11,073 |
| Premises and equipment expense | $110,000 | 9,702 |
| Additional noninterest expense | $290,000 | 10,070 |
| Pre-tax net operating income | $1,195,000 | 5,255 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $339,000 | 5,403 |
| Income before extraordinary items | $856,000 | 5,091 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $856,000 | 5,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,867 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $856,000 | 5,142 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,032,000 | 8,278 |
| Total interest expense | $1,227,000 | 8,152 |
| Net interest income | $1,805,000 | 8,236 |
| Provision for loan and lease losses | $171,000 | 4,328 |
| Total noninterest income | $165,000 | 9,917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 8,412 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 9,257 |
| Total noninterest expense | $660,000 | 11,345 |
| Salaries and employee benefits | $302,000 | 11,628 |
| Premises and equipment expense | $110,000 | 10,124 |
| Additional noninterest expense | $248,000 | 11,112 |
| Pre-tax net operating income | $1,139,000 | 5,377 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $294,000 | 6,154 |
| Income before extraordinary items | $846,000 | 5,331 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $846,000 | 5,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 11,843 |
| Cash dividends | $300,000 | 4,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $845,260 | 5,107 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,058,000 | 8,880 |
| Total interest expense | $1,514,000 | 8,468 |
| Net interest income | $1,544,000 | 9,136 |
| Provision for loan and lease losses | $59,000 | 8,714 |
| Total noninterest income | $138,000 | 10,732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 10,289 |
| Total noninterest expense | $627,000 | 11,903 |
| Salaries and employee benefits | $271,000 | 12,343 |
| Premises and equipment expense | $90,000 | 11,109 |
| Additional noninterest expense | $266,000 | 11,332 |
| Pre-tax net operating income | $996,000 | 5,635 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $324,000 | 5,641 |
| Income before extraordinary items | $674,000 | 6,073 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $674,000 | 6,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 8,726 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $672,640 | 5,744 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.