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Axos Bank, Income and Expense

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2025-03-31 (YTD Data)		Rank
Total interest income	$419,870,000	68
Total interest expense	$153,067,000	71
Net interest income	$266,803,000	68
Provision for loan and lease losses	$27,451,000	55
Total noninterest income	$6,639,000	402
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$954,000	350
Trading account gains and fees	$137,000	87
Additional Noninterest Income	$5,548,000	329
Total noninterest expense	$118,178,000	101
Salaries and employee benefits	$51,795,000	113
Premises and equipment expense	$7,509,000	130
Additional noninterest expense	$5,548,000	329
Pre-tax net operating income	$127,813,000	68
Securities gains (losses)	$0	665
Applicable income taxes	$38,485,000	49
Income before extraordinary items	$89,328,000	75
Extraordinary gains, net	$0	47
Net income	$89,328,000	76
Minority interest net income	$0	65
Net income of bank and minority interests.	$89,328,000	75
Net charge-offs	$4,405,000	146
Cash dividends	$40,000,000	77
Sale, conversion, retirement of capital stock, net	$80,000	318
Net operating income	$89,328,000	76
2024-12-31 (YTD Data)		Rank
Total interest income	$1,758,596,000	66
Total interest expense	$725,581,000	69
Net interest income	$1,033,015,000	66
Provision for loan and lease losses	$56,432,000	79
Total noninterest income	$16,312,000	555
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$4,220,000	313
Trading account gains and fees	$-112,000	1,153
Additional Noninterest Income	$12,204,000	500
Total noninterest expense	$448,538,000	107
Salaries and employee benefits	$194,973,000	112
Premises and equipment expense	$26,936,000	137
Additional noninterest expense	$12,204,000	500
Pre-tax net operating income	$544,357,000	62
Securities gains (losses)	$0	940
Applicable income taxes	$159,503,000	45
Income before extraordinary items	$384,854,000	66
Extraordinary gains, net	$0	53
Net income	$384,854,000	68
Minority interest net income	$0	90
Net income of bank and minority interests.	$384,854,000	67
Net charge-offs	$18,893,000	138
Cash dividends	$140,000,000	98
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$384,854,000	67
2024-09-30 (YTD Data)		Rank
Total interest income	$1,312,542,000	69
Total interest expense	$554,161,000	71
Net interest income	$758,381,000	70
Provision for loan and lease losses	$42,741,000	78
Total noninterest income	$17,368,000	428
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$1,670,000	511
Trading account gains and fees	$23,000	131
Additional Noninterest Income	$15,675,000	340
Total noninterest expense	$334,062,000	107
Salaries and employee benefits	$144,267,000	115
Premises and equipment expense	$19,983,000	138
Additional noninterest expense	$15,675,000	340
Pre-tax net operating income	$398,946,000	65
Securities gains (losses)	$0	930
Applicable income taxes	$115,192,000	48
Income before extraordinary items	$283,754,000	70
Extraordinary gains, net	$0	51
Net income	$283,754,000	71
Minority interest net income	$0	82
Net income of bank and minority interests.	$283,754,000	71
Net charge-offs	$13,896,000	129
Cash dividends	$100,000,000	94
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$283,754,000	70
2024-06-30 (YTD Data)		Rank
Total interest income	$854,934,000	68
Total interest expense	$366,334,000	70
Net interest income	$488,600,000	70
Provision for loan and lease losses	$24,246,000	85
Total noninterest income	$14,414,000	383
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$884,000	624
Trading account gains and fees	$273,000	106
Additional Noninterest Income	$13,257,000	290
Total noninterest expense	$215,867,000	108
Salaries and employee benefits	$92,377,000	117
Premises and equipment expense	$13,291,000	134
Additional noninterest expense	$13,257,000	290
Pre-tax net operating income	$262,901,000	67
Securities gains (losses)	$0	628
Applicable income taxes	$73,732,000	50
Income before extraordinary items	$189,169,000	69
Extraordinary gains, net	$0	52
Net income	$189,169,000	71
Minority interest net income	$0	84
Net income of bank and minority interests.	$189,169,000	70
Net charge-offs	$5,707,000	172
Cash dividends	$60,000,000	95
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$189,169,000	73
2024-03-31 (YTD Data)		Rank
Total interest income	$422,580,000	68
Total interest expense	$177,482,000	69
Net interest income	$245,098,000	70
Provision for loan and lease losses	$10,709,000	89
Total noninterest income	$7,370,000	364
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$553,000	506
Trading account gains and fees	$98,000	77
Additional Noninterest Income	$6,719,000	284
Total noninterest expense	$105,326,000	108
Salaries and employee benefits	$45,817,000	117
Premises and equipment expense	$6,232,000	148
Additional noninterest expense	$6,719,000	284
Pre-tax net operating income	$136,433,000	60
Securities gains (losses)	$0	689
Applicable income taxes	$38,559,000	49
Income before extraordinary items	$97,874,000	65
Extraordinary gains, net	$0	51
Net income	$97,874,000	66
Minority interest net income	$0	72
Net income of bank and minority interests.	$97,874,000	65
Net charge-offs	$3,228,000	155
Cash dividends	$30,000,000	85
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$97,874,000	66
2023-12-31 (YTD Data)		Rank
Total interest income	$1,398,049,000	72
Total interest expense	$548,088,000	72
Net interest income	$849,961,000	78
Provision for loan and lease losses	$-41,745,000	4,555
Total noninterest income	$71,394,000	195
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$4,807,000	282
Trading account gains and fees	$1,139,000	61
Additional Noninterest Income	$65,448,000	144
Total noninterest expense	$393,590,000	113
Salaries and employee benefits	$160,672,000	124
Premises and equipment expense	$20,285,000	168
Additional noninterest expense	$65,448,000	144
Pre-tax net operating income	$569,510,000	58
Securities gains (losses)	$0	988
Applicable income taxes	$169,859,000	46
Income before extraordinary items	$399,651,000	63
Extraordinary gains, net	$0	54
Net income	$399,651,000	65
Minority interest net income	$0	88
Net income of bank and minority interests.	$399,651,000	64
Net charge-offs	$6,315,000	216
Cash dividends	$95,000,000	116
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$399,651,000	64
2023-09-30 (YTD Data)		Rank
Total interest income	$1,007,158,000	75
Total interest expense	$387,351,000	71
Net interest income	$619,807,000	82
Provision for loan and lease losses	$19,500,000	117
Total noninterest income	$19,611,000	375
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$1,957,000	444
Trading account gains and fees	$908,000	61
Additional Noninterest Income	$16,746,000	302
Total noninterest expense	$293,250,000	114
Salaries and employee benefits	$116,942,000	128
Premises and equipment expense	$14,675,000	171
Additional noninterest expense	$16,746,000	302
Pre-tax net operating income	$326,668,000	73
Securities gains (losses)	$0	849
Applicable income taxes	$96,454,000	60
Income before extraordinary items	$230,214,000	76
Extraordinary gains, net	$0	52
Net income	$230,214,000	76
Minority interest net income	$0	81
Net income of bank and minority interests.	$230,214,000	76
Net charge-offs	$4,599,000	192
Cash dividends	$65,000,000	118
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$230,214,000	77
2023-06-30 (YTD Data)		Rank
Total interest income	$646,972,000	71
Total interest expense	$240,687,000	70
Net interest income	$406,285,000	82
Provision for loan and lease losses	$12,500,000	117
Total noninterest income	$12,245,000	385
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$1,260,000	445
Trading account gains and fees	$631,000	59
Additional Noninterest Income	$10,354,000	309
Total noninterest expense	$193,349,000	114
Salaries and employee benefits	$76,117,000	128
Premises and equipment expense	$9,675,000	167
Additional noninterest expense	$10,354,000	309
Pre-tax net operating income	$212,681,000	74
Securities gains (losses)	$0	938
Applicable income taxes	$61,230,000	64
Income before extraordinary items	$151,451,000	75
Extraordinary gains, net	$0	51
Net income	$151,451,000	77
Minority interest net income	$0	81
Net income of bank and minority interests.	$151,451,000	75
Net charge-offs	$3,038,000	179
Cash dividends	$35,000,000	132
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$151,451,000	76
2023-03-31 (YTD Data)		Rank
Total interest income	$303,434,000	78
Total interest expense	$102,942,000	72
Net interest income	$200,492,000	81
Provision for loan and lease losses	$5,500,000	135
Total noninterest income	$6,257,000	383
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$649,000	446
Trading account gains and fees	$125,000	80
Additional Noninterest Income	$5,483,000	296
Total noninterest expense	$98,067,000	117
Salaries and employee benefits	$37,438,000	137
Premises and equipment expense	$4,882,000	175
Additional noninterest expense	$5,483,000	296
Pre-tax net operating income	$103,182,000	75
Securities gains (losses)	$0	950
Applicable income taxes	$31,509,000	64
Income before extraordinary items	$71,673,000	81
Extraordinary gains, net	$0	4
Net income	$71,673,000	81
Minority interest net income	$0	48
Net income of bank and minority interests.	$71,673,000	81
Net charge-offs	$1,425,000	177
Cash dividends	$5,000,000	261
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$71,673,000	81
2022-12-31 (YTD Data)		Rank
Total interest income	$842,852,000	88
Total interest expense	$132,466,000	77
Net interest income	$710,386,000	90
Provision for loan and lease losses	$24,500,000	98
Total noninterest income	$32,176,000	340
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$4,796,000	287
Trading account gains and fees	$4,182,000	51
Additional Noninterest Income	$23,198,000	307
Total noninterest expense	$344,162,000	127
Salaries and employee benefits	$132,057,000	145
Premises and equipment expense	$20,453,000	165
Additional noninterest expense	$23,198,000	307
Pre-tax net operating income	$373,900,000	90
Securities gains (losses)	$0	691
Applicable income taxes	$113,915,000	69
Income before extraordinary items	$259,985,000	99
Extraordinary gains, net	$0	5
Net income	$259,985,000	99
Minority interest net income	$0	63
Net income of bank and minority interests.	$259,985,000	99
Net charge-offs	$6,022,000	128
Cash dividends	$20,000,000	292
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$259,985,000	99
2022-09-30 (YTD Data)		Rank
Total interest income	$567,589,000	91
Total interest expense	$58,548,000	81
Net interest income	$509,041,000	92
Provision for loan and lease losses	$21,500,000	83
Total noninterest income	$24,383,000	346
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$2,211,000	425
Trading account gains and fees	$4,160,000	46
Additional Noninterest Income	$18,012,000	315
Total noninterest expense	$247,338,000	135
Salaries and employee benefits	$97,119,000	145
Premises and equipment expense	$15,599,000	167
Additional noninterest expense	$18,012,000	315
Pre-tax net operating income	$264,586,000	96
Securities gains (losses)	$0	740
Applicable income taxes	$80,799,000	76
Income before extraordinary items	$183,787,000	106
Extraordinary gains, net	$0	4
Net income	$183,787,000	106
Minority interest net income	$0	57
Net income of bank and minority interests.	$183,787,000	106
Net charge-offs	$4,267,000	135
Cash dividends	$15,000,000	264
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$183,787,000	106
2022-06-30 (YTD Data)		Rank
Total interest income	$347,024,000	93
Total interest expense	$20,850,000	89
Net interest income	$326,174,000	94
Provision for loan and lease losses	$12,750,000	75
Total noninterest income	$17,044,000	329
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$1,454,000	429
Trading account gains and fees	$3,899,000	44
Additional Noninterest Income	$11,691,000	328
Total noninterest expense	$146,781,000	139
Salaries and employee benefits	$63,310,000	143
Premises and equipment expense	$10,352,000	165
Additional noninterest expense	$73,119,000	110
Pre-tax net operating income	$183,687,000	88
Securities gains (losses)	$0	687
Applicable income taxes	$56,083,000	67
Income before extraordinary items	$127,604,000	94
Extraordinary gains, net	$0	4
Net income	$127,604,000	94
Minority interest net income	$0	60
Net income of bank and minority interests.	$127,604,000	94
Net charge-offs	$2,372,000	152
Cash dividends	$10,000,000	268
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$127,604,000	93
2022-03-31 (YTD Data)		Rank
Total interest income	$161,765,000	94
Total interest expense	$7,937,000	94
Net interest income	$153,828,000	94
Provision for loan and lease losses	$5,500,000	67
Total noninterest income	$9,671,000	312
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$657,000	454
Trading account gains and fees	$1,634,000	50
Additional Noninterest Income	$7,380,000	293
Total noninterest expense	$64,005,000	146
Salaries and employee benefits	$32,264,000	144
Premises and equipment expense	$5,244,000	162
Additional noninterest expense	$26,497,000	130
Pre-tax net operating income	$93,994,000	81
Securities gains (losses)	$0	623
Applicable income taxes	$27,990,000	65
Income before extraordinary items	$66,004,000	89
Extraordinary gains, net	$0	4
Net income	$66,004,000	89
Minority interest net income	$0	50
Net income of bank and minority interests.	$66,004,000	89
Net charge-offs	$1,617,000	127
Cash dividends	$5,000,000	253
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$66,004,000	89
2021-12-31 (YTD Data)		Rank
Total interest income	$621,850,000	99
Total interest expense	$44,856,000	81
Net interest income	$576,994,000	100
Provision for loan and lease losses	$11,950,000	48
Total noninterest income	$38,106,000	337
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$4,012,000	314
Trading account gains and fees	$-5,683,000	1,262
Additional Noninterest Income	$39,777,000	260
Total noninterest expense	$256,328,000	150
Salaries and employee benefits	$118,455,000	154
Premises and equipment expense	$25,229,000	140
Additional noninterest expense	$112,644,000	131
Pre-tax net operating income	$346,822,000	103
Securities gains (losses)	$0	2,062
Applicable income taxes	$105,452,000	80
Income before extraordinary items	$241,370,000	111
Extraordinary gains, net	$0	10
Net income	$241,370,000	111
Minority interest net income	$0	74
Net income of bank and minority interests.	$241,370,000	111
Net charge-offs	$7,858,000	134
Cash dividends	$50,000,000	177
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$241,370,000	110
2021-09-30 (YTD Data)		Rank
Total interest income	$464,972,000	100
Total interest expense	$36,061,000	78
Net interest income	$428,911,000	101
Provision for loan and lease losses	$7,950,000	49
Total noninterest income	$27,444,000	356
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$1,476,000	545
Trading account gains and fees	$-5,667,000	1,291
Additional Noninterest Income	$31,635,000	249
Total noninterest expense	$193,687,000	150
Salaries and employee benefits	$90,167,000	151
Premises and equipment expense	$19,417,000	141
Additional noninterest expense	$84,103,000	130
Pre-tax net operating income	$254,718,000	106
Securities gains (losses)	$0	2,015
Applicable income taxes	$78,133,000	87
Income before extraordinary items	$176,585,000	114
Extraordinary gains, net	$0	8
Net income	$176,585,000	113
Minority interest net income	$0	69
Net income of bank and minority interests.	$176,585,000	114
Net charge-offs	$7,568,000	121
Cash dividends	$35,000,000	170
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$176,585,000	113
2021-06-30 (YTD Data)		Rank
Total interest income	$308,289,000	97
Total interest expense	$27,306,000	74
Net interest income	$280,983,000	100
Provision for loan and lease losses	$3,950,000	69
Total noninterest income	$18,294,000	354
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$945,000	548
Trading account gains and fees	$-4,916,000	1,300
Additional Noninterest Income	$22,265,000	244
Total noninterest expense	$130,953,000	149
Salaries and employee benefits	$61,672,000	148
Premises and equipment expense	$14,001,000	134
Additional noninterest expense	$55,280,000	128
Pre-tax net operating income	$164,374,000	111
Securities gains (losses)	$0	1,818
Applicable income taxes	$50,064,000	86
Income before extraordinary items	$114,310,000	114
Extraordinary gains, net	$0	6
Net income	$114,310,000	114
Minority interest net income	$0	67
Net income of bank and minority interests.	$114,310,000	114
Net charge-offs	$7,388,000	102
Cash dividends	$20,000,000	173
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$114,310,000	114
2021-03-31 (YTD Data)		Rank
Total interest income	$154,227,000	100
Total interest expense	$15,343,000	73
Net interest income	$138,884,000	100
Provision for loan and lease losses	$2,700,000	66
Total noninterest income	$12,417,000	296
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$479,000	529
Trading account gains and fees	$-1,925,000	1,306
Additional Noninterest Income	$13,863,000	214
Total noninterest expense	$64,048,000	150
Salaries and employee benefits	$31,262,000	150
Premises and equipment expense	$6,094,000	149
Additional noninterest expense	$26,692,000	132
Pre-tax net operating income	$84,553,000	108
Securities gains (losses)	$0	1,392
Applicable income taxes	$26,029,000	85
Income before extraordinary items	$58,524,000	118
Extraordinary gains, net	$0	3
Net income	$58,524,000	118
Minority interest net income	$0	55
Net income of bank and minority interests.	$58,524,000	118
Net charge-offs	$990,000	185
Cash dividends	$5,000,000	236
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$58,524,000	118
2020-12-31 (YTD Data)		Rank
Total interest income	$628,349,000	99
Total interest expense	$99,900,000	81
Net interest income	$528,449,000	102
Provision for loan and lease losses	$54,800,000	133
Total noninterest income	$87,389,000	192
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$4,260,000	279
Trading account gains and fees	$76,000	128
Additional Noninterest Income	$83,053,000	154
Total noninterest expense	$236,862,000	153
Salaries and employee benefits	$120,626,000	148
Premises and equipment expense	$25,775,000	144
Additional noninterest expense	$90,461,000	150
Pre-tax net operating income	$324,176,000	68
Securities gains (losses)	$0	2,675
Applicable income taxes	$98,221,000	52
Income before extraordinary items	$225,955,000	82
Extraordinary gains, net	$0	4
Net income	$225,955,000	82
Minority interest net income	$0	72
Net income of bank and minority interests.	$225,955,000	82
Net charge-offs	$25,217,000	101
Cash dividends	$50,000,000	157
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$225,955,000	81
2020-09-30 (YTD Data)		Rank
Total interest income	$474,446,000	98
Total interest expense	$82,127,000	81
Net interest income	$392,319,000	103
Provision for loan and lease losses	$46,800,000	138
Total noninterest income	$69,032,000	178
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,708,000	468
Trading account gains and fees	$8,265,000	50
Additional Noninterest Income	$59,059,000	153
Total noninterest expense	$174,364,000	154
Salaries and employee benefits	$88,778,000	148
Premises and equipment expense	$19,663,000	140
Additional noninterest expense	$65,923,000	151
Pre-tax net operating income	$240,187,000	62
Securities gains (losses)	$0	2,494
Applicable income taxes	$72,798,000	47
Income before extraordinary items	$167,389,000	75
Extraordinary gains, net	$0	4
Net income	$167,389,000	75
Minority interest net income	$0	65
Net income of bank and minority interests.	$167,389,000	75
Net charge-offs	$20,699,000	98
Cash dividends	$45,000,000	125
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$167,389,000	72
2020-06-30 (YTD Data)		Rank
Total interest income	$326,400,000	97
Total interest expense	$61,005,000	83
Net interest income	$265,395,000	102
Provision for loan and lease losses	$35,000,000	146
Total noninterest income	$42,553,000	176
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$1,281,000	422
Trading account gains and fees	$4,482,000	54
Additional Noninterest Income	$36,790,000	148
Total noninterest expense	$112,963,000	158
Salaries and employee benefits	$57,456,000	153
Premises and equipment expense	$13,351,000	140
Additional noninterest expense	$42,156,000	153
Pre-tax net operating income	$159,985,000	49
Securities gains (losses)	$0	2,249
Applicable income taxes	$49,320,000	38
Income before extraordinary items	$110,665,000	60
Extraordinary gains, net	$0	4
Net income	$110,665,000	60
Minority interest net income	$0	65
Net income of bank and minority interests.	$110,665,000	60
Net charge-offs	$18,694,000	79
Cash dividends	$25,000,000	146
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$110,665,000	56
2020-03-31 (YTD Data)		Rank
Total interest income	$184,277,000	90
Total interest expense	$35,242,000	92
Net interest income	$149,035,000	93
Provision for loan and lease losses	$28,500,000	108
Total noninterest income	$21,134,000	157
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$667,000	461
Trading account gains and fees	$1,690,000	56
Additional Noninterest Income	$18,777,000	127
Total noninterest expense	$56,199,000	158
Salaries and employee benefits	$27,959,000	157
Premises and equipment expense	$6,197,000	151
Additional noninterest expense	$22,043,000	151
Pre-tax net operating income	$85,470,000	46
Securities gains (losses)	$0	1,705
Applicable income taxes	$25,365,000	38
Income before extraordinary items	$60,105,000	51
Extraordinary gains, net	$0	4
Net income	$60,105,000	51
Minority interest net income	$0	56
Net income of bank and minority interests.	$60,105,000	51
Net charge-offs	$904,000	255
Cash dividends	$25,000,000	115
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$60,105,000	49
2019-12-31 (YTD Data)		Rank
Total interest income	$594,843,000	108
Total interest expense	$154,957,000	94
Net interest income	$439,886,000	118
Provision for loan and lease losses	$29,000,000	88
Total noninterest income	$57,705,000	209
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$3,419,000	381
Trading account gains and fees	$-1,290,000	1,476
Additional Noninterest Income	$55,576,000	166
Total noninterest expense	$204,408,000	164
Salaries and employee benefits	$101,815,000	167
Premises and equipment expense	$27,894,000	134
Additional noninterest expense	$74,699,000	158
Pre-tax net operating income	$264,183,000	112
Securities gains (losses)	$21,000	1,630
Applicable income taxes	$75,484,000	86
Income before extraordinary items	$188,720,000	118
Extraordinary gains, net	$0	11
Net income	$188,720,000	117
Minority interest net income	$0	76
Net income of bank and minority interests.	$188,720,000	118
Net charge-offs	$23,389,000	90
Cash dividends	$80,000,000	138
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$188,703,410	118
2019-09-30 (YTD Data)		Rank
Total interest income	$448,543,000	107
Total interest expense	$117,481,000	95
Net interest income	$331,062,000	118
Provision for loan and lease losses	$24,500,000	85
Total noninterest income	$44,933,000	199
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$1,031,000	868
Trading account gains and fees	$-402,000	1,524
Additional Noninterest Income	$44,304,000	151
Total noninterest expense	$151,123,000	161
Salaries and employee benefits	$75,908,000	167
Premises and equipment expense	$19,542,000	140
Additional noninterest expense	$55,673,000	159
Pre-tax net operating income	$200,372,000	111
Securities gains (losses)	$21,000	1,403
Applicable income taxes	$56,908,000	90
Income before extraordinary items	$143,485,000	116
Extraordinary gains, net	$0	11
Net income	$143,485,000	116
Minority interest net income	$0	72
Net income of bank and minority interests.	$143,485,000	116
Net charge-offs	$18,979,000	88
Cash dividends	$65,000,000	129
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$143,468,410	117
2019-06-30 (YTD Data)		Rank
Total interest income	$305,780,000	108
Total interest expense	$76,857,000	97
Net interest income	$228,923,000	117
Provision for loan and lease losses	$21,800,000	69
Total noninterest income	$31,726,000	188
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$738,000	807
Trading account gains and fees	$310,000	96
Additional Noninterest Income	$30,678,000	143
Total noninterest expense	$100,406,000	163
Salaries and employee benefits	$47,847,000	175
Premises and equipment expense	$12,389,000	146
Additional noninterest expense	$40,170,000	149
Pre-tax net operating income	$138,443,000	106
Securities gains (losses)	$21,000	1,032
Applicable income taxes	$39,580,000	89
Income before extraordinary items	$98,884,000	117
Extraordinary gains, net	$0	11
Net income	$98,884,000	118
Minority interest net income	$0	69
Net income of bank and minority interests.	$98,884,000	118
Net charge-offs	$18,421,000	65
Cash dividends	$45,000,000	122
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$98,867,410	116
2019-03-31 (YTD Data)		Rank
Total interest income	$167,242,000	102
Total interest expense	$38,134,000	96
Net interest income	$129,108,000	101
Provision for loan and lease losses	$19,000,000	47
Total noninterest income	$18,924,000	164
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$373,000	796
Trading account gains and fees	$-499,000	1,706
Additional Noninterest Income	$19,050,000	122
Total noninterest expense	$51,337,000	164
Salaries and employee benefits	$24,114,000	174
Premises and equipment expense	$5,502,000	163
Additional noninterest expense	$21,721,000	143
Pre-tax net operating income	$77,695,000	98
Securities gains (losses)	$-821,000	5,345
Applicable income taxes	$22,431,000	81
Income before extraordinary items	$54,443,000	103
Extraordinary gains, net	$0	5
Net income	$54,443,000	103
Minority interest net income	$0	52
Net income of bank and minority interests.	$54,443,000	103
Net charge-offs	$960,000	222
Cash dividends	$30,000,000	95
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$55,091,590	103
2018-12-31 (YTD Data)		Rank
Total interest income	$529,074,000	111
Total interest expense	$131,936,000	83
Net interest income	$397,138,000	123
Provision for loan and lease losses	$26,350,000	86
Total noninterest income	$63,061,000	190
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$3,180,000	410
Trading account gains and fees	$865,000	82
Additional Noninterest Income	$59,016,000	149
Total noninterest expense	$172,056,000	188
Salaries and employee benefits	$88,618,000	183
Premises and equipment expense	$17,105,000	197
Additional noninterest expense	$66,333,000	175
Pre-tax net operating income	$261,793,000	108
Securities gains (losses)	$-387,000	5,237
Applicable income taxes	$80,254,000	88
Income before extraordinary items	$181,152,000	119
Extraordinary gains, net	$0	6
Net income	$181,152,000	119
Minority interest net income	$0	72
Net income of bank and minority interests.	$181,152,000	119
Net charge-offs	$18,250,000	100
Cash dividends	$101,600,000	108
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$181,457,730	119
2018-09-30 (YTD Data)		Rank
Total interest income	$394,311,000	110
Total interest expense	$94,180,000	82
Net interest income	$300,131,000	120
Provision for loan and lease losses	$21,400,000	83
Total noninterest income	$49,589,000	185
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$708,000	1,221
Trading account gains and fees	$1,072,000	73
Additional Noninterest Income	$47,809,000	146
Total noninterest expense	$126,682,000	187
Salaries and employee benefits	$64,589,000	182
Premises and equipment expense	$12,615,000	194
Additional noninterest expense	$49,478,000	174
Pre-tax net operating income	$201,638,000	106
Securities gains (losses)	$-387,000	5,378
Applicable income taxes	$63,371,000	81
Income before extraordinary items	$137,880,000	116
Extraordinary gains, net	$0	5
Net income	$137,880,000	116
Minority interest net income	$0	66
Net income of bank and minority interests.	$137,880,000	116
Net charge-offs	$16,886,000	89
Cash dividends	$71,600,000	97
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$138,185,730	116
2018-06-30 (YTD Data)		Rank
Total interest income	$268,369,000	108
Total interest expense	$58,396,000	82
Net interest income	$209,973,000	114
Provision for loan and lease losses	$20,800,000	65
Total noninterest income	$35,947,000	178
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$497,000	1,170
Trading account gains and fees	$1,498,000	62
Additional Noninterest Income	$33,952,000	141
Total noninterest expense	$81,769,000	194
Salaries and employee benefits	$41,807,000	187
Premises and equipment expense	$8,006,000	200
Additional noninterest expense	$31,956,000	176
Pre-tax net operating income	$143,351,000	99
Securities gains (losses)	$-254,000	5,437
Applicable income taxes	$46,950,000	77
Income before extraordinary items	$96,147,000	110
Extraordinary gains, net	$0	6
Net income	$96,147,000	110
Minority interest net income	$0	65
Net income of bank and minority interests.	$96,147,000	110
Net charge-offs	$17,255,000	72
Cash dividends	$66,600,000	79
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$96,347,660	111
2018-03-31 (YTD Data)		Rank
Total interest income	$147,305,000	103
Total interest expense	$27,377,000	83
Net interest income	$119,928,000	106
Provision for loan and lease losses	$16,900,000	50
Total noninterest income	$21,342,000	159
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$226,000	1,261
Trading account gains and fees	$1,381,000	52
Additional Noninterest Income	$19,735,000	124
Total noninterest expense	$40,421,000	196
Salaries and employee benefits	$20,885,000	181
Premises and equipment expense	$3,559,000	217
Additional noninterest expense	$15,977,000	172
Pre-tax net operating income	$83,949,000	85
Securities gains (losses)	$-254,000	5,544
Applicable income taxes	$28,813,000	59
Income before extraordinary items	$54,882,000	97
Extraordinary gains, net	$0	7
Net income	$54,882,000	97
Minority interest net income	$0	52
Net income of bank and minority interests.	$54,882,000	97
Net charge-offs	$452,000	327
Cash dividends	$1,600,000	503
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$55,082,660	96
2017-12-31 (YTD Data)		Rank
Total interest income	$427,029,000	112
Total interest expense	$81,942,000	83
Net interest income	$345,087,000	123
Provision for loan and lease losses	$10,062,000	152
Total noninterest income	$56,383,000	205
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$3,315,000	403
Trading account gains and fees	$-843,000	2,052
Additional Noninterest Income	$53,911,000	154
Total noninterest expense	$131,470,000	212
Salaries and employee benefits	$71,164,000	195
Premises and equipment expense	$12,880,000	227
Additional noninterest expense	$47,426,000	203
Pre-tax net operating income	$259,938,000	96
Securities gains (losses)	$609,000	198
Applicable income taxes	$109,776,000	91
Income before extraordinary items	$150,771,000	98
Extraordinary gains, net	$0	9
Net income	$150,771,000	98
Minority interest net income	$0	76
Net income of bank and minority interests.	$150,771,000	98
Net charge-offs	$5,384,000	203
Cash dividends	$6,400,000	538
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$150,381,240	99
2017-09-30 (YTD Data)		Rank
Total interest income	$316,537,000	111
Total interest expense	$59,093,000	84
Net interest income	$257,444,000	122
Provision for loan and lease losses	$6,062,000	182
Total noninterest income	$41,726,000	206
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$829,000	1,095
Trading account gains and fees	$-894,000	2,101
Additional Noninterest Income	$41,791,000	151
Total noninterest expense	$95,571,000	216
Salaries and employee benefits	$51,490,000	198
Premises and equipment expense	$9,507,000	229
Additional noninterest expense	$34,574,000	202
Pre-tax net operating income	$197,537,000	97
Securities gains (losses)	$815,000	150
Applicable income taxes	$83,567,000	76
Income before extraordinary items	$114,785,000	108
Extraordinary gains, net	$0	9
Net income	$114,785,000	108
Minority interest net income	$0	71
Net income of bank and minority interests.	$114,785,000	108
Net charge-offs	$4,891,000	167
Cash dividends	$4,800,000	524
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$114,263,400	108
2017-06-30 (YTD Data)		Rank
Total interest income	$210,286,000	111
Total interest expense	$36,944,000	83
Net interest income	$173,342,000	119
Provision for loan and lease losses	$5,062,000	159
Total noninterest income	$31,127,000	181
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$586,000	1,022
Trading account gains and fees	$-844,000	2,206
Additional Noninterest Income	$31,385,000	144
Total noninterest expense	$62,255,000	219
Salaries and employee benefits	$33,692,000	201
Premises and equipment expense	$6,286,000	232
Additional noninterest expense	$22,277,000	208
Pre-tax net operating income	$137,152,000	93
Securities gains (losses)	$815,000	101
Applicable income taxes	$58,300,000	74
Income before extraordinary items	$79,667,000	108
Extraordinary gains, net	$0	11
Net income	$79,667,000	108
Minority interest net income	$0	71
Net income of bank and minority interests.	$79,667,000	108
Net charge-offs	$5,158,000	125
Cash dividends	$3,200,000	514
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$79,145,400	108
2017-03-31 (YTD Data)		Rank
Total interest income	$109,913,000	108
Total interest expense	$17,668,000	84
Net interest income	$92,245,000	114
Provision for loan and lease losses	$4,862,000	106
Total noninterest income	$20,271,000	157
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$301,000	996
Trading account gains and fees	$-151,000	2,371
Additional Noninterest Income	$20,121,000	123
Total noninterest expense	$30,568,000	220
Salaries and employee benefits	$16,671,000	207
Premises and equipment expense	$3,005,000	240
Additional noninterest expense	$10,892,000	210
Pre-tax net operating income	$77,086,000	82
Securities gains (losses)	$-55,000	5,778
Applicable income taxes	$32,834,000	66
Income before extraordinary items	$44,197,000	95
Extraordinary gains, net	$0	8
Net income	$44,197,000	95
Minority interest net income	$0	55
Net income of bank and minority interests.	$44,197,000	95
Net charge-offs	$-197,000	5,724
Cash dividends	$1,600,000	485
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$44,232,200	95
2016-12-31 (YTD Data)		Rank
Total interest income	$359,207,000	120
Total interest expense	$64,789,000	75
Net interest income	$294,418,000	131
Provision for loan and lease losses	$9,900,000	165
Total noninterest income	$63,164,000	181
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$3,572,000	390
Trading account gains and fees	$262,000	126
Additional Noninterest Income	$59,330,000	142
Total noninterest expense	$112,939,000	230
Salaries and employee benefits	$60,950,000	217
Premises and equipment expense	$10,664,000	263
Additional noninterest expense	$41,325,000	219
Pre-tax net operating income	$234,743,000	96
Securities gains (losses)	$1,210,000	194
Applicable income taxes	$98,841,000	77
Income before extraordinary items	$137,112,000	107
Extraordinary gains, net	$0	5
Net income	$137,112,000	107
Minority interest net income	$0	82
Net income of bank and minority interests.	$137,112,000	107
Net charge-offs	$4,043,000	245
Cash dividends	$4,800,000	694
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$136,337,600	105
2016-09-30 (YTD Data)		Rank
Total interest income	$263,464,000	119
Total interest expense	$47,609,000	73
Net interest income	$215,855,000	132
Provision for loan and lease losses	$5,800,000	187
Total noninterest income	$48,522,000	175
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$648,000	1,365
Trading account gains and fees	$-1,123,000	5,976
Additional Noninterest Income	$48,997,000	136
Total noninterest expense	$84,114,000	226
Salaries and employee benefits	$44,872,000	221
Premises and equipment expense	$7,897,000	265
Additional noninterest expense	$31,345,000	215
Pre-tax net operating income	$174,463,000	98
Securities gains (losses)	$939,000	222
Applicable income taxes	$73,413,000	79
Income before extraordinary items	$101,989,000	106
Extraordinary gains, net	$0	5
Net income	$101,989,000	106
Minority interest net income	$0	71
Net income of bank and minority interests.	$101,989,000	106
Net charge-offs	$3,275,000	211
Cash dividends	$3,200,000	719
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$101,388,040	105
2016-06-30 (YTD Data)		Rank
Total interest income	$174,147,000	120
Total interest expense	$30,676,000	75
Net interest income	$143,471,000	131
Provision for loan and lease losses	$3,900,000	185
Total noninterest income	$36,652,000	160
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$375,000	1,509
Trading account gains and fees	$-1,038,000	6,050
Additional Noninterest Income	$37,315,000	123
Total noninterest expense	$55,135,000	229
Salaries and employee benefits	$28,989,000	227
Premises and equipment expense	$5,268,000	268
Additional noninterest expense	$20,878,000	213
Pre-tax net operating income	$121,088,000	91
Securities gains (losses)	$69,000	1,209
Applicable income taxes	$50,670,000	75
Income before extraordinary items	$70,487,000	101
Extraordinary gains, net	$0	16
Net income	$70,487,000	100
Minority interest net income	$0	71
Net income of bank and minority interests.	$70,487,000	100
Net charge-offs	$3,145,000	163
Cash dividends	$1,600,000	912
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$70,442,840	99
2016-03-31 (YTD Data)		Rank
Total interest income	$85,992,000	120
Total interest expense	$14,439,000	78
Net interest income	$71,553,000	130
Provision for loan and lease losses	$2,000,000	177
Total noninterest income	$21,624,000	136
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$199,000	1,429
Trading account gains and fees	$700,000	61
Additional Noninterest Income	$20,725,000	107
Total noninterest expense	$25,662,000	241
Salaries and employee benefits	$13,440,000	241
Premises and equipment expense	$2,480,000	279
Additional noninterest expense	$9,742,000	223
Pre-tax net operating income	$65,515,000	85
Securities gains (losses)	$-23,000	6,028
Applicable income taxes	$27,246,000	73
Income before extraordinary items	$38,246,000	98
Extraordinary gains, net	$0	12
Net income	$38,246,000	98
Minority interest net income	$0	62
Net income of bank and minority interests.	$38,246,000	98
Net charge-offs	$140,000	821
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$38,260,720	97
2015-12-31 (YTD Data)		Rank
Total interest income	$285,358,000	133
Total interest expense	$49,282,000	83
Net interest income	$236,076,000	148
Provision for loan and lease losses	$11,600,000	124
Total noninterest income	$37,237,000	264
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,228,000	1,018
Trading account gains and fees	$-1,112,000	6,175
Additional Noninterest Income	$37,121,000	196
Total noninterest expense	$81,326,000	294
Salaries and employee benefits	$44,006,000	282
Premises and equipment expense	$7,181,000	380
Additional noninterest expense	$30,139,000	266
Pre-tax net operating income	$180,387,000	101
Securities gains (losses)	$-413,000	6,138
Applicable income taxes	$74,996,000	89
Income before extraordinary items	$104,978,000	116
Extraordinary gains, net	$0	23
Net income	$104,978,000	116
Minority interest net income	$0	81
Net income of bank and minority interests.	$104,978,000	116
Net charge-offs	$-284,000	5,925
Cash dividends	$2,600,000	1,100
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$105,242,320	114
2015-09-30 (YTD Data)		Rank
Total interest income	$208,350,000	137
Total interest expense	$37,154,000	82
Net interest income	$171,196,000	149
Provision for loan and lease losses	$8,200,000	123
Total noninterest income	$23,585,000	300
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$840,000	1,112
Trading account gains and fees	$-284,000	6,253
Additional Noninterest Income	$23,029,000	228
Total noninterest expense	$57,154,000	316
Salaries and employee benefits	$30,712,000	305
Premises and equipment expense	$5,249,000	397
Additional noninterest expense	$21,193,000	291
Pre-tax net operating income	$129,427,000	104
Securities gains (losses)	$-985,000	6,252
Applicable income taxes	$53,328,000	92
Income before extraordinary items	$75,114,000	121
Extraordinary gains, net	$0	21
Net income	$75,114,000	121
Minority interest net income	$0	78
Net income of bank and minority interests.	$75,114,000	121
Net charge-offs	$309,000	1,178
Cash dividends	$1,950,000	1,017
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$75,744,400	120
2015-06-30 (YTD Data)		Rank
Total interest income	$134,828,000	139
Total interest expense	$24,661,000	84
Net interest income	$110,167,000	155
Provision for loan and lease losses	$5,800,000	116
Total noninterest income	$15,541,000	304
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$525,000	1,157
Trading account gains and fees	$785,000	72
Additional Noninterest Income	$14,231,000	252
Total noninterest expense	$36,938,000	327
Salaries and employee benefits	$19,067,000	332
Premises and equipment expense	$3,328,000	411
Additional noninterest expense	$14,543,000	287
Pre-tax net operating income	$82,970,000	110
Securities gains (losses)	$-867,000	6,330
Applicable income taxes	$34,072,000	99
Income before extraordinary items	$48,031,000	129
Extraordinary gains, net	$0	22
Net income	$48,031,000	129
Minority interest net income	$0	75
Net income of bank and minority interests.	$48,031,000	129
Net charge-offs	$660,000	510
Cash dividends	$1,300,000	995
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$48,585,880	125
2015-03-31 (YTD Data)		Rank
Total interest income	$64,320,000	142
Total interest expense	$12,221,000	84
Net interest income	$52,099,000	159
Provision for loan and lease losses	$2,900,000	116
Total noninterest income	$7,606,000	302
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$249,000	1,191
Trading account gains and fees	$818,000	58
Additional Noninterest Income	$6,539,000	248
Total noninterest expense	$18,222,000	330
Salaries and employee benefits	$9,199,000	344
Premises and equipment expense	$1,603,000	422
Additional noninterest expense	$7,420,000	279
Pre-tax net operating income	$38,583,000	115
Securities gains (losses)	$-706,000	6,405
Applicable income taxes	$15,582,000	101
Income before extraordinary items	$22,295,000	131
Extraordinary gains, net	$0	13
Net income	$22,295,000	131
Minority interest net income	$0	64
Net income of bank and minority interests.	$22,295,000	131
Net charge-offs	$632,000	282
Cash dividends	$650,000	914
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$22,746,840	130
2014-12-31 (YTD Data)		Rank
Total interest income	$213,651,000	163
Total interest expense	$39,913,000	98
Net interest income	$173,738,000	173
Provision for loan and lease losses	$9,250,000	136
Total noninterest income	$19,565,000	400
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$888,000	1,447
Trading account gains and fees	$-1,637,000	6,504
Additional Noninterest Income	$20,314,000	269
Total noninterest expense	$59,941,000	373
Salaries and employee benefits	$30,761,000	389
Premises and equipment expense	$5,691,000	456
Additional noninterest expense	$23,489,000	329
Pre-tax net operating income	$124,112,000	129
Securities gains (losses)	$-2,257,000	6,489
Applicable income taxes	$50,194,000	111
Income before extraordinary items	$71,661,000	150
Extraordinary gains, net	$0	17
Net income	$71,661,000	150
Minority interest net income	$0	84
Net income of bank and minority interests.	$71,661,000	150
Net charge-offs	$1,263,000	747
Cash dividends	$1,950,000	1,320
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$73,105,480	147
2014-09-30 (YTD Data)		Rank
Total interest income	$152,927,000	168
Total interest expense	$28,984,000	102
Net interest income	$123,943,000	180
Provision for loan and lease losses	$6,350,000	142
Total noninterest income	$14,887,000	388
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$649,000	1,486
Trading account gains and fees	$-751,000	6,580
Additional Noninterest Income	$14,989,000	270
Total noninterest expense	$43,019,000	387
Salaries and employee benefits	$21,918,000	394
Premises and equipment expense	$4,093,000	468
Additional noninterest expense	$17,008,000	331
Pre-tax net operating income	$89,461,000	135
Securities gains (losses)	$-2,566,000	6,569
Applicable income taxes	$35,765,000	114
Income before extraordinary items	$51,130,000	153
Extraordinary gains, net	$0	15
Net income	$51,130,000	153
Minority interest net income	$0	81
Net income of bank and minority interests.	$51,130,000	153
Net charge-offs	$1,055,000	640
Cash dividends	$1,300,000	1,280
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$52,772,240	150
2014-06-30 (YTD Data)		Rank
Total interest income	$96,708,000	172
Total interest expense	$19,089,000	102
Net interest income	$77,619,000	186
Provision for loan and lease losses	$3,850,000	160
Total noninterest income	$9,903,000	381
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$412,000	1,522
Trading account gains and fees	$-260,000	6,644
Additional Noninterest Income	$9,751,000	269
Total noninterest expense	$27,304,000	403
Salaries and employee benefits	$13,764,000	415
Premises and equipment expense	$2,654,000	484
Additional noninterest expense	$10,886,000	339
Pre-tax net operating income	$56,368,000	142
Securities gains (losses)	$-1,355,000	6,636
Applicable income taxes	$22,721,000	117
Income before extraordinary items	$32,292,000	160
Extraordinary gains, net	$0	20
Net income	$32,292,000	160
Minority interest net income	$0	80
Net income of bank and minority interests.	$32,292,000	160
Net charge-offs	$677,000	680
Cash dividends	$1,300,000	938
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$33,159,200	158
2014-03-31 (YTD Data)		Rank
Total interest income	$45,866,000	177
Total interest expense	$9,473,000	104
Net interest income	$36,393,000	198
Provision for loan and lease losses	$1,600,000	173
Total noninterest income	$5,260,000	359
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$190,000	1,619
Trading account gains and fees	$-300,000	6,727
Additional Noninterest Income	$5,370,000	245
Total noninterest expense	$13,029,000	426
Salaries and employee benefits	$6,424,000	444
Premises and equipment expense	$1,333,000	490
Additional noninterest expense	$5,272,000	345
Pre-tax net operating income	$27,024,000	143
Securities gains (losses)	$-717,000	6,711
Applicable income taxes	$10,900,000	121
Income before extraordinary items	$15,407,000	165
Extraordinary gains, net	$0	16
Net income	$15,407,000	165
Minority interest net income	$0	66
Net income of bank and minority interests.	$15,407,000	165
Net charge-offs	$807,000	349
Cash dividends	$650,000	849
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$15,865,880	160
2013-12-31 (YTD Data)		Rank
Total interest income	$153,787,000	197
Total interest expense	$33,409,000	117
Net interest income	$120,378,000	214
Provision for loan and lease losses	$4,550,000	290
Total noninterest income	$24,517,000	343
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$507,000	2,354
Trading account gains and fees	$-870,000	6,803
Additional Noninterest Income	$24,880,000	245
Total noninterest expense	$53,735,000	416
Salaries and employee benefits	$26,619,000	423
Premises and equipment expense	$4,764,000	515
Additional noninterest expense	$22,352,000	345
Pre-tax net operating income	$86,610,000	154
Securities gains (losses)	$-2,718,000	6,780
Applicable income taxes	$33,996,000	133
Income before extraordinary items	$49,896,000	191
Extraordinary gains, net	$0	29
Net income	$49,896,000	191
Minority interest net income	$0	90
Net income of bank and minority interests.	$49,896,000	191
Net charge-offs	$799,000	1,490
Cash dividends	$1,950,000	1,237
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$51,635,520	185
2013-09-30 (YTD Data)		Rank
Total interest income	$111,046,000	202
Total interest expense	$25,039,000	120
Net interest income	$86,007,000	218
Provision for loan and lease losses	$3,550,000	286
Total noninterest income	$19,492,000	341
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$322,000	2,695
Trading account gains and fees	$-482,000	6,879
Additional Noninterest Income	$19,652,000	245
Total noninterest expense	$39,733,000	417
Salaries and employee benefits	$19,993,000	427
Premises and equipment expense	$3,491,000	532
Additional noninterest expense	$16,249,000	351
Pre-tax net operating income	$62,216,000	158
Securities gains (losses)	$-1,847,000	6,867
Applicable income taxes	$24,482,000	137
Income before extraordinary items	$35,887,000	195
Extraordinary gains, net	$0	25
Net income	$35,887,000	195
Minority interest net income	$0	84
Net income of bank and minority interests.	$35,887,000	195
Net charge-offs	$453,000	1,698
Cash dividends	$1,300,000	1,194
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$37,069,080	188
2013-06-30 (YTD Data)		Rank
Total interest income	$73,684,000	203
Total interest expense	$16,833,000	123
Net interest income	$56,851,000	221
Provision for loan and lease losses	$3,050,000	244
Total noninterest income	$13,265,000	345
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$189,000	2,909
Trading account gains and fees	$-408,000	6,928
Additional Noninterest Income	$13,484,000	251
Total noninterest expense	$26,552,000	413
Salaries and employee benefits	$13,403,000	428
Premises and equipment expense	$2,221,000	560
Additional noninterest expense	$10,928,000	345
Pre-tax net operating income	$40,514,000	158
Securities gains (losses)	$-1,482,000	6,927
Applicable income taxes	$16,082,000	134
Income before extraordinary items	$22,950,000	200
Extraordinary gains, net	$0	22
Net income	$22,950,000	200
Minority interest net income	$0	82
Net income of bank and minority interests.	$22,950,000	201
Net charge-offs	$317,000	1,637
Cash dividends	$650,000	1,459
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$23,898,480	185
2013-03-31 (YTD Data)		Rank
Total interest income	$35,548,000	211
Total interest expense	$8,403,000	126
Net interest income	$27,145,000	231
Provision for loan and lease losses	$1,550,000	257
Total noninterest income	$5,864,000	380
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$153,000	1,999
Trading account gains and fees	$-406,000	7,014
Additional Noninterest Income	$6,117,000	264
Total noninterest expense	$12,599,000	439
Salaries and employee benefits	$6,419,000	447
Premises and equipment expense	$1,042,000	605
Additional noninterest expense	$5,138,000	368
Pre-tax net operating income	$18,860,000	167
Securities gains (losses)	$-116,000	6,958
Applicable income taxes	$7,659,000	143
Income before extraordinary items	$11,085,000	206
Extraordinary gains, net	$0	10
Net income	$11,085,000	207
Minority interest net income	$0	76
Net income of bank and minority interests.	$11,085,000	207
Net charge-offs	$713,000	603
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$11,159,240	197
2012-12-31 (YTD Data)		Rank
Total interest income	$126,492,000	234
Total interest expense	$34,442,000	132
Net interest income	$92,050,000	268
Provision for loan and lease losses	$8,600,000	310
Total noninterest income	$21,877,000	399
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$183,000	4,432
Trading account gains and fees	$-3,024,000	7,077
Additional Noninterest Income	$24,718,000	264
Total noninterest expense	$39,047,000	538
Salaries and employee benefits	$20,321,000	531
Premises and equipment expense	$3,033,000	797
Additional noninterest expense	$15,693,000	489
Pre-tax net operating income	$66,280,000	181
Securities gains (losses)	$-3,185,000	7,066
Applicable income taxes	$25,676,000	154
Income before extraordinary items	$37,419,000	217
Extraordinary gains, net	$0	29
Net income	$37,419,000	217
Minority interest net income	$0	93
Net income of bank and minority interests.	$37,419,000	217
Net charge-offs	$5,271,000	553
Cash dividends	$1,950,000	1,254
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$39,457,400	207
2012-09-30 (YTD Data)		Rank
Total interest income	$91,856,000	240
Total interest expense	$25,748,000	135
Net interest income	$66,108,000	282
Provision for loan and lease losses	$6,650,000	321
Total noninterest income	$15,813,000	402
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$121,000	4,711
Trading account gains and fees	$-1,647,000	7,174
Additional Noninterest Income	$17,339,000	272
Total noninterest expense	$27,423,000	569
Salaries and employee benefits	$14,402,000	548
Premises and equipment expense	$2,108,000	859
Additional noninterest expense	$10,913,000	508
Pre-tax net operating income	$47,848,000	185
Securities gains (losses)	$-2,365,000	7,161
Applicable income taxes	$18,478,000	156
Income before extraordinary items	$27,005,000	225
Extraordinary gains, net	$0	20
Net income	$27,005,000	224
Minority interest net income	$0	86
Net income of bank and minority interests.	$27,005,000	225
Net charge-offs	$4,599,000	494
Cash dividends	$1,950,000	808
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$28,518,600	206
2012-06-30 (YTD Data)		Rank
Total interest income	$60,402,000	245
Total interest expense	$17,366,000	136
Net interest income	$43,036,000	290
Provision for loan and lease losses	$4,100,000	352
Total noninterest income	$8,845,000	445
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$78,000	4,780
Trading account gains and fees	$-636,000	7,237
Additional Noninterest Income	$9,403,000	310
Total noninterest expense	$16,955,000	610
Salaries and employee benefits	$8,951,000	581
Premises and equipment expense	$1,263,000	955
Additional noninterest expense	$6,741,000	545
Pre-tax net operating income	$30,826,000	191
Securities gains (losses)	$-1,491,000	7,223
Applicable income taxes	$11,924,000	162
Income before extraordinary items	$17,411,000	231
Extraordinary gains, net	$0	19
Net income	$17,411,000	230
Minority interest net income	$0	84
Net income of bank and minority interests.	$17,411,000	231
Net charge-offs	$2,584,000	567
Cash dividends	$1,300,000	788
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$18,365,240	213
2012-03-31 (YTD Data)		Rank
Total interest income	$29,619,000	250
Total interest expense	$8,984,000	137
Net interest income	$20,635,000	296
Provision for loan and lease losses	$2,000,000	348
Total noninterest income	$4,809,000	411
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$33,000	5,070
Trading account gains and fees	$-846,000	7,302
Additional Noninterest Income	$5,622,000	271
Total noninterest expense	$8,299,000	615
Salaries and employee benefits	$4,402,000	587
Premises and equipment expense	$648,000	939
Additional noninterest expense	$3,249,000	550
Pre-tax net operating income	$15,145,000	188
Securities gains (losses)	$-1,211,000	7,289
Applicable income taxes	$5,641,000	160
Income before extraordinary items	$8,293,000	231
Extraordinary gains, net	$0	19
Net income	$8,293,000	232
Minority interest net income	$0	78
Net income of bank and minority interests.	$8,293,000	232
Net charge-offs	$1,765,000	435
Cash dividends	$650,000	708
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$9,068,040	207
2011-12-31 (YTD Data)		Rank
Total interest income	$105,757,000	277
Total interest expense	$36,534,000	156
Net interest income	$69,223,000	333
Provision for loan and lease losses	$6,502,000	639
Total noninterest income	$10,475,000	589
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	6,974
Trading account gains and fees	$1,250,000	72
Additional Noninterest Income	$9,225,000	454
Total noninterest expense	$29,320,000	677
Salaries and employee benefits	$15,933,000	611
Premises and equipment expense	$3,470,000	715
Additional noninterest expense	$9,917,000	726
Pre-tax net operating income	$43,876,000	211
Securities gains (losses)	$-878,000	7,273
Applicable income taxes	$17,285,000	178
Income before extraordinary items	$25,713,000	259
Extraordinary gains, net	$0	29
Net income	$25,713,000	260
Minority interest net income	$0	96
Net income of bank and minority interests.	$25,713,000	260
Net charge-offs	$4,840,000	819
Cash dividends	$1,950,000	995
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$26,274,920	244
2011-09-30 (YTD Data)		Rank
Total interest income	$77,041,000	283
Total interest expense	$27,035,000	165
Net interest income	$50,006,000	345
Provision for loan and lease losses	$4,689,000	659
Total noninterest income	$6,848,000	665
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	7,025
Trading account gains and fees	$820,000	79
Additional Noninterest Income	$6,028,000	509
Total noninterest expense	$21,222,000	695
Salaries and employee benefits	$11,363,000	649
Premises and equipment expense	$2,280,000	837
Additional noninterest expense	$7,579,000	706
Pre-tax net operating income	$30,943,000	222
Securities gains (losses)	$-173,000	7,274
Applicable income taxes	$12,252,000	183
Income before extraordinary items	$18,518,000	262
Extraordinary gains, net	$0	21
Net income	$18,518,000	263
Minority interest net income	$0	87
Net income of bank and minority interests.	$18,518,000	263
Net charge-offs	$3,352,000	871
Cash dividends	$1,300,000	939
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$18,628,720	254
2011-06-30 (YTD Data)		Rank
Total interest income	$49,194,000	301
Total interest expense	$17,481,000	173
Net interest income	$31,713,000	363
Provision for loan and lease losses	$2,326,000	827
Total noninterest income	$2,431,000	1,067
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	7,067
Trading account gains and fees	$625,000	73
Additional Noninterest Income	$1,806,000	899
Total noninterest expense	$13,231,000	756
Salaries and employee benefits	$7,057,000	703
Premises and equipment expense	$1,374,000	934
Additional noninterest expense	$4,800,000	746
Pre-tax net operating income	$18,587,000	233
Securities gains (losses)	$362,000	468
Applicable income taxes	$7,544,000	184
Income before extraordinary items	$11,405,000	274
Extraordinary gains, net	$0	15
Net income	$11,405,000	273
Minority interest net income	$0	89
Net income of bank and minority interests.	$11,405,000	274
Net charge-offs	$1,791,000	989
Cash dividends	$650,000	1,164
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$11,173,320	265
2011-03-31 (YTD Data)		Rank
Total interest income	$23,826,000	309
Total interest expense	$8,593,000	182
Net interest income	$15,233,000	376
Provision for loan and lease losses	$1,150,000	776
Total noninterest income	$179,000	3,807
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	7,070
Trading account gains and fees	$41,000	116
Additional Noninterest Income	$138,000	3,046
Total noninterest expense	$6,182,000	814
Salaries and employee benefits	$3,282,000	766
Premises and equipment expense	$633,000	1,033
Additional noninterest expense	$2,267,000	788
Pre-tax net operating income	$8,080,000	256
Securities gains (losses)	$388,000	203
Applicable income taxes	$3,299,000	194
Income before extraordinary items	$5,169,000	295
Extraordinary gains, net	$0	9
Net income	$5,169,000	294
Minority interest net income	$0	86
Net income of bank and minority interests.	$5,169,000	295
Net charge-offs	$1,142,000	785
Cash dividends	$650,000	580
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$4,920,680	291
2010-12-31 (YTD Data)		Rank
Total interest income	$85,654,000	352
Total interest expense	$33,600,000	234
Net interest income	$52,054,000	429
Provision for loan and lease losses	$5,375,000	1,078
Total noninterest income	$2,697,000	1,673
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-542,000	7,637
Additional Noninterest Income	$3,239,000	1,001
Total noninterest expense	$17,288,000	1,172
Salaries and employee benefits	$9,096,000	1,086
Premises and equipment expense	$1,756,000	1,461
Additional noninterest expense	$6,436,000	1,152
Pre-tax net operating income	$32,088,000	215
Securities gains (losses)	$-946,000	7,501
Applicable income taxes	$12,537,000	186
Income before extraordinary items	$18,605,000	267
Extraordinary gains, net	$0	29
Net income	$18,605,000	267
Minority interest net income	$0	111
Net income of bank and minority interests.	$18,605,000	268
Net charge-offs	$3,940,000	1,225
Cash dividends	$650,000	2,019
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$19,210,440	247
2010-09-30 (YTD Data)		Rank
Total interest income	$63,711,000	361
Total interest expense	$25,171,000	242
Net interest income	$38,540,000	429
Provision for loan and lease losses	$3,775,000	1,094
Total noninterest income	$1,055,000	2,628
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-529,000	7,745
Additional Noninterest Income	$1,584,000	1,285
Total noninterest expense	$12,060,000	1,240
Salaries and employee benefits	$6,036,000	1,215
Premises and equipment expense	$1,226,000	1,585
Additional noninterest expense	$4,798,000	1,134
Pre-tax net operating income	$23,760,000	220
Securities gains (losses)	$-495,000	7,595
Applicable income taxes	$9,393,000	180
Income before extraordinary items	$13,872,000	265
Extraordinary gains, net	$0	23
Net income	$13,872,000	266
Minority interest net income	$0	110
Net income of bank and minority interests.	$13,872,000	267
Net charge-offs	$2,798,000	1,209
Cash dividends	$650,000	1,473
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$14,188,800	248
2010-06-30 (YTD Data)		Rank
Total interest income	$41,735,000	369
Total interest expense	$16,787,000	249
Net interest income	$24,948,000	443
Provision for loan and lease losses	$2,175,000	1,207
Total noninterest income	$-594,000	7,757
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-568,000	7,810
Additional Noninterest Income	$-26,000	7,399
Total noninterest expense	$7,385,000	1,343
Salaries and employee benefits	$3,617,000	1,369
Premises and equipment expense	$780,000	1,688
Additional noninterest expense	$2,988,000	1,190
Pre-tax net operating income	$14,794,000	215
Securities gains (losses)	$-65,000	7,465
Applicable income taxes	$6,006,000	178
Income before extraordinary items	$8,723,000	271
Extraordinary gains, net	$0	19
Net income	$8,723,000	270
Minority interest net income	$0	105
Net income of bank and minority interests.	$8,723,000	271
Net charge-offs	$1,731,000	1,254
Cash dividends	$650,000	1,052
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$8,764,600	262
2010-03-31 (YTD Data)		Rank
Total interest income	$21,046,000	376
Total interest expense	$8,564,000	261
Net interest income	$12,482,000	451
Provision for loan and lease losses	$1,250,000	998
Total noninterest income	$-549,000	7,885
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-554,000	7,924
Additional Noninterest Income	$5,000	6,997
Total noninterest expense	$3,486,000	1,443
Salaries and employee benefits	$1,584,000	1,571
Premises and equipment expense	$356,000	1,894
Additional noninterest expense	$1,546,000	1,135
Pre-tax net operating income	$7,197,000	219
Securities gains (losses)	$0	2,284
Applicable income taxes	$2,996,000	176
Income before extraordinary items	$4,201,000	266
Extraordinary gains, net	$0	16
Net income	$4,201,000	268
Minority interest net income	$0	91
Net income of bank and minority interests.	$4,201,000	268
Net charge-offs	$1,089,000	977
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$4,201,000	260
2009-12-31 (YTD Data)		Rank
Total interest income	$82,136,000	407
Total interest expense	$37,244,000	302
Net interest income	$44,892,000	479
Provision for loan and lease losses	$6,700,000	1,155
Total noninterest income	$-933,000	7,919
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-2,181,000	8,001
Additional Noninterest Income	$1,248,000	1,869
Total noninterest expense	$13,859,000	1,492
Salaries and employee benefits	$5,584,000	1,773
Premises and equipment expense	$1,483,000	1,828
Additional noninterest expense	$6,792,000	1,146
Pre-tax net operating income	$23,400,000	200
Securities gains (losses)	$4,608,000	131
Applicable income taxes	$9,972,000	165
Income before extraordinary items	$18,036,000	199
Extraordinary gains, net	$0	34
Net income	$18,036,000	200
Minority interest net income	$0	115
Net income of bank and minority interests.	$18,036,000	200
Net charge-offs	$4,625,000	1,216
Cash dividends	$1,950,000	945
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$15,086,880	223
2009-09-30 (YTD Data)		Rank
Total interest income	$60,528,000	429
Total interest expense	$28,390,000	327
Net interest income	$32,138,000	506
Provision for loan and lease losses	$5,100,000	1,029
Total noninterest income	$-1,106,000	8,049
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-1,852,000	8,092
Additional Noninterest Income	$746,000	2,211
Total noninterest expense	$9,899,000	1,555
Salaries and employee benefits	$4,006,000	1,870
Premises and equipment expense	$1,085,000	1,872
Additional noninterest expense	$4,808,000	1,169
Pre-tax net operating income	$16,033,000	216
Securities gains (losses)	$4,023,000	129
Applicable income taxes	$6,865,000	177
Income before extraordinary items	$13,191,000	208
Extraordinary gains, net	$0	27
Net income	$13,191,000	208
Minority interest net income	$0	118
Net income of bank and minority interests.	$13,191,000	208
Net charge-offs	$3,204,000	1,137
Cash dividends	$1,950,000	660
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$10,535,820	241
2009-06-30 (YTD Data)		Rank
Total interest income	$38,934,000	458
Total interest expense	$19,218,000	337
Net interest income	$19,716,000	553
Provision for loan and lease losses	$3,100,000	1,066
Total noninterest income	$-1,419,000	8,153
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-1,710,000	8,186
Additional Noninterest Income	$291,000	3,061
Total noninterest expense	$6,840,000	1,520
Salaries and employee benefits	$2,710,000	1,864
Premises and equipment expense	$730,000	1,895
Additional noninterest expense	$3,400,000	1,131
Pre-tax net operating income	$8,357,000	270
Securities gains (losses)	$4,023,000	104
Applicable income taxes	$4,294,000	190
Income before extraordinary items	$8,086,000	226
Extraordinary gains, net	$0	21
Net income	$8,086,000	225
Minority interest net income	$0	112
Net income of bank and minority interests.	$8,086,000	225
Net charge-offs	$1,720,000	1,240
Cash dividends	$1,300,000	704
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$5,471,050	307
2009-03-31 (YTD Data)		Rank
Total interest income	$18,514,000	488
Total interest expense	$10,012,000	339
Net interest income	$8,502,000	633
Provision for loan and lease losses	$1,200,000	1,046
Total noninterest income	$-222,000	8,181
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-350,000	8,221
Additional Noninterest Income	$128,000	3,231
Total noninterest expense	$2,979,000	1,675
Salaries and employee benefits	$1,316,000	1,955
Premises and equipment expense	$356,000	1,969
Additional noninterest expense	$1,307,000	1,259
Pre-tax net operating income	$4,101,000	293
Securities gains (losses)	$484,000	347
Applicable income taxes	$1,791,000	231
Income before extraordinary items	$2,794,000	351
Extraordinary gains, net	$0	15
Net income	$2,794,000	351
Minority interest net income	$0	102
Net income of bank and minority interests.	$2,794,000	353
Net charge-offs	$618,000	1,235
Cash dividends	$650,000	672
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$2,484,240	356
2008-12-31 (YTD Data)		Rank
Total interest income	$73,654,000	511
Total interest expense	$44,890,000	357
Net interest income	$28,764,000	753
Provision for loan and lease losses	$3,587,000	1,242
Total noninterest income	$-78,000	8,180
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-345,000	8,228
Additional Noninterest Income	$267,000	4,307
Total noninterest expense	$9,566,000	2,021
Salaries and employee benefits	$4,711,000	2,153
Premises and equipment expense	$1,286,000	2,100
Additional noninterest expense	$3,569,000	1,718
Pre-tax net operating income	$15,533,000	348
Securities gains (losses)	$-7,559,000	8,139
Applicable income taxes	$2,481,000	552
Income before extraordinary items	$5,493,000	736
Extraordinary gains, net	$0	39
Net income	$5,493,000	736
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,715,000	1,427
Cash dividends	$2,151,000	1,258
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$10,708,710	387
2008-09-30 (YTD Data)		Rank
Total interest income	$54,087,000	541
Total interest expense	$34,220,000	369
Net interest income	$19,867,000	824
Provision for loan and lease losses	$2,462,000	1,033
Total noninterest income	$72,000	7,466
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-177,000	8,302
Additional Noninterest Income	$249,000	4,035
Total noninterest expense	$6,934,000	2,072
Salaries and employee benefits	$3,586,000	2,149
Premises and equipment expense	$941,000	2,165
Additional noninterest expense	$2,407,000	1,839
Pre-tax net operating income	$10,543,000	482
Securities gains (losses)	$-7,610,000	8,256
Applicable income taxes	$592,000	1,695
Income before extraordinary items	$2,341,000	1,548
Extraordinary gains, net	$0	31
Net income	$2,341,000	1,546
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,155,000	1,182
Cash dividends	$680,000	2,321
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$8,429,000	455
2008-06-30 (YTD Data)		Rank
Total interest income	$34,845,000	565
Total interest expense	$22,921,000	382
Net interest income	$11,924,000	905
Provision for loan and lease losses	$1,957,000	805
Total noninterest income	$168,000	5,785
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	149
Additional Noninterest Income	$168,000	4,115
Total noninterest expense	$4,788,000	2,001
Salaries and employee benefits	$2,509,000	2,072
Premises and equipment expense	$612,000	2,211
Additional noninterest expense	$1,667,000	1,753
Pre-tax net operating income	$5,347,000	660
Securities gains (losses)	$285,000	469
Applicable income taxes	$1,869,000	544
Income before extraordinary items	$3,763,000	729
Extraordinary gains, net	$0	21
Net income	$3,763,000	728
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$749,000	1,020
Cash dividends	$380,000	2,647
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$3,572,050	753
2008-03-31 (YTD Data)		Rank
Total interest income	$16,243,000	627
Total interest expense	$11,425,000	412
Net interest income	$4,818,000	1,139
Provision for loan and lease losses	$835,000	707
Total noninterest income	$71,000	6,088
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	158
Additional Noninterest Income	$71,000	4,403
Total noninterest expense	$2,687,000	1,783
Salaries and employee benefits	$1,357,000	1,934
Premises and equipment expense	$299,000	2,275
Additional noninterest expense	$1,031,000	1,393
Pre-tax net operating income	$1,367,000	1,376
Securities gains (losses)	$881,000	160
Applicable income taxes	$693,000	791
Income before extraordinary items	$1,555,000	967
Extraordinary gains, net	$0	15
Net income	$1,555,000	969
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$270,000	1,050
Cash dividends	$190,000	2,396
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$947,110	1,522
2007-12-31 (YTD Data)		Rank
Total interest income	$52,939,000	785
Total interest expense	$39,775,000	509
Net interest income	$13,164,000	1,716
Provision for loan and lease losses	$349,000	2,926
Total noninterest income	$307,000	5,992
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	178
Additional Noninterest Income	$307,000	4,198
Total noninterest expense	$6,739,000	2,685
Salaries and employee benefits	$3,361,000	2,925
Premises and equipment expense	$1,043,000	2,470
Additional noninterest expense	$2,335,000	2,317
Pre-tax net operating income	$6,383,000	1,320
Securities gains (losses)	$442,000	281
Applicable income taxes	$2,185,000	1,052
Income before extraordinary items	$4,640,000	1,389
Extraordinary gains, net	$0	39
Net income	$4,640,000	1,389
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$224,000	2,692
Cash dividends	$760,000	3,058
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$4,339,440	1,459
2007-09-30 (YTD Data)		Rank
Total interest income	$37,917,000	828
Total interest expense	$28,334,000	539
Net interest income	$9,583,000	1,773
Provision for loan and lease losses	$85,000	4,429
Total noninterest income	$230,000	6,045
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	184
Additional Noninterest Income	$230,000	4,227
Total noninterest expense	$4,656,000	2,852
Salaries and employee benefits	$2,148,000	3,331
Premises and equipment expense	$771,000	2,496
Additional noninterest expense	$1,737,000	2,287
Pre-tax net operating income	$5,072,000	1,349
Securities gains (losses)	$235,000	349
Applicable income taxes	$1,747,000	1,072
Income before extraordinary items	$3,560,000	1,436
Extraordinary gains, net	$0	33
Net income	$3,560,000	1,434
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	4,157
Cash dividends	$570,000	2,771
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$3,402,550	1,487
2007-06-30 (YTD Data)		Rank
Total interest income	$24,147,000	870
Total interest expense	$17,777,000	577
Net interest income	$6,370,000	1,798
Provision for loan and lease losses	$80,000	3,654
Total noninterest income	$151,000	6,124
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	168
Additional Noninterest Income	$151,000	4,293
Total noninterest expense	$2,780,000	3,159
Salaries and employee benefits	$1,273,000	3,701
Premises and equipment expense	$503,000	2,579
Additional noninterest expense	$1,004,000	2,617
Pre-tax net operating income	$3,661,000	1,295
Securities gains (losses)	$13,000	798
Applicable income taxes	$1,239,000	1,077
Income before extraordinary items	$2,435,000	1,443
Extraordinary gains, net	$0	29
Net income	$2,435,000	1,441
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	4,601
Cash dividends	$380,000	2,842
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$2,426,420	1,428
2007-03-31 (YTD Data)		Rank
Total interest income	$11,477,000	919
Total interest expense	$8,365,000	604
Net interest income	$3,112,000	1,845
Provision for loan and lease losses	$0	5,779
Total noninterest income	$77,000	6,046
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	195
Additional Noninterest Income	$77,000	4,286
Total noninterest expense	$1,389,000	3,172
Salaries and employee benefits	$666,000	3,593
Premises and equipment expense	$256,000	2,532
Additional noninterest expense	$467,000	2,760
Pre-tax net operating income	$1,800,000	1,300
Securities gains (losses)	$7,000	755
Applicable income taxes	$631,000	1,067
Income before extraordinary items	$1,176,000	1,471
Extraordinary gains, net	$0	22
Net income	$1,176,000	1,471
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$190,000	2,522
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,171,450	1,470
2006-12-31 (YTD Data)		Rank
Total interest income	$38,187,000	1,032
Total interest expense	$27,851,000	618
Net interest income	$10,336,000	2,236
Provision for loan and lease losses	$-190,000	8,529
Total noninterest income	$893,000	3,789
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	130
Additional Noninterest Income	$893,000	2,404
Total noninterest expense	$4,975,000	3,370
Salaries and employee benefits	$2,381,000	3,744
Premises and equipment expense	$946,000	2,601
Additional noninterest expense	$1,648,000	3,050
Pre-tax net operating income	$6,444,000	1,506
Securities gains (losses)	$429,000	263
Applicable income taxes	$2,163,000	1,252
Income before extraordinary items	$4,710,000	1,539
Extraordinary gains, net	$0	51
Net income	$4,710,000	1,540
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,377
Cash dividends	$760,000	3,059
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$4,413,990	1,624
2006-09-30 (YTD Data)		Rank
Total interest income	$27,459,000	1,076
Total interest expense	$19,723,000	637
Net interest income	$7,736,000	2,255
Provision for loan and lease losses	$-110,000	8,584
Total noninterest income	$721,000	3,648
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$721,000	2,285
Total noninterest expense	$3,675,000	3,398
Salaries and employee benefits	$1,769,000	3,774
Premises and equipment expense	$700,000	2,640
Additional noninterest expense	$1,206,000	3,119
Pre-tax net operating income	$4,892,000	1,533
Securities gains (losses)	$222,000	323
Applicable income taxes	$1,622,000	1,313
Income before extraordinary items	$3,492,000	1,585
Extraordinary gains, net	$0	45
Net income	$3,492,000	1,586
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$570,000	2,757
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$3,341,040	1,652
2006-06-30 (YTD Data)		Rank
Total interest income	$17,490,000	1,106
Total interest expense	$12,285,000	648
Net interest income	$5,205,000	2,254
Provision for loan and lease losses	$-85,000	8,620
Total noninterest income	$536,000	3,357
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$536,000	2,126
Total noninterest expense	$2,393,000	3,464
Salaries and employee benefits	$1,201,000	3,738
Premises and equipment expense	$465,000	2,641
Additional noninterest expense	$727,000	3,367
Pre-tax net operating income	$3,433,000	1,471
Securities gains (losses)	$10,000	737
Applicable income taxes	$1,118,000	1,274
Income before extraordinary items	$2,325,000	1,584
Extraordinary gains, net	$0	39
Net income	$2,325,000	1,585
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$380,000	2,794
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$2,318,200	1,570
2006-03-31 (YTD Data)		Rank
Total interest income	$8,409,000	1,115
Total interest expense	$5,744,000	648
Net interest income	$2,665,000	2,187
Provision for loan and lease losses	$15,000	4,758
Total noninterest income	$293,000	3,135
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	115
Additional Noninterest Income	$293,000	1,977
Total noninterest expense	$1,211,000	3,446
Salaries and employee benefits	$654,000	3,522
Premises and equipment expense	$235,000	2,617
Additional noninterest expense	$322,000	3,677
Pre-tax net operating income	$1,732,000	1,434
Securities gains (losses)	$7,000	642
Applicable income taxes	$565,000	1,255
Income before extraordinary items	$1,174,000	1,547
Extraordinary gains, net	$0	21
Net income	$1,174,000	1,546
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$190,000	2,486
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,169,240	1,533
2005-12-31 (YTD Data)		Rank
Total interest income	$27,499,000	1,215
Total interest expense	$17,516,000	654
Net interest income	$9,983,000	2,218
Provision for loan and lease losses	$340,000	2,574
Total noninterest income	$1,055,000	3,426
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,055,000	2,137
Total noninterest expense	$4,337,000	3,629
Salaries and employee benefits	$2,198,000	3,847
Premises and equipment expense	$900,000	2,598
Additional noninterest expense	$1,239,000	3,772
Pre-tax net operating income	$6,361,000	1,508
Securities gains (losses)	$231,000	464
Applicable income taxes	$2,180,000	1,266
Income before extraordinary items	$4,412,000	1,591
Extraordinary gains, net	$0	46
Net income	$4,412,000	1,590
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,618
Cash dividends	$700,000	3,073
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$4,257,230	1,626
2005-09-30 (YTD Data)		Rank
Total interest income	$19,475,000	1,250
Total interest expense	$12,027,000	680
Net interest income	$7,448,000	2,209
Provision for loan and lease losses	$205,000	2,914
Total noninterest income	$744,000	3,585
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$744,000	2,223
Total noninterest expense	$3,202,000	3,653
Salaries and employee benefits	$1,483,000	4,136
Premises and equipment expense	$808,000	2,213
Additional noninterest expense	$911,000	3,770
Pre-tax net operating income	$4,785,000	1,500
Securities gains (losses)	$189,000	491
Applicable income taxes	$1,673,000	1,262
Income before extraordinary items	$3,301,000	1,596
Extraordinary gains, net	$0	35
Net income	$3,301,000	1,597
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$510,000	2,756
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$3,176,260	1,621
2005-06-30 (YTD Data)		Rank
Total interest income	$12,286,000	1,282
Total interest expense	$7,371,000	691
Net interest income	$4,915,000	2,204
Provision for loan and lease losses	$195,000	2,201
Total noninterest income	$394,000	4,089
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	116
Additional Noninterest Income	$394,000	2,572
Total noninterest expense	$1,976,000	3,847
Salaries and employee benefits	$912,000	4,369
Premises and equipment expense	$464,000	2,503
Additional noninterest expense	$600,000	3,801
Pre-tax net operating income	$3,138,000	1,492
Securities gains (losses)	$133,000	492
Applicable income taxes	$1,116,000	1,241
Income before extraordinary items	$2,155,000	1,598
Extraordinary gains, net	$0	30
Net income	$2,155,000	1,598
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$320,000	2,836
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$2,067,220	1,626
2005-03-31 (YTD Data)		Rank
Total interest income	$5,924,000	1,294
Total interest expense	$3,423,000	707
Net interest income	$2,501,000	2,159
Provision for loan and lease losses	$10,000	5,373
Total noninterest income	$153,000	4,660
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	115
Additional Noninterest Income	$153,000	2,944
Total noninterest expense	$947,000	4,007
Salaries and employee benefits	$430,000	4,588
Premises and equipment expense	$191,000	2,991
Additional noninterest expense	$326,000	3,557
Pre-tax net operating income	$1,697,000	1,353
Securities gains (losses)	$30,000	675
Applicable income taxes	$579,000	1,179
Income before extraordinary items	$1,148,000	1,477
Extraordinary gains, net	$0	24
Net income	$1,148,000	1,478
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$150,000	2,522
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,128,200	1,475
2004-12-31 (YTD Data)		Rank
Total interest income	$18,749,000	1,543
Total interest expense	$10,657,000	774
Net interest income	$8,092,000	2,518
Provision for loan and lease losses	$395,000	2,397
Total noninterest income	$897,000	3,791
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	138
Additional Noninterest Income	$897,000	2,303
Total noninterest expense	$4,024,000	3,725
Salaries and employee benefits	$2,130,000	3,783
Premises and equipment expense	$713,000	3,082
Additional noninterest expense	$1,181,000	3,796
Pre-tax net operating income	$4,570,000	1,833
Securities gains (losses)	$204,000	823
Applicable income taxes	$1,667,000	1,480
Income before extraordinary items	$3,107,000	2,016
Extraordinary gains, net	$0	34
Net income	$3,107,000	2,016
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,973
Cash dividends	$273,000	4,503
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,974,400	2,049
2004-09-30 (YTD Data)		Rank
Total interest income	$13,382,000	1,596
Total interest expense	$7,572,000	791
Net interest income	$5,810,000	2,586
Provision for loan and lease losses	$235,000	2,682
Total noninterest income	$715,000	3,680
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	134
Additional Noninterest Income	$715,000	2,231
Total noninterest expense	$2,812,000	3,909
Salaries and employee benefits	$1,418,000	4,136
Premises and equipment expense	$518,000	3,156
Additional noninterest expense	$876,000	3,811
Pre-tax net operating income	$3,478,000	1,814
Securities gains (losses)	$170,000	853
Applicable income taxes	$1,333,000	1,427
Income before extraordinary items	$2,315,000	2,028
Extraordinary gains, net	$0	26
Net income	$2,315,000	2,029
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$171,000	4,170
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,206,200	2,070
2004-06-30 (YTD Data)		Rank
Total interest income	$8,556,000	1,644
Total interest expense	$4,852,000	808
Net interest income	$3,704,000	2,681
Provision for loan and lease losses	$220,000	2,035
Total noninterest income	$556,000	3,337
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	130
Additional Noninterest Income	$556,000	2,027
Total noninterest expense	$1,791,000	4,091
Salaries and employee benefits	$897,000	4,331
Premises and equipment expense	$328,000	3,302
Additional noninterest expense	$566,000	3,919
Pre-tax net operating income	$2,249,000	1,863
Securities gains (losses)	$159,000	757
Applicable income taxes	$891,000	1,410
Income before extraordinary items	$1,517,000	2,050
Extraordinary gains, net	$0	21
Net income	$1,517,000	2,051
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$71,000	4,474
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,415,240	2,119
2004-03-31 (YTD Data)		Rank
Total interest income	$3,950,000	1,787
Total interest expense	$2,279,000	872
Net interest income	$1,671,000	2,971
Provision for loan and lease losses	$75,000	2,550
Total noninterest income	$271,000	3,328
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	121
Additional Noninterest Income	$271,000	2,010
Total noninterest expense	$898,000	4,097
Salaries and employee benefits	$478,000	4,155
Premises and equipment expense	$155,000	3,497
Additional noninterest expense	$265,000	4,125
Pre-tax net operating income	$969,000	2,062
Securities gains (losses)	$79,000	928
Applicable income taxes	$393,000	1,577
Income before extraordinary items	$655,000	2,307
Extraordinary gains, net	$0	16
Net income	$655,000	2,308
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$31,000	3,567
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$604,440	2,400
2003-12-31 (YTD Data)		Rank
Total interest income	$13,883,000	2,047
Total interest expense	$8,563,000	1,043
Net interest income	$5,320,000	3,520
Provision for loan and lease losses	$90,000	5,469
Total noninterest income	$715,000	4,498
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	160
Additional Noninterest Income	$715,000	2,931
Total noninterest expense	$2,984,000	4,617
Salaries and employee benefits	$1,469,000	4,910
Premises and equipment expense	$611,000	3,464
Additional noninterest expense	$904,000	4,615
Pre-tax net operating income	$2,961,000	2,537
Securities gains (losses)	$574,000	687
Applicable income taxes	$1,248,000	1,879
Income before extraordinary items	$2,287,000	2,574
Extraordinary gains, net	$0	54
Net income	$2,287,000	2,577
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,416
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$5,050,000	187
Net operating income	$1,913,900	2,840
2003-09-30 (YTD Data)		Rank
Total interest income	$10,277,000	2,108
Total interest expense	$6,408,000	1,094
Net interest income	$3,869,000	3,628
Provision for loan and lease losses	$70,000	5,319
Total noninterest income	$539,000	4,527
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	153
Additional Noninterest Income	$539,000	2,998
Total noninterest expense	$2,194,000	4,658
Salaries and employee benefits	$1,074,000	4,997
Premises and equipment expense	$461,000	3,457
Additional noninterest expense	$659,000	4,683
Pre-tax net operating income	$2,144,000	2,701
Securities gains (losses)	$533,000	655
Applicable income taxes	$915,000	1,989
Income before extraordinary items	$1,762,000	2,607
Extraordinary gains, net	$0	40
Net income	$1,762,000	2,605
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$50,000	561
Net operating income	$1,410,220	2,952
2003-06-30 (YTD Data)		Rank
Total interest income	$6,721,000	2,159
Total interest expense	$4,231,000	1,130
Net interest income	$2,490,000	3,711
Provision for loan and lease losses	$55,000	5,021
Total noninterest income	$386,000	4,342
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	150
Additional Noninterest Income	$386,000	2,851
Total noninterest expense	$1,430,000	4,731
Salaries and employee benefits	$695,000	5,109
Premises and equipment expense	$309,000	3,398
Additional noninterest expense	$426,000	4,785
Pre-tax net operating income	$1,391,000	2,757
Securities gains (losses)	$370,000	706
Applicable income taxes	$668,000	1,885
Income before extraordinary items	$1,093,000	2,781
Extraordinary gains, net	$0	30
Net income	$1,093,000	2,780
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$50,000	431
Net operating income	$856,200	3,158
2003-03-31 (YTD Data)		Rank
Total interest income	$3,348,000	2,190
Total interest expense	$2,123,000	1,156
Net interest income	$1,225,000	3,757
Provision for loan and lease losses	$15,000	5,504
Total noninterest income	$246,000	3,675
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	134
Additional Noninterest Income	$246,000	2,384
Total noninterest expense	$677,000	4,909
Salaries and employee benefits	$341,000	5,187
Premises and equipment expense	$138,000	3,737
Additional noninterest expense	$198,000	4,993
Pre-tax net operating income	$779,000	2,525
Securities gains (losses)	$181,000	700
Applicable income taxes	$384,000	1,683
Income before extraordinary items	$576,000	2,632
Extraordinary gains, net	$0	21
Net income	$576,000	2,630
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$460,160	2,971
2002-12-31 (YTD Data)		Rank
Total interest income	$12,922,000	2,383
Total interest expense	$8,079,000	1,390
Net interest income	$4,843,000	3,758
Provision for loan and lease losses	$335,000	3,217
Total noninterest income	$472,000	5,374
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	153
Additional Noninterest Income	$472,000	3,389
Total noninterest expense	$2,755,000	4,743
Salaries and employee benefits	$1,341,000	5,091
Premises and equipment expense	$564,000	3,598
Additional noninterest expense	$850,000	4,727
Pre-tax net operating income	$2,225,000	3,169
Securities gains (losses)	$441,000	716
Applicable income taxes	$165,000	5,388
Income before extraordinary items	$2,501,000	2,351
Extraordinary gains, net	$0	70
Net income	$2,501,000	2,350
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$1,500,000	327
Net operating income	$2,086,460	2,620
2001-12-31 (YTD Data)		Rank
Total interest income	$9,045,000	3,629
Total interest expense	$7,203,000	2,224
Net interest income	$1,842,000	6,718
Provision for loan and lease losses	$325,000	3,038
Total noninterest income	$115,000	8,307
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	177
Additional Noninterest Income	$115,000	6,100
Total noninterest expense	$2,121,000	5,523
Salaries and employee benefits	$1,169,000	5,424
Premises and equipment expense	$368,000	4,875
Additional noninterest expense	$584,000	5,939
Pre-tax net operating income	$-489,000	9,161
Securities gains (losses)	$53,000	2,288
Applicable income taxes	$-1,000	8,922
Income before extraordinary items	$-435,000	9,203
Extraordinary gains, net	$0	105
Net income	$-435,000	9,204
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$5,720,000	156
Net operating income	$-488,000	9,191
2000-12-31 (YTD Data)		Rank
Total interest income	$1,006,000	9,389
Total interest expense	$564,000	9,128
Net interest income	$442,000	9,532
Provision for loan and lease losses	$75,000	5,850
Total noninterest income	$8,000	9,760
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	180
Additional Noninterest Income	$8,000	9,518
Total noninterest expense	$863,000	8,400
Salaries and employee benefits	$493,000	8,281
Premises and equipment expense	$167,000	7,292
Additional noninterest expense	$203,000	8,757
Pre-tax net operating income	$-488,000	9,525
Securities gains (losses)	$2,000	1,609
Applicable income taxes	$2,000	8,274
Income before extraordinary items	$-488,000	9,560
Extraordinary gains, net	$0	38
Net income	$-488,000	9,559
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$-490,000	9,560

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.