Home > Avondale Federal Savings Bank > Income and Expense
Avondale Federal Savings Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $39,694,000 | 843 |
| Total interest expense | $23,338,000 | 702 |
| Net interest income | $16,356,000 | 1,031 |
| Provision for loan and lease losses | $4,727,000 | 338 |
| Total noninterest income | $621,000 | 4,288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $139,000 | 142 |
| Additional Noninterest Income | $482,000 | 3,050 |
| Total noninterest expense | $18,391,000 | 794 |
| Salaries and employee benefits | $9,296,000 | 729 |
| Premises and equipment expense | $4,596,000 | 480 |
| Additional noninterest expense | $4,499,000 | 1,028 |
| Pre-tax net operating income | $-6,141,000 | 10,450 |
| Securities gains (losses) | $4,758,000 | 128 |
| Applicable income taxes | $-795,000 | 10,414 |
| Income before extraordinary items | $-588,000 | 10,268 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-588,000 | 10,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,312,000 | 306 |
| Cash dividends | $8,900,000 | 424 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-3,633,120 | 10,424 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $54,562,000 | 653 |
| Total interest expense | $28,451,000 | 603 |
| Net interest income | $26,111,000 | 696 |
| Provision for loan and lease losses | $26,527,000 | 119 |
| Total noninterest income | $10,765,000 | 540 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $10,765,000 | 390 |
| Total noninterest expense | $22,866,000 | 668 |
| Salaries and employee benefits | $10,546,000 | 654 |
| Premises and equipment expense | $6,190,000 | 365 |
| Additional noninterest expense | $6,130,000 | 839 |
| Pre-tax net operating income | $-12,517,000 | 10,931 |
| Securities gains (losses) | $-6,898,000 | 10,920 |
| Applicable income taxes | $-7,441,000 | 10,915 |
| Income before extraordinary items | $-11,974,000 | 10,912 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-11,974,000 | 10,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,432,000 | 108 |
| Cash dividends | $2,768,000 | 1,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-7,559,280 | 10,905 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $47,051,000 | 772 |
| Total interest expense | $26,075,000 | 684 |
| Net interest income | $20,976,000 | 886 |
| Provision for loan and lease losses | $4,212,000 | 373 |
| Total noninterest income | $7,785,000 | 697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $216,000 | 151 |
| Additional Noninterest Income | $7,569,000 | 510 |
| Total noninterest expense | $19,368,000 | 807 |
| Salaries and employee benefits | $8,141,000 | 845 |
| Premises and equipment expense | $3,789,000 | 589 |
| Additional noninterest expense | $7,438,000 | 852 |
| Pre-tax net operating income | $5,181,000 | 1,392 |
| Securities gains (losses) | $2,320,000 | 135 |
| Applicable income taxes | $2,296,000 | 1,083 |
| Income before extraordinary items | $5,205,000 | 1,007 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,205,000 | 1,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $464,000 | 1,521 |
| Cash dividends | $3,000,000 | 948 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,604,200 | 1,340 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $40,996,000 | 885 |
| Total interest expense | $24,019,000 | 756 |
| Net interest income | $16,977,000 | 1,078 |
| Provision for loan and lease losses | $1,280,000 | 787 |
| Total noninterest income | $895,000 | 3,378 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $225,000 | 231 |
| Additional Noninterest Income | $670,000 | 2,362 |
| Total noninterest expense | $12,010,000 | 1,212 |
| Salaries and employee benefits | $5,858,000 | 1,149 |
| Premises and equipment expense | $2,953,000 | 775 |
| Additional noninterest expense | $3,199,000 | 1,609 |
| Pre-tax net operating income | $4,582,000 | 1,614 |
| Securities gains (losses) | $905,000 | 239 |
| Applicable income taxes | $2,014,000 | 1,263 |
| Income before extraordinary items | $3,473,000 | 1,477 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,473,000 | 1,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $534,000 | 1,325 |
| Cash dividends | $5,500,000 | 587 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,893,800 | 1,722 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $31,831,000 | 1,003 |
| Total interest expense | $16,647,000 | 833 |
| Net interest income | $15,184,000 | 1,202 |
| Provision for loan and lease losses | $730,000 | 1,166 |
| Total noninterest income | $1,067,000 | 2,972 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-281,000 | 4,906 |
| Additional Noninterest Income | $1,348,000 | 1,492 |
| Total noninterest expense | $10,984,000 | 1,337 |
| Salaries and employee benefits | $5,456,000 | 1,231 |
| Premises and equipment expense | $2,978,000 | 771 |
| Additional noninterest expense | $2,550,000 | 2,108 |
| Pre-tax net operating income | $4,537,000 | 1,581 |
| Securities gains (losses) | $-6,494,000 | 12,562 |
| Applicable income taxes | $-737,000 | 12,508 |
| Income before extraordinary items | $-1,220,000 | 12,444 |
| Extraordinary gains, net | $-80,000 | 12,538 |
| Net income | $-1,300,000 | 12,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $583,000 | 1,238 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,936,160 | 1,672 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $33,746,000 | 956 |
| Total interest expense | $18,355,000 | 771 |
| Net interest income | $15,391,000 | 1,176 |
| Provision for loan and lease losses | $1,600,000 | 951 |
| Total noninterest income | $1,444,000 | 2,514 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $244,000 | 213 |
| Additional Noninterest Income | $1,200,000 | 1,812 |
| Total noninterest expense | $20,202,000 | 834 |
| Salaries and employee benefits | $5,121,000 | 1,304 |
| Premises and equipment expense | $3,452,000 | 684 |
| Additional noninterest expense | $11,629,000 | 676 |
| Pre-tax net operating income | $-4,967,000 | 13,175 |
| Securities gains (losses) | $135,000 | 2,108 |
| Applicable income taxes | $-2,098,000 | 13,216 |
| Income before extraordinary items | $-2,734,000 | 13,120 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-2,734,000 | 13,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 3,055 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-2,820,400 | 13,103 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $40,254,000 | 940 |
| Total interest expense | $25,995,000 | 728 |
| Net interest income | $14,259,000 | 1,306 |
| Provision for loan and lease losses | $1,287,000 | 1,561 |
| Total noninterest income | $880,000 | 3,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $52,000 | 311 |
| Additional Noninterest Income | $828,000 | 2,264 |
| Total noninterest expense | $12,439,000 | 1,272 |
| Salaries and employee benefits | $5,187,000 | 1,294 |
| Premises and equipment expense | $3,230,000 | 743 |
| Additional noninterest expense | $4,022,000 | 1,582 |
| Pre-tax net operating income | $1,413,000 | 4,275 |
| Securities gains (losses) | $177,000 | 2,187 |
| Applicable income taxes | $900,000 | 2,322 |
| Income before extraordinary items | $690,000 | 5,985 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $690,000 | 6,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 5,442 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $576,720 | 6,384 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.