Home > AYARS STATE BANK > Assets and Liabilities
AYARS STATE BANK, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 8 | 9,289 |
| Assets and Liabilities | ||
| Total Assets: | $24,199,000 | 9,005 |
| Cash and due from depository institutions | $1,059,000 | 9,289 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $5,064,000 | 8,651 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $15,948,000 | 8,509 |
| Loan loss allowance | $229,000 | 8,119 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $228,000 | 8,902 |
| Other real estate owned | $0 | 9,289 |
| Goodwill and other intangibles | $890,000 | 1,547 |
| All other assets | $1,010,000 | 6,174 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,199,000 | 9,005 |
| Total liabilities | $20,592,000 | 9,056 |
| Total deposits | $20,160,000 | 8,978 |
| Interest-bearing deposits | $18,366,000 | 8,831 |
| Deposits held in domestic offices | $20,160,000 | 8,976 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $161,000 | 3,910 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $271,000 | 7,261 |
| Total equity capital | $3,607,000 | 8,137 |
| Total bank equity capital | $3,607,000 | 8,137 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $300,000 | 5,720 |
| Surplus | $3,150,000 | 4,196 |
| Undivided profits | $157,000 | 8,925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000 | 8,643 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $247,000 | 7,130 |
| Earning assets | $21,012,000 | 9,074 |
| Long-term assets (5+ years) | $3,534,000 | 6,910 |
| Average Assets, year-to-date | $24,792,800 | 8,836 |
| Average Assets, quarterly | $24,257,500 | 8,967 |
| Volatile liabilities | $2,482,000 | 8,705 |
| Insider loans | $66,000 | 8,366 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,584,000 | 7,884 |
| Tier 1 (core) risk-based capital | $2,819,000 | 8,852 |
| Tier 2 risk-based capital | $200,890 | 8,173 |
| Total risk weighted assets | $16,042,890 | 8,732 |
| Total unused commitments | $1,584,000 | 7,890 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 9 | 9,249 |
| Assets and Liabilities | ||
| Total Assets: | $24,749,000 | 9,110 |
| Cash and due from depository institutions | $708,000 | 9,249 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $5,460,000 | 8,606 |
| Federal funds sold & reverse repurchase agreements | $1,465,000 | 6,440 |
| Net loans & leases | $15,032,000 | 8,696 |
| Loan loss allowance | $191,000 | 8,663 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $262,000 | 8,874 |
| Other real estate owned | $0 | 9,249 |
| Goodwill and other intangibles | $965,000 | 1,453 |
| All other assets | $857,000 | 6,462 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,749,000 | 9,110 |
| Total liabilities | $21,114,000 | 9,154 |
| Total deposits | $20,718,000 | 9,087 |
| Interest-bearing deposits | $18,708,000 | 8,942 |
| Deposits held in domestic offices | $20,718,000 | 9,087 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $396,000 | 6,570 |
| Total equity capital | $3,635,000 | 8,250 |
| Total bank equity capital | $3,635,000 | 8,250 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $300,000 | 5,797 |
| Surplus | $3,150,000 | 4,062 |
| Undivided profits | $185,000 | 9,447 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $237,000 | 7,416 |
| Earning assets | $21,957,000 | 9,158 |
| Long-term assets (5+ years) | $3,710,000 | 6,819 |
| Average Assets, year-to-date | $24,339,400 | 8,993 |
| Average Assets, quarterly | $24,375,000 | 9,087 |
| Volatile liabilities | $2,288,000 | 8,779 |
| Insider loans | $66,000 | 8,455 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,013,000 | 7,443 |
| Tier 1 (core) risk-based capital | $2,633,000 | 9,048 |
| Tier 2 risk-based capital | $191,000 | 8,359 |
| Total risk weighted assets | $15,607,800 | 8,894 |
| Total unused commitments | $2,013,000 | 7,455 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 9 | 9,630 |
| Assets and Liabilities | ||
| Total Assets: | $25,062,000 | 9,335 |
| Cash and due from depository institutions | $369,000 | 9,630 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $6,836,000 | 8,505 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $15,796,000 | 8,900 |
| Loan loss allowance | $157,000 | 9,368 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $155,000 | 9,806 |
| Other real estate owned | $0 | 9,630 |
| Goodwill and other intangibles | $1,040,000 | 1,322 |
| All other assets | $866,000 | 6,602 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,062,000 | 9,335 |
| Total liabilities | $21,539,000 | 9,418 |
| Total deposits | $21,117,000 | 9,348 |
| Interest-bearing deposits | $19,619,000 | 9,095 |
| Deposits held in domestic offices | $21,117,000 | 9,346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,000 | 3,688 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $379,000 | 6,922 |
| Total equity capital | $3,523,000 | 8,500 |
| Total bank equity capital | $3,523,000 | 8,500 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $300,000 | 6,047 |
| Surplus | $3,150,000 | 4,023 |
| Undivided profits | $73,000 | 10,155 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 9,747 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $260,000 | 7,348 |
| Earning assets | $22,632,000 | 9,353 |
| Long-term assets (5+ years) | $4,097,000 | 6,444 |
| Average Assets, year-to-date | $26,813,200 | 9,042 |
| Average Assets, quarterly | $25,598,000 | 9,245 |
| Volatile liabilities | $3,441,000 | 8,166 |
| Insider loans | $80,000 | 8,662 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,211,000 | 8,451 |
| Tier 1 (core) risk-based capital | $2,479,000 | 9,467 |
| Tier 2 risk-based capital | $157,000 | 9,036 |
| Total risk weighted assets | $15,570,900 | 9,115 |
| Total unused commitments | $1,211,000 | 8,460 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 8 | 10,360 |
| Assets and Liabilities | ||
| Total Assets: | $29,370,000 | 9,280 |
| Cash and due from depository institutions | $475,000 | 10,360 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $8,651,000 | 8,385 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $18,081,000 | 8,783 |
| Loan loss allowance | $143,000 | 9,971 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $173,000 | 10,080 |
| Other real estate owned | $2,000 | 10,360 |
| Goodwill and other intangibles | $1,098,000 | 1,226 |
| All other assets | $890,000 | 6,727 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,370,000 | 9,280 |
| Total liabilities | $25,935,000 | 9,286 |
| Total deposits | $23,100,000 | 9,494 |
| Interest-bearing deposits | $21,204,000 | 9,258 |
| Deposits held in domestic offices | $23,100,000 | 9,492 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,381,000 | 2,534 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,100,000 | 3,239 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $354,000 | 7,258 |
| Total equity capital | $3,435,000 | 8,752 |
| Total bank equity capital | $3,435,000 | 8,752 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $300,000 | 6,402 |
| Surplus | $3,150,000 | 4,081 |
| Undivided profits | $-15,000 | 10,832 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $253,000 | 6,080 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $288,000 | 7,078 |
| Earning assets | $26,732,000 | 9,269 |
| Long-term assets (5+ years) | $401,000 | 9,433 |
| Average Assets, year-to-date | $28,743,600 | 9,202 |
| Average Assets, quarterly | $30,022,500 | 9,163 |
| Volatile liabilities | $6,203,000 | 6,413 |
| Insider loans | $187,000 | 7,849 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,089,000 | 8,702 |
| Tier 1 (core) risk-based capital | $2,362,000 | 9,889 |
| Tier 2 risk-based capital | $143,000 | 9,598 |
| Total risk weighted assets | $17,675,200 | 9,042 |
| Total unused commitments | $1,089,000 | 8,715 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 10 | 10,247 |
| Assets and Liabilities | ||
| Total Assets: | $27,806,000 | 9,769 |
| Cash and due from depository institutions | $380,000 | 10,247 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $7,387,000 | 9,230 |
| Federal funds sold & reverse repurchase agreements | $506,000 | 8,270 |
| Net loans & leases | $18,489,000 | 8,898 |
| Loan loss allowance | $118,000 | 10,734 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $153,000 | 10,626 |
| Other real estate owned | $0 | 10,247 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $891,000 | 6,874 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,806,000 | 9,769 |
| Total liabilities | $25,676,000 | 9,652 |
| Total deposits | $24,278,000 | 9,715 |
| Interest-bearing deposits | $22,370,000 | 9,412 |
| Deposits held in domestic offices | $24,278,000 | 9,712 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,100,000 | 2,809 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $298,000 | 8,293 |
| Total equity capital | $2,130,000 | 10,534 |
| Total bank equity capital | $2,130,000 | 10,534 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $300,000 | 6,747 |
| Surplus | $1,300,000 | 6,974 |
| Undivided profits | $530,000 | 10,232 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $155,000 | 7,298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $287,000 | 7,319 |
| Earning assets | $26,382,000 | 9,624 |
| Long-term assets (5+ years) | $453,000 | 9,727 |
| Average Assets, year-to-date | $26,384,400 | 9,782 |
| Average Assets, quarterly | $27,401,000 | 9,762 |
| Volatile liabilities | $5,437,000 | 6,649 |
| Insider loans | $439,000 | 6,025 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,476,000 | 8,168 |
| Tier 1 (core) risk-based capital | $2,186,000 | 10,407 |
| Tier 2 risk-based capital | $118,000 | 10,354 |
| Total risk weighted assets | $18,078,400 | 9,216 |
| Total unused commitments | $1,476,000 | 8,181 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 10 | 10,754 |
| Assets and Liabilities | ||
| Total Assets: | $25,593,000 | 10,351 |
| Cash and due from depository institutions | $1,033,000 | 10,754 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $5,661,000 | 10,545 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $17,822,000 | 9,185 |
| Loan loss allowance | $93,000 | 11,662 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $122,000 | 11,410 |
| Other real estate owned | $0 | 10,754 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $955,000 | 6,932 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,593,000 | 10,351 |
| Total liabilities | $23,746,000 | 10,217 |
| Total deposits | $18,032,000 | 10,946 |
| Interest-bearing deposits | $15,956,000 | 10,820 |
| Deposits held in domestic offices | $18,032,000 | 10,942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,517,000 | 1,704 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $197,000 | 9,080 |
| Total equity capital | $1,847,000 | 11,154 |
| Total bank equity capital | $1,847,000 | 11,154 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $300,000 | 7,125 |
| Surplus | $1,300,000 | 7,100 |
| Undivided profits | $247,000 | 10,945 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 11,336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $251,000 | 7,432 |
| Earning assets | $23,483,000 | 10,306 |
| Long-term assets (5+ years) | $702,000 | 9,853 |
| Average Assets, year-to-date | $25,398,400 | 10,324 |
| Average Assets, quarterly | $25,379,500 | 10,357 |
| Volatile liabilities | $6,517,000 | 5,815 |
| Insider loans | $678,000 | 4,759 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,139,000 | 7,293 |
| Tier 1 (core) risk-based capital | $2,076,000 | 10,888 |
| Tier 2 risk-based capital | $93,000 | 11,348 |
| Total risk weighted assets | $17,014,300 | 9,638 |
| Total unused commitments | $2,139,000 | 7,307 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 11 | 10,972 |
| Assets and Liabilities | ||
| Total Assets: | $25,795,000 | 10,767 |
| Cash and due from depository institutions | $635,000 | 10,972 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $9,782,000 | 9,169 |
| Federal funds sold & reverse repurchase agreements | $257,000 | 9,775 |
| Net loans & leases | $14,276,000 | 10,227 |
| Loan loss allowance | $90,000 | 12,279 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $124,000 | 11,934 |
| Other real estate owned | $0 | 10,972 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $721,000 | 7,648 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,795,000 | 10,767 |
| Total liabilities | $23,807,000 | 10,670 |
| Total deposits | $19,051,000 | 11,317 |
| Interest-bearing deposits | $16,608,000 | 11,244 |
| Deposits held in domestic offices | $19,051,000 | 11,315 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,582,000 | 1,565 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $174,000 | 9,816 |
| Total equity capital | $1,988,000 | 11,374 |
| Total bank equity capital | $1,988,000 | 11,374 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $300,000 | 7,497 |
| Surplus | $1,000,000 | 8,047 |
| Undivided profits | $688,000 | 10,331 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $232,000 | 7,141 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $164,000 | 9,072 |
| Earning assets | $24,315,000 | 10,625 |
| Long-term assets (5+ years) | $1,023,000 | 9,937 |
| Average Assets, year-to-date | $25,179,400 | 10,765 |
| Average Assets, quarterly | $26,323,000 | 10,638 |
| Volatile liabilities | $5,694,000 | 6,067 |
| Insider loans | $305,000 | 7,223 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $105,000 | 11,820 |
| Tier 1 (core) risk-based capital | $1,988,000 | 11,342 |
| Tier 2 risk-based capital | $90,000 | 11,838 |
| Total risk weighted assets | $13,874,700 | 10,667 |
| Total unused commitments | $105,000 | 11,826 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 11 | 11,407 |
| Assets and Liabilities | ||
| Total Assets: | $23,864,000 | 11,391 |
| Cash and due from depository institutions | $632,000 | 11,407 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $9,732,000 | 9,267 |
| Federal funds sold & reverse repurchase agreements | $531,000 | 10,013 |
| Net loans & leases | $12,083,000 | 11,035 |
| Loan loss allowance | $70,000 | 13,114 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $137,000 | 12,270 |
| Other real estate owned | $35,000 | 11,407 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $714,000 | 7,972 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,864,000 | 11,391 |
| Total liabilities | $22,028,000 | 11,307 |
| Total deposits | $17,748,000 | 11,967 |
| Interest-bearing deposits | $16,214,000 | 11,706 |
| Deposits held in domestic offices | $17,748,000 | 11,966 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,102,000 | 1,516 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $178,000 | 10,525 |
| Total equity capital | $1,836,000 | 11,798 |
| Total bank equity capital | $1,836,000 | 11,798 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $300,000 | 7,882 |
| Surplus | $1,000,000 | 8,050 |
| Undivided profits | $536,000 | 10,912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $39,000 | 11,553 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $182,000 | 9,141 |
| Earning assets | $22,346,000 | 11,222 |
| Long-term assets (5+ years) | $4,251,000 | 6,983 |
| Average Assets, year-to-date | $23,643,000 | 11,292 |
| Average Assets, quarterly | $24,363,000 | 11,256 |
| Volatile liabilities | $5,288,000 | 6,333 |
| Insider loans | $765,000 | 1,152 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $139,000 | 11,944 |
| Tier 1 (core) risk-based capital | $1,836,000 | 11,760 |
| Tier 2 risk-based capital | $70,000 | 12,723 |
| Total risk weighted assets | $12,594,100 | 11,304 |
| Total unused commitments | $139,000 | 11,956 |
| Derivatives | $0 | 651 |