B&L Bank, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,849,000 | 4,418 |
| Total interest expense | $154,000 | 4,490 |
| Net interest income | $1,695,000 | 4,368 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $273,000 | 3,991 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $79,000 | 3,934 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $194,000 | 3,644 |
| Total noninterest expense | $1,437,000 | 4,375 |
| Salaries and employee benefits | $840,000 | 4,213 |
| Premises and equipment expense | $126,000 | 4,661 |
| Additional noninterest expense | $471,000 | 4,332 |
| Pre-tax net operating income | $531,000 | 4,055 |
| Securities gains (losses) | $2,000 | 2,664 |
| Applicable income taxes | $162,000 | 2,656 |
| Income before extraordinary items | $371,000 | 4,366 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $371,000 | 4,363 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $371,000 | 4,364 |
| Net charge-offs | $5,000 | 3,320 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $369,600 | 4,310 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $930,000 | 4,440 |
| Total interest expense | $78,000 | 4,497 |
| Net interest income | $852,000 | 4,385 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $134,000 | 3,993 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $37,000 | 4,018 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $97,000 | 3,597 |
| Total noninterest expense | $801,000 | 4,182 |
| Salaries and employee benefits | $484,000 | 3,955 |
| Premises and equipment expense | $68,000 | 4,552 |
| Additional noninterest expense | $249,000 | 4,264 |
| Pre-tax net operating income | $185,000 | 4,522 |
| Securities gains (losses) | $2,000 | 1,894 |
| Applicable income taxes | $55,000 | 2,918 |
| Income before extraordinary items | $132,000 | 4,746 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $132,000 | 4,745 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $132,000 | 4,746 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $130,580 | 4,704 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,590,000 | 4,511 |
| Total interest expense | $330,000 | 4,473 |
| Net interest income | $3,260,000 | 4,471 |
| Provision for loan and lease losses | $-141,000 | 5,776 |
| Total noninterest income | $495,000 | 4,185 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $160,000 | 4,065 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $335,000 | 3,830 |
| Total noninterest expense | $3,207,000 | 4,187 |
| Salaries and employee benefits | $1,940,000 | 3,968 |
| Premises and equipment expense | $296,000 | 4,498 |
| Additional noninterest expense | $971,000 | 4,351 |
| Pre-tax net operating income | $689,000 | 4,587 |
| Securities gains (losses) | $20,000 | 2,240 |
| Applicable income taxes | $185,000 | 2,986 |
| Income before extraordinary items | $524,000 | 4,770 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $524,000 | 4,771 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $524,000 | 4,771 |
| Net charge-offs | $-48,000 | 5,550 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $509,200 | 4,751 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,673,000 | 4,574 |
| Total interest expense | $251,000 | 4,499 |
| Net interest income | $2,422,000 | 4,533 |
| Provision for loan and lease losses | $-141,000 | 5,954 |
| Total noninterest income | $312,000 | 4,471 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $113,000 | 4,176 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $199,000 | 4,146 |
| Total noninterest expense | $2,418,000 | 4,202 |
| Salaries and employee benefits | $1,463,000 | 3,968 |
| Premises and equipment expense | $228,000 | 4,487 |
| Additional noninterest expense | $727,000 | 4,373 |
| Pre-tax net operating income | $457,000 | 4,833 |
| Securities gains (losses) | $9,000 | 2,412 |
| Applicable income taxes | $116,000 | 3,180 |
| Income before extraordinary items | $350,000 | 4,988 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $350,000 | 4,991 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $350,000 | 4,993 |
| Net charge-offs | $-53,000 | 5,626 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $343,250 | 4,957 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,762,000 | 4,632 |
| Total interest expense | $170,000 | 4,516 |
| Net interest income | $1,592,000 | 4,592 |
| Provision for loan and lease losses | $-145,000 | 6,091 |
| Total noninterest income | $138,000 | 4,956 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $73,000 | 4,223 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $65,000 | 4,961 |
| Total noninterest expense | $1,616,000 | 4,232 |
| Salaries and employee benefits | $964,000 | 4,032 |
| Premises and equipment expense | $154,000 | 4,503 |
| Additional noninterest expense | $498,000 | 4,362 |
| Pre-tax net operating income | $259,000 | 5,013 |
| Securities gains (losses) | $10,000 | 2,017 |
| Applicable income taxes | $68,000 | 3,269 |
| Income before extraordinary items | $201,000 | 5,118 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $201,000 | 5,120 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $201,000 | 5,122 |
| Net charge-offs | $-52,000 | 5,765 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $193,500 | 5,107 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $881,000 | 4,669 |
| Total interest expense | $88,000 | 4,518 |
| Net interest income | $793,000 | 4,635 |
| Provision for loan and lease losses | $-147,000 | 6,234 |
| Total noninterest income | $16,000 | 6,089 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $37,000 | 4,194 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-21,000 | 6,340 |
| Total noninterest expense | $807,000 | 4,276 |
| Salaries and employee benefits | $482,000 | 4,060 |
| Premises and equipment expense | $78,000 | 4,520 |
| Additional noninterest expense | $247,000 | 4,387 |
| Pre-tax net operating income | $149,000 | 4,837 |
| Securities gains (losses) | $10,000 | 1,480 |
| Applicable income taxes | $42,000 | 3,119 |
| Income before extraordinary items | $117,000 | 4,948 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $117,000 | 4,950 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $117,000 | 4,952 |
| Net charge-offs | $-48,000 | 5,938 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $109,600 | 4,978 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,706,000 | 4,637 |
| Total interest expense | $401,000 | 4,442 |
| Net interest income | $3,305,000 | 4,613 |
| Provision for loan and lease losses | $-185,000 | 6,116 |
| Total noninterest income | $382,000 | 4,698 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $175,000 | 4,143 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $207,000 | 4,491 |
| Total noninterest expense | $3,203,000 | 4,328 |
| Salaries and employee benefits | $1,921,000 | 4,067 |
| Premises and equipment expense | $306,000 | 4,636 |
| Additional noninterest expense | $976,000 | 4,501 |
| Pre-tax net operating income | $669,000 | 4,707 |
| Securities gains (losses) | $15,000 | 2,467 |
| Applicable income taxes | $195,000 | 2,981 |
| Income before extraordinary items | $489,000 | 4,954 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $489,000 | 4,953 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $489,000 | 4,954 |
| Net charge-offs | $33,000 | 4,049 |
| Cash dividends | $1,000,000 | 2,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $478,350 | 4,927 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,787,000 | 4,679 |
| Total interest expense | $307,000 | 4,472 |
| Net interest income | $2,480,000 | 4,652 |
| Provision for loan and lease losses | $-189,000 | 6,265 |
| Total noninterest income | $244,000 | 4,957 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $131,000 | 4,194 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $113,000 | 4,907 |
| Total noninterest expense | $2,403,000 | 4,353 |
| Salaries and employee benefits | $1,453,000 | 4,055 |
| Premises and equipment expense | $229,000 | 4,685 |
| Additional noninterest expense | $721,000 | 4,555 |
| Pre-tax net operating income | $510,000 | 4,765 |
| Securities gains (losses) | $10,000 | 2,341 |
| Applicable income taxes | $147,000 | 3,044 |
| Income before extraordinary items | $373,000 | 5,002 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $373,000 | 5,002 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $373,000 | 5,004 |
| Net charge-offs | $32,000 | 3,574 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $365,800 | 4,984 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,876,000 | 4,668 |
| Total interest expense | $210,000 | 4,464 |
| Net interest income | $1,666,000 | 4,641 |
| Provision for loan and lease losses | $9,000 | 3,952 |
| Total noninterest income | $265,000 | 4,236 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $84,000 | 4,246 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $181,000 | 3,788 |
| Total noninterest expense | $1,593,000 | 4,403 |
| Salaries and employee benefits | $954,000 | 4,123 |
| Premises and equipment expense | $159,000 | 4,654 |
| Additional noninterest expense | $480,000 | 4,579 |
| Pre-tax net operating income | $329,000 | 4,783 |
| Securities gains (losses) | $5,000 | 2,165 |
| Applicable income taxes | $98,000 | 3,022 |
| Income before extraordinary items | $236,000 | 5,046 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $236,000 | 5,048 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $236,000 | 5,049 |
| Net charge-offs | $47,000 | 2,837 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $232,450 | 5,018 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $959,000 | 4,658 |
| Total interest expense | $110,000 | 4,436 |
| Net interest income | $849,000 | 4,633 |
| Provision for loan and lease losses | $3,000 | 3,691 |
| Total noninterest income | $131,000 | 4,200 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $44,000 | 4,152 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $87,000 | 3,774 |
| Total noninterest expense | $806,000 | 4,424 |
| Salaries and employee benefits | $477,000 | 4,162 |
| Premises and equipment expense | $83,000 | 4,629 |
| Additional noninterest expense | $246,000 | 4,545 |
| Pre-tax net operating income | $171,000 | 4,702 |
| Securities gains (losses) | $1,000 | 1,605 |
| Applicable income taxes | $51,000 | 2,929 |
| Income before extraordinary items | $121,000 | 4,942 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $121,000 | 4,945 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $121,000 | 4,944 |
| Net charge-offs | $40,000 | 2,022 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $120,300 | 4,902 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,039,000 | 4,590 |
| Total interest expense | $556,000 | 4,233 |
| Net interest income | $3,483,000 | 4,610 |
| Provision for loan and lease losses | $62,000 | 4,074 |
| Total noninterest income | $746,000 | 3,738 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $201,000 | 4,094 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $545,000 | 3,245 |
| Total noninterest expense | $3,198,000 | 4,463 |
| Salaries and employee benefits | $1,749,000 | 4,382 |
| Premises and equipment expense | $325,000 | 4,680 |
| Additional noninterest expense | $1,124,000 | 4,336 |
| Pre-tax net operating income | $969,000 | 4,133 |
| Securities gains (losses) | $20,000 | 2,341 |
| Applicable income taxes | $308,000 | 2,600 |
| Income before extraordinary items | $681,000 | 4,494 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $681,000 | 4,498 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $681,000 | 4,498 |
| Net charge-offs | $90,000 | 3,853 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $667,200 | 4,453 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,057,000 | 4,619 |
| Total interest expense | $438,000 | 4,218 |
| Net interest income | $2,619,000 | 4,635 |
| Provision for loan and lease losses | $57,000 | 3,870 |
| Total noninterest income | $615,000 | 3,634 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $173,000 | 3,899 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $442,000 | 3,204 |
| Total noninterest expense | $2,516,000 | 4,381 |
| Salaries and employee benefits | $1,405,000 | 4,233 |
| Premises and equipment expense | $215,000 | 4,986 |
| Additional noninterest expense | $896,000 | 4,214 |
| Pre-tax net operating income | $661,000 | 4,360 |
| Securities gains (losses) | $19,000 | 2,238 |
| Applicable income taxes | $208,000 | 2,763 |
| Income before extraordinary items | $472,000 | 4,677 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $472,000 | 4,679 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $472,000 | 4,680 |
| Net charge-offs | $69,000 | 3,616 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $458,890 | 4,643 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,046,000 | 4,624 |
| Total interest expense | $311,000 | 4,157 |
| Net interest income | $1,735,000 | 4,661 |
| Provision for loan and lease losses | $55,000 | 3,542 |
| Total noninterest income | $465,000 | 3,417 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $104,000 | 4,042 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $361,000 | 2,940 |
| Total noninterest expense | $1,691,000 | 4,384 |
| Salaries and employee benefits | $927,000 | 4,290 |
| Premises and equipment expense | $177,000 | 4,538 |
| Additional noninterest expense | $587,000 | 4,240 |
| Pre-tax net operating income | $454,000 | 4,299 |
| Securities gains (losses) | $19,000 | 2,043 |
| Applicable income taxes | $146,000 | 2,715 |
| Income before extraordinary items | $327,000 | 4,612 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $327,000 | 4,614 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $327,000 | 4,615 |
| Net charge-offs | $71,000 | 3,060 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $313,890 | 4,574 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,039,000 | 4,612 |
| Total interest expense | $165,000 | 4,116 |
| Net interest income | $874,000 | 4,666 |
| Provision for loan and lease losses | $51,000 | 2,774 |
| Total noninterest income | $320,000 | 2,917 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $53,000 | 3,986 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $267,000 | 2,377 |
| Total noninterest expense | $838,000 | 4,438 |
| Salaries and employee benefits | $458,000 | 4,366 |
| Premises and equipment expense | $88,000 | 4,589 |
| Additional noninterest expense | $292,000 | 4,289 |
| Pre-tax net operating income | $305,000 | 3,779 |
| Securities gains (losses) | $8,000 | 1,546 |
| Applicable income taxes | $101,000 | 2,391 |
| Income before extraordinary items | $212,000 | 4,173 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $212,000 | 4,175 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $212,000 | 4,175 |
| Net charge-offs | $52,000 | 2,391 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $206,560 | 4,121 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,862,000 | 4,376 |
| Total interest expense | $1,031,000 | 3,535 |
| Net interest income | $3,831,000 | 4,520 |
| Provision for loan and lease losses | $2,598,000 | 870 |
| Total noninterest income | $429,000 | 4,726 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $247,000 | 3,878 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $182,000 | 4,704 |
| Total noninterest expense | $3,217,000 | 4,568 |
| Salaries and employee benefits | $1,818,000 | 4,378 |
| Premises and equipment expense | $344,000 | 4,652 |
| Additional noninterest expense | $1,055,000 | 4,667 |
| Pre-tax net operating income | $-1,555,000 | 6,755 |
| Securities gains (losses) | $83,000 | 2,408 |
| Applicable income taxes | $-600,000 | 6,916 |
| Income before extraordinary items | $-872,000 | 6,696 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-872,000 | 6,691 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-872,000 | 6,692 |
| Net charge-offs | $2,141,000 | 1,106 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-925,120 | 6,662 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,679,000 | 4,431 |
| Total interest expense | $836,000 | 3,479 |
| Net interest income | $2,843,000 | 4,612 |
| Provision for loan and lease losses | $2,471,000 | 717 |
| Total noninterest income | $289,000 | 4,923 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $190,000 | 3,865 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $99,000 | 5,136 |
| Total noninterest expense | $2,402,000 | 4,616 |
| Salaries and employee benefits | $1,377,000 | 4,365 |
| Premises and equipment expense | $259,000 | 4,709 |
| Additional noninterest expense | $766,000 | 4,776 |
| Pre-tax net operating income | $-1,741,000 | 6,949 |
| Securities gains (losses) | $71,000 | 2,222 |
| Applicable income taxes | $-652,000 | 7,063 |
| Income before extraordinary items | $-1,018,000 | 6,886 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,018,000 | 6,883 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,018,000 | 6,884 |
| Net charge-offs | $1,770,000 | 995 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-1,063,440 | 6,863 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,391,000 | 4,532 |
| Total interest expense | $605,000 | 3,382 |
| Net interest income | $1,786,000 | 4,792 |
| Provision for loan and lease losses | $449,000 | 1,955 |
| Total noninterest income | $311,000 | 4,135 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $119,000 | 3,981 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $192,000 | 3,739 |
| Total noninterest expense | $1,588,000 | 4,660 |
| Salaries and employee benefits | $907,000 | 4,420 |
| Premises and equipment expense | $165,000 | 4,836 |
| Additional noninterest expense | $516,000 | 4,779 |
| Pre-tax net operating income | $60,000 | 6,063 |
| Securities gains (losses) | $45,000 | 2,110 |
| Applicable income taxes | $-6,000 | 6,808 |
| Income before extraordinary items | $111,000 | 5,876 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $111,000 | 5,876 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $111,000 | 5,876 |
| Net charge-offs | $505,000 | 1,760 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $66,000 | 6,002 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,208,000 | 4,557 |
| Total interest expense | $335,000 | 3,262 |
| Net interest income | $873,000 | 4,875 |
| Provision for loan and lease losses | $320,000 | 1,429 |
| Total noninterest income | $135,000 | 4,444 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $61,000 | 3,920 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $74,000 | 4,137 |
| Total noninterest expense | $771,000 | 4,763 |
| Salaries and employee benefits | $436,000 | 4,546 |
| Premises and equipment expense | $84,000 | 4,824 |
| Additional noninterest expense | $251,000 | 4,854 |
| Pre-tax net operating income | $-83,000 | 6,690 |
| Securities gains (losses) | $1,000 | 2,095 |
| Applicable income taxes | $-67,000 | 7,133 |
| Income before extraordinary items | $-15,000 | 6,601 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-15,000 | 6,601 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-15,000 | 6,601 |
| Net charge-offs | $354,000 | 1,345 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-15,640 | 6,511 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,629,000 | 4,249 |
| Total interest expense | $1,480,000 | 3,483 |
| Net interest income | $4,149,000 | 4,446 |
| Provision for loan and lease losses | $590,000 | 3,224 |
| Total noninterest income | $551,000 | 4,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $551,000 | 2,984 |
| Total noninterest expense | $3,196,000 | 4,698 |
| Salaries and employee benefits | $1,850,000 | 4,363 |
| Premises and equipment expense | $754,000 | 3,039 |
| Additional noninterest expense | $592,000 | 6,014 |
| Pre-tax net operating income | $914,000 | 3,889 |
| Securities gains (losses) | $93,000 | 2,131 |
| Applicable income taxes | $323,000 | 2,469 |
| Income before extraordinary items | $684,000 | 4,190 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $684,000 | 4,192 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $684,000 | 4,192 |
| Net charge-offs | $465,000 | 3,274 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $620,760 | 4,215 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,343,000 | 4,221 |
| Total interest expense | $1,135,000 | 3,545 |
| Net interest income | $3,208,000 | 4,385 |
| Provision for loan and lease losses | $470,000 | 2,949 |
| Total noninterest income | $445,000 | 4,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $445,000 | 2,873 |
| Total noninterest expense | $2,441,000 | 4,667 |
| Salaries and employee benefits | $1,416,000 | 4,315 |
| Premises and equipment expense | $569,000 | 3,046 |
| Additional noninterest expense | $456,000 | 6,001 |
| Pre-tax net operating income | $742,000 | 3,861 |
| Securities gains (losses) | $79,000 | 1,989 |
| Applicable income taxes | $266,000 | 2,391 |
| Income before extraordinary items | $555,000 | 4,147 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $555,000 | 4,149 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $555,000 | 4,149 |
| Net charge-offs | $-14,000 | 7,057 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $501,280 | 4,177 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,840,000 | 4,319 |
| Total interest expense | $784,000 | 3,559 |
| Net interest income | $2,056,000 | 4,507 |
| Provision for loan and lease losses | $260,000 | 3,196 |
| Total noninterest income | $242,000 | 4,525 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $242,000 | 3,198 |
| Total noninterest expense | $1,628,000 | 4,722 |
| Salaries and employee benefits | $901,000 | 4,479 |
| Premises and equipment expense | $386,000 | 3,033 |
| Additional noninterest expense | $341,000 | 5,866 |
| Pre-tax net operating income | $410,000 | 4,163 |
| Securities gains (losses) | $37,000 | 1,760 |
| Applicable income taxes | $143,000 | 2,558 |
| Income before extraordinary items | $304,000 | 4,426 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $304,000 | 4,425 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $304,000 | 4,427 |
| Net charge-offs | $12,000 | 5,280 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $278,840 | 4,474 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,472,000 | 4,221 |
| Total interest expense | $422,000 | 3,480 |
| Net interest income | $1,050,000 | 4,430 |
| Provision for loan and lease losses | $140,000 | 2,956 |
| Total noninterest income | $131,000 | 4,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $131,000 | 3,128 |
| Total noninterest expense | $823,000 | 4,718 |
| Salaries and employee benefits | $446,000 | 4,524 |
| Premises and equipment expense | $196,000 | 3,043 |
| Additional noninterest expense | $181,000 | 5,766 |
| Pre-tax net operating income | $218,000 | 4,090 |
| Securities gains (losses) | $34,000 | 900 |
| Applicable income taxes | $85,000 | 2,355 |
| Income before extraordinary items | $167,000 | 4,284 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $167,000 | 4,283 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $167,000 | 4,284 |
| Net charge-offs | $-34,000 | 7,299 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $144,560 | 4,453 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,197,000 | 4,226 |
| Total interest expense | $2,162,000 | 3,349 |
| Net interest income | $4,035,000 | 4,566 |
| Provision for loan and lease losses | $500,000 | 4,120 |
| Total noninterest income | $603,000 | 4,230 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $603,000 | 2,907 |
| Total noninterest expense | $3,214,000 | 4,817 |
| Salaries and employee benefits | $1,819,000 | 4,492 |
| Premises and equipment expense | $715,000 | 3,240 |
| Additional noninterest expense | $680,000 | 5,952 |
| Pre-tax net operating income | $924,000 | 3,515 |
| Securities gains (losses) | $59,000 | 2,547 |
| Applicable income taxes | $321,000 | 2,296 |
| Income before extraordinary items | $662,000 | 3,929 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $662,000 | 3,929 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $662,000 | 3,930 |
| Net charge-offs | $-329,000 | 7,639 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $622,470 | 3,877 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,741,000 | 4,247 |
| Total interest expense | $1,688,000 | 3,373 |
| Net interest income | $3,053,000 | 4,603 |
| Provision for loan and lease losses | $400,000 | 3,898 |
| Total noninterest income | $470,000 | 4,188 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $470,000 | 2,855 |
| Total noninterest expense | $2,393,000 | 4,857 |
| Salaries and employee benefits | $1,351,000 | 4,558 |
| Premises and equipment expense | $531,000 | 3,317 |
| Additional noninterest expense | $511,000 | 5,996 |
| Pre-tax net operating income | $730,000 | 3,625 |
| Securities gains (losses) | $19,000 | 2,905 |
| Applicable income taxes | $245,000 | 2,355 |
| Income before extraordinary items | $504,000 | 4,097 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $504,000 | 4,100 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $504,000 | 4,100 |
| Net charge-offs | $-231,000 | 7,739 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $491,270 | 3,996 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,169,000 | 4,278 |
| Total interest expense | $1,174,000 | 3,361 |
| Net interest income | $1,995,000 | 4,663 |
| Provision for loan and lease losses | $270,000 | 3,782 |
| Total noninterest income | $299,000 | 4,271 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $299,000 | 2,845 |
| Total noninterest expense | $1,615,000 | 4,839 |
| Salaries and employee benefits | $904,000 | 4,564 |
| Premises and equipment expense | $351,000 | 3,368 |
| Additional noninterest expense | $360,000 | 5,884 |
| Pre-tax net operating income | $409,000 | 3,961 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $134,000 | 2,519 |
| Income before extraordinary items | $275,000 | 4,448 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $275,000 | 4,448 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $275,000 | 4,448 |
| Net charge-offs | $-358,000 | 7,811 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $275,000 | 4,304 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,525,000 | 4,449 |
| Total interest expense | $599,000 | 3,432 |
| Net interest income | $926,000 | 4,894 |
| Provision for loan and lease losses | $90,000 | 4,075 |
| Total noninterest income | $143,000 | 4,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $143,000 | 2,923 |
| Total noninterest expense | $803,000 | 4,902 |
| Salaries and employee benefits | $459,000 | 4,593 |
| Premises and equipment expense | $191,000 | 3,241 |
| Additional noninterest expense | $153,000 | 6,312 |
| Pre-tax net operating income | $176,000 | 4,298 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $56,000 | 2,708 |
| Income before extraordinary items | $120,000 | 4,729 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $120,000 | 4,729 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $120,000 | 4,728 |
| Net charge-offs | $-35,000 | 7,740 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $120,000 | 4,616 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,840,000 | 4,237 |
| Total interest expense | $2,727,000 | 3,676 |
| Net interest income | $4,113,000 | 4,495 |
| Provision for loan and lease losses | $275,000 | 5,401 |
| Total noninterest income | $639,000 | 4,251 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $639,000 | 2,805 |
| Total noninterest expense | $3,194,000 | 5,001 |
| Salaries and employee benefits | $1,738,000 | 4,758 |
| Premises and equipment expense | $735,000 | 3,334 |
| Additional noninterest expense | $721,000 | 6,065 |
| Pre-tax net operating income | $1,283,000 | 2,601 |
| Securities gains (losses) | $-3,000 | 6,914 |
| Applicable income taxes | $426,000 | 1,707 |
| Income before extraordinary items | $854,000 | 3,033 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $854,000 | 3,032 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $854,000 | 3,032 |
| Net charge-offs | $170,000 | 5,185 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $856,010 | 2,968 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,209,000 | 4,247 |
| Total interest expense | $2,137,000 | 3,686 |
| Net interest income | $3,072,000 | 4,511 |
| Provision for loan and lease losses | $200,000 | 5,146 |
| Total noninterest income | $476,000 | 4,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $476,000 | 2,886 |
| Total noninterest expense | $2,411,000 | 4,988 |
| Salaries and employee benefits | $1,292,000 | 4,816 |
| Premises and equipment expense | $549,000 | 3,387 |
| Additional noninterest expense | $570,000 | 5,949 |
| Pre-tax net operating income | $937,000 | 2,852 |
| Securities gains (losses) | $-3,000 | 7,144 |
| Applicable income taxes | $311,000 | 1,892 |
| Income before extraordinary items | $623,000 | 3,320 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $623,000 | 3,317 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $623,000 | 3,320 |
| Net charge-offs | $153,000 | 4,583 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $625,010 | 3,223 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,390,000 | 4,357 |
| Total interest expense | $1,520,000 | 3,633 |
| Net interest income | $1,870,000 | 4,771 |
| Provision for loan and lease losses | $70,000 | 5,703 |
| Total noninterest income | $304,000 | 4,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $304,000 | 2,981 |
| Total noninterest expense | $1,614,000 | 5,021 |
| Salaries and employee benefits | $853,000 | 4,904 |
| Premises and equipment expense | $374,000 | 3,359 |
| Additional noninterest expense | $387,000 | 5,907 |
| Pre-tax net operating income | $490,000 | 3,338 |
| Securities gains (losses) | $-3,000 | 7,398 |
| Applicable income taxes | $160,000 | 2,201 |
| Income before extraordinary items | $327,000 | 3,820 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $327,000 | 3,819 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $327,000 | 3,819 |
| Net charge-offs | $157,000 | 3,729 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $329,010 | 3,688 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,706,000 | 4,374 |
| Total interest expense | $806,000 | 3,595 |
| Net interest income | $900,000 | 4,886 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $150,000 | 4,401 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $150,000 | 2,961 |
| Total noninterest expense | $759,000 | 5,140 |
| Salaries and employee benefits | $425,000 | 4,956 |
| Premises and equipment expense | $184,000 | 3,448 |
| Additional noninterest expense | $150,000 | 6,314 |
| Pre-tax net operating income | $261,000 | 3,562 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $87,000 | 2,318 |
| Income before extraordinary items | $174,000 | 4,100 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $174,000 | 4,103 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $174,000 | 4,103 |
| Net charge-offs | $122,000 | 2,654 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $174,000 | 3,945 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,823,000 | 4,197 |
| Total interest expense | $4,198,000 | 3,396 |
| Net interest income | $3,625,000 | 4,873 |
| Provision for loan and lease losses | $92,000 | 6,132 |
| Total noninterest income | $662,000 | 4,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $662,000 | 2,734 |
| Total noninterest expense | $3,048,000 | 5,069 |
| Salaries and employee benefits | $1,815,000 | 4,757 |
| Premises and equipment expense | $737,000 | 3,384 |
| Additional noninterest expense | $496,000 | 6,638 |
| Pre-tax net operating income | $1,147,000 | 3,504 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $364,000 | 2,184 |
| Income before extraordinary items | $783,000 | 3,746 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $783,000 | 3,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $466,000 | 2,897 |
| Cash dividends | $4,000,000 | 688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $783,000 | 3,866 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,013,000 | 4,193 |
| Total interest expense | $3,291,000 | 3,396 |
| Net interest income | $2,722,000 | 4,903 |
| Provision for loan and lease losses | $52,000 | 5,852 |
| Total noninterest income | $505,000 | 4,314 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $505,000 | 2,793 |
| Total noninterest expense | $2,262,000 | 5,088 |
| Salaries and employee benefits | $1,355,000 | 4,790 |
| Premises and equipment expense | $559,000 | 3,373 |
| Additional noninterest expense | $348,000 | 6,778 |
| Pre-tax net operating income | $913,000 | 3,845 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $286,000 | 2,512 |
| Income before extraordinary items | $627,000 | 4,052 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $627,000 | 4,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $354,000 | 2,357 |
| Cash dividends | $4,000,000 | 552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $627,000 | 4,196 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,059,000 | 4,210 |
| Total interest expense | $2,267,000 | 3,433 |
| Net interest income | $1,792,000 | 4,953 |
| Provision for loan and lease losses | $25,000 | 5,815 |
| Total noninterest income | $310,000 | 4,552 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $310,000 | 2,970 |
| Total noninterest expense | $1,512,000 | 5,101 |
| Salaries and employee benefits | $895,000 | 4,858 |
| Premises and equipment expense | $388,000 | 3,294 |
| Additional noninterest expense | $229,000 | 6,809 |
| Pre-tax net operating income | $565,000 | 4,143 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $174,000 | 2,849 |
| Income before extraordinary items | $391,000 | 4,525 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $391,000 | 4,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 1,818 |
| Cash dividends | $4,000,000 | 406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $391,000 | 4,462 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,103,000 | 4,183 |
| Total interest expense | $1,178,000 | 3,498 |
| Net interest income | $925,000 | 4,869 |
| Provision for loan and lease losses | $19,000 | 4,956 |
| Total noninterest income | $156,000 | 4,526 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $156,000 | 2,971 |
| Total noninterest expense | $765,000 | 5,072 |
| Salaries and employee benefits | $450,000 | 4,887 |
| Premises and equipment expense | $200,000 | 3,228 |
| Additional noninterest expense | $115,000 | 6,809 |
| Pre-tax net operating income | $297,000 | 4,178 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $92,000 | 2,892 |
| Income before extraordinary items | $205,000 | 4,611 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $205,000 | 4,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,665 |
| Cash dividends | $4,000,000 | 217 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $205,000 | 4,514 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,298,000 | 4,273 |
| Total interest expense | $4,381,000 | 3,786 |
| Net interest income | $3,917,000 | 4,689 |
| Provision for loan and lease losses | $182,000 | 4,009 |
| Total noninterest income | $668,000 | 4,408 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $668,000 | 2,826 |
| Total noninterest expense | $2,978,000 | 5,024 |
| Salaries and employee benefits | $1,729,000 | 4,882 |
| Premises and equipment expense | $798,000 | 3,087 |
| Additional noninterest expense | $451,000 | 6,822 |
| Pre-tax net operating income | $1,425,000 | 3,992 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $437,000 | 2,917 |
| Income before extraordinary items | $988,000 | 4,351 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $988,000 | 4,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,101 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $988,000 | 4,341 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,203,000 | 4,292 |
| Total interest expense | $3,257,000 | 3,814 |
| Net interest income | $2,946,000 | 4,688 |
| Provision for loan and lease losses | $167,000 | 3,335 |
| Total noninterest income | $503,000 | 4,407 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $503,000 | 2,833 |
| Total noninterest expense | $2,204,000 | 5,043 |
| Salaries and employee benefits | $1,284,000 | 4,885 |
| Premises and equipment expense | $602,000 | 3,061 |
| Additional noninterest expense | $318,000 | 6,924 |
| Pre-tax net operating income | $1,078,000 | 4,185 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $338,000 | 3,027 |
| Income before extraordinary items | $740,000 | 4,514 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $740,000 | 4,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,610 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $740,000 | 4,510 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,134,000 | 4,312 |
| Total interest expense | $2,167,000 | 3,809 |
| Net interest income | $1,967,000 | 4,715 |
| Provision for loan and lease losses | $85,000 | 3,599 |
| Total noninterest income | $276,000 | 4,847 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $276,000 | 3,163 |
| Total noninterest expense | $1,490,000 | 5,031 |
| Salaries and employee benefits | $857,000 | 4,911 |
| Premises and equipment expense | $424,000 | 2,953 |
| Additional noninterest expense | $209,000 | 6,981 |
| Pre-tax net operating income | $668,000 | 4,427 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $203,000 | 3,243 |
| Income before extraordinary items | $465,000 | 4,722 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $465,000 | 4,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 1,385 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $465,000 | 4,716 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,027,000 | 4,365 |
| Total interest expense | $1,082,000 | 3,800 |
| Net interest income | $945,000 | 4,848 |
| Provision for loan and lease losses | $40,000 | 3,421 |
| Total noninterest income | $150,000 | 4,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $150,000 | 3,022 |
| Total noninterest expense | $750,000 | 5,015 |
| Salaries and employee benefits | $429,000 | 4,939 |
| Premises and equipment expense | $212,000 | 2,968 |
| Additional noninterest expense | $109,000 | 6,927 |
| Pre-tax net operating income | $305,000 | 4,608 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $83,000 | 3,533 |
| Income before extraordinary items | $222,000 | 4,825 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $222,000 | 4,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 578 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $222,000 | 4,797 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,763,000 | 4,279 |
| Total interest expense | $3,843,000 | 3,690 |
| Net interest income | $3,920,000 | 4,714 |
| Provision for loan and lease losses | $160,000 | 3,939 |
| Total noninterest income | $648,000 | 4,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $648,000 | 2,876 |
| Total noninterest expense | $2,987,000 | 4,902 |
| Salaries and employee benefits | $1,791,000 | 4,632 |
| Premises and equipment expense | $731,000 | 3,224 |
| Additional noninterest expense | $465,000 | 6,711 |
| Pre-tax net operating income | $1,421,000 | 4,414 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $459,000 | 3,262 |
| Income before extraordinary items | $964,000 | 4,794 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $964,000 | 4,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-213,000 | 8,585 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $962,640 | 4,785 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,742,000 | 4,297 |
| Total interest expense | $2,808,000 | 3,676 |
| Net interest income | $2,934,000 | 4,757 |
| Provision for loan and lease losses | $130,000 | 3,706 |
| Total noninterest income | $505,000 | 4,452 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $505,000 | 2,833 |
| Total noninterest expense | $2,247,000 | 4,870 |
| Salaries and employee benefits | $1,363,000 | 4,563 |
| Premises and equipment expense | $516,000 | 3,382 |
| Additional noninterest expense | $368,000 | 6,580 |
| Pre-tax net operating income | $1,062,000 | 4,598 |
| Securities gains (losses) | $2,000 | 1,183 |
| Applicable income taxes | $347,000 | 3,380 |
| Income before extraordinary items | $717,000 | 4,957 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $717,000 | 4,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-178,000 | 8,619 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $715,660 | 4,953 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,779,000 | 4,289 |
| Total interest expense | $1,832,000 | 3,618 |
| Net interest income | $1,947,000 | 4,792 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $309,000 | 4,651 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $309,000 | 2,961 |
| Total noninterest expense | $1,513,000 | 4,852 |
| Salaries and employee benefits | $921,000 | 4,537 |
| Premises and equipment expense | $350,000 | 3,329 |
| Additional noninterest expense | $242,000 | 6,650 |
| Pre-tax net operating income | $653,000 | 4,793 |
| Securities gains (losses) | $2,000 | 970 |
| Applicable income taxes | $211,000 | 3,543 |
| Income before extraordinary items | $444,000 | 5,158 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $444,000 | 5,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-241,000 | 8,694 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $442,640 | 5,163 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,874,000 | 4,267 |
| Total interest expense | $914,000 | 3,494 |
| Net interest income | $960,000 | 4,828 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $146,000 | 4,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $146,000 | 3,015 |
| Total noninterest expense | $789,000 | 4,740 |
| Salaries and employee benefits | $492,000 | 4,326 |
| Premises and equipment expense | $174,000 | 3,356 |
| Additional noninterest expense | $123,000 | 6,581 |
| Pre-tax net operating income | $272,000 | 5,186 |
| Securities gains (losses) | $2,000 | 793 |
| Applicable income taxes | $87,000 | 3,781 |
| Income before extraordinary items | $187,000 | 5,486 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $187,000 | 5,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-161,000 | 8,703 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $185,640 | 5,508 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,891,000 | 4,199 |
| Total interest expense | $3,130,000 | 3,217 |
| Net interest income | $3,761,000 | 4,805 |
| Provision for loan and lease losses | $207,000 | 3,533 |
| Total noninterest income | $658,000 | 4,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $658,000 | 2,882 |
| Total noninterest expense | $3,045,000 | 4,721 |
| Salaries and employee benefits | $1,855,000 | 4,371 |
| Premises and equipment expense | $678,000 | 3,323 |
| Additional noninterest expense | $512,000 | 6,501 |
| Pre-tax net operating income | $1,167,000 | 4,964 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $304,000 | 4,110 |
| Income before extraordinary items | $863,000 | 5,174 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $863,000 | 5,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $321,000 | 1,644 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $863,000 | 5,146 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,045,000 | 4,213 |
| Total interest expense | $2,259,000 | 3,180 |
| Net interest income | $2,786,000 | 4,856 |
| Provision for loan and lease losses | $162,000 | 3,363 |
| Total noninterest income | $494,000 | 4,581 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $494,000 | 2,914 |
| Total noninterest expense | $2,223,000 | 4,772 |
| Salaries and employee benefits | $1,364,000 | 4,404 |
| Premises and equipment expense | $502,000 | 3,351 |
| Additional noninterest expense | $357,000 | 6,683 |
| Pre-tax net operating income | $895,000 | 5,043 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $228,000 | 4,227 |
| Income before extraordinary items | $667,000 | 5,203 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $667,000 | 5,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 1,519 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $667,000 | 5,165 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,318,000 | 4,191 |
| Total interest expense | $1,448,000 | 3,133 |
| Net interest income | $1,870,000 | 4,816 |
| Provision for loan and lease losses | $55,000 | 4,424 |
| Total noninterest income | $324,000 | 4,590 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $324,000 | 2,926 |
| Total noninterest expense | $1,466,000 | 4,795 |
| Salaries and employee benefits | $886,000 | 4,483 |
| Premises and equipment expense | $339,000 | 3,279 |
| Additional noninterest expense | $241,000 | 6,641 |
| Pre-tax net operating income | $673,000 | 4,716 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $209,000 | 3,716 |
| Income before extraordinary items | $464,000 | 5,064 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $464,000 | 5,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 1,898 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $464,000 | 5,017 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,623,000 | 4,230 |
| Total interest expense | $709,000 | 3,082 |
| Net interest income | $914,000 | 4,906 |
| Provision for loan and lease losses | $25,000 | 4,374 |
| Total noninterest income | $165,000 | 4,464 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $165,000 | 2,803 |
| Total noninterest expense | $743,000 | 4,775 |
| Salaries and employee benefits | $450,000 | 4,444 |
| Premises and equipment expense | $172,000 | 3,284 |
| Additional noninterest expense | $121,000 | 6,644 |
| Pre-tax net operating income | $311,000 | 4,899 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $96,000 | 3,827 |
| Income before extraordinary items | $215,000 | 5,231 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $215,000 | 5,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 749 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $215,000 | 5,199 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,275,000 | 4,124 |
| Total interest expense | $2,607,000 | 2,938 |
| Net interest income | $3,668,000 | 4,752 |
| Provision for loan and lease losses | $118,000 | 4,767 |
| Total noninterest income | $667,000 | 4,531 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $667,000 | 2,790 |
| Total noninterest expense | $2,828,000 | 4,875 |
| Salaries and employee benefits | $1,712,000 | 4,500 |
| Premises and equipment expense | $610,000 | 3,488 |
| Additional noninterest expense | $506,000 | 6,497 |
| Pre-tax net operating income | $1,389,000 | 4,452 |
| Securities gains (losses) | $12,000 | 2,733 |
| Applicable income taxes | $427,000 | 3,610 |
| Income before extraordinary items | $974,000 | 4,774 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $974,000 | 4,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,850 |
| Cash dividends | $2,500,000 | 1,119 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 775 |
| Net operating income | $965,600 | 4,728 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,673,000 | 4,130 |
| Total interest expense | $1,935,000 | 2,919 |
| Net interest income | $2,738,000 | 4,756 |
| Provision for loan and lease losses | $93,000 | 4,393 |
| Total noninterest income | $494,000 | 4,583 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $494,000 | 2,829 |
| Total noninterest expense | $2,082,000 | 4,891 |
| Salaries and employee benefits | $1,252,000 | 4,542 |
| Premises and equipment expense | $441,000 | 3,597 |
| Additional noninterest expense | $389,000 | 6,393 |
| Pre-tax net operating income | $1,057,000 | 4,474 |
| Securities gains (losses) | $18,000 | 2,374 |
| Applicable income taxes | $328,000 | 3,635 |
| Income before extraordinary items | $747,000 | 4,797 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $747,000 | 4,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,523 |
| Cash dividends | $2,500,000 | 802 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 640 |
| Net operating income | $734,580 | 4,746 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,092,000 | 4,145 |
| Total interest expense | $1,293,000 | 2,902 |
| Net interest income | $1,799,000 | 4,810 |
| Provision for loan and lease losses | $33,000 | 5,235 |
| Total noninterest income | $308,000 | 4,756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $308,000 | 2,942 |
| Total noninterest expense | $1,381,000 | 4,933 |
| Salaries and employee benefits | $826,000 | 4,600 |
| Premises and equipment expense | $306,000 | 3,498 |
| Additional noninterest expense | $249,000 | 6,545 |
| Pre-tax net operating income | $693,000 | 4,478 |
| Securities gains (losses) | $18,000 | 2,100 |
| Applicable income taxes | $213,000 | 3,653 |
| Income before extraordinary items | $498,000 | 4,755 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $498,000 | 4,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,524 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 539 |
| Net operating income | $485,400 | 4,713 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,532,000 | 4,198 |
| Total interest expense | $666,000 | 2,865 |
| Net interest income | $866,000 | 4,928 |
| Provision for loan and lease losses | $18,000 | 4,919 |
| Total noninterest income | $144,000 | 4,873 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $144,000 | 3,013 |
| Total noninterest expense | $664,000 | 5,087 |
| Salaries and employee benefits | $399,000 | 4,746 |
| Premises and equipment expense | $147,000 | 3,640 |
| Additional noninterest expense | $118,000 | 6,717 |
| Pre-tax net operating income | $328,000 | 4,605 |
| Securities gains (losses) | $12,000 | 1,956 |
| Applicable income taxes | $101,000 | 3,769 |
| Income before extraordinary items | $239,000 | 4,868 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $239,000 | 4,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 888 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $230,600 | 4,848 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,851,000 | 3,887 |
| Total interest expense | $3,429,000 | 2,541 |
| Net interest income | $3,422,000 | 4,872 |
| Provision for loan and lease losses | $101,000 | 5,298 |
| Total noninterest income | $606,000 | 4,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $606,000 | 3,231 |
| Total noninterest expense | $2,629,000 | 5,033 |
| Salaries and employee benefits | $1,478,000 | 4,888 |
| Premises and equipment expense | $588,000 | 3,586 |
| Additional noninterest expense | $563,000 | 6,180 |
| Pre-tax net operating income | $1,298,000 | 4,486 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $407,000 | 3,742 |
| Income before extraordinary items | $891,000 | 4,963 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $891,000 | 4,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-107,000 | 9,050 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $891,000 | 4,792 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,252,000 | 3,871 |
| Total interest expense | $2,721,000 | 2,515 |
| Net interest income | $2,531,000 | 4,930 |
| Provision for loan and lease losses | $66,000 | 5,405 |
| Total noninterest income | $448,000 | 5,028 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $448,000 | 3,338 |
| Total noninterest expense | $1,990,000 | 4,996 |
| Salaries and employee benefits | $1,092,000 | 4,934 |
| Premises and equipment expense | $450,000 | 3,524 |
| Additional noninterest expense | $448,000 | 6,000 |
| Pre-tax net operating income | $923,000 | 4,770 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $289,000 | 3,986 |
| Income before extraordinary items | $634,000 | 5,246 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $634,000 | 5,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,097 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $634,000 | 5,076 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,648,000 | 3,755 |
| Total interest expense | $1,887,000 | 2,509 |
| Net interest income | $1,761,000 | 4,784 |
| Provision for loan and lease losses | $25,000 | 6,080 |
| Total noninterest income | $287,000 | 5,115 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $287,000 | 3,386 |
| Total noninterest expense | $1,389,000 | 4,841 |
| Salaries and employee benefits | $734,000 | 4,908 |
| Premises and equipment expense | $335,000 | 3,196 |
| Additional noninterest expense | $320,000 | 5,761 |
| Pre-tax net operating income | $634,000 | 4,676 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $206,000 | 3,907 |
| Income before extraordinary items | $428,000 | 5,233 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $428,000 | 5,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,928 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $428,000 | 5,028 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,815,000 | 3,794 |
| Total interest expense | $953,000 | 2,538 |
| Net interest income | $862,000 | 4,836 |
| Provision for loan and lease losses | $10,000 | 6,044 |
| Total noninterest income | $148,000 | 4,922 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $148,000 | 3,237 |
| Total noninterest expense | $681,000 | 4,892 |
| Salaries and employee benefits | $363,000 | 4,955 |
| Premises and equipment expense | $163,000 | 3,263 |
| Additional noninterest expense | $155,000 | 5,809 |
| Pre-tax net operating income | $319,000 | 4,631 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $100,000 | 3,933 |
| Income before extraordinary items | $219,000 | 5,077 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $219,000 | 5,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 9,043 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $219,000 | 4,875 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,860,000 | 3,695 |
| Total interest expense | $4,231,000 | 2,618 |
| Net interest income | $3,629,000 | 4,653 |
| Provision for loan and lease losses | $108,000 | 5,596 |
| Total noninterest income | $506,000 | 5,181 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $506,000 | 3,273 |
| Total noninterest expense | $2,724,000 | 4,784 |
| Salaries and employee benefits | $1,418,000 | 4,896 |
| Premises and equipment expense | $633,000 | 3,252 |
| Additional noninterest expense | $673,000 | 5,535 |
| Pre-tax net operating income | $1,303,000 | 4,481 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $391,000 | 3,931 |
| Income before extraordinary items | $913,000 | 4,839 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $913,000 | 4,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $347,000 | 2,150 |
| Cash dividends | $1,500,000 | 1,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $912,300 | 4,718 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,191,000 | 3,941 |
| Total interest expense | $5,159,000 | 3,071 |
| Net interest income | $3,032,000 | 5,026 |
| Provision for loan and lease losses | $105,000 | 5,502 |
| Total noninterest income | $519,000 | 4,971 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $53,000 | 7,544 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $466,000 | 3,253 |
| Total noninterest expense | $2,705,000 | 4,691 |
| Salaries and employee benefits | $1,461,000 | 4,609 |
| Premises and equipment expense | $572,000 | 3,508 |
| Additional noninterest expense | $672,000 | 5,429 |
| Pre-tax net operating income | $741,000 | 5,681 |
| Securities gains (losses) | $18,000 | 3,221 |
| Applicable income taxes | $112,000 | 5,860 |
| Income before extraordinary items | $647,000 | 5,427 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $647,000 | 5,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 2,422 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $631,700 | 5,361 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,572,000 | 6,042 |
| Total interest expense | $2,686,000 | 5,319 |
| Net interest income | $1,886,000 | 6,751 |
| Provision for loan and lease losses | $69,000 | 6,019 |
| Total noninterest income | $149,000 | 7,905 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $149,000 | 5,494 |
| Total noninterest expense | $1,103,000 | 7,732 |
| Salaries and employee benefits | $772,000 | 6,870 |
| Premises and equipment expense | $204,000 | 6,706 |
| Additional noninterest expense | $127,000 | 9,437 |
| Pre-tax net operating income | $863,000 | 5,660 |
| Securities gains (losses) | $7,000 | 1,253 |
| Applicable income taxes | $234,000 | 5,102 |
| Income before extraordinary items | $636,000 | 5,682 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $636,000 | 5,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,719 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $630,890 | 5,721 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,419,000 | 6,005 |
| Total interest expense | $2,695,000 | 4,980 |
| Net interest income | $1,724,000 | 7,159 |
| Provision for loan and lease losses | $13,000 | 7,957 |
| Total noninterest income | $149,000 | 8,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $149,000 | 5,622 |
| Total noninterest expense | $1,129,000 | 7,757 |
| Salaries and employee benefits | $779,000 | 6,842 |
| Premises and equipment expense | $210,000 | 6,645 |
| Additional noninterest expense | $140,000 | 9,603 |
| Pre-tax net operating income | $731,000 | 6,205 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $226,000 | 5,445 |
| Income before extraordinary items | $505,000 | 6,404 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $505,000 | 6,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $2,500,000 | 1,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $505,000 | 6,378 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,248,000 | 6,262 |
| Total interest expense | $2,413,000 | 5,500 |
| Net interest income | $1,835,000 | 6,979 |
| Provision for loan and lease losses | $7,000 | 8,378 |
| Total noninterest income | $128,000 | 8,572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $128,000 | 6,053 |
| Total noninterest expense | $1,104,000 | 7,815 |
| Salaries and employee benefits | $771,000 | 6,812 |
| Premises and equipment expense | $173,000 | 7,183 |
| Additional noninterest expense | $160,000 | 9,563 |
| Pre-tax net operating income | $852,000 | 5,897 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $277,000 | 5,396 |
| Income before extraordinary items | $575,000 | 6,183 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $575,000 | 6,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,603 |
| Cash dividends | $3,500,000 | 860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $575,000 | 6,071 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,430,000 | 6,292 |
| Total interest expense | $2,355,000 | 5,642 |
| Net interest income | $2,075,000 | 6,765 |
| Provision for loan and lease losses | $28,000 | 7,514 |
| Total noninterest income | $136,000 | 8,802 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $136,000 | 5,951 |
| Total noninterest expense | $1,044,000 | 8,193 |
| Salaries and employee benefits | $748,000 | 7,034 |
| Premises and equipment expense | $159,000 | 7,611 |
| Additional noninterest expense | $137,000 | 10,153 |
| Pre-tax net operating income | $1,139,000 | 5,414 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $386,000 | 4,980 |
| Income before extraordinary items | $753,000 | 5,667 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $753,000 | 5,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 10,263 |
| Cash dividends | $1,500,000 | 1,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $753,000 | 5,626 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,145,000 | 6,723 |
| Total interest expense | $2,451,000 | 5,594 |
| Net interest income | $1,694,000 | 7,791 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $125,000 | 9,446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $125,000 | 6,477 |
| Total noninterest expense | $1,226,000 | 7,917 |
| Salaries and employee benefits | $575,000 | 8,290 |
| Premises and equipment expense | $157,000 | 7,897 |
| Additional noninterest expense | $494,000 | 7,108 |
| Pre-tax net operating income | $593,000 | 7,455 |
| Securities gains (losses) | $17,000 | 2,110 |
| Applicable income taxes | $184,000 | 7,383 |
| Income before extraordinary items | $426,000 | 7,410 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $426,000 | 7,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $6,000,000 | 111 |
| Net operating income | $414,100 | 7,447 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,763,000 | 7,245 |
| Total interest expense | $2,163,000 | 6,149 |
| Net interest income | $1,600,000 | 8,259 |
| Provision for loan and lease losses | $23,000 | 7,541 |
| Total noninterest income | $98,000 | 10,324 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $98,000 | 7,303 |
| Total noninterest expense | $838,000 | 9,610 |
| Salaries and employee benefits | $478,000 | 9,299 |
| Premises and equipment expense | $157,000 | 8,098 |
| Additional noninterest expense | $203,000 | 10,374 |
| Pre-tax net operating income | $837,000 | 6,695 |
| Securities gains (losses) | $-47,000 | 11,138 |
| Applicable income taxes | $360,000 | 5,320 |
| Income before extraordinary items | $430,000 | 7,804 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $430,000 | 7,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $460,080 | 7,535 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,291,000 | 7,630 |
| Total interest expense | $1,612,000 | 6,573 |
| Net interest income | $1,679,000 | 8,359 |
| Provision for loan and lease losses | $5,000 | 8,812 |
| Total noninterest income | $100,000 | 10,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $100,000 | 7,516 |
| Total noninterest expense | $855,000 | 9,978 |
| Salaries and employee benefits | $493,000 | 9,453 |
| Premises and equipment expense | $152,000 | 8,497 |
| Additional noninterest expense | $210,000 | 11,012 |
| Pre-tax net operating income | $919,000 | 6,304 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $291,000 | 5,991 |
| Income before extraordinary items | $625,000 | 6,363 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $625,000 | 6,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $627,040 | 6,431 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,474,000 | 7,568 |
| Total interest expense | $1,793,000 | 6,344 |
| Net interest income | $1,681,000 | 8,545 |
| Provision for loan and lease losses | $34,000 | 8,267 |
| Total noninterest income | $188,000 | 9,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $188,000 | 5,866 |
| Total noninterest expense | $826,000 | 10,544 |
| Salaries and employee benefits | $529,000 | 9,389 |
| Premises and equipment expense | $133,000 | 9,383 |
| Additional noninterest expense | $164,000 | 12,229 |
| Pre-tax net operating income | $1,009,000 | 5,859 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $310,000 | 5,948 |
| Income before extraordinary items | $699,000 | 6,120 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $699,000 | 6,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $699,000 | 5,847 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,017,000 | 7,482 |
| Total interest expense | $2,375,000 | 6,238 |
| Net interest income | $1,642,000 | 8,836 |
| Provision for loan and lease losses | $33,000 | 9,854 |
| Total noninterest income | $137,000 | 10,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $137,000 | 6,960 |
| Total noninterest expense | $811,000 | 10,953 |
| Salaries and employee benefits | $436,000 | 10,450 |
| Premises and equipment expense | $140,000 | 9,399 |
| Additional noninterest expense | $235,000 | 11,746 |
| Pre-tax net operating income | $935,000 | 5,922 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $266,000 | 6,424 |
| Income before extraordinary items | $669,000 | 6,110 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $669,000 | 6,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $669,000 | 5,762 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.