Home > B&L Bank > Net charge- offs to loans

B&L Bank, Net charge- offs to loans

2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0136%3,264
Percentage Net Loans Charged-off: Total real estate loans0.0359%1,668
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate0.2855%355
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,118
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.0000%2,020
Percentage Net Loans Charged-off: Commercial and industrial-0.2612%5,395
Percentage Net Loans Charged-off: Loans to individuals-0.1922%5,367
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1922%5,303
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0109%4,573
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,777
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,585
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0000%1,477
Percentage Net Loans Charged-off: Commercial and industrial-0.2578%5,450
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,488
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,340
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0694%5,663
Percentage Net Loans Charged-off: Total real estate loans-0.0616%5,569
Percentage Net Loans Charged-off:Construction & development-1.7949%5,567
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,647
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0357%2,536
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net0.0359%2,448
Percentage Net Loans Charged-off: Commercial and industrial-0.1400%5,249
Percentage Net Loans Charged-off: Loans to individuals-0.3844%5,784
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3844%5,743
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1036%5,797
Percentage Net Loans Charged-off: Total real estate loans-0.0830%5,716
Percentage Net Loans Charged-off:Construction & development-2.3956%5,654
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,413
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0479%2,176
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.0482%2,107
Percentage Net Loans Charged-off: Commercial and industrial-0.1919%5,397
Percentage Net Loans Charged-off: Loans to individuals-0.8320%5,975
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.8320%5,934
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1538%5,943
Percentage Net Loans Charged-off: Total real estate loans-0.1248%5,886
Percentage Net Loans Charged-off:Construction & development-3.5359%5,711
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0720%1,751
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.0725%1,670
Percentage Net Loans Charged-off: Commercial and industrial-0.2251%5,494
Percentage Net Loans Charged-off: Loans to individuals-1.2609%6,094
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-1.2609%6,056
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2861%6,135
Percentage Net Loans Charged-off: Total real estate loans-0.2512%6,109
Percentage Net Loans Charged-off:Construction & development-7.0552%5,763
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.1441%1,039
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.1451%975
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,166
Percentage Net Loans Charged-off: Loans to individuals-2.3964%6,211
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-2.3964%6,177
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0481%3,864
Percentage Net Loans Charged-off: Total real estate loans0.0343%3,223
Percentage Net Loans Charged-off:Construction & development-0.5030%5,604
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,194
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.0824%2,556
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.0830%2,445
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,737
Percentage Net Loans Charged-off: Loans to individuals0.6298%1,517
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6298%1,398
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0619%3,324
Percentage Net Loans Charged-off: Total real estate loans0.0456%2,759
Percentage Net Loans Charged-off:Construction & development-0.6708%5,713
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,863
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.1093%2,086
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.1100%1,972
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,374
Percentage Net Loans Charged-off: Loans to individuals0.7765%1,137
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7765%1,039
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1357%2,310
Percentage Net Loans Charged-off: Total real estate loans0.1188%1,879
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.1628%1,628
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.1638%1,545
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,007
Percentage Net Loans Charged-off: Loans to individuals1.1703%736
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1703%670
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2290%1,406
Percentage Net Loans Charged-off: Total real estate loans0.2353%1,070
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.3230%902
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.3250%872
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,326
Percentage Net Loans Charged-off: Loans to individuals0.9531%923
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9531%837
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1225%3,585
Percentage Net Loans Charged-off: Total real estate loans0.0962%3,190
Percentage Net Loans Charged-off:Construction & development-0.4537%5,836
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,684
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.1671%2,467
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.1682%2,387
Percentage Net Loans Charged-off: Commercial and industrial-0.1919%5,873
Percentage Net Loans Charged-off: Loans to individuals1.6215%641
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.6215%572
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.2203%1,389
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1242%3,294
Percentage Net Loans Charged-off: Total real estate loans0.1273%2,691
Percentage Net Loans Charged-off:Construction & development-0.5962%5,931
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,354
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.2217%1,975
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.2233%1,907
Percentage Net Loans Charged-off: Commercial and industrial-0.2517%5,984
Percentage Net Loans Charged-off: Loans to individuals0.9189%1,136
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9189%1,030
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.2517%1,364
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1903%2,616
Percentage Net Loans Charged-off: Total real estate loans0.1955%2,131
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,043
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.2739%1,683
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.2759%1,624
Percentage Net Loans Charged-off: Commercial and industrial-0.1599%5,823
Percentage Net Loans Charged-off: Loans to individuals1.0227%1,011
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0227%909
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.1599%1,333
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2762%1,854
Percentage Net Loans Charged-off: Total real estate loans0.2936%1,478
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.4124%1,159
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.4155%1,088
Percentage Net Loans Charged-off: Commercial and industrial-0.1060%5,632
Percentage Net Loans Charged-off: Loans to individuals1.0200%992
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0200%893
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.1060%1,291
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5994%231
Percentage Net Loans Charged-off: Total real estate loans1.9296%354
Percentage Net Loans Charged-off:Construction & development3.9757%681
Percentage Net Loans Charged-off: Commercial real estate2.3226%305
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential1.8566%386
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net1.8696%421
Percentage Net Loans Charged-off: Commercial and industrial12.6324%61
Percentage Net Loans Charged-off: Loans to individuals1.7641%725
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.7641%663
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RE7.6977%45
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.8172%205
Percentage Net Loans Charged-off: Total real estate loans2.3146%261
Percentage Net Loans Charged-off:Construction & development4.9690%544
Percentage Net Loans Charged-off: Commercial real estate2.9965%177
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential2.1305%320
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net2.1450%333
Percentage Net Loans Charged-off: Commercial and industrial10.3135%96
Percentage Net Loans Charged-off: Loans to individuals2.1178%570
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.1178%517
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RE10.0127%40
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1897%911
Percentage Net Loans Charged-off: Total real estate loans0.4991%1,841
Percentage Net Loans Charged-off:Construction & development2.5845%834
Percentage Net Loans Charged-off: Commercial real estate0.6588%1,068
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.2844%2,272
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.2863%2,152
Percentage Net Loans Charged-off: Commercial and industrial8.0810%171
Percentage Net Loans Charged-off: Loans to individuals2.5717%468
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.5717%432
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RE4.9449%44
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6539%583
Percentage Net Loans Charged-off: Total real estate loans0.0839%3,070
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.1212%2,459
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.1220%2,316
Percentage Net Loans Charged-off: Commercial and industrial14.3455%97
Percentage Net Loans Charged-off: Loans to individuals5.9891%173
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.9891%162
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RE10.1266%20
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5145%2,932
Percentage Net Loans Charged-off: Total real estate loans0.4951%2,658
Percentage Net Loans Charged-off:Construction & development6.9654%695
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,614
Percentage Net Loans Charged-off: Multi-family residential-0.4545%5,712
Percentage Net Loans Charged-off: 1-4 family residential-0.0650%7,059
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net-0.0654%7,046
Percentage Net Loans Charged-off: Commercial and industrial0.3386%3,075
Percentage Net Loans Charged-off: Loans to individuals1.3868%1,215
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2758%1,133
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0205%6,916
Percentage Net Loans Charged-off: Total real estate loans-0.0728%7,135
Percentage Net Loans Charged-off:Construction & development0.0000%2,635
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,145
Percentage Net Loans Charged-off: Multi-family residential-0.6044%5,726
Percentage Net Loans Charged-off: 1-4 family residential-0.0862%7,118
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net-0.0867%7,110
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,749
Percentage Net Loans Charged-off: Loans to individuals0.8776%1,724
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7880%1,598
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0261%5,459
Percentage Net Loans Charged-off: Total real estate loans0.0106%4,738
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,658
Percentage Net Loans Charged-off: Multi-family residential-0.9036%5,760
Percentage Net Loans Charged-off: 1-4 family residential0.0470%3,691
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.0473%3,495
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,288
Percentage Net Loans Charged-off: Loans to individuals0.3869%2,740
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3337%2,616
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1467%7,196
Percentage Net Loans Charged-off: Total real estate loans-0.2251%7,302
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential-1.8028%5,787
Percentage Net Loans Charged-off: 1-4 family residential-0.2745%7,316
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net-0.2762%7,296
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,380
Percentage Net Loans Charged-off: Loans to individuals0.8779%1,507
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7031%1,432
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3467%7,578
Percentage Net Loans Charged-off: Total real estate loans-0.4025%7,537
Percentage Net Loans Charged-off:Construction & development-1.8383%7,027
Percentage Net Loans Charged-off: Commercial real estate-0.6601%7,438
Percentage Net Loans Charged-off: Multi-family residential1.0517%685
Percentage Net Loans Charged-off: 1-4 family residential-0.1414%7,441
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net-0.1423%7,429
Percentage Net Loans Charged-off: Commercial and industrial-0.2425%7,048
Percentage Net Loans Charged-off: Loans to individuals0.3270%4,024
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3240%7,652
Percentage Net Loans Charged-off: Total real estate loans-0.3554%7,624
Percentage Net Loans Charged-off:Construction & development-0.0190%6,907
Percentage Net Loans Charged-off: Commercial real estate-0.8812%7,538
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential-0.2219%7,555
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net-0.2234%7,543
Percentage Net Loans Charged-off: Commercial and industrial-0.3175%7,125
Percentage Net Loans Charged-off: Loans to individuals0.2165%4,164
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.7528%7,754
Percentage Net Loans Charged-off: Total real estate loans-0.8444%7,713
Percentage Net Loans Charged-off:Construction & development-1.5455%7,112
Percentage Net Loans Charged-off: Commercial real estate-1.4004%7,605
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.5551%7,655
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net-0.5587%7,644
Percentage Net Loans Charged-off: Commercial and industrial-0.4788%7,226
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,626
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1480%7,608
Percentage Net Loans Charged-off: Total real estate loans-0.0993%7,613
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.1478%7,619
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net-0.1487%7,606
Percentage Net Loans Charged-off: Commercial and industrial-0.2916%7,144
Percentage Net Loans Charged-off: Loans to individuals-0.5568%7,371
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1785%5,525
Percentage Net Loans Charged-off: Total real estate loans0.1029%4,781
Percentage Net Loans Charged-off:Construction & development-0.5247%7,360
Percentage Net Loans Charged-off: Commercial real estate0.5652%1,663
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0458%4,458
Percentage Net Loans Charged-off: Home equity loans6.5996%125
All other 1-4 family - Percent of loans charged-off, net0.0058%4,687
Percentage Net Loans Charged-off: Commercial and industrial0.2664%4,312
Percentage Net Loans Charged-off: Loans to individuals1.1917%2,347
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2143%4,690
Percentage Net Loans Charged-off: Total real estate loans0.1527%3,901
Percentage Net Loans Charged-off:Construction & development-0.6965%7,408
Percentage Net Loans Charged-off: Commercial real estate0.7635%1,022
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0837%3,610
Percentage Net Loans Charged-off: Home equity loans8.9744%89
All other 1-4 family - Percent of loans charged-off, net0.0306%3,883
Percentage Net Loans Charged-off: Commercial and industrial0.2898%3,617
Percentage Net Loans Charged-off: Loans to individuals1.0212%2,408
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3310%3,531
Percentage Net Loans Charged-off: Total real estate loans0.2765%2,788
Percentage Net Loans Charged-off:Construction & development-0.6555%7,437
Percentage Net Loans Charged-off: Commercial real estate0.9686%679
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.1942%2,516
Percentage Net Loans Charged-off: Home equity loans13.5922%52
All other 1-4 family - Percent of loans charged-off, net0.1149%2,736
Percentage Net Loans Charged-off: Commercial and industrial0.4415%2,773
Percentage Net Loans Charged-off: Loans to individuals0.9109%2,486
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5158%2,171
Percentage Net Loans Charged-off: Total real estate loans0.5277%1,591
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate1.9506%267
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.1603%1,980
Percentage Net Loans Charged-off: Home equity loans27.0531%24
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial0.5946%1,756
Percentage Net Loans Charged-off: Loans to individuals0.0869%4,073
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4883%2,405
Percentage Net Loans Charged-off: Total real estate loans0.3933%1,973
Percentage Net Loans Charged-off:Construction & development2.4080%974
Percentage Net Loans Charged-off: Commercial real estate0.4597%912
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0306%3,725
Percentage Net Loans Charged-off: Home equity loans5.3763%89
All other 1-4 family - Percent of loans charged-off, net0.0000%3,963
Percentage Net Loans Charged-off: Commercial and industrial0.5635%2,567
Percentage Net Loans Charged-off: Loans to individuals1.6693%1,295
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4940%1,704
Percentage Net Loans Charged-off: Total real estate loans0.3248%1,593
Percentage Net Loans Charged-off:Construction & development2.9072%542
Percentage Net Loans Charged-off: Commercial real estate0.5179%541
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.1839%8,112
Percentage Net Loans Charged-off: Home equity loans-32.7645%6,063
All other 1-4 family - Percent of loans charged-off, net0.0000%3,263
Percentage Net Loans Charged-off: Commercial and industrial0.7252%1,641
Percentage Net Loans Charged-off: Loans to individuals2.2909%695
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6205%1,129
Percentage Net Loans Charged-off: Total real estate loans0.2394%1,534
Percentage Net Loans Charged-off:Construction & development3.0779%370
Percentage Net Loans Charged-off: Commercial real estate0.4546%486
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.3339%8,203
Percentage Net Loans Charged-off: Home equity loans-62.3656%6,068
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial2.6135%470
Percentage Net Loans Charged-off: Loans to individuals1.1598%1,473
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0538%3,697
Percentage Net Loans Charged-off: Total real estate loans-0.0622%8,118
Percentage Net Loans Charged-off:Construction & development2.5362%253
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.5521%8,264
Percentage Net Loans Charged-off: Home equity loans-102.8571%6,029
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial-0.0883%7,301
Percentage Net Loans Charged-off: Loans to individuals1.8879%806
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0337%5,415
Percentage Net Loans Charged-off: Total real estate loans0.1077%2,028
Percentage Net Loans Charged-off:Construction & development0.0531%1,331
Percentage Net Loans Charged-off: Commercial real estate-0.3984%8,261
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.2646%1,024
Percentage Net Loans Charged-off: Home equity loans46.2271%3
All other 1-4 family - Percent of loans charged-off, net0.0000%3,111
Percentage Net Loans Charged-off: Commercial and industrial-0.2425%7,743
Percentage Net Loans Charged-off: Loans to individuals-0.1853%7,903
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0054%5,772
Percentage Net Loans Charged-off: Total real estate loans0.0509%2,078
Percentage Net Loans Charged-off:Construction & development0.5654%368
Percentage Net Loans Charged-off: Commercial real estate-0.5367%8,220
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.1249%1,242
Percentage Net Loans Charged-off: Home equity loans21.5307%5
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial-0.1798%7,599
Percentage Net Loans Charged-off: Loans to individuals-0.0916%7,502
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3907%926
Percentage Net Loans Charged-off: Total real estate loans0.5486%265
Percentage Net Loans Charged-off:Construction & development0.7133%215
Percentage Net Loans Charged-off: Commercial real estate-0.0669%8,093
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.7077%249
Percentage Net Loans Charged-off: Home equity loans118.2806%1
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial-0.2605%7,693
Percentage Net Loans Charged-off: Loans to individuals0.0533%4,462
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2198%258
Percentage Net Loans Charged-off: Total real estate loans1.7006%69
Percentage Net Loans Charged-off:Construction & development1.4357%87
Percentage Net Loans Charged-off: Commercial real estate0.5417%154
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential2.1398%63
Percentage Net Loans Charged-off: Home equity loans330.4348%1
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial-0.5208%7,891
Percentage Net Loans Charged-off: Loans to individuals-0.2099%7,448
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2157%8,502
Percentage Net Loans Charged-off: Total real estate loans-0.0767%8,357
Percentage Net Loans Charged-off:Construction & development0.0564%597
Percentage Net Loans Charged-off: Commercial real estate0.3589%387
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential-0.2349%8,416
Percentage Net Loans Charged-off: Home equity loans3.7519%32
All other 1-4 family - Percent of loans charged-off, net-0.2680%8,396
Percentage Net Loans Charged-off: Commercial and industrial-0.1103%7,561
Percentage Net Loans Charged-off: Loans to individuals-1.7880%8,449
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2390%8,531
Percentage Net Loans Charged-off: Total real estate loans-0.0913%8,387
Percentage Net Loans Charged-off:Construction & development0.2728%223
Percentage Net Loans Charged-off: Commercial real estate0.4961%241
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.3555%8,489
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net-0.3585%8,460
Percentage Net Loans Charged-off: Commercial and industrial0.0769%2,548
Percentage Net Loans Charged-off: Loans to individuals-2.3307%8,520
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.4828%8,625
Percentage Net Loans Charged-off: Total real estate loans-0.2644%8,539
Percentage Net Loans Charged-off:Construction & development0.1693%214
Percentage Net Loans Charged-off: Commercial real estate0.2428%343
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.5354%8,535
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net-0.5399%8,513
Percentage Net Loans Charged-off: Commercial and industrial0.0127%2,573
Percentage Net Loans Charged-off: Loans to individuals-3.6489%8,563
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.6487%8,647
Percentage Net Loans Charged-off: Total real estate loans-0.0683%8,333
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.7620%110
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.3140%8,512
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.3165%8,478
Percentage Net Loans Charged-off: Commercial and industrial-0.0770%7,223
Percentage Net Loans Charged-off: Loans to individuals-7.6160%8,591
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3342%1,377
Percentage Net Loans Charged-off: Total real estate loans0.2973%454
Percentage Net Loans Charged-off:Construction & development1.2797%82
Percentage Net Loans Charged-off: Commercial real estate0.1321%687
Percentage Net Loans Charged-off: Multi-family residential-0.8980%6,387
Percentage Net Loans Charged-off: 1-4 family residential0.1109%1,337
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.1119%1,315
Percentage Net Loans Charged-off: Commercial and industrial-0.1866%7,797
Percentage Net Loans Charged-off: Loans to individuals1.8275%778
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3265%1,232
Percentage Net Loans Charged-off: Total real estate loans0.3791%299
Percentage Net Loans Charged-off:Construction & development1.6751%59
Percentage Net Loans Charged-off: Commercial real estate0.0965%639
Percentage Net Loans Charged-off: Multi-family residential-0.9583%6,357
Percentage Net Loans Charged-off: 1-4 family residential0.1632%872
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.1647%880
Percentage Net Loans Charged-off: Commercial and industrial-0.1989%7,726
Percentage Net Loans Charged-off: Loans to individuals0.8894%1,854
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2142%1,715
Percentage Net Loans Charged-off: Total real estate loans0.3368%357
Percentage Net Loans Charged-off:Construction & development1.4896%66
Percentage Net Loans Charged-off: Commercial real estate0.1425%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.1228%986
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.1239%962
Percentage Net Loans Charged-off: Commercial and industrial-0.0279%6,982
Percentage Net Loans Charged-off: Loans to individuals-0.5781%8,321
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7644%448
Percentage Net Loans Charged-off: Total real estate loans0.9534%94
Percentage Net Loans Charged-off:Construction & development1.8375%42
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential1.0440%129
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net1.0533%138
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals0.2821%3,261
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0491%5,312
Percentage Net Loans Charged-off: Total real estate loans0.1128%1,471
Percentage Net Loans Charged-off:Construction & development-0.1107%7,956
Percentage Net Loans Charged-off: Commercial real estate0.5167%423
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0523%2,150
Percentage Net Loans Charged-off: Home equity loans7.0252%22
All other 1-4 family - Percent of loans charged-off, net-0.0138%8,126
Percentage Net Loans Charged-off: Commercial and industrial-0.1613%7,871
Percentage Net Loans Charged-off: Loans to individuals-0.1297%8,284
Percentage Net Loans Charged-off: Credit card loans0.0000%1,629
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0987%3,662
Percentage Net Loans Charged-off: Total real estate loans0.0930%1,410
Percentage Net Loans Charged-off:Construction & development-0.1547%7,962
Percentage Net Loans Charged-off: Commercial real estate0.7325%251
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential-0.0184%8,190
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net-0.0186%8,181
Percentage Net Loans Charged-off: Commercial and industrial0.3931%2,003
Percentage Net Loans Charged-off: Loans to individuals-0.3445%8,474
Percentage Net Loans Charged-off: Credit card loans0.0000%1,504
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1862%2,373
Percentage Net Loans Charged-off: Total real estate loans0.0033%2,703
Percentage Net Loans Charged-off:Construction & development-0.2469%7,950
Percentage Net Loans Charged-off: Commercial real estate1.1640%165
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.2298%8,755
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net-0.2320%8,740
Percentage Net Loans Charged-off: Commercial and industrial1.4327%774
Percentage Net Loans Charged-off: Loans to individuals-0.3819%8,423
Percentage Net Loans Charged-off: Credit card loans0.0000%1,362
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8959%490
Percentage Net Loans Charged-off: Total real estate loans0.5250%266
Percentage Net Loans Charged-off:Construction & development-0.5420%7,937
Percentage Net Loans Charged-off: Commercial real estate2.4525%68
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.2661%546
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.2687%520
Percentage Net Loans Charged-off: Commercial and industrial3.9658%272
Percentage Net Loans Charged-off: Loans to individuals-1.0078%8,674
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1340%8,917
Percentage Net Loans Charged-off: Total real estate loans-0.1915%8,917
Percentage Net Loans Charged-off:Construction & development-0.9574%8,132
Percentage Net Loans Charged-off: Commercial real estate0.5455%451
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential-0.2011%8,871
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net-0.2030%8,858
Percentage Net Loans Charged-off: Commercial and industrial-0.3505%8,351
Percentage Net Loans Charged-off: Loans to individuals0.6559%3,545
Percentage Net Loans Charged-off: Credit card loans0.0000%1,842
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0927%4,468
Percentage Net Loans Charged-off: Total real estate loans0.1157%1,408
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.1677%1,071
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.1692%1,060
Percentage Net Loans Charged-off: Commercial and industrial-0.3560%8,337
Percentage Net Loans Charged-off: Loans to individuals0.7109%2,992
Percentage Net Loans Charged-off: Credit card loans0.0000%1,741
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0916%8,726
Percentage Net Loans Charged-off: Total real estate loans-0.0034%8,037
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0050%8,247
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net-0.0050%8,270
Percentage Net Loans Charged-off: Commercial and industrial-0.5152%8,419
Percentage Net Loans Charged-off: Loans to individuals0.0260%5,951
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1801%8,856
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial-1.0933%8,595
Percentage Net Loans Charged-off: Loans to individuals0.0527%4,898
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4633%1,785
Percentage Net Loans Charged-off: Total real estate loans0.3382%672
Percentage Net Loans Charged-off:Construction & development-0.2295%8,179
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.4995%432
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.5022%436
Percentage Net Loans Charged-off: Commercial and industrial2.0726%1,024
Percentage Net Loans Charged-off: Loans to individuals-0.9121%9,126
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3776%2,160
Percentage Net Loans Charged-off: Total real estate loans0.0055%3,718
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0072%3,069
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0072%2,898
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,805
Percentage Net Loans Charged-off: Loans to individuals3.0828%411
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1082%4,483
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0022%7,844
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0088%7,768
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0503%10,099
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%8,805
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%8,856
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%8,921
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%9,922
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%11,197
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA