Home > Azle State Bank > Income and Expense
Azle State Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,895,000 | 8,807 |
| Total interest expense | $726,000 | 9,136 |
| Net interest income | $1,169,000 | 8,399 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $215,000 | 7,399 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 5,258 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 9,338 |
| Total noninterest expense | $918,000 | 8,378 |
| Salaries and employee benefits | $475,000 | 8,511 |
| Premises and equipment expense | $138,000 | 7,911 |
| Additional noninterest expense | $305,000 | 8,075 |
| Pre-tax net operating income | $466,000 | 7,552 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $137,000 | 7,022 |
| Income before extraordinary items | $329,000 | 7,654 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $329,000 | 7,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,015 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $329,000 | 7,573 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,867,000 | 4,569 |
| Total interest expense | $2,615,000 | 5,239 |
| Net interest income | $4,252,000 | 4,021 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $755,000 | 3,742 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $644,000 | 2,034 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,492 |
| Total noninterest expense | $2,889,000 | 4,224 |
| Salaries and employee benefits | $1,616,000 | 3,986 |
| Premises and equipment expense | $437,000 | 4,138 |
| Additional noninterest expense | $836,000 | 4,578 |
| Pre-tax net operating income | $2,058,000 | 3,442 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $556,000 | 3,901 |
| Income before extraordinary items | $1,502,000 | 3,358 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,502,000 | 3,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,088 |
| Cash dividends | $405,000 | 3,909 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,502,000 | 3,282 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,440,000 | 4,905 |
| Total interest expense | $2,458,000 | 5,572 |
| Net interest income | $3,982,000 | 4,343 |
| Provision for loan and lease losses | $30,000 | 7,397 |
| Total noninterest income | $720,000 | 4,026 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $584,000 | 2,325 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,251 |
| Total noninterest expense | $2,608,000 | 4,834 |
| Salaries and employee benefits | $1,487,000 | 4,342 |
| Premises and equipment expense | $432,000 | 4,270 |
| Additional noninterest expense | $689,000 | 5,805 |
| Pre-tax net operating income | $2,064,000 | 3,335 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $532,000 | 3,950 |
| Income before extraordinary items | $1,532,000 | 3,134 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,532,000 | 3,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,885 |
| Cash dividends | $354,000 | 4,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,532,000 | 3,093 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,158,000 | 5,091 |
| Total interest expense | $2,450,000 | 5,653 |
| Net interest income | $3,708,000 | 4,625 |
| Provision for loan and lease losses | $54,000 | 6,067 |
| Total noninterest income | $704,000 | 4,069 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $521,000 | 2,600 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 5,373 |
| Total noninterest expense | $2,670,000 | 4,712 |
| Salaries and employee benefits | $1,431,000 | 4,462 |
| Premises and equipment expense | $406,000 | 4,486 |
| Additional noninterest expense | $833,000 | 5,090 |
| Pre-tax net operating income | $1,688,000 | 4,043 |
| Securities gains (losses) | $-31,000 | 10,864 |
| Applicable income taxes | $341,000 | 5,550 |
| Income before extraordinary items | $1,316,000 | 3,639 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,316,000 | 3,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,966 |
| Cash dividends | $507,000 | 3,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,340,490 | 3,554 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,612,000 | 5,150 |
| Total interest expense | $2,019,000 | 5,576 |
| Net interest income | $3,593,000 | 4,832 |
| Provision for loan and lease losses | $20,000 | 7,754 |
| Total noninterest income | $705,000 | 4,106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $472,000 | 2,924 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 4,786 |
| Total noninterest expense | $2,834,000 | 4,632 |
| Salaries and employee benefits | $1,368,000 | 4,669 |
| Premises and equipment expense | $382,000 | 4,770 |
| Additional noninterest expense | $1,084,000 | 4,405 |
| Pre-tax net operating income | $1,444,000 | 4,555 |
| Securities gains (losses) | $-20,000 | 10,331 |
| Applicable income taxes | $299,000 | 5,888 |
| Income before extraordinary items | $1,125,000 | 4,097 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,125,000 | 4,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,200 |
| Cash dividends | $322,000 | 4,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,140,800 | 4,086 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,211,000 | 5,573 |
| Total interest expense | $1,917,000 | 6,050 |
| Net interest income | $3,294,000 | 5,222 |
| Provision for loan and lease losses | $68,000 | 6,717 |
| Total noninterest income | $609,000 | 4,901 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $480,000 | 2,916 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 7,048 |
| Total noninterest expense | $2,561,000 | 5,168 |
| Salaries and employee benefits | $1,287,000 | 4,925 |
| Premises and equipment expense | $384,000 | 4,877 |
| Additional noninterest expense | $890,000 | 5,420 |
| Pre-tax net operating income | $1,274,000 | 4,945 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $280,000 | 6,335 |
| Income before extraordinary items | $994,000 | 4,732 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $994,000 | 4,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,739 |
| Cash dividends | $406,000 | 3,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $994,000 | 4,484 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,554,000 | 5,853 |
| Total interest expense | $2,347,000 | 6,293 |
| Net interest income | $3,207,000 | 5,393 |
| Provision for loan and lease losses | $46,000 | 9,271 |
| Total noninterest income | $651,000 | 4,669 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $467,000 | 2,992 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $184,000 | 5,950 |
| Total noninterest expense | $2,533,000 | 5,254 |
| Salaries and employee benefits | $1,213,000 | 5,106 |
| Premises and equipment expense | $367,000 | 5,151 |
| Additional noninterest expense | $953,000 | 5,258 |
| Pre-tax net operating income | $1,279,000 | 4,670 |
| Securities gains (losses) | $117,000 | 2,758 |
| Applicable income taxes | $407,000 | 4,722 |
| Income before extraordinary items | $989,000 | 4,557 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $989,000 | 4,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 5,184 |
| Cash dividends | $354,000 | 3,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $905,930 | 4,592 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.