Home > Avon State Bank > Income and Expense
Avon State Bank, Income and Expense
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,506,000 | 4,656 |
| Total interest expense | $94,000 | 4,973 |
| Net interest income | $1,412,000 | 4,563 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $47,000 | 5,398 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $17,000 | 5,257 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $30,000 | 5,150 |
| Total noninterest expense | $757,000 | 5,127 |
| Salaries and employee benefits | $478,000 | 4,964 |
| Premises and equipment expense | $65,000 | 5,193 |
| Additional noninterest expense | $214,000 | 5,200 |
| Pre-tax net operating income | $702,000 | 3,644 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $281,000 | 2,199 |
| Income before extraordinary items | $421,000 | 4,092 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $421,000 | 4,091 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $421,000 | 4,092 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $300,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $421,000 | 4,078 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $750,000 | 4,691 |
| Total interest expense | $48,000 | 4,966 |
| Net interest income | $702,000 | 4,605 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $28,000 | 5,355 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $9,000 | 5,277 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $19,000 | 5,059 |
| Total noninterest expense | $350,000 | 5,261 |
| Salaries and employee benefits | $224,000 | 5,085 |
| Premises and equipment expense | $15,000 | 5,636 |
| Additional noninterest expense | $111,000 | 5,224 |
| Pre-tax net operating income | $380,000 | 3,489 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $149,000 | 2,118 |
| Income before extraordinary items | $231,000 | 3,955 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $231,000 | 3,953 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $231,000 | 3,955 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $80,000 | 2,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $231,000 | 3,938 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $308,000 | 5,879 |
| Total interest expense | $37,000 | 5,810 |
| Net interest income | $271,000 | 5,881 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $7,000 | 5,830 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $5,000 | 5,716 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,000 | 5,768 |
| Total noninterest expense | $141,000 | 5,904 |
| Salaries and employee benefits | $132,000 | 5,892 |
| Premises and equipment expense | $-19,000 | 5,909 |
| Additional noninterest expense | $28,000 | 5,909 |
| Pre-tax net operating income | $137,000 | 5,427 |
| Securities gains (losses) | $-9,000 | 5,636 |
| Applicable income taxes | $45,000 | 3,638 |
| Income before extraordinary items | $83,000 | 5,540 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $83,000 | 5,538 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $83,000 | 5,539 |
| Net charge-offs | $0 | 4,281 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $88,850 | 5,496 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,136,000 | 4,827 |
| Total interest expense | $220,000 | 4,530 |
| Net interest income | $1,916,000 | 4,812 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $161,000 | 5,041 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $39,000 | 5,192 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $122,000 | 4,622 |
| Total noninterest expense | $1,344,000 | 5,057 |
| Salaries and employee benefits | $861,000 | 4,830 |
| Premises and equipment expense | $143,000 | 4,967 |
| Additional noninterest expense | $340,000 | 5,350 |
| Pre-tax net operating income | $733,000 | 4,162 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $733,000 | 3,975 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $733,000 | 3,973 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $733,000 | 3,975 |
| Net charge-offs | $4,000 | 3,666 |
| Cash dividends | $1,615,000 | 1,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $733,000 | 3,902 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,452,000 | 4,848 |
| Total interest expense | $147,000 | 4,553 |
| Net interest income | $1,305,000 | 4,830 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $78,000 | 5,335 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $25,000 | 5,256 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $53,000 | 5,008 |
| Total noninterest expense | $863,000 | 5,157 |
| Salaries and employee benefits | $560,000 | 4,918 |
| Premises and equipment expense | $50,000 | 5,601 |
| Additional noninterest expense | $253,000 | 5,297 |
| Pre-tax net operating income | $520,000 | 4,086 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $520,000 | 3,896 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $520,000 | 3,894 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $520,000 | 3,895 |
| Net charge-offs | $-2,000 | 4,474 |
| Cash dividends | $1,492,000 | 968 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $520,000 | 3,829 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $732,000 | 4,868 |
| Total interest expense | $74,000 | 4,571 |
| Net interest income | $658,000 | 4,854 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $26,000 | 5,610 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $11,000 | 5,366 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $15,000 | 5,381 |
| Total noninterest expense | $398,000 | 5,310 |
| Salaries and employee benefits | $284,000 | 4,934 |
| Premises and equipment expense | $20,000 | 5,777 |
| Additional noninterest expense | $94,000 | 5,624 |
| Pre-tax net operating income | $286,000 | 3,932 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $286,000 | 3,707 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $286,000 | 3,704 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $286,000 | 3,705 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $526,000 | 1,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $286,000 | 3,647 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,035,000 | 4,833 |
| Total interest expense | $321,000 | 4,505 |
| Net interest income | $2,714,000 | 4,812 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $906,000 | 3,246 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $51,000 | 5,372 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $855,000 | 2,565 |
| Total noninterest expense | $1,948,000 | 5,104 |
| Salaries and employee benefits | $1,341,000 | 4,699 |
| Premises and equipment expense | $109,000 | 5,684 |
| Additional noninterest expense | $498,000 | 5,395 |
| Pre-tax net operating income | $1,672,000 | 3,316 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,672,000 | 3,029 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,672,000 | 3,030 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,672,000 | 3,031 |
| Net charge-offs | $80,000 | 2,858 |
| Cash dividends | $1,575,000 | 1,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,672,000 | 2,997 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,265,000 | 4,894 |
| Total interest expense | $244,000 | 4,548 |
| Net interest income | $2,021,000 | 4,873 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $133,000 | 5,360 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $38,000 | 5,451 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $95,000 | 4,947 |
| Total noninterest expense | $1,427,000 | 5,175 |
| Salaries and employee benefits | $957,000 | 4,822 |
| Premises and equipment expense | $76,000 | 5,787 |
| Additional noninterest expense | $394,000 | 5,382 |
| Pre-tax net operating income | $727,000 | 4,234 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $727,000 | 4,049 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $727,000 | 4,048 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $727,000 | 4,051 |
| Net charge-offs | $80,000 | 2,366 |
| Cash dividends | $1,118,000 | 1,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $727,000 | 3,990 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,511,000 | 4,929 |
| Total interest expense | $166,000 | 4,549 |
| Net interest income | $1,345,000 | 4,914 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $102,000 | 5,280 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $25,000 | 5,502 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $77,000 | 4,785 |
| Total noninterest expense | $965,000 | 5,190 |
| Salaries and employee benefits | $626,000 | 4,900 |
| Premises and equipment expense | $58,000 | 5,751 |
| Additional noninterest expense | $281,000 | 5,353 |
| Pre-tax net operating income | $482,000 | 4,221 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $482,000 | 4,032 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $482,000 | 4,033 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $482,000 | 4,034 |
| Net charge-offs | $64,000 | 2,120 |
| Cash dividends | $1,011,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $482,000 | 3,968 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $758,000 | 4,952 |
| Total interest expense | $84,000 | 4,586 |
| Net interest income | $674,000 | 4,934 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $24,000 | 5,881 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $11,000 | 5,619 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $13,000 | 5,642 |
| Total noninterest expense | $442,000 | 5,359 |
| Salaries and employee benefits | $336,000 | 4,818 |
| Premises and equipment expense | $19,000 | 6,069 |
| Additional noninterest expense | $87,000 | 5,918 |
| Pre-tax net operating income | $256,000 | 4,113 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $256,000 | 3,915 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $256,000 | 3,918 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $256,000 | 3,919 |
| Net charge-offs | $66,000 | 1,372 |
| Cash dividends | $287,000 | 1,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $256,000 | 3,833 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,208,000 | 4,939 |
| Total interest expense | $358,000 | 4,661 |
| Net interest income | $2,850,000 | 4,917 |
| Provision for loan and lease losses | $50,000 | 3,764 |
| Total noninterest income | $135,000 | 5,751 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $55,000 | 5,612 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $80,000 | 5,421 |
| Total noninterest expense | $2,115,000 | 5,178 |
| Salaries and employee benefits | $1,261,000 | 4,986 |
| Premises and equipment expense | $159,000 | 5,617 |
| Additional noninterest expense | $695,000 | 5,169 |
| Pre-tax net operating income | $820,000 | 4,447 |
| Securities gains (losses) | $3,000 | 2,996 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $823,000 | 4,266 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $823,000 | 4,266 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $823,000 | 4,267 |
| Net charge-offs | $155,000 | 2,748 |
| Cash dividends | $524,000 | 2,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $820,000 | 4,220 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,421,000 | 4,984 |
| Total interest expense | $270,000 | 4,715 |
| Net interest income | $2,151,000 | 4,953 |
| Provision for loan and lease losses | $40,000 | 3,578 |
| Total noninterest income | $91,000 | 5,920 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $42,000 | 5,676 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $49,000 | 5,639 |
| Total noninterest expense | $1,612,000 | 5,181 |
| Salaries and employee benefits | $912,000 | 5,080 |
| Premises and equipment expense | $132,000 | 5,560 |
| Additional noninterest expense | $568,000 | 5,056 |
| Pre-tax net operating income | $590,000 | 4,591 |
| Securities gains (losses) | $3,000 | 2,680 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $593,000 | 4,370 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $593,000 | 4,370 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $593,000 | 4,371 |
| Net charge-offs | $132,000 | 2,420 |
| Cash dividends | $430,000 | 2,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $590,000 | 4,328 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,622,000 | 4,994 |
| Total interest expense | $181,000 | 4,757 |
| Net interest income | $1,441,000 | 4,958 |
| Provision for loan and lease losses | $40,000 | 3,175 |
| Total noninterest income | $27,000 | 6,368 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $27,000 | 5,731 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $0 | 6,412 |
| Total noninterest expense | $1,110,000 | 5,167 |
| Salaries and employee benefits | $597,000 | 5,151 |
| Premises and equipment expense | $109,000 | 5,317 |
| Additional noninterest expense | $404,000 | 4,945 |
| Pre-tax net operating income | $318,000 | 4,831 |
| Securities gains (losses) | $3,000 | 2,288 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $321,000 | 4,618 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $321,000 | 4,620 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $321,000 | 4,621 |
| Net charge-offs | $112,000 | 2,079 |
| Cash dividends | $343,000 | 2,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $318,000 | 4,592 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $820,000 | 5,013 |
| Total interest expense | $92,000 | 4,795 |
| Net interest income | $728,000 | 4,974 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $26,000 | 6,085 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $13,000 | 5,787 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $13,000 | 5,834 |
| Total noninterest expense | $553,000 | 5,230 |
| Salaries and employee benefits | $321,000 | 5,079 |
| Premises and equipment expense | $46,000 | 5,610 |
| Additional noninterest expense | $186,000 | 5,157 |
| Pre-tax net operating income | $201,000 | 4,471 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $201,000 | 4,243 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $201,000 | 4,243 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $201,000 | 4,245 |
| Net charge-offs | $-4,000 | 5,342 |
| Cash dividends | $264,000 | 1,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $201,000 | 4,188 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,397,000 | 5,005 |
| Total interest expense | $453,000 | 4,671 |
| Net interest income | $2,944,000 | 4,972 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $152,000 | 5,901 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $53,000 | 5,926 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $99,000 | 5,382 |
| Total noninterest expense | $2,280,000 | 5,233 |
| Salaries and employee benefits | $1,233,000 | 5,206 |
| Premises and equipment expense | $175,000 | 5,728 |
| Additional noninterest expense | $872,000 | 4,885 |
| Pre-tax net operating income | $816,000 | 4,380 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $816,000 | 4,240 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $816,000 | 4,242 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $816,000 | 4,243 |
| Net charge-offs | $346,000 | 2,406 |
| Cash dividends | $318,000 | 3,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $816,000 | 4,182 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,550,000 | 5,046 |
| Total interest expense | $353,000 | 4,688 |
| Net interest income | $2,197,000 | 5,029 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $109,000 | 6,020 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $39,000 | 6,009 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $70,000 | 5,519 |
| Total noninterest expense | $1,688,000 | 5,271 |
| Salaries and employee benefits | $896,000 | 5,291 |
| Premises and equipment expense | $142,000 | 5,673 |
| Additional noninterest expense | $650,000 | 4,914 |
| Pre-tax net operating income | $618,000 | 4,457 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $618,000 | 4,262 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $618,000 | 4,265 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $618,000 | 4,266 |
| Net charge-offs | $353,000 | 1,952 |
| Cash dividends | $269,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $618,000 | 4,185 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,718,000 | 5,035 |
| Total interest expense | $248,000 | 4,633 |
| Net interest income | $1,470,000 | 5,025 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $92,000 | 5,813 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $24,000 | 6,093 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $68,000 | 5,192 |
| Total noninterest expense | $1,163,000 | 5,231 |
| Salaries and employee benefits | $589,000 | 5,336 |
| Premises and equipment expense | $111,000 | 5,437 |
| Additional noninterest expense | $463,000 | 4,778 |
| Pre-tax net operating income | $399,000 | 4,485 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $399,000 | 4,321 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $399,000 | 4,323 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $399,000 | 4,324 |
| Net charge-offs | $209,000 | 2,051 |
| Cash dividends | $269,000 | 2,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $399,000 | 4,210 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $867,000 | 5,045 |
| Total interest expense | $132,000 | 4,596 |
| Net interest income | $735,000 | 5,047 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $13,000 | 6,651 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $11,000 | 6,179 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,000 | 6,573 |
| Total noninterest expense | $482,000 | 5,634 |
| Salaries and employee benefits | $316,000 | 5,250 |
| Premises and equipment expense | $33,000 | 6,177 |
| Additional noninterest expense | $133,000 | 5,873 |
| Pre-tax net operating income | $266,000 | 4,020 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $266,000 | 3,782 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $266,000 | 3,781 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $266,000 | 3,784 |
| Net charge-offs | $-7,000 | 6,052 |
| Cash dividends | $139,000 | 1,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $266,000 | 3,676 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,671,000 | 5,084 |
| Total interest expense | $648,000 | 4,586 |
| Net interest income | $3,023,000 | 5,081 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $163,000 | 5,896 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $56,000 | 6,123 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $107,000 | 5,280 |
| Total noninterest expense | $2,620,000 | 5,065 |
| Salaries and employee benefits | $1,198,000 | 5,397 |
| Premises and equipment expense | $128,000 | 6,316 |
| Additional noninterest expense | $1,294,000 | 4,167 |
| Pre-tax net operating income | $566,000 | 4,776 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $566,000 | 4,772 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $566,000 | 4,775 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $566,000 | 4,776 |
| Net charge-offs | $22,000 | 5,356 |
| Cash dividends | $432,000 | 2,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $566,000 | 4,595 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,772,000 | 5,152 |
| Total interest expense | $502,000 | 4,634 |
| Net interest income | $2,270,000 | 5,154 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $101,000 | 6,164 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $42,000 | 6,199 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $59,000 | 5,609 |
| Total noninterest expense | $2,152,000 | 4,883 |
| Salaries and employee benefits | $871,000 | 5,488 |
| Premises and equipment expense | $102,000 | 6,316 |
| Additional noninterest expense | $1,179,000 | 3,702 |
| Pre-tax net operating income | $219,000 | 5,613 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $219,000 | 5,646 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $219,000 | 5,645 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $219,000 | 5,645 |
| Net charge-offs | $29,000 | 4,874 |
| Cash dividends | $432,000 | 2,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $219,000 | 5,468 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,854,000 | 5,166 |
| Total interest expense | $345,000 | 4,675 |
| Net interest income | $1,509,000 | 5,191 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $38,000 | 6,623 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $27,000 | 6,263 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 6,430 |
| Total noninterest expense | $1,015,000 | 5,696 |
| Salaries and employee benefits | $574,000 | 5,559 |
| Premises and equipment expense | $76,000 | 6,204 |
| Additional noninterest expense | $365,000 | 5,547 |
| Pre-tax net operating income | $532,000 | 4,016 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $532,000 | 3,872 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $532,000 | 3,874 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $532,000 | 3,875 |
| Net charge-offs | $16,000 | 4,742 |
| Cash dividends | $431,000 | 1,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $532,000 | 3,681 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $939,000 | 5,184 |
| Total interest expense | $177,000 | 4,720 |
| Net interest income | $762,000 | 5,195 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $21,000 | 6,619 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $13,000 | 6,301 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,000 | 6,361 |
| Total noninterest expense | $467,000 | 5,905 |
| Salaries and employee benefits | $313,000 | 5,401 |
| Premises and equipment expense | $21,000 | 6,810 |
| Additional noninterest expense | $133,000 | 6,121 |
| Pre-tax net operating income | $316,000 | 3,750 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $316,000 | 3,546 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $316,000 | 3,549 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $316,000 | 3,549 |
| Net charge-offs | $-3,000 | 6,199 |
| Cash dividends | $243,000 | 1,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $316,000 | 3,375 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,914,000 | 5,200 |
| Total interest expense | $858,000 | 4,767 |
| Net interest income | $3,056,000 | 5,212 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $144,000 | 6,088 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $67,000 | 6,037 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $77,000 | 5,559 |
| Total noninterest expense | $1,915,000 | 5,899 |
| Salaries and employee benefits | $1,162,000 | 5,582 |
| Premises and equipment expense | $184,000 | 6,141 |
| Additional noninterest expense | $569,000 | 6,074 |
| Pre-tax net operating income | $1,285,000 | 3,287 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,000 | 4,639 |
| Income before extraordinary items | $1,284,000 | 3,089 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,284,000 | 3,092 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,284,000 | 3,092 |
| Net charge-offs | $97,000 | 5,001 |
| Cash dividends | $669,000 | 2,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,284,000 | 2,986 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,959,000 | 5,235 |
| Total interest expense | $662,000 | 4,826 |
| Net interest income | $2,297,000 | 5,245 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $124,000 | 6,062 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $50,000 | 6,073 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $74,000 | 5,421 |
| Total noninterest expense | $1,456,000 | 5,902 |
| Salaries and employee benefits | $841,000 | 5,673 |
| Premises and equipment expense | $158,000 | 5,959 |
| Additional noninterest expense | $457,000 | 5,998 |
| Pre-tax net operating income | $965,000 | 3,374 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $965,000 | 3,140 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $965,000 | 3,140 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $965,000 | 3,140 |
| Net charge-offs | $66,000 | 4,779 |
| Cash dividends | $562,000 | 1,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $965,000 | 3,027 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,974,000 | 5,276 |
| Total interest expense | $454,000 | 4,864 |
| Net interest income | $1,520,000 | 5,306 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $77,000 | 6,169 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $33,000 | 6,080 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $44,000 | 5,584 |
| Total noninterest expense | $1,018,000 | 5,880 |
| Salaries and employee benefits | $557,000 | 5,737 |
| Premises and equipment expense | $129,000 | 5,634 |
| Additional noninterest expense | $332,000 | 5,916 |
| Pre-tax net operating income | $579,000 | 3,536 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $579,000 | 3,258 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $579,000 | 3,259 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $579,000 | 3,259 |
| Net charge-offs | $72,000 | 4,155 |
| Cash dividends | $468,000 | 1,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $579,000 | 3,173 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $990,000 | 5,289 |
| Total interest expense | $232,000 | 4,925 |
| Net interest income | $758,000 | 5,314 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $43,000 | 6,114 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $16,000 | 6,075 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $27,000 | 5,504 |
| Total noninterest expense | $449,000 | 6,135 |
| Salaries and employee benefits | $267,000 | 5,852 |
| Premises and equipment expense | $39,000 | 6,503 |
| Additional noninterest expense | $143,000 | 6,224 |
| Pre-tax net operating income | $352,000 | 3,236 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $352,000 | 2,917 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $352,000 | 2,916 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $352,000 | 2,917 |
| Net charge-offs | $-5,000 | 6,778 |
| Cash dividends | $245,000 | 1,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $352,000 | 2,865 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,279,000 | 5,241 |
| Total interest expense | $1,217,000 | 4,781 |
| Net interest income | $3,062,000 | 5,303 |
| Provision for loan and lease losses | $305,000 | 4,816 |
| Total noninterest income | $37,000 | 7,112 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $47,000 | 6,275 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-10,000 | 7,033 |
| Total noninterest expense | $1,950,000 | 6,058 |
| Salaries and employee benefits | $1,138,000 | 5,785 |
| Premises and equipment expense | $166,000 | 6,504 |
| Additional noninterest expense | $646,000 | 6,065 |
| Pre-tax net operating income | $844,000 | 3,661 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,000 | 4,548 |
| Income before extraordinary items | $843,000 | 3,524 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $843,000 | 3,521 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $843,000 | 3,524 |
| Net charge-offs | $293,000 | 4,330 |
| Cash dividends | $275,000 | 2,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $843,000 | 3,406 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,335,000 | 5,229 |
| Total interest expense | $959,000 | 4,803 |
| Net interest income | $2,376,000 | 5,275 |
| Provision for loan and lease losses | $240,000 | 4,632 |
| Total noninterest income | $-18,000 | 7,473 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $28,000 | 6,510 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-46,000 | 7,313 |
| Total noninterest expense | $1,506,000 | 6,042 |
| Salaries and employee benefits | $795,000 | 5,968 |
| Premises and equipment expense | $146,000 | 6,328 |
| Additional noninterest expense | $565,000 | 5,774 |
| Pre-tax net operating income | $612,000 | 3,918 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,000 | 4,603 |
| Income before extraordinary items | $611,000 | 3,749 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $611,000 | 3,749 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $611,000 | 3,750 |
| Net charge-offs | $297,000 | 3,740 |
| Cash dividends | $275,000 | 2,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $611,000 | 3,608 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,175,000 | 5,325 |
| Total interest expense | $671,000 | 4,789 |
| Net interest income | $1,504,000 | 5,438 |
| Provision for loan and lease losses | $240,000 | 3,941 |
| Total noninterest income | $-39,000 | 7,591 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $7,000 | 6,815 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-46,000 | 7,444 |
| Total noninterest expense | $942,000 | 6,203 |
| Salaries and employee benefits | $551,000 | 5,930 |
| Premises and equipment expense | $118,000 | 5,982 |
| Additional noninterest expense | $273,000 | 6,448 |
| Pre-tax net operating income | $283,000 | 4,496 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $282,000 | 4,420 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $282,000 | 4,419 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $282,000 | 4,419 |
| Net charge-offs | $87,000 | 4,391 |
| Cash dividends | $178,000 | 2,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $282,000 | 4,271 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,103,000 | 5,347 |
| Total interest expense | $350,000 | 4,814 |
| Net interest income | $753,000 | 5,469 |
| Provision for loan and lease losses | $45,000 | 4,935 |
| Total noninterest income | $-36,000 | 7,744 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $20,000 | 5,909 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-56,000 | 7,683 |
| Total noninterest expense | $424,000 | 6,487 |
| Salaries and employee benefits | $268,000 | 6,059 |
| Premises and equipment expense | $40,000 | 6,743 |
| Additional noninterest expense | $116,000 | 6,786 |
| Pre-tax net operating income | $248,000 | 3,695 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $247,000 | 3,520 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $247,000 | 3,517 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $247,000 | 3,519 |
| Net charge-offs | $40,000 | 3,918 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $247,000 | 3,387 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,770,000 | 5,256 |
| Total interest expense | $1,786,000 | 4,760 |
| Net interest income | $2,984,000 | 5,398 |
| Provision for loan and lease losses | $1,710,000 | 2,692 |
| Total noninterest income | $124,000 | 6,784 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $93,000 | 5,844 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $31,000 | 6,716 |
| Total noninterest expense | $1,866,000 | 6,387 |
| Salaries and employee benefits | $1,121,000 | 5,998 |
| Premises and equipment expense | $150,000 | 6,943 |
| Additional noninterest expense | $595,000 | 6,466 |
| Pre-tax net operating income | $-468,000 | 5,959 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $2,000 | 4,160 |
| Income before extraordinary items | $-470,000 | 6,062 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-470,000 | 6,062 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-470,000 | 6,063 |
| Net charge-offs | $1,725,000 | 2,217 |
| Cash dividends | $803,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-470,000 | 6,055 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,631,000 | 5,276 |
| Total interest expense | $1,375,000 | 4,829 |
| Net interest income | $2,256,000 | 5,401 |
| Provision for loan and lease losses | $1,115,000 | 2,622 |
| Total noninterest income | $104,000 | 6,792 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $69,000 | 5,914 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $35,000 | 6,592 |
| Total noninterest expense | $1,394,000 | 6,416 |
| Salaries and employee benefits | $825,000 | 6,062 |
| Premises and equipment expense | $127,000 | 6,802 |
| Additional noninterest expense | $442,000 | 6,499 |
| Pre-tax net operating income | $-149,000 | 5,957 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $2,000 | 4,371 |
| Income before extraordinary items | $-151,000 | 6,052 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-151,000 | 6,053 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-151,000 | 6,052 |
| Net charge-offs | $1,186,000 | 2,016 |
| Cash dividends | $803,000 | 1,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-151,000 | 6,025 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,471,000 | 5,264 |
| Total interest expense | $934,000 | 4,901 |
| Net interest income | $1,537,000 | 5,352 |
| Provision for loan and lease losses | $390,000 | 3,317 |
| Total noninterest income | $77,000 | 6,732 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $45,000 | 5,954 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $32,000 | 6,339 |
| Total noninterest expense | $998,000 | 6,301 |
| Salaries and employee benefits | $579,000 | 6,013 |
| Premises and equipment expense | $95,000 | 6,676 |
| Additional noninterest expense | $324,000 | 6,333 |
| Pre-tax net operating income | $226,000 | 4,497 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $2,000 | 4,423 |
| Income before extraordinary items | $224,000 | 4,402 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $224,000 | 4,399 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $224,000 | 4,399 |
| Net charge-offs | $876,000 | 1,743 |
| Cash dividends | $804,000 | 1,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $224,000 | 4,289 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,268,000 | 5,233 |
| Total interest expense | $476,000 | 4,962 |
| Net interest income | $792,000 | 5,240 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $43,000 | 6,571 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $21,000 | 6,011 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $22,000 | 6,048 |
| Total noninterest expense | $434,000 | 6,598 |
| Salaries and employee benefits | $283,000 | 6,117 |
| Premises and equipment expense | $42,000 | 6,902 |
| Additional noninterest expense | $109,000 | 6,952 |
| Pre-tax net operating income | $356,000 | 3,036 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $354,000 | 2,790 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $354,000 | 2,789 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $354,000 | 2,791 |
| Net charge-offs | $260,000 | 1,917 |
| Cash dividends | $671,000 | 661 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $354,000 | 2,656 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,788,000 | 5,037 |
| Total interest expense | $2,452,000 | 4,797 |
| Net interest income | $3,336,000 | 5,106 |
| Provision for loan and lease losses | $580,000 | 3,572 |
| Total noninterest income | $193,000 | 6,531 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $104,000 | 5,845 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $89,000 | 6,081 |
| Total noninterest expense | $1,854,000 | 6,427 |
| Salaries and employee benefits | $1,229,000 | 5,907 |
| Premises and equipment expense | $180,000 | 6,861 |
| Additional noninterest expense | $445,000 | 6,865 |
| Pre-tax net operating income | $1,095,000 | 3,588 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,095,000 | 3,112 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,095,000 | 3,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $417,000 | 3,060 |
| Cash dividends | $926,000 | 2,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,095,000 | 3,261 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,436,000 | 5,045 |
| Total interest expense | $1,921,000 | 4,794 |
| Net interest income | $2,515,000 | 5,132 |
| Provision for loan and lease losses | $285,000 | 3,641 |
| Total noninterest income | $181,000 | 6,307 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $78,000 | 5,876 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $103,000 | 5,588 |
| Total noninterest expense | $1,337,000 | 6,524 |
| Salaries and employee benefits | $860,000 | 6,110 |
| Premises and equipment expense | $143,000 | 6,801 |
| Additional noninterest expense | $334,000 | 6,846 |
| Pre-tax net operating income | $1,074,000 | 3,540 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,074,000 | 2,967 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,074,000 | 2,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,747 |
| Cash dividends | $853,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,074,000 | 3,113 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,005,000 | 5,078 |
| Total interest expense | $1,346,000 | 4,807 |
| Net interest income | $1,659,000 | 5,177 |
| Provision for loan and lease losses | $90,000 | 4,395 |
| Total noninterest income | $114,000 | 6,455 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $48,000 | 6,011 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $66,000 | 5,727 |
| Total noninterest expense | $924,000 | 6,467 |
| Salaries and employee benefits | $604,000 | 6,027 |
| Premises and equipment expense | $95,000 | 6,841 |
| Additional noninterest expense | $225,000 | 6,846 |
| Pre-tax net operating income | $759,000 | 3,555 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $759,000 | 3,161 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $759,000 | 3,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,454 |
| Cash dividends | $689,000 | 1,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $759,000 | 3,107 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,556,000 | 5,052 |
| Total interest expense | $719,000 | 4,816 |
| Net interest income | $837,000 | 5,170 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $57,000 | 6,444 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $21,000 | 6,186 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $36,000 | 5,627 |
| Total noninterest expense | $432,000 | 6,647 |
| Salaries and employee benefits | $292,000 | 6,170 |
| Premises and equipment expense | $39,000 | 7,205 |
| Additional noninterest expense | $101,000 | 7,042 |
| Pre-tax net operating income | $417,000 | 3,455 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $417,000 | 3,105 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $417,000 | 3,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,369 |
| Cash dividends | $362,000 | 1,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $417,000 | 3,027 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,261,000 | 5,080 |
| Total interest expense | $2,914,000 | 4,880 |
| Net interest income | $3,347,000 | 5,189 |
| Provision for loan and lease losses | $635,000 | 1,981 |
| Total noninterest income | $250,000 | 6,393 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $94,000 | 6,098 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $156,000 | 5,511 |
| Total noninterest expense | $1,759,000 | 6,537 |
| Salaries and employee benefits | $1,163,000 | 6,071 |
| Premises and equipment expense | $190,000 | 6,837 |
| Additional noninterest expense | $406,000 | 7,009 |
| Pre-tax net operating income | $1,203,000 | 4,363 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,203,000 | 3,936 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,203,000 | 3,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $670,000 | 1,375 |
| Cash dividends | $1,059,000 | 2,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,203,000 | 3,934 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,647,000 | 5,134 |
| Total interest expense | $2,145,000 | 4,938 |
| Net interest income | $2,502,000 | 5,213 |
| Provision for loan and lease losses | $135,000 | 3,624 |
| Total noninterest income | $188,000 | 6,436 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $71,000 | 6,124 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $117,000 | 5,521 |
| Total noninterest expense | $1,284,000 | 6,603 |
| Salaries and employee benefits | $825,000 | 6,214 |
| Premises and equipment expense | $137,000 | 6,896 |
| Additional noninterest expense | $322,000 | 6,892 |
| Pre-tax net operating income | $1,271,000 | 3,816 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,271,000 | 3,338 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,271,000 | 3,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $361,000 | 1,346 |
| Cash dividends | $934,000 | 2,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,271,000 | 3,324 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,019,000 | 5,237 |
| Total interest expense | $1,376,000 | 5,039 |
| Net interest income | $1,643,000 | 5,291 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $120,000 | 6,538 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $46,000 | 6,201 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $74,000 | 5,653 |
| Total noninterest expense | $850,000 | 6,665 |
| Salaries and employee benefits | $568,000 | 6,179 |
| Premises and equipment expense | $98,000 | 6,806 |
| Additional noninterest expense | $184,000 | 7,226 |
| Pre-tax net operating income | $823,000 | 3,958 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $823,000 | 3,460 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $823,000 | 3,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 1,322 |
| Cash dividends | $744,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $823,000 | 3,436 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,505,000 | 5,245 |
| Total interest expense | $676,000 | 5,066 |
| Net interest income | $829,000 | 5,262 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $57,000 | 6,621 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $22,000 | 6,225 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $35,000 | 5,742 |
| Total noninterest expense | $357,000 | 7,090 |
| Salaries and employee benefits | $273,000 | 6,325 |
| Premises and equipment expense | $31,000 | 7,555 |
| Additional noninterest expense | $53,000 | 8,024 |
| Pre-tax net operating income | $484,000 | 3,603 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $484,000 | 3,101 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $484,000 | 3,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,057 |
| Cash dividends | $453,000 | 1,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $484,000 | 3,079 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,066,000 | 4,984 |
| Total interest expense | $2,489,000 | 4,835 |
| Net interest income | $3,577,000 | 4,981 |
| Provision for loan and lease losses | $180,000 | 3,697 |
| Total noninterest income | $230,000 | 6,680 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $96,000 | 6,207 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $134,000 | 5,839 |
| Total noninterest expense | $1,752,000 | 6,511 |
| Salaries and employee benefits | $1,142,000 | 6,060 |
| Premises and equipment expense | $186,000 | 6,861 |
| Additional noninterest expense | $424,000 | 6,951 |
| Pre-tax net operating income | $1,875,000 | 3,785 |
| Securities gains (losses) | $-28,000 | 7,691 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,847,000 | 3,288 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,847,000 | 3,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,479 |
| Cash dividends | $1,440,000 | 1,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,875,000 | 3,226 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,511,000 | 4,985 |
| Total interest expense | $1,794,000 | 4,864 |
| Net interest income | $2,717,000 | 4,992 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $196,000 | 6,498 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $71,000 | 6,303 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $125,000 | 5,458 |
| Total noninterest expense | $1,287,000 | 6,574 |
| Salaries and employee benefits | $790,000 | 6,267 |
| Premises and equipment expense | $144,000 | 6,837 |
| Additional noninterest expense | $353,000 | 6,679 |
| Pre-tax net operating income | $1,491,000 | 3,793 |
| Securities gains (losses) | $-28,000 | 7,963 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,463,000 | 3,254 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,463,000 | 3,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 2,926 |
| Cash dividends | $1,010,000 | 1,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,491,000 | 3,217 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,947,000 | 5,009 |
| Total interest expense | $1,129,000 | 4,905 |
| Net interest income | $1,818,000 | 5,000 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $128,000 | 6,539 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $43,000 | 6,440 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $85,000 | 5,470 |
| Total noninterest expense | $884,000 | 6,526 |
| Salaries and employee benefits | $538,000 | 6,228 |
| Premises and equipment expense | $97,000 | 6,830 |
| Additional noninterest expense | $249,000 | 6,584 |
| Pre-tax net operating income | $972,000 | 3,862 |
| Securities gains (losses) | $-28,000 | 8,198 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $944,000 | 3,343 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $944,000 | 3,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,485 |
| Cash dividends | $820,000 | 1,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $972,000 | 3,275 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,449,000 | 5,007 |
| Total interest expense | $532,000 | 4,942 |
| Net interest income | $917,000 | 4,969 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $53,000 | 6,846 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $18,000 | 6,650 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $35,000 | 5,807 |
| Total noninterest expense | $369,000 | 6,983 |
| Salaries and employee benefits | $253,000 | 6,424 |
| Premises and equipment expense | $41,000 | 7,158 |
| Additional noninterest expense | $75,000 | 7,620 |
| Pre-tax net operating income | $556,000 | 3,506 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $556,000 | 2,905 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $556,000 | 2,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,292 |
| Cash dividends | $395,000 | 1,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $556,000 | 2,893 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,749,000 | 4,721 |
| Total interest expense | $1,896,000 | 4,594 |
| Net interest income | $3,853,000 | 4,740 |
| Provision for loan and lease losses | $180,000 | 3,751 |
| Total noninterest income | $224,000 | 6,876 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $72,000 | 6,717 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $152,000 | 5,705 |
| Total noninterest expense | $1,649,000 | 6,641 |
| Salaries and employee benefits | $1,097,000 | 6,071 |
| Premises and equipment expense | $199,000 | 6,740 |
| Additional noninterest expense | $353,000 | 7,336 |
| Pre-tax net operating income | $2,248,000 | 3,407 |
| Securities gains (losses) | $11,000 | 1,453 |
| Applicable income taxes | $1,000 | 6,850 |
| Income before extraordinary items | $2,258,000 | 2,786 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,258,000 | 2,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,143 |
| Cash dividends | $1,541,000 | 1,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,247,000 | 2,760 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,263,000 | 4,723 |
| Total interest expense | $1,379,000 | 4,551 |
| Net interest income | $2,884,000 | 4,758 |
| Provision for loan and lease losses | $135,000 | 3,636 |
| Total noninterest income | $169,000 | 6,899 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $53,000 | 6,786 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $116,000 | 5,683 |
| Total noninterest expense | $1,182,000 | 6,753 |
| Salaries and employee benefits | $765,000 | 6,283 |
| Premises and equipment expense | $151,000 | 6,698 |
| Additional noninterest expense | $266,000 | 7,344 |
| Pre-tax net operating income | $1,736,000 | 3,396 |
| Securities gains (losses) | $11,000 | 1,448 |
| Applicable income taxes | $7,000 | 6,626 |
| Income before extraordinary items | $1,740,000 | 2,761 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,740,000 | 2,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,062 |
| Cash dividends | $1,007,000 | 1,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,729,000 | 2,751 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,811,000 | 4,701 |
| Total interest expense | $888,000 | 4,479 |
| Net interest income | $1,923,000 | 4,734 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $105,000 | 6,977 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $34,000 | 6,810 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $71,000 | 5,855 |
| Total noninterest expense | $771,000 | 6,820 |
| Salaries and employee benefits | $494,000 | 6,385 |
| Premises and equipment expense | $101,000 | 6,676 |
| Additional noninterest expense | $176,000 | 7,341 |
| Pre-tax net operating income | $1,167,000 | 3,317 |
| Securities gains (losses) | $11,000 | 1,322 |
| Applicable income taxes | $7,000 | 6,523 |
| Income before extraordinary items | $1,171,000 | 2,709 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,171,000 | 2,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,044 |
| Cash dividends | $771,000 | 1,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,160,110 | 2,687 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,389,000 | 4,717 |
| Total interest expense | $421,000 | 4,516 |
| Net interest income | $968,000 | 4,719 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $45,000 | 7,228 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $17,000 | 6,822 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $28,000 | 6,283 |
| Total noninterest expense | $399,000 | 6,775 |
| Salaries and employee benefits | $254,000 | 6,331 |
| Premises and equipment expense | $52,000 | 6,674 |
| Additional noninterest expense | $93,000 | 7,297 |
| Pre-tax net operating income | $569,000 | 3,351 |
| Securities gains (losses) | $28,000 | 699 |
| Applicable income taxes | $7,000 | 6,248 |
| Income before extraordinary items | $590,000 | 2,654 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $590,000 | 2,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,291 |
| Cash dividends | $302,000 | 1,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $562,280 | 2,711 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,519,000 | 4,527 |
| Total interest expense | $1,593,000 | 4,356 |
| Net interest income | $3,926,000 | 4,539 |
| Provision for loan and lease losses | $180,000 | 3,881 |
| Total noninterest income | $197,000 | 7,174 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $74,000 | 6,886 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $123,000 | 6,060 |
| Total noninterest expense | $1,602,000 | 6,708 |
| Salaries and employee benefits | $1,118,000 | 5,925 |
| Premises and equipment expense | $111,000 | 7,833 |
| Additional noninterest expense | $373,000 | 7,267 |
| Pre-tax net operating income | $2,341,000 | 3,161 |
| Securities gains (losses) | $22,000 | 2,338 |
| Applicable income taxes | $2,000 | 7,032 |
| Income before extraordinary items | $2,361,000 | 2,539 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,361,000 | 2,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,375 |
| Cash dividends | $1,208,000 | 2,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,339,000 | 2,508 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,131,000 | 4,515 |
| Total interest expense | $1,194,000 | 4,303 |
| Net interest income | $2,937,000 | 4,543 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $147,000 | 7,232 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $59,000 | 6,831 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $88,000 | 6,162 |
| Total noninterest expense | $1,190,000 | 6,699 |
| Salaries and employee benefits | $820,000 | 5,938 |
| Premises and equipment expense | $86,000 | 7,777 |
| Additional noninterest expense | $284,000 | 7,225 |
| Pre-tax net operating income | $1,759,000 | 3,197 |
| Securities gains (losses) | $13,000 | 2,563 |
| Applicable income taxes | $2,000 | 7,080 |
| Income before extraordinary items | $1,770,000 | 2,588 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,770,000 | 2,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,410 |
| Cash dividends | $973,000 | 1,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,757,000 | 2,534 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,715,000 | 4,568 |
| Total interest expense | $792,000 | 4,315 |
| Net interest income | $1,923,000 | 4,590 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $102,000 | 7,203 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $40,000 | 6,850 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $62,000 | 6,075 |
| Total noninterest expense | $749,000 | 6,897 |
| Salaries and employee benefits | $524,000 | 6,124 |
| Premises and equipment expense | $60,000 | 7,741 |
| Additional noninterest expense | $165,000 | 7,549 |
| Pre-tax net operating income | $1,186,000 | 3,132 |
| Securities gains (losses) | $13,000 | 2,268 |
| Applicable income taxes | $2,000 | 7,043 |
| Income before extraordinary items | $1,197,000 | 2,530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,197,000 | 2,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 2,635 |
| Cash dividends | $757,000 | 1,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,184,000 | 2,492 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,368,000 | 4,563 |
| Total interest expense | $401,000 | 4,333 |
| Net interest income | $967,000 | 4,581 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $50,000 | 7,209 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $19,000 | 6,877 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $31,000 | 6,045 |
| Total noninterest expense | $376,000 | 6,927 |
| Salaries and employee benefits | $279,000 | 5,956 |
| Premises and equipment expense | $28,000 | 7,868 |
| Additional noninterest expense | $69,000 | 7,915 |
| Pre-tax net operating income | $596,000 | 3,093 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $595,000 | 2,514 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $595,000 | 2,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,391 |
| Cash dividends | $281,000 | 1,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $595,000 | 2,433 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,645,000 | 4,476 |
| Total interest expense | $1,974,000 | 4,068 |
| Net interest income | $3,671,000 | 4,639 |
| Provision for loan and lease losses | $776,000 | 1,503 |
| Total noninterest income | $201,000 | 7,338 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $73,000 | 7,039 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $128,000 | 6,113 |
| Total noninterest expense | $1,473,000 | 6,941 |
| Salaries and employee benefits | $1,041,000 | 6,118 |
| Premises and equipment expense | $104,000 | 8,019 |
| Additional noninterest expense | $328,000 | 7,586 |
| Pre-tax net operating income | $1,623,000 | 3,922 |
| Securities gains (losses) | $-5,000 | 8,699 |
| Applicable income taxes | $2,000 | 7,318 |
| Income before extraordinary items | $1,616,000 | 3,368 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,616,000 | 3,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $593,000 | 1,400 |
| Cash dividends | $945,000 | 2,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,621,000 | 3,208 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,304,000 | 4,481 |
| Total interest expense | $1,533,000 | 4,073 |
| Net interest income | $2,771,000 | 4,642 |
| Provision for loan and lease losses | $631,000 | 1,345 |
| Total noninterest income | $157,000 | 7,311 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $54,000 | 7,102 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $103,000 | 6,018 |
| Total noninterest expense | $1,129,000 | 6,889 |
| Salaries and employee benefits | $797,000 | 6,018 |
| Premises and equipment expense | $78,000 | 8,039 |
| Additional noninterest expense | $254,000 | 7,521 |
| Pre-tax net operating income | $1,168,000 | 4,148 |
| Securities gains (losses) | $-5,000 | 8,870 |
| Applicable income taxes | $2,000 | 7,369 |
| Income before extraordinary items | $1,161,000 | 3,585 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,161,000 | 3,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $395,000 | 1,407 |
| Cash dividends | $791,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,166,000 | 3,402 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,895,000 | 4,490 |
| Total interest expense | $1,064,000 | 4,053 |
| Net interest income | $1,831,000 | 4,655 |
| Provision for loan and lease losses | $586,000 | 1,020 |
| Total noninterest income | $104,000 | 7,327 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $37,000 | 7,065 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $67,000 | 6,058 |
| Total noninterest expense | $723,000 | 7,008 |
| Salaries and employee benefits | $518,000 | 6,131 |
| Premises and equipment expense | $56,000 | 7,921 |
| Additional noninterest expense | $149,000 | 7,796 |
| Pre-tax net operating income | $626,000 | 4,721 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $2,000 | 7,353 |
| Income before extraordinary items | $624,000 | 4,175 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $624,000 | 4,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $434,000 | 935 |
| Cash dividends | $552,000 | 2,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $624,000 | 3,979 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,476,000 | 4,463 |
| Total interest expense | $561,000 | 3,982 |
| Net interest income | $915,000 | 4,656 |
| Provision for loan and lease losses | $541,000 | 590 |
| Total noninterest income | $47,000 | 7,471 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $18,000 | 7,056 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $29,000 | 6,299 |
| Total noninterest expense | $377,000 | 6,896 |
| Salaries and employee benefits | $274,000 | 5,929 |
| Premises and equipment expense | $31,000 | 7,807 |
| Additional noninterest expense | $72,000 | 7,882 |
| Pre-tax net operating income | $44,000 | 8,082 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $2,000 | 7,162 |
| Income before extraordinary items | $42,000 | 8,058 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $42,000 | 8,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $411,000 | 572 |
| Cash dividends | $240,000 | 2,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $42,000 | 7,906 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,805,000 | 4,667 |
| Total interest expense | $2,464,000 | 4,143 |
| Net interest income | $3,341,000 | 4,920 |
| Provision for loan and lease losses | $230,000 | 4,063 |
| Total noninterest income | $178,000 | 7,527 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $75,000 | 7,046 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $103,000 | 6,389 |
| Total noninterest expense | $1,468,000 | 6,904 |
| Salaries and employee benefits | $1,021,000 | 6,059 |
| Premises and equipment expense | $131,000 | 7,717 |
| Additional noninterest expense | $316,000 | 7,695 |
| Pre-tax net operating income | $1,821,000 | 3,634 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,821,000 | 2,996 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,821,000 | 2,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 3,214 |
| Cash dividends | $1,026,000 | 2,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,821,000 | 2,915 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,647,000 | 5,195 |
| Total interest expense | $2,869,000 | 4,893 |
| Net interest income | $2,778,000 | 5,346 |
| Provision for loan and lease losses | $340,000 | 2,959 |
| Total noninterest income | $207,000 | 7,240 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $87,000 | 6,834 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $120,000 | 6,007 |
| Total noninterest expense | $1,438,000 | 6,931 |
| Salaries and employee benefits | $998,000 | 5,988 |
| Premises and equipment expense | $128,000 | 7,879 |
| Additional noninterest expense | $312,000 | 7,768 |
| Pre-tax net operating income | $1,207,000 | 4,406 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $40,000 | 6,882 |
| Income before extraordinary items | $1,167,000 | 3,884 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,167,000 | 3,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,729 |
| Cash dividends | $1,204,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,167,000 | 3,753 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,578,000 | 5,336 |
| Total interest expense | $2,842,000 | 5,123 |
| Net interest income | $2,736,000 | 5,485 |
| Provision for loan and lease losses | $177,000 | 4,055 |
| Total noninterest income | $166,000 | 7,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 7,510 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,180 |
| Total noninterest expense | $1,292,000 | 7,270 |
| Salaries and employee benefits | $868,000 | 6,428 |
| Premises and equipment expense | $112,000 | 8,239 |
| Additional noninterest expense | $312,000 | 7,850 |
| Pre-tax net operating income | $1,433,000 | 4,194 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $140,000 | 6,039 |
| Income before extraordinary items | $1,291,000 | 3,656 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,291,000 | 3,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,388 |
| Cash dividends | $857,000 | 2,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,292,800 | 3,644 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,226,000 | 5,412 |
| Total interest expense | $2,601,000 | 5,079 |
| Net interest income | $2,625,000 | 5,637 |
| Provision for loan and lease losses | $124,000 | 4,675 |
| Total noninterest income | $214,000 | 7,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 7,645 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 5,512 |
| Total noninterest expense | $1,348,000 | 7,171 |
| Salaries and employee benefits | $951,000 | 6,089 |
| Premises and equipment expense | $131,000 | 8,016 |
| Additional noninterest expense | $266,000 | 8,415 |
| Pre-tax net operating income | $1,367,000 | 4,372 |
| Securities gains (losses) | $-4,000 | 9,004 |
| Applicable income taxes | $393,000 | 4,220 |
| Income before extraordinary items | $970,000 | 4,523 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $970,000 | 4,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,373 |
| Cash dividends | $562,000 | 3,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $972,840 | 4,469 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,030,000 | 5,653 |
| Total interest expense | $2,492,000 | 5,377 |
| Net interest income | $2,538,000 | 5,795 |
| Provision for loan and lease losses | $72,000 | 5,801 |
| Total noninterest income | $195,000 | 7,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 7,438 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 6,194 |
| Total noninterest expense | $1,236,000 | 7,443 |
| Salaries and employee benefits | $865,000 | 6,381 |
| Premises and equipment expense | $129,000 | 8,085 |
| Additional noninterest expense | $242,000 | 8,682 |
| Pre-tax net operating income | $1,425,000 | 4,350 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $538,000 | 3,668 |
| Income before extraordinary items | $887,000 | 4,882 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $887,000 | 4,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,584 |
| Cash dividends | $250,000 | 4,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $887,000 | 4,781 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,854,000 | 5,918 |
| Total interest expense | $2,444,000 | 5,504 |
| Net interest income | $2,410,000 | 6,202 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $185,000 | 8,046 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 7,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 6,947 |
| Total noninterest expense | $1,239,000 | 7,538 |
| Salaries and employee benefits | $864,000 | 6,466 |
| Premises and equipment expense | $128,000 | 8,292 |
| Additional noninterest expense | $247,000 | 8,886 |
| Pre-tax net operating income | $1,296,000 | 4,974 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $493,000 | 4,256 |
| Income before extraordinary items | $803,000 | 5,444 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $803,000 | 5,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,092 |
| Cash dividends | $250,000 | 4,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $803,000 | 5,390 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,596,000 | 6,298 |
| Total interest expense | $2,364,000 | 5,730 |
| Net interest income | $2,232,000 | 6,704 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $173,000 | 8,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 7,883 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,466 |
| Total noninterest expense | $1,191,000 | 8,011 |
| Salaries and employee benefits | $823,000 | 6,868 |
| Premises and equipment expense | $121,000 | 8,774 |
| Additional noninterest expense | $247,000 | 9,427 |
| Pre-tax net operating income | $1,154,000 | 5,250 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $437,000 | 4,603 |
| Income before extraordinary items | $717,000 | 5,688 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $717,000 | 5,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,157 |
| Cash dividends | $250,000 | 4,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $717,000 | 5,633 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,283,000 | 6,712 |
| Total interest expense | $2,240,000 | 5,997 |
| Net interest income | $2,043,000 | 7,204 |
| Provision for loan and lease losses | $90,000 | 4,814 |
| Total noninterest income | $175,000 | 8,877 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,598 |
| Total noninterest expense | $1,289,000 | 7,894 |
| Salaries and employee benefits | $878,000 | 6,665 |
| Premises and equipment expense | $123,000 | 8,962 |
| Additional noninterest expense | $288,000 | 9,369 |
| Pre-tax net operating income | $839,000 | 6,689 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $320,000 | 5,779 |
| Income before extraordinary items | $519,000 | 7,111 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $519,000 | 7,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,898 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $519,000 | 7,089 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,990,000 | 6,705 |
| Total interest expense | $1,754,000 | 6,192 |
| Net interest income | $2,236,000 | 7,003 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $194,000 | 8,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 8,589 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 7,194 |
| Total noninterest expense | $1,360,000 | 8,040 |
| Salaries and employee benefits | $894,000 | 6,680 |
| Premises and equipment expense | $132,000 | 9,037 |
| Additional noninterest expense | $334,000 | 9,558 |
| Pre-tax net operating income | $1,010,000 | 5,913 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $399,000 | 4,778 |
| Income before extraordinary items | $612,000 | 6,444 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $612,000 | 6,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,658 |
| Cash dividends | $250,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $611,360 | 6,511 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,104,000 | 6,747 |
| Total interest expense | $1,776,000 | 6,400 |
| Net interest income | $2,328,000 | 6,878 |
| Provision for loan and lease losses | $36,000 | 8,112 |
| Total noninterest income | $254,000 | 8,305 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 8,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 6,427 |
| Total noninterest expense | $1,376,000 | 8,258 |
| Salaries and employee benefits | $810,000 | 7,258 |
| Premises and equipment expense | $128,000 | 9,539 |
| Additional noninterest expense | $438,000 | 8,845 |
| Pre-tax net operating income | $1,170,000 | 5,274 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $461,000 | 4,495 |
| Income before extraordinary items | $714,000 | 6,029 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $714,000 | 6,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 6,513 |
| Cash dividends | $250,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $710,800 | 5,775 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,475,000 | 6,925 |
| Total interest expense | $2,172,000 | 6,690 |
| Net interest income | $2,303,000 | 7,002 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $194,000 | 9,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 8,491 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 8,327 |
| Total noninterest expense | $1,186,000 | 9,109 |
| Salaries and employee benefits | $769,000 | 7,475 |
| Premises and equipment expense | $130,000 | 9,690 |
| Additional noninterest expense | $287,000 | 11,020 |
| Pre-tax net operating income | $1,191,000 | 4,937 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $455,000 | 4,327 |
| Income before extraordinary items | $736,000 | 5,711 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $736,000 | 5,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 6,342 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $736,000 | 5,373 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.